Farmers Bank & Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Farmers Bank & Trust 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Farmers Bank & Trust 1017 Harrison Great Bend, KS 67530 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 5,066 |
| Total Mortgage Loan Application Amount | $2,224,830,000 |
| Average Mortgage Loan Application Amount | $337,400 |
| Highest Mortgage Loan Application Amount | $1,755,000 |
| Average Applicant Income | $67,600 |
| Highest Applicant Income | $7,709,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Farmers Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Farmers Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Farmers Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Farmers Bank & Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Farmers Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Farmers Bank & Trust's mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| SEATTLE-BELLEVUE-EVERETT, WA | 497 | $ 268,445,000 | $ 540,000 | $ 66,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 436 | $ 211,560,000 | $ 509,000 | $ 82,500 |
| NA (OUTSIDE OF MSA/MD) | 275 | $ 69,665,000 | $ 347,794 | $ 48,588 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 227 | $ 115,505,000 | $ 508,000 | $ 65,000 |
| KANSAS CITY, MO-KS | 213 | $ 60,325,000 | $ 284,500 | $ 122,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 171 | $ 104,655,000 | $ 612,000 | $ 61,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 149 | $ 86,605,000 | $ 581,000 | $ 54,000 |
| NEW YORK-NEWARK, NY | 121 | $ 52,265,000 | $ 407,000 | $ 32,500 |
| SAN DIEGO-CARLSBAD, CA | 110 | $ 55,710,000 | $ 506,000 | $ 63,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 107 | $ 53,975,000 | $ 500,000 | $ 56,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 102 | $ 58,590,000 | $ 574,000 | $ 90,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 94 | $ 45,840,000 | $ 487,000 | $ 61,000 |
| DENVER-AURORA-LAKEWOOD, CO | 94 | $ 45,390,000 | $ 482,000 | $ 60,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 88 | $ 37,920,000 | $ 428,500 | $ 29,000 |
| NEWARK, NJ-PA | 86 | $ 39,870,000 | $ 463,000 | $ 96,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 83 | $ 32,155,000 | $ 387,000 | $ 33,000 |
| DALLAS-PLANO-IRVING, TX | 77 | $ 27,275,000 | $ 354,000 | $ 51,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 75 | $ 34,685,000 | $ 462,000 | $ 24,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 70 | $ 26,250,000 | $ 375,000 | $ 95,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 66 | $ 31,010,000 | $ 479,500 | $ 40,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 64 | $ 27,040,000 | $ 422,000 | $ 66,000 |
| AUSTIN-ROUND ROCK, TX | 63 | $ 25,735,000 | $ 408,000 | $ 36,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 63 | $ 29,085,000 | $ 461,000 | $ 44,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 61 | $ 26,215,000 | $ 429,000 | $ 46,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 59 | $ 24,475,000 | $ 414,000 | $ 67,000 |
| RALEIGH, NC | 59 | $ 23,545,000 | $ 399,000 | $ 45,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 57 | $ 37,365,000 | $ 655,000 | $ 83,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 56 | $ 21,300,000 | $ 380,000 | $ 106,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 53 | $ 21,365,000 | $ 403,000 | $ 58,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 52 | $ 13,770,000 | $ 264,000 | $ 51,000 |
| BOSTON, MA | 44 | $ 23,840,000 | $ 541,000 | $ 60,000 |
| CHICAGO-NAPERVILLE, IL | 43 | $ 17,075,000 | $ 397,000 | $ 47,000 |
| BOISE CITY, ID | 35 | $ 14,985,000 | $ 428,000 | $ 23,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 35 | $ 12,195,000 | $ 348,000 | $ 52,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 28 | $ 12,170,000 | $ 434,000 | $ 45,000 |
| RICHMOND, VA | 27 | $ 12,195,000 | $ 451,000 | $ 45,000 |
| TACOMA-LAKEWOOD, WA | 26 | $ 11,310,000 | $ 435,000 | $ 41,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 25 | $ 12,525,000 | $ 501,000 | $ 43,000 |
| CAPE CORAL-FORT MYERS, FL | 23 | $ 12,785,000 | $ 555,000 | $ 153,000 |
| LAWRENCE, KS | 23 | $ 6,675,000 | $ 290,000 | $ 26,000 |
| ST. LOUIS, MO-IL | 22 | $ 6,910,000 | $ 314,000 | $ 47,000 |
| COLUMBUS, OH | 20 | $ 6,290,000 | $ 314,000 | $ 35,000 |
| GRAND RAPIDS-WYOMING, MI | 20 | $ 5,010,000 | $ 250,000 | $ 102,000 |
| CINCINNATI, OH-KY-IN | 19 | $ 6,305,000 | $ 286,000 | $ 50,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 19 | $ 7,265,000 | $ 345,500 | $ 30,500 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 19 | $ 7,895,000 | $ 415,000 | $ 41,000 |
| FORT WORTH-ARLINGTON, TX | 18 | $ 6,570,000 | $ 365,000 | $ 22,000 |
| JACKSONVILLE, FL | 18 | $ 6,740,000 | $ 374,000 | $ 59,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 17 | $ 6,355,000 | $ 373,000 | $ 120,000 |
| SALT LAKE CITY, UT | 17 | $ 6,955,000 | $ 409,000 | $ 36,000 |
| WORCESTER, MA-CT | 17 | $ 6,745,000 | $ 363,000 | $ 14,500 |
| RENO, NV | 16 | $ 6,140,000 | $ 383,000 | $ 15,000 |
| WILMINGTON, DE-MD-NJ | 16 | $ 5,920,000 | $ 370,000 | $ 42,000 |
| DURHAM-CHAPEL HILL, NC | 15 | $ 6,935,000 | $ 462,000 | $ 126,000 |
| TUCSON, AZ | 15 | $ 5,305,000 | $ 353,000 | $ 39,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 14 | $ 5,870,000 | $ 419,000 | $ 204,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 14 | $ 5,820,000 | $ 415,000 | $ 28,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 14 | $ 7,030,000 | $ 502,000 | $ 11,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 14 | $ 3,900,000 | $ 278,000 | $ 48,000 |
| PITTSBURGH, PA | 14 | $ 5,470,000 | $ 390,000 | $ 95,000 |
| STOCKTON-LODI, CA | 14 | $ 5,470,000 | $ 390,000 | $ 62,000 |
| SAN RAFAEL, CA | 13 | $ 8,425,000 | $ 648,000 | $ 114,000 |
| BELLINGHAM, WA | 12 | $ 4,430,000 | $ 369,000 | $ 27,000 |
| MEMPHIS, TN-MS-AR | 12 | $ 5,290,000 | $ 347,000 | $ 33,500 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 12 | $ 5,810,000 | $ 484,000 | $ 0 |
| PHILADELPHIA, PA | 12 | $ 3,610,000 | $ 300,000 | $ 63,000 |
| CLEVELAND-ELYRIA, OH | 11 | $ 5,115,000 | $ 465,000 | $ 79,000 |
| MANCHESTER-NASHUA, NH | 11 | $ 3,725,000 | $ 338,000 | $ 43,000 |
| NEW HAVEN-MILFORD, CT | 11 | $ 3,915,000 | $ 355,000 | $ 56,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 11 | $ 2,835,000 | $ 257,000 | $ 102,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 11 | $ 4,325,000 | $ 393,000 | $ 7,000 |
| SANTA CRUZ-WATSONVILLE, CA | 11 | $ 6,595,000 | $ 599,000 | $ 101,000 |
| TRENTON, NJ | 11 | $ 4,555,000 | $ 414,000 | $ 58,000 |
| CHATTANOOGA, TN-GA | 10 | $ 2,610,000 | $ 195,000 | $ 74,500 |
| FRESNO, CA | 10 | $ 3,580,000 | $ 358,000 | $ 64,000 |
| WICHITA, KS | 10 | $ 2,690,000 | $ 269,000 | $ 87,000 |
| BEND-REDMOND, OR | 9 | $ 3,525,000 | $ 391,000 | $ 41,000 |
| BOULDER, CO | 9 | $ 3,725,000 | $ 413,000 | $ 46,000 |
| BREMERTON-SILVERDALE, WA | 9 | $ 4,705,000 | $ 522,000 | $ 77,000 |
| CAMDEN, NJ | 9 | $ 2,795,000 | $ 310,000 | $ 55,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 9 | $ 3,245,000 | $ 360,000 | $ 47,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 9 | $ 4,115,000 | $ 457,000 | $ 145,000 |
| OGDEN-CLEARFIELD, UT | 9 | $ 3,485,000 | $ 387,000 | $ 53,000 |
| PROVIDENCE-WARWICK, RI-MA | 9 | $ 2,955,000 | $ 328,000 | $ 60,000 |
| SANTA ROSA, CA | 9 | $ 5,275,000 | $ 586,000 | $ 120,000 |
| VISALIA-PORTERVILLE, CA | 9 | $ 1,565,000 | $ 173,000 | $ 53,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 9 | $ 3,045,000 | $ 338,000 | $ 37,000 |
| ALBUQUERQUE, NM | 7 | $ 2,265,000 | $ 323,000 | $ 43,000 |
| ASHEVILLE, NC | 7 | $ 2,095,000 | $ 299,000 | $ 39,000 |
| BAKERSFIELD, CA | 7 | $ 2,045,000 | $ 292,000 | $ 56,000 |
| BIRMINGHAM-HOOVER, AL | 7 | $ 2,455,000 | $ 350,000 | $ 0 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 7 | $ 1,565,000 | $ 223,000 | $ 83,000 |
| FORT COLLINS, CO | 7 | $ 2,335,000 | $ 333,000 | $ 22,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 7 | $ 2,645,000 | $ 377,000 | $ 47,000 |
| SALISBURY, MD-DE | 7 | $ 2,285,000 | $ 326,000 | $ 62,000 |
| SPRINGFIELD, MA | 7 | $ 1,555,000 | $ 222,000 | $ 44,000 |
| URBAN HONOLULU, HI | 7 | $ 4,155,000 | $ 593,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 7 | $ 2,695,000 | $ 385,000 | $ 46,000 |
| WENATCHEE, WA | 7 | $ 3,135,000 | $ 447,000 | $ 7,000 |
| COLORADO SPRINGS, CO | 6 | $ 1,960,000 | $ 326,000 | $ 40,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 6 | $ 2,770,000 | $ 461,000 | $ 21,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 6 | $ 2,420,000 | $ 403,000 | $ 32,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 6 | $ 1,300,000 | $ 256,000 | $ 34,500 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 6 | $ 2,200,000 | $ 366,000 | $ 43,000 |
| OCEAN CITY, NJ | 6 | $ 3,000,000 | $ 500,000 | $ 0 |
| OKLAHOMA CITY, OK | 6 | $ 1,840,000 | $ 306,000 | $ 0 |
| OLYMPIA-TUMWATER, WA | 6 | $ 2,240,000 | $ 373,000 | $ 54,000 |
| PORTLAND-SOUTH PORTLAND, ME | 6 | $ 1,660,000 | $ 276,000 | $ 12,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 6 | $ 3,180,000 | $ 530,000 | $ 57,000 |
| SPOKANE-SPOKANE VALLEY, WA | 6 | $ 1,950,000 | $ 325,000 | $ 34,000 |
| TOPEKA, KS | 6 | $ 1,190,000 | $ 198,000 | $ 20,000 |
| TULSA, OK | 6 | $ 2,540,000 | $ 423,000 | $ 34,000 |
| EUGENE, OR | 5 | $ 2,165,000 | $ 433,000 | $ 43,000 |
| GREELEY, CO | 5 | $ 2,245,000 | $ 449,000 | $ 247,000 |
| JACKSON, MS | 5 | $ 1,855,000 | $ 371,000 | $ 237,000 |
| NAPA, CA | 5 | $ 2,665,000 | $ 533,000 | $ 69,000 |
| NEW ORLEANS-METAIRIE, LA | 5 | $ 2,185,000 | $ 437,000 | $ 0 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 5 | $ 1,645,000 | $ 329,000 | $ 49,000 |
| PROVO-OREM, UT | 5 | $ 2,395,000 | $ 479,000 | $ 29,000 |
| SAVANNAH, GA | 5 | $ 1,245,000 | $ 249,000 | $ 89,000 |
| CHARLOTTESVILLE, VA | 4 | $ 1,830,000 | $ 457,000 | $ 43,000 |
| COEUR D'ALENE, ID | 4 | $ 1,720,000 | $ 430,000 | $ 80,000 |
| COLLEGE STATION-BRYAN, TX | 4 | $ 1,200,000 | $ 300,000 | $ 31,000 |
| HARRISBURG-CARLISLE, PA | 4 | $ 960,000 | $ 240,000 | $ 24,000 |
| HICKORY-LENOIR-MORGANTON, NC | 4 | $ 690,000 | $ 172,000 | $ 14,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 4 | $ 830,000 | $ 207,000 | $ 297,000 |
| SALINAS, CA | 4 | $ 2,150,000 | $ 537,000 | $ 0 |
| SANTA MARIA-SANTA BARBARA, CA | 4 | $ 2,740,000 | $ 685,000 | $ 0 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 4 | $ 1,620,000 | $ 405,000 | $ 135,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 3 | $ 1,375,000 | $ 458,000 | $ 42,000 |
| BATON ROUGE, LA | 3 | $ 985,000 | $ 328,000 | $ 0 |
| COLUMBIA, SC | 3 | $ 1,245,000 | $ 415,000 | $ 0 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 3 | $ 855,000 | $ 285,000 | $ 31,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 3 | $ 765,000 | $ 255,000 | $ 0 |
| GAINESVILLE, FL | 3 | $ 865,000 | $ 288,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 3 | $ 1,205,000 | $ 401,000 | $ 0 |
| HUNTSVILLE, AL | 3 | $ 1,125,000 | $ 375,000 | $ 0 |
| LINCOLN, NE | 3 | $ 465,000 | $ 155,000 | $ 38,000 |
| LUBBOCK, TX | 3 | $ 365,000 | $ 121,000 | $ 27,000 |
| MADISON, WI | 3 | $ 1,135,000 | $ 378,000 | $ 48,000 |
| MANHATTAN, KS | 3 | $ 1,085,000 | $ 361,000 | $ 296,000 |
| MORGANTOWN, WV | 3 | $ 785,000 | $ 261,000 | $ 47,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 3 | $ 2,005,000 | $ 668,000 | $ 67,000 |
| NORWICH-NEW LONDON, CT | 3 | $ 885,000 | $ 295,000 | $ 80,000 |
| SALEM, OR | 3 | $ 1,135,000 | $ 378,000 | $ 32,000 |
| SEBASTIAN-VERO BEACH, FL | 3 | $ 775,000 | $ 258,000 | $ 58,000 |
| ST. GEORGE, UT | 3 | $ 1,475,000 | $ 491,000 | $ 120,000 |
| WILMINGTON, NC | 3 | $ 965,000 | $ 321,000 | $ 57,000 |
| WINSTON-SALEM, NC | 3 | $ 1,345,000 | $ 448,000 | $ 68,000 |
| YAKIMA, WA | 3 | $ 1,365,000 | $ 455,000 | $ 49,000 |
| ALBANY-SCHENECTADY-TROY, NY | 2 | $ 280,000 | $ 140,000 | $ 0 |
| AMARILLO, TX | 2 | $ 220,000 | $ 110,000 | $ 0 |
| ANCHORAGE, AK | 2 | $ 1,070,000 | $ 535,000 | $ 0 |
| BATTLE CREEK, MI | 2 | $ 550,000 | $ 275,000 | $ 69,000 |
| CARSON CITY, NV | 2 | $ 870,000 | $ 435,000 | $ 60,000 |
| COLUMBIA, MO | 2 | $ 910,000 | $ 455,000 | $ 118,000 |
| CORVALLIS, OR | 2 | $ 1,010,000 | $ 505,000 | $ 121,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 2 | $ 300,000 | $ 150,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 2 | $ 1,170,000 | $ 585,000 | $ 60,000 |
| ELGIN, IL | 2 | $ 840,000 | $ 420,000 | $ 1,000 |
| EVANSVILLE, IN-KY | 2 | $ 580,000 | $ 290,000 | $ 0 |
| FLAGSTAFF, AZ | 2 | $ 510,000 | $ 255,000 | $ 0 |
| GETTYSBURG, PA | 2 | $ 610,000 | $ 305,000 | $ 73,000 |
| HOMOSASSA SPRINGS, FL | 2 | $ 270,000 | $ 135,000 | $ 36,000 |
| JOPLIN, MO | 2 | $ 590,000 | $ 295,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 1,070,000 | $ 535,000 | $ 161,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 410,000 | $ 205,000 | $ 0 |
| LAKE HAVASU CITY-KINGMAN, AZ | 2 | $ 190,000 | $ 95,000 | $ 0 |
| LANCASTER, PA | 2 | $ 570,000 | $ 285,000 | $ 66,000 |
| LONGVIEW, TX | 2 | $ 640,000 | $ 320,000 | $ 1,000 |
| LYNCHBURG, VA | 2 | $ 990,000 | $ 495,000 | $ 78,000 |
| MEDFORD, OR | 2 | $ 900,000 | $ 450,000 | $ 110,000 |
| MOBILE, AL | 2 | $ 900,000 | $ 450,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 650,000 | $ 325,000 | $ 61,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 2 | $ 430,000 | $ 215,000 | $ 0 |
| OWENSBORO, KY | 2 | $ 670,000 | $ 335,000 | $ 57,000 |
| PANAMA CITY, FL | 2 | $ 660,000 | $ 330,000 | $ 1,000 |
| ROCKY MOUNT, NC | 2 | $ 550,000 | $ 275,000 | $ 78,000 |
| SANTA FE, NM | 2 | $ 610,000 | $ 305,000 | $ 78,000 |
| SPRINGFIELD, MO | 2 | $ 710,000 | $ 355,000 | $ 0 |
| TALLAHASSEE, FL | 2 | $ 730,000 | $ 365,000 | $ 56,000 |
| TUSCALOOSA, AL | 2 | $ 250,000 | $ 125,000 | $ 186,000 |
| TWIN FALLS, ID | 2 | $ 970,000 | $ 485,000 | $ 46,000 |
| ANN ARBOR, MI | 1 | $ 185,000 | $ 185,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 415,000 | $ 415,000 | $ 0 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 535,000 | $ 535,000 | $ 0 |
| BARNSTABLE TOWN, MA | 1 | $ 265,000 | $ 265,000 | $ 0 |
| BAY CITY, MI | 1 | $ 55,000 | $ 55,000 | $ 0 |
| BLOOMINGTON, IN | 1 | $ 285,000 | $ 285,000 | $ 0 |
| CAPE GIRARDEAU, MO-IL | 1 | $ 575,000 | $ 575,000 | $ 0 |
| CLARKSVILLE, TN-KY | 1 | $ 505,000 | $ 505,000 | $ 0 |
| DOTHAN, AL | 1 | $ 15,000 | $ 15,000 | $ 0 |
| DOVER, DE | 1 | $ 125,000 | $ 125,000 | $ 0 |
| DULUTH, MN-WI | 1 | $ 265,000 | $ 265,000 | $ 0 |
| EAST STROUDSBURG, PA | 1 | $ 285,000 | $ 285,000 | $ 3,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 1 | $ 255,000 | $ 255,000 | $ 0 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 375,000 | $ 375,000 | $ 0 |
| FORT WAYNE, IN | 1 | $ 375,000 | $ 375,000 | $ 0 |
| GAINESVILLE, GA | 1 | $ 305,000 | $ 305,000 | $ 0 |
| GARY, IN | 1 | $ 215,000 | $ 215,000 | $ 0 |
| GRAND FORKS, ND-MN | 1 | $ 155,000 | $ 155,000 | $ 0 |
| JACKSONVILLE, NC | 1 | $ 425,000 | $ 425,000 | $ 0 |
| KAHULUI-WAILUKU-LAHAINA, HI | 1 | $ 515,000 | $ 515,000 | $ 0 |
| KENNEWICK-RICHLAND, WA | 1 | $ 485,000 | $ 485,000 | $ 0 |
| KNOXVILLE, TN | 1 | $ 545,000 | $ 545,000 | $ 0 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 235,000 | $ 235,000 | $ 0 |
| LAKE CHARLES, LA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| LAKELAND-WINTER HAVEN, FL | 1 | $ 145,000 | $ 145,000 | $ 0 |
| LANSING-EAST LANSING, MI | 1 | $ 115,000 | $ 115,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 1 | $ 245,000 | $ 245,000 | $ 0 |
| LOGAN, UT-ID | 1 | $ 545,000 | $ 545,000 | $ 0 |
| LONGVIEW, WA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| MODESTO, CA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| NEW BERN, NC | 1 | $ 305,000 | $ 305,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 1 | $ 135,000 | $ 135,000 | $ 0 |
| OCALA, FL | 1 | $ 755,000 | $ 755,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 1 | $ 95,000 | $ 95,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 355,000 | $ 355,000 | $ 0 |
| PEORIA, IL | 1 | $ 105,000 | $ 105,000 | $ 0 |
| PUEBLO, CO | 1 | $ 355,000 | $ 355,000 | $ 0 |
| PUNTA GORDA, FL | 1 | $ 495,000 | $ 495,000 | $ 0 |
| ROANOKE, VA | 1 | $ 695,000 | $ 695,000 | $ 0 |
| SHREVEPORT-BOSSIER CITY, LA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| SPARTANBURG, SC | 1 | $ 385,000 | $ 385,000 | $ 0 |
| SYRACUSE, NY | 1 | $ 225,000 | $ 225,000 | $ 0 |
| TYLER, TX | 1 | $ 155,000 | $ 155,000 | $ 0 |
Mortgage Loan Application Detail Totals for Farmers Bank & Trust in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,008 | $1,376,290,000 | $457,000 | $1,585,000 | $69,000 | $3,108,000 |
| Cash-out Refinancing | 1,463 | $635,485,000 | $434,000 | $1,755,000 | $44,000 | $2,904,000 |
| Home Purchase | 590 | $212,370,000 | $359,000 | $1,325,000 | $82,000 | $7,709,000 |
| Home Improvement | 4 | $330,000 | $82,000 | $105,000 | $143,000 | $169,000 |
| Other Purpose | 1 | $355,000 | $355,000 | $355,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,100 | $864,510,000 | $411,000 | $1,435,000 | $58,000 | $3,048,000 |
| Not Provided | 1,330 | $613,750,000 | $461,000 | $1,755,000 | $71,000 | $7,709,000 |
| Asian | 944 | $443,670,000 | $469,000 | $1,325,000 | $55,000 | $1,601,000 |
| Hispanic | 230 | $92,030,000 | $400,000 | $995,000 | $67,000 | $3,108,000 |
| Black or African American | 75 | $29,515,000 | $393,000 | $1,225,000 | $38,000 | $780,000 |
| American Indian or Alaskan Native | 16 | $5,550,000 | $346,000 | $545,000 | $48,000 | $336,000 |
| Not applicable | 14 | $4,200,000 | $300,000 | $1,585,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,052 | $2,223,580,000 | $440,000 | $1,755,000 | $63,000 | $7,709,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $1,250,000 | $89,000 | $175,000 | $38,000 | $67,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,052 | $1,361,430,000 | $446,000 | $1,585,000 | $60,000 | $7,709,000 |
| Application Withdrawn By Applicant | 934 | $419,450,000 | $449,000 | $1,755,000 | $63,000 | $3,108,000 |
| Application Approved But Not Accepted | 416 | $182,690,000 | $439,000 | $1,055,000 | $81,000 | $2,520,000 |
| File Closed For Incompleteness | 412 | $171,030,000 | $415,000 | $1,055,000 | $89,000 | $3,048,000 |
| Application Denied By Financial Institution | 252 | $90,230,000 | $358,000 | $1,005,000 | $26,000 | $408,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 5,066 | $2,224,830,000 | $439,000 | $1,755,000 | $63,000 | $7,709,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farmers Bank & Trust's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farmers Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.