Farmers Bank & Trust Mortgage Lending & HMDA Data, 2021
In 2021, Farmers Bank & Trust of Great Bend, KS reported 5,066 mortgage applications totaling $2.2 billion, up 80% from 2020. The average application was for $439,168, and applicants reported an average income of $63,339. 60% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Seattle-Bellevue-Everett, WA (497), Washington-Arlington-Alexandria, DC-VA-MD-WV (436) and Los Angeles-Long Beach-Glendale, CA (227) (applications in parentheses).
| Mortgage Company & Address | Farmers Bank & Trust 1017 Harrison Great Bend, KS 67530 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 5,066 |
| Total Mortgage Loan Application Amount | $2,224,830,000 |
| Average Mortgage Loan Application Amount | $439,168 |
| Highest Mortgage Loan Application Amount | $1,755,000 |
| Average Applicant Income | $63,339 |
| Highest Applicant Income | $7,709,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farmers Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Seattle-Bellevue-Everett, WA | 497 | $ 268,445,000 | $ 540,130 | $ 66,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 436 | $ 211,560,000 | $ 485,229 | $ 80,584 |
| Outside any metro area | 275 | $ 69,665,000 | $ 253,327 | $ 72,014 |
| Los Angeles-Long Beach-Glendale, CA | 227 | $ 115,505,000 | $ 508,832 | $ 65,000 |
| Kansas City, MO-KS | 213 | $ 60,325,000 | $ 283,215 | $ 93,666 |
| Oakland-Hayward-Berkeley, CA | 171 | $ 104,655,000 | $ 612,017 | $ 61,000 |
| Anaheim-Santa Ana-Irvine, CA | 149 | $ 86,605,000 | $ 581,241 | $ 54,000 |
| New York-Newark, NY | 121 | $ 52,265,000 | $ 431,942 | $ 63,388 |
| San Diego-Carlsbad, CA | 110 | $ 55,710,000 | $ 506,454 | $ 63,000 |
| New York-Jersey City-White Plains, NY-NJ | 107 | $ 53,975,000 | $ 504,439 | $ 64,429 |
| San Jose-Sunnyvale-Santa Clara, CA | 102 | $ 58,590,000 | $ 574,411 | $ 90,000 |
| Cambridge-Newton-Framingham, MA | 94 | $ 45,840,000 | $ 487,659 | $ 61,000 |
| Denver-Aurora-Lakewood, CO | 94 | $ 45,390,000 | $ 482,872 | $ 60,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 88 | $ 37,920,000 | $ 430,909 | $ 35,954 |
| Newark, NJ-PA | 86 | $ 39,870,000 | $ 463,604 | $ 96,000 |
| Phoenix-Mesa-Scottsdale, AZ | 83 | $ 32,155,000 | $ 387,409 | $ 33,000 |
| Dallas-Plano-Irving, TX | 77 | $ 27,275,000 | $ 354,220 | $ 51,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 75 | $ 34,685,000 | $ 462,466 | $ 24,000 |
| Atlanta-Sandy Springs-Roswell, GA | 70 | $ 26,250,000 | $ 375,000 | $ 95,000 |
| Charlotte-Concord-Gastonia, NC-SC | 66 | $ 31,010,000 | $ 469,848 | $ 49,454 |
| Montgomery County-Bucks County-Chester County, PA | 64 | $ 27,040,000 | $ 422,500 | $ 66,000 |
| Austin-Round Rock, TX | 63 | $ 25,735,000 | $ 408,492 | $ 36,000 |
| Riverside-San Bernardino-Ontario, CA | 63 | $ 29,085,000 | $ 461,666 | $ 44,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 61 | $ 26,215,000 | $ 429,754 | $ 46,000 |
| Houston-The Woodlands-Sugar Land, TX | 59 | $ 24,475,000 | $ 414,830 | $ 67,000 |
| Raleigh, NC | 59 | $ 23,545,000 | $ 399,067 | $ 45,000 |
| San Francisco-Redwood City-South San Francisco, CA | 57 | $ 37,365,000 | $ 655,526 | $ 83,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 56 | $ 21,300,000 | $ 380,357 | $ 106,000 |
| Las Vegas-Henderson-Paradise, NV | 53 | $ 21,365,000 | $ 403,113 | $ 58,000 |
| Tampa-St. Petersburg-Clearwater, FL | 52 | $ 13,770,000 | $ 264,807 | $ 51,000 |
| Boston, MA | 44 | $ 23,840,000 | $ 541,818 | $ 60,000 |
| Chicago-Naperville, IL | 43 | $ 17,075,000 | $ 397,093 | $ 47,000 |
| Boise City, ID | 35 | $ 14,985,000 | $ 428,142 | $ 23,000 |
| Orlando-Kissimmee-Sanford, FL | 35 | $ 12,195,000 | $ 348,428 | $ 52,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 28 | $ 12,170,000 | $ 434,642 | $ 45,000 |
| Richmond, VA | 27 | $ 12,195,000 | $ 451,666 | $ 45,000 |
| Tacoma-Lakewood, WA | 26 | $ 11,310,000 | $ 435,000 | $ 41,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 25 | $ 12,525,000 | $ 501,000 | $ 43,000 |
| Cape Coral-Fort Myers, FL | 23 | $ 12,785,000 | $ 555,869 | $ 153,000 |
| Lawrence, KS | 23 | $ 6,675,000 | $ 290,217 | $ 26,000 |
| St. Louis, MO-IL | 22 | $ 6,910,000 | $ 314,090 | $ 47,000 |
| Columbus, OH | 20 | $ 6,290,000 | $ 314,500 | $ 35,000 |
| Grand Rapids-Wyoming, MI | 20 | $ 5,010,000 | $ 250,500 | $ 102,000 |
| Cincinnati, OH-KY-IN | 19 | $ 6,305,000 | $ 331,842 | $ 94,736 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 19 | $ 7,265,000 | $ 382,368 | $ 57,789 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 19 | $ 7,895,000 | $ 415,526 | $ 41,000 |
| Fort Worth-Arlington, TX | 18 | $ 6,570,000 | $ 365,000 | $ 22,000 |
| Jacksonville, FL | 18 | $ 6,740,000 | $ 374,444 | $ 59,000 |
| Charleston-North Charleston, SC | 17 | $ 6,355,000 | $ 373,823 | $ 120,000 |
| Salt Lake City, UT | 17 | $ 6,955,000 | $ 409,117 | $ 36,000 |
| Worcester, MA-CT | 17 | $ 6,745,000 | $ 396,764 | $ 27,294 |
| Reno, NV | 16 | $ 6,140,000 | $ 383,750 | $ 15,000 |
| Wilmington, DE-MD-NJ | 16 | $ 5,920,000 | $ 370,000 | $ 42,000 |
| Durham-Chapel Hill, NC | 15 | $ 6,935,000 | $ 462,333 | $ 126,000 |
| Tucson, AZ | 15 | $ 5,305,000 | $ 353,666 | $ 39,000 |
| Bridgeport-Stamford-Norwalk, CT | 14 | $ 5,870,000 | $ 419,285 | $ 204,000 |
| Indianapolis-Carmel-Anderson, IN | 14 | $ 5,820,000 | $ 415,714 | $ 28,000 |
| Miami-Miami Beach-Kendall, FL | 14 | $ 7,030,000 | $ 502,142 | $ 11,000 |
| Palm Bay-Melbourne-Titusville, FL | 14 | $ 3,900,000 | $ 278,571 | $ 48,000 |
| Pittsburgh, PA | 14 | $ 5,470,000 | $ 390,714 | $ 95,000 |
| Stockton-Lodi, CA | 14 | $ 5,470,000 | $ 390,714 | $ 62,000 |
| San Rafael, CA | 13 | $ 8,425,000 | $ 648,076 | $ 114,000 |
| Bellingham, WA | 12 | $ 4,430,000 | $ 369,166 | $ 27,000 |
| Memphis, TN-MS-AR | 12 | $ 5,290,000 | $ 440,833 | $ 61,416 |
| Nassau County-Suffolk County, NY | 12 | $ 5,810,000 | $ 484,166 | $ 0 |
| Philadelphia, PA | 12 | $ 3,610,000 | $ 300,833 | $ 63,000 |
| Cleveland-Elyria, OH | 11 | $ 5,115,000 | $ 465,000 | $ 79,000 |
| Manchester-Nashua, NH | 11 | $ 3,725,000 | $ 338,636 | $ 43,000 |
| New Haven-Milford, CT | 11 | $ 3,915,000 | $ 355,909 | $ 56,000 |
| Rockingham County-Strafford County, NH | 11 | $ 2,835,000 | $ 257,727 | $ 102,000 |
| San Antonio-New Braunfels, TX | 11 | $ 4,325,000 | $ 393,181 | $ 7,000 |
| Santa Cruz-Watsonville, CA | 11 | $ 6,595,000 | $ 599,545 | $ 101,000 |
| Trenton, NJ | 11 | $ 4,555,000 | $ 414,090 | $ 58,000 |
| Chattanooga, TN-GA | 10 | $ 2,610,000 | $ 261,000 | $ 58,600 |
| Fresno, CA | 10 | $ 3,580,000 | $ 358,000 | $ 64,000 |
| Wichita, KS | 10 | $ 2,690,000 | $ 269,000 | $ 87,000 |
| Bend-Redmond, OR | 9 | $ 3,525,000 | $ 391,666 | $ 41,000 |
| Boulder, CO | 9 | $ 3,725,000 | $ 413,888 | $ 46,000 |
| Bremerton-Silverdale, WA | 9 | $ 4,705,000 | $ 522,777 | $ 77,000 |
| Camden, NJ | 9 | $ 2,795,000 | $ 310,555 | $ 55,000 |
| Lake County-Kenosha County, IL-WI | 9 | $ 3,245,000 | $ 360,555 | $ 47,000 |
| North Port-Sarasota-Bradenton, FL | 9 | $ 4,115,000 | $ 457,222 | $ 145,000 |
| Ogden-Clearfield, UT | 9 | $ 3,485,000 | $ 387,222 | $ 53,000 |
| Providence-Warwick, RI-MA | 9 | $ 2,955,000 | $ 328,333 | $ 60,000 |
| Santa Rosa, CA | 9 | $ 5,275,000 | $ 586,111 | $ 120,000 |
| Visalia-Porterville, CA | 9 | $ 1,565,000 | $ 173,888 | $ 53,000 |
| Warren-Troy-Farmington Hills, MI | 9 | $ 3,045,000 | $ 338,333 | $ 37,000 |
| Albuquerque, NM | 7 | $ 2,265,000 | $ 323,571 | $ 43,000 |
| Asheville, NC | 7 | $ 2,095,000 | $ 299,285 | $ 39,000 |
| Bakersfield, CA | 7 | $ 2,045,000 | $ 292,142 | $ 56,000 |
| Birmingham-Hoover, AL | 7 | $ 2,455,000 | $ 350,714 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 7 | $ 1,565,000 | $ 223,571 | $ 83,000 |
| Fort Collins, CO | 7 | $ 2,335,000 | $ 333,571 | $ 22,000 |
| Greenville-Anderson-Mauldin, SC | 7 | $ 2,645,000 | $ 377,857 | $ 47,000 |
| Salisbury, MD-DE | 7 | $ 2,285,000 | $ 326,428 | $ 62,000 |
| Springfield, MA | 7 | $ 1,555,000 | $ 222,142 | $ 44,000 |
| Urban Honolulu, HI | 7 | $ 4,155,000 | $ 593,571 | $ 0 |
| Vallejo-Fairfield, CA | 7 | $ 2,695,000 | $ 385,000 | $ 46,000 |
| Wenatchee, WA | 7 | $ 3,135,000 | $ 447,857 | $ 7,000 |
| Colorado Springs, CO | 6 | $ 1,960,000 | $ 326,666 | $ 40,000 |
| Hartford-West Hartford-East Hartford, CT | 6 | $ 2,770,000 | $ 461,666 | $ 21,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 6 | $ 2,420,000 | $ 403,333 | $ 32,000 |
| Louisville/Jefferson County, KY-IN | 6 | $ 1,300,000 | $ 216,666 | $ 23,000 |
| Milwaukee-Waukesha-West Allis, WI | 6 | $ 2,200,000 | $ 366,666 | $ 43,000 |
| Ocean City, NJ | 6 | $ 3,000,000 | $ 500,000 | $ 0 |
| Oklahoma City, OK | 6 | $ 1,840,000 | $ 306,666 | $ 0 |
| Olympia-Tumwater, WA | 6 | $ 2,240,000 | $ 373,333 | $ 54,000 |
| Portland-South Portland, ME | 6 | $ 1,660,000 | $ 276,666 | $ 12,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 6 | $ 3,180,000 | $ 530,000 | $ 57,000 |
| Spokane-Spokane Valley, WA | 6 | $ 1,950,000 | $ 325,000 | $ 34,000 |
| Topeka, KS | 6 | $ 1,190,000 | $ 198,333 | $ 20,000 |
| Tulsa, OK | 6 | $ 2,540,000 | $ 423,333 | $ 34,000 |
| Eugene, OR | 5 | $ 2,165,000 | $ 433,000 | $ 43,000 |
| Greeley, CO | 5 | $ 2,245,000 | $ 449,000 | $ 247,000 |
| Jackson, MS | 5 | $ 1,855,000 | $ 371,000 | $ 237,000 |
| Napa, CA | 5 | $ 2,665,000 | $ 533,000 | $ 69,000 |
| New Orleans-Metairie, LA | 5 | $ 2,185,000 | $ 437,000 | $ 0 |
| Prescott Valley-Prescott, AZ | 5 | $ 1,645,000 | $ 329,000 | $ 49,000 |
| Provo-Orem, UT | 5 | $ 2,395,000 | $ 479,000 | $ 29,000 |
| Savannah, GA | 5 | $ 1,245,000 | $ 249,000 | $ 89,000 |
| Charlottesville, VA | 4 | $ 1,830,000 | $ 457,500 | $ 43,000 |
| Coeur D'Alene, ID | 4 | $ 1,720,000 | $ 430,000 | $ 80,000 |
| College Station-Bryan, TX | 4 | $ 1,200,000 | $ 300,000 | $ 31,000 |
| Harrisburg-Carlisle, PA | 4 | $ 960,000 | $ 240,000 | $ 24,000 |
| Hickory-Lenoir-Morganton, NC | 4 | $ 690,000 | $ 172,500 | $ 14,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 4 | $ 830,000 | $ 207,500 | $ 297,000 |
| Salinas, CA | 4 | $ 2,150,000 | $ 537,500 | $ 0 |
| Santa Maria-Santa Barbara, CA | 4 | $ 2,740,000 | $ 685,000 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 4 | $ 1,620,000 | $ 405,000 | $ 135,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 3 | $ 1,375,000 | $ 458,333 | $ 42,000 |
| Baton Rouge, LA | 3 | $ 985,000 | $ 328,333 | $ 0 |
| Columbia, SC | 3 | $ 1,245,000 | $ 415,000 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 3 | $ 855,000 | $ 285,000 | $ 31,000 |
| Detroit-Dearborn-Livonia, MI | 3 | $ 765,000 | $ 255,000 | $ 0 |
| Gainesville, FL | 3 | $ 865,000 | $ 288,333 | $ 0 |
| Greensboro-High Point, NC | 3 | $ 1,205,000 | $ 401,666 | $ 0 |
| Huntsville, AL | 3 | $ 1,125,000 | $ 375,000 | $ 0 |
| Lincoln, NE | 3 | $ 465,000 | $ 155,000 | $ 38,000 |
| Lubbock, TX | 3 | $ 365,000 | $ 121,666 | $ 27,000 |
| Madison, WI | 3 | $ 1,135,000 | $ 378,333 | $ 48,000 |
| Manhattan, KS | 3 | $ 1,085,000 | $ 361,666 | $ 296,000 |
| Morgantown, WV | 3 | $ 785,000 | $ 261,666 | $ 47,000 |
| Naples-Immokalee-Marco Island, FL | 3 | $ 2,005,000 | $ 668,333 | $ 67,000 |
| Norwich-New London, CT | 3 | $ 885,000 | $ 295,000 | $ 80,000 |
| Salem, OR | 3 | $ 1,135,000 | $ 378,333 | $ 32,000 |
| Sebastian-Vero Beach, FL | 3 | $ 775,000 | $ 258,333 | $ 58,000 |
| St. George, UT | 3 | $ 1,475,000 | $ 491,666 | $ 120,000 |
| Wilmington, NC | 3 | $ 965,000 | $ 321,666 | $ 57,000 |
| Winston-Salem, NC | 3 | $ 1,345,000 | $ 448,333 | $ 68,000 |
| Yakima, WA | 3 | $ 1,365,000 | $ 455,000 | $ 49,000 |
| Albany-Schenectady-Troy, NY | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Amarillo, TX | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Anchorage, AK | 2 | $ 1,070,000 | $ 535,000 | $ 0 |
| Battle Creek, MI | 2 | $ 550,000 | $ 275,000 | $ 69,000 |
| Carson City, NV | 2 | $ 870,000 | $ 435,000 | $ 60,000 |
| Columbia, MO | 2 | $ 910,000 | $ 455,000 | $ 118,000 |
| Corvallis, OR | 2 | $ 1,010,000 | $ 505,000 | $ 121,000 |
| Dayton-Springfield-Kettering, OH | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 1,170,000 | $ 585,000 | $ 60,000 |
| Elgin, IL | 2 | $ 840,000 | $ 420,000 | $ 1,000 |
| Evansville, IN-KY | 2 | $ 580,000 | $ 290,000 | $ 0 |
| Flagstaff, AZ | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Gettysburg, PA | 2 | $ 610,000 | $ 305,000 | $ 73,000 |
| Homosassa Springs, FL | 2 | $ 270,000 | $ 135,000 | $ 36,000 |
| Joplin, MO | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Kalamazoo-Portage, MI | 2 | $ 1,070,000 | $ 535,000 | $ 161,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Lake Havasu City-Kingman, AZ | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Lancaster, PA | 2 | $ 570,000 | $ 285,000 | $ 66,000 |
| Longview, TX | 2 | $ 640,000 | $ 320,000 | $ 1,000 |
| Lynchburg, VA | 2 | $ 990,000 | $ 495,000 | $ 78,000 |
| Medford, OR | 2 | $ 900,000 | $ 450,000 | $ 110,000 |
| Mobile, AL | 2 | $ 900,000 | $ 450,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 2 | $ 650,000 | $ 325,000 | $ 61,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Owensboro, KY | 2 | $ 670,000 | $ 335,000 | $ 57,000 |
| Panama City, FL | 2 | $ 660,000 | $ 330,000 | $ 1,000 |
| Rocky Mount, NC | 2 | $ 550,000 | $ 275,000 | $ 78,000 |
| Santa Fe, NM | 2 | $ 610,000 | $ 305,000 | $ 78,000 |
| Springfield, MO | 2 | $ 710,000 | $ 355,000 | $ 0 |
| Tallahassee, FL | 2 | $ 730,000 | $ 365,000 | $ 56,000 |
| Tuscaloosa, AL | 2 | $ 250,000 | $ 125,000 | $ 186,000 |
| Twin Falls, ID | 2 | $ 970,000 | $ 485,000 | $ 46,000 |
| Ann Arbor, MI | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Athens-Clarke County, GA | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Augusta-Richmond County, GA-SC | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Barnstable Town, MA | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Bay City, MI | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Bloomington, IN | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Cape Girardeau, MO-IL | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Clarksville, TN-KY | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Dothan, AL | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Dover, DE | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Duluth, MN-WI | 1 | $ 265,000 | $ 265,000 | $ 0 |
| East Stroudsburg, PA | 1 | $ 285,000 | $ 285,000 | $ 3,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Florence-Muscle Shoals, AL | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Fort Wayne, IN | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Gainesville, GA | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Gary, IN | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Grand Forks, ND-MN | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Jacksonville, NC | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Kennewick-Richland, WA | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Knoxville, TN | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Lafayette-West Lafayette, IN | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Lake Charles, LA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lakeland-Winter Haven, FL | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Lansing-East Lansing, MI | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Lexington-Fayette, KY | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Logan, UT-ID | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Longview, WA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Modesto, CA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| New Bern, NC | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Niles-Benton Harbor, MI | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Ocala, FL | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Oshkosh-Neenah, WI | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Peoria, IL | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Pueblo, CO | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Punta Gorda, FL | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Roanoke, VA | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Shreveport-Bossier City, LA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Spartanburg, SC | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Syracuse, NY | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Tyler, TX | 1 | $ 155,000 | $ 155,000 | $ 0 |
Mortgage Loan Application Detail Totals for Farmers Bank & Trust in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,008 | $1,376,290,000 | $457,000 | $1,585,000 | $69,000 | $3,108,000 |
| Cash-out Refinancing | 1,463 | $635,485,000 | $434,000 | $1,755,000 | $44,000 | $2,904,000 |
| Home Purchase | 590 | $212,370,000 | $359,000 | $1,325,000 | $82,000 | $7,709,000 |
| Home Improvement | 4 | $330,000 | $82,000 | $105,000 | $143,000 | $169,000 |
| Other Purpose | 1 | $355,000 | $355,000 | $355,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,100 | $864,510,000 | $411,000 | $1,435,000 | $58,000 | $3,048,000 |
| Not Provided | 1,330 | $613,750,000 | $461,000 | $1,755,000 | $71,000 | $7,709,000 |
| Asian | 944 | $443,670,000 | $469,000 | $1,325,000 | $55,000 | $1,601,000 |
| Hispanic | 230 | $92,030,000 | $400,000 | $995,000 | $67,000 | $3,108,000 |
| Black or African American | 75 | $29,515,000 | $393,000 | $1,225,000 | $38,000 | $780,000 |
| American Indian or Alaskan Native | 16 | $5,550,000 | $346,000 | $545,000 | $48,000 | $336,000 |
| Not applicable | 14 | $4,200,000 | $300,000 | $1,585,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,052 | $2,223,580,000 | $440,000 | $1,755,000 | $63,000 | $7,709,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $1,250,000 | $89,000 | $175,000 | $38,000 | $67,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,052 | $1,361,430,000 | $446,000 | $1,585,000 | $60,000 | $7,709,000 |
| Application Withdrawn By Applicant | 934 | $419,450,000 | $449,000 | $1,755,000 | $63,000 | $3,108,000 |
| Application Approved But Not Accepted | 416 | $182,690,000 | $439,000 | $1,055,000 | $81,000 | $2,520,000 |
| File Closed For Incompleteness | 412 | $171,030,000 | $415,000 | $1,055,000 | $89,000 | $3,048,000 |
| Application Denied By Financial Institution | 252 | $90,230,000 | $358,000 | $1,005,000 | $26,000 | $408,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 5,066 | $2,224,830,000 | $439,000 | $1,755,000 | $63,000 | $7,709,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farmers Bank & Trust's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farmers Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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