Farmers Bank and Trust NA Mortgage Lending & HMDA Data, 2011
In 2011, Farmers Bank and Trust NA of Great Bend, KS reported 7,835 mortgage applications totaling $1.7 billion, up 6540% from 2010. The average application was for $219,499, and applicants reported an average income of $124,820. 56% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Kansas City, MO-KS (370), Los Angeles-Long Beach-Glendale, CA (240) and Phoenix-Mesa-Glendale, AZ (230) (applications in parentheses).
| Mortgage Company & Address | Farmers Bank and Trust NA 1017 Harrison Great Bend, KS 67530 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,835 |
| Total Mortgage Loan Application Amount | $1,719,775,000 |
| Average Mortgage Loan Application Amount | $219,499 |
| Highest Mortgage Loan Application Amount | $1,630,000 |
| Average Applicant Income | $124,820 |
| Highest Applicant Income | $7,779,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farmers Bank and Trust NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kansas City, MO-KS | 370 | $ 62,428,000 | $ 168,724 | $ 102,840 |
| Los Angeles-Long Beach-Glendale, CA | 240 | $ 74,872,000 | $ 311,966 | $ 146,000 |
| Phoenix-Mesa-Glendale, AZ | 230 | $ 41,025,000 | $ 178,369 | $ 101,000 |
| New York-White Plains-Wayne, NY-NJ | 201 | $ 63,748,000 | $ 317,154 | $ 152,059 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 187 | $ 54,647,000 | $ 292,229 | $ 169,133 |
| Seattle-Bellevue-Everett, WA | 180 | $ 51,803,000 | $ 287,794 | $ 128,000 |
| Warren-Troy-Farmington Hills, MI | 175 | $ 34,202,000 | $ 195,440 | $ 128,000 |
| Chicago-Joliet-Naperville, IL | 156 | $ 37,259,000 | $ 238,839 | $ 138,000 |
| Atlanta-Sandy Springs-Marietta, GA | 152 | $ 31,990,000 | $ 210,460 | $ 136,000 |
| Houston-Sugar Land-Baytown, TX | 149 | $ 29,205,000 | $ 196,006 | $ 134,000 |
| Santa Ana-Anaheim-Irvine, CA | 148 | $ 50,603,000 | $ 341,912 | $ 193,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 137 | $ 31,175,000 | $ 227,554 | $ 109,007 |
| Las Vegas-Paradise, NV | 136 | $ 23,551,000 | $ 173,169 | $ 112,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 131 | $ 26,946,000 | $ 205,694 | $ 118,946 |
| Nassau-Suffolk, NY | 129 | $ 35,979,000 | $ 278,906 | $ 151,000 |
| San Diego-Carlsbad-San Marcos, CA | 110 | $ 30,935,000 | $ 281,227 | $ 132,000 |
| Denver-Aurora-Broomfield, CO | 108 | $ 23,232,000 | $ 215,111 | $ 109,000 |
| Dallas-Plano-Irving, TX | 107 | $ 19,093,000 | $ 178,439 | $ 133,000 |
| Riverside-San Bernardino-Ontario, CA | 106 | $ 23,684,000 | $ 223,433 | $ 105,000 |
| Philadelphia, PA | 104 | $ 25,726,000 | $ 247,365 | $ 141,000 |
| Oakland-Fremont-Hayward, CA | 98 | $ 34,653,000 | $ 353,602 | $ 156,000 |
| Austin-Round Rock-San Marcos, TX | 88 | $ 16,148,000 | $ 183,500 | $ 111,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 85 | $ 21,710,000 | $ 255,411 | $ 139,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 69 | $ 26,539,000 | $ 384,623 | $ 158,000 |
| Newark-Union, NJ-PA | 68 | $ 19,541,000 | $ 287,367 | $ 170,250 |
| Edison-New Brunswick, NJ | 65 | $ 18,457,000 | $ 283,953 | $ 151,000 |
| St. Louis, MO-IL | 64 | $ 11,854,000 | $ 185,218 | $ 110,750 |
| Albuquerque, NM | 61 | $ 12,247,000 | $ 200,770 | $ 116,000 |
| Baltimore-Towson, MD | 61 | $ 15,499,000 | $ 254,081 | $ 134,000 |
| Cleveland-Elyria-Mentor, OH | 58 | $ 10,978,000 | $ 189,275 | $ 121,000 |
| Bethesda-Rockville-Frederick, MD | 55 | $ 16,566,000 | $ 301,200 | $ 158,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 55 | $ 12,677,000 | $ 230,490 | $ 130,000 |
| Salt Lake City, UT | 55 | $ 12,141,000 | $ 220,745 | $ 123,000 |
| Tampa-St. Petersburg-Clearwater, FL | 54 | $ 8,288,000 | $ 153,481 | $ 109,000 |
| Orlando-Kissimmee-Sanford, FL | 52 | $ 7,558,000 | $ 145,346 | $ 105,000 |
| Cambridge-Newton-Framingham, MA | 51 | $ 15,764,000 | $ 309,098 | $ 146,000 |
| Columbus, OH | 51 | $ 9,363,000 | $ 183,588 | $ 128,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 49 | $ 9,448,000 | $ 192,816 | $ 108,000 |
| Cincinnati-Middletown, OH-KY-IN | 48 | $ 9,965,000 | $ 207,604 | $ 122,625 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 47 | $ 8,970,000 | $ 190,851 | $ 99,000 |
| Tucson, AZ | 47 | $ 8,020,000 | $ 170,638 | $ 118,000 |
| Detroit-Livonia-Dearborn, MI | 44 | $ 9,368,000 | $ 212,909 | $ 140,000 |
| Boise City-Nampa, ID | 43 | $ 8,283,000 | $ 192,627 | $ 112,000 |
| Indianapolis-Carmel, IN | 43 | $ 7,719,000 | $ 179,511 | $ 95,000 |
| San Francisco-San Mateo-Redwood City, CA | 43 | $ 15,439,000 | $ 359,046 | $ 195,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 41 | $ 12,966,000 | $ 316,243 | $ 146,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 40 | $ 8,512,000 | $ 212,800 | $ 121,900 |
| Fort Worth-Arlington, TX | 40 | $ 6,811,000 | $ 170,275 | $ 114,000 |
| Boston-Quincy, MA | 37 | $ 10,051,000 | $ 271,648 | $ 146,000 |
| Reno-Sparks, NV | 36 | $ 8,047,000 | $ 223,527 | $ 105,000 |
| Raleigh-Cary, NC | 35 | $ 8,603,000 | $ 245,800 | $ 116,000 |
| Memphis, TN-MS-AR | 34 | $ 6,213,000 | $ 182,735 | $ 140,411 |
| Pittsburgh, PA | 34 | $ 5,856,000 | $ 172,235 | $ 102,000 |
| Miami-Miami Beach-Kendall, FL | 32 | $ 5,843,000 | $ 182,593 | $ 117,000 |
| Honolulu, HI | 31 | $ 12,772,000 | $ 412,000 | $ 126,000 |
| Birmingham-Hoover, AL | 30 | $ 5,680,000 | $ 189,333 | $ 96,000 |
| San Antonio-New Braunfels, TX | 30 | $ 5,130,000 | $ 171,000 | $ 99,000 |
| Wilmington, DE-MD-NJ | 30 | $ 7,617,000 | $ 253,900 | $ 130,000 |
| Providence-New Bedford-Fall River, RI-MA | 29 | $ 6,584,000 | $ 227,034 | $ 119,344 |
| Colorado Springs, CO | 28 | $ 4,913,000 | $ 175,464 | $ 81,000 |
| Omaha-Council Bluffs, NE-IA | 27 | $ 4,744,000 | $ 175,703 | $ 116,629 |
| Jacksonville, FL | 26 | $ 4,689,000 | $ 180,346 | $ 128,000 |
| Tacoma, WA | 26 | $ 5,921,000 | $ 227,730 | $ 107,000 |
| Ann Arbor, MI | 25 | $ 5,187,000 | $ 207,480 | $ 133,000 |
| Louisville-Jefferson County, KY-IN | 25 | $ 5,801,000 | $ 232,040 | $ 132,280 |
| Santa Rosa-Petaluma, CA | 25 | $ 5,433,000 | $ 217,320 | $ 96,000 |
| Cape Coral-Fort Myers, FL | 24 | $ 4,774,000 | $ 198,916 | $ 214,000 |
| Richmond, VA | 24 | $ 5,007,000 | $ 208,625 | $ 91,000 |
| Fresno, CA | 23 | $ 4,877,000 | $ 212,043 | $ 110,000 |
| Bridgeport-Stamford-Norwalk, CT | 22 | $ 6,610,000 | $ 300,454 | $ 162,000 |
| Hartford-West Hartford-East Hartford, CT | 22 | $ 4,739,000 | $ 215,409 | $ 129,000 |
| New Haven-Milford, CT | 22 | $ 5,352,000 | $ 243,272 | $ 134,000 |
| New Orleans-Metairie-Kenner, LA | 22 | $ 3,955,000 | $ 179,772 | $ 90,000 |
| Albany-Schenectady-Troy, NY | 21 | $ 3,898,000 | $ 185,619 | $ 107,000 |
| North Port-Bradenton-Sarasota, FL | 21 | $ 5,471,000 | $ 260,523 | $ 344,000 |
| Buffalo-Niagara Falls, NY | 20 | $ 3,354,000 | $ 167,700 | $ 155,000 |
| Des Moines-West Des Moines, IA | 20 | $ 3,983,000 | $ 199,150 | $ 142,000 |
| Lawrence, KS | 20 | $ 2,641,000 | $ 132,050 | $ 119,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 19 | $ 4,324,000 | $ 227,578 | $ 148,000 |
| Greenville-Mauldin-Easley, SC | 19 | $ 3,656,000 | $ 192,421 | $ 112,000 |
| Prescott, AZ | 19 | $ 3,779,000 | $ 198,894 | $ 108,000 |
| Springfield, MA | 19 | $ 3,261,000 | $ 171,631 | $ 93,000 |
| Eugene-Springfield, OR | 18 | $ 3,439,000 | $ 191,055 | $ 90,000 |
| Huntsville, AL | 18 | $ 3,413,000 | $ 189,611 | $ 121,000 |
| Naples-Marco Island, FL | 18 | $ 5,750,000 | $ 319,444 | $ 170,000 |
| Rockingham County-Strafford County, NH | 18 | $ 4,239,000 | $ 235,500 | $ 129,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 18 | $ 4,000,000 | $ 222,222 | $ 107,777 |
| Camden, NJ | 17 | $ 3,336,000 | $ 196,235 | $ 136,000 |
| Akron, OH | 16 | $ 3,620,000 | $ 226,250 | $ 128,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 16 | $ 2,887,000 | $ 180,437 | $ 147,312 |
| Grand Rapids-Wyoming, MI | 16 | $ 2,871,000 | $ 179,437 | $ 90,000 |
| Manchester-Nashua, NH | 16 | $ 3,480,000 | $ 217,500 | $ 103,000 |
| Milwaukee-Waukesha-West Allis, WI | 16 | $ 2,848,000 | $ 178,000 | $ 148,000 |
| Ogden-Clearfield, UT | 16 | $ 3,443,000 | $ 215,187 | $ 90,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 16 | $ 3,505,000 | $ 219,062 | $ 134,000 |
| Boulder, CO | 15 | $ 3,636,000 | $ 242,400 | $ 121,000 |
| Bremerton-Silverdale, WA | 15 | $ 3,350,000 | $ 223,333 | $ 78,000 |
| Burlington-South Burlington, VT | 15 | $ 3,137,000 | $ 209,133 | $ 101,000 |
| Charleston-North Charleston-Summerville, SC | 15 | $ 3,021,000 | $ 201,400 | $ 112,000 |
| Gary, IN | 15 | $ 1,926,000 | $ 128,400 | $ 75,000 |
| Provo-Orem, UT | 15 | $ 3,120,000 | $ 208,000 | $ 96,000 |
| Toledo, OH | 15 | $ 3,159,000 | $ 210,600 | $ 168,000 |
| Bakersfield-Delano, CA | 14 | $ 2,454,000 | $ 175,285 | $ 112,000 |
| Lake County-Kenosha County, IL-WI | 14 | $ 3,078,000 | $ 219,857 | $ 146,000 |
| Montgomery, AL | 14 | $ 3,056,000 | $ 218,285 | $ 128,000 |
| Peabody, MA | 14 | $ 4,428,000 | $ 316,285 | $ 123,000 |
| Vallejo-Fairfield, CA | 14 | $ 2,751,000 | $ 196,500 | $ 113,000 |
| Worcester, MA | 14 | $ 3,117,000 | $ 222,642 | $ 122,000 |
| Coeur D'Alene, ID | 13 | $ 2,379,000 | $ 183,000 | $ 191,000 |
| Durham-Chapel Hill, NC | 13 | $ 2,717,000 | $ 209,000 | $ 134,000 |
| Lancaster, PA | 13 | $ 2,274,000 | $ 174,923 | $ 82,000 |
| Missoula, MT | 13 | $ 3,016,000 | $ 232,000 | $ 75,000 |
| Portland-South Portland-Biddeford, ME | 13 | $ 2,532,000 | $ 194,769 | $ 106,000 |
| Rochester, NY | 13 | $ 1,843,000 | $ 141,769 | $ 93,000 |
| San Luis Obispo-Paso Robles, CA | 13 | $ 3,829,000 | $ 294,538 | $ 94,000 |
| Spokane, WA | 13 | $ 1,954,000 | $ 150,307 | $ 70,000 |
| Anchorage, AK | 12 | $ 2,866,000 | $ 238,833 | $ 120,000 |
| Baton Rouge, LA | 12 | $ 2,594,000 | $ 216,166 | $ 163,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 12 | $ 2,120,000 | $ 176,666 | $ 134,000 |
| Palm Bay-Melbourne-Titusville, FL | 12 | $ 1,511,000 | $ 125,916 | $ 130,000 |
| Stockton, CA | 12 | $ 2,380,000 | $ 198,333 | $ 133,000 |
| Billings, MT | 11 | $ 2,099,000 | $ 190,818 | $ 103,000 |
| Chico, CA | 11 | $ 2,117,000 | $ 192,454 | $ 102,000 |
| Kalamazoo-Portage, MI | 11 | $ 2,197,000 | $ 199,727 | $ 199,000 |
| Kennewick-Pasco-Richland, WA | 11 | $ 1,925,000 | $ 175,000 | $ 96,000 |
| Madison, WI | 11 | $ 2,471,000 | $ 224,636 | $ 130,000 |
| Salem, OR | 11 | $ 1,854,000 | $ 168,545 | $ 147,000 |
| Springfield, MO | 11 | $ 1,770,000 | $ 160,909 | $ 82,000 |
| Wichita, KS | 11 | $ 1,362,000 | $ 123,818 | $ 85,000 |
| Barnstable Town, MA | 10 | $ 2,802,000 | $ 280,200 | $ 224,000 |
| Bellingham, WA | 10 | $ 2,008,000 | $ 200,800 | $ 108,000 |
| Greensboro-High Point, NC | 10 | $ 1,821,000 | $ 182,100 | $ 104,000 |
| Oklahoma City, OK | 10 | $ 1,918,000 | $ 191,800 | $ 110,000 |
| Olympia, WA | 10 | $ 2,160,000 | $ 216,000 | $ 101,000 |
| Port St. Lucie, FL | 10 | $ 1,212,000 | $ 121,200 | $ 77,000 |
| Salinas, CA | 10 | $ 3,549,000 | $ 354,900 | $ 172,000 |
| Columbia, SC | 9 | $ 1,505,000 | $ 167,222 | $ 89,000 |
| Harrisburg-Carlisle, PA | 9 | $ 1,767,000 | $ 196,333 | $ 78,000 |
| Syracuse, NY | 9 | $ 1,516,000 | $ 168,444 | $ 114,000 |
| Wilmington, NC | 9 | $ 1,602,000 | $ 178,000 | $ 94,000 |
| Corvallis, OR | 8 | $ 1,300,000 | $ 162,500 | $ 89,000 |
| Dover, DE | 8 | $ 1,573,000 | $ 196,625 | $ 85,000 |
| Flagstaff, AZ | 8 | $ 1,848,000 | $ 231,000 | $ 147,000 |
| Flint, MI | 8 | $ 951,000 | $ 118,875 | $ 65,000 |
| Lansing-East Lansing, MI | 8 | $ 1,468,000 | $ 183,500 | $ 132,000 |
| Lexington-Fayette, KY | 8 | $ 1,362,000 | $ 170,250 | $ 70,000 |
| Lincoln, NE | 8 | $ 1,503,000 | $ 187,875 | $ 69,000 |
| Santa Cruz-Watsonville, CA | 8 | $ 3,332,000 | $ 416,500 | $ 147,000 |
| Topeka, KS | 8 | $ 987,000 | $ 123,375 | $ 106,000 |
| Wenatchee-East Wenatchee, WA | 8 | $ 1,617,000 | $ 202,125 | $ 100,000 |
| Yakima, WA | 8 | $ 1,453,000 | $ 181,625 | $ 108,000 |
| Dayton, OH | 7 | $ 1,290,000 | $ 184,285 | $ 162,000 |
| Fort Collins-Loveland, CO | 7 | $ 1,379,000 | $ 197,000 | $ 95,000 |
| Knoxville, TN | 7 | $ 1,704,000 | $ 243,428 | $ 114,000 |
| Longview, TX | 7 | $ 445,000 | $ 63,571 | $ 200,000 |
| Medford, OR | 7 | $ 1,257,000 | $ 179,571 | $ 87,000 |
| Modesto, CA | 7 | $ 1,633,000 | $ 233,285 | $ 149,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 7 | $ 2,194,000 | $ 313,428 | $ 100,000 |
| St. George, UT | 7 | $ 1,065,000 | $ 152,142 | $ 96,000 |
| Augusta-Richmond County, GA-SC | 6 | $ 897,000 | $ 149,500 | $ 92,333 |
| Chattanooga, TN-GA | 6 | $ 1,611,000 | $ 268,500 | $ 227,500 |
| Columbia, MO | 6 | $ 1,288,000 | $ 214,666 | $ 150,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 6 | $ 820,000 | $ 136,666 | $ 115,000 |
| Holland-Grand Haven, MI | 6 | $ 886,000 | $ 147,666 | $ 65,000 |
| Jackson, MS | 6 | $ 697,000 | $ 116,166 | $ 88,000 |
| Lafayette, LA | 6 | $ 1,060,000 | $ 176,666 | $ 90,000 |
| Little Rock-North Little Rock-Conway, AR | 6 | $ 638,000 | $ 106,333 | $ 65,000 |
| Mount Vernon-Anacortes, WA | 6 | $ 1,283,000 | $ 213,833 | $ 71,000 |
| Pensacola-Ferry Pass-Brent, FL | 6 | $ 697,000 | $ 116,166 | $ 65,000 |
| Utica-Rome, NY | 6 | $ 507,000 | $ 84,500 | $ 60,000 |
| Visalia-Porterville, CA | 6 | $ 746,000 | $ 124,333 | $ 74,000 |
| Winston-Salem, NC | 6 | $ 1,243,000 | $ 207,166 | $ 104,000 |
| Bend, OR | 5 | $ 1,216,000 | $ 243,200 | $ 112,000 |
| Greeley, CO | 5 | $ 1,087,000 | $ 217,400 | $ 90,000 |
| Hagerstown-Martinsburg, MD-WV | 5 | $ 780,000 | $ 156,000 | $ 59,000 |
| Mobile, AL | 5 | $ 773,000 | $ 154,600 | $ 83,000 |
| Napa, CA | 5 | $ 2,182,000 | $ 436,400 | $ 222,000 |
| Reading, PA | 5 | $ 938,000 | $ 187,600 | $ 79,000 |
| Roanoke, VA | 5 | $ 700,000 | $ 140,000 | $ 78,000 |
| South Bend-Mishawaka, IN-MI | 5 | $ 396,000 | $ 79,200 | $ 101,000 |
| Spartanburg, SC | 5 | $ 970,000 | $ 194,000 | $ 90,000 |
| Tallahassee, FL | 5 | $ 392,000 | $ 78,400 | $ 261,000 |
| Anderson, SC | 4 | $ 742,000 | $ 185,500 | $ 76,000 |
| Carson City, NV | 4 | $ 718,000 | $ 179,500 | $ 134,000 |
| Farmington, NM | 4 | $ 928,000 | $ 232,000 | $ 2,063,000 |
| Hickory-Lenoir-Morganton, NC | 4 | $ 557,000 | $ 139,250 | $ 59,000 |
| Jackson, MI | 4 | $ 182,000 | $ 45,500 | $ 73,000 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 724,000 | $ 181,000 | $ 86,000 |
| Lakeland-Winter Haven, FL | 4 | $ 390,000 | $ 97,500 | $ 123,000 |
| Lewiston, ID-WA | 4 | $ 564,000 | $ 141,000 | $ 63,250 |
| Niles-Benton Harbor, MI | 4 | $ 419,000 | $ 104,750 | $ 132,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 4 | $ 732,000 | $ 183,000 | $ 74,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 4 | $ 539,000 | $ 134,750 | $ 73,000 |
| Saginaw-Saginaw Township North, MI | 4 | $ 424,000 | $ 106,000 | $ 89,000 |
| Santa Fe, NM | 4 | $ 941,000 | $ 235,250 | $ 92,000 |
| Savannah, GA | 4 | $ 933,000 | $ 233,250 | $ 132,000 |
| Shreveport-Bossier City, LA | 4 | $ 793,000 | $ 198,250 | $ 225,000 |
| Tulsa, OK | 4 | $ 612,000 | $ 153,000 | $ 205,000 |
| Asheville, NC | 3 | $ 624,000 | $ 208,000 | $ 162,000 |
| Binghamton, NY | 3 | $ 223,000 | $ 74,333 | $ 58,000 |
| Charleston, WV | 3 | $ 305,000 | $ 101,666 | $ 56,000 |
| Cheyenne, WY | 3 | $ 652,000 | $ 217,333 | $ 76,000 |
| Crestview-Fort Walton Beach-Destin, FL | 3 | $ 579,000 | $ 193,000 | $ 105,000 |
| El Paso, TX | 3 | $ 724,000 | $ 241,333 | $ 188,000 |
| Gulfport-Biloxi, MS | 3 | $ 222,000 | $ 74,000 | $ 62,000 |
| Harrisonburg, VA | 3 | $ 676,000 | $ 225,333 | $ 61,000 |
| Ithaca, NY | 3 | $ 685,000 | $ 228,333 | $ 89,000 |
| Jefferson City, MO | 3 | $ 339,000 | $ 113,000 | $ 77,000 |
| Kingston, NY | 3 | $ 835,000 | $ 278,333 | $ 147,000 |
| Logan, UT-ID | 3 | $ 411,000 | $ 137,000 | $ 70,000 |
| Ocala, FL | 3 | $ 605,000 | $ 201,666 | $ 50,000 |
| Ocean City, NJ | 3 | $ 773,000 | $ 257,666 | $ 150,000 |
| Pascagoula, MS | 3 | $ 530,000 | $ 176,666 | $ 90,000 |
| Pocatello, ID | 3 | $ 356,000 | $ 118,666 | $ 65,000 |
| St. Joseph, MO-KS | 3 | $ 346,000 | $ 115,333 | $ 64,000 |
| York-Hanover, PA | 3 | $ 837,000 | $ 279,000 | $ 130,000 |
| Ames, IA | 2 | $ 433,000 | $ 216,500 | $ 63,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 790,000 | $ 395,000 | $ 491,000 |
| Auburn-Opelika, AL | 2 | $ 380,000 | $ 190,000 | $ 102,000 |
| Bloomington-Normal, IL | 2 | $ 353,000 | $ 176,500 | $ 84,000 |
| Canton-Massillon, OH | 2 | $ 222,000 | $ 111,000 | $ 76,000 |
| Cape Girardeau-Jackson, MO-IL | 2 | $ 241,000 | $ 120,500 | $ 108,000 |
| Cedar Rapids, IA | 2 | $ 311,000 | $ 155,500 | $ 115,000 |
| Columbus, IN | 2 | $ 469,000 | $ 234,500 | $ 113,000 |
| Corpus Christi, TX | 2 | $ 203,000 | $ 101,500 | $ 113,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 277,000 | $ 138,500 | $ 235,000 |
| Dubuque, IA | 2 | $ 345,000 | $ 172,500 | $ 66,000 |
| Duluth, MN-WI | 2 | $ 310,000 | $ 155,000 | $ 103,000 |
| El Centro, CA | 2 | $ 263,000 | $ 131,500 | $ 78,000 |
| Elizabethtown, KY | 2 | $ 330,000 | $ 165,000 | $ 44,000 |
| Elkhart-Goshen, IN | 2 | $ 218,000 | $ 109,000 | $ 82,000 |
| Elmira, NY | 2 | $ 247,000 | $ 123,500 | $ 54,000 |
| Fayetteville, NC | 2 | $ 415,000 | $ 207,500 | $ 77,000 |
| Fort Smith, AR-OK | 2 | $ 125,000 | $ 62,500 | $ 27,000 |
| Gainesville, GA | 2 | $ 515,000 | $ 257,500 | $ 109,000 |
| Hanford-Corcoran, CA | 2 | $ 373,000 | $ 186,500 | $ 146,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 302,000 | $ 151,000 | $ 109,000 |
| Idaho Falls, ID | 2 | $ 282,000 | $ 141,000 | $ 63,000 |
| Jonesboro, AR | 2 | $ 136,000 | $ 68,000 | $ 111,000 |
| Joplin, MO | 2 | $ 141,000 | $ 70,500 | $ 51,000 |
| Lake Charles, LA | 2 | $ 395,000 | $ 197,500 | $ 117,000 |
| Lake Havasu City-Kingman, AZ | 2 | $ 276,000 | $ 138,000 | $ 50,000 |
| Lebanon, PA | 2 | $ 387,000 | $ 193,500 | $ 81,000 |
| Lewiston-Auburn, ME | 2 | $ 241,000 | $ 120,500 | $ 59,000 |
| Madera-Chowchilla, CA | 2 | $ 430,000 | $ 215,000 | $ 216,000 |
| Merced, CA | 2 | $ 198,000 | $ 99,000 | $ 120,000 |
| Michigan City-La Porte, IN | 2 | $ 500,000 | $ 250,000 | $ 204,000 |
| Monroe, MI | 2 | $ 241,000 | $ 120,500 | $ 109,000 |
| Palm Coast, FL | 2 | $ 190,000 | $ 95,000 | $ 99,000 |
| Punta Gorda, FL | 2 | $ 496,000 | $ 248,000 | $ 138,000 |
| Racine, WI | 2 | $ 434,000 | $ 217,000 | $ 117,000 |
| Rapid City, SD | 2 | $ 268,000 | $ 134,000 | $ 61,000 |
| Salisbury, MD | 2 | $ 200,000 | $ 100,000 | $ 54,000 |
| Scranton--Wilkes-Barre, PA | 2 | $ 278,000 | $ 139,000 | $ 129,000 |
| Sebastian-Vero Beach, FL | 2 | $ 319,000 | $ 159,500 | $ 50,000 |
| State College, PA | 2 | $ 532,000 | $ 266,000 | $ 101,000 |
| Tuscaloosa, AL | 2 | $ 280,000 | $ 140,000 | $ 61,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 300,000 | $ 150,000 | $ 136,000 |
| Winchester, VA-WV | 2 | $ 486,000 | $ 243,000 | $ 128,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 227,000 | $ 113,500 | $ 76,000 |
| Anniston-Oxford, AL | 1 | $ 173,000 | $ 173,000 | $ 125,000 |
| Appleton, WI | 1 | $ 90,000 | $ 90,000 | $ 29,000 |
| Bangor, ME | 1 | $ 100,000 | $ 100,000 | $ 17,000 |
| Battle Creek, MI | 1 | $ 93,000 | $ 93,000 | $ 60,000 |
| Bay City, MI | 1 | $ 380,000 | $ 380,000 | $ 160,000 |
| Beaumont-Port Arthur, TX | 1 | $ 33,000 | $ 33,000 | $ 20,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 288,000 | $ 288,000 | $ 165,000 |
| Bloomington, IN | 1 | $ 90,000 | $ 90,000 | $ 63,000 |
| Bowling Green, KY | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Brunswick, GA | 1 | $ 293,000 | $ 293,000 | $ 71,000 |
| Burlington, NC | 1 | $ 213,000 | $ 213,000 | $ 46,000 |
| Champaign-Urbana, IL | 1 | $ 224,000 | $ 224,000 | $ 237,000 |
| College Station-Bryan, TX | 1 | $ 80,000 | $ 80,000 | $ 80,000 |
| Cumberland, MD-WV | 1 | $ 399,000 | $ 399,000 | $ 58,000 |
| Dalton, GA | 1 | $ 121,000 | $ 121,000 | $ 75,000 |
| Danville, IL | 1 | $ 200,000 | $ 200,000 | $ 94,000 |
| Decatur, AL | 1 | $ 157,000 | $ 157,000 | $ 91,000 |
| Decatur, IL | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Evansville, IN-KY | 1 | $ 137,000 | $ 137,000 | $ 110,000 |
| Florence, SC | 1 | $ 123,000 | $ 123,000 | $ 139,000 |
| Fond Du Lac, WI | 1 | $ 110,000 | $ 110,000 | $ 47,000 |
| Gadsden, AL | 1 | $ 94,000 | $ 94,000 | $ 96,000 |
| Glens Falls, NY | 1 | $ 134,000 | $ 134,000 | $ 37,000 |
| Grand Forks, ND-MN | 1 | $ 300,000 | $ 300,000 | $ 120,000 |
| Green Bay, WI | 1 | $ 175,000 | $ 175,000 | $ 30,000 |
| Hattiesburg, MS | 1 | $ 146,000 | $ 146,000 | $ 64,000 |
| Houma-Bayou Cane-Thibodaux, LA | 1 | $ 92,000 | $ 92,000 | $ 50,000 |
| Jackson, TN | 1 | $ 156,000 | $ 156,000 | $ 77,000 |
| Janesville, WI | 1 | $ 104,000 | $ 104,000 | $ 51,000 |
| Killeen-Temple-Fort Hood, TX | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Las Cruces, NM | 1 | $ 250,000 | $ 250,000 | $ 50,000 |
| Longview, WA | 1 | $ 68,000 | $ 68,000 | $ 36,000 |
| Lynchburg, VA | 1 | $ 200,000 | $ 200,000 | $ 104,000 |
| Manhattan, KS | 1 | $ 180,000 | $ 180,000 | $ 40,000 |
| Mansfield, OH | 1 | $ 69,000 | $ 69,000 | $ 105,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 145,000 | $ 145,000 | $ 106,000 |
| Midland, TX | 1 | $ 196,000 | $ 196,000 | $ 103,000 |
| Monroe, LA | 1 | $ 291,000 | $ 291,000 | $ 131,000 |
| Morristown, TN | 1 | $ 233,000 | $ 233,000 | $ 141,000 |
| Norwich-New London, CT | 1 | $ 238,000 | $ 238,000 | $ 140,000 |
| Odessa, TX | 1 | $ 36,000 | $ 36,000 | $ 14,000 |
| Pittsfield, MA | 1 | $ 113,000 | $ 113,000 | $ 96,000 |
| Pueblo, CO | 1 | $ 90,000 | $ 90,000 | $ 38,000 |
| Redding, CA | 1 | $ 262,000 | $ 262,000 | $ 83,000 |
| Rockford, IL | 1 | $ 144,000 | $ 144,000 | $ 82,000 |
| Rome, GA | 1 | $ 180,000 | $ 180,000 | $ 65,000 |
| San Angelo, TX | 1 | $ 132,000 | $ 132,000 | $ 39,000 |
| Sandusky, OH | 1 | $ 100,000 | $ 100,000 | $ 191,000 |
| Sheboygan, WI | 1 | $ 242,000 | $ 242,000 | $ 102,000 |
| Sherman-Denison, TX | 1 | $ 159,000 | $ 159,000 | $ 51,000 |
| Sioux Falls, SD | 1 | $ 108,000 | $ 108,000 | $ 45,000 |
| St. Cloud, MN | 1 | $ 143,000 | $ 143,000 | $ 122,000 |
| Terre Haute, IN | 1 | $ 69,000 | $ 69,000 | $ 25,000 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 126,000 | $ 126,000 | $ 378,000 |
| Trenton-Ewing, NJ | 1 | $ 171,000 | $ 171,000 | $ 195,000 |
| Tyler, TX | 1 | $ 90,000 | $ 90,000 | $ 32,000 |
| Victoria, TX | 1 | $ 60,000 | $ 60,000 | $ 158,000 |
| Warner Robins, GA | 1 | $ 100,000 | $ 100,000 | $ 29,000 |
| Wausau, WI | 1 | $ 192,000 | $ 192,000 | $ 103,000 |
| Williamsport, PA | 1 | $ 56,000 | $ 56,000 | $ 86,000 |
Mortgage Loan Application Detail Totals for Farmers Bank and Trust NA in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,527 | $1,467,149,000 | $224,000 | $1,630,000 | $126,000 | $4,287,000 |
| Home Purchase | 1,197 | $230,934,000 | $192,000 | $1,184,000 | $118,000 | $7,779,000 |
| Home Improvement | 111 | $21,692,000 | $195,000 | $660,000 | $129,000 | $1,339,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,714 | $988,946,000 | $209,000 | $1,225,000 | $123,000 | $7,779,000 |
| Not Provided | 2,016 | $470,991,000 | $233,000 | $1,630,000 | $130,000 | $3,198,000 |
| Asian | 652 | $168,004,000 | $257,000 | $1,400,000 | $141,000 | $4,287,000 |
| Hispanic | 259 | $53,906,000 | $208,000 | $732,000 | $103,000 | $451,000 |
| Black or African American | 119 | $23,967,000 | $201,000 | $631,000 | $105,000 | $916,000 |
| American Indian or Alaskan Native | 50 | $8,631,000 | $172,000 | $371,000 | $105,000 | $333,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $4,709,000 | $235,000 | $417,000 | $110,000 | $311,000 |
| Not applicable | 5 | $621,000 | $124,000 | $233,000 | $304,000 | $1,339,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,146 | $1,576,689,000 | $220,000 | $1,630,000 | $129,000 | $7,779,000 |
| FHA-insured (Federal Housing Administration) | 590 | $121,461,000 | $205,000 | $725,000 | $86,000 | $343,000 |
| VA-guaranteed (Veterans Administration) | 83 | $20,569,000 | $247,000 | $779,000 | $65,000 | $522,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 16 | $1,056,000 | $66,000 | $135,000 | $38,000 | $80,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,364 | $950,597,000 | $217,000 | $779,000 | $128,000 | $1,495,000 |
| Application Denied By Financial Institution | 1,717 | $364,688,000 | $212,000 | $1,630,000 | $107,000 | $7,779,000 |
| Application Withdrawn By Applicant | 1,506 | $343,081,000 | $227,000 | $1,400,000 | $135,000 | $4,287,000 |
| Application Approved But Not Accepted | 181 | $43,158,000 | $238,000 | $730,000 | $124,000 | $470,000 |
| File Closed For Incompleteness | 67 | $18,251,000 | $272,000 | $701,000 | $178,000 | $1,319,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 599 | $136,605,000 | $228,000 | $1,225,000 | $123,000 | $1,192,000 |
| Debt-To-Income Ratio | 461 | $104,669,000 | $227,000 | $1,113,000 | $71,000 | $514,000 |
| Credit History | 396 | $63,812,000 | $161,000 | $980,000 | $114,000 | $7,779,000 |
| Other | 118 | $27,509,000 | $233,000 | $800,000 | $146,000 | $660,000 |
| Unverifiable Information | 82 | $18,940,000 | $230,000 | $1,630,000 | $107,000 | $600,000 |
| Credit Application Incomplete | 24 | $4,922,000 | $205,000 | $417,000 | $100,000 | $228,000 |
| Employment History | 17 | $3,763,000 | $221,000 | $680,000 | $85,000 | $270,000 |
| Mortgage Insurance Denied | 11 | $2,828,000 | $257,000 | $440,000 | $92,000 | $148,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,640,000 | $182,000 | $417,000 | $81,000 | $170,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farmers Bank and Trust NA's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farmers Bank and Trust NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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