Farmers Insurance Group Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Farmers Insurance Group Federal Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Farmers Insurance Group Federal Credit Union 4601 Wilshire Bl. Ste 110 Burbank, CA 90010 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 1,229 |
| Total Mortgage Loan Application Amount | $284,745,000 |
| Average Mortgage Loan Application Amount | $243,800 |
| Highest Mortgage Loan Application Amount | $2,045,000 |
| Average Applicant Income | $208,000 |
| Highest Applicant Income | $1,896,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Farmers Insurance Group Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Farmers Insurance Group Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Farmers Insurance Group Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Farmers Insurance Group Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Farmers Insurance Group Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Farmers Insurance Group Federal Credit Union's mortgage activity for 2022.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 91 | $ 31,645,000 | $ 347,000 | $ 241,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 79 | $ 20,755,000 | $ 262,000 | $ 176,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 75 | $ 11,325,000 | $ 151,000 | $ 184,000 |
| NA (OUTSIDE OF MSA/MD) | 71 | $ 12,505,000 | $ 175,173 | $ 207,347 |
| SAN DIEGO-CARLSBAD, CA | 39 | $ 9,405,000 | $ 241,000 | $ 253,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 35 | $ 11,895,000 | $ 339,000 | $ 265,000 |
| KANSAS CITY, MO-KS | 35 | $ 4,205,000 | $ 109,500 | $ 135,000 |
| DENVER-AURORA-LAKEWOOD, CO | 30 | $ 5,950,000 | $ 198,000 | $ 237,000 |
| OKLAHOMA CITY, OK | 27 | $ 4,025,000 | $ 149,000 | $ 203,000 |
| GRAND RAPIDS-WYOMING, MI | 25 | $ 2,715,000 | $ 108,000 | $ 105,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 24 | $ 4,640,000 | $ 193,000 | $ 188,000 |
| FORT WORTH-ARLINGTON, TX | 23 | $ 5,165,000 | $ 224,000 | $ 243,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 22 | $ 5,350,000 | $ 243,000 | $ 249,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 19 | $ 5,995,000 | $ 315,000 | $ 186,000 |
| DALLAS-PLANO-IRVING, TX | 18 | $ 4,320,000 | $ 240,000 | $ 184,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 18 | $ 3,640,000 | $ 202,000 | $ 211,000 |
| ST. LOUIS, MO-IL | 18 | $ 3,470,000 | $ 192,000 | $ 223,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 17 | $ 3,645,000 | $ 214,000 | $ 229,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 16 | $ 3,740,000 | $ 313,500 | $ 209,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 15 | $ 2,485,000 | $ 165,000 | $ 161,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 15 | $ 4,995,000 | $ 333,000 | $ 374,000 |
| CHICAGO-NAPERVILLE, IL | 12 | $ 1,680,000 | $ 140,000 | $ 180,000 |
| FRESNO, CA | 12 | $ 1,740,000 | $ 145,000 | $ 141,000 |
| MODESTO, CA | 12 | $ 3,490,000 | $ 290,000 | $ 183,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 12 | $ 2,020,000 | $ 168,000 | $ 240,000 |
| TACOMA-LAKEWOOD, WA | 12 | $ 2,680,000 | $ 223,000 | $ 228,000 |
| AUSTIN-ROUND ROCK, TX | 10 | $ 2,870,000 | $ 287,000 | $ 178,000 |
| ALBUQUERQUE, NM | 9 | $ 1,065,000 | $ 118,000 | $ 216,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 9 | $ 975,000 | $ 108,000 | $ 534,000 |
| KILLEEN-TEMPLE, TX | 9 | $ 1,765,000 | $ 196,000 | $ 143,000 |
| EL PASO, TX | 8 | $ 1,290,000 | $ 161,000 | $ 245,000 |
| TULSA, OK | 8 | $ 1,580,000 | $ 197,000 | $ 152,000 |
| MERCED, CA | 7 | $ 965,000 | $ 137,000 | $ 132,000 |
| NEW YORK-NEWARK, NY | 7 | $ 1,095,000 | $ 156,000 | $ 219,000 |
| SALT LAKE CITY, UT | 7 | $ 1,615,000 | $ 230,000 | $ 165,000 |
| SANTA CRUZ-WATSONVILLE, CA | 7 | $ 3,025,000 | $ 432,000 | $ 343,000 |
| BOISE CITY, ID | 6 | $ 460,000 | $ 76,000 | $ 102,000 |
| CAMDEN, NJ | 6 | $ 580,000 | $ 96,000 | $ 111,000 |
| FORT COLLINS, CO | 6 | $ 1,510,000 | $ 251,000 | $ 160,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 6 | $ 1,110,000 | $ 185,000 | $ 165,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 6 | $ 1,540,000 | $ 256,000 | $ 311,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 6 | $ 1,230,000 | $ 205,000 | $ 225,000 |
| STOCKTON-LODI, CA | 6 | $ 370,000 | $ 61,000 | $ 123,000 |
| VALLEJO-FAIRFIELD, CA | 6 | $ 990,000 | $ 165,000 | $ 135,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 6 | $ 950,000 | $ 158,000 | $ 238,000 |
| BAKERSFIELD, CA | 5 | $ 625,000 | $ 125,000 | $ 130,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 5 | $ 1,855,000 | $ 297,500 | $ 237,000 |
| YUBA CITY, CA | 5 | $ 1,315,000 | $ 263,000 | $ 175,000 |
| COLORADO SPRINGS, CO | 4 | $ 610,000 | $ 152,000 | $ 89,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 4 | $ 760,000 | $ 190,000 | $ 357,000 |
| MADERA, CA | 4 | $ 480,000 | $ 120,000 | $ 105,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 4 | $ 790,000 | $ 197,000 | $ 285,000 |
| PROVO-OREM, UT | 4 | $ 1,450,000 | $ 362,000 | $ 294,000 |
| RALEIGH, NC | 4 | $ 1,240,000 | $ 310,000 | $ 177,000 |
| REDDING, CA | 4 | $ 1,320,000 | $ 330,000 | $ 265,000 |
| RICHMOND, VA | 4 | $ 880,000 | $ 220,000 | $ 371,000 |
| ROANOKE, VA | 4 | $ 1,520,000 | $ 380,000 | $ 724,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 4 | $ 1,400,000 | $ 350,000 | $ 188,000 |
| TUCSON, AZ | 4 | $ 570,000 | $ 142,000 | $ 156,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 4 | $ 590,000 | $ 147,000 | $ 116,000 |
| ALBANY, OR | 3 | $ 1,525,000 | $ 508,000 | $ 219,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 3 | $ 515,000 | $ 171,000 | $ 128,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 3 | $ 545,000 | $ 181,000 | $ 146,000 |
| CANTON-MASSILLON, OH | 3 | $ 575,000 | $ 191,000 | $ 115,000 |
| CHATTANOOGA, TN-GA | 3 | $ 615,000 | $ 205,000 | $ 103,000 |
| CLEVELAND-ELYRIA, OH | 3 | $ 195,000 | $ 65,000 | $ 117,000 |
| COLUMBUS, OH | 3 | $ 215,000 | $ 71,000 | $ 74,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 3 | $ 885,000 | $ 295,000 | $ 255,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 3 | $ 205,000 | $ 68,000 | $ 111,000 |
| FORT WAYNE, IN | 3 | $ 295,000 | $ 98,000 | $ 56,000 |
| GARY, IN | 3 | $ 175,000 | $ 58,000 | $ 68,000 |
| GREELEY, CO | 3 | $ 665,000 | $ 221,000 | $ 238,000 |
| JACKSONVILLE, FL | 3 | $ 785,000 | $ 261,000 | $ 81,000 |
| JOPLIN, MO | 3 | $ 75,000 | $ 25,000 | $ 69,000 |
| NAPA, CA | 3 | $ 425,000 | $ 141,000 | $ 276,000 |
| NEW HAVEN-MILFORD, CT | 3 | $ 905,000 | $ 301,000 | $ 186,000 |
| NEWARK, NJ-PA | 3 | $ 545,000 | $ 181,000 | $ 211,000 |
| OLYMPIA-TUMWATER, WA | 3 | $ 555,000 | $ 185,000 | $ 115,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 3 | $ 435,000 | $ 145,000 | $ 97,000 |
| SALEM, OR | 3 | $ 475,000 | $ 158,000 | $ 116,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 3 | $ 375,000 | $ 125,000 | $ 135,000 |
| SIOUX FALLS, SD | 3 | $ 1,015,000 | $ 338,000 | $ 184,000 |
| SPOKANE-SPOKANE VALLEY, WA | 3 | $ 755,000 | $ 251,000 | $ 129,000 |
| VISALIA-PORTERVILLE, CA | 3 | $ 515,000 | $ 171,000 | $ 323,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 3 | $ 475,000 | $ 182,500 | $ 197,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 2 | $ 530,000 | $ 265,000 | $ 107,000 |
| BATTLE CREEK, MI | 2 | $ 280,000 | $ 140,000 | $ 237,000 |
| BEND-REDMOND, OR | 2 | $ 920,000 | $ 460,000 | $ 251,000 |
| BINGHAMTON, NY | 2 | $ 320,000 | $ 160,000 | $ 170,000 |
| COEUR D'ALENE, ID | 2 | $ 760,000 | $ 380,000 | $ 220,000 |
| CORPUS CHRISTI, TX | 2 | $ 1,040,000 | $ 520,000 | $ 178,000 |
| DES MOINES-WEST DES MOINES, IA | 2 | $ 140,000 | $ 70,000 | $ 251,000 |
| EL CENTRO, CA | 2 | $ 580,000 | $ 290,000 | $ 94,000 |
| FAYETTEVILLE, NC | 2 | $ 90,000 | $ 45,000 | $ 73,000 |
| GLENS FALLS, NY | 2 | $ 550,000 | $ 275,000 | $ 196,000 |
| GREENSBORO-HIGH POINT, NC | 2 | $ 420,000 | $ 210,000 | $ 174,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 2 | $ 90,000 | $ 45,000 | $ 24,000 |
| HARRISBURG-CARLISLE, PA | 2 | $ 220,000 | $ 110,000 | $ 175,000 |
| JACKSONVILLE, NC | 2 | $ 260,000 | $ 130,000 | $ 69,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 2 | $ 190,000 | $ 95,000 | $ 153,500 |
| LAKE HAVASU CITY-KINGMAN, AZ | 2 | $ 410,000 | $ 205,000 | $ 96,000 |
| LANSING-EAST LANSING, MI | 2 | $ 430,000 | $ 215,000 | $ 138,000 |
| LINCOLN, NE | 2 | $ 590,000 | $ 295,000 | $ 95,000 |
| MADISON, WI | 2 | $ 250,000 | $ 125,000 | $ 129,000 |
| OGDEN-CLEARFIELD, UT | 2 | $ 290,000 | $ 145,000 | $ 121,000 |
| PHILADELPHIA, PA | 2 | $ 160,000 | $ 80,000 | $ 94,000 |
| POCATELLO, ID | 2 | $ 560,000 | $ 280,000 | $ 363,000 |
| PROVIDENCE-WARWICK, RI-MA | 2 | $ 300,000 | $ 150,000 | $ 210,000 |
| RENO, NV | 2 | $ 400,000 | $ 200,000 | $ 127,000 |
| SALINAS, CA | 2 | $ 660,000 | $ 330,000 | $ 122,000 |
| SALISBURY, MD-DE | 2 | $ 640,000 | $ 320,000 | $ 325,000 |
| SANTA FE, NM | 2 | $ 470,000 | $ 235,000 | $ 82,000 |
| SANTA MARIA-SANTA BARBARA, CA | 2 | $ 440,000 | $ 220,000 | $ 152,000 |
| SANTA ROSA, CA | 2 | $ 1,260,000 | $ 630,000 | $ 731,000 |
| ST. GEORGE, UT | 2 | $ 430,000 | $ 215,000 | $ 307,000 |
| WILMINGTON, DE-MD-NJ | 2 | $ 80,000 | $ 40,000 | $ 67,000 |
| BELLINGHAM, WA | 1 | $ 235,000 | $ 235,000 | $ 512,000 |
| BILLINGS, MT | 1 | $ 155,000 | $ 155,000 | $ 389,000 |
| BLOOMINGTON, IL | 1 | $ 45,000 | $ 45,000 | $ 108,000 |
| BOSTON, MA | 1 | $ 125,000 | $ 125,000 | $ 141,000 |
| BOULDER, CO | 1 | $ 145,000 | $ 145,000 | $ 225,000 |
| BREMERTON-SILVERDALE, WA | 1 | $ 185,000 | $ 185,000 | $ 286,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1 | $ 85,000 | $ 85,000 | $ 187,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 365,000 | $ 365,000 | $ 459,000 |
| CHEYENNE, WY | 1 | $ 205,000 | $ 205,000 | $ 299,000 |
| CHICO, CA | 1 | $ 305,000 | $ 305,000 | $ 213,000 |
| CINCINNATI, OH-KY-IN | 1 | $ 165,000 | $ 165,000 | $ 27,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| ELGIN, IL | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| FLINT, MI | 1 | $ 285,000 | $ 285,000 | $ 104,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1 | $ 425,000 | $ 425,000 | $ 109,000 |
| GAINESVILLE, GA | 1 | $ 75,000 | $ 75,000 | $ 141,000 |
| GREAT FALLS, MT | 1 | $ 65,000 | $ 65,000 | $ 156,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 1 | $ 55,000 | $ 55,000 | $ 109,000 |
| IDAHO FALLS, ID | 1 | $ 135,000 | $ 135,000 | $ 112,000 |
| JOHNSON CITY, TN | 1 | $ 85,000 | $ 85,000 | $ 187,000 |
| KNOXVILLE, TN | 1 | $ 35,000 | $ 35,000 | $ 148,000 |
| LAKELAND-WINTER HAVEN, FL | 1 | $ 225,000 | $ 225,000 | $ 211,000 |
| LAS CRUCES, NM | 1 | $ 215,000 | $ 215,000 | $ 115,000 |
| LEWISTON-AUBURN, ME | 1 | $ 45,000 | $ 45,000 | $ 157,000 |
| LONGVIEW, WA | 1 | $ 235,000 | $ 235,000 | $ 114,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 1 | $ 25,000 | $ 25,000 | $ 125,000 |
| LUBBOCK, TX | 1 | $ 55,000 | $ 55,000 | $ 157,000 |
| MANCHESTER-NASHUA, NH | 1 | $ 175,000 | $ 175,000 | $ 284,000 |
| MANHATTAN, KS | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 155,000 | $ 155,000 | $ 207,000 |
| MEDFORD, OR | 1 | $ 515,000 | $ 515,000 | $ 326,000 |
| MIDLAND, TX | 1 | $ 35,000 | $ 35,000 | $ 71,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1 | $ 305,000 | $ 305,000 | $ 82,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 165,000 | $ 165,000 | $ 264,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 55,000 | $ 55,000 | $ 125,000 |
| PEORIA, IL | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| PUEBLO, CO | 1 | $ 185,000 | $ 185,000 | $ 197,000 |
| SAN ANGELO, TX | 1 | $ 35,000 | $ 35,000 | $ 146,000 |
| SAN RAFAEL, CA | 1 | $ 25,000 | $ 25,000 | $ 158,000 |
| SAVANNAH, GA | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| SHERMAN-DENISON, TX | 1 | $ 805,000 | $ 805,000 | $ 1,028,000 |
| SPRINGFIELD, IL | 1 | $ 225,000 | $ 225,000 | $ 44,000 |
| ST. CLOUD, MN | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| TOLEDO, OH | 1 | $ 75,000 | $ 75,000 | $ 102,000 |
| WACO, TX | 1 | $ 315,000 | $ 315,000 | $ 220,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 1 | $ 175,000 | $ 175,000 | $ 154,000 |
| WICHITA FALLS, TX | 1 | $ 415,000 | $ 415,000 | $ 654,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 95,000 | $ 95,000 | $ 118,000 |
| YUMA, AZ | 1 | $ 105,000 | $ 105,000 | $ 334,000 |
Mortgage Loan Application Detail Totals for Farmers Insurance Group Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 424 | $147,590,000 | $348,000 | $2,045,000 | $224,000 | $1,359,000 |
| Home Improvement | 352 | $43,680,000 | $124,000 | $355,000 | $192,000 | $1,896,000 |
| Other Purpose | 259 | $30,905,000 | $119,000 | $355,000 | $191,000 | $1,425,000 |
| Cash-out Refinancing | 108 | $41,420,000 | $383,000 | $1,415,000 | $182,000 | $946,000 |
| Refinancing | 86 | $21,150,000 | $245,000 | $1,415,000 | $251,000 | $1,028,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 509 | $151,635,000 | $297,000 | $1,465,000 | $214,000 | $1,896,000 |
| White | 494 | $89,390,000 | $180,000 | $1,375,000 | $204,000 | $1,425,000 |
| Hispanic | 127 | $21,885,000 | $172,000 | $685,000 | $184,000 | $1,053,000 |
| Black or African American | 42 | $8,110,000 | $193,000 | $645,000 | $179,000 | $696,000 |
| Asian | 34 | $9,480,000 | $278,000 | $2,045,000 | $225,000 | $1,095,000 |
| American Indian or Alaskan Native | 7 | $1,515,000 | $216,000 | $355,000 | $336,000 | $1,024,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $170,000 | $85,000 | $105,000 | $34,000 | $39,000 |
| Not applicable | 1 | $35,000 | $35,000 | $35,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,229 | $284,745,000 | $231,000 | $2,045,000 | $206,000 | $1,896,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 857 | $180,865,000 | $211,000 | $2,045,000 | $216,000 | $1,425,000 |
| Loan Purchased By The Institution | 118 | $25,250,000 | $213,000 | $805,000 | $178,000 | $731,000 |
| Application Denied By Financial Institution | 118 | $17,800,000 | $150,000 | $1,195,000 | $148,000 | $1,896,000 |
| Preapproval Approved but not Accepted | 40 | $24,240,000 | $606,000 | $1,365,000 | $295,000 | $1,359,000 |
| Application Withdrawn By Applicant | 31 | $11,355,000 | $366,000 | $805,000 | $199,000 | $1,226,000 |
| Application Approved But Not Accepted | 26 | $12,050,000 | $463,000 | $1,415,000 | $223,000 | $579,000 |
| Preapproval Denied by Financial Institution | 26 | $8,490,000 | $326,000 | $645,000 | $137,000 | $325,000 |
| File Closed For Incompleteness | 13 | $4,695,000 | $361,000 | $645,000 | $197,000 | $696,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,085 | $258,455,000 | $238,000 | $2,045,000 | $214,000 | $1,425,000 |
| Credit History | 60 | $10,150,000 | $169,000 | $1,195,000 | $163,000 | $1,896,000 |
| Other | 43 | $6,365,000 | $148,000 | $355,000 | $162,000 | $336,000 |
| Debt-To-Income Ratio | 32 | $8,330,000 | $260,000 | $645,000 | $106,000 | $317,000 |
| Collateral | 6 | $640,000 | $106,000 | $275,000 | $96,000 | $168,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $700,000 | $350,000 | $495,000 | $153,000 | $227,000 |
| Employment History | 1 | $105,000 | $105,000 | $105,000 | $42,000 | $42,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farmers Insurance Group Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farmers Insurance Group Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.