Fay Servicing, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Fay Servicing, Llc 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fay Servicing, Llc 400 S. La Salle Street, Ste 2000 Dover, DE 60605 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 390 |
| Total Mortgage Loan Application Amount | $90,053,000 |
| Average Mortgage Loan Application Amount | $237,000 |
| Highest Mortgage Loan Application Amount | $1,750,000 |
| Average Applicant Income | $91,666 |
| Highest Applicant Income | $459,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Fay Servicing, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fay Servicing, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Fay Servicing, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fay Servicing, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Fay Servicing, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fay Servicing, Llc's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 70 | $ 14,326,000 | $ 204,000 | $ 92,000 |
| Los Angeles County California | 21 | $ 9,774,000 | $ 465,000 | $ 107,000 |
| Kane County Illinois | 16 | $ 3,442,000 | $ 215,000 | $ 105,000 |
| Will County Illinois | 15 | $ 2,365,000 | $ 157,000 | $ 63,000 |
| Harris County Texas | 12 | $ 1,777,000 | $ 148,000 | $ 74,000 |
| Contra Costa County California | 9 | $ 4,850,000 | $ 538,000 | $ 156,000 |
| Lake County Illinois | 9 | $ 2,013,000 | $ 223,000 | $ 96,000 |
| McHenry County Illinois | 9 | $ 1,775,000 | $ 197,000 | $ 90,000 |
| Dallas County Texas | 8 | $ 917,000 | $ 114,000 | $ 57,000 |
| Broward County Florida | 7 | $ 1,826,000 | $ 260,000 | $ 129,000 |
| Miami-Dade County Florida | 7 | $ 1,291,000 | $ 184,000 | $ 83,000 |
| DuPage County Illinois | 7 | $ 1,848,000 | $ 264,000 | $ 109,000 |
| Tarrant County Texas | 6 | $ 1,352,000 | $ 225,000 | $ 108,000 |
| Riverside County California | 5 | $ 2,315,000 | $ 463,000 | $ 148,000 |
| San Bernardino County California | 5 | $ 1,196,000 | $ 239,000 | $ 67,000 |
| San Diego County California | 5 | $ 3,242,000 | $ 648,000 | $ 168,000 |
| Orange County Florida | 5 | $ 915,000 | $ 183,000 | $ 60,000 |
| Denton County Texas | 5 | $ 816,000 | $ 163,000 | $ 67,000 |
| Orange County California | 4 | $ 1,628,000 | $ 407,000 | $ 237,000 |
| San Joaquin County California | 4 | $ 989,000 | $ 247,000 | $ 78,000 |
| Solano County California | 4 | $ 1,079,000 | $ 269,000 | $ 112,000 |
| Palm Beach County Florida | 4 | $ 1,213,000 | $ 303,000 | $ 108,000 |
| Snohomish County Washington | 4 | $ 800,000 | $ 200,000 | $ 49,000 |
| Monterey County California | 3 | $ 1,016,000 | $ 338,000 | $ 79,000 |
| Prince George's County Maryland | 3 | $ 1,095,000 | $ 365,000 | $ 173,000 |
| Butler County Ohio | 3 | $ 495,000 | $ 165,000 | $ 81,000 |
| Amador County California | 2 | $ 542,000 | $ 271,000 | $ 73,000 |
| El Dorado County California | 2 | $ 298,000 | $ 149,000 | $ 44,000 |
| Fresno County California | 2 | $ 699,000 | $ 349,000 | $ 138,000 |
| Kern County California | 2 | $ 537,000 | $ 268,000 | $ 141,000 |
| Sacramento County California | 2 | $ 645,000 | $ 322,000 | $ 192,000 |
| Brevard County Florida | 2 | $ 360,000 | $ 180,000 | $ 53,000 |
| DeKalb County Illinois | 2 | $ 284,000 | $ 142,000 | $ 61,000 |
| Kendall County Illinois | 2 | $ 308,000 | $ 154,000 | $ 56,000 |
| Knox County Illinois | 2 | $ 142,000 | $ 71,000 | $ 0 |
| Allen County Indiana | 2 | $ 217,000 | $ 108,000 | $ 52,000 |
| Cass County Iowa | 2 | $ 256,000 | $ 128,000 | $ 64,000 |
| Baltimore County Maryland | 2 | $ 591,000 | $ 295,000 | $ 229,000 |
| Howard County Maryland | 2 | $ 682,000 | $ 341,000 | $ 97,000 |
| Dodge County Minnesota | 2 | $ 328,000 | $ 164,000 | $ 43,000 |
| Williamson County Tennessee | 2 | $ 728,000 | $ 364,000 | $ 123,000 |
| Collin County Texas | 2 | $ 284,000 | $ 142,000 | $ 62,000 |
| Wise County Texas | 2 | $ 418,000 | $ 209,000 | $ 87,000 |
| Green County Wisconsin | 2 | $ 279,000 | $ 139,000 | $ 52,000 |
| Racine County Wisconsin | 2 | $ 205,000 | $ 102,000 | $ 37,000 |
| Saline County Arkansas | 1 | $ 144,000 | $ 144,000 | $ 84,000 |
| Butte County California | 1 | $ 138,000 | $ 138,000 | $ 34,000 |
| Humboldt County California | 1 | $ 124,000 | $ 124,000 | $ 24,000 |
| San Mateo County California | 1 | $ 521,000 | $ 521,000 | $ 194,000 |
| Santa Barbara County California | 1 | $ 485,000 | $ 485,000 | $ 118,000 |
| Santa Clara County California | 1 | $ 1,208,000 | $ 1,208,000 | $ 314,000 |
| Stanislaus County California | 1 | $ 101,000 | $ 101,000 | $ 45,000 |
| Ventura County California | 1 | $ 534,000 | $ 534,000 | $ 138,000 |
| Denver County Colorado | 1 | $ 195,000 | $ 195,000 | $ 96,000 |
| Teller County Colorado | 1 | $ 485,000 | $ 485,000 | $ 169,000 |
| Weld County Colorado | 1 | $ 132,000 | $ 132,000 | $ 58,000 |
| Bay County Florida | 1 | $ 61,000 | $ 61,000 | $ 30,000 |
| Charlotte County Florida | 1 | $ 137,000 | $ 137,000 | $ 47,000 |
| Collier County Florida | 1 | $ 250,000 | $ 250,000 | $ 52,000 |
| Nassau County Florida | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Osceola County Florida | 1 | $ 139,000 | $ 139,000 | $ 61,000 |
| Polk County Florida | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Sarasota County Florida | 1 | $ 183,000 | $ 183,000 | $ 107,000 |
| Seminole County Florida | 1 | $ 122,000 | $ 122,000 | $ 98,000 |
| St. Lucie County Florida | 1 | $ 160,000 | $ 160,000 | $ 45,000 |
| Volusia County Florida | 1 | $ 95,000 | $ 95,000 | $ 74,000 |
| Cherokee County Georgia | 1 | $ 631,000 | $ 631,000 | $ 114,000 |
| Cobb County Georgia | 1 | $ 91,000 | $ 91,000 | $ 45,000 |
| DeKalb County Georgia | 1 | $ 92,000 | $ 92,000 | $ 26,000 |
| Effingham County Georgia | 1 | $ 91,000 | $ 91,000 | $ 68,000 |
| Forsyth County Georgia | 1 | $ 622,000 | $ 622,000 | $ 126,000 |
| Fulton County Georgia | 1 | $ 111,000 | $ 111,000 | $ 66,000 |
| Gilmer County Georgia | 1 | $ 176,000 | $ 176,000 | $ 167,000 |
| Gwinnett County Georgia | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Whitfield County Georgia | 1 | $ 61,000 | $ 61,000 | $ 43,000 |
| Livingston County Illinois | 1 | $ 137,000 | $ 137,000 | $ 65,000 |
| Morgan County Illinois | 1 | $ 172,000 | $ 172,000 | $ 84,000 |
| Richland County Illinois | 1 | $ 222,000 | $ 222,000 | $ 106,000 |
| Sangamon County Illinois | 1 | $ 126,000 | $ 126,000 | $ 41,000 |
| St. Clair County Illinois | 1 | $ 80,000 | $ 80,000 | $ 109,000 |
| Clinton County Indiana | 1 | $ 62,000 | $ 62,000 | $ 37,000 |
| DeKalb County Indiana | 1 | $ 77,000 | $ 77,000 | $ 35,000 |
| Delaware County Indiana | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Hamilton County Indiana | 1 | $ 117,000 | $ 117,000 | $ 77,000 |
| Lake County Indiana | 1 | $ 63,000 | $ 63,000 | $ 20,000 |
| Noble County Indiana | 1 | $ 52,000 | $ 52,000 | $ 27,000 |
| Steuben County Indiana | 1 | $ 130,000 | $ 130,000 | $ 38,000 |
| Sullivan County Indiana | 1 | $ 110,000 | $ 110,000 | $ 83,000 |
| Wells County Indiana | 1 | $ 159,000 | $ 159,000 | $ 58,000 |
| Buchanan County Iowa | 1 | $ 80,000 | $ 80,000 | $ 34,000 |
| Frederick County Maryland | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| Genesee County Michigan | 1 | $ 79,000 | $ 79,000 | $ 77,000 |
| Livingston County Michigan | 1 | $ 197,000 | $ 197,000 | $ 134,000 |
| Montmorency County Michigan | 1 | $ 141,000 | $ 141,000 | $ 60,000 |
| Shiawassee County Michigan | 1 | $ 201,000 | $ 201,000 | $ 73,000 |
| Van Buren County Michigan | 1 | $ 90,000 | $ 90,000 | $ 51,000 |
| Carver County Minnesota | 1 | $ 252,000 | $ 252,000 | $ 66,000 |
| Dakota County Minnesota | 1 | $ 198,000 | $ 198,000 | $ 68,000 |
| Mower County Minnesota | 1 | $ 204,000 | $ 204,000 | $ 69,000 |
| Polk County Minnesota | 1 | $ 68,000 | $ 68,000 | $ 50,000 |
| St. Louis County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 89,000 |
| Wright County Minnesota | 1 | $ 262,000 | $ 262,000 | $ 100,000 |
| Bernalillo County New Mexico | 1 | $ 74,000 | $ 74,000 | $ 63,000 |
| Cuyahoga County Ohio | 1 | $ 68,000 | $ 68,000 | $ 52,000 |
| Defiance County Ohio | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Lake County Ohio | 1 | $ 104,000 | $ 104,000 | $ 42,000 |
| Montgomery County Ohio | 1 | $ 56,000 | $ 56,000 | $ 58,000 |
| Portage County Ohio | 1 | $ 216,000 | $ 216,000 | $ 120,000 |
| Stark County Ohio | 1 | $ 108,000 | $ 108,000 | $ 43,000 |
| Tulsa County Oklahoma | 1 | $ 70,000 | $ 70,000 | $ 48,000 |
| Barnwell County South Carolina | 1 | $ 59,000 | $ 59,000 | $ 87,000 |
| Beaufort County South Carolina | 1 | $ 369,000 | $ 369,000 | $ 203,000 |
| Greenville County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| Blount County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Davidson County Tennessee | 1 | $ 214,000 | $ 214,000 | $ 100,000 |
| Grundy County Tennessee | 1 | $ 49,000 | $ 49,000 | $ 33,000 |
| Pickett County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 46,000 |
| Robertson County Tennessee | 1 | $ 154,000 | $ 154,000 | $ 75,000 |
| Bexar County Texas | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Brazoria County Texas | 1 | $ 188,000 | $ 188,000 | $ 130,000 |
| Cameron County Texas | 1 | $ 60,000 | $ 60,000 | $ 44,000 |
| El Paso County Texas | 1 | $ 130,000 | $ 130,000 | $ 74,000 |
| Fort Bend County Texas | 1 | $ 101,000 | $ 101,000 | $ 54,000 |
| Grayson County Texas | 1 | $ 124,000 | $ 124,000 | $ 54,000 |
| Henderson County Texas | 1 | $ 137,000 | $ 137,000 | $ 93,000 |
| Montgomery County Texas | 1 | $ 149,000 | $ 149,000 | $ 68,000 |
| Panola County Texas | 1 | $ 176,000 | $ 176,000 | $ 69,000 |
| Parker County Texas | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Rockwall County Texas | 1 | $ 141,000 | $ 141,000 | $ 48,000 |
| Taylor County Texas | 1 | $ 109,000 | $ 109,000 | $ 107,000 |
| Williamson County Texas | 1 | $ 144,000 | $ 144,000 | $ 44,000 |
| Chesapeake County Virginia | 1 | $ 206,000 | $ 206,000 | $ 74,000 |
| Fairfax County Virginia | 1 | $ 494,000 | $ 494,000 | $ 60,000 |
| Hanover County Virginia | 1 | $ 213,000 | $ 213,000 | $ 70,000 |
| Poquoson County Virginia | 1 | $ 168,000 | $ 168,000 | $ 73,000 |
| Prince William County Virginia | 1 | $ 314,000 | $ 314,000 | $ 91,000 |
| Salem County Virginia | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Suffolk County Virginia | 1 | $ 292,000 | $ 292,000 | $ 177,000 |
| Clark County Washington | 1 | $ 243,000 | $ 243,000 | $ 54,000 |
| Cowlitz County Washington | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Mason County Washington | 1 | $ 61,000 | $ 61,000 | $ 65,000 |
| Spokane County Washington | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Berkeley County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| Wood County West Virginia | 1 | $ 132,000 | $ 132,000 | $ 66,000 |
| Dane County Wisconsin | 1 | $ 167,000 | $ 167,000 | $ 46,000 |
| Milwaukee County Wisconsin | 1 | $ 81,000 | $ 81,000 | $ 42,000 |
| Outagamie County Wisconsin | 1 | $ 88,000 | $ 88,000 | $ 26,000 |
Mortgage Loan Application Detail Totals for Fay Servicing, Llc in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 187 | $47,290,000 | $252,000 | $1,208,000 | $93,000 | $459,000 |
| Home Purchase | 144 | $26,535,000 | $184,000 | $599,000 | $79,000 | $258,000 |
| Home Improvement | 59 | $16,228,000 | $275,000 | $1,750,000 | $103,000 | $422,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 199 | $47,609,000 | $239,000 | $1,750,000 | $96,000 | $422,000 |
| Black or African American | 73 | $12,723,000 | $174,000 | $590,000 | $78,000 | $459,000 |
| Hispanic | 61 | $12,579,000 | $206,000 | $579,000 | $74,000 | $258,000 |
| Not Provided | 28 | $7,473,000 | $266,000 | $611,000 | $82,000 | $226,000 |
| Asian | 23 | $8,163,000 | $354,000 | $1,208,000 | $109,000 | $314,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $639,000 | $213,000 | $342,000 | $88,000 | $114,000 |
| American Indian or Alaskan Native | 2 | $297,000 | $148,000 | $160,000 | $53,000 | $60,000 |
| Not applicable | 1 | $570,000 | $570,000 | $570,000 | $332,000 | $332,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 203 | $38,881,000 | $191,000 | $624,000 | $69,000 | $258,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 174 | $48,375,000 | $278,000 | $1,750,000 | $115,000 | $459,000 |
| VA-guaranteed (Veterans Administration) | 13 | $2,797,000 | $215,000 | $511,000 | $73,000 | $113,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 120 | $24,191,000 | $201,000 | $868,000 | $85,000 | $370,000 |
| Application Denied By Financial Institution | 111 | $24,728,000 | $222,000 | $1,750,000 | $84,000 | $459,000 |
| Application Withdrawn By Applicant | 103 | $25,779,000 | $250,000 | $1,208,000 | $95,000 | $420,000 |
| File Closed For Incompleteness | 52 | $14,674,000 | $282,000 | $915,000 | $101,000 | $318,000 |
| Application Approved But Not Accepted | 4 | $681,000 | $170,000 | $400,000 | $84,000 | $119,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 30 | $6,127,000 | $204,000 | $590,000 | $55,000 | $130,000 |
| Collateral | 27 | $5,502,000 | $203,000 | $613,000 | $103,000 | $384,000 |
| Credit History | 22 | $4,481,000 | $203,000 | $558,000 | $80,000 | $204,000 |
| Credit Application Incomplete | 10 | $3,916,000 | $391,000 | $1,750,000 | $142,000 | $459,000 |
| Other | 9 | $1,740,000 | $193,000 | $570,000 | $72,000 | $226,000 |
| Employment History | 5 | $1,033,000 | $206,000 | $437,000 | $87,000 | $285,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $600,000 | $200,000 | $358,000 | $63,000 | $84,000 |
| Unverifiable Information | 2 | $530,000 | $265,000 | $417,000 | $91,000 | $93,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fay Servicing, Llc's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fay Servicing, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.