Keller Mortgage, LLC Mortgage Lending & HMDA Data, 2023

In 2023, Keller Mortgage, LLC of Austin, TX reported 1,495 mortgage applications totaling $475.0 million, down 74% from 2022. The average application was for $317,735, and applicants reported an average income of $119,586. 23% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Tampa-St. Petersburg-Clearwater, FL (56), Cleveland-Elyria, OH (33) and Dayton-Springfield-Kettering, OH (30) (applications in parentheses).

Mortgage Company & Address Keller Mortgage, LLC

Austin, TX 78746
Tel #: available with data download
Federal Regulator * available with data download
Years 2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 1,495
Total Mortgage Loan Application Amount $475,015,000
Average Mortgage Loan Application Amount $317,735
Highest Mortgage Loan Application Amount $2,005,000
Average Applicant Income $119,586
Highest Applicant Income $1,736,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Keller Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Keller Mortgage, LLC by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Pinellas, Florida 33 $ 10,415,000 $ 315,606 $ 133,000
Cuyahoga, Ohio 24 $ 4,750,000 $ 197,916 $ 117,000
Montgomery, Ohio 24 $ 3,840,000 $ 160,000 $ 102,000
Clark, Nevada 21 $ 6,785,000 $ 323,095 $ 95,000
Escambia, Florida 15 $ 4,605,000 $ 307,000 $ 108,000
Pasco, Florida 13 $ 2,975,000 $ 228,846 $ 94,000
Harris, Texas 13 $ 3,175,000 $ 244,230 $ 110,000
Greenville, South Carolina 10 $ 2,720,000 $ 272,000 $ 149,000
Lee, Florida 9 $ 2,865,000 $ 318,333 $ 171,000
Maricopa, Arizona 8 $ 3,600,000 $ 450,000 $ 139,000
Santa Rosa, Florida 8 $ 2,280,000 $ 285,000 $ 87,000
Hillsborough, Florida 7 $ 1,875,000 $ 267,857 $ 109,000
Butler, Ohio 7 $ 1,745,000 $ 249,285 $ 109,000
Summit, Ohio 7 $ 955,000 $ 136,428 $ 45,000
Warren, Ohio 7 $ 1,705,000 $ 243,571 $ 121,000
Spartanburg, South Carolina 7 $ 1,595,000 $ 227,857 $ 92,000
Madison, Alabama 6 $ 1,740,000 $ 290,000 $ 93,000
Mobile, Alabama 6 $ 1,070,000 $ 178,333 $ 70,000
Broward, Florida 6 $ 2,590,000 $ 431,666 $ 185,000
Polk, Florida 6 $ 1,400,000 $ 233,333 $ 89,000
Yakima, Washington 6 $ 1,600,000 $ 266,666 $ 80,000
Mesa, Colorado 5 $ 1,685,000 $ 337,000 $ 132,000
Palm Beach, Florida 5 $ 2,365,000 $ 473,000 $ 258,000
Greene, Ohio 5 $ 1,295,000 $ 259,000 $ 109,000
Lorain, Ohio 5 $ 965,000 $ 193,000 $ 78,000
Stark, Ohio 5 $ 945,000 $ 189,000 $ 90,000
Fort Bend, Texas 5 $ 1,785,000 $ 357,000 $ 168,000
Baldwin, Alabama 4 $ 1,100,000 $ 275,000 $ 107,000
Shelby, Alabama 4 $ 940,000 $ 235,000 $ 77,000
Manatee, Florida 4 $ 1,280,000 $ 320,000 $ 150,000
Hennepin, Minnesota 4 $ 1,160,000 $ 290,000 $ 109,000
DeSoto, Mississippi 4 $ 1,000,000 $ 250,000 $ 71,000
Franklin, Ohio 4 $ 850,000 $ 212,500 $ 81,000
Atascosa, Texas 4 $ 960,000 $ 240,000 $ 92,000
Williamson, Texas 4 $ 1,700,000 $ 425,000 $ 182,000
Hernando, Florida 3 $ 905,000 $ 301,666 $ 94,000
Lake, Florida 3 $ 2,125,000 $ 708,333 $ 176,000
Marion, Florida 3 $ 845,000 $ 281,666 $ 80,000
Miami-Dade, Florida 3 $ 685,000 $ 228,333 $ 111,000
Champaign, Illinois 3 $ 465,000 $ 155,000 $ 76,000
Worcester, Massachusetts 3 $ 1,025,000 $ 341,666 $ 100,000
Haywood, North Carolina 3 $ 695,000 $ 231,666 $ 128,000
Medina, Ohio 3 $ 675,000 $ 225,000 $ 107,000
Washington, Tennessee 3 $ 815,000 $ 271,666 $ 109,000
Tarrant, Texas 3 $ 635,000 $ 211,666 $ 98,000
Rock, Wisconsin 3 $ 745,000 $ 248,333 $ 86,000
Jefferson, Alabama 2 $ 540,000 $ 270,000 $ 119,000
Tuscaloosa, Alabama 2 $ 580,000 $ 290,000 $ 55,000
Mohave, Arizona 2 $ 1,320,000 $ 660,000 $ 603,000
Sebastian, Arkansas 2 $ 270,000 $ 135,000 $ 53,000
Los Angeles, California 2 $ 1,730,000 $ 865,000 $ 225,000
Jefferson, Colorado 2 $ 830,000 $ 415,000 $ 135,000
Pueblo, Colorado 2 $ 440,000 $ 220,000 $ 55,000
Citrus, Florida 2 $ 620,000 $ 310,000 $ 120,000
Collier, Florida 2 $ 610,000 $ 305,000 $ 147,000
Orange, Florida 2 $ 890,000 $ 445,000 $ 172,000
Walton, Florida 2 $ 1,130,000 $ 565,000 $ 902,000
Hall, Georgia 2 $ 470,000 $ 235,000 $ 176,000
Johnson, Indiana 2 $ 550,000 $ 275,000 $ 107,000
Marion, Indiana 2 $ 500,000 $ 250,000 $ 101,000
Linn, Iowa 2 $ 440,000 $ 220,000 $ 94,000
Fayette, Kentucky 2 $ 510,000 $ 255,000 $ 69,000
Bristol, Massachusetts 2 $ 510,000 $ 255,000 $ 124,000
Middlesex, Massachusetts 2 $ 1,010,000 $ 505,000 $ 162,000
Kent, Michigan 2 $ 480,000 $ 240,000 $ 101,000
Leelanau, Michigan 2 $ 850,000 $ 425,000 $ 214,000
Chisago, Minnesota 2 $ 510,000 $ 255,000 $ 58,000
Ramsey, Minnesota 2 $ 350,000 $ 175,000 $ 76,000
Henderson, North Carolina 2 $ 190,000 $ 95,000 $ 49,000
Wake, North Carolina 2 $ 990,000 $ 495,000 $ 186,000
Delaware, Ohio 2 $ 740,000 $ 370,000 $ 138,000
Erie, Ohio 2 $ 530,000 $ 265,000 $ 90,000
Portage, Ohio 2 $ 420,000 $ 210,000 $ 107,000
Pickens, South Carolina 2 $ 540,000 $ 270,000 $ 91,000
Brazoria, Texas 2 $ 360,000 $ 180,000 $ 73,000
Collin, Texas 2 $ 780,000 $ 390,000 $ 138,000
Dallas, Texas 2 $ 630,000 $ 315,000 $ 155,000
El Paso, Texas 2 $ 430,000 $ 215,000 $ 74,000
Henderson, Texas 2 $ 590,000 $ 295,000 $ 173,000
Hidalgo, Texas 2 $ 320,000 $ 160,000 $ 131,000
Travis, Texas 2 $ 680,000 $ 340,000 $ 133,000
Dane, Wisconsin 2 $ 980,000 $ 490,000 $ 285,000
Chilton, Alabama 1 $ 165,000 $ 165,000 $ 96,000
Colbert, Alabama 1 $ 205,000 $ 205,000 $ 50,000
Houston, Alabama 1 $ 115,000 $ 115,000 $ 29,000
Pima, Arizona 1 $ 425,000 $ 425,000 $ 78,000
Benton, Arkansas 1 $ 175,000 $ 175,000 $ 121,000
Crawford, Arkansas 1 $ 185,000 $ 185,000 $ 52,000
Contra Costa, California 1 $ 705,000 $ 705,000 $ 210,000
San Bernardino, California 1 $ 385,000 $ 385,000 $ 206,000
Delta, Colorado 1 $ 365,000 $ 365,000 $ 127,000
Garfield, Colorado 1 $ 305,000 $ 305,000 $ 106,000
Fairfield, Connecticut 1 $ 165,000 $ 165,000 $ 87,000
Litchfield, Connecticut 1 $ 405,000 $ 405,000 $ 170,000
Bay, Florida 1 $ 145,000 $ 145,000 $ 51,000
Charlotte, Florida 1 $ 135,000 $ 135,000 $ 36,000
Clay, Florida 1 $ 465,000 $ 465,000 $ 151,000
Nassau, Florida 1 $ 485,000 $ 485,000 $ 137,000
Okaloosa, Florida 1 $ 365,000 $ 365,000 $ 100,000
St. Lucie, Florida 1 $ 325,000 $ 325,000 $ 131,000
Sumter, Florida 1 $ 215,000 $ 215,000 $ 87,000
Bibb, Georgia 1 $ 265,000 $ 265,000 $ 75,000
Clayton, Georgia 1 $ 235,000 $ 235,000 $ 70,000
Cobb, Georgia 1 $ 305,000 $ 305,000 $ 76,000
DeKalb, Georgia 1 $ 475,000 $ 475,000 $ 180,000
Fulton, Georgia 1 $ 555,000 $ 555,000 $ 166,000
Jackson, Georgia 1 $ 155,000 $ 155,000 $ 35,000
Murray, Georgia 1 $ 195,000 $ 195,000 $ 47,000
Ware, Georgia 1 $ 105,000 $ 105,000 $ 215,000
Kauai, Hawaii 1 $ 775,000 $ 775,000 $ 187,000
Ada, Idaho 1 $ 195,000 $ 195,000 $ 74,000
Blaine, Idaho 1 $ 1,755,000 $ 1,755,000 $ 739,000
Canyon, Idaho 1 $ 285,000 $ 285,000 $ 220,000
DuPage, Illinois 1 $ 615,000 $ 615,000 $ 228,000
Woodford, Illinois 1 $ 315,000 $ 315,000 $ 180,000
Hendricks, Indiana 1 $ 175,000 $ 175,000 $ 72,000
Madison, Indiana 1 $ 195,000 $ 195,000 $ 74,000
Dallas, Iowa 1 $ 145,000 $ 145,000 $ 22,000
Polk, Iowa 1 $ 275,000 $ 275,000 $ 225,000
Saline, Kansas 1 $ 155,000 $ 155,000 $ 41,000
Campbell, Kentucky 1 $ 225,000 $ 225,000 $ 90,000
Laurel, Kentucky 1 $ 205,000 $ 205,000 $ 198,000
Lyon, Kentucky 1 $ 245,000 $ 245,000 $ 83,000
Montgomery, Kentucky 1 $ 185,000 $ 185,000 $ 53,000
Jefferson, Louisiana 1 $ 265,000 $ 265,000 $ 100,000
Natchitoches, Louisiana 1 $ 315,000 $ 315,000 $ 84,000
Cumberland, Maine 1 $ 365,000 $ 365,000 $ 115,000
Howard, Maryland 1 $ 605,000 $ 605,000 $ 126,000
Grand Traverse, Michigan 1 $ 255,000 $ 255,000 $ 128,000
Ingham, Michigan 1 $ 195,000 $ 195,000 $ 83,000
Ottawa, Michigan 1 $ 235,000 $ 235,000 $ 96,000
Sanilac, Michigan 1 $ 265,000 $ 265,000 $ 52,000
Anoka, Minnesota 1 $ 425,000 $ 425,000 $ 144,000
Otter Tail, Minnesota 1 $ 125,000 $ 125,000 $ 60,000
Wright, Minnesota 1 $ 395,000 $ 395,000 $ 85,000
Cass, Missouri 1 $ 275,000 $ 275,000 $ 96,000
Jackson, Missouri 1 $ 195,000 $ 195,000 $ 61,000
Gallatin, Montana 1 $ 305,000 $ 305,000 $ 75,000
Missoula, Montana 1 $ 265,000 $ 265,000 $ 71,000
Cass, Nebraska 1 $ 555,000 $ 555,000 $ 74,000
Mercer, New Jersey 1 $ 335,000 $ 335,000 $ 238,000
Grant, New Mexico 1 $ 165,000 $ 165,000 $ 52,000
Lincoln, New Mexico 1 $ 575,000 $ 575,000 $ 190,000
Santa Fe, New Mexico 1 $ 575,000 $ 575,000 $ 120,000
Monroe, New York 1 $ 135,000 $ 135,000 $ 57,000
Onondaga, New York 1 $ 155,000 $ 155,000 $ 68,000
Forsyth, North Carolina 1 $ 335,000 $ 335,000 $ 95,000
Franklin, North Carolina 1 $ 345,000 $ 345,000 $ 102,000
Guilford, North Carolina 1 $ 435,000 $ 435,000 $ 84,000
Halifax, North Carolina 1 $ 265,000 $ 265,000 $ 57,000
Onslow, North Carolina 1 $ 345,000 $ 345,000 $ 143,000
Allen, Ohio 1 $ 205,000 $ 205,000 $ 58,000
Champaign, Ohio 1 $ 125,000 $ 125,000 $ 49,000
Clark, Ohio 1 $ 215,000 $ 215,000 $ 68,000
Darke, Ohio 1 $ 175,000 $ 175,000 $ 64,000
Fairfield, Ohio 1 $ 315,000 $ 315,000 $ 108,000
Hamilton, Ohio 1 $ 195,000 $ 195,000 $ 141,000
Henry, Ohio 1 $ 325,000 $ 325,000 $ 142,000
Lake, Ohio 1 $ 205,000 $ 205,000 $ 135,000
Lucas, Ohio 1 $ 145,000 $ 145,000 $ 99,000
Miami, Ohio 1 $ 155,000 $ 155,000 $ 62,000
Preble, Ohio 1 $ 125,000 $ 125,000 $ 66,000
Wood, Ohio 1 $ 185,000 $ 185,000 $ 200,000
Washington, Oklahoma 1 $ 195,000 $ 195,000 $ 53,000
Jefferson, Oregon 1 $ 155,000 $ 155,000 $ 88,000
Klamath, Oregon 1 $ 245,000 $ 245,000 $ 74,000
Washington, Oregon 1 $ 265,000 $ 265,000 $ 57,000
Montgomery, Pennsylvania 1 $ 205,000 $ 205,000 $ 111,000
Beaufort, South Carolina 1 $ 595,000 $ 595,000 $ 157,000
Darlington, South Carolina 1 $ 235,000 $ 235,000 $ 193,000
Laurens, South Carolina 1 $ 185,000 $ 185,000 $ 44,000
Oconee, South Carolina 1 $ 655,000 $ 655,000 $ 585,000
Minnehaha, South Dakota 1 $ 275,000 $ 275,000 $ 114,000
Carter, Tennessee 1 $ 275,000 $ 275,000 $ 165,000
Davidson, Tennessee 1 $ 435,000 $ 435,000 $ 140,000
Dickson, Tennessee 1 $ 435,000 $ 435,000 $ 80,000
Montgomery, Tennessee 1 $ 245,000 $ 245,000 $ 66,000
Rutherford, Tennessee 1 $ 895,000 $ 895,000 $ 28,000
Tipton, Tennessee 1 $ 265,000 $ 265,000 $ 92,000
Unicoi, Tennessee 1 $ 195,000 $ 195,000 $ 49,000
Bell, Texas 1 $ 295,000 $ 295,000 $ 139,000
Bexar, Texas 1 $ 245,000 $ 245,000 $ 91,000
Cameron, Texas 1 $ 285,000 $ 285,000 $ 94,000
Galveston, Texas 1 $ 115,000 $ 115,000 $ 74,000
Salt Lake, Utah 1 $ 395,000 $ 395,000 $ 224,000
Washington, Utah 1 $ 475,000 $ 475,000 $ 102,000
Chesterfield, Virginia 1 $ 275,000 $ 275,000 $ 119,000
Culpeper, Virginia 1 $ 285,000 $ 285,000 $ 105,000
Fluvanna, Virginia 1 $ 385,000 $ 385,000 $ 150,000
Clark, Washington 1 $ 515,000 $ 515,000 $ 137,000
King, Washington 1 $ 775,000 $ 775,000 $ 206,000
Pierce, Washington 1 $ 405,000 $ 405,000 $ 97,000
Snohomish, Washington 1 $ 645,000 $ 645,000 $ 145,000
Spokane, Washington 1 $ 345,000 $ 345,000 $ 133,000
Cabell, West Virginia 1 $ 275,000 $ 275,000 $ 139,000
Outagamie, Wisconsin 1 $ 155,000 $ 155,000 $ 95,000
Ozaukee, Wisconsin 1 $ 205,000 $ 205,000 $ 76,000

Mortgage Loan Application Detail Totals for Keller Mortgage, LLC in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,453 $462,485,000 $318,000 $2,005,000 $119,000 $1,736,000
Cash-out Refinancing 29 $9,425,000 $325,000 $705,000 $147,000 $625,000
Refinancing 13 $3,105,000 $238,000 $425,000 $124,000 $288,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,019 $319,865,000 $313,000 $1,755,000 $120,000 $1,736,000
Hispanic 149 $45,595,000 $306,000 $725,000 $106,000 $369,000
Not Provided 140 $45,520,000 $325,000 $725,000 $133,000 $690,000
Black or African American 91 $29,525,000 $324,000 $2,005,000 $118,000 $1,517,000
Asian 68 $27,090,000 $398,000 $1,195,000 $125,000 $382,000
American Indian or Alaskan Native 16 $3,710,000 $231,000 $525,000 $87,000 $288,000
Native Hawaiian or Other Pacific Islander 1 $155,000 $155,000 $155,000 $35,000 $35,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,169 $376,895,000 $322,000 $2,005,000 $127,000 $1,736,000
FHA-insured (Federal Housing Administration) 222 $61,980,000 $279,000 $775,000 $90,000 $269,000
VA-guaranteed (Veterans Administration) 99 $35,145,000 $355,000 $955,000 $100,000 $253,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $995,000 $199,000 $275,000 $52,000 $80,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Preapproval Approved but not Accepted 940 $311,260,000 $331,000 $2,005,000 $118,000 $1,517,000
Loan Originated 350 $99,920,000 $285,000 $1,285,000 $119,000 $800,000
Application Withdrawn By Applicant 134 $43,270,000 $322,000 $1,755,000 $141,000 $1,736,000
Application Denied By Financial Institution 35 $9,845,000 $281,000 $895,000 $87,000 $233,000
Preapproval Denied by Financial Institution 25 $8,085,000 $323,000 $795,000 $114,000 $227,000
Application Approved But Not Accepted 10 $2,380,000 $238,000 $305,000 $109,000 $173,000
File Closed For Incompleteness 1 $255,000 $255,000 $255,000 $64,000 $64,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,435 $457,085,000 $318,000 $2,005,000 $120,000 $1,736,000
Other 40 $12,190,000 $304,000 $795,000 $113,000 $233,000
Debt-To-Income Ratio 11 $3,825,000 $347,000 $895,000 $66,000 $205,000
Collateral 3 $945,000 $315,000 $365,000 $106,000 $115,000
Credit History 3 $405,000 $135,000 $165,000 $48,000 $60,000
Insufficient Cash (Downpayment, Closing Cost) 2 $450,000 $225,000 $225,000 $68,000 $90,000
Employment History 1 $115,000 $115,000 $115,000 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Keller Mortgage, LLC's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Keller Mortgage, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet with aggregated HMDA statistics today.

Download the Texas Lender List