Fidelity Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Fidelity Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fidelity Bank 3 Corporate Blvd Ne Atlanta, GA 30329 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 14,381 |
| Total Mortgage Loan Application Amount | $3,791,975,000 |
| Average Mortgage Loan Application Amount | $179,666 |
| Highest Mortgage Loan Application Amount | $2,450,000 |
| Average Applicant Income | $101,666 |
| Highest Applicant Income | $5,658,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Fidelity Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fidelity Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Fidelity Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fidelity Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Fidelity Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fidelity Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 1,913 | $ 620,869,000 | $ 324,000 | $ 156,000 |
| DeKalb County Georgia | 1,256 | $ 381,547,000 | $ 303,000 | $ 141,000 |
| Gwinnett County Georgia | 1,251 | $ 286,027,000 | $ 228,000 | $ 102,000 |
| Cobb County Georgia | 1,126 | $ 291,891,000 | $ 259,000 | $ 130,000 |
| Forsyth County Georgia | 811 | $ 221,175,000 | $ 272,000 | $ 117,000 |
| Cherokee County Georgia | 703 | $ 160,542,000 | $ 228,000 | $ 98,000 |
| Fairfax County Virginia | 316 | $ 120,084,000 | $ 380,000 | $ 137,000 |
| Chatham County Georgia | 287 | $ 65,724,000 | $ 229,000 | $ 100,000 |
| Paulding County Georgia | 266 | $ 47,825,000 | $ 179,000 | $ 71,000 |
| St. Johns County Florida | 251 | $ 73,645,000 | $ 293,000 | $ 118,000 |
| Prince William County Virginia | 251 | $ 76,469,000 | $ 304,000 | $ 91,000 |
| Leon County Florida | 243 | $ 46,684,000 | $ 192,000 | $ 88,000 |
| Loudoun County Virginia | 225 | $ 75,849,000 | $ 337,000 | $ 114,000 |
| Duval County Florida | 205 | $ 47,766,000 | $ 233,000 | $ 107,000 |
| Wake County North Carolina | 199 | $ 49,561,000 | $ 249,000 | $ 104,000 |
| Hall County Georgia | 196 | $ 46,367,000 | $ 236,000 | $ 109,000 |
| Columbia County Georgia | 189 | $ 39,635,000 | $ 209,000 | $ 94,000 |
| Greenville County South Carolina | 131 | $ 24,839,000 | $ 189,000 | $ 79,000 |
| Prince George's County Maryland | 120 | $ 29,415,000 | $ 245,000 | $ 67,000 |
| Jefferson County Alabama | 113 | $ 27,975,000 | $ 247,000 | $ 118,000 |
| Jackson County Georgia | 109 | $ 24,069,000 | $ 220,000 | $ 89,000 |
| Stafford County Virginia | 101 | $ 31,161,000 | $ 308,000 | $ 107,000 |
| James City County Virginia | 99 | $ 28,921,000 | $ 292,000 | $ 115,000 |
| Barrow County Georgia | 95 | $ 18,343,000 | $ 193,000 | $ 80,000 |
| Henry County Georgia | 93 | $ 18,757,000 | $ 201,000 | $ 94,000 |
| Coweta County Georgia | 87 | $ 17,084,000 | $ 196,000 | $ 104,000 |
| Douglas County Georgia | 84 | $ 16,534,000 | $ 196,000 | $ 78,000 |
| Clarke County Georgia | 83 | $ 19,610,000 | $ 236,000 | $ 288,000 |
| Richmond County Georgia | 83 | $ 12,547,000 | $ 151,000 | $ 78,000 |
| Baltimore County Maryland | 83 | $ 19,529,000 | $ 235,000 | $ 81,000 |
| Spotsylvania County Virginia | 82 | $ 22,624,000 | $ 275,000 | $ 102,000 |
| Carroll County Maryland | 76 | $ 20,468,000 | $ 269,000 | $ 92,000 |
| Bartow County Georgia | 75 | $ 14,607,000 | $ 194,000 | $ 75,000 |
| Bryan County Georgia | 70 | $ 18,011,000 | $ 257,000 | $ 105,000 |
| Howard County Maryland | 70 | $ 29,428,000 | $ 420,000 | $ 152,000 |
| Fayette County Georgia | 68 | $ 20,064,000 | $ 295,000 | $ 137,000 |
| Mecklenburg County North Carolina | 68 | $ 13,567,000 | $ 199,000 | $ 86,000 |
| Harford County Maryland | 67 | $ 18,410,000 | $ 274,000 | $ 119,000 |
| York County Virginia | 62 | $ 18,703,000 | $ 301,000 | $ 106,000 |
| Shelby County Alabama | 61 | $ 13,254,000 | $ 217,000 | $ 97,000 |
| Oconee County Georgia | 60 | $ 18,919,000 | $ 315,000 | $ 147,000 |
| Davidson County Tennessee | 57 | $ 13,929,000 | $ 244,000 | $ 116,000 |
| Anne Arundel County Maryland | 55 | $ 15,605,000 | $ 283,000 | $ 96,000 |
| Montgomery County Maryland | 52 | $ 16,483,000 | $ 316,000 | $ 96,000 |
| Clayton County Georgia | 50 | $ 5,475,000 | $ 109,000 | $ 63,000 |
| Walton County Georgia | 49 | $ 10,841,000 | $ 221,000 | $ 106,000 |
| Madison County Alabama | 48 | $ 13,092,000 | $ 272,000 | $ 142,000 |
| Nassau County Florida | 48 | $ 16,276,000 | $ 339,000 | $ 158,000 |
| Effingham County Georgia | 47 | $ 8,236,000 | $ 175,000 | $ 69,000 |
| District of Columbia County District Of Columbia | 46 | $ 19,627,000 | $ 426,000 | $ 169,000 |
| Glynn County Georgia | 46 | $ 11,491,000 | $ 249,000 | $ 171,000 |
| Fauquier County Virginia | 46 | $ 15,259,000 | $ 331,000 | $ 113,000 |
| Baltimore City County Maryland | 44 | $ 8,551,000 | $ 194,000 | $ 82,000 |
| Newport News County Virginia | 44 | $ 8,693,000 | $ 197,000 | $ 69,000 |
| Fannin County Georgia | 41 | $ 10,207,000 | $ 248,000 | $ 203,000 |
| Manassas County Virginia | 40 | $ 10,846,000 | $ 271,000 | $ 82,000 |
| Arlington County Virginia | 39 | $ 14,484,000 | $ 371,000 | $ 151,000 |
| Dawson County Georgia | 38 | $ 9,856,000 | $ 259,000 | $ 137,000 |
| Horry County South Carolina | 38 | $ 7,745,000 | $ 203,000 | $ 103,000 |
| Manatee County Florida | 35 | $ 6,185,000 | $ 176,000 | $ 125,000 |
| Durham County North Carolina | 35 | $ 6,482,000 | $ 185,000 | $ 87,000 |
| Aiken County South Carolina | 35 | $ 6,080,000 | $ 173,000 | $ 90,000 |
| Rockdale County Georgia | 33 | $ 6,080,000 | $ 184,000 | $ 69,000 |
| Spartanburg County South Carolina | 31 | $ 4,617,000 | $ 148,000 | $ 63,000 |
| Limestone County Alabama | 30 | $ 6,047,000 | $ 201,000 | $ 93,000 |
| Newton County Georgia | 30 | $ 5,285,000 | $ 176,000 | $ 57,000 |
| Culpeper County Virginia | 28 | $ 6,979,000 | $ 249,000 | $ 70,000 |
| Lee County Alabama | 27 | $ 6,239,000 | $ 231,000 | $ 94,000 |
| Orange County Florida | 26 | $ 6,690,000 | $ 257,000 | $ 110,000 |
| Williamson County Tennessee | 25 | $ 8,968,000 | $ 358,000 | $ 193,000 |
| Clay County Florida | 24 | $ 5,511,000 | $ 229,000 | $ 101,000 |
| Johnston County North Carolina | 24 | $ 4,990,000 | $ 207,000 | $ 84,000 |
| Gilmer County Georgia | 23 | $ 5,426,000 | $ 235,000 | $ 143,000 |
| Anderson County South Carolina | 22 | $ 4,146,000 | $ 188,000 | $ 88,000 |
| Orange County Virginia | 21 | $ 5,024,000 | $ 239,000 | $ 113,000 |
| Poquoson County Virginia | 21 | $ 6,794,000 | $ 323,000 | $ 105,000 |
| Alexandria County Virginia | 20 | $ 5,267,000 | $ 263,000 | $ 85,000 |
| St. Clair County Alabama | 19 | $ 3,643,000 | $ 191,000 | $ 90,000 |
| Pickens County Georgia | 19 | $ 3,209,000 | $ 168,000 | $ 119,000 |
| Dare County North Carolina | 19 | $ 6,848,000 | $ 360,000 | $ 154,000 |
| Frederick County Virginia | 19 | $ 4,245,000 | $ 223,000 | $ 73,000 |
| Hampton County Virginia | 19 | $ 3,340,000 | $ 175,000 | $ 76,000 |
| Hillsborough County Florida | 18 | $ 4,230,000 | $ 235,000 | $ 105,000 |
| Orange County North Carolina | 18 | $ 4,917,000 | $ 273,000 | $ 156,000 |
| Charleston County South Carolina | 18 | $ 5,523,000 | $ 306,000 | $ 142,000 |
| Walton County Florida | 17 | $ 5,695,000 | $ 335,000 | $ 189,000 |
| Cecil County Maryland | 17 | $ 2,723,000 | $ 160,000 | $ 76,000 |
| Currituck County North Carolina | 17 | $ 5,563,000 | $ 327,000 | $ 256,000 |
| Lumpkin County Georgia | 16 | $ 3,463,000 | $ 216,000 | $ 85,000 |
| York County Pennsylvania | 16 | $ 2,998,000 | $ 187,000 | $ 75,000 |
| Beaufort County South Carolina | 16 | $ 4,371,000 | $ 273,000 | $ 161,000 |
| Albemarle County Virginia | 16 | $ 7,550,000 | $ 471,000 | $ 173,000 |
| Autauga County Alabama | 15 | $ 2,702,000 | $ 180,000 | $ 65,000 |
| Carroll County Georgia | 15 | $ 2,730,000 | $ 182,000 | $ 82,000 |
| Granville County North Carolina | 15 | $ 2,560,000 | $ 170,000 | $ 190,000 |
| Fredericksburg County Virginia | 15 | $ 4,696,000 | $ 313,000 | $ 136,000 |
| Manassas Park County Virginia | 15 | $ 3,489,000 | $ 232,000 | $ 68,000 |
| Flagler County Florida | 14 | $ 4,209,000 | $ 300,000 | $ 230,000 |
| Putnam County Georgia | 14 | $ 3,669,000 | $ 262,000 | $ 367,000 |
| Floyd County Georgia | 13 | $ 1,771,000 | $ 136,000 | $ 53,000 |
| Greene County Georgia | 13 | $ 5,495,000 | $ 422,000 | $ 391,000 |
| Frederick County Maryland | 13 | $ 3,116,000 | $ 239,000 | $ 90,000 |
| Union County North Carolina | 13 | $ 3,460,000 | $ 266,000 | $ 88,000 |
| Caroline County Virginia | 13 | $ 3,107,000 | $ 239,000 | $ 77,000 |
| Dougherty County Georgia | 12 | $ 2,320,000 | $ 193,000 | $ 211,000 |
| Lee County North Carolina | 12 | $ 2,220,000 | $ 185,000 | $ 87,000 |
| Montgomery County Alabama | 11 | $ 1,843,000 | $ 167,000 | $ 74,000 |
| Baker County Florida | 11 | $ 1,890,000 | $ 171,000 | $ 67,000 |
| Broward County Florida | 11 | $ 3,397,000 | $ 308,000 | $ 139,000 |
| Oconee County South Carolina | 11 | $ 2,796,000 | $ 254,000 | $ 176,000 |
| Lee County Florida | 10 | $ 2,235,000 | $ 223,000 | $ 61,000 |
| Oglethorpe County Georgia | 10 | $ 1,678,000 | $ 167,000 | $ 65,000 |
| White County Georgia | 10 | $ 2,024,000 | $ 202,000 | $ 116,000 |
| Cabarrus County North Carolina | 10 | $ 1,984,000 | $ 198,000 | $ 90,000 |
| King George County Virginia | 10 | $ 3,854,000 | $ 385,000 | $ 106,000 |
| Virginia Beach County Virginia | 10 | $ 2,719,000 | $ 271,000 | $ 112,000 |
| Westmoreland County Virginia | 10 | $ 2,054,000 | $ 205,000 | $ 115,000 |
| Elmore County Alabama | 9 | $ 1,706,000 | $ 189,000 | $ 75,000 |
| Gadsden County Florida | 9 | $ 1,327,000 | $ 147,000 | $ 73,000 |
| Sarasota County Florida | 9 | $ 2,113,000 | $ 234,000 | $ 132,000 |
| Seminole County Florida | 9 | $ 1,753,000 | $ 194,000 | $ 87,000 |
| Charles County Maryland | 9 | $ 2,458,000 | $ 273,000 | $ 66,000 |
| Greenwood County South Carolina | 9 | $ 2,077,000 | $ 230,000 | $ 195,000 |
| Chesapeake County Virginia | 9 | $ 2,095,000 | $ 232,000 | $ 97,000 |
| Madison County Georgia | 8 | $ 1,494,000 | $ 186,000 | $ 67,000 |
| Morgan County Georgia | 8 | $ 1,657,000 | $ 207,000 | $ 95,000 |
| Edgefield County South Carolina | 8 | $ 1,658,000 | $ 207,000 | $ 78,000 |
| Louisa County Virginia | 8 | $ 1,643,000 | $ 205,000 | $ 94,000 |
| Williamsburg County Virginia | 8 | $ 1,696,000 | $ 212,000 | $ 88,000 |
| Chilton County Alabama | 7 | $ 810,000 | $ 115,000 | $ 50,000 |
| Pinellas County Florida | 7 | $ 3,696,000 | $ 528,000 | $ 272,000 |
| Volusia County Florida | 7 | $ 1,167,000 | $ 166,000 | $ 50,000 |
| Hart County Georgia | 7 | $ 1,673,000 | $ 239,000 | $ 290,000 |
| Jasper County Georgia | 7 | $ 846,000 | $ 120,000 | $ 57,000 |
| McIntosh County Georgia | 7 | $ 1,088,000 | $ 155,000 | $ 68,000 |
| Spalding County Georgia | 7 | $ 1,200,000 | $ 171,000 | $ 61,000 |
| Union County Georgia | 7 | $ 1,735,000 | $ 247,000 | $ 96,000 |
| Calvert County Maryland | 7 | $ 2,198,000 | $ 314,000 | $ 107,000 |
| Chatham County North Carolina | 7 | $ 2,760,000 | $ 394,000 | $ 137,000 |
| Guilford County North Carolina | 7 | $ 1,678,000 | $ 239,000 | $ 74,000 |
| Berkeley County South Carolina | 7 | $ 1,537,000 | $ 219,000 | $ 137,000 |
| Georgetown County South Carolina | 7 | $ 1,489,000 | $ 212,000 | $ 129,000 |
| Lexington County South Carolina | 7 | $ 1,159,000 | $ 165,000 | $ 167,000 |
| York County South Carolina | 7 | $ 1,817,000 | $ 259,000 | $ 134,000 |
| Rutherford County Tennessee | 7 | $ 1,520,000 | $ 217,000 | $ 98,000 |
| Charlottesville County Virginia | 7 | $ 2,926,000 | $ 418,000 | $ 203,000 |
| Falls Church County Virginia | 7 | $ 3,249,000 | $ 464,000 | $ 142,000 |
| Isle of Wight County Virginia | 7 | $ 2,281,000 | $ 325,000 | $ 98,000 |
| Warren County Virginia | 7 | $ 1,172,000 | $ 167,000 | $ 46,000 |
| Bay County Florida | 6 | $ 1,041,000 | $ 173,000 | $ 1,138,000 |
| Brevard County Florida | 6 | $ 1,664,000 | $ 277,000 | $ 98,000 |
| Okaloosa County Florida | 6 | $ 2,530,000 | $ 421,000 | $ 229,000 |
| Palm Beach County Florida | 6 | $ 2,087,000 | $ 347,000 | $ 99,000 |
| Wakulla County Florida | 6 | $ 1,096,000 | $ 182,000 | $ 62,000 |
| Butts County Georgia | 6 | $ 905,000 | $ 150,000 | $ 57,000 |
| Lowndes County Georgia | 6 | $ 1,658,000 | $ 276,000 | $ 149,000 |
| Stephens County Georgia | 6 | $ 1,979,000 | $ 329,000 | $ 234,000 |
| Worcester County Maryland | 6 | $ 1,516,000 | $ 252,000 | $ 97,000 |
| Moore County North Carolina | 6 | $ 1,727,000 | $ 287,000 | $ 640,000 |
| Transylvania County North Carolina | 6 | $ 1,613,000 | $ 268,000 | $ 268,000 |
| Pickens County South Carolina | 6 | $ 1,581,000 | $ 263,000 | $ 209,000 |
| Chesterfield County Virginia | 6 | $ 1,521,000 | $ 253,000 | $ 77,000 |
| Fairfax City County Virginia | 6 | $ 2,091,000 | $ 348,000 | $ 125,000 |
| Gloucester County Virginia | 6 | $ 871,000 | $ 145,000 | $ 68,000 |
| Jackson County Florida | 5 | $ 601,000 | $ 120,000 | $ 66,000 |
| Polk County Florida | 5 | $ 945,000 | $ 189,000 | $ 96,000 |
| Franklin County Georgia | 5 | $ 872,000 | $ 174,000 | $ 136,000 |
| Haralson County Georgia | 5 | $ 803,000 | $ 160,000 | $ 136,000 |
| Alamance County North Carolina | 5 | $ 778,000 | $ 155,000 | $ 72,000 |
| Forsyth County North Carolina | 5 | $ 1,220,000 | $ 244,000 | $ 168,000 |
| Franklin County North Carolina | 5 | $ 1,113,000 | $ 222,000 | $ 70,000 |
| New Hanover County North Carolina | 5 | $ 635,000 | $ 127,000 | $ 90,000 |
| Hamilton County Tennessee | 5 | $ 1,137,000 | $ 227,000 | $ 142,000 |
| Hanover County Virginia | 5 | $ 1,025,000 | $ 205,000 | $ 78,000 |
| New Kent County Virginia | 5 | $ 1,226,000 | $ 245,000 | $ 75,000 |
| Shenandoah County Virginia | 5 | $ 904,000 | $ 180,000 | $ 63,000 |
| Winchester County Virginia | 5 | $ 844,000 | $ 168,000 | $ 34,000 |
| Sussex County Delaware | 4 | $ 1,270,000 | $ 317,000 | $ 81,000 |
| Jefferson County Florida | 4 | $ 701,000 | $ 175,000 | $ 73,000 |
| Pasco County Florida | 4 | $ 1,643,000 | $ 410,000 | $ 203,000 |
| Santa Rosa County Florida | 4 | $ 1,228,000 | $ 307,000 | $ 125,000 |
| Camden County Georgia | 4 | $ 478,000 | $ 119,000 | $ 102,000 |
| Gordon County Georgia | 4 | $ 615,000 | $ 153,000 | $ 95,000 |
| Habersham County Georgia | 4 | $ 1,001,000 | $ 250,000 | $ 80,000 |
| Lee County Georgia | 4 | $ 588,000 | $ 147,000 | $ 44,000 |
| Muscogee County Georgia | 4 | $ 1,054,000 | $ 263,000 | $ 84,000 |
| Polk County Georgia | 4 | $ 547,000 | $ 136,000 | $ 55,000 |
| Rabun County Georgia | 4 | $ 914,000 | $ 228,000 | $ 319,000 |
| Queen Anne's County Maryland | 4 | $ 1,145,000 | $ 286,000 | $ 165,000 |
| Cumberland County North Carolina | 4 | $ 557,000 | $ 139,000 | $ 80,000 |
| Gaston County North Carolina | 4 | $ 644,000 | $ 161,000 | $ 37,000 |
| Watauga County North Carolina | 4 | $ 3,134,000 | $ 783,000 | $ 569,000 |
| Lancaster County South Carolina | 4 | $ 778,000 | $ 194,000 | $ 84,000 |
| Richland County South Carolina | 4 | $ 454,000 | $ 113,000 | $ 87,000 |
| Sevier County Tennessee | 4 | $ 728,000 | $ 182,000 | $ 126,000 |
| Blount County Alabama | 3 | $ 808,000 | $ 269,000 | $ 155,000 |
| Calhoun County Alabama | 3 | $ 545,000 | $ 181,000 | $ 57,000 |
| Morgan County Alabama | 3 | $ 841,000 | $ 280,000 | $ 140,000 |
| Randolph County Alabama | 3 | $ 811,000 | $ 270,000 | $ 297,000 |
| Tuscaloosa County Alabama | 3 | $ 303,000 | $ 101,000 | $ 133,000 |
| New Castle County Delaware | 3 | $ 803,000 | $ 267,000 | $ 110,000 |
| Alachua County Florida | 3 | $ 540,000 | $ 180,000 | $ 110,000 |
| Collier County Florida | 3 | $ 1,587,000 | $ 529,000 | $ 473,000 |
| Escambia County Florida | 3 | $ 838,000 | $ 279,000 | $ 157,000 |
| Franklin County Florida | 3 | $ 820,000 | $ 273,000 | $ 293,000 |
| Lake County Florida | 3 | $ 527,000 | $ 175,000 | $ 64,000 |
| Marion County Florida | 3 | $ 589,000 | $ 196,000 | $ 102,000 |
| Brantley County Georgia | 3 | $ 410,000 | $ 136,000 | $ 78,000 |
| Bulloch County Georgia | 3 | $ 429,000 | $ 143,000 | $ 58,000 |
| Hancock County Georgia | 3 | $ 519,000 | $ 173,000 | $ 168,000 |
| Houston County Georgia | 3 | $ 277,000 | $ 92,000 | $ 35,000 |
| Liberty County Georgia | 3 | $ 414,000 | $ 138,000 | $ 69,000 |
| McDuffie County Georgia | 3 | $ 499,000 | $ 166,000 | $ 57,000 |
| Towns County Georgia | 3 | $ 666,000 | $ 222,000 | $ 233,000 |
| Upson County Georgia | 3 | $ 339,000 | $ 113,000 | $ 66,000 |
| Washington County Maryland | 3 | $ 479,000 | $ 159,000 | $ 67,000 |
| Brunswick County North Carolina | 3 | $ 905,000 | $ 301,000 | $ 185,000 |
| Catawba County North Carolina | 3 | $ 557,000 | $ 185,000 | $ 166,000 |
| Clay County North Carolina | 3 | $ 884,000 | $ 294,000 | $ 136,000 |
| Harnett County North Carolina | 3 | $ 462,000 | $ 154,000 | $ 71,000 |
| Lincoln County North Carolina | 3 | $ 1,537,000 | $ 512,000 | $ 96,000 |
| Macon County North Carolina | 3 | $ 450,000 | $ 150,000 | $ 182,000 |
| Nash County North Carolina | 3 | $ 880,000 | $ 293,000 | $ 163,000 |
| Randolph County North Carolina | 3 | $ 636,000 | $ 212,000 | $ 115,000 |
| Adams County Pennsylvania | 3 | $ 664,000 | $ 221,000 | $ 53,000 |
| McCormick County South Carolina | 3 | $ 1,046,000 | $ 348,000 | $ 151,000 |
| Sumner County Tennessee | 3 | $ 891,000 | $ 297,000 | $ 132,000 |
| Charles City County Virginia | 3 | $ 771,000 | $ 257,000 | $ 73,000 |
| King William County Virginia | 3 | $ 548,000 | $ 182,000 | $ 42,000 |
| Madison County Virginia | 3 | $ 605,000 | $ 201,000 | $ 73,000 |
| Norfolk County Virginia | 3 | $ 1,067,000 | $ 355,000 | $ 138,000 |
| Rockingham County Virginia | 3 | $ 1,099,000 | $ 366,000 | $ 115,000 |
| Berkeley County West Virginia | 3 | $ 498,000 | $ 166,000 | $ 46,000 |
| Jackson County Alabama | 2 | $ 1,210,000 | $ 605,000 | $ 190,000 |
| Mobile County Alabama | 2 | $ 405,000 | $ 202,000 | $ 181,000 |
| Pike County Alabama | 2 | $ 91,000 | $ 45,000 | $ 41,000 |
| Winston County Alabama | 2 | $ 620,000 | $ 310,000 | $ 201,000 |
| El Paso County Colorado | 2 | $ 664,000 | $ 332,000 | $ 35,000 |
| Charlotte County Florida | 2 | $ 655,000 | $ 327,000 | $ 124,000 |
| Miami-Dade County Florida | 2 | $ 296,000 | $ 148,000 | $ 66,000 |
| Monroe County Florida | 2 | $ 560,000 | $ 280,000 | $ 176,000 |
| Putnam County Florida | 2 | $ 482,000 | $ 241,000 | $ 322,000 |
| Appling County Georgia | 2 | $ 309,000 | $ 154,000 | $ 29,000 |
| Bibb County Georgia | 2 | $ 217,000 | $ 108,000 | $ 38,000 |
| Burke County Georgia | 2 | $ 182,000 | $ 91,000 | $ 30,000 |
| Colquitt County Georgia | 2 | $ 337,000 | $ 168,000 | $ 90,000 |
| Lamar County Georgia | 2 | $ 282,000 | $ 141,000 | $ 42,000 |
| Lincoln County Georgia | 2 | $ 292,000 | $ 146,000 | $ 61,000 |
| Meriwether County Georgia | 2 | $ 583,000 | $ 291,000 | $ 128,000 |
| Monroe County Georgia | 2 | $ 764,000 | $ 382,000 | $ 169,000 |
| Pike County Georgia | 2 | $ 382,000 | $ 191,000 | $ 118,000 |
| Troup County Georgia | 2 | $ 367,000 | $ 183,000 | $ 62,000 |
| Wayne County Georgia | 2 | $ 455,000 | $ 227,000 | $ 188,000 |
| Whitfield County Georgia | 2 | $ 420,000 | $ 210,000 | $ 81,000 |
| Ashe County North Carolina | 2 | $ 426,000 | $ 213,000 | $ 129,000 |
| Buncombe County North Carolina | 2 | $ 355,000 | $ 177,000 | $ 104,000 |
| Carteret County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 125,000 |
| Graham County North Carolina | 2 | $ 541,000 | $ 270,000 | $ 320,000 |
| Iredell County North Carolina | 2 | $ 510,000 | $ 255,000 | $ 74,000 |
| Jackson County North Carolina | 2 | $ 872,000 | $ 436,000 | $ 439,000 |
| Onslow County North Carolina | 2 | $ 353,000 | $ 176,000 | $ 167,000 |
| Pitt County North Carolina | 2 | $ 83,000 | $ 41,000 | $ 21,000 |
| Philadelphia County Pennsylvania | 2 | $ 278,000 | $ 139,000 | $ 338,000 |
| Dorchester County South Carolina | 2 | $ 466,000 | $ 233,000 | $ 50,000 |
| Laurens County South Carolina | 2 | $ 546,000 | $ 273,000 | $ 68,000 |
| Knox County Tennessee | 2 | $ 445,000 | $ 222,000 | $ 78,000 |
| Maury County Tennessee | 2 | $ 480,000 | $ 240,000 | $ 117,000 |
| Shelby County Tennessee | 2 | $ 363,000 | $ 181,000 | $ 93,000 |
| Wilson County Tennessee | 2 | $ 452,000 | $ 226,000 | $ 68,000 |
| Bedford County Virginia | 2 | $ 1,015,000 | $ 507,000 | $ 330,000 |
| Botetourt County Virginia | 2 | $ 287,000 | $ 143,000 | $ 89,000 |
| Franklin County Virginia | 2 | $ 941,000 | $ 470,000 | $ 256,000 |
| Henrico County Virginia | 2 | $ 880,000 | $ 440,000 | $ 124,000 |
| Montgomery County Virginia | 2 | $ 706,000 | $ 353,000 | $ 161,000 |
| Northumberland County Virginia | 2 | $ 389,000 | $ 194,000 | $ 135,000 |
| Page County Virginia | 2 | $ 391,000 | $ 195,000 | $ 63,000 |
| Rappahannock County Virginia | 2 | $ 775,000 | $ 387,000 | $ 128,000 |
| Richmond City County Virginia | 2 | $ 457,000 | $ 228,000 | $ 134,000 |
| Suffolk County Virginia | 2 | $ 429,000 | $ 214,000 | $ 40,000 |
| Baldwin County Alabama | 1 | $ 227,000 | $ 227,000 | $ 76,000 |
| Henry County Alabama | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Lamar County Alabama | 1 | $ 64,000 | $ 64,000 | $ 73,000 |
| Lauderdale County Alabama | 1 | $ 316,000 | $ 316,000 | $ 131,000 |
| Macon County Alabama | 1 | $ 79,000 | $ 79,000 | $ 31,000 |
| Perry County Alabama | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Tallapoosa County Alabama | 1 | $ 417,000 | $ 417,000 | $ 176,000 |
| Boulder County Colorado | 1 | $ 259,000 | $ 259,000 | $ 48,000 |
| Jefferson County Colorado | 1 | $ 408,000 | $ 408,000 | $ 133,000 |
| Larimer County Colorado | 1 | $ 244,000 | $ 244,000 | $ 85,000 |
| Routt County Colorado | 1 | $ 243,000 | $ 243,000 | $ 157,000 |
| Kent County Delaware | 1 | $ 110,000 | $ 110,000 | $ 26,000 |
| Citrus County Florida | 1 | $ 157,000 | $ 157,000 | $ 89,000 |
| Columbia County Florida | 1 | $ 53,000 | $ 53,000 | $ 0 |
| DeSoto County Florida | 1 | $ 189,000 | $ 189,000 | $ 90,000 |
| Martin County Florida | 1 | $ 169,000 | $ 169,000 | $ 183,000 |
| Suwannee County Florida | 1 | $ 120,000 | $ 120,000 | $ 161,000 |
| Baldwin County Georgia | 1 | $ 184,000 | $ 184,000 | $ 170,000 |
| Banks County Georgia | 1 | $ 114,000 | $ 114,000 | $ 55,000 |
| Catoosa County Georgia | 1 | $ 134,000 | $ 134,000 | $ 52,000 |
| Clay County Georgia | 1 | $ 230,000 | $ 230,000 | $ 85,000 |
| Coffee County Georgia | 1 | $ 64,000 | $ 64,000 | $ 445,000 |
| Crisp County Georgia | 1 | $ 90,000 | $ 90,000 | $ 105,000 |
| Decatur County Georgia | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Early County Georgia | 1 | $ 320,000 | $ 320,000 | $ 146,000 |
| Elbert County Georgia | 1 | $ 134,000 | $ 134,000 | $ 44,000 |
| Emanuel County Georgia | 1 | $ 277,000 | $ 277,000 | $ 89,000 |
| Grady County Georgia | 1 | $ 136,000 | $ 136,000 | $ 39,000 |
| Harris County Georgia | 1 | $ 192,000 | $ 192,000 | $ 80,000 |
| Heard County Georgia | 1 | $ 166,000 | $ 166,000 | $ 30,000 |
| Jones County Georgia | 1 | $ 176,000 | $ 176,000 | $ 57,000 |
| Long County Georgia | 1 | $ 168,000 | $ 168,000 | $ 45,000 |
| Pierce County Georgia | 1 | $ 133,000 | $ 133,000 | $ 139,000 |
| Screven County Georgia | 1 | $ 322,000 | $ 322,000 | $ 122,000 |
| Terrell County Georgia | 1 | $ 417,000 | $ 417,000 | $ 360,000 |
| Thomas County Georgia | 1 | $ 299,000 | $ 299,000 | $ 118,000 |
| Twiggs County Georgia | 1 | $ 202,000 | $ 202,000 | $ 149,000 |
| Walker County Georgia | 1 | $ 125,000 | $ 125,000 | $ 809,000 |
| Warren County Georgia | 1 | $ 230,000 | $ 230,000 | $ 142,000 |
| Wilkes County Georgia | 1 | $ 170,000 | $ 170,000 | $ 93,000 |
| Clark County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 32,000 |
| Hopkins County Kentucky | 1 | $ 61,000 | $ 61,000 | $ 415,000 |
| Jefferson County Kentucky | 1 | $ 169,000 | $ 169,000 | $ 220,000 |
| Orleans County Louisiana | 1 | $ 417,000 | $ 417,000 | $ 150,000 |
| St. Tammany County Louisiana | 1 | $ 417,000 | $ 417,000 | $ 312,000 |
| Kent County Maryland | 1 | $ 182,000 | $ 182,000 | $ 45,000 |
| St. Mary's County Maryland | 1 | $ 368,000 | $ 368,000 | $ 77,000 |
| Rankin County Mississippi | 1 | $ 398,000 | $ 398,000 | $ 145,000 |
| Alexander County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 59,000 |
| Burke County North Carolina | 1 | $ 202,000 | $ 202,000 | $ 166,000 |
| Craven County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 168,000 |
| Edgecombe County North Carolina | 1 | $ 177,000 | $ 177,000 | $ 91,000 |
| Greene County North Carolina | 1 | $ 408,000 | $ 408,000 | $ 201,000 |
| Henderson County North Carolina | 1 | $ 1,180,000 | $ 1,180,000 | $ 346,000 |
| Person County North Carolina | 1 | $ 274,000 | $ 274,000 | $ 238,000 |
| Rowan County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 129,000 |
| Stokes County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 141,000 |
| Warren County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 283,000 |
| Yancey County North Carolina | 1 | $ 208,000 | $ 208,000 | $ 70,000 |
| Butler County Pennsylvania | 1 | $ 182,000 | $ 182,000 | $ 108,000 |
| Chester County Pennsylvania | 1 | $ 336,000 | $ 336,000 | $ 216,000 |
| Dauphin County Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 57,000 |
| Delaware County Pennsylvania | 1 | $ 201,000 | $ 201,000 | $ 67,000 |
| Lebanon County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 125,000 |
| Montgomery County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 178,000 |
| Abbeville County South Carolina | 1 | $ 356,000 | $ 356,000 | $ 222,000 |
| Florence County South Carolina | 1 | $ 61,000 | $ 61,000 | $ 48,000 |
| Jasper County South Carolina | 1 | $ 290,000 | $ 290,000 | $ 57,000 |
| Orangeburg County South Carolina | 1 | $ 375,000 | $ 375,000 | $ 179,000 |
| Cheatham County Tennessee | 1 | $ 417,000 | $ 417,000 | $ 194,000 |
| Fayette County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 116,000 |
| Gibson County Tennessee | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Loudon County Tennessee | 1 | $ 176,000 | $ 176,000 | $ 392,000 |
| Marion County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 58,000 |
| McMinn County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 57,000 |
| Polk County Tennessee | 1 | $ 304,000 | $ 304,000 | $ 116,000 |
| Harris County Texas | 1 | $ 333,000 | $ 333,000 | $ 370,000 |
| Accomack County Virginia | 1 | $ 178,000 | $ 178,000 | $ 35,000 |
| Clarke County Virginia | 1 | $ 242,000 | $ 242,000 | $ 65,000 |
| Essex County Virginia | 1 | $ 179,000 | $ 179,000 | $ 76,000 |
| Fluvanna County Virginia | 1 | $ 400,000 | $ 400,000 | $ 110,000 |
| Harrisonburg County Virginia | 1 | $ 286,000 | $ 286,000 | $ 304,000 |
| Lancaster County Virginia | 1 | $ 153,000 | $ 153,000 | $ 27,000 |
| Mecklenburg County Virginia | 1 | $ 103,000 | $ 103,000 | $ 45,000 |
| Nelson County Virginia | 1 | $ 162,000 | $ 162,000 | $ 135,000 |
| Nottoway County Virginia | 1 | $ 98,000 | $ 98,000 | $ 84,000 |
| Portsmouth County Virginia | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Staunton County Virginia | 1 | $ 176,000 | $ 176,000 | $ 103,000 |
| Jefferson County West Virginia | 1 | $ 128,000 | $ 128,000 | $ 40,000 |
Mortgage Loan Application Detail Totals for Fidelity Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 9,965 | $2,597,369,000 | $260,000 | $2,450,000 | $113,000 | $4,232,000 |
| Refinancing | 4,405 | $1,194,516,000 | $271,000 | $2,290,000 | $136,000 | $5,658,000 |
| Home Improvement | 11 | $90,000 | $8,000 | $20,000 | $56,000 | $116,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,028 | $2,410,784,000 | $267,000 | $2,450,000 | $125,000 | $5,658,000 |
| Not Provided | 2,471 | $674,340,000 | $272,000 | $1,600,000 | $126,000 | $2,484,000 |
| Black or African American | 1,144 | $269,735,000 | $235,000 | $1,600,000 | $90,000 | $1,642,000 |
| Asian | 866 | $226,904,000 | $262,000 | $2,000,000 | $121,000 | $2,958,000 |
| Hispanic | 778 | $189,409,000 | $243,000 | $1,000,000 | $83,000 | $805,000 |
| American Indian or Alaskan Native | 62 | $14,754,000 | $237,000 | $808,000 | $105,000 | $396,000 |
| Native Hawaiin or Other Pacific Islander | 27 | $5,491,000 | $203,000 | $400,000 | $100,000 | $583,000 |
| Not applicable | 5 | $558,000 | $111,000 | $208,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,620 | $2,927,985,000 | $275,000 | $2,450,000 | $136,000 | $5,658,000 |
| FHA-insured (Federal Housing Administration) | 2,625 | $554,683,000 | $211,000 | $589,000 | $69,000 | $554,000 |
| VA-guaranteed (Veterans Administration) | 956 | $280,213,000 | $293,000 | $1,229,000 | $89,000 | $500,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 180 | $29,094,000 | $161,000 | $389,000 | $49,000 | $104,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,269 | $2,957,955,000 | $262,000 | $2,000,000 | $118,000 | $5,658,000 |
| Application Withdrawn By Applicant | 1,880 | $507,281,000 | $269,000 | $1,320,000 | $129,000 | $4,430,000 |
| Application Denied By Financial Institution | 1,163 | $311,908,000 | $268,000 | $2,450,000 | $118,000 | $5,158,000 |
| Loan Purchased By The Institution | 36 | $6,379,000 | $177,000 | $417,000 | $100,000 | $375,000 |
| Application Approved But Not Accepted | 33 | $8,452,000 | $256,000 | $602,000 | $130,000 | $579,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fidelity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.