Fidelity Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Fidelity Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fidelity Bank 3 Corporate Blvd Ne Atlanta, GA 30329 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 15,380 |
| Total Mortgage Loan Application Amount | $4,019,230,000 |
| Average Mortgage Loan Application Amount | $203,400 |
| Highest Mortgage Loan Application Amount | $16,075,000 |
| Average Applicant Income | $133,200 |
| Highest Applicant Income | $4,150,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Fidelity Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fidelity Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Fidelity Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fidelity Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Fidelity Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fidelity Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 1,775 | $ 550,075,000 | $ 309,000 | $ 162,000 |
| Gwinnett County Georgia | 1,166 | $ 287,720,000 | $ 246,000 | $ 112,000 |
| DeKalb County Georgia | 1,106 | $ 313,920,000 | $ 283,000 | $ 137,000 |
| Cobb County Georgia | 996 | $ 249,070,000 | $ 250,000 | $ 125,000 |
| Forsyth County Georgia | 593 | $ 171,515,000 | $ 289,000 | $ 129,000 |
| Cherokee County Georgia | 515 | $ 125,745,000 | $ 244,000 | $ 111,000 |
| Wake County North Carolina | 340 | $ 85,840,000 | $ 252,000 | $ 112,000 |
| Leon County Florida | 322 | $ 65,240,000 | $ 202,000 | $ 97,000 |
| Chatham County Georgia | 305 | $ 66,005,000 | $ 216,000 | $ 112,000 |
| Manatee County Florida | 272 | $ 62,260,000 | $ 228,000 | $ 124,000 |
| Paulding County Georgia | 270 | $ 56,380,000 | $ 208,000 | $ 81,000 |
| St. Johns County Florida | 262 | $ 75,170,000 | $ 286,000 | $ 130,000 |
| Duval County Florida | 254 | $ 55,400,000 | $ 218,000 | $ 116,000 |
| Sarasota County Florida | 242 | $ 68,470,000 | $ 282,000 | $ 141,000 |
| Prince George's County Maryland | 202 | $ 56,500,000 | $ 279,000 | $ 90,000 |
| Fairfax County Virginia | 196 | $ 77,470,000 | $ 395,000 | $ 145,000 |
| Hall County Georgia | 189 | $ 63,875,000 | $ 337,000 | $ 128,000 |
| Orange County Florida | 174 | $ 47,320,000 | $ 271,000 | $ 126,000 |
| Jackson County Georgia | 156 | $ 37,030,000 | $ 237,000 | $ 95,000 |
| Henry County Georgia | 153 | $ 32,245,000 | $ 210,000 | $ 85,000 |
| Columbia County Georgia | 148 | $ 35,210,000 | $ 237,000 | $ 103,000 |
| Coweta County Georgia | 147 | $ 29,325,000 | $ 199,000 | $ 90,000 |
| Prince William County Virginia | 144 | $ 46,450,000 | $ 322,000 | $ 88,000 |
| Collier County Florida | 127 | $ 40,055,000 | $ 315,000 | $ 168,000 |
| Loudoun County Virginia | 127 | $ 49,905,000 | $ 392,000 | $ 125,000 |
| Hillsborough County Florida | 117 | $ 30,215,000 | $ 258,000 | $ 102,000 |
| Anne Arundel County Maryland | 109 | $ 36,325,000 | $ 333,000 | $ 112,000 |
| Pinellas County Florida | 108 | $ 25,830,000 | $ 239,000 | $ 107,000 |
| Barrow County Georgia | 107 | $ 21,055,000 | $ 196,000 | $ 82,000 |
| Baltimore County Maryland | 107 | $ 26,625,000 | $ 248,000 | $ 95,000 |
| Bartow County Georgia | 105 | $ 20,605,000 | $ 196,000 | $ 77,000 |
| Johnston County North Carolina | 101 | $ 19,315,000 | $ 191,000 | $ 68,000 |
| Fayette County Georgia | 100 | $ 23,800,000 | $ 238,000 | $ 136,000 |
| Rockdale County Georgia | 99 | $ 15,515,000 | $ 156,000 | $ 69,000 |
| Greenville County South Carolina | 98 | $ 21,760,000 | $ 222,000 | $ 108,000 |
| Effingham County Georgia | 94 | $ 18,650,000 | $ 198,000 | $ 80,000 |
| Lee County Florida | 90 | $ 19,950,000 | $ 221,000 | $ 101,000 |
| Charleston County South Carolina | 89 | $ 31,425,000 | $ 353,000 | $ 123,000 |
| Douglas County Georgia | 86 | $ 16,910,000 | $ 196,000 | $ 78,000 |
| Spotsylvania County Virginia | 82 | $ 23,730,000 | $ 289,000 | $ 106,000 |
| Nassau County Florida | 73 | $ 19,965,000 | $ 273,000 | $ 138,000 |
| Richmond County Georgia | 73 | $ 11,885,000 | $ 162,000 | $ 91,000 |
| Bryan County Georgia | 71 | $ 15,955,000 | $ 224,000 | $ 109,000 |
| James City County Virginia | 71 | $ 20,935,000 | $ 294,000 | $ 129,000 |
| Watauga County North Carolina | 70 | $ 16,010,000 | $ 228,000 | $ 111,000 |
| Dawson County Georgia | 68 | $ 15,060,000 | $ 221,000 | $ 93,000 |
| Clayton County Georgia | 66 | $ 10,160,000 | $ 153,000 | $ 85,000 |
| Durham County North Carolina | 66 | $ 15,040,000 | $ 227,000 | $ 111,000 |
| Newport News County Virginia | 66 | $ 12,090,000 | $ 183,000 | $ 71,000 |
| Baltimore City County Maryland | 64 | $ 12,930,000 | $ 202,000 | $ 83,000 |
| Palm Beach County Florida | 61 | $ 20,365,000 | $ 333,000 | $ 167,000 |
| Clarke County Georgia | 60 | $ 14,370,000 | $ 239,000 | $ 213,000 |
| Carroll County Maryland | 59 | $ 16,255,000 | $ 275,000 | $ 94,000 |
| Mecklenburg County North Carolina | 59 | $ 16,845,000 | $ 285,000 | $ 141,000 |
| Oconee County Georgia | 55 | $ 18,225,000 | $ 331,000 | $ 174,000 |
| Stafford County Virginia | 53 | $ 14,935,000 | $ 281,000 | $ 104,000 |
| Seminole County Florida | 52 | $ 12,540,000 | $ 241,000 | $ 111,000 |
| Newton County Georgia | 50 | $ 9,170,000 | $ 183,000 | $ 76,000 |
| Manassas County Virginia | 50 | $ 13,510,000 | $ 270,000 | $ 77,000 |
| Polk County Georgia | 48 | $ 7,670,000 | $ 159,000 | $ 74,000 |
| Volusia County Florida | 47 | $ 8,795,000 | $ 187,000 | $ 98,000 |
| Miami-Dade County Florida | 46 | $ 26,610,000 | $ 578,000 | $ 274,000 |
| Walton County Georgia | 46 | $ 8,340,000 | $ 181,000 | $ 99,000 |
| Spartanburg County South Carolina | 44 | $ 7,850,000 | $ 178,000 | $ 66,000 |
| Pasco County Florida | 41 | $ 8,695,000 | $ 212,000 | $ 99,000 |
| Montgomery County Maryland | 41 | $ 15,585,000 | $ 380,000 | $ 136,000 |
| Clay County Florida | 39 | $ 9,035,000 | $ 231,000 | $ 117,000 |
| Chesterfield County Virginia | 39 | $ 9,655,000 | $ 247,000 | $ 98,000 |
| Liberty County Georgia | 37 | $ 5,475,000 | $ 147,000 | $ 68,000 |
| Lake County Florida | 36 | $ 6,590,000 | $ 183,000 | $ 104,000 |
| Broward County Florida | 33 | $ 10,365,000 | $ 314,000 | $ 136,000 |
| York County Virginia | 33 | $ 9,345,000 | $ 283,000 | $ 124,000 |
| Polk County Florida | 32 | $ 5,170,000 | $ 161,000 | $ 71,000 |
| Lumpkin County Georgia | 32 | $ 7,070,000 | $ 220,000 | $ 92,000 |
| Charles County Maryland | 32 | $ 8,320,000 | $ 260,000 | $ 81,000 |
| District of Columbia County District Of Columbia | 31 | $ 12,545,000 | $ 404,000 | $ 134,000 |
| Harford County Maryland | 31 | $ 8,325,000 | $ 268,000 | $ 117,000 |
| Howard County Maryland | 31 | $ 11,655,000 | $ 375,000 | $ 121,000 |
| Avery County North Carolina | 30 | $ 6,560,000 | $ 218,000 | $ 140,000 |
| Hampton County Virginia | 30 | $ 6,100,000 | $ 203,000 | $ 84,000 |
| Flagler County Florida | 28 | $ 7,030,000 | $ 251,000 | $ 118,000 |
| Fauquier County Virginia | 27 | $ 9,235,000 | $ 342,000 | $ 119,000 |
| Arlington County Virginia | 26 | $ 9,310,000 | $ 358,000 | $ 139,000 |
| Greene County Georgia | 25 | $ 6,165,000 | $ 246,000 | $ 151,000 |
| Catawba County North Carolina | 25 | $ 3,545,000 | $ 141,000 | $ 59,000 |
| Berkeley County South Carolina | 25 | $ 6,525,000 | $ 261,000 | $ 103,000 |
| Henrico County Virginia | 24 | $ 6,040,000 | $ 251,000 | $ 111,000 |
| Floyd County Georgia | 23 | $ 3,485,000 | $ 151,000 | $ 77,000 |
| Gilmer County Georgia | 23 | $ 4,965,000 | $ 215,000 | $ 149,000 |
| Aiken County South Carolina | 23 | $ 3,785,000 | $ 164,000 | $ 136,000 |
| Baker County Florida | 22 | $ 2,660,000 | $ 120,000 | $ 113,000 |
| Buncombe County North Carolina | 22 | $ 6,060,000 | $ 275,000 | $ 106,000 |
| Osceola County Florida | 21 | $ 4,685,000 | $ 223,000 | $ 107,000 |
| Frederick County Maryland | 20 | $ 6,050,000 | $ 302,000 | $ 95,000 |
| Harnett County North Carolina | 20 | $ 3,570,000 | $ 178,000 | $ 84,000 |
| Dorchester County South Carolina | 20 | $ 4,540,000 | $ 227,000 | $ 82,000 |
| Putnam County Georgia | 19 | $ 5,945,000 | $ 312,000 | $ 206,000 |
| Pickens County Georgia | 18 | $ 3,740,000 | $ 207,000 | $ 107,000 |
| Cecil County Maryland | 18 | $ 3,830,000 | $ 212,000 | $ 75,000 |
| Davidson County Tennessee | 18 | $ 5,640,000 | $ 313,000 | $ 108,000 |
| Charlotte County Florida | 17 | $ 4,355,000 | $ 256,000 | $ 133,000 |
| Wakulla County Florida | 17 | $ 3,015,000 | $ 177,000 | $ 75,000 |
| Carroll County Georgia | 17 | $ 3,035,000 | $ 178,000 | $ 89,000 |
| Carteret County North Carolina | 17 | $ 3,755,000 | $ 220,000 | $ 127,000 |
| Franklin County North Carolina | 17 | $ 4,195,000 | $ 246,000 | $ 87,000 |
| Anderson County South Carolina | 17 | $ 4,105,000 | $ 241,000 | $ 80,000 |
| Orange County Virginia | 17 | $ 4,985,000 | $ 293,000 | $ 94,000 |
| Brevard County Florida | 16 | $ 4,890,000 | $ 305,000 | $ 137,000 |
| Lee County North Carolina | 15 | $ 2,505,000 | $ 167,000 | $ 84,000 |
| Alexandria County Virginia | 15 | $ 4,415,000 | $ 294,000 | $ 93,000 |
| Richmond City County Virginia | 15 | $ 4,125,000 | $ 275,000 | $ 119,000 |
| Walton County Florida | 14 | $ 7,000,000 | $ 500,000 | $ 266,000 |
| Fannin County Georgia | 14 | $ 3,810,000 | $ 272,000 | $ 163,000 |
| Iredell County North Carolina | 14 | $ 4,750,000 | $ 339,000 | $ 177,000 |
| Lancaster County South Carolina | 14 | $ 3,680,000 | $ 262,000 | $ 82,000 |
| Fredericksburg County Virginia | 14 | $ 4,830,000 | $ 345,000 | $ 163,000 |
| Hanover County Virginia | 14 | $ 4,060,000 | $ 290,000 | $ 115,000 |
| Towns County Georgia | 13 | $ 3,145,000 | $ 241,000 | $ 162,000 |
| Poquoson County Virginia | 13 | $ 4,795,000 | $ 368,000 | $ 153,000 |
| Sussex County Delaware | 12 | $ 3,530,000 | $ 294,000 | $ 154,000 |
| Alamance County North Carolina | 12 | $ 2,480,000 | $ 206,000 | $ 91,000 |
| Caldwell County North Carolina | 12 | $ 2,210,000 | $ 184,000 | $ 69,000 |
| Culpeper County Virginia | 12 | $ 3,750,000 | $ 312,000 | $ 113,000 |
| Frederick County Virginia | 12 | $ 3,320,000 | $ 276,000 | $ 106,000 |
| Gloucester County Virginia | 12 | $ 3,060,000 | $ 255,000 | $ 77,000 |
| Westmoreland County Virginia | 12 | $ 2,740,000 | $ 228,000 | $ 114,000 |
| Jefferson County Alabama | 11 | $ 2,575,000 | $ 234,000 | $ 165,000 |
| Gadsden County Florida | 11 | $ 1,855,000 | $ 168,000 | $ 68,000 |
| St. Lucie County Florida | 11 | $ 2,505,000 | $ 227,000 | $ 79,000 |
| Bulloch County Georgia | 11 | $ 1,645,000 | $ 149,000 | $ 104,000 |
| Franklin County Georgia | 11 | $ 2,235,000 | $ 203,000 | $ 96,000 |
| Oglethorpe County Georgia | 11 | $ 2,275,000 | $ 206,000 | $ 62,000 |
| Henderson County North Carolina | 11 | $ 2,445,000 | $ 222,000 | $ 70,000 |
| Orange County North Carolina | 11 | $ 2,865,000 | $ 260,000 | $ 104,000 |
| Oconee County South Carolina | 11 | $ 2,655,000 | $ 241,000 | $ 142,000 |
| Manassas Park County Virginia | 11 | $ 3,205,000 | $ 291,000 | $ 80,000 |
| Lee County Alabama | 10 | $ 2,710,000 | $ 271,000 | $ 95,000 |
| Montgomery County Alabama | 10 | $ 1,670,000 | $ 167,000 | $ 101,000 |
| Long County Georgia | 10 | $ 1,430,000 | $ 143,000 | $ 57,000 |
| Spalding County Georgia | 10 | $ 1,680,000 | $ 168,000 | $ 79,000 |
| Calvert County Maryland | 10 | $ 3,320,000 | $ 332,000 | $ 106,000 |
| Ashe County North Carolina | 10 | $ 1,780,000 | $ 178,000 | $ 71,000 |
| York County Pennsylvania | 10 | $ 1,960,000 | $ 196,000 | $ 94,000 |
| Pickens County South Carolina | 10 | $ 1,800,000 | $ 180,000 | $ 71,000 |
| New Kent County Virginia | 10 | $ 3,530,000 | $ 353,000 | $ 124,000 |
| Okaloosa County Florida | 9 | $ 4,505,000 | $ 500,000 | $ 264,000 |
| Glynn County Georgia | 9 | $ 2,755,000 | $ 306,000 | $ 208,000 |
| Brunswick County North Carolina | 9 | $ 2,885,000 | $ 320,000 | $ 173,000 |
| Beaufort County South Carolina | 9 | $ 2,585,000 | $ 287,000 | $ 187,000 |
| Warren County Virginia | 9 | $ 2,065,000 | $ 229,000 | $ 73,000 |
| Bibb County Georgia | 8 | $ 3,030,000 | $ 378,000 | $ 54,000 |
| Stephens County Georgia | 8 | $ 2,750,000 | $ 343,000 | $ 139,000 |
| White County Georgia | 8 | $ 1,600,000 | $ 200,000 | $ 79,000 |
| Chatham County North Carolina | 8 | $ 2,620,000 | $ 327,000 | $ 127,000 |
| Macon County North Carolina | 8 | $ 2,910,000 | $ 363,000 | $ 253,000 |
| Greenwood County South Carolina | 8 | $ 2,230,000 | $ 278,000 | $ 179,000 |
| Hamilton County Tennessee | 8 | $ 2,320,000 | $ 290,000 | $ 144,000 |
| Maury County Tennessee | 8 | $ 1,830,000 | $ 228,000 | $ 75,000 |
| Isle of Wight County Virginia | 8 | $ 1,920,000 | $ 240,000 | $ 65,000 |
| Indian River County Florida | 7 | $ 2,615,000 | $ 373,000 | $ 567,000 |
| Baldwin County Georgia | 7 | $ 4,025,000 | $ 575,000 | $ 187,000 |
| Haralson County Georgia | 7 | $ 1,145,000 | $ 163,000 | $ 74,000 |
| Hart County Georgia | 7 | $ 1,485,000 | $ 212,000 | $ 125,000 |
| Madison County Georgia | 7 | $ 1,325,000 | $ 189,000 | $ 62,000 |
| Cabarrus County North Carolina | 7 | $ 2,725,000 | $ 389,000 | $ 174,000 |
| Gaston County North Carolina | 7 | $ 1,465,000 | $ 209,000 | $ 271,000 |
| Guilford County North Carolina | 7 | $ 1,645,000 | $ 235,000 | $ 129,000 |
| Transylvania County North Carolina | 7 | $ 1,915,000 | $ 273,000 | $ 171,000 |
| Norfolk County Virginia | 7 | $ 1,365,000 | $ 195,000 | $ 145,000 |
| Williamsburg County Virginia | 7 | $ 1,925,000 | $ 275,000 | $ 110,000 |
| Elmore County Alabama | 6 | $ 1,080,000 | $ 180,000 | $ 80,000 |
| Bay County Florida | 6 | $ 1,450,000 | $ 241,000 | $ 169,000 |
| Harris County Georgia | 6 | $ 1,470,000 | $ 245,000 | $ 122,000 |
| Houston County Georgia | 6 | $ 910,000 | $ 151,000 | $ 85,000 |
| McDuffie County Georgia | 6 | $ 890,000 | $ 148,000 | $ 67,000 |
| Morgan County Georgia | 6 | $ 1,690,000 | $ 281,000 | $ 114,000 |
| Pike County Georgia | 6 | $ 1,200,000 | $ 200,000 | $ 69,000 |
| Rabun County Georgia | 6 | $ 2,030,000 | $ 338,000 | $ 112,000 |
| Union County Georgia | 6 | $ 980,000 | $ 163,000 | $ 187,000 |
| Dare County North Carolina | 6 | $ 2,180,000 | $ 363,000 | $ 162,000 |
| Jackson County North Carolina | 6 | $ 4,670,000 | $ 778,000 | $ 587,000 |
| Nash County North Carolina | 6 | $ 760,000 | $ 126,000 | $ 64,000 |
| New Hanover County North Carolina | 6 | $ 1,730,000 | $ 288,000 | $ 298,000 |
| Person County North Carolina | 6 | $ 1,130,000 | $ 188,000 | $ 79,000 |
| Randolph County North Carolina | 6 | $ 490,000 | $ 81,000 | $ 49,000 |
| Horry County South Carolina | 6 | $ 1,130,000 | $ 188,000 | $ 137,000 |
| Williamson County Tennessee | 6 | $ 2,120,000 | $ 353,000 | $ 87,000 |
| Caroline County Virginia | 6 | $ 1,020,000 | $ 170,000 | $ 86,000 |
| Baldwin County Alabama | 5 | $ 1,155,000 | $ 231,000 | $ 158,000 |
| Shelby County Alabama | 5 | $ 1,765,000 | $ 353,000 | $ 148,000 |
| Escambia County Florida | 5 | $ 1,125,000 | $ 225,000 | $ 86,000 |
| Hernando County Florida | 5 | $ 675,000 | $ 135,000 | $ 72,000 |
| Highlands County Florida | 5 | $ 625,000 | $ 125,000 | $ 62,000 |
| Martin County Florida | 5 | $ 955,000 | $ 191,000 | $ 90,000 |
| Monroe County Florida | 5 | $ 1,785,000 | $ 357,000 | $ 186,000 |
| Elbert County Georgia | 5 | $ 485,000 | $ 97,000 | $ 57,000 |
| Worcester County Maryland | 5 | $ 1,185,000 | $ 237,000 | $ 348,000 |
| Cumberland County North Carolina | 5 | $ 825,000 | $ 165,000 | $ 74,000 |
| Haywood County North Carolina | 5 | $ 775,000 | $ 155,000 | $ 104,000 |
| Onslow County North Carolina | 5 | $ 955,000 | $ 191,000 | $ 117,000 |
| Stanly County North Carolina | 5 | $ 845,000 | $ 169,000 | $ 95,000 |
| Union County North Carolina | 5 | $ 3,035,000 | $ 607,000 | $ 371,000 |
| Edgefield County South Carolina | 5 | $ 1,465,000 | $ 293,000 | $ 135,000 |
| Chesapeake County Virginia | 5 | $ 1,055,000 | $ 211,000 | $ 75,000 |
| Fairfax City County Virginia | 5 | $ 1,265,000 | $ 253,000 | $ 121,000 |
| Louisa County Virginia | 5 | $ 1,245,000 | $ 249,000 | $ 62,000 |
| Winchester County Virginia | 5 | $ 1,205,000 | $ 241,000 | $ 71,000 |
| Berkeley County West Virginia | 5 | $ 935,000 | $ 187,000 | $ 50,000 |
| Madison County Alabama | 4 | $ 1,150,000 | $ 287,000 | $ 125,000 |
| Russell County Alabama | 4 | $ 490,000 | $ 122,000 | $ 44,000 |
| Citrus County Florida | 4 | $ 550,000 | $ 137,000 | $ 87,000 |
| Marion County Florida | 4 | $ 750,000 | $ 187,000 | $ 53,000 |
| Putnam County Florida | 4 | $ 570,000 | $ 142,000 | $ 115,000 |
| Jefferson County Georgia | 4 | $ 840,000 | $ 210,000 | $ 92,000 |
| Meriwether County Georgia | 4 | $ 660,000 | $ 165,000 | $ 83,000 |
| Tattnall County Georgia | 4 | $ 540,000 | $ 135,000 | $ 60,000 |
| Washington County Maryland | 4 | $ 1,070,000 | $ 267,000 | $ 80,000 |
| Wicomico County Maryland | 4 | $ 890,000 | $ 222,000 | $ 233,000 |
| Burke County North Carolina | 4 | $ 480,000 | $ 120,000 | $ 45,000 |
| Moore County North Carolina | 4 | $ 1,210,000 | $ 302,000 | $ 98,000 |
| Pender County North Carolina | 4 | $ 820,000 | $ 205,000 | $ 109,000 |
| Lexington County South Carolina | 4 | $ 1,150,000 | $ 287,000 | $ 147,000 |
| York County South Carolina | 4 | $ 1,300,000 | $ 325,000 | $ 161,000 |
| Wilson County Tennessee | 4 | $ 1,420,000 | $ 355,000 | $ 127,000 |
| Franklin County Virginia | 4 | $ 1,540,000 | $ 385,000 | $ 154,000 |
| Suffolk County Virginia | 4 | $ 1,510,000 | $ 377,000 | $ 152,000 |
| Virginia Beach County Virginia | 4 | $ 980,000 | $ 245,000 | $ 73,000 |
| Jefferson County West Virginia | 4 | $ 750,000 | $ 187,000 | $ 61,000 |
| Autauga County Alabama | 3 | $ 455,000 | $ 151,000 | $ 35,000 |
| Jefferson County Florida | 3 | $ 765,000 | $ 255,000 | $ 122,000 |
| Banks County Georgia | 3 | $ 625,000 | $ 208,000 | $ 87,000 |
| Butts County Georgia | 3 | $ 395,000 | $ 131,000 | $ 46,000 |
| Dougherty County Georgia | 3 | $ 685,000 | $ 228,000 | $ 65,000 |
| Habersham County Georgia | 3 | $ 995,000 | $ 331,000 | $ 151,000 |
| Troup County Georgia | 3 | $ 325,000 | $ 108,000 | $ 50,000 |
| Queen Anne's County Maryland | 3 | $ 815,000 | $ 271,000 | $ 131,000 |
| Sampson County North Carolina | 3 | $ 485,000 | $ 161,000 | $ 45,000 |
| Laurens County South Carolina | 3 | $ 435,000 | $ 145,000 | $ 59,000 |
| Richland County South Carolina | 3 | $ 1,095,000 | $ 365,000 | $ 127,000 |
| Sevier County Tennessee | 3 | $ 775,000 | $ 258,000 | $ 163,000 |
| Albemarle County Virginia | 3 | $ 1,345,000 | $ 448,000 | $ 113,000 |
| King George County Virginia | 3 | $ 925,000 | $ 308,000 | $ 112,000 |
| Portsmouth County Virginia | 3 | $ 515,000 | $ 171,000 | $ 52,000 |
| Powhatan County Virginia | 3 | $ 945,000 | $ 315,000 | $ 142,000 |
| St. Clair County Alabama | 2 | $ 340,000 | $ 170,000 | $ 42,000 |
| Tallapoosa County Alabama | 2 | $ 560,000 | $ 280,000 | $ 156,000 |
| Tuscaloosa County Alabama | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Kent County Delaware | 2 | $ 480,000 | $ 240,000 | $ 120,000 |
| Alachua County Florida | 2 | $ 680,000 | $ 340,000 | $ 151,000 |
| Gulf County Florida | 2 | $ 1,560,000 | $ 780,000 | $ 416,000 |
| Santa Rosa County Florida | 2 | $ 160,000 | $ 80,000 | $ 105,000 |
| Catoosa County Georgia | 2 | $ 210,000 | $ 105,000 | $ 35,000 |
| Gordon County Georgia | 2 | $ 310,000 | $ 155,000 | $ 70,000 |
| Lowndes County Georgia | 2 | $ 370,000 | $ 185,000 | $ 85,000 |
| McIntosh County Georgia | 2 | $ 470,000 | $ 235,000 | $ 93,000 |
| Monroe County Georgia | 2 | $ 490,000 | $ 245,000 | $ 105,000 |
| Muscogee County Georgia | 2 | $ 180,000 | $ 90,000 | $ 81,000 |
| Thomas County Georgia | 2 | $ 580,000 | $ 290,000 | $ 134,000 |
| Walker County Georgia | 2 | $ 460,000 | $ 230,000 | $ 154,000 |
| Wayne County Georgia | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Orleans County Louisiana | 2 | $ 500,000 | $ 250,000 | $ 100,000 |
| Allegany County Maryland | 2 | $ 300,000 | $ 150,000 | $ 76,000 |
| Caroline County Maryland | 2 | $ 240,000 | $ 120,000 | $ 25,000 |
| Kent County Maryland | 2 | $ 330,000 | $ 165,000 | $ 123,000 |
| Talbot County Maryland | 2 | $ 1,410,000 | $ 705,000 | $ 210,000 |
| Alleghany County North Carolina | 2 | $ 150,000 | $ 75,000 | $ 79,000 |
| Beaufort County North Carolina | 2 | $ 620,000 | $ 310,000 | $ 137,000 |
| Forsyth County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 69,000 |
| Granville County North Carolina | 2 | $ 440,000 | $ 220,000 | $ 46,000 |
| Mitchell County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 91,000 |
| Rutherford County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 72,000 |
| Swain County North Carolina | 2 | $ 750,000 | $ 375,000 | $ 254,000 |
| Warren County North Carolina | 2 | $ 470,000 | $ 235,000 | $ 85,000 |
| Wayne County North Carolina | 2 | $ 340,000 | $ 170,000 | $ 55,000 |
| Wilkes County North Carolina | 2 | $ 240,000 | $ 120,000 | $ 37,000 |
| Wilson County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 49,000 |
| Adams County Pennsylvania | 2 | $ 440,000 | $ 220,000 | $ 102,000 |
| Cheatham County Tennessee | 2 | $ 400,000 | $ 200,000 | $ 60,000 |
| Dickson County Tennessee | 2 | $ 200,000 | $ 100,000 | $ 40,000 |
| Knox County Tennessee | 2 | $ 620,000 | $ 310,000 | $ 590,000 |
| Montgomery County Tennessee | 2 | $ 400,000 | $ 200,000 | $ 64,000 |
| Bedford County Virginia | 2 | $ 380,000 | $ 190,000 | $ 73,000 |
| Dinwiddie County Virginia | 2 | $ 590,000 | $ 295,000 | $ 101,000 |
| King William County Virginia | 2 | $ 170,000 | $ 85,000 | $ 33,000 |
| Rappahannock County Virginia | 2 | $ 490,000 | $ 245,000 | $ 92,000 |
| Salem County Virginia | 2 | $ 550,000 | $ 275,000 | $ 181,000 |
| Shenandoah County Virginia | 2 | $ 550,000 | $ 275,000 | $ 147,000 |
| Cherokee County Alabama | 1 | $ 325,000 | $ 325,000 | $ 126,000 |
| Geneva County Alabama | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Randolph County Alabama | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Walker County Alabama | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Saline County Arkansas | 1 | $ 245,000 | $ 245,000 | $ 216,000 |
| Denver County Colorado | 1 | $ 355,000 | $ 355,000 | $ 55,000 |
| New Castle County Delaware | 1 | $ 165,000 | $ 165,000 | $ 117,000 |
| Columbia County Florida | 1 | $ 235,000 | $ 235,000 | $ 116,000 |
| DeSoto County Florida | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Dixie County Florida | 1 | $ 305,000 | $ 305,000 | $ 117,000 |
| Hardee County Florida | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Liberty County Florida | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Sumter County Florida | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Washington County Florida | 1 | $ 75,000 | $ 75,000 | $ 198,000 |
| Brantley County Georgia | 1 | $ 15,000 | $ 15,000 | $ 78,000 |
| Burke County Georgia | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Camden County Georgia | 1 | $ 285,000 | $ 285,000 | $ 123,000 |
| Chattooga County Georgia | 1 | $ 185,000 | $ 185,000 | $ 124,000 |
| Clay County Georgia | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| Colquitt County Georgia | 1 | $ 165,000 | $ 165,000 | $ 136,000 |
| Cook County Georgia | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Crisp County Georgia | 1 | $ 205,000 | $ 205,000 | $ 289,000 |
| Dooly County Georgia | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Early County Georgia | 1 | $ 135,000 | $ 135,000 | $ 157,000 |
| Evans County Georgia | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Heard County Georgia | 1 | $ 195,000 | $ 195,000 | $ 97,000 |
| Jasper County Georgia | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| Jones County Georgia | 1 | $ 235,000 | $ 235,000 | $ 81,000 |
| Lamar County Georgia | 1 | $ 75,000 | $ 75,000 | $ 73,000 |
| Lee County Georgia | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Lincoln County Georgia | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Peach County Georgia | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Sumter County Georgia | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Talbot County Georgia | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Taliaferro County Georgia | 1 | $ 145,000 | $ 145,000 | $ 74,000 |
| Upson County Georgia | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Ware County Georgia | 1 | $ 35,000 | $ 35,000 | $ 28,000 |
| Wilkes County Georgia | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Christian County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| Caddo County Louisiana | 1 | $ 525,000 | $ 525,000 | $ 278,000 |
| St. Tammany County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 45,000 |
| Somerset County Maryland | 1 | $ 95,000 | $ 95,000 | $ 104,000 |
| St. Mary's County Maryland | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Greene County Missouri | 1 | $ 155,000 | $ 155,000 | $ 122,000 |
| Bernalillo County New Mexico | 1 | $ 3,145,000 | $ 3,145,000 | $ 0 |
| Caswell County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Cherokee County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Columbus County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 80,000 |
| Craven County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 127,000 |
| Davidson County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Davie County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 22,000 |
| Edgecombe County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 285,000 |
| Graham County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 74,000 |
| Halifax County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Lincoln County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 105,000 |
| McDowell County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 149,000 |
| Pamlico County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Pitt County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Robeson County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Rockingham County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 229,000 |
| Rowan County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 135,000 |
| Vance County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 30,000 |
| Yancey County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 139,000 |
| Allegheny County Pennsylvania | 1 | $ 455,000 | $ 455,000 | $ 255,000 |
| Chester County Pennsylvania | 1 | $ 575,000 | $ 575,000 | $ 302,000 |
| Lancaster County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 63,000 |
| Cherokee County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Colleton County South Carolina | 1 | $ 395,000 | $ 395,000 | $ 190,000 |
| Florence County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 103,000 |
| Jasper County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
| Kershaw County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 189,000 |
| McCormick County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 95,000 |
| Orangeburg County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 16,000 |
| Anderson County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 147,000 |
| Blount County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 143,000 |
| Bradley County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Cocke County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 85,000 |
| Fayette County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 88,000 |
| Hawkins County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 195,000 |
| Hickman County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| McMinn County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 93,000 |
| Rhea County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 210,000 |
| Shelby County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 116,000 |
| Sumner County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 110,000 |
| Harris County Texas | 1 | $ 1,795,000 | $ 1,795,000 | $ 0 |
| Amelia County Virginia | 1 | $ 335,000 | $ 335,000 | $ 145,000 |
| Carroll County Virginia | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Charlottesville County Virginia | 1 | $ 175,000 | $ 175,000 | $ 147,000 |
| Clarke County Virginia | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
| Fluvanna County Virginia | 1 | $ 175,000 | $ 175,000 | $ 111,000 |
| Goochland County Virginia | 1 | $ 245,000 | $ 245,000 | $ 138,000 |
| Grayson County Virginia | 1 | $ 245,000 | $ 245,000 | $ 241,000 |
| King and Queen County Virginia | 1 | $ 175,000 | $ 175,000 | $ 37,000 |
| Lynchburg County Virginia | 1 | $ 275,000 | $ 275,000 | $ 115,000 |
| Martinsville County Virginia | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Middlesex County Virginia | 1 | $ 275,000 | $ 275,000 | $ 77,000 |
| Prince George County Virginia | 1 | $ 285,000 | $ 285,000 | $ 64,000 |
| Roanoke County Virginia | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Roanoke City County Virginia | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Southampton County Virginia | 1 | $ 185,000 | $ 185,000 | $ 79,000 |
| Staunton County Virginia | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Surry County Virginia | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| Hampshire County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Randolph County West Virginia | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
Mortgage Loan Application Detail Totals for Fidelity Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 12,463 | $3,412,815,000 | $273,000 | $16,075,000 | $118,000 | $4,150,000 |
| Cash-out Refinancing | 1,070 | $258,980,000 | $242,000 | $1,285,000 | $126,000 | $2,445,000 |
| Refinancing | 849 | $243,055,000 | $286,000 | $6,605,000 | $137,000 | $908,000 |
| Home Improvement | 588 | $50,420,000 | $85,000 | $1,505,000 | $128,000 | $1,371,000 |
| Other Purpose | 410 | $53,960,000 | $131,000 | $2,005,000 | $157,000 | $2,148,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,136 | $2,375,190,000 | $259,000 | $6,605,000 | $127,000 | $4,150,000 |
| Not Provided | 2,606 | $721,190,000 | $276,000 | $2,645,000 | $127,000 | $2,939,000 |
| Black or African American | 1,678 | $380,570,000 | $226,000 | $1,185,000 | $89,000 | $704,000 |
| Hispanic | 1,016 | $247,530,000 | $243,000 | $1,305,000 | $89,000 | $1,259,000 |
| Asian | 699 | $185,195,000 | $264,000 | $3,005,000 | $133,000 | $2,702,000 |
| Not applicable | 176 | $90,700,000 | $515,000 | $16,075,000 | $0 | $0 |
| American Indian or Alaskan Native | 31 | $7,165,000 | $231,000 | $435,000 | $99,000 | $260,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $2,865,000 | $318,000 | $565,000 | $144,000 | $340,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,662 | $3,152,290,000 | $270,000 | $16,075,000 | $134,000 | $4,150,000 |
| FHA-insured (Federal Housing Administration) | 2,519 | $549,525,000 | $218,000 | $845,000 | $71,000 | $436,000 |
| VA-guaranteed (Veterans Administration) | 1,015 | $284,705,000 | $280,000 | $905,000 | $96,000 | $650,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 184 | $32,710,000 | $177,000 | $415,000 | $55,000 | $105,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,226 | $2,927,280,000 | $260,000 | $16,075,000 | $121,000 | $4,150,000 |
| Application Withdrawn By Applicant | 1,963 | $537,785,000 | $273,000 | $6,605,000 | $126,000 | $2,702,000 |
| Application Denied By Financial Institution | 1,950 | $504,160,000 | $258,000 | $14,755,000 | $113,000 | $1,849,000 |
| Loan Purchased By The Institution | 153 | $31,395,000 | $205,000 | $585,000 | $0 | $0 |
| Application Approved But Not Accepted | 88 | $18,610,000 | $211,000 | $875,000 | $152,000 | $1,804,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 13,430 | $3,515,070,000 | $261,000 | $16,075,000 | $122,000 | $4,150,000 |
| Credit Application Incomplete | 601 | $175,845,000 | $292,000 | $2,245,000 | $128,000 | $1,308,000 |
| Debt-To-Income Ratio | 484 | $113,780,000 | $235,000 | $3,005,000 | $73,000 | $470,000 |
| Collateral | 267 | $57,565,000 | $215,000 | $3,295,000 | $131,000 | $1,321,000 |
| Credit History | 196 | $37,780,000 | $192,000 | $1,105,000 | $121,000 | $1,849,000 |
| Unverifiable Information | 181 | $50,895,000 | $281,000 | $1,055,000 | $130,000 | $787,000 |
| Other | 80 | $36,670,000 | $458,000 | $14,755,000 | $147,000 | $792,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 78 | $17,570,000 | $225,000 | $645,000 | $95,000 | $620,000 |
| Employment History | 60 | $13,500,000 | $225,000 | $455,000 | $79,000 | $440,000 |
| Mortgage Insurance Denied | 3 | $555,000 | $185,000 | $285,000 | $284,000 | $686,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fidelity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.