Fidelity Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Fidelity Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fidelity Bank 100 E English Wichita, KS 67202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,053 |
| Total Mortgage Loan Application Amount | $232,622,000 |
| Average Mortgage Loan Application Amount | $125,551 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $41,862 |
| Highest Applicant Income | $943,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Fidelity Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fidelity Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Fidelity Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fidelity Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Fidelity Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fidelity Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sedgwick County Kansas | 1,789 | $ 140,702,000 | $ 78,000 | $ 49,000 |
| Tarrant County Texas | 170 | $ 6,253,000 | $ 36,000 | $ 109,000 |
| Butler County Kansas | 102 | $ 11,735,000 | $ 115,000 | $ 63,000 |
| Dallas County Texas | 60 | $ 2,280,000 | $ 38,000 | $ 103,000 |
| Denton County Texas | 56 | $ 2,346,000 | $ 41,000 | $ 91,000 |
| Cowley County Kansas | 54 | $ 3,162,000 | $ 58,000 | $ 44,000 |
| Sumner County Kansas | 51 | $ 3,823,000 | $ 74,000 | $ 55,000 |
| Collin County Texas | 51 | $ 1,721,000 | $ 33,000 | $ 108,000 |
| Harris County Texas | 40 | $ 1,525,000 | $ 38,000 | $ 111,000 |
| Humboldt County California | 36 | $ 5,248,000 | $ 145,000 | $ 76,000 |
| Hartford County Connecticut | 26 | $ 2,815,000 | $ 108,000 | $ 76,000 |
| Parker County Texas | 17 | $ 693,000 | $ 40,000 | $ 132,000 |
| Fort Bend County Texas | 16 | $ 731,000 | $ 45,000 | $ 167,000 |
| Johnson County Texas | 16 | $ 529,000 | $ 33,000 | $ 92,000 |
| Rockwall County Texas | 16 | $ 582,000 | $ 36,000 | $ 113,000 |
| Reno County Kansas | 14 | $ 737,000 | $ 52,000 | $ 39,000 |
| Suffolk County New York | 14 | $ 1,913,000 | $ 136,000 | $ 75,000 |
| Saline County Kansas | 13 | $ 537,000 | $ 41,000 | $ 56,000 |
| Queens County New York | 13 | $ 1,981,000 | $ 152,000 | $ 86,000 |
| Travis County Texas | 13 | $ 520,000 | $ 40,000 | $ 95,000 |
| Kings County New York | 12 | $ 1,589,000 | $ 132,000 | $ 76,000 |
| Montgomery County Texas | 12 | $ 428,000 | $ 35,000 | $ 99,000 |
| New Haven County Connecticut | 11 | $ 1,023,000 | $ 93,000 | $ 76,000 |
| Johnson County Kansas | 11 | $ 1,262,000 | $ 114,000 | $ 54,000 |
| Brazoria County Texas | 11 | $ 432,000 | $ 39,000 | $ 94,000 |
| Fairfield County Connecticut | 10 | $ 1,034,000 | $ 103,000 | $ 60,000 |
| Harvey County Kansas | 10 | $ 715,000 | $ 71,000 | $ 21,000 |
| Douglas County Kansas | 9 | $ 587,000 | $ 65,000 | $ 112,000 |
| Nassau County New York | 9 | $ 1,582,000 | $ 175,000 | $ 93,000 |
| Richmond County New York | 9 | $ 1,248,000 | $ 138,000 | $ 73,000 |
| Wyandotte County Kansas | 8 | $ 280,000 | $ 35,000 | $ 54,000 |
| Los Angeles County California | 7 | $ 890,000 | $ 127,000 | $ 58,000 |
| Genesee County Michigan | 7 | $ 393,000 | $ 56,000 | $ 23,000 |
| Bergen County New Jersey | 7 | $ 1,353,000 | $ 193,000 | $ 94,000 |
| Ulster County New York | 7 | $ 928,000 | $ 132,000 | $ 123,000 |
| Kaufman County Texas | 7 | $ 346,000 | $ 49,000 | $ 116,000 |
| Williamson County Texas | 7 | $ 259,000 | $ 37,000 | $ 91,000 |
| Kingman County Kansas | 6 | $ 834,000 | $ 139,000 | $ 100,000 |
| McPherson County Kansas | 6 | $ 331,000 | $ 55,000 | $ 31,000 |
| Shawnee County Kansas | 6 | $ 360,000 | $ 60,000 | $ 41,000 |
| Mahoning County Ohio | 6 | $ 287,000 | $ 47,000 | $ 10,000 |
| Ellis County Texas | 6 | $ 156,000 | $ 26,000 | $ 119,000 |
| Litchfield County Connecticut | 5 | $ 450,000 | $ 90,000 | $ 74,000 |
| Dickinson County Kansas | 5 | $ 304,000 | $ 60,000 | $ 69,000 |
| Wayne County Michigan | 5 | $ 389,000 | $ 77,000 | $ 21,000 |
| Westchester County New York | 5 | $ 708,000 | $ 141,000 | $ 105,000 |
| Grayson County Texas | 5 | $ 173,000 | $ 34,000 | $ 109,000 |
| Riley County Kansas | 4 | $ 264,000 | $ 66,000 | $ 95,000 |
| Oakland County Michigan | 4 | $ 430,000 | $ 107,000 | $ 93,000 |
| Erie County New York | 4 | $ 324,000 | $ 81,000 | $ 91,000 |
| Franklin County Ohio | 4 | $ 349,000 | $ 87,000 | $ 43,000 |
| Maricopa County Arizona | 3 | $ 452,000 | $ 150,000 | $ 73,000 |
| Orange County California | 3 | $ 559,000 | $ 186,000 | $ 82,000 |
| Lowndes County Georgia | 3 | $ 210,000 | $ 70,000 | $ 35,000 |
| Cook County Illinois | 3 | $ 188,000 | $ 62,000 | $ 25,000 |
| Harper County Kansas | 3 | $ 316,000 | $ 105,000 | $ 48,000 |
| Jefferson County Kentucky | 3 | $ 243,000 | $ 81,000 | $ 63,000 |
| Prince George's County Maryland | 3 | $ 335,000 | $ 111,000 | $ 74,000 |
| Muskegon County Michigan | 3 | $ 158,000 | $ 52,000 | $ 26,000 |
| Douglas County Nebraska | 3 | $ 161,000 | $ 53,000 | $ 59,000 |
| Clark County Nevada | 3 | $ 368,000 | $ 122,000 | $ 34,000 |
| Hudson County New Jersey | 3 | $ 272,000 | $ 90,000 | $ 72,000 |
| Bronx County New York | 3 | $ 435,000 | $ 145,000 | $ 75,000 |
| Monroe County New York | 3 | $ 160,000 | $ 53,000 | $ 64,000 |
| Rockland County New York | 3 | $ 466,000 | $ 155,000 | $ 132,000 |
| Johnston County North Carolina | 3 | $ 145,000 | $ 48,000 | $ 18,000 |
| Bell County Texas | 3 | $ 110,000 | $ 36,000 | $ 169,000 |
| Bexar County Texas | 3 | $ 155,000 | $ 51,000 | $ 73,000 |
| Trinity County California | 2 | $ 119,000 | $ 59,000 | $ 70,000 |
| New London County Connecticut | 2 | $ 220,000 | $ 110,000 | $ 107,000 |
| Tolland County Connecticut | 2 | $ 261,000 | $ 130,000 | $ 92,000 |
| Cherokee County Georgia | 2 | $ 289,000 | $ 144,000 | $ 91,000 |
| Barton County Kansas | 2 | $ 67,000 | $ 33,000 | $ 46,000 |
| Bourbon County Kansas | 2 | $ 105,000 | $ 52,000 | $ 87,000 |
| Finney County Kansas | 2 | $ 50,000 | $ 25,000 | $ 67,000 |
| Marion County Kansas | 2 | $ 123,000 | $ 61,000 | $ 59,000 |
| Miami County Kansas | 2 | $ 323,000 | $ 161,000 | $ 91,000 |
| Neosho County Kansas | 2 | $ 40,000 | $ 20,000 | $ 28,000 |
| Pratt County Kansas | 2 | $ 92,000 | $ 46,000 | $ 47,000 |
| Fayette County Kentucky | 2 | $ 127,000 | $ 63,000 | $ 16,000 |
| Baltimore County Maryland | 2 | $ 209,000 | $ 104,000 | $ 34,000 |
| Essex County Massachusetts | 2 | $ 154,000 | $ 77,000 | $ 45,000 |
| Bay County Michigan | 2 | $ 116,000 | $ 58,000 | $ 0 |
| Saginaw County Michigan | 2 | $ 119,000 | $ 59,000 | $ 0 |
| Hennepin County Minnesota | 2 | $ 82,000 | $ 41,000 | $ 57,000 |
| Jackson County Missouri | 2 | $ 110,000 | $ 55,000 | $ 26,000 |
| Essex County New Jersey | 2 | $ 271,000 | $ 135,000 | $ 61,000 |
| Mercer County New Jersey | 2 | $ 118,000 | $ 59,000 | $ 96,000 |
| Morris County New Jersey | 2 | $ 197,000 | $ 98,000 | $ 99,000 |
| Passaic County New Jersey | 2 | $ 379,000 | $ 189,000 | $ 58,000 |
| Somerset County New Jersey | 2 | $ 151,000 | $ 75,000 | $ 89,000 |
| Dutchess County New York | 2 | $ 320,000 | $ 160,000 | $ 316,000 |
| Onondaga County New York | 2 | $ 92,000 | $ 46,000 | $ 23,000 |
| Orange County New York | 2 | $ 283,000 | $ 141,000 | $ 65,000 |
| Wayne County New York | 2 | $ 157,000 | $ 78,000 | $ 73,000 |
| Harnett County North Carolina | 2 | $ 194,000 | $ 97,000 | $ 33,000 |
| Mecklenburg County North Carolina | 2 | $ 129,000 | $ 64,000 | $ 68,000 |
| Hamilton County Ohio | 2 | $ 116,000 | $ 58,000 | $ 55,000 |
| Marion County Ohio | 2 | $ 105,000 | $ 52,000 | $ 16,000 |
| Montgomery County Ohio | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Muskingum County Ohio | 2 | $ 117,000 | $ 58,000 | $ 18,000 |
| Allegheny County Pennsylvania | 2 | $ 242,000 | $ 121,000 | $ 140,000 |
| Knox County Tennessee | 2 | $ 44,000 | $ 22,000 | $ 0 |
| Sevier County Tennessee | 2 | $ 232,000 | $ 116,000 | $ 0 |
| Galveston County Texas | 2 | $ 67,000 | $ 33,000 | $ 135,000 |
| Hays County Texas | 2 | $ 69,000 | $ 34,000 | $ 83,000 |
| Hood County Texas | 2 | $ 70,000 | $ 35,000 | $ 116,000 |
| Hunt County Texas | 2 | $ 69,000 | $ 34,000 | $ 111,000 |
| Matagorda County Texas | 2 | $ 66,000 | $ 33,000 | $ 63,000 |
| Wise County Texas | 2 | $ 76,000 | $ 38,000 | $ 107,000 |
| Fairfax County Virginia | 2 | $ 257,000 | $ 128,000 | $ 47,000 |
| Stafford County Virginia | 2 | $ 251,000 | $ 125,000 | $ 11,000 |
| Kings County California | 1 | $ 179,000 | $ 179,000 | $ 216,000 |
| Napa County California | 1 | $ 106,000 | $ 106,000 | $ 37,000 |
| Placer County California | 1 | $ 160,000 | $ 160,000 | $ 232,000 |
| San Joaquin County California | 1 | $ 74,000 | $ 74,000 | $ 105,000 |
| Santa Clara County California | 1 | $ 140,000 | $ 140,000 | $ 112,000 |
| Stanislaus County California | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Ventura County California | 1 | $ 119,000 | $ 119,000 | $ 92,000 |
| Arapahoe County Colorado | 1 | $ 33,000 | $ 33,000 | $ 38,000 |
| Douglas County Colorado | 1 | $ 104,000 | $ 104,000 | $ 51,000 |
| Jefferson County Colorado | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Middlesex County Connecticut | 1 | $ 135,000 | $ 135,000 | $ 81,000 |
| New Castle County Delaware | 1 | $ 105,000 | $ 105,000 | $ 95,000 |
| Broward County Florida | 1 | $ 111,000 | $ 111,000 | $ 72,000 |
| Hillsborough County Florida | 1 | $ 63,000 | $ 63,000 | $ 40,000 |
| Miami-Dade County Florida | 1 | $ 34,000 | $ 34,000 | $ 3,000 |
| Orange County Florida | 1 | $ 100,000 | $ 100,000 | $ 66,000 |
| Palm Beach County Florida | 1 | $ 54,000 | $ 54,000 | $ 46,000 |
| Wakulla County Florida | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Bryan County Georgia | 1 | $ 98,000 | $ 98,000 | $ 4,000 |
| Decatur County Georgia | 1 | $ 54,000 | $ 54,000 | $ 45,000 |
| DeKalb County Georgia | 1 | $ 149,000 | $ 149,000 | $ 77,000 |
| Fulton County Georgia | 1 | $ 235,000 | $ 235,000 | $ 156,000 |
| Greene County Georgia | 1 | $ 173,000 | $ 173,000 | $ 100,000 |
| Muscogee County Georgia | 1 | $ 62,000 | $ 62,000 | $ 24,000 |
| Ada County Idaho | 1 | $ 138,000 | $ 138,000 | $ 51,000 |
| Elmore County Idaho | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Jackson County Illinois | 1 | $ 144,000 | $ 144,000 | $ 58,000 |
| Lake County Illinois | 1 | $ 144,000 | $ 144,000 | $ 88,000 |
| Vermilion County Illinois | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Carroll County Indiana | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Elkhart County Indiana | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Jackson County Indiana | 1 | $ 77,000 | $ 77,000 | $ 36,000 |
| Miami County Indiana | 1 | $ 40,000 | $ 40,000 | $ 19,000 |
| Black Hawk County Iowa | 1 | $ 77,000 | $ 77,000 | $ 73,000 |
| Allen County Kansas | 1 | $ 24,000 | $ 24,000 | $ 54,000 |
| Anderson County Kansas | 1 | $ 30,000 | $ 30,000 | $ 70,000 |
| Elk County Kansas | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
| Jackson County Kansas | 1 | $ 45,000 | $ 45,000 | $ 35,000 |
| Jefferson County Kansas | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Leavenworth County Kansas | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
| Woodson County Kansas | 1 | $ 46,000 | $ 46,000 | $ 126,000 |
| Kennebec County Maine | 1 | $ 33,000 | $ 33,000 | $ 41,000 |
| Penobscot County Maine | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Frederick County Maryland | 1 | $ 82,000 | $ 82,000 | $ 71,000 |
| Harford County Maryland | 1 | $ 145,000 | $ 145,000 | $ 159,000 |
| Norfolk County Massachusetts | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Barry County Michigan | 1 | $ 144,000 | $ 144,000 | $ 45,000 |
| Ionia County Michigan | 1 | $ 65,000 | $ 65,000 | $ 85,000 |
| Jackson County Michigan | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Lapeer County Michigan | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Ottawa County Michigan | 1 | $ 58,000 | $ 58,000 | $ 42,000 |
| St. Clair County Michigan | 1 | $ 32,000 | $ 32,000 | $ 0 |
| St. Joseph County Michigan | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Wexford County Michigan | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Brown County Minnesota | 1 | $ 32,000 | $ 32,000 | $ 13,000 |
| Le Sueur County Minnesota | 1 | $ 37,000 | $ 37,000 | $ 70,000 |
| Ramsey County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
| Rice County Minnesota | 1 | $ 40,000 | $ 40,000 | $ 33,000 |
| Sarpy County Nebraska | 1 | $ 80,000 | $ 80,000 | $ 91,000 |
| Washoe County Nevada | 1 | $ 167,000 | $ 167,000 | $ 119,000 |
| Atlantic County New Jersey | 1 | $ 92,000 | $ 92,000 | $ 102,000 |
| Monmouth County New Jersey | 1 | $ 79,000 | $ 79,000 | $ 78,000 |
| Union County New Jersey | 1 | $ 120,000 | $ 120,000 | $ 37,000 |
| Bernalillo County New Mexico | 1 | $ 99,000 | $ 99,000 | $ 71,000 |
| Valencia County New Mexico | 1 | $ 46,000 | $ 46,000 | $ 61,000 |
| Jefferson County New York | 1 | $ 70,000 | $ 70,000 | $ 67,000 |
| New York County New York | 1 | $ 127,000 | $ 127,000 | $ 33,000 |
| Niagara County New York | 1 | $ 65,000 | $ 65,000 | $ 15,000 |
| Ontario County New York | 1 | $ 92,000 | $ 92,000 | $ 64,000 |
| Saratoga County New York | 1 | $ 186,000 | $ 186,000 | $ 127,000 |
| Schenectady County New York | 1 | $ 142,000 | $ 142,000 | $ 64,000 |
| St. Lawrence County New York | 1 | $ 108,000 | $ 108,000 | $ 78,000 |
| Alleghany County North Carolina | 1 | $ 141,000 | $ 141,000 | $ 49,000 |
| Gaston County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| Guilford County North Carolina | 1 | $ 49,000 | $ 49,000 | $ 23,000 |
| New Hanover County North Carolina | 1 | $ 92,000 | $ 92,000 | $ 57,000 |
| Auglaize County Ohio | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Champaign County Ohio | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Clark County Ohio | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Columbiana County Ohio | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Greene County Ohio | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Licking County Ohio | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Stark County Ohio | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Summit County Ohio | 1 | $ 136,000 | $ 136,000 | $ 46,000 |
| Trumbull County Ohio | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Washington County Ohio | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Wayne County Ohio | 1 | $ 91,000 | $ 91,000 | $ 23,000 |
| Cleveland County Oklahoma | 1 | $ 1,692,000 | $ 1,692,000 | $ 0 |
| Kay County Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 54,000 |
| Muskogee County Oklahoma | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Bucks County Pennsylvania | 1 | $ 58,000 | $ 58,000 | $ 24,000 |
| Chester County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 84,000 |
| Cumberland County Pennsylvania | 1 | $ 79,000 | $ 79,000 | $ 56,000 |
| Dauphin County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 72,000 |
| Schuylkill County Pennsylvania | 1 | $ 62,000 | $ 62,000 | $ 32,000 |
| York County Pennsylvania | 1 | $ 41,000 | $ 41,000 | $ 52,000 |
| Providence County Rhode Island | 1 | $ 110,000 | $ 110,000 | $ 39,000 |
| Chester County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Lancaster County South Carolina | 1 | $ 148,000 | $ 148,000 | $ 122,000 |
| York County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 118,000 |
| Davidson County Tennessee | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Brazos County Texas | 1 | $ 71,000 | $ 71,000 | $ 96,000 |
| Hidalgo County Texas | 1 | $ 42,000 | $ 42,000 | $ 85,000 |
| Houston County Texas | 1 | $ 47,000 | $ 47,000 | $ 80,000 |
| Liberty County Texas | 1 | $ 24,000 | $ 24,000 | $ 110,000 |
| Limestone County Texas | 1 | $ 32,000 | $ 32,000 | $ 118,000 |
| Madison County Texas | 1 | $ 25,000 | $ 25,000 | $ 69,000 |
| Montague County Texas | 1 | $ 34,000 | $ 34,000 | $ 69,000 |
| Orange County Texas | 1 | $ 28,000 | $ 28,000 | $ 124,000 |
| Somervell County Texas | 1 | $ 30,000 | $ 30,000 | $ 91,000 |
| Waller County Texas | 1 | $ 21,000 | $ 21,000 | $ 95,000 |
| Windsor County Vermont | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Dinwiddie County Virginia | 1 | $ 46,000 | $ 46,000 | $ 44,000 |
| Roanoke County Virginia | 1 | $ 53,000 | $ 53,000 | $ 81,000 |
| York County Virginia | 1 | $ 153,000 | $ 153,000 | $ 115,000 |
| Pierce County Washington | 1 | $ 85,000 | $ 85,000 | $ 12,000 |
| Hancock County West Virginia | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Preston County West Virginia | 1 | $ 46,000 | $ 46,000 | $ 39,000 |
| Milwaukee County Wisconsin | 1 | $ 121,000 | $ 121,000 | $ 90,000 |
| Ozaukee County Wisconsin | 1 | $ 127,000 | $ 127,000 | $ 156,000 |
| Waukesha County Wisconsin | 1 | $ 93,000 | $ 93,000 | $ 99,000 |
Mortgage Loan Application Detail Totals for Fidelity Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,682 | $153,040,000 | $89,891 | $497,000 | $59,054 | $943,000 |
| Home Improvement (one-to-four family) | 709 | $20,960,000 | $23,000 | $122,000 | $82,500 | $720,000 |
| Home Purchase (one-to-four family) | 659 | $54,730,000 | $65,764 | $777,000 | $4,588 | $800,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 3 | $3,892,000 | $1,396,000 | $2,000,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,489 | $188,508,000 | $89,000 | $777,000 | $64,366 | $943,000 |
| Hispanic | 146 | $12,822,000 | $257,000 | $2,000,000 | $50,100 | $250,000 |
| Information not provided by applicant in mail or telephone application | 144 | $12,624,000 | $85,888 | $301,000 | $53,777 | $558,000 |
| Black | 119 | $8,803,000 | $102,909 | $307,000 | $65,090 | $186,000 |
| Not applicable | 100 | $5,368,000 | $61,937 | $147,000 | $0 | $0 |
| Asian or Pacific Islander | 37 | $2,688,000 | $120,571 | $225,000 | $80,714 | $231,000 |
| Other | 13 | $1,319,000 | $132,333 | $229,000 | $109,000 | $288,000 |
| American Indian or Alaskan Native | 5 | $490,000 | $98,000 | $128,000 | $45,000 | $73,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,463 | $189,039,000 | $115,257 | $2,000,000 | $64,714 | $943,000 |
| FHA-insured (Federal Housing Administration) | 436 | $29,965,000 | $57,846 | $154,000 | $4,000 | $216,000 |
| VA-guaranteed (Veterans Administration) | 147 | $13,067,000 | $86,266 | $234,000 | $8,066 | $374,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $551,000 | $78,000 | $126,000 | $41,000 | $59,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,048 | $181,465,000 | $117,294 | $1,692,000 | $63,617 | $943,000 |
| Loan Purchased By The Institution | 629 | $24,766,000 | $61,944 | $147,000 | $7,333 | $720,000 |
| Application Denied By Financial Institution | 215 | $10,886,000 | $87,476 | $307,000 | $42,000 | $374,000 |
| Application Withdrawn By Applicant | 110 | $12,344,000 | $100,090 | $2,000,000 | $62,363 | $558,000 |
| Application Approved But Not Accepted | 51 | $3,161,000 | $61,000 | $191,000 | $52,000 | $125,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 141 | $5,990,000 | $81,470 | $255,000 | $47,352 | $250,000 |
| Credit Application Incomplete | 23 | $1,564,000 | $87,333 | $168,000 | $40,000 | $374,000 |
| Debt-To-Income Ratio | 18 | $1,883,000 | $134,000 | $307,000 | $40,142 | $114,000 |
| Collateral | 16 | $495,000 | $79,250 | $143,000 | $50,750 | $79,000 |
| Other | 11 | $479,000 | $50,333 | $95,000 | $27,666 | $54,000 |
| Employment History | 4 | $252,000 | $67,000 | $80,000 | $20,500 | $49,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $133,000 | $133,000 | $133,000 | $80,000 | $80,000 |
| Unverifiable Information | 1 | $90,000 | $90,000 | $90,000 | $28,000 | $28,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fidelity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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