Fidelity Bank Mortgage Lending & HMDA Data, 2006

In 2006, Fidelity Bank of Wichita, KS reported 2,484 mortgage applications totaling $211.4 million, down 20% from 2005. The average application was for $85,091, and applicants reported an average income of $41,291. 48% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Wichita, KS (907), Fort Worth-Arlington, TX (215) and Dallas-Plano-Irving, TX (107) (applications in parentheses).

Mortgage Company & Address Fidelity Bank
100 E English
Wichita, KS 67202
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,484
Total Mortgage Loan Application Amount $211,368,000
Average Mortgage Loan Application Amount $85,091
Highest Mortgage Loan Application Amount $8,250,000
Average Applicant Income $41,291
Highest Applicant Income $916,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fidelity Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Fidelity Bank by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Sedgwick, Kansas 804 $ 75,833,000 $ 94,319 $ 54,000
Tarrant, Texas 166 $ 8,333,000 $ 50,198 $ 0
Butler, Kansas 59 $ 6,019,000 $ 102,016 $ 69,000
Oklahoma, Oklahoma 48 $ 5,475,000 $ 114,062 $ 68,000
Sumner, Kansas 41 $ 3,409,000 $ 83,146 $ 45,000
Cowley, Kansas 37 $ 2,307,000 $ 62,351 $ 51,000
Parker, Texas 36 $ 1,701,000 $ 47,250 $ 0
Dallas, Texas 32 $ 1,650,000 $ 51,562 $ 0
Collin, Texas 31 $ 1,646,000 $ 53,096 $ 0
Denton, Texas 30 $ 2,002,000 $ 66,733 $ 0
San Diego, California 23 $ 1,887,000 $ 82,043 $ 0
Hennepin, Minnesota 21 $ 940,000 $ 44,761 $ 0
Harris, Texas 13 $ 522,000 $ 40,153 $ 0
Maricopa, Arizona 11 $ 1,522,000 $ 138,363 $ 72,000
Saline, Kansas 11 $ 455,000 $ 41,363 $ 60,000
Middlesex, Massachusetts 11 $ 4,136,000 $ 376,000 $ 0
Johnson, Texas 11 $ 471,000 $ 42,818 $ 0
Wayne, Michigan 10 $ 1,164,000 $ 116,400 $ 4,000
Worcester, Massachusetts 9 $ 1,791,000 $ 199,000 $ 0
Canadian, Oklahoma 9 $ 1,228,000 $ 136,444 $ 162,000
Baldwin, Alabama 8 $ 332,000 $ 41,500 $ 40,000
Mobile, Alabama 8 $ 478,000 $ 59,750 $ 38,000
Dakota, Minnesota 8 $ 340,000 $ 42,500 $ 6,000
Ramsey, Minnesota 8 $ 272,000 $ 34,000 $ 0
Hood, Texas 8 $ 384,000 $ 48,000 $ 0
Covington, Alabama 7 $ 376,000 $ 53,714 $ 53,000
Hillsborough, Florida 7 $ 1,736,000 $ 248,000 $ 111,000
Anoka, Minnesota 7 $ 245,000 $ 35,000 $ 0
Rockwall, Texas 7 $ 543,000 $ 77,571 $ 0
Bristol, Massachusetts 6 $ 2,294,000 $ 382,333 $ 31,000
Washington, Minnesota 6 $ 239,000 $ 39,833 $ 0
Hancock, Mississippi 6 $ 191,000 $ 31,833 $ 44,000
Harrison, Mississippi 6 $ 302,000 $ 50,333 $ 31,000
Rankin, Mississippi 6 $ 247,000 $ 41,166 $ 52,000
Le Flore, Oklahoma 6 $ 317,000 $ 52,833 $ 64,000
Tulsa, Oklahoma 6 $ 326,000 $ 54,333 $ 60,000
Talladega, Alabama 5 $ 254,000 $ 50,800 $ 42,000
Crawford, Arkansas 5 $ 194,000 $ 38,800 $ 39,000
Riverside, California 5 $ 453,000 $ 90,600 $ 30,000
Hartford, Connecticut 5 $ 832,000 $ 166,400 $ 37,000
Putnam, Florida 5 $ 237,000 $ 47,400 $ 58,000
Suffolk, Massachusetts 5 $ 1,437,000 $ 287,400 $ 0
Lea, New Mexico 5 $ 354,000 $ 70,800 $ 69,000
Mahoning, Ohio 5 $ 208,000 $ 41,600 $ 0
Lincoln, Oklahoma 5 $ 430,000 $ 86,000 $ 56,000
Erath, Texas 5 $ 166,000 $ 33,200 $ 0
Travis, Texas 5 $ 140,000 $ 28,000 $ 0
Williamson, Texas 5 $ 228,000 $ 45,600 $ 0
St. Croix, Wisconsin 5 $ 250,000 $ 50,000 $ 0
Chilton, Alabama 4 $ 397,000 $ 99,250 $ 62,000
Elmore, Alabama 4 $ 154,000 $ 38,500 $ 39,000
Escambia, Alabama 4 $ 119,000 $ 29,750 $ 28,000
Monroe, Alabama 4 $ 267,000 $ 66,750 $ 44,000
St. Clair, Alabama 4 $ 269,000 $ 67,250 $ 70,000
Tuscaloosa, Alabama 4 $ 220,000 $ 55,000 $ 43,000
Walker, Alabama 4 $ 220,000 $ 55,000 $ 42,000
Pinal, Arizona 4 $ 241,000 $ 60,250 $ 83,000
Garland, Arkansas 4 $ 172,000 $ 43,000 $ 44,000
Clay, Florida 4 $ 267,000 $ 66,750 $ 80,000
St. Johns, Florida 4 $ 428,000 $ 107,000 $ 43,000
Reno, Kansas 4 $ 250,000 $ 62,500 $ 76,000
Essex, Massachusetts 4 $ 1,033,000 $ 258,250 $ 0
Norfolk, Massachusetts 4 $ 1,181,000 $ 295,250 $ 0
Plymouth, Massachusetts 4 $ 728,000 $ 182,000 $ 0
Macomb, Michigan 4 $ 573,000 $ 143,250 $ 0
Carver, Minnesota 4 $ 229,000 $ 57,250 $ 0
Wright, Minnesota 4 $ 173,000 $ 43,250 $ 0
Forrest, Mississippi 4 $ 159,000 $ 39,750 $ 35,000
Hinds, Mississippi 4 $ 286,000 $ 71,500 $ 26,000
Jones, Mississippi 4 $ 178,000 $ 44,500 $ 39,000
Lafayette, Mississippi 4 $ 235,000 $ 58,750 $ 49,000
Lincoln, Mississippi 4 $ 155,000 $ 38,750 $ 53,000
Stone, Mississippi 4 $ 271,000 $ 67,750 $ 42,000
Warren, Mississippi 4 $ 175,000 $ 43,750 $ 46,000
Hertford, North Carolina 4 $ 133,000 $ 33,250 $ 29,000
Creek, Oklahoma 4 $ 227,000 $ 56,750 $ 53,000
Delaware, Oklahoma 4 $ 1,263,000 $ 315,750 $ 15,000
Logan, Oklahoma 4 $ 559,000 $ 139,750 $ 97,000
Muskogee, Oklahoma 4 $ 217,000 $ 54,250 $ 54,000
Osage, Oklahoma 4 $ 470,000 $ 117,500 $ 75,000
Monroe, Tennessee 4 $ 159,000 $ 39,750 $ 29,000
Ellis, Texas 4 $ 281,000 $ 70,250 $ 0
Calhoun, Alabama 3 $ 142,000 $ 47,333 $ 58,000
Crenshaw, Alabama 3 $ 111,000 $ 37,000 $ 55,000
Cullman, Alabama 3 $ 189,000 $ 63,000 $ 32,000
Dale, Alabama 3 $ 127,000 $ 42,333 $ 45,000
Geneva, Alabama 3 $ 123,000 $ 41,000 $ 46,000
Pike, Alabama 3 $ 114,000 $ 38,000 $ 34,000
Washington, Alabama 3 $ 41,000 $ 13,666 $ 43,000
Mohave, Arizona 3 $ 281,000 $ 93,666 $ 67,000
Yavapai, Arizona 3 $ 258,000 $ 86,000 $ 44,000
Craighead, Arkansas 3 $ 89,000 $ 29,666 $ 32,000
Mississippi, Arkansas 3 $ 122,000 $ 40,666 $ 35,000
New Haven, Connecticut 3 $ 230,000 $ 76,666 $ 32,000
Columbia, Florida 3 $ 176,000 $ 58,666 $ 49,000
Miami-Dade, Florida 3 $ 292,000 $ 97,333 $ 6,000
Santa Rosa, Florida 3 $ 269,000 $ 89,666 $ 103,000
Taylor, Florida 3 $ 191,000 $ 63,666 $ 28,000
Baldwin, Georgia 3 $ 185,000 $ 61,666 $ 53,000
Cook, Illinois 3 $ 138,000 $ 46,000 $ 0
Will, Illinois 3 $ 336,000 $ 112,000 $ 37,000
Lake, Indiana 3 $ 210,000 $ 70,000 $ 0
Harvey, Kansas 3 $ 141,000 $ 47,000 $ 19,000
Barnstable, Massachusetts 3 $ 722,000 $ 240,666 $ 0
Oakland, Michigan 3 $ 230,000 $ 76,666 $ 0
McLeod, Minnesota 3 $ 101,000 $ 33,666 $ 0
Sherburne, Minnesota 3 $ 149,000 $ 49,666 $ 0
Jackson, Mississippi 3 $ 163,000 $ 54,333 $ 61,000
Lee, Mississippi 3 $ 177,000 $ 59,000 $ 29,000
Madison, Mississippi 3 $ 364,000 $ 121,333 $ 67,000
Panola, Mississippi 3 $ 115,000 $ 38,333 $ 33,000
Pearl River, Mississippi 3 $ 229,000 $ 76,333 $ 56,000
Clark, Nevada 3 $ 179,000 $ 59,666 $ 49,000
Eddy, New Mexico 3 $ 213,000 $ 71,000 $ 71,000
Brunswick, North Carolina 3 $ 216,000 $ 72,000 $ 44,000
Robeson, North Carolina 3 $ 202,000 $ 67,333 $ 42,000
Scotland, North Carolina 3 $ 160,000 $ 53,333 $ 38,000
Franklin, Ohio 3 $ 279,000 $ 93,000 $ 26,000
Comanche, Oklahoma 3 $ 94,000 $ 31,333 $ 30,000
Payne, Oklahoma 3 $ 198,000 $ 66,000 $ 96,000
Williamsburg, South Carolina 3 $ 82,000 $ 27,333 $ 28,000
Loudon, Tennessee 3 $ 90,000 $ 30,000 $ 72,000
Fort Bend, Texas 3 $ 92,000 $ 30,666 $ 0
Hays, Texas 3 $ 109,000 $ 36,333 $ 0
Henderson, Texas 3 $ 139,000 $ 46,333 $ 0
Montgomery, Texas 3 $ 136,000 $ 45,333 $ 0
Pierce, Wisconsin 3 $ 169,000 $ 56,333 $ 0
Barbour, Alabama 2 $ 88,000 $ 44,000 $ 51,000
Choctaw, Alabama 2 $ 114,000 $ 57,000 $ 115,000
Clarke, Alabama 2 $ 105,000 $ 52,500 $ 38,000
Etowah, Alabama 2 $ 73,000 $ 36,500 $ 44,000
Greene, Alabama 2 $ 103,000 $ 51,500 $ 39,000
Jefferson, Alabama 2 $ 156,000 $ 78,000 $ 55,000
Marion, Alabama 2 $ 129,000 $ 64,500 $ 43,000
Marshall, Alabama 2 $ 70,000 $ 35,000 $ 43,000
Morgan, Alabama 2 $ 191,000 $ 95,500 $ 68,000
Russell, Alabama 2 $ 82,000 $ 41,000 $ 27,000
Wilcox, Alabama 2 $ 104,000 $ 52,000 $ 77,000
Coconino, Arizona 2 $ 86,000 $ 43,000 $ 98,000
Pima, Arizona 2 $ 193,000 $ 96,500 $ 0
Benton, Arkansas 2 $ 270,000 $ 135,000 $ 95,000
Drew, Arkansas 2 $ 66,000 $ 33,000 $ 36,000
Faulkner, Arkansas 2 $ 70,000 $ 35,000 $ 32,000
Grant, Arkansas 2 $ 65,000 $ 32,500 $ 40,000
Lonoke, Arkansas 2 $ 104,000 $ 52,000 $ 40,000
Perry, Arkansas 2 $ 95,000 $ 47,500 $ 48,000
Pike, Arkansas 2 $ 103,000 $ 51,500 $ 65,000
Pulaski, Arkansas 2 $ 58,000 $ 29,000 $ 26,000
Union, Arkansas 2 $ 75,000 $ 37,500 $ 30,000
White, Arkansas 2 $ 95,000 $ 47,500 $ 26,000
Humboldt, California 2 $ 316,000 $ 158,000 $ 103,000
Dixie, Florida 2 $ 133,000 $ 66,500 $ 46,000
Hamilton, Florida 2 $ 148,000 $ 74,000 $ 33,000
Nassau, Florida 2 $ 146,000 $ 73,000 $ 41,000
Orange, Florida 2 $ 473,000 $ 236,500 $ 120,000
Pasco, Florida 2 $ 156,000 $ 78,000 $ 40,000
Pinellas, Florida 2 $ 174,000 $ 87,000 $ 49,000
Suwannee, Florida 2 $ 75,000 $ 37,500 $ 36,000
Volusia, Florida 2 $ 220,000 $ 110,000 $ 45,000
Walton, Florida 2 $ 124,000 $ 62,000 $ 33,000
Candler, Georgia 2 $ 134,000 $ 67,000 $ 43,000
Charlton, Georgia 2 $ 156,000 $ 78,000 $ 65,000
Dodge, Georgia 2 $ 125,000 $ 62,500 $ 39,000
Floyd, Georgia 2 $ 249,000 $ 124,500 $ 33,000
Lowndes, Georgia 2 $ 71,000 $ 35,500 $ 29,000
Mitchell, Georgia 2 $ 141,000 $ 70,500 $ 114,000
Seminole, Georgia 2 $ 71,000 $ 35,500 $ 32,000
Twiggs, Georgia 2 $ 141,000 $ 70,500 $ 51,000
Wilkinson, Georgia 2 $ 117,000 $ 58,500 $ 31,000
Worth, Georgia 2 $ 153,000 $ 76,500 $ 58,000
Johnson, Kansas 2 $ 243,000 $ 121,500 $ 70,000
Kingman, Kansas 2 $ 165,000 $ 82,500 $ 69,000
Labette, Kansas 2 $ 29,000 $ 14,500 $ 55,000
Marion, Kansas 2 $ 179,000 $ 89,500 $ 29,000
Riley, Kansas 2 $ 164,000 $ 82,000 $ 73,000
Shawnee, Kansas 2 $ 51,000 $ 25,500 $ 20,000
Plaquemines, Louisiana 2 $ 243,000 $ 121,500 $ 40,000
Rapides, Louisiana 2 $ 61,000 $ 30,500 $ 56,000
Genesee, Michigan 2 $ 216,000 $ 108,000 $ 0
Lenawee, Michigan 2 $ 219,000 $ 109,500 $ 0
Washtenaw, Michigan 2 $ 537,000 $ 268,500 $ 57,000
Olmsted, Minnesota 2 $ 64,000 $ 32,000 $ 0
Clarke, Mississippi 2 $ 98,000 $ 49,000 $ 52,000
Jasper, Mississippi 2 $ 103,000 $ 51,500 $ 31,000
Leake, Mississippi 2 $ 111,000 $ 55,500 $ 122,000
Monroe, Mississippi 2 $ 54,000 $ 27,000 $ 17,000
Pike, Mississippi 2 $ 66,000 $ 33,000 $ 138,000
Smith, Mississippi 2 $ 120,000 $ 60,000 $ 45,000
Tippah, Mississippi 2 $ 67,000 $ 33,500 $ 39,000
Yalobusha, Mississippi 2 $ 66,000 $ 33,000 $ 35,000
Yazoo, Mississippi 2 $ 108,000 $ 54,000 $ 37,000
Merrimack, New Hampshire 2 $ 362,000 $ 181,000 $ 0
Cumberland, New Jersey 2 $ 373,000 $ 186,500 $ 70,000
Queens, New York 2 $ 510,000 $ 255,000 $ 94,000
Duplin, North Carolina 2 $ 93,000 $ 46,500 $ 27,000
Lenoir, North Carolina 2 $ 69,000 $ 34,500 $ 53,000
Mecklenburg, North Carolina 2 $ 163,000 $ 81,500 $ 0
Onslow, North Carolina 2 $ 77,000 $ 38,500 $ 30,000
Muskingum, Ohio 2 $ 69,000 $ 34,500 $ 13,000
Ross, Ohio 2 $ 238,000 $ 119,000 $ 26,000
Stark, Ohio 2 $ 141,000 $ 70,500 $ 31,000
Summit, Ohio 2 $ 216,000 $ 108,000 $ 38,000
Cleveland, Oklahoma 2 $ 3,459,000 $ 1,729,500 $ 27,000
Kay, Oklahoma 2 $ 148,000 $ 74,000 $ 117,000
McClain, Oklahoma 2 $ 63,000 $ 31,500 $ 35,000
Pottawatomie, Oklahoma 2 $ 159,000 $ 79,500 $ 105,000
Sequoyah, Oklahoma 2 $ 63,000 $ 31,500 $ 34,000
Stephens, Oklahoma 2 $ 103,000 $ 51,500 $ 38,000
Allegheny, Pennsylvania 2 $ 356,000 $ 178,000 $ 56,000
Delaware, Pennsylvania 2 $ 135,000 $ 67,500 $ 23,000
Newport, Rhode Island 2 $ 789,000 $ 394,500 $ 0
Florence, South Carolina 2 $ 109,000 $ 54,500 $ 37,000
Greenville, South Carolina 2 $ 76,000 $ 38,000 $ 35,000
Hawkins, Tennessee 2 $ 152,000 $ 76,000 $ 23,000
Henry, Tennessee 2 $ 119,000 $ 59,500 $ 72,000
McNairy, Tennessee 2 $ 128,000 $ 64,000 $ 27,000
Rhea, Tennessee 2 $ 68,000 $ 34,000 $ 42,000
Grayson, Texas 2 $ 151,000 $ 75,500 $ 0
Kaufman, Texas 2 $ 90,000 $ 45,000 $ 0
Wise, Texas 2 $ 111,000 $ 55,500 $ 0
Fairfax, Virginia 2 $ 436,000 $ 218,000 $ 165,000
Wise, Virginia 2 $ 83,000 $ 41,500 $ 25,000
Dane, Wisconsin 2 $ 55,000 $ 27,500 $ 0
Polk, Wisconsin 2 $ 66,000 $ 33,000 $ 0
Blount, Alabama 1 $ 80,000 $ 80,000 $ 55,000
Chambers, Alabama 1 $ 74,000 $ 74,000 $ 54,000
Cleburne, Alabama 1 $ 21,000 $ 21,000 $ 30,000
Coffee, Alabama 1 $ 49,000 $ 49,000 $ 42,000
Conecuh, Alabama 1 $ 35,000 $ 35,000 $ 30,000
Coosa, Alabama 1 $ 21,000 $ 21,000 $ 41,000
DeKalb, Alabama 1 $ 26,000 $ 26,000 $ 29,000
Fayette, Alabama 1 $ 67,000 $ 67,000 $ 50,000
Henry, Alabama 1 $ 25,000 $ 25,000 $ 38,000
Houston, Alabama 1 $ 41,000 $ 41,000 $ 42,000
Lawrence, Alabama 1 $ 70,000 $ 70,000 $ 36,000
Madison, Alabama 1 $ 122,000 $ 122,000 $ 51,000
Shelby, Alabama 1 $ 64,000 $ 64,000 $ 61,000
Sumter, Alabama 1 $ 57,000 $ 57,000 $ 46,000
Tallapoosa, Alabama 1 $ 58,000 $ 58,000 $ 149,000
Winston, Alabama 1 $ 37,000 $ 37,000 $ 119,000
Chicot, Arkansas 1 $ 34,000 $ 34,000 $ 23,000
Cleburne, Arkansas 1 $ 48,000 $ 48,000 $ 27,000
Cleveland, Arkansas 1 $ 37,000 $ 37,000 $ 13,000
Cross, Arkansas 1 $ 51,000 $ 51,000 $ 42,000
Fulton, Arkansas 1 $ 50,000 $ 50,000 $ 52,000
Greene, Arkansas 1 $ 44,000 $ 44,000 $ 35,000
Independence, Arkansas 1 $ 35,000 $ 35,000 $ 58,000
Johnson, Arkansas 1 $ 18,000 $ 18,000 $ 21,000
Lafayette, Arkansas 1 $ 44,000 $ 44,000 $ 28,000
Lawrence, Arkansas 1 $ 50,000 $ 50,000 $ 37,000
Pope, Arkansas 1 $ 25,000 $ 25,000 $ 49,000
Randolph, Arkansas 1 $ 15,000 $ 15,000 $ 70,000
Saline, Arkansas 1 $ 52,000 $ 52,000 $ 40,000
Sebastian, Arkansas 1 $ 67,000 $ 67,000 $ 72,000
Sharp, Arkansas 1 $ 58,000 $ 58,000 $ 47,000
Van Buren, Arkansas 1 $ 43,000 $ 43,000 $ 32,000
Washington, Arkansas 1 $ 85,000 $ 85,000 $ 60,000
Lake, California 1 $ 105,000 $ 105,000 $ 55,000
Los Angeles, California 1 $ 200,000 $ 200,000 $ 104,000
Adams, Colorado 1 $ 22,000 $ 22,000 $ 25,000
Archuleta, Colorado 1 $ 750,000 $ 750,000 $ 0
Chaffee, Colorado 1 $ 28,000 $ 28,000 $ 0
El Paso, Colorado 1 $ 43,000 $ 43,000 $ 29,000
Larimer, Colorado 1 $ 44,000 $ 44,000 $ 0
Fairfield, Connecticut 1 $ 55,000 $ 55,000 $ 49,000
Sussex, Delaware 1 $ 58,000 $ 58,000 $ 58,000
District of Columbia, District Of Columbia 1 $ 91,000 $ 91,000 $ 0
Alachua, Florida 1 $ 136,000 $ 136,000 $ 56,000
Baker, Florida 1 $ 91,000 $ 91,000 $ 42,000
Bay, Florida 1 $ 74,000 $ 74,000 $ 60,000
Bradford, Florida 1 $ 58,000 $ 58,000 $ 40,000
Broward, Florida 1 $ 66,000 $ 66,000 $ 120,000
Charlotte, Florida 1 $ 55,000 $ 55,000 $ 23,000
Citrus, Florida 1 $ 51,000 $ 51,000 $ 36,000
Duval, Florida 1 $ 88,000 $ 88,000 $ 46,000
Escambia, Florida 1 $ 203,000 $ 203,000 $ 76,000
Gulf, Florida 1 $ 125,000 $ 125,000 $ 89,000
Hernando, Florida 1 $ 200,000 $ 200,000 $ 80,000
Holmes, Florida 1 $ 82,000 $ 82,000 $ 216,000
Levy, Florida 1 $ 387,000 $ 387,000 $ 162,000
Madison, Florida 1 $ 51,000 $ 51,000 $ 32,000
Marion, Florida 1 $ 98,000 $ 98,000 $ 85,000
Okaloosa, Florida 1 $ 94,000 $ 94,000 $ 36,000
Polk, Florida 1 $ 95,000 $ 95,000 $ 32,000
Appling, Georgia 1 $ 44,000 $ 44,000 $ 35,000
Atkinson, Georgia 1 $ 36,000 $ 36,000 $ 18,000
Bacon, Georgia 1 $ 54,000 $ 54,000 $ 36,000
Berrien, Georgia 1 $ 55,000 $ 55,000 $ 62,000
Brooks, Georgia 1 $ 11,000 $ 11,000 $ 32,000
Bryan, Georgia 1 $ 76,000 $ 76,000 $ 31,000
Butts, Georgia 1 $ 80,000 $ 80,000 $ 25,000
Calhoun, Georgia 1 $ 53,000 $ 53,000 $ 58,000
Carroll, Georgia 1 $ 58,000 $ 58,000 $ 47,000
Clayton, Georgia 1 $ 64,000 $ 64,000 $ 58,000
Cobb, Georgia 1 $ 98,000 $ 98,000 $ 0
Coffee, Georgia 1 $ 34,000 $ 34,000 $ 100,000
Columbia, Georgia 1 $ 160,000 $ 160,000 $ 154,000
Cook, Georgia 1 $ 65,000 $ 65,000 $ 44,000
Decatur, Georgia 1 $ 102,000 $ 102,000 $ 17,000
DeKalb, Georgia 1 $ 85,000 $ 85,000 $ 0
Dooly, Georgia 1 $ 63,000 $ 63,000 $ 65,000
Effingham, Georgia 1 $ 56,000 $ 56,000 $ 60,000
Emanuel, Georgia 1 $ 57,000 $ 57,000 $ 26,000
Fayette, Georgia 1 $ 90,000 $ 90,000 $ 78,000
Fulton, Georgia 1 $ 135,000 $ 135,000 $ 40,000
Glascock, Georgia 1 $ 41,000 $ 41,000 $ 43,000
Habersham, Georgia 1 $ 40,000 $ 40,000 $ 300,000
Heard, Georgia 1 $ 29,000 $ 29,000 $ 23,000
Irwin, Georgia 1 $ 19,000 $ 19,000 $ 150,000
Jasper, Georgia 1 $ 43,000 $ 43,000 $ 17,000
Johnson, Georgia 1 $ 75,000 $ 75,000 $ 93,000
Lanier, Georgia 1 $ 55,000 $ 55,000 $ 45,000
Laurens, Georgia 1 $ 48,000 $ 48,000 $ 15,000
Long, Georgia 1 $ 78,000 $ 78,000 $ 92,000
Macon, Georgia 1 $ 43,000 $ 43,000 $ 20,000
Meriwether, Georgia 1 $ 35,000 $ 35,000 $ 15,000
Newton, Georgia 1 $ 42,000 $ 42,000 $ 22,000
Pierce, Georgia 1 $ 29,000 $ 29,000 $ 35,000
Putnam, Georgia 1 $ 55,000 $ 55,000 $ 33,000
Thomas, Georgia 1 $ 53,000 $ 53,000 $ 20,000
Washington, Georgia 1 $ 35,000 $ 35,000 $ 150,000
Wheeler, Georgia 1 $ 51,000 $ 51,000 $ 86,000
Wilkes, Georgia 1 $ 37,000 $ 37,000 $ 27,000
DeKalb, Illinois 1 $ 12,000 $ 12,000 $ 0
DuPage, Illinois 1 $ 130,000 $ 130,000 $ 143,000
Kane, Illinois 1 $ 35,000 $ 35,000 $ 0
Sangamon, Illinois 1 $ 32,000 $ 32,000 $ 120,000
Adams, Indiana 1 $ 88,000 $ 88,000 $ 51,000
Greene, Indiana 1 $ 135,000 $ 135,000 $ 0
Boone, Iowa 1 $ 49,000 $ 49,000 $ 45,000
Dubuque, Iowa 1 $ 47,000 $ 47,000 $ 28,000
Atchison, Kansas 1 $ 15,000 $ 15,000 $ 26,000
Bourbon, Kansas 1 $ 9,000 $ 9,000 $ 56,000
Chautauqua, Kansas 1 $ 100,000 $ 100,000 $ 30,000
Dickinson, Kansas 1 $ 36,000 $ 36,000 $ 44,000
Elk, Kansas 1 $ 5,000 $ 5,000 $ 17,000
Finney, Kansas 1 $ 11,000 $ 11,000 $ 0
Franklin, Kansas 1 $ 71,000 $ 71,000 $ 61,000
Lincoln, Kansas 1 $ 14,000 $ 14,000 $ 65,000
Lyon, Kansas 1 $ 165,000 $ 165,000 $ 116,000
McPherson, Kansas 1 $ 8,000 $ 8,000 $ 71,000
Pottawatomie, Kansas 1 $ 16,000 $ 16,000 $ 77,000
Woodson, Kansas 1 $ 89,000 $ 89,000 $ 89,000
Wyandotte, Kansas 1 $ 46,000 $ 46,000 $ 50,000
Jefferson, Kentucky 1 $ 48,000 $ 48,000 $ 0
Pulaski, Kentucky 1 $ 145,000 $ 145,000 $ 75,000
Simpson, Kentucky 1 $ 73,000 $ 73,000 $ 58,000
East Feliciana, Louisiana 1 $ 120,000 $ 120,000 $ 76,000
Franklin, Louisiana 1 $ 37,000 $ 37,000 $ 45,000
Lafourche, Louisiana 1 $ 25,000 $ 25,000 $ 60,000
Livingston, Louisiana 1 $ 95,000 $ 95,000 $ 0
Ouachita, Louisiana 1 $ 34,000 $ 34,000 $ 36,000
St. Tammany, Louisiana 1 $ 215,000 $ 215,000 $ 115,000
Webster, Louisiana 1 $ 31,000 $ 31,000 $ 50,000
Hancock, Maine 1 $ 93,000 $ 93,000 $ 0
Howard, Maryland 1 $ 200,000 $ 200,000 $ 82,000
Queen Anne's, Maryland 1 $ 152,000 $ 152,000 $ 81,000
Hampden, Massachusetts 1 $ 64,000 $ 64,000 $ 0
Bay, Michigan 1 $ 79,000 $ 79,000 $ 0
Clare, Michigan 1 $ 20,000 $ 20,000 $ 0
Crawford, Michigan 1 $ 35,000 $ 35,000 $ 0
Kalamazoo, Michigan 1 $ 324,000 $ 324,000 $ 0
Mason, Michigan 1 $ 100,000 $ 100,000 $ 117,000
Montcalm, Michigan 1 $ 49,000 $ 49,000 $ 0
Aitkin, Minnesota 1 $ 52,000 $ 52,000 $ 0
Goodhue, Minnesota 1 $ 20,000 $ 20,000 $ 0
Lincoln, Minnesota 1 $ 26,000 $ 26,000 $ 0
Polk, Minnesota 1 $ 21,000 $ 21,000 $ 0
Scott, Minnesota 1 $ 44,000 $ 44,000 $ 0
Stearns, Minnesota 1 $ 38,000 $ 38,000 $ 0
Adams, Mississippi 1 $ 63,000 $ 63,000 $ 44,000
Alcorn, Mississippi 1 $ 47,000 $ 47,000 $ 47,000
Amite, Mississippi 1 $ 30,000 $ 30,000 $ 33,000
Carroll, Mississippi 1 $ 26,000 $ 26,000 $ 47,000
Choctaw, Mississippi 1 $ 54,000 $ 54,000 $ 47,000
Copiah, Mississippi 1 $ 55,000 $ 55,000 $ 36,000
Covington, Mississippi 1 $ 77,000 $ 77,000 $ 58,000
Franklin, Mississippi 1 $ 68,000 $ 68,000 $ 36,000
George, Mississippi 1 $ 42,000 $ 42,000 $ 59,000
Holmes, Mississippi 1 $ 36,000 $ 36,000 $ 33,000
Issaquena, Mississippi 1 $ 63,000 $ 63,000 $ 40,000
Jefferson Davis, Mississippi 1 $ 67,000 $ 67,000 $ 32,000
Lamar, Mississippi 1 $ 85,000 $ 85,000 $ 65,000
Lauderdale, Mississippi 1 $ 55,000 $ 55,000 $ 30,000
Lowndes, Mississippi 1 $ 41,000 $ 41,000 $ 20,000
Marshall, Mississippi 1 $ 51,000 $ 51,000 $ 32,000
Noxubee, Mississippi 1 $ 46,000 $ 46,000 $ 32,000
Pontotoc, Mississippi 1 $ 54,000 $ 54,000 $ 74,000
Prentiss, Mississippi 1 $ 31,000 $ 31,000 $ 28,000
Scott, Mississippi 1 $ 57,000 $ 57,000 $ 67,000
Simpson, Mississippi 1 $ 51,000 $ 51,000 $ 38,000
Sunflower, Mississippi 1 $ 70,000 $ 70,000 $ 49,000
Tallahatchie, Mississippi 1 $ 71,000 $ 71,000 $ 68,000
Tate, Mississippi 1 $ 57,000 $ 57,000 $ 70,000
Tishomingo, Mississippi 1 $ 22,000 $ 22,000 $ 32,000
Walthall, Mississippi 1 $ 45,000 $ 45,000 $ 83,000
Clay, Missouri 1 $ 59,000 $ 59,000 $ 46,000
Gasconade, Missouri 1 $ 52,000 $ 52,000 $ 45,000
Jackson, Missouri 1 $ 8,250,000 $ 8,250,000 $ 0
Stone, Missouri 1 $ 102,000 $ 102,000 $ 168,000
Douglas, Nebraska 1 $ 38,000 $ 38,000 $ 0
Belknap, New Hampshire 1 $ 150,000 $ 150,000 $ 0
Carroll, New Hampshire 1 $ 692,000 $ 692,000 $ 0
Bernalillo, New Mexico 1 $ 47,000 $ 47,000 $ 166,000
Luna, New Mexico 1 $ 54,000 $ 54,000 $ 25,000
Rio Arriba, New Mexico 1 $ 42,000 $ 42,000 $ 52,000
San Juan, New Mexico 1 $ 45,000 $ 45,000 $ 94,000
San Miguel, New Mexico 1 $ 90,000 $ 90,000 $ 45,000
Dutchess, New York 1 $ 93,000 $ 93,000 $ 176,000
Niagara, New York 1 $ 80,000 $ 80,000 $ 113,000
Orange, New York 1 $ 218,000 $ 218,000 $ 140,000
Richmond, New York 1 $ 122,000 $ 122,000 $ 18,000
Suffolk, New York 1 $ 258,000 $ 258,000 $ 52,000
Westchester, New York 1 $ 154,000 $ 154,000 $ 137,000
Bladen, North Carolina 1 $ 51,000 $ 51,000 $ 59,000
Carteret, North Carolina 1 $ 56,000 $ 56,000 $ 32,000
Columbus, North Carolina 1 $ 59,000 $ 59,000 $ 48,000
Davidson, North Carolina 1 $ 60,000 $ 60,000 $ 49,000
Edgecombe, North Carolina 1 $ 62,000 $ 62,000 $ 25,000
Franklin, North Carolina 1 $ 65,000 $ 65,000 $ 75,000
Halifax, North Carolina 1 $ 46,000 $ 46,000 $ 48,000
New Hanover, North Carolina 1 $ 102,000 $ 102,000 $ 29,000
Pasquotank, North Carolina 1 $ 100,000 $ 100,000 $ 37,000
Pender, North Carolina 1 $ 51,000 $ 51,000 $ 24,000
Pitt, North Carolina 1 $ 61,000 $ 61,000 $ 31,000
Richmond, North Carolina 1 $ 25,000 $ 25,000 $ 72,000
Sampson, North Carolina 1 $ 66,000 $ 66,000 $ 47,000
Surry, North Carolina 1 $ 24,000 $ 24,000 $ 51,000
Wake, North Carolina 1 $ 53,000 $ 53,000 $ 47,000
Wayne, North Carolina 1 $ 29,000 $ 29,000 $ 25,000
Cass, North Dakota 1 $ 26,000 $ 26,000 $ 0
Clark, Ohio 1 $ 75,000 $ 75,000 $ 0
Cuyahoga, Ohio 1 $ 28,000 $ 28,000 $ 0
Gallia, Ohio 1 $ 126,000 $ 126,000 $ 0
Hocking, Ohio 1 $ 125,000 $ 125,000 $ 80,000
Huron, Ohio 1 $ 31,000 $ 31,000 $ 0
Jackson, Ohio 1 $ 61,000 $ 61,000 $ 0
Licking, Ohio 1 $ 106,000 $ 106,000 $ 0
Lucas, Ohio 1 $ 85,000 $ 85,000 $ 51,000
Medina, Ohio 1 $ 50,000 $ 50,000 $ 0
Pike, Ohio 1 $ 58,000 $ 58,000 $ 0
Tuscarawas, Ohio 1 $ 68,000 $ 68,000 $ 53,000
Carter, Oklahoma 1 $ 95,000 $ 95,000 $ 164,000
Cherokee, Oklahoma 1 $ 32,000 $ 32,000 $ 107,000
Garfield, Oklahoma 1 $ 55,000 $ 55,000 $ 73,000
Garvin, Oklahoma 1 $ 56,000 $ 56,000 $ 31,000
Grady, Oklahoma 1 $ 16,000 $ 16,000 $ 63,000
Latimer, Oklahoma 1 $ 45,000 $ 45,000 $ 104,000
Love, Oklahoma 1 $ 92,000 $ 92,000 $ 31,000
Mayes, Oklahoma 1 $ 65,000 $ 65,000 $ 26,000
McCurtain, Oklahoma 1 $ 62,000 $ 62,000 $ 46,000
Noble, Oklahoma 1 $ 66,000 $ 66,000 $ 45,000
Okfuskee, Oklahoma 1 $ 34,000 $ 34,000 $ 97,000
Okmulgee, Oklahoma 1 $ 42,000 $ 42,000 $ 38,000
Pawnee, Oklahoma 1 $ 19,000 $ 19,000 $ 42,000
Pittsburg, Oklahoma 1 $ 18,000 $ 18,000 $ 111,000
Pushmataha, Oklahoma 1 $ 27,000 $ 27,000 $ 29,000
Wagoner, Oklahoma 1 $ 40,000 $ 40,000 $ 78,000
Woodward, Oklahoma 1 $ 104,000 $ 104,000 $ 69,000
Clackamas, Oregon 1 $ 27,000 $ 27,000 $ 38,000
Multnomah, Oregon 1 $ 28,000 $ 28,000 $ 46,000
Adams, Pennsylvania 1 $ 160,000 $ 160,000 $ 80,000
Cambria, Pennsylvania 1 $ 65,000 $ 65,000 $ 0
Monroe, Pennsylvania 1 $ 144,000 $ 144,000 $ 80,000
Northampton, Pennsylvania 1 $ 124,000 $ 124,000 $ 73,000
Philadelphia, Pennsylvania 1 $ 36,000 $ 36,000 $ 0
Kent, Rhode Island 1 $ 135,000 $ 135,000 $ 0
Providence, Rhode Island 1 $ 170,000 $ 170,000 $ 0
Allendale, South Carolina 1 $ 59,000 $ 59,000 $ 68,000
Anderson, South Carolina 1 $ 54,000 $ 54,000 $ 144,000
Barnwell, South Carolina 1 $ 65,000 $ 65,000 $ 30,000
Beaufort, South Carolina 1 $ 82,000 $ 82,000 $ 51,000
Berkeley, South Carolina 1 $ 73,000 $ 73,000 $ 80,000
Charleston, South Carolina 1 $ 32,000 $ 32,000 $ 42,000
Chesterfield, South Carolina 1 $ 52,000 $ 52,000 $ 48,000
Colleton, South Carolina 1 $ 76,000 $ 76,000 $ 59,000
Greenwood, South Carolina 1 $ 86,000 $ 86,000 $ 43,000
Horry, South Carolina 1 $ 86,000 $ 86,000 $ 90,000
Kershaw, South Carolina 1 $ 51,000 $ 51,000 $ 33,000
Marlboro, South Carolina 1 $ 45,000 $ 45,000 $ 37,000
Orangeburg, South Carolina 1 $ 65,000 $ 65,000 $ 60,000
Richland, South Carolina 1 $ 60,000 $ 60,000 $ 33,000
York, South Carolina 1 $ 44,000 $ 44,000 $ 0
Benton, Tennessee 1 $ 71,000 $ 71,000 $ 78,000
Cannon, Tennessee 1 $ 33,000 $ 33,000 $ 25,000
Carter, Tennessee 1 $ 27,000 $ 27,000 $ 30,000
Davidson, Tennessee 1 $ 183,000 $ 183,000 $ 77,000
DeKalb, Tennessee 1 $ 11,000 $ 11,000 $ 11,000
Dickson, Tennessee 1 $ 72,000 $ 72,000 $ 32,000
Franklin, Tennessee 1 $ 64,000 $ 64,000 $ 42,000
Giles, Tennessee 1 $ 41,000 $ 41,000 $ 25,000
Greene, Tennessee 1 $ 85,000 $ 85,000 $ 46,000
Grundy, Tennessee 1 $ 64,000 $ 64,000 $ 32,000
Hamblen, Tennessee 1 $ 29,000 $ 29,000 $ 25,000
Hardeman, Tennessee 1 $ 47,000 $ 47,000 $ 51,000
Henderson, Tennessee 1 $ 73,000 $ 73,000 $ 59,000
Houston, Tennessee 1 $ 25,000 $ 25,000 $ 29,000
Humphreys, Tennessee 1 $ 66,000 $ 66,000 $ 240,000
Lawrence, Tennessee 1 $ 49,000 $ 49,000 $ 24,000
Marion, Tennessee 1 $ 32,000 $ 32,000 $ 26,000
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Mortgage Loan Application Detail Totals for Fidelity Bank in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,462 $133,876,000 $91,000 $8,250,000 $46,000 $389,000
Home Improvement 552 $22,110,000 $40,000 $1,400,000 $18,000 $178,000
Refinancing 470 $55,382,000 $117,000 $3,400,000 $54,000 $916,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,512 $117,208,000 $77,000 $800,000 $56,000 $916,000
Not applicable 657 $72,985,000 $111,000 $8,250,000 $0 $300,000
Not Provided 100 $4,974,000 $49,000 $417,000 $56,000 $201,000
Black or African American 96 $7,337,000 $76,000 $288,000 $53,000 $176,000
Hispanic 61 $4,463,000 $73,000 $228,000 $50,000 $245,000
Asian 34 $2,429,000 $71,000 $168,000 $56,000 $275,000
American Indian or Alaskan Native 23 $1,909,000 $83,000 $370,000 $52,000 $130,000
Native Hawaiian or Other Pacific Islander 1 $63,000 $63,000 $63,000 $50,000 $50,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,059 $171,203,000 $83,000 $8,250,000 $42,000 $916,000
FHA-insured (Federal Housing Administration) 361 $32,397,000 $89,000 $189,000 $36,000 $156,000
VA-guaranteed (Veterans Administration) 64 $7,768,000 $121,000 $356,000 $53,000 $130,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,189 $110,740,000 $93,000 $2,250,000 $58,000 $916,000
Loan Purchased By The Institution 641 $48,459,000 $75,000 $750,000 $0 $300,000
Application Approved But Not Accepted 361 $19,892,000 $55,000 $282,000 $52,000 $300,000
Application Denied By Financial Institution 209 $14,498,000 $69,000 $3,400,000 $47,000 $240,000
Application Withdrawn By Applicant 58 $15,075,000 $259,000 $8,250,000 $53,000 $187,000
File Closed For Incompleteness 26 $2,704,000 $104,000 $387,000 $69,000 $200,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 123 $4,087,000 $33,000 $250,000 $44,000 $167,000
Debt-To-Income Ratio 27 $5,893,000 $218,000 $3,400,000 $45,000 $157,000
Collateral 26 $2,482,000 $95,000 $750,000 $54,000 $140,000
Other 14 $818,000 $58,000 $260,000 $44,000 $129,000
Unverifiable Information 9 $484,000 $53,000 $86,000 $85,000 $240,000
Employment History 5 $383,000 $76,000 $166,000 $42,000 $63,000
Insufficient Cash (Downpayment, Closing Cost) 5 $351,000 $70,000 $106,000 $51,000 $111,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fidelity Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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