Fidelity Bank Mortgage Lending & HMDA Data, 2008

In 2008, Fidelity Bank of Wichita, KS reported 2,918 mortgage applications totaling $250.6 million, up 9% from 2007. The average application was for $85,888, and applicants reported an average income of $49,536. 43% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Wichita, KS (839), Fort Worth-Arlington, TX (159) and Dallas-Plano-Irving, TX (131) (applications in parentheses).

Mortgage Company & Address Fidelity Bank
100 E English
Wichita, KS 67202
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,918
Total Mortgage Loan Application Amount $250,622,000
Average Mortgage Loan Application Amount $85,888
Highest Mortgage Loan Application Amount $10,925,000
Average Applicant Income $49,536
Highest Applicant Income $1,350,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fidelity Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Fidelity Bank by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Sedgwick, Kansas 713 $ 64,762,000 $ 90,830 $ 64,000
Tarrant, Texas 113 $ 6,414,000 $ 56,761 $ 0
Santa Clara, California 70 $ 8,758,000 $ 125,114 $ 80,000
Sumner, Kansas 56 $ 4,516,000 $ 80,642 $ 49,000
Butler, Kansas 55 $ 5,752,000 $ 104,581 $ 76,000
Los Angeles, California 53 $ 4,830,000 $ 91,132 $ 72,000
Collin, Texas 48 $ 2,787,000 $ 58,062 $ 0
Cowley, Kansas 47 $ 3,212,000 $ 68,340 $ 46,000
San Diego, California 45 $ 4,328,000 $ 96,177 $ 52,000
Denton, Texas 41 $ 2,072,000 $ 50,536 $ 2,000
Orange, California 38 $ 4,526,000 $ 119,105 $ 76,000
Oklahoma, Oklahoma 33 $ 2,511,000 $ 76,090 $ 55,000
Dallas, Texas 29 $ 1,569,000 $ 54,103 $ 0
Ventura, California 24 $ 2,482,000 $ 103,416 $ 77,000
Douglas, Kansas 24 $ 3,075,000 $ 128,125 $ 58,000
Sonoma, California 23 $ 1,495,000 $ 65,000 $ 57,000
Johnson, Texas 22 $ 1,015,000 $ 46,136 $ 0
San Bernardino, California 21 $ 1,232,000 $ 58,666 $ 51,000
Parker, Texas 21 $ 1,007,000 $ 47,952 $ 0
Harris, Texas 20 $ 973,000 $ 48,650 $ 0
Sacramento, California 19 $ 1,380,000 $ 72,631 $ 65,000
Riverside, California 16 $ 1,428,000 $ 89,250 $ 54,000
Harvey, Kansas 16 $ 493,000 $ 30,812 $ 59,000
Maricopa, Arizona 14 $ 716,000 $ 51,142 $ 58,000
Fort Bend, Texas 14 $ 676,000 $ 48,285 $ 0
Creek, Oklahoma 11 $ 647,000 $ 58,818 $ 49,000
Tulsa, Oklahoma 11 $ 20,597,000 $ 1,872,454 $ 34,000
Berkeley, South Carolina 11 $ 456,000 $ 41,454 $ 58,000
Travis, Texas 11 $ 1,243,000 $ 113,000 $ 0
Mobile, Alabama 10 $ 474,000 $ 47,400 $ 46,000
Marion, Oregon 10 $ 605,000 $ 60,500 $ 45,000
Multnomah, Oregon 10 $ 347,000 $ 34,700 $ 53,000
Alameda, California 9 $ 1,108,000 $ 123,111 $ 68,000
Mesa, Colorado 9 $ 307,000 $ 34,111 $ 50,000
Reno, Kansas 9 $ 1,340,000 $ 148,888 $ 63,000
Saline, Kansas 9 $ 284,000 $ 31,555 $ 55,000
Bernalillo, New Mexico 9 $ 443,000 $ 49,222 $ 45,000
Eddy, New Mexico 9 $ 543,000 $ 60,333 $ 75,000
San Juan, New Mexico 9 $ 394,000 $ 43,777 $ 48,000
Le Flore, Oklahoma 9 $ 405,000 $ 45,000 $ 50,000
Pinal, Arizona 8 $ 462,000 $ 57,750 $ 37,000
Contra Costa, California 8 $ 669,000 $ 83,625 $ 75,000
San Mateo, California 8 $ 1,225,000 $ 153,125 $ 58,000
Shasta, California 8 $ 455,000 $ 56,875 $ 57,000
Otero, New Mexico 8 $ 435,000 $ 54,375 $ 46,000
Clackamas, Oregon 8 $ 460,000 $ 57,500 $ 51,000
Montgomery, Texas 8 $ 368,000 $ 46,000 $ 0
Pierce, Washington 8 $ 335,000 $ 41,875 $ 50,000
Houston, Alabama 7 $ 356,000 $ 50,857 $ 61,000
Jefferson, Alabama 7 $ 552,000 $ 78,857 $ 36,000
San Joaquin, California 7 $ 554,000 $ 79,142 $ 66,000
Lowndes, Georgia 7 $ 376,000 $ 53,714 $ 33,000
Hood, Texas 7 $ 226,000 $ 32,285 $ 0
Kaufman, Texas 7 $ 332,000 $ 47,428 $ 0
Monterey, California 6 $ 588,000 $ 98,000 $ 75,000
Solano, California 6 $ 521,000 $ 86,833 $ 67,000
Polk, Florida 6 $ 376,000 $ 62,666 $ 65,000
Clark, Nevada 6 $ 170,000 $ 28,333 $ 49,000
Chaves, New Mexico 6 $ 197,000 $ 32,833 $ 36,000
McKinley, New Mexico 6 $ 377,000 $ 62,833 $ 59,000
Canadian, Oklahoma 6 $ 464,000 $ 77,333 $ 38,000
Cleveland, Oklahoma 6 $ 396,000 $ 66,000 $ 56,000
Colleton, South Carolina 6 $ 314,000 $ 52,333 $ 47,000
Snohomish, Washington 6 $ 341,000 $ 56,833 $ 45,000
Baldwin, Alabama 5 $ 288,000 $ 57,600 $ 40,000
Washington, Alabama 5 $ 96,000 $ 19,200 $ 36,000
White, Arkansas 5 $ 218,000 $ 43,600 $ 46,000
Napa, California 5 $ 631,000 $ 126,200 $ 66,000
Santa Cruz, California 5 $ 1,293,000 $ 258,600 $ 35,000
Stanislaus, California 5 $ 551,000 $ 110,200 $ 71,000
Hillsborough, Florida 5 $ 435,000 $ 87,000 $ 49,000
Pinellas, Florida 5 $ 387,000 $ 77,400 $ 57,000
Nash, North Carolina 5 $ 236,000 $ 47,200 $ 40,000
Lincoln, Oklahoma 5 $ 276,000 $ 55,200 $ 72,000
McIntosh, Oklahoma 5 $ 388,000 $ 77,600 $ 94,000
Muskogee, Oklahoma 5 $ 182,000 $ 36,400 $ 48,000
Osage, Oklahoma 5 $ 207,000 $ 41,400 $ 53,000
Rogers, Oklahoma 5 $ 304,000 $ 60,800 $ 52,000
Wagoner, Oklahoma 5 $ 454,000 $ 90,800 $ 50,000
Polk, Oregon 5 $ 588,000 $ 117,600 $ 57,000
Anderson, South Carolina 5 $ 254,000 $ 50,800 $ 51,000
Lexington, South Carolina 5 $ 385,000 $ 77,000 $ 45,000
Oconee, South Carolina 5 $ 246,000 $ 49,200 $ 65,000
El Paso, Texas 5 $ 191,000 $ 38,200 $ 0
Clark, Washington 5 $ 384,000 $ 76,800 $ 50,000
Chilton, Alabama 4 $ 251,000 $ 62,750 $ 38,000
Clarke, Alabama 4 $ 225,000 $ 56,250 $ 49,000
Geneva, Alabama 4 $ 186,000 $ 46,500 $ 25,000
Pike, Alabama 4 $ 195,000 $ 48,750 $ 57,000
Mohave, Arizona 4 $ 234,000 $ 58,500 $ 93,000
Pima, Arizona 4 $ 188,000 $ 47,000 $ 41,000
Cleveland, Arkansas 4 $ 125,000 $ 31,250 $ 43,000
Mississippi, Arkansas 4 $ 189,000 $ 47,250 $ 33,000
Pulaski, Arkansas 4 $ 155,000 $ 38,750 $ 62,000
Merced, California 4 $ 235,000 $ 58,750 $ 75,000
Yolo, California 4 $ 245,000 $ 61,250 $ 62,000
Adams, Colorado 4 $ 83,000 $ 20,750 $ 31,000
Larimer, Colorado 4 $ 106,000 $ 26,500 $ 37,000
Taylor, Florida 4 $ 130,000 $ 32,500 $ 20,000
Decatur, Georgia 4 $ 190,000 $ 47,500 $ 38,000
Dickinson, Kansas 4 $ 101,000 $ 25,250 $ 58,000
Jefferson, Kansas 4 $ 364,000 $ 91,000 $ 44,000
Johnson, Kansas 4 $ 362,000 $ 90,500 $ 52,000
Shawnee, Kansas 4 $ 449,000 $ 112,250 $ 51,000
Wayne, Michigan 4 $ 226,000 $ 56,500 $ 0
Washoe, Nevada 4 $ 159,000 $ 39,750 $ 48,000
Lenoir, North Carolina 4 $ 196,000 $ 49,000 $ 47,000
Robeson, North Carolina 4 $ 135,000 $ 33,750 $ 35,000
Wake, North Carolina 4 $ 214,000 $ 53,500 $ 24,000
Mahoning, Ohio 4 $ 121,000 $ 30,250 $ 0
Marshall, Oklahoma 4 $ 418,000 $ 104,500 $ 107,000
Woodward, Oklahoma 4 $ 384,000 $ 96,000 $ 96,000
Yamhill, Oregon 4 $ 212,000 $ 53,000 $ 59,000
Allegheny, Pennsylvania 4 $ 335,000 $ 83,750 $ 41,000
Beaufort, South Carolina 4 $ 260,000 $ 65,000 $ 37,000
Horry, South Carolina 4 $ 233,000 $ 58,250 $ 44,000
Orangeburg, South Carolina 4 $ 262,000 $ 65,500 $ 40,000
Davidson, Tennessee 4 $ 443,000 $ 110,750 $ 28,000
Rockwall, Texas 4 $ 304,000 $ 76,000 $ 0
Utah, Utah 4 $ 166,000 $ 41,500 $ 36,000
King, Washington 4 $ 156,000 $ 39,000 $ 48,000
Kitsap, Washington 4 $ 151,000 $ 37,750 $ 63,000
Blount, Alabama 3 $ 79,000 $ 26,333 $ 29,000
Calhoun, Alabama 3 $ 191,000 $ 63,666 $ 57,000
Crenshaw, Alabama 3 $ 209,000 $ 69,666 $ 71,000
St. Clair, Alabama 3 $ 168,000 $ 56,000 $ 33,000
Tuscaloosa, Alabama 3 $ 109,000 $ 36,333 $ 33,000
Walker, Alabama 3 $ 163,000 $ 54,333 $ 43,000
Coconino, Arizona 3 $ 74,000 $ 24,666 $ 52,000
La Paz, Arizona 3 $ 154,000 $ 51,333 $ 122,000
Ashley, Arkansas 3 $ 174,000 $ 58,000 $ 62,000
Benton, Arkansas 3 $ 197,000 $ 65,666 $ 81,000
Cleburne, Arkansas 3 $ 63,000 $ 21,000 $ 68,000
Garland, Arkansas 3 $ 165,000 $ 55,000 $ 76,000
Jefferson, Arkansas 3 $ 134,000 $ 44,666 $ 43,000
Lonoke, Arkansas 3 $ 123,000 $ 41,000 $ 35,000
Ouachita, Arkansas 3 $ 174,000 $ 58,000 $ 35,000
Washington, Arkansas 3 $ 117,000 $ 39,000 $ 36,000
Amador, California 3 $ 210,000 $ 70,000 $ 58,000
El Dorado, California 3 $ 272,000 $ 90,666 $ 66,000
Kern, California 3 $ 306,000 $ 102,000 $ 72,000
Garfield, Colorado 3 $ 253,000 $ 84,333 $ 70,000
Lake, Florida 3 $ 403,000 $ 134,333 $ 52,000
Levy, Florida 3 $ 236,000 $ 78,666 $ 52,000
Miami-Dade, Florida 3 $ 137,000 $ 45,666 $ 39,000
Orange, Florida 3 $ 247,000 $ 82,333 $ 49,000
Dodge, Georgia 3 $ 138,000 $ 46,000 $ 39,000
Wilkinson, Georgia 3 $ 165,000 $ 55,000 $ 32,000
Franklin, Kansas 3 $ 309,000 $ 103,000 $ 53,000
Marion, Kansas 3 $ 202,000 $ 67,333 $ 54,000
Macomb, Michigan 3 $ 222,000 $ 74,000 $ 27,000
Oakland, Michigan 3 $ 512,000 $ 170,666 $ 51,000
Hinds, Mississippi 3 $ 139,000 $ 46,333 $ 48,000
Lowndes, Mississippi 3 $ 207,000 $ 69,000 $ 91,000
Jackson, Missouri 3 $ 184,000 $ 61,333 $ 49,000
Cibola, New Mexico 3 $ 128,000 $ 42,666 $ 63,000
Dona Ana, New Mexico 3 $ 107,000 $ 35,666 $ 25,000
Lea, New Mexico 3 $ 231,000 $ 77,000 $ 84,000
Rio Arriba, New Mexico 3 $ 202,000 $ 67,333 $ 39,000
Sierra, New Mexico 3 $ 170,000 $ 56,666 $ 126,000
Socorro, New Mexico 3 $ 129,000 $ 43,000 $ 43,000
Columbus, North Carolina 3 $ 150,000 $ 50,000 $ 50,000
Craven, North Carolina 3 $ 115,000 $ 38,333 $ 33,000
Caddo, Oklahoma 3 $ 249,000 $ 83,000 $ 83,000
Carter, Oklahoma 3 $ 82,000 $ 27,333 $ 88,000
Comanche, Oklahoma 3 $ 115,000 $ 38,333 $ 62,000
Custer, Oklahoma 3 $ 110,000 $ 36,666 $ 55,000
Nowata, Oklahoma 3 $ 133,000 $ 44,333 $ 47,000
Pittsburg, Oklahoma 3 $ 234,000 $ 78,000 $ 63,000
Coos, Oregon 3 $ 81,000 $ 27,000 $ 40,000
Lane, Oregon 3 $ 209,000 $ 69,666 $ 52,000
Washington, Oregon 3 $ 238,000 $ 79,333 $ 74,000
Hampton, South Carolina 3 $ 139,000 $ 46,333 $ 31,000
Kershaw, South Carolina 3 $ 223,000 $ 74,333 $ 53,000
Blount, Tennessee 3 $ 208,000 $ 69,333 $ 29,000
Bell, Texas 3 $ 107,000 $ 35,666 $ 0
Bexar, Texas 3 $ 231,000 $ 77,000 $ 0
Galveston, Texas 3 $ 147,000 $ 49,000 $ 0
Wise, Texas 3 $ 225,000 $ 75,000 $ 0
Spokane, Washington 3 $ 152,000 $ 50,666 $ 48,000
Barbour, Alabama 2 $ 78,000 $ 39,000 $ 50,000
Coffee, Alabama 2 $ 61,000 $ 30,500 $ 64,000
Elmore, Alabama 2 $ 76,000 $ 38,000 $ 41,000
Escambia, Alabama 2 $ 111,000 $ 55,500 $ 70,000
Lamar, Alabama 2 $ 91,000 $ 45,500 $ 29,000
Lauderdale, Alabama 2 $ 82,000 $ 41,000 $ 27,000
Marion, Alabama 2 $ 70,000 $ 35,000 $ 23,000
Marshall, Alabama 2 $ 81,000 $ 40,500 $ 47,000
Shelby, Alabama 2 $ 156,000 $ 78,000 $ 39,000
Talladega, Alabama 2 $ 178,000 $ 89,000 $ 49,000
Graham, Arizona 2 $ 102,000 $ 51,000 $ 33,000
Arkansas, Arkansas 2 $ 89,000 $ 44,500 $ 51,000
Clark, Arkansas 2 $ 69,000 $ 34,500 $ 31,000
Drew, Arkansas 2 $ 105,000 $ 52,500 $ 47,000
Greene, Arkansas 2 $ 84,000 $ 42,000 $ 34,000
Jackson, Arkansas 2 $ 83,000 $ 41,500 $ 47,000
Lincoln, Arkansas 2 $ 156,000 $ 78,000 $ 75,000
Pope, Arkansas 2 $ 87,000 $ 43,500 $ 26,000
Saline, Arkansas 2 $ 61,000 $ 30,500 $ 21,000
Scott, Arkansas 2 $ 50,000 $ 25,000 $ 30,000
Sebastian, Arkansas 2 $ 84,000 $ 42,000 $ 39,000
Union, Arkansas 2 $ 122,000 $ 61,000 $ 46,000
Butte, California 2 $ 150,000 $ 75,000 $ 46,000
Fresno, California 2 $ 151,000 $ 75,500 $ 36,000
Humboldt, California 2 $ 128,000 $ 64,000 $ 44,000
Madera, California 2 $ 120,000 $ 60,000 $ 31,000
Mendocino, California 2 $ 74,000 $ 37,000 $ 40,000
Nevada, California 2 $ 149,000 $ 74,500 $ 77,000
San Luis Obispo, California 2 $ 234,000 $ 117,000 $ 63,000
Tuolumne, California 2 $ 153,000 $ 76,500 $ 48,000
Hartford, Connecticut 2 $ 215,000 $ 107,500 $ 58,000
Baker, Florida 2 $ 66,000 $ 33,000 $ 73,000
Broward, Florida 2 $ 67,000 $ 33,500 $ 49,000
Charlotte, Florida 2 $ 167,000 $ 83,500 $ 115,000
Escambia, Florida 2 $ 134,000 $ 67,000 $ 60,000
Gilchrist, Florida 2 $ 167,000 $ 83,500 $ 41,000
Appling, Georgia 2 $ 104,000 $ 52,000 $ 45,000
Atkinson, Georgia 2 $ 71,000 $ 35,500 $ 35,000
Bibb, Georgia 2 $ 103,000 $ 51,500 $ 47,000
Charlton, Georgia 2 $ 118,000 $ 59,000 $ 37,000
Coffee, Georgia 2 $ 94,000 $ 47,000 $ 44,000
Columbia, Georgia 2 $ 103,000 $ 51,500 $ 67,000
Cook, Georgia 2 $ 109,000 $ 54,500 $ 34,000
DeKalb, Georgia 2 $ 200,000 $ 100,000 $ 0
Douglas, Georgia 2 $ 234,000 $ 117,000 $ 58,000
Early, Georgia 2 $ 106,000 $ 53,000 $ 36,000
Henry, Georgia 2 $ 87,000 $ 43,500 $ 66,000
Muscogee, Georgia 2 $ 179,000 $ 89,500 $ 24,000
Tattnall, Georgia 2 $ 59,000 $ 29,500 $ 39,000
Toombs, Georgia 2 $ 114,000 $ 57,000 $ 63,000
Winnebago, Illinois 2 $ 178,000 $ 89,000 $ 0
Clark, Indiana 2 $ 106,000 $ 53,000 $ 49,000
Barton, Kansas 2 $ 148,000 $ 74,000 $ 40,000
Harper, Kansas 2 $ 129,000 $ 64,500 $ 78,000
Kingman, Kansas 2 $ 273,000 $ 136,500 $ 123,000
Montgomery, Kansas 2 $ 163,000 $ 81,500 $ 75,000
Neosho, Kansas 2 $ 98,000 $ 49,000 $ 47,000
Riley, Kansas 2 $ 146,000 $ 73,000 $ 127,000
Concordia, Louisiana 2 $ 206,000 $ 103,000 $ 66,000
East Baton Rouge, Louisiana 2 $ 144,000 $ 72,000 $ 0
Genesee, Michigan 2 $ 183,000 $ 91,500 $ 0
DeSoto, Mississippi 2 $ 180,000 $ 90,000 $ 37,000
Greene, Mississippi 2 $ 73,000 $ 36,500 $ 65,000
Jones, Mississippi 2 $ 70,000 $ 35,000 $ 31,000
Lafayette, Mississippi 2 $ 111,000 $ 55,500 $ 54,000
Lawrence, Mississippi 2 $ 124,000 $ 62,000 $ 61,000
Lincoln, Mississippi 2 $ 94,000 $ 47,000 $ 111,000
Monroe, Mississippi 2 $ 39,000 $ 19,500 $ 52,000
Stone, Mississippi 2 $ 112,000 $ 56,000 $ 66,000
Warren, Mississippi 2 $ 107,000 $ 53,500 $ 49,000
Morris, New Jersey 2 $ 526,000 $ 263,000 $ 34,000
San Miguel, New Mexico 2 $ 82,000 $ 41,000 $ 35,000
Santa Fe, New Mexico 2 $ 71,000 $ 35,500 $ 14,000
Bladen, North Carolina 2 $ 91,000 $ 45,500 $ 37,000
Carteret, North Carolina 2 $ 63,000 $ 31,500 $ 25,000
Cumberland, North Carolina 2 $ 88,000 $ 44,000 $ 65,000
Davidson, North Carolina 2 $ 128,000 $ 64,000 $ 50,000
Edgecombe, North Carolina 2 $ 148,000 $ 74,000 $ 91,000
Halifax, North Carolina 2 $ 82,000 $ 41,000 $ 107,000
Hertford, North Carolina 2 $ 95,000 $ 47,500 $ 27,000
Jones, North Carolina 2 $ 132,000 $ 66,000 $ 41,000
Pitt, North Carolina 2 $ 104,000 $ 52,000 $ 38,000
Randolph, North Carolina 2 $ 149,000 $ 74,500 $ 53,000
Richmond, North Carolina 2 $ 61,000 $ 30,500 $ 22,000
Wayne, North Carolina 2 $ 99,000 $ 49,500 $ 43,000
Franklin, Ohio 2 $ 159,000 $ 79,500 $ 42,000
Guernsey, Ohio 2 $ 82,000 $ 41,000 $ 0
Hamilton, Ohio 2 $ 157,000 $ 78,500 $ 29,000
Montgomery, Ohio 2 $ 216,000 $ 108,000 $ 61,000
Beckham, Oklahoma 2 $ 92,000 $ 46,000 $ 42,000
Bryan, Oklahoma 2 $ 95,000 $ 47,500 $ 38,000
Cherokee, Oklahoma 2 $ 115,000 $ 57,500 $ 53,000
Delaware, Oklahoma 2 $ 83,000 $ 41,500 $ 63,000
Garfield, Oklahoma 2 $ 128,000 $ 64,000 $ 46,000
Grady, Oklahoma 2 $ 68,000 $ 34,000 $ 64,000
Hughes, Oklahoma 2 $ 108,000 $ 54,000 $ 37,000
Okfuskee, Oklahoma 2 $ 95,000 $ 47,500 $ 57,000
Okmulgee, Oklahoma 2 $ 132,000 $ 66,000 $ 75,000
Sequoyah, Oklahoma 2 $ 68,000 $ 34,000 $ 48,000
Benton, Oregon 2 $ 129,000 $ 64,500 $ 117,000
Klamath, Oregon 2 $ 122,000 $ 61,000 $ 56,000
Chesterfield, South Carolina 2 $ 102,000 $ 51,000 $ 58,000
Dorchester, South Carolina 2 $ 113,000 $ 56,500 $ 38,000
Florence, South Carolina 2 $ 99,000 $ 49,500 $ 33,000
Georgetown, South Carolina 2 $ 135,000 $ 67,500 $ 40,000
Greenville, South Carolina 2 $ 143,000 $ 71,500 $ 47,000
Marlboro, South Carolina 2 $ 64,000 $ 32,000 $ 44,000
Sumter, South Carolina 2 $ 124,000 $ 62,000 $ 53,000
Hamilton, Tennessee 2 $ 78,000 $ 39,000 $ 50,000
McMinn, Tennessee 2 $ 63,000 $ 31,500 $ 29,000
Roane, Tennessee 2 $ 140,000 $ 70,000 $ 55,000
Shelby, Tennessee 2 $ 1,345,000 $ 672,500 $ 0
Brazoria, Texas 2 $ 109,000 $ 54,500 $ 0
Ellis, Texas 2 $ 71,000 $ 35,500 $ 0
Harrison, Texas 2 $ 65,000 $ 32,500 $ 0
Hidalgo, Texas 2 $ 4,490,000 $ 2,245,000 $ 0
Island, Washington 2 $ 88,000 $ 44,000 $ 49,000
Lewis, Washington 2 $ 186,000 $ 93,000 $ 67,000
Thurston, Washington 2 $ 79,000 $ 39,500 $ 43,000
Autauga, Alabama 1 $ 94,000 $ 94,000 $ 86,000
Bibb, Alabama 1 $ 52,000 $ 52,000 $ 33,000
Chambers, Alabama 1 $ 36,000 $ 36,000 $ 48,000
Cherokee, Alabama 1 $ 61,000 $ 61,000 $ 51,000
Choctaw, Alabama 1 $ 26,000 $ 26,000 $ 29,000
Colbert, Alabama 1 $ 18,000 $ 18,000 $ 23,000
Covington, Alabama 1 $ 32,000 $ 32,000 $ 35,000
Cullman, Alabama 1 $ 52,000 $ 52,000 $ 25,000
Dallas, Alabama 1 $ 35,000 $ 35,000 $ 275,000
DeKalb, Alabama 1 $ 60,000 $ 60,000 $ 47,000
Lee, Alabama 1 $ 33,000 $ 33,000 $ 21,000
Lowndes, Alabama 1 $ 38,000 $ 38,000 $ 33,000
Madison, Alabama 1 $ 87,000 $ 87,000 $ 65,000
Morgan, Alabama 1 $ 38,000 $ 38,000 $ 37,000
Randolph, Alabama 1 $ 69,000 $ 69,000 $ 31,000
Russell, Alabama 1 $ 67,000 $ 67,000 $ 71,000
Sumter, Alabama 1 $ 46,000 $ 46,000 $ 32,000
Tallapoosa, Alabama 1 $ 90,000 $ 90,000 $ 70,000
Wilcox, Alabama 1 $ 38,000 $ 38,000 $ 26,000
Winston, Alabama 1 $ 29,000 $ 29,000 $ 25,000
Apache, Arizona 1 $ 22,000 $ 22,000 $ 31,000
Cochise, Arizona 1 $ 53,000 $ 53,000 $ 19,000
Gila, Arizona 1 $ 35,000 $ 35,000 $ 53,000
Navajo, Arizona 1 $ 37,000 $ 37,000 $ 80,000
Boone, Arkansas 1 $ 79,000 $ 79,000 $ 78,000
Calhoun, Arkansas 1 $ 85,000 $ 85,000 $ 50,000
Carroll, Arkansas 1 $ 90,000 $ 90,000 $ 46,000
Columbia, Arkansas 1 $ 66,000 $ 66,000 $ 88,000
Craighead, Arkansas 1 $ 64,000 $ 64,000 $ 55,000
Crittenden, Arkansas 1 $ 45,000 $ 45,000 $ 27,000
Cross, Arkansas 1 $ 36,000 $ 36,000 $ 29,000
Faulkner, Arkansas 1 $ 31,000 $ 31,000 $ 23,000
Fulton, Arkansas 1 $ 60,000 $ 60,000 $ 78,000
Grant, Arkansas 1 $ 40,000 $ 40,000 $ 40,000
Hot Spring, Arkansas 1 $ 69,000 $ 69,000 $ 71,000
Howard, Arkansas 1 $ 37,000 $ 37,000 $ 24,000
Independence, Arkansas 1 $ 51,000 $ 51,000 $ 64,000
Johnson, Arkansas 1 $ 46,000 $ 46,000 $ 56,000
Little River, Arkansas 1 $ 120,000 $ 120,000 $ 89,000
Logan, Arkansas 1 $ 36,000 $ 36,000 $ 48,000
Madison, Arkansas 1 $ 27,000 $ 27,000 $ 16,000
Miller, Arkansas 1 $ 33,000 $ 33,000 $ 40,000
Montgomery, Arkansas 1 $ 57,000 $ 57,000 $ 33,000
Nevada, Arkansas 1 $ 22,000 $ 22,000 $ 29,000
Phillips, Arkansas 1 $ 29,000 $ 29,000 $ 48,000
Poinsett, Arkansas 1 $ 29,000 $ 29,000 $ 26,000
Prairie, Arkansas 1 $ 15,000 $ 15,000 $ 35,000
Randolph, Arkansas 1 $ 67,000 $ 67,000 $ 28,000
Searcy, Arkansas 1 $ 18,000 $ 18,000 $ 20,000
Sharp, Arkansas 1 $ 73,000 $ 73,000 $ 60,000
Van Buren, Arkansas 1 $ 24,000 $ 24,000 $ 60,000
Yell, Arkansas 1 $ 46,000 $ 46,000 $ 52,000
Alpine, California 1 $ 46,000 $ 46,000 $ 200,000
Imperial, California 1 $ 38,000 $ 38,000 $ 42,000
Kings, California 1 $ 280,000 $ 280,000 $ 220,000
Lake, California 1 $ 95,000 $ 95,000 $ 38,000
Marin, California 1 $ 389,000 $ 389,000 $ 0
Placer, California 1 $ 105,000 $ 105,000 $ 48,000
San Benito, California 1 $ 81,000 $ 81,000 $ 82,000
Santa Barbara, California 1 $ 138,000 $ 138,000 $ 46,000
Siskiyou, California 1 $ 60,000 $ 60,000 $ 42,000
Sutter, California 1 $ 85,000 $ 85,000 $ 66,000
Tulare, California 1 $ 54,000 $ 54,000 $ 50,000
Broomfield, Colorado 1 $ 23,000 $ 23,000 $ 62,000
Eagle, Colorado 1 $ 322,000 $ 322,000 $ 0
Grand, Colorado 1 $ 417,000 $ 417,000 $ 234,000
Weld, Colorado 1 $ 54,000 $ 54,000 $ 70,000
Fairfield, Connecticut 1 $ 236,000 $ 236,000 $ 0
Middlesex, Connecticut 1 $ 100,000 $ 100,000 $ 51,000
New Castle, Delaware 1 $ 98,000 $ 98,000 $ 0
Bay, Florida 1 $ 67,000 $ 67,000 $ 26,000
Bradford, Florida 1 $ 29,000 $ 29,000 $ 39,000
Brevard, Florida 1 $ 800,000 $ 800,000 $ 0
Citrus, Florida 1 $ 50,000 $ 50,000 $ 83,000
Clay, Florida 1 $ 56,000 $ 56,000 $ 52,000
Collier, Florida 1 $ 129,000 $ 129,000 $ 200,000
Columbia, Florida 1 $ 81,000 $ 81,000 $ 46,000
Dixie, Florida 1 $ 107,000 $ 107,000 $ 102,000
Duval, Florida 1 $ 76,000 $ 76,000 $ 46,000
Flagler, Florida 1 $ 70,000 $ 70,000 $ 61,000
Gadsden, Florida 1 $ 146,000 $ 146,000 $ 98,000
Holmes, Florida 1 $ 16,000 $ 16,000 $ 12,000
Lee, Florida 1 $ 58,000 $ 58,000 $ 180,000
Marion, Florida 1 $ 134,000 $ 134,000 $ 42,000
Martin, Florida 1 $ 40,000 $ 40,000 $ 42,000
Nassau, Florida 1 $ 13,000 $ 13,000 $ 48,000
Okeechobee, Florida 1 $ 37,000 $ 37,000 $ 43,000
Osceola, Florida 1 $ 87,000 $ 87,000 $ 0
Palm Beach, Florida 1 $ 419,000 $ 419,000 $ 0
Pasco, Florida 1 $ 58,000 $ 58,000 $ 0
Putnam, Florida 1 $ 60,000 $ 60,000 $ 69,000
Walton, Florida 1 $ 90,000 $ 90,000 $ 111,000
Baldwin, Georgia 1 $ 44,000 $ 44,000 $ 43,000
Barrow, Georgia 1 $ 38,000 $ 38,000 $ 80,000
Ben Hill, Georgia 1 $ 43,000 $ 43,000 $ 41,000
Berrien, Georgia 1 $ 71,000 $ 71,000 $ 60,000
Brantley, Georgia 1 $ 36,000 $ 36,000 $ 24,000
Bryan, Georgia 1 $ 46,000 $ 46,000 $ 23,000
Bulloch, Georgia 1 $ 21,000 $ 21,000 $ 46,000
Burke, Georgia 1 $ 43,000 $ 43,000 $ 34,000
Chattahoochee, Georgia 1 $ 44,000 $ 44,000 $ 38,000
Clarke, Georgia 1 $ 42,000 $ 42,000 $ 19,000
Clayton, Georgia 1 $ 82,000 $ 82,000 $ 31,000
Cobb, Georgia 1 $ 134,000 $ 134,000 $ 0
Colquitt, Georgia 1 $ 75,000 $ 75,000 $ 38,000
Coweta, Georgia 1 $ 79,000 $ 79,000 $ 0
Echols, Georgia 1 $ 114,000 $ 114,000 $ 90,000
Effingham, Georgia 1 $ 26,000 $ 26,000 $ 50,000
Fulton, Georgia 1 $ 160,000 $ 160,000 $ 137,000
Glascock, Georgia 1 $ 47,000 $ 47,000 $ 34,000
Harris, Georgia 1 $ 61,000 $ 61,000 $ 28,000
Jeff Davis, Georgia 1 $ 37,000 $ 37,000 $ 50,000
Jefferson, Georgia 1 $ 52,000 $ 52,000 $ 31,000
Jones, Georgia 1 $ 95,000 $ 95,000 $ 59,000
Laurens, Georgia 1 $ 83,000 $ 83,000 $ 60,000
Lee, Georgia 1 $ 84,000 $ 84,000 $ 0
Long, Georgia 1 $ 38,000 $ 38,000 $ 44,000
Madison, Georgia 1 $ 45,000 $ 45,000 $ 35,000
McDuffie, Georgia 1 $ 83,000 $ 83,000 $ 49,000
Meriwether, Georgia 1 $ 94,000 $ 94,000 $ 74,000
Montgomery, Georgia 1 $ 37,000 $ 37,000 $ 21,000
Murray, Georgia 1 $ 30,000 $ 30,000 $ 20,000
Pierce, Georgia 1 $ 14,000 $ 14,000 $ 22,000
Rockdale, Georgia 1 $ 94,000 $ 94,000 $ 64,000
Screven, Georgia 1 $ 40,000 $ 40,000 $ 29,000
Telfair, Georgia 1 $ 28,000 $ 28,000 $ 47,000
Thomas, Georgia 1 $ 33,000 $ 33,000 $ 41,000
Tift, Georgia 1 $ 89,000 $ 89,000 $ 55,000
Towns, Georgia 1 $ 303,000 $ 303,000 $ 132,000
Walker, Georgia 1 $ 105,000 $ 105,000 $ 73,000
Wayne, Georgia 1 $ 64,000 $ 64,000 $ 32,000
Whitfield, Georgia 1 $ 71,000 $ 71,000 $ 27,000
Worth, Georgia 1 $ 82,000 $ 82,000 $ 43,000
Ada, Idaho 1 $ 16,000 $ 16,000 $ 111,000
Cook, Illinois 1 $ 120,000 $ 120,000 $ 81,000
DuPage, Illinois 1 $ 105,000 $ 105,000 $ 241,000
Lake, Illinois 1 $ 355,000 $ 355,000 $ 0
Macon, Illinois 1 $ 3,560,000 $ 3,560,000 $ 0
Boone, Indiana 1 $ 114,000 $ 114,000 $ 107,000
Porter, Indiana 1 $ 149,000 $ 149,000 $ 140,000
Barber, Kansas 1 $ 16,000 $ 16,000 $ 60,000
Bourbon, Kansas 1 $ 17,000 $ 17,000 $ 0
Ford, Kansas 1 $ 25,000 $ 25,000 $ 37,000
Greenwood, Kansas 1 $ 38,000 $ 38,000 $ 13,000
Leavenworth, Kansas 1 $ 120,000 $ 120,000 $ 31,000
Morris, Kansas 1 $ 98,000 $ 98,000 $ 25,000
Morton, Kansas 1 $ 85,000 $ 85,000 $ 80,000
Ottawa, Kansas 1 $ 8,000 $ 8,000 $ 58,000
Rice, Kansas 1 $ 107,000 $ 107,000 $ 40,000
Wyandotte, Kansas 1 $ 92,000 $ 92,000 $ 41,000
Scott, Kentucky 1 $ 1,228,000 $ 1,228,000 $ 0
Acadia, Louisiana 1 $ 133,000 $ 133,000 $ 92,000
East Carroll, Louisiana 1 $ 69,000 $ 69,000 $ 53,000
Livingston, Louisiana 1 $ 47,000 $ 47,000 $ 25,000
Natchitoches, Louisiana 1 $ 34,000 $ 34,000 $ 30,000
Ouachita, Louisiana 1 $ 89,000 $ 89,000 $ 51,000
Plaquemines, Louisiana 1 $ 23,000 $ 23,000 $ 42,000
Pointe Coupee, Louisiana 1 $ 53,000 $ 53,000 $ 60,000
Richland, Louisiana 1 $ 57,000 $ 57,000 $ 62,000
St. Landry, Louisiana 1 $ 33,000 $ 33,000 $ 54,000
Norfolk, Massachusetts 1 $ 355,000 $ 355,000 $ 61,000
Plymouth, Massachusetts 1 $ 362,000 $ 362,000 $ 91,000
Calhoun, Michigan 1 $ 90,000 $ 90,000 $ 80,000
Charlevoix, Michigan 1 $ 88,000 $ 88,000 $ 61,000
Huron, Michigan 1 $ 42,000 $ 42,000 $ 0
Lapeer, Michigan 1 $ 113,000 $ 113,000 $ 25,000
Manistee, Michigan 1 $ 75,000 $ 75,000 $ 35,000
Saginaw, Michigan 1 $ 36,000 $ 36,000 $ 0
Washtenaw, Michigan 1 $ 196,000 $ 196,000 $ 50,000
Ramsey, Minnesota 1 $ 163,000 $ 163,000 $ 78,000
Adams, Mississippi 1 $ 30,000 $ 30,000 $ 41,000
Calhoun, Mississippi 1 $ 26,000 $ 26,000 $ 27,000
Copiah, Mississippi 1 $ 36,000 $ 36,000 $ 29,000
Covington, Mississippi 1 $ 76,000 $ 76,000 $ 80,000
Forrest, Mississippi 1 $ 29,000 $ 29,000 $ 30,000
Franklin, Mississippi 1 $ 69,000 $ 69,000 $ 57,000
Grenada, Mississippi 1 $ 28,000 $ 28,000 $ 17,000
Hancock, Mississippi 1 $ 25,000 $ 25,000 $ 36,000
Harrison, Mississippi 1 $ 35,000 $ 35,000 $ 24,000
Humphreys, Mississippi 1 $ 30,000 $ 30,000 $ 33,000
Jasper, Mississippi 1 $ 28,000 $ 28,000 $ 26,000
Jefferson Davis, Mississippi 1 $ 51,000 $ 51,000 $ 37,000
Lamar, Mississippi 1 $ 23,000 $ 23,000 $ 29,000
Lauderdale, Mississippi 1 $ 29,000 $ 29,000 $ 30,000
Lee, Mississippi 1 $ 15,000 $ 15,000 $ 26,000
Leflore, Mississippi 1 $ 130,000 $ 130,000 $ 80,000
Neshoba, Mississippi 1 $ 44,000 $ 44,000 $ 34,000
Oktibbeha, Mississippi 1 $ 85,000 $ 85,000 $ 79,000
Panola, Mississippi 1 $ 78,000 $ 78,000 $ 35,000
Pearl River, Mississippi 1 $ 78,000 $ 78,000 $ 26,000
Washington, Mississippi 1 $ 37,000 $ 37,000 $ 24,000
Wayne, Mississippi 1 $ 38,000 $ 38,000 $ 20,000
Yazoo, Mississippi 1 $ 32,000 $ 32,000 $ 42,000
Barry, Missouri 1 $ 88,000 $ 88,000 $ 121,000
Camden, Missouri 1 $ 200,000 $ 200,000 $ 270,000
Cass, Missouri 1 $ 234,000 $ 234,000 $ 65,000
Pemiscot, Missouri 1 $ 76,000 $ 76,000 $ 48,000
Saline, Missouri 1 $ 125,000 $ 125,000 $ 103,000
St. Charles, Missouri 1 $ 72,000 $ 72,000 $ 38,000
Stone, Missouri 1 $ 100,000 $ 100,000 $ 180,000
Taney, Missouri 1 $ 75,000 $ 75,000 $ 38,000
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Mortgage Loan Application Detail Totals for Fidelity Bank in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,967 $180,480,000 $91,000 $10,925,000 $55,000 $511,000
Home Improvement 565 $21,857,000 $38,000 $248,000 $22,000 $186,000
Refinancing 386 $48,285,000 $125,000 $1,350,000 $62,000 $1,350,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,927 $151,116,000 $78,000 $443,000 $60,000 $511,000
Not applicable 497 $64,693,000 $130,000 $10,925,000 $0 $0
Not Provided 177 $9,334,000 $52,000 $355,000 $63,000 $255,000
Hispanic 164 $12,748,000 $77,000 $327,000 $57,000 $195,000
Black or African American 84 $6,036,000 $71,000 $312,000 $51,000 $275,000
Asian 41 $4,857,000 $118,000 $1,350,000 $90,000 $1,350,000
American Indian or Alaskan Native 26 $1,575,000 $60,000 $202,000 $48,000 $99,000
Native Hawaiian or Other Pacific Islander 2 $263,000 $131,000 $160,000 $109,000 $166,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,443 $201,887,000 $82,000 $10,925,000 $51,000 $1,350,000
FHA-insured (Federal Housing Administration) 421 $41,376,000 $98,000 $267,000 $43,000 $160,000
VA-guaranteed (Veterans Administration) 54 $7,359,000 $136,000 $312,000 $64,000 $145,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,253 $130,859,000 $104,000 $10,925,000 $61,000 $511,000
Application Denied By Financial Institution 605 $38,121,000 $63,000 $364,000 $57,000 $275,000
Application Approved But Not Accepted 500 $31,042,000 $62,000 $254,000 $58,000 $399,000
Loan Purchased By The Institution 476 $41,825,000 $87,000 $3,560,000 $0 $0
Application Withdrawn By Applicant 66 $7,049,000 $106,000 $1,350,000 $79,000 $1,350,000
File Closed For Incompleteness 18 $1,726,000 $95,000 $278,000 $40,000 $96,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 292 $16,950,000 $58,000 $355,000 $54,000 $272,000
Debt-To-Income Ratio 111 $8,295,000 $74,000 $219,000 $62,000 $253,000
Unverifiable Information 75 $5,014,000 $66,000 $364,000 $61,000 $238,000
Other 42 $2,412,000 $57,000 $122,000 $54,000 $275,000
Collateral 33 $1,838,000 $55,000 $186,000 $63,000 $208,000
Insufficient Cash (Downpayment, Closing Cost) 30 $2,284,000 $76,000 $180,000 $60,000 $205,000
Employment History 22 $1,328,000 $60,000 $118,000 $50,000 $129,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fidelity Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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