Fidelity Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Fidelity Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fidelity Bank 100 E English Wichita, KS 67202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,918 |
| Total Mortgage Loan Application Amount | $250,622,000 |
| Average Mortgage Loan Application Amount | $84,666 |
| Highest Mortgage Loan Application Amount | $10,925,000 |
| Average Applicant Income | $46,333 |
| Highest Applicant Income | $1,350,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Fidelity Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fidelity Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Fidelity Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fidelity Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Fidelity Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fidelity Bank's mortgage activity for 2008.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WICHITA, KS | 839 | $ 75,432,000 | $ 89,000 | $ 63,000 |
| FORT WORTH-ARLINGTON, TX | 159 | $ 8,661,000 | $ 54,000 | $ 0 |
| DALLAS-PLANO-IRVING, TX | 131 | $ 7,135,000 | $ 54,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 69 | $ 8,579,000 | $ 124,000 | $ 80,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 51 | $ 4,681,000 | $ 91,000 | $ 72,000 |
| OKLAHOMA CITY, OK | 50 | $ 3,640,000 | $ 72,000 | $ 55,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 48 | $ 2,304,000 | $ 48,000 | $ 0 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 45 | $ 4,328,000 | $ 96,000 | $ 52,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 38 | $ 4,526,000 | $ 119,000 | $ 76,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 36 | $ 2,587,000 | $ 71,000 | $ 52,000 |
| TULSA, OK | 34 | $ 21,989,000 | $ 646,000 | $ 45,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 29 | $ 1,398,000 | $ 50,500 | $ 51,500 |
| LAWRENCE, KS | 24 | $ 3,075,000 | $ 128,000 | $ 58,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 23 | $ 2,444,000 | $ 106,000 | $ 78,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 23 | $ 1,692,000 | $ 73,000 | $ 66,000 |
| SANTA ROSA-PETALUMA, CA | 23 | $ 1,495,000 | $ 65,000 | $ 57,000 |
| BIRMINGHAM-HOOVER, AL | 21 | $ 1,313,000 | $ 62,000 | $ 36,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 21 | $ 1,101,000 | $ 52,000 | $ 51,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 16 | $ 1,707,000 | $ 106,000 | $ 74,000 |
| SALEM, OR | 15 | $ 1,193,000 | $ 79,000 | $ 49,000 |
| KANSAS CITY, MO-KS | 13 | $ 1,301,000 | $ 101,000 | $ 50,500 |
| AUSTIN-ROUND ROCK, TX | 12 | $ 1,267,000 | $ 105,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 12 | $ 506,000 | $ 42,000 | $ 57,000 |
| FORT SMITH, AR-OK | 12 | $ 530,000 | $ 43,000 | $ 45,500 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 11 | $ 1,026,000 | $ 93,000 | $ 49,000 |
| ALBUQUERQUE, NM | 10 | $ 458,000 | $ 45,000 | $ 44,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 10 | $ 857,000 | $ 85,000 | $ 50,000 |
| FARMINGTON, NM | 9 | $ 394,000 | $ 43,000 | $ 48,000 |
| MOBILE, AL | 9 | $ 367,000 | $ 40,000 | $ 42,000 |
| PINE BLUFF, AR | 9 | $ 415,000 | $ 46,000 | $ 50,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 9 | $ 444,000 | $ 49,000 | $ 48,000 |
| COLUMBIA, SC | 8 | $ 602,000 | $ 75,000 | $ 50,000 |
| DOTHAN, AL | 8 | $ 422,000 | $ 52,000 | $ 51,000 |
| GRAND JUNCTION, CO | 8 | $ 266,000 | $ 33,000 | $ 23,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 8 | $ 1,010,000 | $ 126,000 | $ 63,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 8 | $ 1,536,000 | $ 192,000 | $ 53,000 |
| TACOMA, WA | 8 | $ 335,000 | $ 41,000 | $ 50,000 |
| TOPEKA, KS | 8 | $ 813,000 | $ 101,000 | $ 47,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 7 | $ 341,000 | $ 48,000 | $ 52,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 7 | $ 210,000 | $ 30,000 | $ 42,000 |
| REDDING, CA | 7 | $ 358,000 | $ 51,000 | $ 59,000 |
| STOCKTON, CA | 7 | $ 554,000 | $ 79,000 | $ 66,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 7 | $ 847,000 | $ 121,000 | $ 37,000 |
| LAS VEGAS-PARADISE, NV | 6 | $ 170,000 | $ 28,000 | $ 49,000 |
| ORLANDO-KISSIMMEE, FL | 6 | $ 691,000 | $ 115,000 | $ 47,000 |
| ROCKY MOUNT, NC | 6 | $ 327,000 | $ 54,000 | $ 56,000 |
| SALINAS, CA | 6 | $ 588,000 | $ 98,000 | $ 75,000 |
| VALDOSTA, GA | 6 | $ 394,000 | $ 65,000 | $ 44,000 |
| VALLEJO-FAIRFIELD, CA | 6 | $ 521,000 | $ 86,000 | $ 67,000 |
| EL PASO, TX | 5 | $ 191,000 | $ 38,000 | $ 0 |
| KNOXVILLE, TN | 5 | $ 283,000 | $ 56,000 | $ 29,000 |
| MEMPHIS, TN-MS-AR | 5 | $ 1,570,000 | $ 269,000 | $ 21,333 |
| MODESTO, CA | 5 | $ 551,000 | $ 110,000 | $ 71,000 |
| PITTSBURGH, PA | 5 | $ 392,000 | $ 78,000 | $ 33,000 |
| SANTA CRUZ-WATSONVILLE, CA | 5 | $ 1,293,000 | $ 258,000 | $ 35,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 4 | $ 239,000 | $ 55,000 | $ 29,500 |
| BATON ROUGE, LA | 4 | $ 244,000 | $ 61,000 | $ 21,000 |
| BREMERTON-SILVERDALE, WA | 4 | $ 151,000 | $ 37,000 | $ 63,000 |
| COLUMBUS, GA-AL | 4 | $ 260,000 | $ 65,500 | $ 46,500 |
| DETROIT-LIVONIA-DEARBORN, MI | 4 | $ 226,000 | $ 56,000 | $ 0 |
| FORT COLLINS-LOVELAND, CO | 4 | $ 106,000 | $ 26,000 | $ 37,000 |
| JACKSON, MS | 4 | $ 175,000 | $ 43,000 | $ 43,000 |
| JACKSONVILLE, FL | 4 | $ 196,000 | $ 49,000 | $ 43,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 4 | $ 143,000 | $ 35,000 | $ 0 |
| LAKELAND-WINTER HAVEN, FL | 4 | $ 183,000 | $ 45,000 | $ 37,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 4 | $ 233,000 | $ 58,000 | $ 44,000 |
| PROVO-OREM, UT | 4 | $ 166,000 | $ 41,000 | $ 36,000 |
| RALEIGH-CARY, NC | 4 | $ 184,000 | $ 46,000 | $ 27,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 4 | $ 121,000 | $ 30,000 | $ 0 |
| ANDERSON, SC | 3 | $ 112,000 | $ 37,000 | $ 33,000 |
| ANNISTON-OXFORD, AL | 3 | $ 191,000 | $ 63,000 | $ 57,000 |
| BAKERSFIELD, CA | 3 | $ 306,000 | $ 102,000 | $ 72,000 |
| COLUMBUS, OH | 3 | $ 196,000 | $ 65,000 | $ 28,000 |
| DENVER-AURORA, CO | 3 | $ 62,000 | $ 20,000 | $ 37,000 |
| FLAGSTAFF, AZ | 3 | $ 74,000 | $ 24,000 | $ 52,000 |
| FLORENCE, SC | 3 | $ 146,000 | $ 48,000 | $ 32,000 |
| FLORENCE-MUSCLE SHOALS, AL | 3 | $ 100,000 | $ 33,000 | $ 26,000 |
| GULFPORT-BILOXI, MS | 3 | $ 137,000 | $ 45,000 | $ 56,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 3 | $ 315,000 | $ 105,000 | $ 56,000 |
| HOT SPRINGS, AR | 3 | $ 165,000 | $ 55,000 | $ 76,000 |
| LAWTON, OK | 3 | $ 115,000 | $ 38,000 | $ 62,000 |
| MACON, GA | 3 | $ 198,000 | $ 66,000 | $ 51,000 |
| MERCED, CA | 3 | $ 177,000 | $ 59,000 | $ 81,000 |
| MONTGOMERY, AL | 3 | $ 161,000 | $ 53,000 | $ 52,000 |
| NAPA, CA | 3 | $ 456,000 | $ 152,000 | $ 64,000 |
| RENO-SPARKS, NV | 3 | $ 119,000 | $ 39,000 | $ 45,000 |
| SAN ANTONIO, TX | 3 | $ 231,000 | $ 77,000 | $ 0 |
| SPOKANE, WA | 3 | $ 152,000 | $ 50,000 | $ 48,000 |
| TUCSON, AZ | 3 | $ 144,000 | $ 48,000 | $ 45,000 |
| TUSCALOOSA, AL | 3 | $ 109,000 | $ 36,000 | $ 33,000 |
| AKRON, OH | 2 | $ 305,000 | $ 152,000 | $ 107,000 |
| ALBANY, GA | 2 | $ 166,000 | $ 83,000 | $ 21,000 |
| ASHEVILLE, NC | 2 | $ 43,000 | $ 21,000 | $ 28,000 |
| BOSTON-QUINCY, MA | 2 | $ 717,000 | $ 358,000 | $ 76,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 2 | $ 159,000 | $ 79,500 | $ 52,000 |
| CHATTANOOGA, TN-GA | 2 | $ 150,000 | $ 75,000 | $ 63,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 2 | $ 225,000 | $ 112,000 | $ 161,000 |
| CHICO, CA | 2 | $ 150,000 | $ 75,000 | $ 46,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 2 | $ 157,000 | $ 78,000 | $ 29,000 |
| CORVALLIS, OR | 2 | $ 129,000 | $ 64,000 | $ 117,000 |
| DAYTON, OH | 2 | $ 216,000 | $ 108,000 | $ 61,000 |
| EUGENE-SPRINGFIELD, OR | 2 | $ 93,000 | $ 46,000 | $ 42,000 |
| FLINT, MI | 2 | $ 183,000 | $ 91,000 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 2 | $ 67,000 | $ 33,000 | $ 49,000 |
| FRESNO, CA | 2 | $ 151,000 | $ 75,000 | $ 36,000 |
| GAINESVILLE, FL | 2 | $ 167,000 | $ 83,000 | $ 41,000 |
| GOLDSBORO, NC | 2 | $ 99,000 | $ 49,000 | $ 43,000 |
| GREENSBORO-HIGH POINT, NC | 2 | $ 149,000 | $ 74,000 | $ 53,000 |
| GREENVILLE, NC | 2 | $ 104,000 | $ 52,000 | $ 38,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 2 | $ 137,000 | $ 68,000 | $ 88,000 |
| HATTIESBURG, MS | 2 | $ 52,000 | $ 26,000 | $ 29,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 2 | $ 185,000 | $ 92,000 | $ 71,000 |
| LAS CRUCES, NM | 2 | $ 69,000 | $ 34,000 | $ 25,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 2 | $ 106,000 | $ 53,000 | $ 49,000 |
| MADERA, CA | 2 | $ 120,000 | $ 60,000 | $ 31,000 |
| MCALLEN-EDINBURG-MISSION, TX | 2 | $ 4,490,000 | $ 2,245,000 | $ 0 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 2 | $ 99,000 | $ 49,000 | $ 35,000 |
| NEWARK-UNION, NJ-PA | 2 | $ 526,000 | $ 263,000 | $ 34,000 |
| OLYMPIA, WA | 2 | $ 79,000 | $ 39,000 | $ 43,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 2 | $ 134,000 | $ 67,000 | $ 60,000 |
| PUNTA GORDA, FL | 2 | $ 167,000 | $ 83,000 | $ 115,000 |
| ROCKFORD, IL | 2 | $ 178,000 | $ 89,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 2 | $ 234,000 | $ 117,000 | $ 63,000 |
| SANTA FE, NM | 2 | $ 71,000 | $ 35,000 | $ 14,000 |
| ST. LOUIS, MO-IL | 2 | $ 192,000 | $ 96,000 | $ 41,000 |
| SUMTER, SC | 2 | $ 124,000 | $ 62,000 | $ 53,000 |
| TOLEDO, OH | 2 | $ 277,000 | $ 138,000 | $ 46,000 |
| WILMINGTON, NC | 2 | $ 70,000 | $ 35,000 | $ 156,000 |
| WINSTON-SALEM, NC | 2 | $ 100,000 | $ 50,000 | $ 35,000 |
| ANN ARBOR, MI | 1 | $ 196,000 | $ 196,000 | $ 50,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 45,000 | $ 45,000 | $ 35,000 |
| AUBURN-OPELIKA, AL | 1 | $ 33,000 | $ 33,000 | $ 21,000 |
| BATTLE CREEK, MI | 1 | $ 90,000 | $ 90,000 | $ 80,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 45,000 | $ 45,000 | $ 0 |
| BILLINGS, MT | 1 | $ 44,000 | $ 44,000 | $ 14,000 |
| BISMARCK, ND | 1 | $ 51,000 | $ 51,000 | $ 0 |
| BOISE CITY-NAMPA, ID | 1 | $ 16,000 | $ 16,000 | $ 111,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1 | $ 236,000 | $ 236,000 | $ 0 |
| BRUNSWICK, GA | 1 | $ 36,000 | $ 36,000 | $ 24,000 |
| BURLINGTON, NC | 1 | $ 39,000 | $ 39,000 | $ 61,000 |
| CAPE CORAL-FORT MYERS, FL | 1 | $ 58,000 | $ 58,000 | $ 180,000 |
| CLARKSVILLE, TN-KY | 1 | $ 200,000 | $ 200,000 | $ 122,000 |
| CLEVELAND, TN | 1 | $ 71,000 | $ 71,000 | $ 45,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| DALTON, GA | 1 | $ 30,000 | $ 30,000 | $ 20,000 |
| DECATUR, AL | 1 | $ 38,000 | $ 38,000 | $ 37,000 |
| DECATUR, IL | 1 | $ 3,560,000 | $ 3,560,000 | $ 0 |
| EDISON-NEW BRUNSWICK, NJ | 1 | $ 170,000 | $ 170,000 | $ 66,000 |
| EL CENTRO, CA | 1 | $ 38,000 | $ 38,000 | $ 42,000 |
| FAYETTEVILLE, NC | 1 | $ 33,000 | $ 33,000 | $ 22,000 |
| GARY, IN | 1 | $ 149,000 | $ 149,000 | $ 140,000 |
| GREELEY, CO | 1 | $ 54,000 | $ 54,000 | $ 70,000 |
| HANFORD-CORCORAN, CA | 1 | $ 280,000 | $ 280,000 | $ 220,000 |
| HUNTSVILLE, AL | 1 | $ 87,000 | $ 87,000 | $ 65,000 |
| INDIANAPOLIS-CARMEL, IN | 1 | $ 114,000 | $ 114,000 | $ 107,000 |
| JACKSONVILLE, NC | 1 | $ 33,000 | $ 33,000 | $ 52,000 |
| JONESBORO, AR | 1 | $ 29,000 | $ 29,000 | $ 26,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1 | $ 355,000 | $ 355,000 | $ 0 |
| LANCASTER, PA | 1 | $ 82,000 | $ 82,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 1 | $ 1,228,000 | $ 1,228,000 | $ 0 |
| MADISON, WI | 1 | $ 56,000 | $ 56,000 | $ 116,000 |
| MEDFORD, OR | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1 | $ 163,000 | $ 163,000 | $ 78,000 |
| NAPLES-MARCO ISLAND, FL | 1 | $ 129,000 | $ 129,000 | $ 200,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 1 | $ 23,000 | $ 23,000 | $ 42,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 1 | $ 191,000 | $ 191,000 | $ 131,000 |
| OCALA, FL | 1 | $ 134,000 | $ 134,000 | $ 42,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 800,000 | $ 800,000 | $ 0 |
| PANAMA CITY-LYNN HAVEN, FL | 1 | $ 67,000 | $ 67,000 | $ 26,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 1 | $ 87,000 | $ 87,000 | $ 17,000 |
| PHILADELPHIA, PA | 1 | $ 308,000 | $ 308,000 | $ 230,000 |
| PORT ST. LUCIE, FL | 1 | $ 40,000 | $ 40,000 | $ 42,000 |
| READING, PA | 1 | $ 50,000 | $ 50,000 | $ 28,000 |
| RICHMOND, VA | 1 | $ 79,000 | $ 79,000 | $ 0 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 1 | $ 36,000 | $ 36,000 | $ 0 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 1 | $ 138,000 | $ 138,000 | $ 46,000 |
| SAVANNAH, GA | 1 | $ 46,000 | $ 46,000 | $ 23,000 |
| SHERMAN-DENISON, TX | 1 | $ 72,000 | $ 72,000 | $ 0 |
| SPARTANBURG, SC | 1 | $ 38,000 | $ 38,000 | $ 12,000 |
| ST. GEORGE, UT | 1 | $ 40,000 | $ 40,000 | $ 123,000 |
| SYRACUSE, NY | 1 | $ 100,000 | $ 100,000 | $ 128,000 |
| TALLAHASSEE, FL | 1 | $ 146,000 | $ 146,000 | $ 98,000 |
| TEXARKANA, TX-TEXARKANA, AR | 1 | $ 33,000 | $ 33,000 | $ 40,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 54,000 | $ 54,000 | $ 50,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1 | $ 465,000 | $ 465,000 | $ 0 |
| WENATCHEE, WA | 1 | $ 92,000 | $ 92,000 | $ 35,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 1 | $ 419,000 | $ 419,000 | $ 0 |
| WHEELING, WV-OH | 1 | $ 22,000 | $ 22,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 1 | $ 98,000 | $ 98,000 | $ 0 |
| YAKIMA, WA | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| YUBA CITY, CA | 1 | $ 85,000 | $ 85,000 | $ 66,000 |
Mortgage Loan Application Detail Totals for Fidelity Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,967 | $180,480,000 | $91,000 | $10,925,000 | $55,000 | $511,000 |
| Home Improvement | 565 | $21,857,000 | $38,000 | $248,000 | $22,000 | $186,000 |
| Refinancing | 386 | $48,285,000 | $125,000 | $1,350,000 | $62,000 | $1,350,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,927 | $151,116,000 | $78,000 | $443,000 | $60,000 | $511,000 |
| Not applicable | 497 | $64,693,000 | $130,000 | $10,925,000 | $0 | $0 |
| Not Provided | 177 | $9,334,000 | $52,000 | $355,000 | $63,000 | $255,000 |
| Hispanic | 164 | $12,748,000 | $77,000 | $327,000 | $57,000 | $195,000 |
| Black or African American | 84 | $6,036,000 | $71,000 | $312,000 | $51,000 | $275,000 |
| Asian | 41 | $4,857,000 | $118,000 | $1,350,000 | $90,000 | $1,350,000 |
| American Indian or Alaskan Native | 26 | $1,575,000 | $60,000 | $202,000 | $48,000 | $99,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $263,000 | $131,000 | $160,000 | $109,000 | $166,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,443 | $201,887,000 | $82,000 | $10,925,000 | $51,000 | $1,350,000 |
| FHA-insured (Federal Housing Administration) | 421 | $41,376,000 | $98,000 | $267,000 | $43,000 | $160,000 |
| VA-guaranteed (Veterans Administration) | 54 | $7,359,000 | $136,000 | $312,000 | $64,000 | $145,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,253 | $130,859,000 | $104,000 | $10,925,000 | $61,000 | $511,000 |
| Application Denied By Financial Institution | 605 | $38,121,000 | $63,000 | $364,000 | $57,000 | $275,000 |
| Application Approved But Not Accepted | 500 | $31,042,000 | $62,000 | $254,000 | $58,000 | $399,000 |
| Loan Purchased By The Institution | 476 | $41,825,000 | $87,000 | $3,560,000 | $0 | $0 |
| Application Withdrawn By Applicant | 66 | $7,049,000 | $106,000 | $1,350,000 | $79,000 | $1,350,000 |
| File Closed For Incompleteness | 18 | $1,726,000 | $95,000 | $278,000 | $40,000 | $96,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 292 | $16,950,000 | $58,000 | $355,000 | $54,000 | $272,000 |
| Debt-To-Income Ratio | 111 | $8,295,000 | $74,000 | $219,000 | $62,000 | $253,000 |
| Unverifiable Information | 75 | $5,014,000 | $66,000 | $364,000 | $61,000 | $238,000 |
| Other | 42 | $2,412,000 | $57,000 | $122,000 | $54,000 | $275,000 |
| Collateral | 33 | $1,838,000 | $55,000 | $186,000 | $63,000 | $208,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 30 | $2,284,000 | $76,000 | $180,000 | $60,000 | $205,000 |
| Employment History | 22 | $1,328,000 | $60,000 | $118,000 | $50,000 | $129,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fidelity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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