Fidelity Bank Mortgage Lending & HMDA Data, 2012

In 2012, Fidelity Bank of Wichita, KS reported 2,855 mortgage applications totaling $440.1 million, down 15% from 2011. The average application was for $154,152, and applicants reported an average income of $69,649. 75% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Wichita, KS (1,858), Oklahoma City, OK (283) and Lawrence, KS (108) (applications in parentheses).

Mortgage Company & Address Fidelity Bank
100 E English
Wichita, KS 67202
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 2,855
Total Mortgage Loan Application Amount $440,105,000
Average Mortgage Loan Application Amount $154,152
Highest Mortgage Loan Application Amount $9,525,000
Average Applicant Income $69,649
Highest Applicant Income $1,800,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fidelity Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Fidelity Bank by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Sedgwick, Kansas 1,632 $ 212,848,000 $ 130,421 $ 72,000
Oklahoma, Oklahoma 211 $ 30,241,000 $ 143,322 $ 81,000
Butler, Kansas 168 $ 27,777,000 $ 165,339 $ 73,000
Douglas, Kansas 108 $ 16,741,000 $ 155,009 $ 81,000
Sumner, Kansas 47 $ 5,006,000 $ 106,510 $ 69,000
Cleveland, Oklahoma 40 $ 5,762,000 $ 144,050 $ 106,000
Johnson, Kansas 27 $ 4,412,000 $ 163,407 $ 68,000
Canadian, Oklahoma 17 $ 2,184,000 $ 128,470 $ 71,000
Cowley, Kansas 14 $ 1,463,000 $ 104,500 $ 76,000
Jefferson, Kansas 13 $ 1,737,000 $ 133,615 $ 60,000
Harvey, Kansas 11 $ 1,304,000 $ 118,545 $ 71,000
Shawnee, Kansas 11 $ 1,283,000 $ 116,636 $ 78,000
Reno, Kansas 10 $ 920,000 $ 92,000 $ 39,000
Harris, Texas 10 $ 9,003,000 $ 900,300 $ 36,000
Travis, Texas 8 $ 5,680,000 $ 710,000 $ 21,000
Logan, Oklahoma 7 $ 573,000 $ 81,857 $ 89,000
Tulsa, Oklahoma 7 $ 18,878,000 $ 2,696,857 $ 36,000
Dallas, Texas 7 $ 3,891,000 $ 555,857 $ 9,000
Leavenworth, Kansas 6 $ 755,000 $ 125,833 $ 49,000
Kingman, Kansas 5 $ 457,000 $ 91,400 $ 60,000
Lea, New Mexico 5 $ 423,000 $ 84,600 $ 77,000
McClain, Oklahoma 5 $ 309,000 $ 61,800 $ 63,000
Wagoner, Oklahoma 5 $ 255,000 $ 51,000 $ 56,000
Angelina, Texas 5 $ 254,000 $ 50,800 $ 72,000
Hidalgo, Texas 5 $ 137,000 $ 27,400 $ 39,000
Liberty, Texas 5 $ 401,000 $ 80,200 $ 77,000
Osage, Kansas 4 $ 354,000 $ 88,500 $ 32,000
Bexar, Texas 4 $ 169,000 $ 42,250 $ 48,000
Guadalupe, Texas 4 $ 234,000 $ 58,500 $ 55,000
Hardin, Texas 4 $ 275,000 $ 68,750 $ 73,000
Victoria, Texas 4 $ 191,000 $ 47,750 $ 96,000
Prince William, Virginia 4 $ 1,078,000 $ 269,500 $ 0
Windham, Connecticut 3 $ 569,000 $ 189,666 $ 0
Sussex, Delaware 3 $ 607,000 $ 202,333 $ 0
Duval, Florida 3 $ 642,000 $ 214,000 $ 18,000
Orange, Florida 3 $ 307,000 $ 102,333 $ 18,000
Osceola, Florida 3 $ 183,000 $ 61,000 $ 32,000
Putnam, Florida 3 $ 122,000 $ 40,666 $ 43,000
Franklin, Kansas 3 $ 548,000 $ 182,666 $ 52,000
Miami, Kansas 3 $ 440,000 $ 146,666 $ 74,000
Wayne, Michigan 3 $ 179,000 $ 59,666 $ 0
Douglas, Nebraska 3 $ 473,000 $ 157,666 $ 0
Eddy, New Mexico 3 $ 150,000 $ 50,000 $ 38,000
Cherokee, Oklahoma 3 $ 120,000 $ 40,000 $ 62,000
Creek, Oklahoma 3 $ 123,000 $ 41,000 $ 36,000
McIntosh, Oklahoma 3 $ 72,000 $ 24,000 $ 39,000
Sequoyah, Oklahoma 3 $ 199,000 $ 66,333 $ 61,000
Washington, Oklahoma 3 $ 98,000 $ 32,666 $ 33,000
Cherokee, Texas 3 $ 214,000 $ 71,333 $ 68,000
Comal, Texas 3 $ 97,000 $ 32,333 $ 70,000
Ector, Texas 3 $ 114,000 $ 38,000 $ 52,000
Gonzales, Texas 3 $ 235,000 $ 78,333 $ 375,000
Harrison, Texas 3 $ 200,000 $ 66,666 $ 43,000
Houston, Texas 3 $ 164,000 $ 54,666 $ 54,000
Jasper, Texas 3 $ 143,000 $ 47,666 $ 47,000
Midland, Texas 3 $ 220,000 $ 73,333 $ 68,000
Montgomery, Texas 3 $ 164,000 $ 54,666 $ 106,000
Orange, Texas 3 $ 200,000 $ 66,666 $ 87,000
Polk, Texas 3 $ 141,000 $ 47,000 $ 45,000
Sabine, Texas 3 $ 196,000 $ 65,333 $ 103,000
Smith, Texas 3 $ 304,000 $ 101,333 $ 76,000
Van Zandt, Texas 3 $ 156,000 $ 52,000 $ 97,000
Spotsylvania, Virginia 3 $ 527,000 $ 175,666 $ 0
Hot Spring, Arkansas 2 $ 140,000 $ 70,000 $ 42,000
Independence, Arkansas 2 $ 133,000 $ 66,500 $ 48,000
Lincoln, Arkansas 2 $ 83,000 $ 41,500 $ 74,000
Ouachita, Arkansas 2 $ 49,000 $ 24,500 $ 43,000
Scott, Arkansas 2 $ 91,000 $ 45,500 $ 41,000
Miami-Dade, Florida 2 $ 108,000 $ 54,000 $ 36,000
Polk, Florida 2 $ 62,000 $ 31,000 $ 79,000
Taylor, Florida 2 $ 184,000 $ 92,000 $ 141,000
Volusia, Florida 2 $ 52,000 $ 26,000 $ 43,000
Evans, Georgia 2 $ 78,000 $ 39,000 $ 24,000
Linn, Kansas 2 $ 262,000 $ 131,000 $ 63,000
Saline, Kansas 2 $ 97,000 $ 48,500 $ 167,000
East Baton Rouge, Louisiana 2 $ 116,000 $ 58,000 $ 76,000
Baltimore, Maryland 2 $ 494,000 $ 247,000 $ 0
Genesee, Michigan 2 $ 8,519,000 $ 4,259,500 $ 0
Macomb, Michigan 2 $ 221,000 $ 110,500 $ 0
Hinds, Mississippi 2 $ 80,000 $ 40,000 $ 48,000
Itawamba, Mississippi 2 $ 102,000 $ 51,000 $ 63,000
Barry, Missouri 2 $ 234,000 $ 117,000 $ 151,000
Cass, Missouri 2 $ 138,000 $ 69,000 $ 5,000
Craven, North Carolina 2 $ 112,000 $ 56,000 $ 28,000
Lenoir, North Carolina 2 $ 147,000 $ 73,500 $ 36,000
Comanche, Oklahoma 2 $ 703,000 $ 351,500 $ 17,000
Custer, Oklahoma 2 $ 244,000 $ 122,000 $ 76,000
Delaware, Oklahoma 2 $ 64,000 $ 32,000 $ 44,000
Grady, Oklahoma 2 $ 46,000 $ 23,000 $ 94,000
Le Flore, Oklahoma 2 $ 239,000 $ 119,500 $ 35,000
Marshall, Oklahoma 2 $ 273,000 $ 136,500 $ 104,000
Muskogee, Oklahoma 2 $ 75,000 $ 37,500 $ 36,000
Okmulgee, Oklahoma 2 $ 106,000 $ 53,000 $ 41,000
Payne, Oklahoma 2 $ 140,000 $ 70,000 $ 215,000
Rogers, Oklahoma 2 $ 252,000 $ 126,000 $ 85,000
Washita, Oklahoma 2 $ 86,000 $ 43,000 $ 40,000
Montgomery, Tennessee 2 $ 135,000 $ 67,500 $ 20,000
Scott, Tennessee 2 $ 64,000 $ 32,000 $ 47,000
Anderson, Texas 2 $ 112,000 $ 56,000 $ 69,000
Bell, Texas 2 $ 146,000 $ 73,000 $ 69,000
Bowie, Texas 2 $ 145,000 $ 72,500 $ 76,000
Brazoria, Texas 2 $ 90,000 $ 45,000 $ 36,000
Collin, Texas 2 $ 90,000 $ 45,000 $ 102,000
Denton, Texas 2 $ 2,478,000 $ 1,239,000 $ 0
Galveston, Texas 2 $ 71,000 $ 35,500 $ 34,000
Gillespie, Texas 2 $ 73,000 $ 36,500 $ 76,000
Hill, Texas 2 $ 73,000 $ 36,500 $ 21,000
Johnson, Texas 2 $ 85,000 $ 42,500 $ 37,000
La Salle, Texas 2 $ 217,000 $ 108,500 $ 80,000
Limestone, Texas 2 $ 128,000 $ 64,000 $ 43,000
Matagorda, Texas 2 $ 139,000 $ 69,500 $ 79,000
McLennan, Texas 2 $ 71,000 $ 35,500 $ 31,000
Panola, Texas 2 $ 102,000 $ 51,000 $ 46,000
Potter, Texas 2 $ 51,000 $ 25,500 $ 43,000
Upshur, Texas 2 $ 212,000 $ 106,000 $ 58,000
Wilson, Texas 2 $ 98,000 $ 49,000 $ 90,000
Wise, Texas 2 $ 72,000 $ 36,000 $ 81,000
Chesapeake, Virginia 2 $ 644,000 $ 322,000 $ 0
Fairfax, Virginia 2 $ 459,000 $ 229,500 $ 0
Newport News, Virginia 2 $ 431,000 $ 215,500 $ 0
Prince George, Virginia 2 $ 283,000 $ 141,500 $ 0
King, Washington 2 $ 4,763,000 $ 2,381,500 $ 0
Autauga, Alabama 1 $ 40,000 $ 40,000 $ 45,000
Elmore, Alabama 1 $ 54,000 $ 54,000 $ 35,000
Geneva, Alabama 1 $ 80,000 $ 80,000 $ 43,000
Henry, Alabama 1 $ 27,000 $ 27,000 $ 16,000
Jefferson, Alabama 1 $ 9,200,000 $ 9,200,000 $ 0
Mobile, Alabama 1 $ 126,000 $ 126,000 $ 0
Shelby, Alabama 1 $ 32,000 $ 32,000 $ 52,000
St. Clair, Alabama 1 $ 42,000 $ 42,000 $ 17,000
Walker, Alabama 1 $ 21,000 $ 21,000 $ 20,000
Maricopa, Arizona 1 $ 423,000 $ 423,000 $ 0
Clay, Arkansas 1 $ 27,000 $ 27,000 $ 29,000
Cleburne, Arkansas 1 $ 88,000 $ 88,000 $ 94,000
Columbia, Arkansas 1 $ 98,000 $ 98,000 $ 93,000
Conway, Arkansas 1 $ 47,000 $ 47,000 $ 60,000
Crawford, Arkansas 1 $ 42,000 $ 42,000 $ 38,000
Faulkner, Arkansas 1 $ 88,000 $ 88,000 $ 46,000
Greene, Arkansas 1 $ 65,000 $ 65,000 $ 43,000
Johnson, Arkansas 1 $ 45,000 $ 45,000 $ 94,000
Perry, Arkansas 1 $ 35,000 $ 35,000 $ 29,000
Pike, Arkansas 1 $ 47,000 $ 47,000 $ 38,000
Pope, Arkansas 1 $ 58,000 $ 58,000 $ 21,000
White, Arkansas 1 $ 50,000 $ 50,000 $ 31,000
Kern, California 1 $ 8,400,000 $ 8,400,000 $ 0
Denver, Colorado 1 $ 153,000 $ 153,000 $ 0
Garfield, Colorado 1 $ 40,000 $ 40,000 $ 35,000
Gunnison, Colorado 1 $ 825,000 $ 825,000 $ 1,440,000
Montrose, Colorado 1 $ 37,000 $ 37,000 $ 39,000
Weld, Colorado 1 $ 24,000 $ 24,000 $ 30,000
Fairfield, Connecticut 1 $ 354,000 $ 354,000 $ 0
New Haven, Connecticut 1 $ 217,000 $ 217,000 $ 0
New London, Connecticut 1 $ 213,000 $ 213,000 $ 0
Kent, Delaware 1 $ 202,000 $ 202,000 $ 0
Bay, Florida 1 $ 90,000 $ 90,000 $ 75,000
Bradford, Florida 1 $ 90,000 $ 90,000 $ 78,000
Broward, Florida 1 $ 76,000 $ 76,000 $ 0
Citrus, Florida 1 $ 96,000 $ 96,000 $ 46,000
Columbia, Florida 1 $ 56,000 $ 56,000 $ 76,000
Hardee, Florida 1 $ 61,000 $ 61,000 $ 44,000
Hernando, Florida 1 $ 51,000 $ 51,000 $ 167,000
Lake, Florida 1 $ 55,000 $ 55,000 $ 24,000
Marion, Florida 1 $ 249,000 $ 249,000 $ 0
Okaloosa, Florida 1 $ 298,000 $ 298,000 $ 0
Palm Beach, Florida 1 $ 143,000 $ 143,000 $ 0
Suwannee, Florida 1 $ 96,000 $ 96,000 $ 117,000
Union, Florida 1 $ 62,000 $ 62,000 $ 61,000
Bartow, Georgia 1 $ 59,000 $ 59,000 $ 73,000
Berrien, Georgia 1 $ 20,000 $ 20,000 $ 17,000
Brantley, Georgia 1 $ 31,000 $ 31,000 $ 41,000
Burke, Georgia 1 $ 79,000 $ 79,000 $ 25,000
Carroll, Georgia 1 $ 39,000 $ 39,000 $ 0
Clayton, Georgia 1 $ 92,000 $ 92,000 $ 0
Decatur, Georgia 1 $ 43,000 $ 43,000 $ 63,000
Early, Georgia 1 $ 42,000 $ 42,000 $ 54,000
Effingham, Georgia 1 $ 32,000 $ 32,000 $ 21,000
Gwinnett, Georgia 1 $ 170,000 $ 170,000 $ 0
Henry, Georgia 1 $ 62,000 $ 62,000 $ 0
Lamar, Georgia 1 $ 119,000 $ 119,000 $ 0
Liberty, Georgia 1 $ 103,000 $ 103,000 $ 88,000
Mitchell, Georgia 1 $ 65,000 $ 65,000 $ 58,000
Pickens, Georgia 1 $ 40,000 $ 40,000 $ 31,000
Putnam, Georgia 1 $ 56,000 $ 56,000 $ 29,000
Treutlen, Georgia 1 $ 66,000 $ 66,000 $ 78,000
Rock Island, Illinois 1 $ 83,000 $ 83,000 $ 0
Lake, Indiana 1 $ 86,000 $ 86,000 $ 36,000
Bremer, Iowa 1 $ 204,000 $ 204,000 $ 0
Clinton, Iowa 1 $ 56,000 $ 56,000 $ 0
Page, Iowa 1 $ 118,000 $ 118,000 $ 0
Polk, Iowa 1 $ 119,000 $ 119,000 $ 0
Pottawattamie, Iowa 1 $ 50,000 $ 50,000 $ 0
Scott, Iowa 1 $ 61,000 $ 61,000 $ 0
Barber, Kansas 1 $ 37,000 $ 37,000 $ 137,000
Chautauqua, Kansas 1 $ 67,000 $ 67,000 $ 33,000
Cherokee, Kansas 1 $ 69,000 $ 69,000 $ 59,000
Finney, Kansas 1 $ 159,000 $ 159,000 $ 43,000
Grant, Kansas 1 $ 58,000 $ 58,000 $ 17,000
Lyon, Kansas 1 $ 229,000 $ 229,000 $ 45,000
Marion, Kansas 1 $ 92,000 $ 92,000 $ 75,000
Wabaunsee, Kansas 1 $ 100,000 $ 100,000 $ 191,000
Wallace, Kansas 1 $ 43,000 $ 43,000 $ 34,000
Daviess, Kentucky 1 $ 48,000 $ 48,000 $ 0
Beauregard, Louisiana 1 $ 45,000 $ 45,000 $ 54,000
Franklin, Louisiana 1 $ 60,000 $ 60,000 $ 26,000
Sabine, Louisiana 1 $ 145,000 $ 145,000 $ 138,000
Vernon, Louisiana 1 $ 4,500,000 $ 4,500,000 $ 0
Charles, Maryland 1 $ 178,000 $ 178,000 $ 0
Harford, Maryland 1 $ 163,000 $ 163,000 $ 0
Howard, Maryland 1 $ 258,000 $ 258,000 $ 0
Montgomery, Maryland 1 $ 221,000 $ 221,000 $ 0
Prince George's, Maryland 1 $ 158,000 $ 158,000 $ 0
Kent, Michigan 1 $ 69,000 $ 69,000 $ 0
Lenawee, Michigan 1 $ 103,000 $ 103,000 $ 0
Midland, Michigan 1 $ 70,000 $ 70,000 $ 0
Muskegon, Michigan 1 $ 52,000 $ 52,000 $ 0
Saginaw, Michigan 1 $ 31,000 $ 31,000 $ 0
Attala, Mississippi 1 $ 87,000 $ 87,000 $ 72,000
Coahoma, Mississippi 1 $ 63,000 $ 63,000 $ 41,000
Jackson, Mississippi 1 $ 53,000 $ 53,000 $ 60,000
Jefferson, Mississippi 1 $ 73,000 $ 73,000 $ 33,000
Lauderdale, Mississippi 1 $ 96,000 $ 96,000 $ 32,000
Lincoln, Mississippi 1 $ 130,000 $ 130,000 $ 66,000
Madison, Mississippi 1 $ 81,000 $ 81,000 $ 55,000
Noxubee, Mississippi 1 $ 39,000 $ 39,000 $ 50,000
Pearl River, Mississippi 1 $ 48,000 $ 48,000 $ 80,000
Pike, Mississippi 1 $ 70,000 $ 70,000 $ 44,000
Tate, Mississippi 1 $ 49,000 $ 49,000 $ 0
Jackson, Missouri 1 $ 230,000 $ 230,000 $ 61,000
Morgan, Missouri 1 $ 154,000 $ 154,000 $ 96,000
Stone, Missouri 1 $ 134,000 $ 134,000 $ 97,000
Cass, Nebraska 1 $ 168,000 $ 168,000 $ 0
Sarpy, Nebraska 1 $ 230,000 $ 230,000 $ 0
Cape May, New Jersey 1 $ 132,000 $ 132,000 $ 0
Gloucester, New Jersey 1 $ 406,000 $ 406,000 $ 0
Beaufort, North Carolina 1 $ 104,000 $ 104,000 $ 46,000
Carteret, North Carolina 1 $ 42,000 $ 42,000 $ 29,000
Columbus, North Carolina 1 $ 89,000 $ 89,000 $ 39,000
Forsyth, North Carolina 1 $ 68,000 $ 68,000 $ 0
Gaston, North Carolina 1 $ 46,000 $ 46,000 $ 0
Halifax, North Carolina 1 $ 29,000 $ 29,000 $ 34,000
Hertford, North Carolina 1 $ 26,000 $ 26,000 $ 98,000
Johnston, North Carolina 1 $ 115,000 $ 115,000 $ 0
Macon, North Carolina 1 $ 54,000 $ 54,000 $ 33,000
Northampton, North Carolina 1 $ 36,000 $ 36,000 $ 64,000
Onslow, North Carolina 1 $ 231,000 $ 231,000 $ 0
Pender, North Carolina 1 $ 48,000 $ 48,000 $ 48,000
Robeson, North Carolina 1 $ 37,000 $ 37,000 $ 44,000
Swain, North Carolina 1 $ 90,000 $ 90,000 $ 41,000
Mahoning, Ohio 1 $ 30,000 $ 30,000 $ 0
Adair, Oklahoma 1 $ 50,000 $ 50,000 $ 15,000
Atoka, Oklahoma 1 $ 38,000 $ 38,000 $ 216,000
Blaine, Oklahoma 1 $ 201,000 $ 201,000 $ 96,000
Carter, Oklahoma 1 $ 85,000 $ 85,000 $ 59,000
Coal, Oklahoma 1 $ 153,000 $ 153,000 $ 160,000
Garfield, Oklahoma 1 $ 32,000 $ 32,000 $ 94,000
Garvin, Oklahoma 1 $ 63,000 $ 63,000 $ 55,000
Greer, Oklahoma 1 $ 82,000 $ 82,000 $ 88,000
Harper, Oklahoma 1 $ 42,000 $ 42,000 $ 187,000
Kay, Oklahoma 1 $ 63,000 $ 63,000 $ 61,000
Latimer, Oklahoma 1 $ 126,000 $ 126,000 $ 64,000
Lincoln, Oklahoma 1 $ 40,000 $ 40,000 $ 89,000
Love, Oklahoma 1 $ 85,000 $ 85,000 $ 30,000
Major, Oklahoma 1 $ 94,000 $ 94,000 $ 132,000
Mayes, Oklahoma 1 $ 25,000 $ 25,000 $ 96,000
Nowata, Oklahoma 1 $ 72,000 $ 72,000 $ 43,000
Okfuskee, Oklahoma 1 $ 48,000 $ 48,000 $ 60,000
Osage, Oklahoma 1 $ 262,000 $ 262,000 $ 127,000
Pawnee, Oklahoma 1 $ 7,000 $ 7,000 $ 11,000
Pittsburg, Oklahoma 1 $ 38,000 $ 38,000 $ 41,000
Pontotoc, Oklahoma 1 $ 46,000 $ 46,000 $ 99,000
Pottawatomie, Oklahoma 1 $ 107,000 $ 107,000 $ 55,000
Woodward, Oklahoma 1 $ 56,000 $ 56,000 $ 14,000
Marion, Oregon 1 $ 198,000 $ 198,000 $ 0
Washington, Oregon 1 $ 196,000 $ 196,000 $ 0
Yamhill, Oregon 1 $ 216,000 $ 216,000 $ 0
Allegheny, Pennsylvania 1 $ 92,000 $ 92,000 $ 0
Northampton, Pennsylvania 1 $ 577,000 $ 577,000 $ 0
Snyder, Pennsylvania 1 $ 251,000 $ 251,000 $ 0
Providence, Rhode Island 1 $ 112,000 $ 112,000 $ 0
Washington, Rhode Island 1 $ 99,000 $ 99,000 $ 0
Colleton, South Carolina 1 $ 32,000 $ 32,000 $ 28,000
Darlington, South Carolina 1 $ 32,000 $ 32,000 $ 44,000
Dorchester, South Carolina 1 $ 94,000 $ 94,000 $ 0
Laurens, South Carolina 1 $ 79,000 $ 79,000 $ 35,000
Marion, South Carolina 1 $ 30,000 $ 30,000 $ 50,000
Marlboro, South Carolina 1 $ 65,000 $ 65,000 $ 33,000
Richland, South Carolina 1 $ 110,000 $ 110,000 $ 0
Williamsburg, South Carolina 1 $ 45,000 $ 45,000 $ 29,000
Bradley, Tennessee 1 $ 21,000 $ 21,000 $ 22,000
Carter, Tennessee 1 $ 7,500,000 $ 7,500,000 $ 0
McMinn, Tennessee 1 $ 48,000 $ 48,000 $ 26,000
Monroe, Tennessee 1 $ 35,000 $ 35,000 $ 56,000
Putnam, Tennessee 1 $ 104,000 $ 104,000 $ 70,000
Van Buren, Tennessee 1 $ 64,000 $ 64,000 $ 32,000
Wayne, Tennessee 1 $ 67,000 $ 67,000 $ 83,000
White, Tennessee 1 $ 37,000 $ 37,000 $ 29,000
Andrews, Texas 1 $ 57,000 $ 57,000 $ 29,000
Aransas, Texas 1 $ 41,000 $ 41,000 $ 60,000
Bandera, Texas 1 $ 31,000 $ 31,000 $ 38,000
Bee, Texas 1 $ 11,000 $ 11,000 $ 113,000
Bosque, Texas 1 $ 55,000 $ 55,000 $ 44,000
Caldwell, Texas 1 $ 40,000 $ 40,000 $ 34,000
Camp, Texas 1 $ 60,000 $ 60,000 $ 78,000
Cass, Texas 1 $ 64,000 $ 64,000 $ 53,000
Cooke, Texas 1 $ 24,000 $ 24,000 $ 50,000
DeWitt, Texas 1 $ 37,000 $ 37,000 $ 44,000
Dimmit, Texas 1 $ 48,000 $ 48,000 $ 37,000
Fayette, Texas 1 $ 86,000 $ 86,000 $ 42,000
Fort Bend, Texas 1 $ 123,000 $ 123,000 $ 0
Franklin, Texas 1 $ 27,000 $ 27,000 $ 56,000
Gregg, Texas 1 $ 33,000 $ 33,000 $ 54,000
Hays, Texas 1 $ 32,000 $ 32,000 $ 96,000
Henderson, Texas 1 $ 64,000 $ 64,000 $ 57,000
Hopkins, Texas 1 $ 23,000 $ 23,000 $ 42,000
Howard, Texas 1 $ 28,000 $ 28,000 $ 28,000
Jackson, Texas 1 $ 62,000 $ 62,000 $ 72,000
Jefferson, Texas 1 $ 34,000 $ 34,000 $ 72,000
Jim Hogg, Texas 1 $ 73,000 $ 73,000 $ 65,000
Jim Wells, Texas 1 $ 37,000 $ 37,000 $ 43,000
Leon, Texas 1 $ 47,000 $ 47,000 $ 53,000
Marion, Texas 1 $ 40,000 $ 40,000 $ 45,000
Medina, Texas 1 $ 34,000 $ 34,000 $ 38,000
Nacogdoches, Texas 1 $ 28,000 $ 28,000 $ 40,000
Navarro, Texas 1 $ 61,000 $ 61,000 $ 174,000
Ochiltree, Texas 1 $ 207,000 $ 207,000 $ 120,000
Rains, Texas 1 $ 176,000 $ 176,000 $ 250,000
Rusk, Texas 1 $ 107,000 $ 107,000 $ 40,000
San Augustine, Texas 1 $ 95,000 $ 95,000 $ 53,000
San Jacinto, Texas 1 $ 22,000 $ 22,000 $ 91,000
Schleicher, Texas 1 $ 38,000 $ 38,000 $ 75,000
Scurry, Texas 1 $ 62,000 $ 62,000 $ 28,000
Shelby, Texas 1 $ 55,000 $ 55,000 $ 72,000
Tarrant, Texas 1 $ 44,000 $ 44,000 $ 46,000
Terry, Texas 1 $ 94,000 $ 94,000 $ 90,000
Trinity, Texas 1 $ 73,000 $ 73,000 $ 75,000
Tyler, Texas 1 $ 63,000 $ 63,000 $ 277,000
Washington, Texas 1 $ 23,000 $ 23,000 $ 19,000
Wharton, Texas 1 $ 36,000 $ 36,000 $ 21,000
Wichita, Texas 1 $ 52,000 $ 52,000 $ 36,000
Williamson, Texas 1 $ 180,000 $ 180,000 $ 0
Wood, Texas 1 $ 34,000 $ 34,000 $ 33,000
Davis, Utah 1 $ 947,000 $ 947,000 $ 0
Albemarle, Virginia 1 $ 247,000 $ 247,000 $ 0
Appomattox, Virginia 1 $ 167,000 $ 167,000 $ 0
Bedford, Virginia 1 $ 193,000 $ 193,000 $ 0
Campbell, Virginia 1 $ 190,000 $ 190,000 $ 0
Gloucester, Virginia 1 $ 228,000 $ 228,000 $ 0
James City, Virginia 1 $ 173,000 $ 173,000 $ 0
Stafford, Virginia 1 $ 156,000 $ 156,000 $ 0
Virginia Beach, Virginia 1 $ 337,000 $ 337,000 $ 0
York, Virginia 1 $ 179,000 $ 179,000 $ 0
Adams, Wisconsin 1 $ 11,000 $ 11,000 $ 41,000
Rock, Wisconsin 1 $ 72,000 $ 72,000 $ 0

Mortgage Loan Application Detail Totals for Fidelity Bank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,840 $250,536,000 $136,000 $9,000,000 $64,000 $1,800,000
Refinancing 908 $184,472,000 $203,000 $9,525,000 $82,000 $912,000
Home Improvement 107 $5,097,000 $47,000 $1,700,000 $62,000 $193,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,249 $279,828,000 $124,000 $825,000 $79,000 $1,800,000
Not applicable 269 $127,914,000 $475,000 $9,525,000 $0 $0
Hispanic 133 $11,141,000 $83,000 $356,000 $50,000 $241,000
Asian 83 $11,304,000 $136,000 $506,000 $70,000 $365,000
Black or African American 69 $7,160,000 $103,000 $276,000 $65,000 $180,000
Not Provided 42 $1,990,000 $47,000 $223,000 $74,000 $350,000
American Indian or Alaskan Native 8 $372,000 $46,000 $90,000 $69,000 $127,000
Native Hawaiian or Other Pacific Islander 2 $396,000 $198,000 $270,000 $64,000 $64,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,712 $295,042,000 $172,000 $9,525,000 $82,000 $1,800,000
FHA-insured (Federal Housing Administration) 849 $100,414,000 $118,000 $411,000 $49,000 $270,000
VA-guaranteed (Veterans Administration) 207 $34,161,000 $165,000 $577,000 $58,000 $212,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 87 $10,488,000 $120,000 $312,000 $42,000 $109,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,130 $329,539,000 $154,000 $9,525,000 $76,000 $1,800,000
Application Denied By Financial Institution 318 $29,249,000 $91,000 $9,000,000 $55,000 $294,000
Loan Purchased By The Institution 157 $39,533,000 $251,000 $2,740,000 $0 $0
Application Withdrawn By Applicant 156 $20,702,000 $132,000 $769,000 $79,000 $414,000
Application Approved But Not Accepted 91 $20,514,000 $225,000 $8,400,000 $61,000 $316,000
File Closed For Incompleteness 3 $568,000 $189,000 $320,000 $364,000 $640,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 140 $7,601,000 $54,000 $243,000 $55,000 $216,000
Debt-To-Income Ratio 45 $3,178,000 $70,000 $411,000 $53,000 $294,000
Unverifiable Information 38 $2,110,000 $55,000 $153,000 $52,000 $160,000
Insufficient Cash (Downpayment, Closing Cost) 37 $2,729,000 $73,000 $147,000 $62,000 $241,000
Collateral 28 $10,448,000 $373,000 $9,000,000 $52,000 $147,000
Other 22 $2,528,000 $114,000 $292,000 $58,000 $161,000
Employment History 6 $485,000 $80,000 $120,000 $45,000 $75,000
Credit Application Incomplete 1 $39,000 $39,000 $39,000 $84,000 $84,000
Mortgage Insurance Denied 1 $131,000 $131,000 $131,000 $39,000 $39,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fidelity Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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