Fidelity Bank Mortgage Lending & HMDA Data, 2013

In 2013, Fidelity Bank of Wichita, KS reported 2,583 mortgage applications totaling $453.5 million, down 10% from 2012. The average application was for $175,558, and applicants reported an average income of $68,269. 68% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Wichita, KS (1,500), Oklahoma City, OK (267) and Lawrence, KS (103) (applications in parentheses).

Mortgage Company & Address Fidelity Bank
100 E English
Wichita, KS 67202
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 2,583
Total Mortgage Loan Application Amount $453,467,000
Average Mortgage Loan Application Amount $175,558
Highest Mortgage Loan Application Amount $12,000,000
Average Applicant Income $68,269
Highest Applicant Income $2,165,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fidelity Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Fidelity Bank by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Sedgwick, Kansas 1,301 $ 168,132,000 $ 129,232 $ 71,000
Oklahoma, Oklahoma 186 $ 36,968,000 $ 198,752 $ 86,000
Butler, Kansas 130 $ 25,161,000 $ 193,546 $ 73,000
Douglas, Kansas 103 $ 14,802,000 $ 143,708 $ 76,000
Sumner, Kansas 55 $ 5,207,000 $ 94,672 $ 51,000
Cleveland, Oklahoma 33 $ 6,159,000 $ 186,636 $ 88,000
Canadian, Oklahoma 32 $ 9,259,000 $ 289,343 $ 61,000
Harris, Texas 27 $ 79,249,000 $ 2,935,148 $ 18,000
Johnson, Kansas 17 $ 2,343,000 $ 137,823 $ 63,000
Cowley, Kansas 14 $ 2,865,000 $ 204,642 $ 53,000
Harvey, Kansas 14 $ 1,249,000 $ 89,214 $ 65,000
Jefferson, Kansas 14 $ 1,681,000 $ 120,071 $ 56,000
Tulsa, Oklahoma 14 $ 1,069,000 $ 76,357 $ 89,000
Reno, Kansas 10 $ 1,235,000 $ 123,500 $ 55,000
Lauderdale, Mississippi 10 $ 648,000 $ 64,800 $ 45,000
Logan, Oklahoma 9 $ 590,000 $ 65,555 $ 76,000
Rogers, Oklahoma 8 $ 519,000 $ 64,875 $ 121,000
Columbia, Florida 6 $ 381,000 $ 63,500 $ 54,000
Leavenworth, Kansas 6 $ 804,000 $ 134,000 $ 66,000
Ector, Texas 6 $ 295,000 $ 49,166 $ 45,000
Windham, Connecticut 5 $ 850,000 $ 170,000 $ 0
Macomb, Michigan 5 $ 132,000 $ 26,400 $ 61,000
McClain, Oklahoma 5 $ 358,000 $ 71,600 $ 557,000
Jasper, Texas 5 $ 195,000 $ 39,000 $ 58,000
Pasco, Florida 4 $ 155,000 $ 38,750 $ 43,000
Franklin, Kansas 4 $ 335,000 $ 83,750 $ 86,000
Harper, Kansas 4 $ 157,000 $ 39,250 $ 60,000
Osage, Kansas 4 $ 385,000 $ 96,250 $ 80,000
Livingston, Louisiana 4 $ 306,000 $ 76,500 $ 65,000
Forrest, Mississippi 4 $ 300,000 $ 75,000 $ 34,000
Marion, Mississippi 4 $ 232,000 $ 58,000 $ 54,000
Jackson, Missouri 4 $ 15,438,000 $ 3,859,500 $ 22,000
Marshall, Oklahoma 4 $ 120,000 $ 30,000 $ 72,000
McIntosh, Oklahoma 4 $ 147,000 $ 36,750 $ 72,000
Muskogee, Oklahoma 4 $ 391,000 $ 97,750 $ 58,000
Smith, Texas 4 $ 505,000 $ 126,250 $ 89,000
Tuscaloosa, Alabama 3 $ 292,000 $ 97,333 $ 64,000
New London, Connecticut 3 $ 448,000 $ 149,333 $ 0
Broward, Florida 3 $ 470,000 $ 156,666 $ 52,000
Suwannee, Florida 3 $ 240,000 $ 80,000 $ 63,000
Saline, Kansas 3 $ 202,000 $ 67,333 $ 94,000
Ouachita, Louisiana 3 $ 244,000 $ 81,333 $ 68,000
Prince George's, Maryland 3 $ 574,000 $ 191,333 $ 0
St. Clair, Michigan 3 $ 64,000 $ 21,333 $ 87,000
Clarke, Mississippi 3 $ 142,000 $ 47,333 $ 49,000
Lamar, Mississippi 3 $ 168,000 $ 56,000 $ 50,000
Bryan, Oklahoma 3 $ 181,000 $ 60,333 $ 53,000
Creek, Oklahoma 3 $ 165,000 $ 55,000 $ 91,000
Delaware, Oklahoma 3 $ 371,000 $ 123,666 $ 131,000
Payne, Oklahoma 3 $ 9,496,000 $ 3,165,333 $ 35,000
Pittsburg, Oklahoma 3 $ 118,000 $ 39,333 $ 44,000
Florence, South Carolina 3 $ 127,000 $ 42,333 $ 55,000
Bexar, Texas 3 $ 147,000 $ 49,000 $ 45,000
Galveston, Texas 3 $ 1,797,000 $ 599,000 $ 45,000
Hidalgo, Texas 3 $ 125,000 $ 41,666 $ 36,000
Midland, Texas 3 $ 191,000 $ 63,666 $ 81,000
Newton, Texas 3 $ 109,000 $ 36,333 $ 51,000
Orange, Texas 3 $ 193,000 $ 64,333 $ 54,000
Travis, Texas 3 $ 5,311,000 $ 1,770,333 $ 18,000
Wheeler, Texas 3 $ 95,000 $ 31,666 $ 58,000
Chesapeake, Virginia 3 $ 595,000 $ 198,333 $ 0
Hampton, Virginia 3 $ 324,000 $ 108,000 $ 0
Norfolk, Virginia 3 $ 482,000 $ 160,666 $ 0
Mobile, Alabama 2 $ 147,000 $ 73,500 $ 75,000
Talladega, Alabama 2 $ 202,000 $ 101,000 $ 77,000
Tallapoosa, Alabama 2 $ 78,000 $ 39,000 $ 35,000
Conway, Arkansas 2 $ 119,000 $ 59,500 $ 41,000
Faulkner, Arkansas 2 $ 79,000 $ 39,500 $ 31,000
Garland, Arkansas 2 $ 152,000 $ 76,000 $ 63,000
White, Arkansas 2 $ 174,000 $ 87,000 $ 106,000
Mesa, Colorado 2 $ 147,000 $ 73,500 $ 47,000
Weld, Colorado 2 $ 88,000 $ 44,000 $ 35,000
Citrus, Florida 2 $ 139,000 $ 69,500 $ 61,000
Duval, Florida 2 $ 167,000 $ 83,500 $ 46,000
Lafayette, Florida 2 $ 117,000 $ 58,500 $ 46,000
Nassau, Florida 2 $ 133,000 $ 66,500 $ 51,000
Seminole, Florida 2 $ 40,000 $ 20,000 $ 27,000
Wakulla, Florida 2 $ 107,000 $ 53,500 $ 63,000
Dade, Georgia 2 $ 145,000 $ 72,500 $ 47,000
Ware, Georgia 2 $ 143,000 $ 71,500 $ 38,000
Clarke, Iowa 2 $ 304,000 $ 152,000 $ 0
Marion, Kansas 2 $ 81,000 $ 40,500 $ 33,000
Pratt, Kansas 2 $ 73,000 $ 36,500 $ 55,000
Shawnee, Kansas 2 $ 367,000 $ 183,500 $ 93,000
De Soto, Louisiana 2 $ 162,000 $ 81,000 $ 149,000
Natchitoches, Louisiana 2 $ 261,000 $ 130,500 $ 115,000
Covington, Mississippi 2 $ 118,000 $ 59,000 $ 42,000
Jackson, Mississippi 2 $ 71,000 $ 35,500 $ 32,000
Jasper, Mississippi 2 $ 75,000 $ 37,500 $ 118,000
Kemper, Mississippi 2 $ 138,000 $ 69,000 $ 32,000
Leake, Mississippi 2 $ 260,000 $ 130,000 $ 115,000
Lowndes, Mississippi 2 $ 100,000 $ 50,000 $ 28,000
Monroe, Mississippi 2 $ 82,000 $ 41,000 $ 64,000
Wayne, Mississippi 2 $ 157,000 $ 78,500 $ 76,000
Douglas, Nebraska 2 $ 248,000 $ 124,000 $ 0
Dare, North Carolina 2 $ 58,000 $ 29,000 $ 155,000
Iredell, North Carolina 2 $ 172,000 $ 86,000 $ 0
Robeson, North Carolina 2 $ 146,000 $ 73,000 $ 31,000
Mahoning, Ohio 2 $ 68,000 $ 34,000 $ 0
Caddo, Oklahoma 2 $ 218,000 $ 109,000 $ 53,000
Carter, Oklahoma 2 $ 117,000 $ 58,500 $ 45,000
Garfield, Oklahoma 2 $ 33,000 $ 16,500 $ 74,000
Garvin, Oklahoma 2 $ 150,000 $ 75,000 $ 72,000
Kingfisher, Oklahoma 2 $ 143,000 $ 71,500 $ 29,000
Mayes, Oklahoma 2 $ 73,000 $ 36,500 $ 53,000
Okfuskee, Oklahoma 2 $ 144,000 $ 72,000 $ 94,000
Aiken, South Carolina 2 $ 130,000 $ 65,000 $ 37,000
Darlington, South Carolina 2 $ 140,000 $ 70,000 $ 61,000
Atascosa, Texas 2 $ 97,000 $ 48,500 $ 50,000
Bastrop, Texas 2 $ 229,000 $ 114,500 $ 54,000
Dallas, Texas 2 $ 154,000 $ 77,000 $ 0
Grimes, Texas 2 $ 120,000 $ 60,000 $ 59,000
Guadalupe, Texas 2 $ 89,000 $ 44,500 $ 203,000
Hardin, Texas 2 $ 120,000 $ 60,000 $ 50,000
Harrison, Texas 2 $ 117,000 $ 58,500 $ 60,000
Hays, Texas 2 $ 196,000 $ 98,000 $ 37,000
Hill, Texas 2 $ 100,000 $ 50,000 $ 56,000
Liberty, Texas 2 $ 90,000 $ 45,000 $ 81,000
Lubbock, Texas 2 $ 65,000 $ 32,500 $ 44,000
Montgomery, Texas 2 $ 93,000 $ 46,500 $ 69,000
Potter, Texas 2 $ 37,000 $ 18,500 $ 26,000
Rusk, Texas 2 $ 71,000 $ 35,500 $ 29,000
Tarrant, Texas 2 $ 1,932,000 $ 966,000 $ 46,000
Williamson, Texas 2 $ 179,000 $ 89,500 $ 0
Wood, Texas 2 $ 144,000 $ 72,000 $ 81,000
Chesterfield, Virginia 2 $ 264,000 $ 132,000 $ 0
Fairfax, Virginia 2 $ 672,000 $ 336,000 $ 0
Prince William, Virginia 2 $ 436,000 $ 218,000 $ 0
Stafford, Virginia 2 $ 547,000 $ 273,500 $ 0
Suffolk, Virginia 2 $ 562,000 $ 281,000 $ 0
Bibb, Alabama 1 $ 81,000 $ 81,000 $ 78,000
Cullman, Alabama 1 $ 72,000 $ 72,000 $ 60,000
Elmore, Alabama 1 $ 132,000 $ 132,000 $ 121,000
Geneva, Alabama 1 $ 161,000 $ 161,000 $ 84,000
Pima, Arizona 1 $ 787,000 $ 787,000 $ 0
Arkansas, Arkansas 1 $ 46,000 $ 46,000 $ 44,000
Ashley, Arkansas 1 $ 125,000 $ 125,000 $ 94,000
Chicot, Arkansas 1 $ 101,000 $ 101,000 $ 159,000
Cleburne, Arkansas 1 $ 39,000 $ 39,000 $ 59,000
Cleveland, Arkansas 1 $ 20,000 $ 20,000 $ 91,000
Crawford, Arkansas 1 $ 42,000 $ 42,000 $ 45,000
Drew, Arkansas 1 $ 27,000 $ 27,000 $ 168,000
Independence, Arkansas 1 $ 39,000 $ 39,000 $ 24,000
Jefferson, Arkansas 1 $ 103,000 $ 103,000 $ 96,000
Little River, Arkansas 1 $ 42,000 $ 42,000 $ 43,000
Logan, Arkansas 1 $ 42,000 $ 42,000 $ 28,000
Lonoke, Arkansas 1 $ 30,000 $ 30,000 $ 49,000
Miller, Arkansas 1 $ 161,000 $ 161,000 $ 65,000
Mississippi, Arkansas 1 $ 65,000 $ 65,000 $ 51,000
Newton, Arkansas 1 $ 59,000 $ 59,000 $ 25,000
Poinsett, Arkansas 1 $ 42,000 $ 42,000 $ 16,000
Saline, Arkansas 1 $ 18,000 $ 18,000 $ 35,000
Sebastian, Arkansas 1 $ 38,000 $ 38,000 $ 23,000
Sevier, Arkansas 1 $ 58,000 $ 58,000 $ 55,000
Union, Arkansas 1 $ 166,000 $ 166,000 $ 83,000
Los Angeles, California 1 $ 680,000 $ 680,000 $ 0
Riverside, California 1 $ 2,128,000 $ 2,128,000 $ 0
Arapahoe, Colorado 1 $ 1,383,000 $ 1,383,000 $ 0
Custer, Colorado 1 $ 103,000 $ 103,000 $ 50,000
Eagle, Colorado 1 $ 85,000 $ 85,000 $ 68,000
Garfield, Colorado 1 $ 50,000 $ 50,000 $ 35,000
Larimer, Colorado 1 $ 40,000 $ 40,000 $ 60,000
New Haven, Connecticut 1 $ 236,000 $ 236,000 $ 0
Kent, Delaware 1 $ 261,000 $ 261,000 $ 0
Sussex, Delaware 1 $ 161,000 $ 161,000 $ 0
District of Columbia, District Of Columbia 1 $ 190,000 $ 190,000 $ 0
Alachua, Florida 1 $ 43,000 $ 43,000 $ 28,000
Bay, Florida 1 $ 71,000 $ 71,000 $ 40,000
Brevard, Florida 1 $ 350,000 $ 350,000 $ 0
Charlotte, Florida 1 $ 83,000 $ 83,000 $ 55,000
Clay, Florida 1 $ 54,000 $ 54,000 $ 86,000
Collier, Florida 1 $ 82,000 $ 82,000 $ 292,000
Dixie, Florida 1 $ 46,000 $ 46,000 $ 38,000
Gadsden, Florida 1 $ 262,000 $ 262,000 $ 0
Glades, Florida 1 $ 56,000 $ 56,000 $ 86,000
Hamilton, Florida 1 $ 87,000 $ 87,000 $ 30,000
Hillsborough, Florida 1 $ 39,000 $ 39,000 $ 89,000
Holmes, Florida 1 $ 19,000 $ 19,000 $ 112,000
Lee, Florida 1 $ 61,000 $ 61,000 $ 36,000
Madison, Florida 1 $ 63,000 $ 63,000 $ 43,000
Marion, Florida 1 $ 44,000 $ 44,000 $ 26,000
Martin, Florida 1 $ 69,000 $ 69,000 $ 43,000
Miami-Dade, Florida 1 $ 46,000 $ 46,000 $ 68,000
Okaloosa, Florida 1 $ 49,000 $ 49,000 $ 29,000
Orange, Florida 1 $ 15,000 $ 15,000 $ 54,000
Palm Beach, Florida 1 $ 215,000 $ 215,000 $ 0
Pinellas, Florida 1 $ 15,000 $ 15,000 $ 54,000
Sarasota, Florida 1 $ 100,000 $ 100,000 $ 186,000
Union, Florida 1 $ 82,000 $ 82,000 $ 73,000
Volusia, Florida 1 $ 227,000 $ 227,000 $ 0
Walton, Florida 1 $ 81,000 $ 81,000 $ 62,000
Washington, Florida 1 $ 71,000 $ 71,000 $ 44,000
Cherokee, Georgia 1 $ 95,000 $ 95,000 $ 68,000
Coffee, Georgia 1 $ 54,000 $ 54,000 $ 57,000
Dodge, Georgia 1 $ 103,000 $ 103,000 $ 0
Effingham, Georgia 1 $ 29,000 $ 29,000 $ 14,000
Emanuel, Georgia 1 $ 61,000 $ 61,000 $ 30,000
Gwinnett, Georgia 1 $ 29,000 $ 29,000 $ 48,000
Henry, Georgia 1 $ 65,000 $ 65,000 $ 0
Jackson, Georgia 1 $ 57,000 $ 57,000 $ 31,000
Lowndes, Georgia 1 $ 44,000 $ 44,000 $ 34,000
Worth, Georgia 1 $ 53,000 $ 53,000 $ 99,000
Dallas, Iowa 1 $ 93,000 $ 93,000 $ 0
Madison, Iowa 1 $ 65,000 $ 65,000 $ 0
Polk, Iowa 1 $ 97,000 $ 97,000 $ 0
Clark, Kansas 1 $ 81,000 $ 81,000 $ 63,000
Crawford, Kansas 1 $ 222,000 $ 222,000 $ 114,000
Finney, Kansas 1 $ 215,000 $ 215,000 $ 124,000
Greenwood, Kansas 1 $ 92,000 $ 92,000 $ 40,000
Kingman, Kansas 1 $ 4,000 $ 4,000 $ 68,000
Meade, Kansas 1 $ 72,000 $ 72,000 $ 47,000
Miami, Kansas 1 $ 148,000 $ 148,000 $ 56,000
Pottawatomie, Kansas 1 $ 151,000 $ 151,000 $ 62,000
Rice, Kansas 1 $ 98,000 $ 98,000 $ 62,000
Woodson, Kansas 1 $ 79,000 $ 79,000 $ 26,000
Bossier, Louisiana 1 $ 93,000 $ 93,000 $ 106,000
Caddo, Louisiana 1 $ 133,000 $ 133,000 $ 55,000
Calcasieu, Louisiana 1 $ 154,000 $ 154,000 $ 225,000
Caldwell, Louisiana 1 $ 110,000 $ 110,000 $ 105,000
Concordia, Louisiana 1 $ 131,000 $ 131,000 $ 116,000
Iberville, Louisiana 1 $ 38,000 $ 38,000 $ 26,000
Lafayette, Louisiana 1 $ 100,000 $ 100,000 $ 97,000
Lafourche, Louisiana 1 $ 88,000 $ 88,000 $ 45,000
Madison, Louisiana 1 $ 26,000 $ 26,000 $ 38,000
Rapides, Louisiana 1 $ 53,000 $ 53,000 $ 63,000
Richland, Louisiana 1 $ 106,000 $ 106,000 $ 120,000
St. Helena, Louisiana 1 $ 62,000 $ 62,000 $ 36,000
St. Landry, Louisiana 1 $ 45,000 $ 45,000 $ 64,000
Tangipahoa, Louisiana 1 $ 105,000 $ 105,000 $ 64,000
Washington, Louisiana 1 $ 87,000 $ 87,000 $ 56,000
West Baton Rouge, Louisiana 1 $ 85,000 $ 85,000 $ 86,000
Anne Arundel, Maryland 1 $ 187,000 $ 187,000 $ 0
Houghton, Michigan 1 $ 24,000 $ 24,000 $ 0
Saginaw, Michigan 1 $ 35,000 $ 35,000 $ 0
Wayne, Michigan 1 $ 69,000 $ 69,000 $ 102,000
Dakota, Minnesota 1 $ 20,000 $ 20,000 $ 178,000
Wright, Minnesota 1 $ 93,000 $ 93,000 $ 167,000
Amite, Mississippi 1 $ 99,000 $ 99,000 $ 62,000
Copiah, Mississippi 1 $ 86,000 $ 86,000 $ 73,000
Franklin, Mississippi 1 $ 74,000 $ 74,000 $ 58,000
Jones, Mississippi 1 $ 44,000 $ 44,000 $ 349,000
Pearl River, Mississippi 1 $ 59,000 $ 59,000 $ 27,000
Pike, Mississippi 1 $ 54,000 $ 54,000 $ 28,000
Pontotoc, Mississippi 1 $ 69,000 $ 69,000 $ 56,000
Rankin, Mississippi 1 $ 30,000 $ 30,000 $ 21,000
Smith, Mississippi 1 $ 66,000 $ 66,000 $ 42,000
Warren, Mississippi 1 $ 87,000 $ 87,000 $ 72,000
Barry, Missouri 1 $ 34,000 $ 34,000 $ 72,000
Cass, Missouri 1 $ 304,000 $ 304,000 $ 171,000
Sarpy, Nebraska 1 $ 142,000 $ 142,000 $ 0
Clark, Nevada 1 $ 126,000 $ 126,000 $ 0
Douglas, Nevada 1 $ 32,000 $ 32,000 $ 85,000
Atlantic, New Jersey 1 $ 218,000 $ 218,000 $ 0
Burlington, New Jersey 1 $ 47,000 $ 47,000 $ 0
Gloucester, New Jersey 1 $ 296,000 $ 296,000 $ 0
Sussex, New Jersey 1 $ 66,000 $ 66,000 $ 0
Union, New Jersey 1 $ 115,000 $ 115,000 $ 0
Chaves, New Mexico 1 $ 130,000 $ 130,000 $ 72,000
Dona Ana, New Mexico 1 $ 43,000 $ 43,000 $ 36,000
Eddy, New Mexico 1 $ 99,000 $ 99,000 $ 43,000
Hidalgo, New Mexico 1 $ 52,000 $ 52,000 $ 52,000
Lea, New Mexico 1 $ 77,000 $ 77,000 $ 108,000
Santa Fe, New Mexico 1 $ 36,000 $ 36,000 $ 29,000
Socorro, New Mexico 1 $ 119,000 $ 119,000 $ 88,000
Brunswick, North Carolina 1 $ 11,000 $ 11,000 $ 41,000
Carteret, North Carolina 1 $ 40,000 $ 40,000 $ 124,000
Granville, North Carolina 1 $ 53,000 $ 53,000 $ 57,000
Greene, North Carolina 1 $ 29,000 $ 29,000 $ 49,000
Nash, North Carolina 1 $ 29,000 $ 29,000 $ 60,000
Northampton, North Carolina 1 $ 36,000 $ 36,000 $ 70,000
Randolph, North Carolina 1 $ 93,000 $ 93,000 $ 0
Williams, North Dakota 1 $ 312,000 $ 312,000 $ 0
Butler, Ohio 1 $ 45,000 $ 45,000 $ 0
Franklin, Ohio 1 $ 38,000 $ 38,000 $ 0
Montgomery, Ohio 1 $ 58,000 $ 58,000 $ 0
Ross, Ohio 1 $ 46,000 $ 46,000 $ 0
Adair, Oklahoma 1 $ 25,000 $ 25,000 $ 33,000
Beckham, Oklahoma 1 $ 72,000 $ 72,000 $ 48,000
Cherokee, Oklahoma 1 $ 20,000 $ 20,000 $ 28,000
Choctaw, Oklahoma 1 $ 43,000 $ 43,000 $ 64,000
Custer, Oklahoma 1 $ 55,000 $ 55,000 $ 58,000
Dewey, Oklahoma 1 $ 45,000 $ 45,000 $ 34,000
Ellis, Oklahoma 1 $ 30,000 $ 30,000 $ 103,000
Grady, Oklahoma 1 $ 47,000 $ 47,000 $ 102,000
Hughes, Oklahoma 1 $ 48,000 $ 48,000 $ 42,000
Jackson, Oklahoma 1 $ 68,000 $ 68,000 $ 70,000
Kay, Oklahoma 1 $ 24,000 $ 24,000 $ 80,000
Latimer, Oklahoma 1 $ 74,000 $ 74,000 $ 60,000
Le Flore, Oklahoma 1 $ 82,000 $ 82,000 $ 60,000
Lincoln, Oklahoma 1 $ 31,000 $ 31,000 $ 90,000
Love, Oklahoma 1 $ 106,000 $ 106,000 $ 76,000
McCurtain, Oklahoma 1 $ 136,000 $ 136,000 $ 66,000
Nowata, Oklahoma 1 $ 60,000 $ 60,000 $ 31,000
Osage, Oklahoma 1 $ 94,000 $ 94,000 $ 70,000
Pawnee, Oklahoma 1 $ 152,000 $ 152,000 $ 162,000
Pottawatomie, Oklahoma 1 $ 72,000 $ 72,000 $ 96,000
Pushmataha, Oklahoma 1 $ 116,000 $ 116,000 $ 57,000
Sequoyah, Oklahoma 1 $ 40,000 $ 40,000 $ 49,000
Stephens, Oklahoma 1 $ 98,000 $ 98,000 $ 180,000
Woodward, Oklahoma 1 $ 63,000 $ 63,000 $ 37,000
Clackamas, Oregon 1 $ 258,000 $ 258,000 $ 0
Lancaster, Pennsylvania 1 $ 124,000 $ 124,000 $ 0
Lawrence, Pennsylvania 1 $ 111,000 $ 111,000 $ 0
Lehigh, Pennsylvania 1 $ 150,000 $ 150,000 $ 0
Philadelphia, Pennsylvania 1 $ 160,000 $ 160,000 $ 0
York, Pennsylvania 1 $ 76,000 $ 76,000 $ 0
Chesterfield, South Carolina 1 $ 60,000 $ 60,000 $ 44,000
Lancaster, South Carolina 1 $ 13,000 $ 13,000 $ 155,000
Bedford, Tennessee 1 $ 75,000 $ 75,000 $ 0
Hamilton, Tennessee 1 $ 63,000 $ 63,000 $ 44,000
Knox, Tennessee 1 $ 71,000 $ 71,000 $ 105,000
Montgomery, Tennessee 1 $ 27,000 $ 27,000 $ 74,000
Polk, Tennessee 1 $ 60,000 $ 60,000 $ 57,000
Rutherford, Tennessee 1 $ 95,000 $ 95,000 $ 0
Shelby, Tennessee 1 $ 40,000 $ 40,000 $ 0
Sullivan, Tennessee 1 $ 44,000 $ 44,000 $ 50,000
Bosque, Texas 1 $ 29,000 $ 29,000 $ 344,000
Brazoria, Texas 1 $ 46,000 $ 46,000 $ 38,000
Brazos, Texas 1 $ 4,760,000 $ 4,760,000 $ 0
Burleson, Texas 1 $ 43,000 $ 43,000 $ 62,000
Cass, Texas 1 $ 51,000 $ 51,000 $ 37,000
Cherokee, Texas 1 $ 37,000 $ 37,000 $ 63,000
Collin, Texas 1 $ 102,000 $ 102,000 $ 0
Comal, Texas 1 $ 34,000 $ 34,000 $ 26,000
Comanche, Texas 1 $ 40,000 $ 40,000 $ 47,000
Cooke, Texas 1 $ 91,000 $ 91,000 $ 70,000
Coryell, Texas 1 $ 46,000 $ 46,000 $ 116,000
Crockett, Texas 1 $ 47,000 $ 47,000 $ 30,000
Duval, Texas 1 $ 46,000 $ 46,000 $ 32,000
Eastland, Texas 1 $ 58,000 $ 58,000 $ 90,000
Ellis, Texas 1 $ 24,000 $ 24,000 $ 45,000
Fort Bend, Texas 1 $ 51,000 $ 51,000 $ 43,000
Gillespie, Texas 1 $ 28,000 $ 28,000 $ 85,000
Goliad, Texas 1 $ 34,000 $ 34,000 $ 146,000
Grayson, Texas 1 $ 34,000 $ 34,000 $ 45,000
Hansford, Texas 1 $ 41,000 $ 41,000 $ 144,000
Jones, Texas 1 $ 26,000 $ 26,000 $ 117,000
Lee, Texas 1 $ 41,000 $ 41,000 $ 35,000
Limestone, Texas 1 $ 27,000 $ 27,000 $ 260,000
Medina, Texas 1 $ 37,000 $ 37,000 $ 58,000
Nueces, Texas 1 $ 27,000 $ 27,000 $ 53,000
Parker, Texas 1 $ 32,000 $ 32,000 $ 61,000
Pecos, Texas 1 $ 44,000 $ 44,000 $ 139,000
Red River, Texas 1 $ 60,000 $ 60,000 $ 52,000
Rockwall, Texas 1 $ 15,000 $ 15,000 $ 40,000
Runnels, Texas 1 $ 143,000 $ 143,000 $ 209,000
San Augustine, Texas 1 $ 27,000 $ 27,000 $ 47,000
Trinity, Texas 1 $ 29,000 $ 29,000 $ 60,000
Upshur, Texas 1 $ 174,000 $ 174,000 $ 77,000
Walker, Texas 1 $ 45,000 $ 45,000 $ 62,000
Wharton, Texas 1 $ 29,000 $ 29,000 $ 50,000
Wilbarger, Texas 1 $ 72,000 $ 72,000 $ 52,000
Wilson, Texas 1 $ 27,000 $ 27,000 $ 88,000
Wise, Texas 1 $ 41,000 $ 41,000 $ 83,000
Yoakum, Texas 1 $ 30,000 $ 30,000 $ 60,000
Zavala, Texas 1 $ 56,000 $ 56,000 $ 78,000
Utah, Utah 1 $ 546,000 $ 546,000 $ 0
Amelia, Virginia 1 $ 152,000 $ 152,000 $ 0
Arlington, Virginia 1 $ 242,000 $ 242,000 $ 0
Augusta, Virginia 1 $ 167,000 $ 167,000 $ 0
Franklin City, Virginia 1 $ 134,000 $ 134,000 $ 0
Hopewell, Virginia 1 $ 67,000 $ 67,000 $ 0
Isle of Wight, Virginia 1 $ 278,000 $ 278,000 $ 0
Louisa, Virginia 1 $ 155,000 $ 155,000 $ 0
Manassas, Virginia 1 $ 277,000 $ 277,000 $ 0
Mathews, Virginia 1 $ 202,000 $ 202,000 $ 0
Newport News, Virginia 1 $ 86,000 $ 86,000 $ 0
Portsmouth, Virginia 1 $ 95,000 $ 95,000 $ 0
Roanoke City, Virginia 1 $ 91,000 $ 91,000 $ 0
Sussex, Virginia 1 $ 161,000 $ 161,000 $ 0
Waynesboro, Virginia 1 $ 152,000 $ 152,000 $ 0
York, Virginia 1 $ 151,000 $ 151,000 $ 0
King, Washington 1 $ 4,655,000 $ 4,655,000 $ 0
Berkeley, West Virginia 1 $ 241,000 $ 241,000 $ 0
Kanawha, West Virginia 1 $ 72,000 $ 72,000 $ 18,000
Mingo, West Virginia 1 $ 71,000 $ 71,000 $ 0
Dane, Wisconsin 1 $ 159,000 $ 159,000 $ 0
Milwaukee, Wisconsin 1 $ 132,000 $ 132,000 $ 0

Mortgage Loan Application Detail Totals for Fidelity Bank in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,901 $281,835,000 $148,000 $12,000,000 $68,000 $2,165,000
Refinancing 576 $168,198,000 $292,000 $11,500,000 $67,000 $1,039,000
Home Improvement 106 $3,434,000 $32,000 $268,000 $80,000 $420,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,978 $228,957,000 $115,000 $720,000 $78,000 $2,165,000
Not applicable 288 $196,119,000 $680,000 $12,000,000 $0 $0
Hispanic 108 $8,526,000 $78,000 $266,000 $49,000 $166,000
Asian 73 $10,463,000 $143,000 $995,000 $66,000 $260,000
Not Provided 72 $2,902,000 $40,000 $250,000 $102,000 $1,039,000
Black or African American 53 $5,559,000 $104,000 $364,000 $61,000 $168,000
American Indian or Alaskan Native 10 $675,000 $67,000 $136,000 $51,000 $151,000
Native Hawaiian or Other Pacific Islander 1 $266,000 $266,000 $266,000 $213,000 $213,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,604 $329,258,000 $205,000 $12,000,000 $80,000 $2,165,000
FHA-insured (Federal Housing Administration) 710 $84,436,000 $118,000 $458,000 $45,000 $189,000
VA-guaranteed (Veterans Administration) 175 $28,336,000 $161,000 $417,000 $65,000 $311,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 94 $11,437,000 $121,000 $261,000 $41,000 $102,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,750 $241,568,000 $138,000 $8,000,000 $75,000 $2,165,000
Application Denied By Financial Institution 370 $43,905,000 $118,000 $3,900,000 $63,000 $344,000
Application Withdrawn By Applicant 162 $116,397,000 $718,000 $12,000,000 $57,000 $233,000
Loan Purchased By The Institution 152 $29,616,000 $194,000 $4,655,000 $0 $0
Application Approved But Not Accepted 142 $21,303,000 $150,000 $4,834,000 $74,000 $453,000
File Closed For Incompleteness 7 $678,000 $96,000 $180,000 $202,000 $1,039,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 133 $8,231,000 $61,000 $417,000 $65,000 $295,000
Debt-To-Income Ratio 77 $7,251,000 $94,000 $1,400,000 $58,000 $228,000
Insufficient Cash (Downpayment, Closing Cost) 42 $4,879,000 $116,000 $1,900,000 $58,000 $209,000
Other 42 $12,451,000 $296,000 $3,900,000 $57,000 $143,000
Collateral 36 $8,220,000 $228,000 $2,666,000 $69,000 $344,000
Unverifiable Information 22 $1,663,000 $75,000 $200,000 $83,000 $292,000
Employment History 17 $1,205,000 $70,000 $138,000 $57,000 $89,000
Credit Application Incomplete 1 $5,000 $5,000 $5,000 $156,000 $156,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fidelity Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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