Fidelity Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013

Fidelity Bank, National Association 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Fidelity Bank, National Association
100 E English
Wichita, KS 67202
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 2,583
Total Mortgage Loan Application Amount $453,467,000
Average Mortgage Loan Application Amount $157,333
Highest Mortgage Loan Application Amount $12,000,000
Average Applicant Income $71,666
Highest Applicant Income $2,165,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Fidelity Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fidelity Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2013 breaks down Fidelity Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fidelity Bank, National Association serves its applicants.

Each category highlights the total number of mortgage applications processed by Fidelity Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fidelity Bank, National Association's mortgage activity for 2013.

Mortgage Loan Application Totals for Fidelity Bank, National Association by Metropolitan Area in 2013

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
WICHITA, KS 1,500 $ 199,749,000 $ 133,000 $ 71,000
OKLAHOMA CITY, OK 267 $ 53,412,000 $ 200,000 $ 92,000
LAWRENCE, KS 103 $ 14,802,000 $ 143,000 $ 76,000
HOUSTON-SUGAR LAND-BAYTOWN, TX 36 $ 81,326,000 $ 2,259,000 $ 28,000
KANSAS CITY, MO-KS 33 $ 19,372,000 $ 1,638,500 $ 59,500
TULSA, OK 27 $ 1,999,000 $ 74,000 $ 101,000
TOPEKA, KS 20 $ 2,433,000 $ 121,000 $ 65,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 16 $ 2,775,000 $ 173,000 $ 0
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 12 $ 2,938,000 $ 217,333 $ 0
SAN ANTONIO-NEW BRAUNFELS, TX 10 $ 431,000 $ 43,000 $ 81,000
AUSTIN-ROUND ROCK-SAN MARCOS, TX 9 $ 5,915,000 $ 657,000 $ 26,000
WARREN-TROY-FARMINGTON HILLS, MI 8 $ 196,000 $ 24,000 $ 71,000
BATON ROUGE, LA 7 $ 491,000 $ 70,000 $ 58,000
HATTIESBURG, MS 7 $ 468,000 $ 66,000 $ 41,000
ODESSA, TX 6 $ 295,000 $ 49,000 $ 45,000
RICHMOND, VA 6 $ 799,000 $ 133,000 $ 0
TAMPA-ST. PETERSBURG-CLEARWATER, FL 6 $ 209,000 $ 34,000 $ 52,000
BEAUMONT-PORT ARTHUR, TX 5 $ 313,000 $ 62,000 $ 52,000
DALLAS-PLANO-IRVING, TX 5 $ 295,000 $ 59,000 $ 17,000
FLORENCE, SC 5 $ 267,000 $ 53,000 $ 57,000
JACKSONVILLE, FL 5 $ 354,000 $ 70,000 $ 56,000
FORT SMITH, AR-OK 4 $ 202,000 $ 50,500 $ 44,000
FORT WORTH-ARLINGTON, TX 4 $ 2,005,000 $ 501,000 $ 59,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 4 $ 127,000 $ 31,000 $ 36,000
SHREVEPORT-BOSSIER CITY, LA 4 $ 388,000 $ 97,000 $ 114,000
TYLER, TX 4 $ 505,000 $ 126,000 $ 89,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 3 $ 189,000 $ 63,000 $ 38,000
CHATTANOOGA, TN-GA 3 $ 208,000 $ 67,500 $ 45,500
DES MOINES-WEST DES MOINES, IA 3 $ 255,000 $ 85,000 $ 0
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 3 $ 470,000 $ 156,000 $ 52,000
LONGVIEW, TX 3 $ 245,000 $ 81,000 $ 45,000
MCALLEN-EDINBURG-MISSION, TX 3 $ 125,000 $ 41,000 $ 36,000
MIDLAND, TX 3 $ 191,000 $ 63,000 $ 81,000
MONROE, LA 3 $ 244,000 $ 81,000 $ 68,000
NORWICH-NEW LONDON, CT 3 $ 448,000 $ 149,000 $ 0
OMAHA-COUNCIL BLUFFS, NE-IA 3 $ 390,000 $ 130,000 $ 0
ORLANDO-KISSIMMEE-SANFORD, FL 3 $ 55,000 $ 18,000 $ 36,000
TALLAHASSEE, FL 3 $ 369,000 $ 123,000 $ 42,000
TUSCALOOSA, AL 3 $ 292,000 $ 97,000 $ 64,000
AMARILLO, TX 2 $ 37,000 $ 18,000 $ 26,000
AUGUSTA-RICHMOND COUNTY, GA-SC 2 $ 130,000 $ 65,000 $ 37,000
CAMDEN, NJ 2 $ 343,000 $ 171,000 $ 0
COLLEGE STATION-BRYAN, TX 2 $ 4,803,000 $ 2,401,000 $ 31,000
GRAND JUNCTION, CO 2 $ 147,000 $ 73,000 $ 47,000
GREELEY, CO 2 $ 88,000 $ 44,000 $ 35,000
HOT SPRINGS, AR 2 $ 152,000 $ 76,000 $ 63,000
JACKSON, MS 2 $ 116,000 $ 58,000 $ 47,000
LUBBOCK, TX 2 $ 65,000 $ 32,000 $ 44,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 2 $ 113,000 $ 56,000 $ 172,000
MOBILE, AL 2 $ 147,000 $ 73,000 $ 75,000
NEWARK-UNION, NJ-PA 2 $ 181,000 $ 90,000 $ 0
PASCAGOULA, MS 2 $ 71,000 $ 35,000 $ 32,000
PINE BLUFF, AR 2 $ 123,000 $ 61,000 $ 93,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 2 $ 68,000 $ 34,000 $ 0
ABILENE, TX 1 $ 26,000 $ 26,000 $ 117,000
ALBANY, GA 1 $ 53,000 $ 53,000 $ 99,000
ALEXANDRIA, LA 1 $ 53,000 $ 53,000 $ 63,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 1 $ 150,000 $ 150,000 $ 0
ATLANTIC CITY-HAMMONTON, NJ 1 $ 218,000 $ 218,000 $ 0
BALTIMORE-TOWSON, MD 1 $ 187,000 $ 187,000 $ 0
BIRMINGHAM-HOOVER, AL 1 $ 81,000 $ 81,000 $ 78,000
CAPE CORAL-FORT MYERS, FL 1 $ 61,000 $ 61,000 $ 36,000
CHARLESTON, WV 1 $ 72,000 $ 72,000 $ 18,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 1 $ 45,000 $ 45,000 $ 0
CLARKSVILLE, TN-KY 1 $ 27,000 $ 27,000 $ 74,000
CLEVELAND, TN 1 $ 60,000 $ 60,000 $ 57,000
COLUMBUS, OH 1 $ 38,000 $ 38,000 $ 0
CORPUS CHRISTI, TX 1 $ 27,000 $ 27,000 $ 53,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 1 $ 49,000 $ 49,000 $ 29,000
DAYTON, OH 1 $ 58,000 $ 58,000 $ 0
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 1 $ 227,000 $ 227,000 $ 0
DENVER-AURORA-BROOMFIELD, CO 1 $ 1,383,000 $ 1,383,000 $ 0
DETROIT-LIVONIA-DEARBORN, MI 1 $ 69,000 $ 69,000 $ 102,000
DOTHAN, AL 1 $ 161,000 $ 161,000 $ 84,000
DOVER, DE 1 $ 261,000 $ 261,000 $ 0
FORT COLLINS-LOVELAND, CO 1 $ 40,000 $ 40,000 $ 60,000
GAINESVILLE, FL 1 $ 43,000 $ 43,000 $ 28,000
GREENSBORO-HIGH POINT, NC 1 $ 93,000 $ 93,000 $ 0
GREENVILLE, NC 1 $ 29,000 $ 29,000 $ 49,000
HAGERSTOWN-MARTINSBURG, MD-WV 1 $ 241,000 $ 241,000 $ 0
HOUMA-BAYOU CANE-THIBODAUX, LA 1 $ 88,000 $ 88,000 $ 45,000
JONESBORO, AR 1 $ 42,000 $ 42,000 $ 16,000
KILLEEN-TEMPLE-FORT HOOD, TX 1 $ 46,000 $ 46,000 $ 116,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 1 $ 44,000 $ 44,000 $ 50,000
KNOXVILLE, TN 1 $ 71,000 $ 71,000 $ 105,000
LAFAYETTE, LA 1 $ 100,000 $ 100,000 $ 97,000
LAKE CHARLES, LA 1 $ 154,000 $ 154,000 $ 225,000
LANCASTER, PA 1 $ 124,000 $ 124,000 $ 0
LAS CRUCES, NM 1 $ 43,000 $ 43,000 $ 36,000
LAS VEGAS-PARADISE, NV 1 $ 126,000 $ 126,000 $ 0
LOS ANGELES-LONG BEACH-GLENDALE, CA 1 $ 680,000 $ 680,000 $ 0
MADISON, WI 1 $ 159,000 $ 159,000 $ 0
MANHATTAN, KS 1 $ 151,000 $ 151,000 $ 62,000
MEMPHIS, TN-MS-AR 1 $ 40,000 $ 40,000 $ 0
MIAMI-MIAMI BEACH-KENDALL, FL 1 $ 46,000 $ 46,000 $ 68,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 1 $ 132,000 $ 132,000 $ 0
MONTGOMERY, AL 1 $ 132,000 $ 132,000 $ 121,000
NAPLES-MARCO ISLAND, FL 1 $ 82,000 $ 82,000 $ 292,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 1 $ 95,000 $ 95,000 $ 0
NEW HAVEN-MILFORD, CT 1 $ 236,000 $ 236,000 $ 0
NORTH PORT-BRADENTON-SARASOTA, FL 1 $ 100,000 $ 100,000 $ 186,000
OCALA, FL 1 $ 44,000 $ 44,000 $ 26,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 1 $ 350,000 $ 350,000 $ 0
PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL 1 $ 71,000 $ 71,000 $ 40,000
PHILADELPHIA, PA 1 $ 160,000 $ 160,000 $ 0
PORT ST. LUCIE, FL 1 $ 69,000 $ 69,000 $ 43,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 1 $ 258,000 $ 258,000 $ 0
PROVO-OREM, UT 1 $ 546,000 $ 546,000 $ 0
PUNTA GORDA, FL 1 $ 83,000 $ 83,000 $ 55,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 1 $ 2,128,000 $ 2,128,000 $ 0
ROANOKE, VA 1 $ 91,000 $ 91,000 $ 0
ROCKY MOUNT, NC 1 $ 29,000 $ 29,000 $ 60,000
SAGINAW-SAGINAW TOWNSHIP NORTH, MI 1 $ 35,000 $ 35,000 $ 0
SANTA FE, NM 1 $ 36,000 $ 36,000 $ 29,000
SAVANNAH, GA 1 $ 29,000 $ 29,000 $ 14,000
SEATTLE-BELLEVUE-EVERETT, WA 1 $ 4,655,000 $ 4,655,000 $ 0
SHERMAN-DENISON, TX 1 $ 34,000 $ 34,000 $ 45,000
TEXARKANA, TX-TEXARKANA, AR 1 $ 161,000 $ 161,000 $ 65,000
TUCSON, AZ 1 $ 787,000 $ 787,000 $ 0
VALDOSTA, GA 1 $ 44,000 $ 44,000 $ 34,000
VICTORIA, TX 1 $ 34,000 $ 34,000 $ 146,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 1 $ 215,000 $ 215,000 $ 0
WILMINGTON, NC 1 $ 11,000 $ 11,000 $ 41,000
YORK-HANOVER, PA 1 $ 76,000 $ 76,000 $ 0

Mortgage Loan Application Detail Totals for Fidelity Bank, National Association in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,901 $281,835,000 $148,000 $12,000,000 $68,000 $2,165,000
Refinancing 576 $168,198,000 $292,000 $11,500,000 $67,000 $1,039,000
Home Improvement 106 $3,434,000 $32,000 $268,000 $80,000 $420,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,978 $228,957,000 $115,000 $720,000 $78,000 $2,165,000
Not applicable 288 $196,119,000 $680,000 $12,000,000 $0 $0
Hispanic 108 $8,526,000 $78,000 $266,000 $49,000 $166,000
Asian 73 $10,463,000 $143,000 $995,000 $66,000 $260,000
Not Provided 72 $2,902,000 $40,000 $250,000 $102,000 $1,039,000
Black or African American 53 $5,559,000 $104,000 $364,000 $61,000 $168,000
American Indian or Alaskan Native 10 $675,000 $67,000 $136,000 $51,000 $151,000
Native Hawaiian or Other Pacific Islander 1 $266,000 $266,000 $266,000 $213,000 $213,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,604 $329,258,000 $205,000 $12,000,000 $80,000 $2,165,000
FHA-insured (Federal Housing Administration) 710 $84,436,000 $118,000 $458,000 $45,000 $189,000
VA-guaranteed (Veterans Administration) 175 $28,336,000 $161,000 $417,000 $65,000 $311,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 94 $11,437,000 $121,000 $261,000 $41,000 $102,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,750 $241,568,000 $138,000 $8,000,000 $75,000 $2,165,000
Application Denied By Financial Institution 370 $43,905,000 $118,000 $3,900,000 $63,000 $344,000
Application Withdrawn By Applicant 162 $116,397,000 $718,000 $12,000,000 $57,000 $233,000
Loan Purchased By The Institution 152 $29,616,000 $194,000 $4,655,000 $0 $0
Application Approved But Not Accepted 142 $21,303,000 $150,000 $4,834,000 $74,000 $453,000
File Closed For Incompleteness 7 $678,000 $96,000 $180,000 $202,000 $1,039,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 133 $8,231,000 $61,000 $417,000 $65,000 $295,000
Debt-To-Income Ratio 77 $7,251,000 $94,000 $1,400,000 $58,000 $228,000
Insufficient Cash (Downpayment, Closing Cost) 42 $4,879,000 $116,000 $1,900,000 $58,000 $209,000
Other 42 $12,451,000 $296,000 $3,900,000 $57,000 $143,000
Collateral 36 $8,220,000 $228,000 $2,666,000 $69,000 $344,000
Unverifiable Information 22 $1,663,000 $75,000 $200,000 $83,000 $292,000
Employment History 17 $1,205,000 $70,000 $138,000 $57,000 $89,000
Credit Application Incomplete 1 $5,000 $5,000 $5,000 $156,000 $156,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank, National Association's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fidelity Bank, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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