Fidelity Direct Mortgage, Llc
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Fidelity Direct Mortgage, Llc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Fidelity Direct Mortgage, Llc 555 Quince Orchard Rd #411 Gaithersburg, MD 20878 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 1,743 |
| Total Mortgage Loan Application Amount | $593,705,000 |
| Average Mortgage Loan Application Amount | $263,666 |
| Highest Mortgage Loan Application Amount | $1,605,000 |
| Average Applicant Income | $94,000 |
| Highest Applicant Income | $2,350,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 299 | $ 113,165,000 | $ 378,000 | $ 154,000 |
| Prince George's County Maryland | 191 | $ 61,305,000 | $ 320,000 | $ 93,000 |
| Fairfax County Virginia | 161 | $ 65,365,000 | $ 405,000 | $ 143,000 |
| Loudoun County Virginia | 160 | $ 66,130,000 | $ 413,000 | $ 146,000 |
| Baltimore County Maryland | 140 | $ 35,580,000 | $ 254,000 | $ 85,000 |
| Howard County Maryland | 124 | $ 46,180,000 | $ 372,000 | $ 138,000 |
| Prince William County Virginia | 118 | $ 39,420,000 | $ 334,000 | $ 89,000 |
| Anne Arundel County Maryland | 92 | $ 28,670,000 | $ 311,000 | $ 96,000 |
| Frederick County Maryland | 92 | $ 31,570,000 | $ 343,000 | $ 116,000 |
| Baltimore City County Maryland | 43 | $ 8,395,000 | $ 195,000 | $ 65,000 |
| Charles County Maryland | 39 | $ 12,985,000 | $ 332,000 | $ 90,000 |
| District of Columbia County District Of Columbia | 34 | $ 13,460,000 | $ 395,000 | $ 106,000 |
| Washington County Maryland | 19 | $ 4,355,000 | $ 229,000 | $ 75,000 |
| Carroll County Maryland | 18 | $ 5,470,000 | $ 303,000 | $ 122,000 |
| Spotsylvania County Virginia | 16 | $ 4,700,000 | $ 293,000 | $ 98,000 |
| Stafford County Virginia | 14 | $ 5,370,000 | $ 383,000 | $ 89,000 |
| Alexandria County Virginia | 13 | $ 5,415,000 | $ 416,000 | $ 102,000 |
| Dauphin County Pennsylvania | 12 | $ 2,140,000 | $ 178,000 | $ 47,000 |
| Harford County Maryland | 10 | $ 2,770,000 | $ 277,000 | $ 83,000 |
| Calvert County Maryland | 9 | $ 2,395,000 | $ 266,000 | $ 81,000 |
| St. Mary's County Maryland | 8 | $ 1,740,000 | $ 217,000 | $ 54,000 |
| Chester County Pennsylvania | 8 | $ 3,280,000 | $ 410,000 | $ 151,000 |
| Arlington County Virginia | 8 | $ 3,240,000 | $ 405,000 | $ 131,000 |
| Garrett County Maryland | 6 | $ 1,380,000 | $ 230,000 | $ 120,000 |
| Worcester County Maryland | 5 | $ 1,405,000 | $ 281,000 | $ 537,000 |
| Frederick County Virginia | 5 | $ 1,595,000 | $ 319,000 | $ 112,000 |
| Manassas County Virginia | 5 | $ 1,675,000 | $ 335,000 | $ 68,000 |
| Montgomery County Pennsylvania | 4 | $ 1,020,000 | $ 255,000 | $ 70,000 |
| Henrico County Virginia | 4 | $ 1,040,000 | $ 260,000 | $ 88,000 |
| Sussex County Delaware | 3 | $ 745,000 | $ 248,000 | $ 149,000 |
| Miami-Dade County Florida | 3 | $ 2,215,000 | $ 738,000 | $ 215,000 |
| Caroline County Maryland | 3 | $ 805,000 | $ 268,000 | $ 135,000 |
| Wicomico County Maryland | 3 | $ 655,000 | $ 218,000 | $ 122,000 |
| Adams County Pennsylvania | 3 | $ 605,000 | $ 201,000 | $ 70,000 |
| Franklin County Pennsylvania | 3 | $ 705,000 | $ 235,000 | $ 68,000 |
| Fauquier County Virginia | 3 | $ 895,000 | $ 298,000 | $ 66,000 |
| Manassas Park County Virginia | 3 | $ 895,000 | $ 298,000 | $ 46,000 |
| Virginia Beach County Virginia | 3 | $ 705,000 | $ 235,000 | $ 178,000 |
| Pinellas County Florida | 2 | $ 480,000 | $ 240,000 | $ 58,000 |
| Queen Anne's County Maryland | 2 | $ 460,000 | $ 230,000 | $ 69,000 |
| Burlington County New Jersey | 2 | $ 600,000 | $ 300,000 | $ 174,000 |
| Allegheny County Pennsylvania | 2 | $ 340,000 | $ 170,000 | $ 64,000 |
| Bucks County Pennsylvania | 2 | $ 530,000 | $ 265,000 | $ 96,000 |
| Cumberland County Pennsylvania | 2 | $ 450,000 | $ 225,000 | $ 49,000 |
| Delaware County Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 85,000 |
| York County Pennsylvania | 2 | $ 400,000 | $ 200,000 | $ 83,000 |
| Culpeper County Virginia | 2 | $ 290,000 | $ 145,000 | $ 53,000 |
| Berkeley County West Virginia | 2 | $ 490,000 | $ 245,000 | $ 86,000 |
| Kent County Delaware | 1 | $ 445,000 | $ 445,000 | $ 161,000 |
| New Castle County Delaware | 1 | $ 445,000 | $ 445,000 | $ 94,000 |
| Hillsborough County Florida | 1 | $ 205,000 | $ 205,000 | $ 183,000 |
| Pasco County Florida | 1 | $ 285,000 | $ 285,000 | $ 119,000 |
| Putnam County Florida | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Talbot County Maryland | 1 | $ 175,000 | $ 175,000 | $ 94,000 |
| Camden County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 335,000 |
| Middlesex County New Jersey | 1 | $ 635,000 | $ 635,000 | $ 195,000 |
| Ocean County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 141,000 |
| Currituck County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 175,000 |
| Wake County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Berks County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| Butler County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 90,000 |
| Lebanon County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| Lehigh County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 102,000 |
| Northampton County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 102,000 |
| Westmoreland County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 253,000 |
| Bedford County Virginia | 1 | $ 215,000 | $ 215,000 | $ 45,000 |
| Buckingham County Virginia | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Caroline County Virginia | 1 | $ 265,000 | $ 265,000 | $ 96,000 |
| Chesapeake County Virginia | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Fairfax City County Virginia | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Fluvanna County Virginia | 1 | $ 135,000 | $ 135,000 | $ 171,000 |
| Hanover County Virginia | 1 | $ 295,000 | $ 295,000 | $ 115,000 |
| Harrisonburg County Virginia | 1 | $ 215,000 | $ 215,000 | $ 50,000 |
| Isle of Wight County Virginia | 1 | $ 335,000 | $ 335,000 | $ 69,000 |
| King George County Virginia | 1 | $ 305,000 | $ 305,000 | $ 77,000 |
| Lancaster County Virginia | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Orange County Virginia | 1 | $ 225,000 | $ 225,000 | $ 47,000 |
| Portsmouth County Virginia | 1 | $ 135,000 | $ 135,000 | $ 32,000 |
| Rappahannock County Virginia | 1 | $ 285,000 | $ 285,000 | $ 59,000 |
| Richmond City County Virginia | 1 | $ 165,000 | $ 165,000 | $ 98,000 |
| Shenandoah County Virginia | 1 | $ 195,000 | $ 195,000 | $ 35,000 |
| Suffolk County Virginia | 1 | $ 395,000 | $ 395,000 | $ 165,000 |
| Westmoreland County Virginia | 1 | $ 385,000 | $ 385,000 | $ 288,000 |
| Jefferson County West Virginia | 1 | $ 265,000 | $ 265,000 | $ 37,000 |
| Webster County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 145,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Fidelity Direct Mortgage, Llc in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,078 | $374,680,000 | $347,000 | $1,605,000 | $130,000 | $1,021,000 |
| Home Purchase | 664 | $218,910,000 | $329,000 | $805,000 | $100,000 | $2,350,000 |
| Cash-out Refinancing | 1 | $115,000 | $115,000 | $115,000 | $52,000 | $52,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 759 | $280,025,000 | $368,000 | $1,405,000 | $140,000 | $1,773,000 |
| Black or African American | 402 | $131,290,000 | $326,000 | $745,000 | $90,000 | $372,000 |
| White | 345 | $107,535,000 | $311,000 | $1,055,000 | $120,000 | $2,350,000 |
| Hispanic | 191 | $59,685,000 | $312,000 | $1,605,000 | $90,000 | $679,000 |
| Not Provided | 38 | $13,070,000 | $343,000 | $625,000 | $91,000 | $199,000 |
| American Indian or Alaskan Native | 5 | $1,585,000 | $317,000 | $495,000 | $124,000 | $184,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $515,000 | $171,000 | $255,000 | $65,000 | $95,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,329 | $461,195,000 | $347,000 | $1,605,000 | $130,000 | $2,350,000 |
| FHA-insured (Federal Housing Administration) | 354 | $108,730,000 | $307,000 | $615,000 | $73,000 | $253,000 |
| VA-guaranteed (Veterans Administration) | 57 | $23,085,000 | $405,000 | $1,055,000 | $83,000 | $372,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $695,000 | $231,000 | $245,000 | $60,000 | $64,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,350 | $462,570,000 | $342,000 | $1,405,000 | $121,000 | $2,350,000 |
| Application Denied By Financial Institution | 188 | $63,490,000 | $337,000 | $1,605,000 | $101,000 | $860,000 |
| Application Withdrawn By Applicant | 160 | $53,640,000 | $335,000 | $725,000 | $118,000 | $369,000 |
| File Closed For Incompleteness | 38 | $11,810,000 | $310,000 | $735,000 | $107,000 | $279,000 |
| Application Approved But Not Accepted | 7 | $2,195,000 | $313,000 | $495,000 | $122,000 | $225,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,555 | $530,215,000 | $340,000 | $1,405,000 | $120,000 | $2,350,000 |
| Collateral | 50 | $16,230,000 | $324,000 | $655,000 | $103,000 | $860,000 |
| Debt-To-Income Ratio | 35 | $14,145,000 | $404,000 | $1,605,000 | $92,000 | $251,000 |
| Unverifiable Information | 33 | $10,645,000 | $322,000 | $765,000 | $118,000 | $284,000 |
| Credit History | 24 | $7,890,000 | $328,000 | $1,055,000 | $90,000 | $376,000 |
| Employment History | 19 | $6,365,000 | $335,000 | $575,000 | $77,000 | $156,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $5,120,000 | $320,000 | $505,000 | $134,000 | $679,000 |
| Other | 9 | $2,255,000 | $250,000 | $355,000 | $96,000 | $335,000 |
| Credit Application Incomplete | 1 | $465,000 | $465,000 | $465,000 | $122,000 | $122,000 |
| Mortgage Insurance Denied | 1 | $375,000 | $375,000 | $375,000 | $94,000 | $94,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.