Fifth Third Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Fifth Third Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fifth Third Bank 5001 Kingsley Drive Md 1Mob2W Cincinnati, OH 45227 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,440 |
| Total Mortgage Loan Application Amount | $396,625,000 |
| Average Mortgage Loan Application Amount | $101,181 |
| Highest Mortgage Loan Application Amount | $18,528,000 |
| Average Applicant Income | $106,606 |
| Highest Applicant Income | $1,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Fifth Third Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fifth Third Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Fifth Third Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fifth Third Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Fifth Third Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fifth Third Bank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cuyahoga County Ohio | 1,110 | $ 25,164,000 | $ 22,000 | $ 59,000 |
| Hamilton County Ohio | 1,090 | $ 56,049,000 | $ 51,000 | $ 72,000 |
| Montgomery County Ohio | 557 | $ 23,246,000 | $ 41,000 | $ 57,000 |
| Franklin County Ohio | 544 | $ 58,076,000 | $ 106,000 | $ 61,000 |
| Summit County Ohio | 468 | $ 11,904,000 | $ 25,000 | $ 60,000 |
| Lucas County Ohio | 460 | $ 25,002,000 | $ 54,000 | $ 54,000 |
| Butler County Ohio | 359 | $ 13,980,000 | $ 38,000 | $ 60,000 |
| Warren County Ohio | 185 | $ 7,717,000 | $ 41,000 | $ 78,000 |
| Lorain County Ohio | 177 | $ 4,604,000 | $ 26,000 | $ 58,000 |
| Greene County Ohio | 142 | $ 8,638,000 | $ 60,000 | $ 60,000 |
| Clermont County Ohio | 139 | $ 5,417,000 | $ 38,000 | $ 74,000 |
| Miami County Ohio | 129 | $ 6,392,000 | $ 49,000 | $ 55,000 |
| Wood County Ohio | 128 | $ 4,135,000 | $ 32,000 | $ 64,000 |
| Allegheny County Pennsylvania | 124 | $ 9,731,000 | $ 78,000 | $ 98,000 |
| Stark County Ohio | 121 | $ 1,791,000 | $ 14,000 | $ 59,000 |
| Lake County Ohio | 118 | $ 3,999,000 | $ 33,000 | $ 64,000 |
| Fairfield County Ohio | 103 | $ 4,011,000 | $ 38,000 | $ 57,000 |
| Portage County Ohio | 101 | $ 4,910,000 | $ 48,000 | $ 67,000 |
| Hancock County Ohio | 100 | $ 2,876,000 | $ 28,000 | $ 57,000 |
| Kenton County Kentucky | 95 | $ 1,158,000 | $ 12,000 | $ 64,000 |
| Ross County Ohio | 95 | $ 3,528,000 | $ 37,000 | $ 56,000 |
| Clark County Ohio | 80 | $ 2,983,000 | $ 37,000 | $ 53,000 |
| Highland County Ohio | 78 | $ 3,955,000 | $ 50,000 | $ 57,000 |
| Delaware County Ohio | 74 | $ 4,633,000 | $ 62,000 | $ 93,000 |
| Monroe County Michigan | 73 | $ 3,140,000 | $ 43,000 | $ 77,000 |
| Seneca County Ohio | 69 | $ 2,664,000 | $ 38,000 | $ 50,000 |
| Clinton County Ohio | 68 | $ 1,943,000 | $ 28,000 | $ 52,000 |
| Pickaway County Ohio | 66 | $ 3,133,000 | $ 47,000 | $ 56,000 |
| Medina County Ohio | 62 | $ 3,527,000 | $ 56,000 | $ 74,000 |
| Allen County Ohio | 60 | $ 2,327,000 | $ 38,000 | $ 37,000 |
| Adams County Ohio | 58 | $ 2,470,000 | $ 42,000 | $ 46,000 |
| Licking County Ohio | 58 | $ 2,365,000 | $ 40,000 | $ 79,000 |
| Geauga County Ohio | 53 | $ 2,772,000 | $ 52,000 | $ 52,000 |
| Scioto County Ohio | 50 | $ 1,433,000 | $ 28,000 | $ 36,000 |
| Fayette County Ohio | 48 | $ 1,669,000 | $ 34,000 | $ 51,000 |
| Shelby County Ohio | 45 | $ 3,468,000 | $ 77,000 | $ 74,000 |
| Brown County Ohio | 43 | $ 2,646,000 | $ 61,000 | $ 63,000 |
| Campbell County Kentucky | 39 | $ 6,491,000 | $ 166,000 | $ 56,000 |
| Pike County Ohio | 39 | $ 976,000 | $ 25,000 | $ 52,000 |
| Westmoreland County Pennsylvania | 38 | $ 3,319,000 | $ 87,000 | $ 63,000 |
| Auglaize County Ohio | 37 | $ 1,662,000 | $ 44,000 | $ 57,000 |
| Sandusky County Ohio | 35 | $ 1,005,000 | $ 28,000 | $ 43,000 |
| Butler County Pennsylvania | 35 | $ 3,419,000 | $ 97,000 | $ 90,000 |
| Boone County Kentucky | 34 | $ 1,152,000 | $ 33,000 | $ 53,000 |
| Preble County Ohio | 34 | $ 940,000 | $ 27,000 | $ 56,000 |
| Erie County Ohio | 33 | $ 1,325,000 | $ 40,000 | $ 60,000 |
| Ashtabula County Ohio | 31 | $ 457,000 | $ 14,000 | $ 54,000 |
| Darke County Ohio | 29 | $ 772,000 | $ 26,000 | $ 57,000 |
| Union County Ohio | 29 | $ 1,010,000 | $ 34,000 | $ 70,000 |
| Washington County Pennsylvania | 28 | $ 1,831,000 | $ 65,000 | $ 75,000 |
| Williams County Ohio | 26 | $ 637,000 | $ 24,000 | $ 45,000 |
| Cabell County West Virginia | 25 | $ 2,771,000 | $ 110,000 | $ 37,000 |
| Boyd County Kentucky | 23 | $ 482,000 | $ 20,000 | $ 57,000 |
| Fulton County Ohio | 23 | $ 598,000 | $ 26,000 | $ 54,000 |
| Kanawha County West Virginia | 23 | $ 556,000 | $ 24,000 | $ 66,000 |
| Logan County Ohio | 21 | $ 755,000 | $ 35,000 | $ 57,000 |
| Champaign County Ohio | 20 | $ 622,000 | $ 31,000 | $ 56,000 |
| Ottawa County Ohio | 18 | $ 828,000 | $ 46,000 | $ 85,000 |
| Dearborn County Indiana | 14 | $ 460,000 | $ 32,000 | $ 78,000 |
| Mahoning County Ohio | 14 | $ 1,252,000 | $ 89,000 | $ 76,000 |
| Marion County Ohio | 14 | $ 312,000 | $ 22,000 | $ 58,000 |
| Hocking County Ohio | 13 | $ 638,000 | $ 49,000 | $ 45,000 |
| Madison County Ohio | 13 | $ 330,000 | $ 25,000 | $ 65,000 |
| Richland County Ohio | 13 | $ 2,077,000 | $ 159,000 | $ 53,000 |
| Defiance County Ohio | 12 | $ 340,000 | $ 28,000 | $ 43,000 |
| Lawrence County Ohio | 12 | $ 990,000 | $ 82,000 | $ 61,000 |
| Putnam County Ohio | 12 | $ 343,000 | $ 28,000 | $ 59,000 |
| Wayne County Ohio | 12 | $ 155,000 | $ 12,000 | $ 53,000 |
| Beaver County Pennsylvania | 12 | $ 489,000 | $ 40,000 | $ 67,000 |
| Greenup County Kentucky | 10 | $ 297,000 | $ 29,000 | $ 66,000 |
| Hardin County Ohio | 10 | $ 2,277,000 | $ 227,000 | $ 47,000 |
| Trumbull County Ohio | 9 | $ 111,000 | $ 12,000 | $ 80,000 |
| DeKalb County Indiana | 8 | $ 303,000 | $ 37,000 | $ 71,000 |
| Mercer County Ohio | 8 | $ 389,000 | $ 48,000 | $ 55,000 |
| Paulding County Ohio | 8 | $ 158,000 | $ 19,000 | $ 70,000 |
| Fayette County Kentucky | 7 | $ 364,000 | $ 52,000 | $ 71,000 |
| Mason County Kentucky | 7 | $ 397,000 | $ 56,000 | $ 51,000 |
| Columbiana County Ohio | 7 | $ 79,000 | $ 11,000 | $ 49,000 |
| Huron County Ohio | 7 | $ 91,000 | $ 13,000 | $ 53,000 |
| Lawrence County Pennsylvania | 7 | $ 148,000 | $ 21,000 | $ 45,000 |
| Wayne County West Virginia | 7 | $ 111,000 | $ 15,000 | $ 37,000 |
| Jennings County Indiana | 6 | $ 37,000 | $ 6,000 | $ 52,000 |
| Carter County Kentucky | 6 | $ 176,000 | $ 29,000 | $ 67,000 |
| Knox County Ohio | 6 | $ 456,000 | $ 76,000 | $ 66,000 |
| Muskingum County Ohio | 6 | $ 183,000 | $ 30,000 | $ 61,000 |
| Putnam County West Virginia | 6 | $ 120,000 | $ 20,000 | $ 45,000 |
| Perry County Ohio | 5 | $ 140,000 | $ 28,000 | $ 48,000 |
| Collier County Florida | 4 | $ 1,441,000 | $ 360,000 | $ 277,000 |
| Manatee County Florida | 4 | $ 162,000 | $ 40,000 | $ 135,000 |
| Bartholomew County Indiana | 4 | $ 25,000 | $ 6,000 | $ 43,000 |
| Carroll County Kentucky | 4 | $ 28,000 | $ 7,000 | $ 52,000 |
| Jefferson County Kentucky | 4 | $ 152,000 | $ 38,000 | $ 36,000 |
| Guernsey County Ohio | 4 | $ 533,000 | $ 133,000 | $ 51,000 |
| Henry County Ohio | 4 | $ 39,000 | $ 9,000 | $ 40,000 |
| Jackson County Ohio | 4 | $ 201,000 | $ 50,000 | $ 50,000 |
| Wyandot County Ohio | 4 | $ 131,000 | $ 32,000 | $ 37,000 |
| Mercer County Pennsylvania | 4 | $ 50,000 | $ 12,000 | $ 50,000 |
| Flagler County Florida | 3 | $ 801,000 | $ 267,000 | $ 43,000 |
| Orange County Florida | 3 | $ 186,000 | $ 62,000 | $ 54,000 |
| Cook County Illinois | 3 | $ 82,000 | $ 27,000 | $ 100,000 |
| Allen County Indiana | 3 | $ 81,000 | $ 27,000 | $ 47,000 |
| Franklin County Indiana | 3 | $ 121,000 | $ 40,000 | $ 70,000 |
| Harrison County Kentucky | 3 | $ 16,000 | $ 5,000 | $ 35,000 |
| Hillsdale County Michigan | 3 | $ 187,000 | $ 62,000 | $ 84,000 |
| Oakland County Michigan | 3 | $ 237,000 | $ 79,000 | $ 124,000 |
| Washtenaw County Michigan | 3 | $ 24,000 | $ 8,000 | $ 69,000 |
| Belmont County Ohio | 3 | $ 354,000 | $ 118,000 | $ 55,000 |
| Carroll County Ohio | 3 | $ 78,000 | $ 26,000 | $ 75,000 |
| Morrow County Ohio | 3 | $ 75,000 | $ 25,000 | $ 52,000 |
| Tuscarawas County Ohio | 3 | $ 58,000 | $ 19,000 | $ 57,000 |
| Somerset County Pennsylvania | 3 | $ 68,000 | $ 22,000 | $ 134,000 |
| Berkeley County West Virginia | 3 | $ 92,000 | $ 30,000 | $ 49,000 |
| Tucker County West Virginia | 3 | $ 78,000 | $ 26,000 | $ 81,000 |
| Lee County Florida | 2 | $ 180,000 | $ 90,000 | $ 131,000 |
| Sarasota County Florida | 2 | $ 672,000 | $ 336,000 | $ 0 |
| Volusia County Florida | 2 | $ 68,000 | $ 34,000 | $ 59,000 |
| Hamilton County Indiana | 2 | $ 128,000 | $ 64,000 | $ 125,000 |
| Jefferson County Indiana | 2 | $ 13,000 | $ 6,000 | $ 58,000 |
| Marion County Indiana | 2 | $ 54,000 | $ 27,000 | $ 176,000 |
| Noble County Indiana | 2 | $ 31,000 | $ 15,000 | $ 53,000 |
| Ohio County Indiana | 2 | $ 83,000 | $ 41,000 | $ 55,000 |
| Ripley County Indiana | 2 | $ 66,000 | $ 33,000 | $ 49,000 |
| Bullitt County Kentucky | 2 | $ 7,000 | $ 3,000 | $ 56,000 |
| Pendleton County Kentucky | 2 | $ 21,000 | $ 10,000 | $ 78,000 |
| Robertson County Kentucky | 2 | $ 16,000 | $ 8,000 | $ 35,000 |
| Lenawee County Michigan | 2 | $ 56,000 | $ 28,000 | $ 85,000 |
| Muskegon County Michigan | 2 | $ 35,000 | $ 17,000 | $ 132,000 |
| Wayne County Michigan | 2 | $ 57,000 | $ 28,000 | $ 65,000 |
| Ashland County Ohio | 2 | $ 63,000 | $ 31,000 | $ 59,000 |
| Holmes County Ohio | 2 | $ 203,000 | $ 101,000 | $ 84,000 |
| Van Wert County Ohio | 2 | $ 25,000 | $ 12,000 | $ 72,000 |
| Erie County Pennsylvania | 2 | $ 114,000 | $ 57,000 | $ 78,000 |
| Fayette County Pennsylvania | 2 | $ 141,000 | $ 70,000 | $ 118,000 |
| Indiana County Pennsylvania | 2 | $ 267,000 | $ 133,000 | $ 41,000 |
| Union County Pennsylvania | 2 | $ 52,000 | $ 26,000 | $ 66,000 |
| York County Pennsylvania | 2 | $ 70,000 | $ 35,000 | $ 69,000 |
| Union County Tennessee | 2 | $ 82,000 | $ 41,000 | $ 443,000 |
| Maricopa County Arizona | 1 | $ 180,000 | $ 180,000 | $ 912,000 |
| Brevard County Florida | 1 | $ 40,000 | $ 40,000 | $ 26,000 |
| Broward County Florida | 1 | $ 6,000 | $ 6,000 | $ 41,000 |
| Highlands County Florida | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
| Hillsborough County Florida | 1 | $ 47,000 | $ 47,000 | $ 76,000 |
| Osceola County Florida | 1 | $ 31,000 | $ 31,000 | $ 135,000 |
| Palm Beach County Florida | 1 | $ 272,000 | $ 272,000 | $ 96,000 |
| Pasco County Florida | 1 | $ 28,000 | $ 28,000 | $ 187,000 |
| Polk County Florida | 1 | $ 40,000 | $ 40,000 | $ 58,000 |
| St. Lucie County Florida | 1 | $ 30,000 | $ 30,000 | $ 74,000 |
| Kane County Illinois | 1 | $ 22,000 | $ 22,000 | $ 32,000 |
| Decatur County Indiana | 1 | $ 16,000 | $ 16,000 | $ 43,000 |
| Jackson County Indiana | 1 | $ 9,000 | $ 9,000 | $ 38,000 |
| LaGrange County Indiana | 1 | $ 15,000 | $ 15,000 | $ 68,000 |
| Wayne County Indiana | 1 | $ 9,000 | $ 9,000 | $ 107,000 |
| Bracken County Kentucky | 1 | $ 3,000 | $ 3,000 | $ 75,000 |
| Franklin County Kentucky | 1 | $ 2,000 | $ 2,000 | $ 42,000 |
| Gallatin County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 29,000 |
| Henderson County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 921,000 |
| Henry County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 34,000 |
| Laurel County Kentucky | 1 | $ 14,000 | $ 14,000 | $ 32,000 |
| Mercer County Kentucky | 1 | $ 7,500,000 | $ 7,500,000 | $ 0 |
| Oldham County Kentucky | 1 | $ 4,000 | $ 4,000 | $ 44,000 |
| Pike County Kentucky | 1 | $ 39,000 | $ 39,000 | $ 36,000 |
| Pulaski County Kentucky | 1 | $ 28,000 | $ 28,000 | $ 43,000 |
| Scott County Kentucky | 1 | $ 7,000 | $ 7,000 | $ 50,000 |
| Woodford County Kentucky | 1 | $ 47,000 | $ 47,000 | $ 125,000 |
| Alcona County Michigan | 1 | $ 72,000 | $ 72,000 | $ 14,000 |
| Benzie County Michigan | 1 | $ 250,000 | $ 250,000 | $ 55,000 |
| Berrien County Michigan | 1 | $ 24,000 | $ 24,000 | $ 50,000 |
| Branch County Michigan | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Emmet County Michigan | 1 | $ 304,000 | $ 304,000 | $ 0 |
| Genesee County Michigan | 1 | $ 4,000 | $ 4,000 | $ 62,000 |
| Jackson County Michigan | 1 | $ 20,000 | $ 20,000 | $ 180,000 |
| Leelanau County Michigan | 1 | $ 50,000 | $ 50,000 | $ 95,000 |
| Macomb County Michigan | 1 | $ 20,000 | $ 20,000 | $ 85,000 |
| Van Buren County Michigan | 1 | $ 171,000 | $ 171,000 | $ 54,000 |
| Hennepin County Minnesota | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Jackson County Missouri | 1 | $ 22,000 | $ 22,000 | $ 29,000 |
| Ralls County Missouri | 1 | $ 43,000 | $ 43,000 | $ 78,000 |
| Genesee County New York | 1 | $ 20,000 | $ 20,000 | $ 84,000 |
| New York County New York | 1 | $ 10,000 | $ 10,000 | $ 54,000 |
| Forsyth County North Carolina | 1 | $ 29,000 | $ 29,000 | $ 55,000 |
| Moore County North Carolina | 1 | $ 791,000 | $ 791,000 | $ 0 |
| Orange County North Carolina | 1 | $ 41,000 | $ 41,000 | $ 58,000 |
| Athens County Ohio | 1 | $ 8,000 | $ 8,000 | $ 15,000 |
| Coshocton County Ohio | 1 | $ 50,000 | $ 50,000 | $ 12,000 |
| Crawford County Ohio | 1 | $ 8,000 | $ 8,000 | $ 30,000 |
| Gallia County Ohio | 1 | $ 27,000 | $ 27,000 | $ 62,000 |
| Jefferson County Ohio | 1 | $ 32,000 | $ 32,000 | $ 42,000 |
| Noble County Ohio | 1 | $ 81,000 | $ 81,000 | $ 37,000 |
| Vinton County Ohio | 1 | $ 35,000 | $ 35,000 | $ 25,000 |
| Washington County Ohio | 1 | $ 84,000 | $ 84,000 | $ 90,000 |
| Armstrong County Pennsylvania | 1 | $ 26,000 | $ 26,000 | $ 49,000 |
| Berks County Pennsylvania | 1 | $ 17,000 | $ 17,000 | $ 48,000 |
| Bucks County Pennsylvania | 1 | $ 1,000,000 | $ 1,000,000 | $ 620,000 |
| Centre County Pennsylvania | 1 | $ 33,000 | $ 33,000 | $ 100,000 |
| Chester County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 110,000 |
| Clarion County Pennsylvania | 1 | $ 19,000 | $ 19,000 | $ 47,000 |
| Delaware County Pennsylvania | 1 | $ 41,000 | $ 41,000 | $ 84,000 |
| Forest County Pennsylvania | 1 | $ 47,000 | $ 47,000 | $ 108,000 |
| Franklin County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 58,000 |
| Greene County Pennsylvania | 1 | $ 17,000 | $ 17,000 | $ 132,000 |
| Jefferson County Pennsylvania | 1 | $ 17,000 | $ 17,000 | $ 111,000 |
| Luzerne County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Northampton County Pennsylvania | 1 | $ 34,000 | $ 34,000 | $ 60,000 |
| Beaufort County South Carolina | 1 | $ 625,000 | $ 625,000 | $ 0 |
| York County South Carolina | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Campbell County Tennessee | 1 | $ 183,000 | $ 183,000 | $ 1,081,000 |
| Sevier County Tennessee | 1 | $ 172,000 | $ 172,000 | $ 160,000 |
| Williamson County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Fayette County West Virginia | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Harrison County West Virginia | 1 | $ 720,000 | $ 720,000 | $ 0 |
| Jackson County West Virginia | 1 | $ 64,000 | $ 64,000 | $ 56,000 |
| Jefferson County West Virginia | 1 | $ 49,000 | $ 49,000 | $ 75,000 |
| Lincoln County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
| Logan County West Virginia | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Mason County West Virginia | 1 | $ 20,000 | $ 20,000 | $ 44,000 |
| Mercer County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Monongalia County West Virginia | 1 | $ 818,000 | $ 818,000 | $ 0 |
| Ohio County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Randolph County West Virginia | 1 | $ 28,000 | $ 28,000 | $ 66,000 |
| Upshur County West Virginia | 1 | $ 44,000 | $ 44,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for Fifth Third Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 4,265 | $70,942,000 | $25,545 | $1,200,000 | $48,363 | $1,500,000 |
| Refinancing | 2,109 | $177,839,000 | $176,900 | $7,500,000 | $87,000 | $815,000 |
| Home Purchase | 2,066 | $147,844,000 | $107,416 | $18,528,000 | $176,333 | $1,081,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,208 | $236,315,000 | $58,466 | $7,500,000 | $149,066 | $1,500,000 |
| Not Provided | 927 | $35,231,000 | $53,875 | $490,000 | $76,625 | $420,000 |
| Black or African American | 923 | $20,679,000 | $20,714 | $756,000 | $83,142 | $327,000 |
| Hispanic | 140 | $3,371,000 | $27,500 | $285,000 | $54,000 | $179,000 |
| Not applicable | 115 | $94,837,000 | $842,666 | $18,528,000 | $0 | $0 |
| Asian | 80 | $5,250,000 | $42,000 | $788,000 | $61,750 | $277,000 |
| American Indian or Alaskan Native | 41 | $889,000 | $35,500 | $75,000 | $56,750 | $135,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $53,000 | $6,500 | $20,000 | $42,000 | $80,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,440 | $396,625,000 | $104,466 | $18,528,000 | $137,600 | $1,500,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,747 | $270,144,000 | $124,714 | $18,528,000 | $153,428 | $1,500,000 |
| Application Denied By Financial Institution | 2,681 | $81,269,000 | $32,600 | $1,550,000 | $52,400 | $825,000 |
| Application Approved But Not Accepted | 794 | $36,498,000 | $59,625 | $5,480,000 | $83,500 | $488,000 |
| Application Withdrawn By Applicant | 218 | $8,714,000 | $37,571 | $472,000 | $120,285 | $430,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,592 | $36,649,000 | $26,250 | $610,000 | $48,750 | $825,000 |
| Debt-To-Income Ratio | 613 | $23,515,000 | $42,111 | $1,550,000 | $52,222 | $311,000 |
| Credit Application Incomplete | 204 | $7,452,000 | $25,600 | $200,000 | $58,800 | $420,000 |
| Collateral | 179 | $8,980,000 | $44,333 | $1,200,000 | $67,000 | $353,000 |
| Other | 49 | $2,060,000 | $43,800 | $272,000 | $55,200 | $124,000 |
| Unverifiable Information | 36 | $2,318,000 | $43,500 | $266,000 | $116,750 | $360,000 |
| Employment History | 8 | $295,000 | $36,000 | $120,000 | $40,000 | $95,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fifth Third Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fifth Third Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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