Fifth Third Bank Mortgage Lending & HMDA Data, 2007

In 2007, Fifth Third Bank of Cincinnati, OH reported 10,291 mortgage applications totaling $720.2 million, up 20% from 2006. The average application was for $69,983, and applicants reported an average income of $78,079. 46% of its applications resulted in an originated loan and 42% were denied. Its largest markets were Cincinnati-Middletown, OH-KY-IN (2,507), Cleveland-Elyria-Mentor, OH (1,409) and Columbus, OH (1,121) (applications in parentheses).

Mortgage Company & Address Fifth Third Bank
5001 Kingsley Drive MD 1mob2w
Cincinnati, OH 45227
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 10,291
Total Mortgage Loan Application Amount $720,196,000
Average Mortgage Loan Application Amount $69,983
Highest Mortgage Loan Application Amount $15,000,000
Average Applicant Income $78,079
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fifth Third Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Fifth Third Bank by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hamilton, Ohio 1,372 $ 99,674,000 $ 72,648 $ 71,000
Cuyahoga, Ohio 976 $ 65,903,000 $ 67,523 $ 69,000
Franklin, Ohio 757 $ 54,503,000 $ 71,998 $ 80,000
Lucas, Ohio 644 $ 41,325,000 $ 64,169 $ 63,000
Montgomery, Ohio 592 $ 37,326,000 $ 63,050 $ 67,000
Allegheny, Pennsylvania 589 $ 27,409,000 $ 46,534 $ 109,000
Butler, Ohio 515 $ 33,916,000 $ 65,856 $ 77,000
Summit, Ohio 280 $ 21,820,000 $ 77,928 $ 72,000
Warren, Ohio 277 $ 22,439,000 $ 81,007 $ 94,000
Clermont, Ohio 186 $ 11,921,000 $ 64,091 $ 81,000
Miami, Ohio 169 $ 11,035,000 $ 65,295 $ 60,000
Lorain, Ohio 164 $ 12,180,000 $ 74,268 $ 76,000
Greene, Ohio 151 $ 11,511,000 $ 76,231 $ 77,000
Highland, Ohio 147 $ 9,939,000 $ 67,612 $ 59,000
Wood, Ohio 140 $ 10,868,000 $ 77,628 $ 84,000
Lake, Ohio 129 $ 9,541,000 $ 73,961 $ 67,000
Delaware, Ohio 119 $ 9,071,000 $ 76,226 $ 113,000
Westmoreland, Pennsylvania 116 $ 5,253,000 $ 45,284 $ 94,000
Hancock, Ohio 113 $ 8,270,000 $ 73,185 $ 154,000
Stark, Ohio 112 $ 9,296,000 $ 83,000 $ 67,000
Washington, Pennsylvania 108 $ 5,107,000 $ 47,287 $ 93,000
Scioto, Ohio 105 $ 6,201,000 $ 59,057 $ 70,000
Ross, Ohio 100 $ 6,571,000 $ 65,710 $ 67,000
Clark, Ohio 94 $ 5,762,000 $ 61,297 $ 66,000
Medina, Ohio 93 $ 7,537,000 $ 81,043 $ 76,000
Kanawha, West Virginia 88 $ 7,154,000 $ 81,295 $ 87,000
Licking, Ohio 83 $ 6,850,000 $ 82,530 $ 86,000
Portage, Ohio 78 $ 6,939,000 $ 88,961 $ 88,000
Fairfield, Ohio 77 $ 5,479,000 $ 71,155 $ 94,000
Butler, Pennsylvania 67 $ 3,022,000 $ 45,104 $ 86,000
Monroe, Michigan 66 $ 5,266,000 $ 79,787 $ 77,000
Clinton, Ohio 66 $ 4,405,000 $ 66,742 $ 68,000
Adams, Ohio 62 $ 3,362,000 $ 54,225 $ 49,000
Seneca, Ohio 60 $ 3,652,000 $ 60,866 $ 63,000
Allen, Ohio 58 $ 3,725,000 $ 64,224 $ 67,000
Brown, Ohio 56 $ 5,760,000 $ 102,857 $ 57,000
Fulton, Ohio 51 $ 2,650,000 $ 51,960 $ 64,000
Beaver, Pennsylvania 48 $ 1,731,000 $ 36,062 $ 76,000
Geauga, Ohio 47 $ 5,855,000 $ 124,574 $ 273,000
Boyd, Kentucky 41 $ 2,068,000 $ 50,439 $ 72,000
Preble, Ohio 41 $ 2,387,000 $ 58,219 $ 58,000
Greenup, Kentucky 40 $ 2,470,000 $ 61,750 $ 63,000
Fayette, Ohio 40 $ 1,679,000 $ 41,975 $ 57,000
Darke, Ohio 38 $ 2,563,000 $ 67,447 $ 64,000
Logan, Ohio 36 $ 2,793,000 $ 77,583 $ 67,000
Pike, Ohio 36 $ 2,456,000 $ 68,222 $ 58,000
Kenton, Kentucky 35 $ 1,101,000 $ 31,457 $ 67,000
Champaign, Ohio 34 $ 2,594,000 $ 76,294 $ 57,000
Sandusky, Ohio 34 $ 2,293,000 $ 67,441 $ 63,000
Putnam, West Virginia 34 $ 2,362,000 $ 69,470 $ 97,000
Boone, Kentucky 30 $ 1,860,000 $ 62,000 $ 94,000
Erie, Ohio 29 $ 2,081,000 $ 71,758 $ 76,000
Shelby, Ohio 29 $ 2,063,000 $ 71,137 $ 54,000
Pickaway, Ohio 28 $ 1,840,000 $ 65,714 $ 75,000
Cabell, West Virginia 27 $ 1,294,000 $ 47,925 $ 71,000
Union, Ohio 26 $ 1,405,000 $ 54,038 $ 94,000
Auglaize, Ohio 25 $ 1,538,000 $ 61,520 $ 57,000
Ottawa, Ohio 25 $ 2,739,000 $ 109,560 $ 74,000
Wayne, West Virginia 24 $ 3,219,000 $ 134,125 $ 61,000
Lawrence, Pennsylvania 23 $ 569,000 $ 24,739 $ 58,000
Madison, Ohio 21 $ 1,588,000 $ 75,619 $ 85,000
Williams, Ohio 21 $ 2,129,000 $ 101,380 $ 70,000
Defiance, Ohio 18 $ 768,000 $ 42,666 $ 59,000
Marion, Ohio 16 $ 748,000 $ 46,750 $ 71,000
Campbell, Kentucky 15 $ 627,000 $ 41,800 $ 56,000
Lawrence, Ohio 15 $ 665,000 $ 44,333 $ 75,000
Ashtabula, Ohio 14 $ 940,000 $ 67,142 $ 63,000
Wayne, Ohio 13 $ 846,000 $ 65,076 $ 61,000
Centre, Pennsylvania 13 $ 617,000 $ 47,461 $ 89,000
Dearborn, Indiana 12 $ 570,000 $ 47,500 $ 66,000
Carter, Kentucky 12 $ 914,000 $ 76,166 $ 40,000
Knox, Ohio 12 $ 703,000 $ 58,583 $ 117,000
DeKalb, Indiana 11 $ 314,000 $ 28,545 $ 71,000
Lee, Florida 10 $ 1,505,000 $ 150,500 $ 342,000
Morrow, Ohio 10 $ 479,000 $ 47,900 $ 66,000
Paulding, Ohio 10 $ 351,000 $ 35,100 $ 57,000
Wyandot, Ohio 10 $ 312,000 $ 31,200 $ 53,000
Monongalia, West Virginia 10 $ 5,368,000 $ 536,800 $ 86,000
Cook, Illinois 9 $ 1,195,000 $ 132,777 $ 91,000
Hardin, Ohio 9 $ 632,000 $ 70,222 $ 67,000
Henry, Ohio 9 $ 323,000 $ 35,888 $ 59,000
Putnam, Ohio 9 $ 552,000 $ 61,333 $ 57,000
Huron, Ohio 8 $ 485,000 $ 60,625 $ 56,000
Mercer, Ohio 8 $ 640,000 $ 80,000 $ 68,000
Mahoning, Ohio 7 $ 492,000 $ 70,285 $ 65,000
Athens, Ohio 6 $ 6,668,000 $ 1,111,333 $ 46,000
Trumbull, Ohio 6 $ 406,000 $ 67,666 $ 67,000
Cumberland, Pennsylvania 6 $ 202,000 $ 33,666 $ 69,000
Erie, Pennsylvania 6 $ 171,000 $ 28,500 $ 84,000
Collier, Florida 5 $ 1,236,000 $ 247,200 $ 365,000
Pinellas, Florida 5 $ 754,000 $ 150,800 $ 145,000
Franklin, Indiana 5 $ 303,000 $ 60,600 $ 67,000
Lenawee, Michigan 5 $ 397,000 $ 79,400 $ 57,000
Carroll, Ohio 5 $ 242,000 $ 48,400 $ 73,000
Hocking, Ohio 5 $ 298,000 $ 59,600 $ 72,000
Richland, Ohio 5 $ 156,000 $ 31,200 $ 44,000
Tuscarawas, Ohio 5 $ 435,000 $ 87,000 $ 83,000
Van Wert, Ohio 5 $ 356,000 $ 71,200 $ 52,000
Lancaster, Pennsylvania 5 $ 277,000 $ 55,400 $ 83,000
Lehigh, Pennsylvania 5 $ 200,000 $ 40,000 $ 68,000
Montgomery, Pennsylvania 5 $ 501,000 $ 100,200 $ 106,000
Philadelphia, Pennsylvania 5 $ 297,000 $ 59,400 $ 84,000
Jackson, West Virginia 5 $ 393,000 $ 78,600 $ 57,000
Raleigh, West Virginia 5 $ 379,000 $ 75,800 $ 85,000
Sarasota, Florida 4 $ 565,000 $ 141,250 $ 129,000
Hamilton, Indiana 4 $ 322,000 $ 80,500 $ 199,000
Jefferson, Kentucky 4 $ 175,000 $ 43,750 $ 73,000
Muskingum, Ohio 4 $ 336,000 $ 84,000 $ 69,000
Armstrong, Pennsylvania 4 $ 113,000 $ 28,250 $ 56,000
Cambria, Pennsylvania 4 $ 115,000 $ 28,750 $ 56,000
Fayette, Pennsylvania 4 $ 303,000 $ 75,750 $ 71,000
Mason, West Virginia 4 $ 338,000 $ 84,500 $ 77,000
Miami-Dade, Florida 3 $ 715,000 $ 238,333 $ 229,000
Wayne, Indiana 3 $ 125,000 $ 41,666 $ 68,000
Fayette, Kentucky 3 $ 446,000 $ 148,666 $ 86,000
Lawrence, Kentucky 3 $ 93,000 $ 31,000 $ 52,000
Lewis, Kentucky 3 $ 209,000 $ 69,666 $ 39,000
Wayne, Michigan 3 $ 148,000 $ 49,333 $ 60,000
Ashland, Ohio 3 $ 448,000 $ 149,333 $ 56,000
Columbiana, Ohio 3 $ 173,000 $ 57,666 $ 52,000
Crawford, Ohio 3 $ 376,000 $ 125,333 $ 73,000
Guernsey, Ohio 3 $ 208,000 $ 69,333 $ 53,000
Holmes, Ohio 3 $ 189,000 $ 63,000 $ 30,000
Jackson, Ohio 3 $ 127,000 $ 42,333 $ 81,000
Perry, Ohio 3 $ 265,000 $ 88,333 $ 109,000
Bucks, Pennsylvania 3 $ 130,000 $ 43,333 $ 114,000
Mercer, Pennsylvania 3 $ 89,000 $ 29,666 $ 49,000
Berkeley, West Virginia 3 $ 226,000 $ 75,333 $ 36,000
Boone, West Virginia 3 $ 181,000 $ 60,333 $ 36,000
Fayette, West Virginia 3 $ 428,000 $ 142,666 $ 43,000
Lincoln, West Virginia 3 $ 181,000 $ 60,333 $ 50,000
Lake, Florida 2 $ 121,000 $ 60,500 $ 49,000
Martin, Florida 2 $ 1,172,000 $ 586,000 $ 570,000
Okaloosa, Florida 2 $ 1,078,000 $ 539,000 $ 379,000
Palm Beach, Florida 2 $ 372,000 $ 186,000 $ 104,000
Pasco, Florida 2 $ 205,000 $ 102,500 $ 180,000
Polk, Florida 2 $ 299,000 $ 149,500 $ 132,000
Cobb, Georgia 2 $ 204,000 $ 102,000 $ 134,000
Lake, Illinois 2 $ 1,031,000 $ 515,500 $ 179,000
Marion, Indiana 2 $ 44,000 $ 22,000 $ 70,000
St. Joseph, Indiana 2 $ 101,000 $ 50,500 $ 154,000
Mason, Kentucky 2 $ 65,000 $ 32,500 $ 31,000
Oldham, Kentucky 2 $ 176,000 $ 88,000 $ 11,000
Pendleton, Kentucky 2 $ 258,000 $ 129,000 $ 43,000
Pulaski, Kentucky 2 $ 129,000 $ 64,500 $ 76,000
Branch, Michigan 2 $ 83,000 $ 41,500 $ 124,000
Belmont, Ohio 2 $ 181,000 $ 90,500 $ 50,000
Coshocton, Ohio 2 $ 140,000 $ 70,000 $ 45,000
Meigs, Ohio 2 $ 100,000 $ 50,000 $ 120,000
Berks, Pennsylvania 2 $ 193,000 $ 96,500 $ 97,000
Blair, Pennsylvania 2 $ 41,000 $ 20,500 $ 83,000
Crawford, Pennsylvania 2 $ 107,000 $ 53,500 $ 224,000
Dauphin, Pennsylvania 2 $ 48,000 $ 24,000 $ 98,000
Lebanon, Pennsylvania 2 $ 98,000 $ 49,000 $ 127,000
Northampton, Pennsylvania 2 $ 238,000 $ 119,000 $ 213,000
York, Pennsylvania 2 $ 77,000 $ 38,500 $ 85,000
Horry, South Carolina 2 $ 820,000 $ 410,000 $ 175,000
Rutherford, Tennessee 2 $ 63,000 $ 31,500 $ 59,000
Greenbrier, West Virginia 2 $ 84,000 $ 42,000 $ 18,000
Mercer, West Virginia 2 $ 148,000 $ 74,000 $ 70,000
Ohio, West Virginia 2 $ 33,000 $ 16,500 $ 89,000
Roane, West Virginia 2 $ 76,000 $ 38,000 $ 71,000
Maricopa, Arizona 1 $ 50,000 $ 50,000 $ 250,000
Pima, Arizona 1 $ 220,000 $ 220,000 $ 184,000
Routt, Colorado 1 $ 100,000 $ 100,000 $ 625,000
Bay, Florida 1 $ 75,000 $ 75,000 $ 220,000
Brevard, Florida 1 $ 50,000 $ 50,000 $ 52,000
Broward, Florida 1 $ 70,000 $ 70,000 $ 89,000
Charlotte, Florida 1 $ 43,000 $ 43,000 $ 167,000
Duval, Florida 1 $ 41,000 $ 41,000 $ 236,000
Hillsborough, Florida 1 $ 15,000 $ 15,000 $ 0
Manatee, Florida 1 $ 48,000 $ 48,000 $ 0
Marion, Florida 1 $ 206,000 $ 206,000 $ 97,000
Osceola, Florida 1 $ 37,000 $ 37,000 $ 198,000
Santa Rosa, Florida 1 $ 110,000 $ 110,000 $ 79,000
Seminole, Florida 1 $ 62,000 $ 62,000 $ 105,000
Volusia, Florida 1 $ 65,000 $ 65,000 $ 141,000
Forsyth, Georgia 1 $ 80,000 $ 80,000 $ 150,000
Fulton, Georgia 1 $ 109,000 $ 109,000 $ 272,000
Upson, Georgia 1 $ 74,000 $ 74,000 $ 22,000
DeKalb, Illinois 1 $ 69,000 $ 69,000 $ 118,000
DuPage, Illinois 1 $ 40,000 $ 40,000 $ 55,000
Grundy, Illinois 1 $ 76,000 $ 76,000 $ 71,000
Kane, Illinois 1 $ 25,000 $ 25,000 $ 125,000
Kendall, Illinois 1 $ 181,000 $ 181,000 $ 49,000
Macoupin, Illinois 1 $ 42,000 $ 42,000 $ 92,000
Vermilion, Illinois 1 $ 85,000 $ 85,000 $ 97,000
Allen, Indiana 1 $ 18,000 $ 18,000 $ 33,000
Boone, Indiana 1 $ 146,000 $ 146,000 $ 116,000
Clark, Indiana 1 $ 25,000 $ 25,000 $ 70,000
Hendricks, Indiana 1 $ 18,000 $ 18,000 $ 66,000
Johnson, Indiana 1 $ 15,000 $ 15,000 $ 68,000
LaGrange, Indiana 1 $ 10,000 $ 10,000 $ 72,000
Lake, Indiana 1 $ 15,000 $ 15,000 $ 30,000
LaPorte, Indiana 1 $ 68,000 $ 68,000 $ 45,000
Madison, Indiana 1 $ 30,000 $ 30,000 $ 65,000
Monroe, Indiana 1 $ 21,000 $ 21,000 $ 52,000
Randolph, Indiana 1 $ 50,000 $ 50,000 $ 60,000
Steuben, Indiana 1 $ 27,000 $ 27,000 $ 88,000
Union, Indiana 1 $ 35,000 $ 35,000 $ 59,000
Vanderburgh, Indiana 1 $ 80,000 $ 80,000 $ 43,000
White, Indiana 1 $ 23,000 $ 23,000 $ 81,000
Whitley, Indiana 1 $ 62,000 $ 62,000 $ 97,000
Carroll, Kentucky 1 $ 104,000 $ 104,000 $ 104,000
Clark, Kentucky 1 $ 97,000 $ 97,000 $ 55,000
Elliott, Kentucky 1 $ 127,000 $ 127,000 $ 151,000
Gallatin, Kentucky 1 $ 22,000 $ 22,000 $ 109,000
Grant, Kentucky 1 $ 120,000 $ 120,000 $ 80,000
Ohio, Kentucky 1 $ 45,000 $ 45,000 $ 56,000
Pike, Kentucky 1 $ 79,000 $ 79,000 $ 58,000
Spencer, Kentucky 1 $ 171,000 $ 171,000 $ 119,000
Sagadahoc, Maine 1 $ 240,000 $ 240,000 $ 3,000,000
Middlesex, Massachusetts 1 $ 1,460,000 $ 1,460,000 $ 315,000
Clinton, Michigan 1 $ 41,000 $ 41,000 $ 89,000
Emmet, Michigan 1 $ 92,000 $ 92,000 $ 28,000
Grand Traverse, Michigan 1 $ 89,000 $ 89,000 $ 57,000
Hillsdale, Michigan 1 $ 7,000 $ 7,000 $ 60,000
Huron, Michigan 1 $ 50,000 $ 50,000 $ 169,000
Isabella, Michigan 1 $ 24,000 $ 24,000 $ 118,000
Kent, Michigan 1 $ 114,000 $ 114,000 $ 108,000
Lapeer, Michigan 1 $ 247,000 $ 247,000 $ 127,000
Leelanau, Michigan 1 $ 200,000 $ 200,000 $ 0
Macomb, Michigan 1 $ 61,000 $ 61,000 $ 134,000
Marquette, Michigan 1 $ 29,000 $ 29,000 $ 43,000
Oakland, Michigan 1 $ 30,000 $ 30,000 $ 161,000
Ottawa, Michigan 1 $ 58,000 $ 58,000 $ 30,000
St. Joseph, Michigan 1 $ 17,000 $ 17,000 $ 41,000
Washtenaw, Michigan 1 $ 5,848,000 $ 5,848,000 $ 0
Cape Girardeau, Missouri 1 $ 129,000 $ 129,000 $ 54,000
Franklin, Missouri 1 $ 38,000 $ 38,000 $ 64,000
St. Charles, Missouri 1 $ 32,000 $ 32,000 $ 57,000
Iredell, North Carolina 1 $ 18,000 $ 18,000 $ 0
Gallia, Ohio 1 $ 23,000 $ 23,000 $ 75,000
Harrison, Ohio 1 $ 66,000 $ 66,000 $ 25,000
Vinton, Ohio 1 $ 49,000 $ 49,000 $ 55,000
Washington, Ohio 1 $ 55,000 $ 55,000 $ 129,000
Adams, Pennsylvania 1 $ 10,000 $ 10,000 $ 85,000
Bedford, Pennsylvania 1 $ 22,000 $ 22,000 $ 52,000
Chester, Pennsylvania 1 $ 39,000 $ 39,000 $ 53,000
Huntingdon, Pennsylvania 1 $ 46,000 $ 46,000 $ 99,000
Lycoming, Pennsylvania 1 $ 84,000 $ 84,000 $ 60,000
Monroe, Pennsylvania 1 $ 16,000 $ 16,000 $ 116,000
Montour, Pennsylvania 1 $ 40,000 $ 40,000 $ 85,000
Northumberland, Pennsylvania 1 $ 29,000 $ 29,000 $ 82,000
Perry, Pennsylvania 1 $ 26,000 $ 26,000 $ 73,000
Somerset, Pennsylvania 1 $ 20,000 $ 20,000 $ 131,000
Tioga, Pennsylvania 1 $ 11,000 $ 11,000 $ 48,000
Venango, Pennsylvania 1 $ 20,000 $ 20,000 $ 19,000
Beaufort, South Carolina 1 $ 125,000 $ 125,000 $ 968,000
Blount, Tennessee 1 $ 10,000 $ 10,000 $ 74,000
Campbell, Tennessee 1 $ 75,000 $ 75,000 $ 101,000
Marshall, Tennessee 1 $ 71,000 $ 71,000 $ 41,000
Sevier, Tennessee 1 $ 150,000 $ 150,000 $ 68,000
Shelby, Tennessee 1 $ 81,000 $ 81,000 $ 31,000
Van Buren, Tennessee 1 $ 85,000 $ 85,000 $ 35,000
Fort Bend, Texas 1 $ 25,000 $ 25,000 $ 65,000
Utah, Utah 1 $ 35,000 $ 35,000 $ 25,000
Hancock, West Virginia 1 $ 76,000 $ 76,000 $ 99,000
Harrison, West Virginia 1 $ 100,000 $ 100,000 $ 52,000
Jefferson, West Virginia 1 $ 188,000 $ 188,000 $ 87,000
Logan, West Virginia 1 $ 100,000 $ 100,000 $ 41,000
Marion, West Virginia 1 $ 28,000 $ 28,000 $ 64,000
Marshall, West Virginia 1 $ 10,000 $ 10,000 $ 85,000
Nicholas, West Virginia 1 $ 38,000 $ 38,000 $ 41,000
Pleasants, West Virginia 1 $ 14,000 $ 14,000 $ 34,000
Randolph, West Virginia 1 $ 62,000 $ 62,000 $ 39,000
Taylor, West Virginia 1 $ 38,000 $ 38,000 $ 177,000
Upshur, West Virginia 1 $ 75,000 $ 75,000 $ 44,000
Wood, West Virginia 1 $ 54,000 $ 54,000 $ 100,000
Wyoming, West Virginia 1 $ 25,000 $ 25,000 $ 43,000
Milwaukee, Wisconsin 1 $ 125,000 $ 125,000 $ 245,000

Mortgage Loan Application Detail Totals for Fifth Third Bank in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,517 $499,360,000 $90,000 $3,000,000 $73,000 $1,800,000
Home Improvement 2,807 $85,693,000 $30,000 $610,000 $72,000 $8,250,000
Home Purchase 1,967 $135,143,000 $68,000 $15,000,000 $101,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,881 $509,842,000 $64,000 $2,900,000 $79,000 $9,999,000
Not Provided 1,237 $81,139,000 $65,000 $780,000 $83,000 $5,000,000
Black or African American 734 $44,982,000 $61,000 $710,000 $62,000 $1,800,000
Hispanic 167 $10,206,000 $61,000 $1,460,000 $71,000 $504,000
Asian 126 $8,873,000 $70,000 $250,000 $96,000 $746,000
American Indian or Alaskan Native 69 $3,734,000 $54,000 $172,000 $62,000 $129,000
Not applicable 57 $60,171,000 $1,055,000 $15,000,000 $0 $0
Native Hawaiian or Other Pacific Islander 20 $1,249,000 $62,000 $182,000 $107,000 $414,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,291 $720,196,000 $69,000 $15,000,000 $78,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,769 $315,895,000 $66,000 $12,476,000 $82,000 $8,250,000
Application Denied By Financial Institution 4,332 $314,109,000 $72,000 $15,000,000 $69,000 $5,000,000
Application Withdrawn By Applicant 796 $62,533,000 $78,000 $539,000 $89,000 $1,013,000
Application Approved But Not Accepted 394 $27,659,000 $70,000 $1,200,000 $110,000 $9,999,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,753 $123,378,000 $70,000 $15,000,000 $68,000 $5,000,000
Debt-To-Income Ratio 1,134 $86,339,000 $76,000 $580,000 $53,000 $522,000
Collateral 534 $37,852,000 $70,000 $790,000 $82,000 $450,000
Credit Application Incomplete 382 $27,729,000 $72,000 $417,000 $81,000 $540,000
Other 258 $18,530,000 $71,000 $620,000 $79,000 $500,000
Unverifiable Information 239 $17,426,000 $72,000 $525,000 $89,000 $695,000
Employment History 32 $2,855,000 $89,000 $315,000 $68,000 $158,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fifth Third Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fifth Third Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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