Fifth Third Bank Michigan 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fifth Third Bank Michigan 5001 Kingsley Drive Md 1Mob2W Cincinnati, OH 45227 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 11,024 |
| Total Mortgage Loan Application Amount | $659,739,000 |
| Average Mortgage Loan Application Amount | $219,621 |
| Highest Mortgage Loan Application Amount | $11,917,000 |
| Average Applicant Income | $124,891 |
| Highest Applicant Income | $5,045,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Fifth Third Bank Michigan. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fifth Third Bank Michigan's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Fifth Third Bank Michigan's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fifth Third Bank Michigan serves its applicants.
Each category highlights the total number of mortgage applications processed by Fifth Third Bank Michigan, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fifth Third Bank Michigan's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kent County Michigan | 1,107 | $ 60,072,000 | $ 54,000 | $ 50,000 |
| Marion County Indiana | 474 | $ 21,958,000 | $ 46,000 | $ 57,000 |
| Ottawa County Michigan | 439 | $ 22,164,000 | $ 50,000 | $ 54,000 |
| Berrien County Michigan | 399 | $ 29,296,000 | $ 73,000 | $ 58,000 |
| Cook County Illinois | 372 | $ 63,949,000 | $ 171,000 | $ 71,000 |
| Muskegon County Michigan | 357 | $ 14,965,000 | $ 41,000 | $ 64,000 |
| Allegan County Michigan | 307 | $ 21,225,000 | $ 69,000 | $ 50,000 |
| Jefferson County Kentucky | 262 | $ 7,365,000 | $ 28,000 | $ 60,000 |
| Kalamazoo County Michigan | 246 | $ 13,917,000 | $ 56,000 | $ 48,000 |
| Vanderburgh County Indiana | 230 | $ 16,208,000 | $ 70,000 | $ 56,000 |
| Wayne County Michigan | 216 | $ 9,678,000 | $ 44,000 | $ 69,000 |
| Van Buren County Michigan | 208 | $ 12,126,000 | $ 58,000 | $ 44,000 |
| Ingham County Michigan | 190 | $ 11,801,000 | $ 62,000 | $ 54,000 |
| Fayette County Kentucky | 181 | $ 15,808,000 | $ 87,000 | $ 68,000 |
| Cass County Michigan | 174 | $ 10,605,000 | $ 60,000 | $ 57,000 |
| Montcalm County Michigan | 155 | $ 11,780,000 | $ 76,000 | $ 57,000 |
| Hamilton County Indiana | 144 | $ 7,302,000 | $ 50,000 | $ 81,000 |
| Macomb County Michigan | 142 | $ 4,867,000 | $ 34,000 | $ 61,000 |
| Oakland County Michigan | 141 | $ 7,343,000 | $ 52,000 | $ 87,000 |
| Vigo County Indiana | 129 | $ 4,314,000 | $ 33,000 | $ 46,000 |
| Allen County Indiana | 117 | $ 3,204,000 | $ 27,000 | $ 51,000 |
| Daviess County Kentucky | 109 | $ 6,495,000 | $ 59,000 | $ 48,000 |
| Campbell County Kentucky | 107 | $ 5,164,000 | $ 48,000 | $ 54,000 |
| Kenton County Kentucky | 104 | $ 3,342,000 | $ 32,000 | $ 55,000 |
| Kane County Illinois | 102 | $ 5,731,000 | $ 56,000 | $ 73,000 |
| Shiawassee County Michigan | 100 | $ 3,972,000 | $ 39,000 | $ 43,000 |
| Genesee County Michigan | 94 | $ 3,687,000 | $ 39,000 | $ 60,000 |
| Hillsdale County Michigan | 94 | $ 4,662,000 | $ 49,000 | $ 47,000 |
| Lake County Indiana | 92 | $ 4,090,000 | $ 44,000 | $ 46,000 |
| St. Clair County Michigan | 90 | $ 4,115,000 | $ 45,000 | $ 57,000 |
| Clinton County Michigan | 89 | $ 7,830,000 | $ 87,000 | $ 72,000 |
| Decatur County Indiana | 86 | $ 3,326,000 | $ 38,000 | $ 55,000 |
| Lake County Illinois | 84 | $ 10,813,000 | $ 128,000 | $ 82,000 |
| DuPage County Illinois | 80 | $ 10,018,000 | $ 125,000 | $ 93,000 |
| Boone County Kentucky | 77 | $ 2,633,000 | $ 34,000 | $ 56,000 |
| Posey County Indiana | 76 | $ 3,979,000 | $ 52,000 | $ 49,000 |
| Ripley County Indiana | 76 | $ 2,431,000 | $ 31,000 | $ 47,000 |
| Ionia County Michigan | 75 | $ 5,097,000 | $ 67,000 | $ 45,000 |
| Wexford County Michigan | 75 | $ 3,700,000 | $ 49,000 | $ 54,000 |
| Will County Illinois | 73 | $ 6,131,000 | $ 83,000 | $ 91,000 |
| Calhoun County Michigan | 72 | $ 3,468,000 | $ 48,000 | $ 51,000 |
| Eaton County Michigan | 70 | $ 3,631,000 | $ 51,000 | $ 56,000 |
| Grand Traverse County Michigan | 69 | $ 5,848,000 | $ 84,000 | $ 67,000 |
| Johnson County Indiana | 68 | $ 2,049,000 | $ 30,000 | $ 69,000 |
| Barry County Michigan | 63 | $ 3,591,000 | $ 57,000 | $ 57,000 |
| Mecosta County Michigan | 63 | $ 2,456,000 | $ 38,000 | $ 53,000 |
| Jackson County Michigan | 61 | $ 3,612,000 | $ 59,000 | $ 41,000 |
| Gibson County Indiana | 57 | $ 1,922,000 | $ 33,000 | $ 47,000 |
| Mason County Michigan | 53 | $ 2,885,000 | $ 54,000 | $ 37,000 |
| Hendricks County Indiana | 51 | $ 1,838,000 | $ 36,000 | $ 71,000 |
| Clay County Indiana | 50 | $ 1,812,000 | $ 36,000 | $ 42,000 |
| Harrison County Kentucky | 49 | $ 2,555,000 | $ 52,000 | $ 48,000 |
| Monroe County Indiana | 47 | $ 2,436,000 | $ 51,000 | $ 74,000 |
| Emmet County Michigan | 46 | $ 4,637,000 | $ 100,000 | $ 106,000 |
| Hamilton County Ohio | 45 | $ 1,767,000 | $ 39,000 | $ 57,000 |
| McHenry County Illinois | 44 | $ 2,564,000 | $ 58,000 | $ 80,000 |
| St. Joseph County Michigan | 44 | $ 1,623,000 | $ 36,000 | $ 50,000 |
| Newaygo County Michigan | 43 | $ 2,249,000 | $ 52,000 | $ 55,000 |
| Morgan County Indiana | 42 | $ 1,600,000 | $ 38,000 | $ 73,000 |
| Whiteside County Illinois | 41 | $ 2,448,000 | $ 59,000 | $ 60,000 |
| Lee County Florida | 40 | $ 6,778,000 | $ 169,000 | $ 84,000 |
| Hopkins County Kentucky | 40 | $ 1,118,000 | $ 27,000 | $ 62,000 |
| Warrick County Indiana | 39 | $ 2,310,000 | $ 59,000 | $ 101,000 |
| Henderson County Kentucky | 39 | $ 1,826,000 | $ 46,000 | $ 34,000 |
| Dubois County Indiana | 38 | $ 1,296,000 | $ 34,000 | $ 49,000 |
| Sullivan County Indiana | 38 | $ 996,000 | $ 26,000 | $ 45,000 |
| Fayette County Indiana | 36 | $ 1,442,000 | $ 40,000 | $ 75,000 |
| Pendleton County Kentucky | 36 | $ 2,121,000 | $ 58,000 | $ 59,000 |
| Mercer County Kentucky | 35 | $ 1,957,000 | $ 55,000 | $ 51,000 |
| Parke County Indiana | 34 | $ 1,412,000 | $ 41,000 | $ 45,000 |
| Porter County Indiana | 34 | $ 5,845,000 | $ 171,000 | $ 54,000 |
| Franklin County Kentucky | 33 | $ 2,057,000 | $ 62,000 | $ 61,000 |
| Livingston County Michigan | 32 | $ 2,212,000 | $ 69,000 | $ 83,000 |
| Missaukee County Michigan | 32 | $ 1,435,000 | $ 44,000 | $ 46,000 |
| Otsego County Michigan | 31 | $ 1,421,000 | $ 45,000 | $ 52,000 |
| Bartholomew County Indiana | 30 | $ 909,000 | $ 30,000 | $ 52,000 |
| Charlevoix County Michigan | 30 | $ 1,687,000 | $ 56,000 | $ 54,000 |
| Orange County Indiana | 29 | $ 1,238,000 | $ 42,000 | $ 39,000 |
| Shelby County Indiana | 28 | $ 810,000 | $ 28,000 | $ 53,000 |
| Bourbon County Kentucky | 28 | $ 3,449,000 | $ 123,000 | $ 45,000 |
| Leelanau County Michigan | 28 | $ 2,332,000 | $ 83,000 | $ 77,000 |
| Hancock County Indiana | 25 | $ 1,374,000 | $ 54,000 | $ 55,000 |
| Lawrence County Indiana | 25 | $ 1,305,000 | $ 52,000 | $ 42,000 |
| Tippecanoe County Indiana | 25 | $ 1,350,000 | $ 54,000 | $ 58,000 |
| St. Joseph County Indiana | 24 | $ 5,394,000 | $ 224,000 | $ 51,000 |
| Collier County Florida | 23 | $ 2,141,000 | $ 93,000 | $ 65,000 |
| Brown County Indiana | 23 | $ 1,116,000 | $ 48,000 | $ 42,000 |
| Dearborn County Indiana | 23 | $ 741,000 | $ 32,000 | $ 45,000 |
| Franklin County Indiana | 23 | $ 894,000 | $ 38,000 | $ 63,000 |
| Jasper County Indiana | 23 | $ 1,494,000 | $ 64,000 | $ 57,000 |
| Madison County Indiana | 23 | $ 781,000 | $ 33,000 | $ 53,000 |
| Oceana County Michigan | 23 | $ 832,000 | $ 36,000 | $ 35,000 |
| Starke County Indiana | 22 | $ 1,317,000 | $ 59,000 | $ 38,000 |
| Vermillion County Indiana | 22 | $ 1,099,000 | $ 49,000 | $ 43,000 |
| DeKalb County Illinois | 21 | $ 1,864,000 | $ 88,000 | $ 54,000 |
| Adams County Indiana | 21 | $ 620,000 | $ 29,000 | $ 43,000 |
| Clark County Indiana | 21 | $ 530,000 | $ 25,000 | $ 73,000 |
| Delaware County Indiana | 21 | $ 520,000 | $ 24,000 | $ 47,000 |
| Madison County Kentucky | 21 | $ 2,005,000 | $ 95,000 | $ 68,000 |
| Boone County Indiana | 20 | $ 925,000 | $ 46,000 | $ 103,000 |
| Greene County Indiana | 20 | $ 557,000 | $ 27,000 | $ 64,000 |
| Floyd County Indiana | 18 | $ 259,000 | $ 14,000 | $ 61,000 |
| Knox County Indiana | 18 | $ 442,000 | $ 24,000 | $ 58,000 |
| Bullitt County Kentucky | 18 | $ 367,000 | $ 20,000 | $ 55,000 |
| Washtenaw County Michigan | 18 | $ 1,310,000 | $ 72,000 | $ 70,000 |
| Kendall County Illinois | 17 | $ 1,032,000 | $ 60,000 | $ 63,000 |
| Monroe County Michigan | 17 | $ 767,000 | $ 45,000 | $ 62,000 |
| Effingham County Illinois | 16 | $ 380,000 | $ 23,000 | $ 37,000 |
| Boyle County Kentucky | 16 | $ 2,014,000 | $ 125,000 | $ 119,000 |
| Clare County Michigan | 16 | $ 853,000 | $ 53,000 | $ 36,000 |
| Butler County Ohio | 16 | $ 614,000 | $ 38,000 | $ 80,000 |
| Lee County Illinois | 15 | $ 775,000 | $ 51,000 | $ 42,000 |
| Stephenson County Illinois | 15 | $ 689,000 | $ 45,000 | $ 57,000 |
| Elkhart County Indiana | 15 | $ 700,000 | $ 46,000 | $ 65,000 |
| LaPorte County Indiana | 15 | $ 698,000 | $ 46,000 | $ 48,000 |
| Spencer County Indiana | 15 | $ 542,000 | $ 36,000 | $ 62,000 |
| Crittenden County Kentucky | 15 | $ 1,827,000 | $ 121,000 | $ 41,000 |
| Scott County Kentucky | 15 | $ 1,390,000 | $ 92,000 | $ 115,000 |
| Isabella County Michigan | 15 | $ 700,000 | $ 46,000 | $ 46,000 |
| Lapeer County Michigan | 15 | $ 648,000 | $ 43,000 | $ 61,000 |
| Saginaw County Michigan | 15 | $ 1,153,000 | $ 76,000 | $ 43,000 |
| Warren County Ohio | 15 | $ 552,000 | $ 36,000 | $ 71,000 |
| Perry County Indiana | 14 | $ 514,000 | $ 36,000 | $ 57,000 |
| Union County Kentucky | 14 | $ 499,000 | $ 35,000 | $ 61,000 |
| Jefferson County Illinois | 13 | $ 489,000 | $ 37,000 | $ 24,000 |
| Lyon County Kentucky | 13 | $ 456,000 | $ 35,000 | $ 39,000 |
| Woodford County Kentucky | 13 | $ 622,000 | $ 47,000 | $ 74,000 |
| Benton County Indiana | 12 | $ 534,000 | $ 44,000 | $ 54,000 |
| Branch County Michigan | 12 | $ 528,000 | $ 44,000 | $ 30,000 |
| Crawford County Michigan | 12 | $ 571,000 | $ 47,000 | $ 43,000 |
| Midland County Michigan | 12 | $ 2,298,000 | $ 191,000 | $ 47,000 |
| Williamson County Illinois | 11 | $ 312,000 | $ 28,000 | $ 36,000 |
| Jessamine County Kentucky | 11 | $ 474,000 | $ 43,000 | $ 64,000 |
| Antrim County Michigan | 11 | $ 845,000 | $ 76,000 | $ 40,000 |
| Cheboygan County Michigan | 11 | $ 372,000 | $ 33,000 | $ 60,000 |
| Clermont County Ohio | 11 | $ 1,119,000 | $ 101,000 | $ 33,000 |
| Winnebago County Illinois | 10 | $ 1,026,000 | $ 102,000 | $ 47,000 |
| Harrison County Indiana | 10 | $ 116,000 | $ 11,000 | $ 31,000 |
| Jennings County Indiana | 10 | $ 332,000 | $ 33,000 | $ 64,000 |
| Rush County Indiana | 10 | $ 154,000 | $ 15,000 | $ 35,000 |
| Shelby County Kentucky | 10 | $ 251,000 | $ 25,000 | $ 64,000 |
| Gratiot County Michigan | 10 | $ 683,000 | $ 68,000 | $ 51,000 |
| Osceola County Michigan | 10 | $ 359,000 | $ 35,000 | $ 56,000 |
| Ogle County Illinois | 9 | $ 517,000 | $ 57,000 | $ 53,000 |
| Hardin County Kentucky | 9 | $ 327,000 | $ 36,000 | $ 62,000 |
| Manistee County Michigan | 9 | $ 375,000 | $ 41,000 | $ 41,000 |
| Sanilac County Michigan | 9 | $ 353,000 | $ 39,000 | $ 67,000 |
| Rock Island County Illinois | 8 | $ 349,000 | $ 43,000 | $ 69,000 |
| Vermilion County Illinois | 8 | $ 293,000 | $ 36,000 | $ 67,000 |
| Kalkaska County Michigan | 8 | $ 466,000 | $ 58,000 | $ 47,000 |
| Lenawee County Michigan | 8 | $ 363,000 | $ 45,000 | $ 51,000 |
| Howard County Indiana | 7 | $ 116,000 | $ 16,000 | $ 74,000 |
| Steuben County Indiana | 7 | $ 238,000 | $ 34,000 | $ 47,000 |
| Washington County Indiana | 7 | $ 134,000 | $ 19,000 | $ 40,000 |
| Wells County Indiana | 7 | $ 113,000 | $ 16,000 | $ 55,000 |
| White County Indiana | 7 | $ 247,000 | $ 35,000 | $ 67,000 |
| Anderson County Kentucky | 7 | $ 476,000 | $ 68,000 | $ 64,000 |
| McLean County Kentucky | 7 | $ 434,000 | $ 62,000 | $ 66,000 |
| Meade County Kentucky | 7 | $ 297,000 | $ 42,000 | $ 59,000 |
| Oldham County Kentucky | 7 | $ 262,000 | $ 37,000 | $ 66,000 |
| St. Louis County Missouri | 7 | $ 919,000 | $ 131,000 | $ 132,000 |
| White County Illinois | 6 | $ 228,000 | $ 38,000 | $ 73,000 |
| Henry County Indiana | 6 | $ 341,000 | $ 56,000 | $ 78,000 |
| Owen County Indiana | 6 | $ 166,000 | $ 27,000 | $ 79,000 |
| Wayne County Indiana | 6 | $ 37,000 | $ 6,000 | $ 35,000 |
| Nicholas County Kentucky | 6 | $ 321,000 | $ 53,000 | $ 40,000 |
| Pulaski County Kentucky | 6 | $ 160,000 | $ 26,000 | $ 74,000 |
| Bay County Michigan | 6 | $ 364,000 | $ 60,000 | $ 71,000 |
| Oscoda County Michigan | 6 | $ 186,000 | $ 31,000 | $ 92,000 |
| Cumberland County Illinois | 5 | $ 84,000 | $ 16,000 | $ 42,000 |
| Franklin County Illinois | 5 | $ 132,000 | $ 26,000 | $ 55,000 |
| Lawrence County Illinois | 5 | $ 101,000 | $ 20,000 | $ 49,000 |
| Wabash County Illinois | 5 | $ 205,000 | $ 41,000 | $ 49,000 |
| Clinton County Indiana | 5 | $ 502,000 | $ 100,000 | $ 35,000 |
| DeKalb County Indiana | 5 | $ 284,000 | $ 56,000 | $ 64,000 |
| Huntington County Indiana | 5 | $ 69,000 | $ 13,000 | $ 42,000 |
| Kosciusko County Indiana | 5 | $ 136,000 | $ 27,000 | $ 84,000 |
| Pulaski County Indiana | 5 | $ 85,000 | $ 17,000 | $ 45,000 |
| Whitley County Indiana | 5 | $ 80,000 | $ 16,000 | $ 86,000 |
| Caldwell County Kentucky | 5 | $ 126,000 | $ 25,000 | $ 57,000 |
| Garrard County Kentucky | 5 | $ 232,000 | $ 46,000 | $ 69,000 |
| Hancock County Kentucky | 5 | $ 141,000 | $ 28,000 | $ 56,000 |
| Henry County Kentucky | 5 | $ 128,000 | $ 25,000 | $ 47,000 |
| Muhlenberg County Kentucky | 5 | $ 142,000 | $ 28,000 | $ 31,000 |
| Webster County Kentucky | 5 | $ 376,000 | $ 75,000 | $ 33,000 |
| Marquette County Michigan | 5 | $ 509,000 | $ 101,000 | $ 46,000 |
| Montgomery County Ohio | 5 | $ 304,000 | $ 60,000 | $ 85,000 |
| Boone County Illinois | 4 | $ 369,000 | $ 92,000 | $ 56,000 |
| Daviess County Indiana | 4 | $ 69,000 | $ 17,000 | $ 61,000 |
| Marshall County Indiana | 4 | $ 155,000 | $ 38,000 | $ 61,000 |
| Putnam County Indiana | 4 | $ 198,000 | $ 49,000 | $ 34,000 |
| Clark County Kentucky | 4 | $ 273,000 | $ 68,000 | $ 46,000 |
| Grant County Kentucky | 4 | $ 86,000 | $ 21,000 | $ 53,000 |
| Livingston County Kentucky | 4 | $ 120,000 | $ 30,000 | $ 41,000 |
| Spencer County Kentucky | 4 | $ 170,000 | $ 42,000 | $ 83,000 |
| Benzie County Michigan | 4 | $ 274,000 | $ 68,000 | $ 18,000 |
| Maricopa County Arizona | 3 | $ 6,450,000 | $ 2,150,000 | $ 539,000 |
| Manatee County Florida | 3 | $ 1,620,000 | $ 540,000 | $ 165,000 |
| Sarasota County Florida | 3 | $ 133,000 | $ 44,000 | $ 37,000 |
| Clark County Illinois | 3 | $ 144,000 | $ 48,000 | $ 70,000 |
| Crawford County Illinois | 3 | $ 180,000 | $ 60,000 | $ 32,000 |
| LaSalle County Illinois | 3 | $ 235,000 | $ 78,000 | $ 86,000 |
| Massac County Illinois | 3 | $ 122,000 | $ 40,000 | $ 43,000 |
| Perry County Illinois | 3 | $ 79,000 | $ 26,000 | $ 44,000 |
| Crawford County Indiana | 3 | $ 91,000 | $ 30,000 | $ 79,000 |
| Jackson County Indiana | 3 | $ 19,000 | $ 6,000 | $ 21,000 |
| Newton County Indiana | 3 | $ 124,000 | $ 41,000 | $ 56,000 |
| Noble County Indiana | 3 | $ 149,000 | $ 49,000 | $ 46,000 |
| Ohio County Indiana | 3 | $ 158,000 | $ 52,000 | $ 42,000 |
| Switzerland County Indiana | 3 | $ 332,000 | $ 110,000 | $ 250,000 |
| Carroll County Kentucky | 3 | $ 22,000 | $ 7,000 | $ 32,000 |
| Estill County Kentucky | 3 | $ 74,000 | $ 24,000 | $ 52,000 |
| Knox County Kentucky | 3 | $ 88,000 | $ 29,000 | $ 40,000 |
| Laurel County Kentucky | 3 | $ 89,000 | $ 29,000 | $ 36,000 |
| Nelson County Kentucky | 3 | $ 182,000 | $ 60,000 | $ 45,000 |
| Owen County Kentucky | 3 | $ 130,000 | $ 43,000 | $ 50,000 |
| Lake County Michigan | 3 | $ 212,000 | $ 70,000 | $ 31,000 |
| Presque Isle County Michigan | 3 | $ 237,000 | $ 79,000 | $ 89,000 |
| Tuscola County Michigan | 3 | $ 100,000 | $ 33,000 | $ 34,000 |
| Paulding County Ohio | 3 | $ 84,000 | $ 28,000 | $ 31,000 |
| Edgar County Illinois | 2 | $ 30,000 | $ 15,000 | $ 62,000 |
| Gallatin County Illinois | 2 | $ 148,000 | $ 74,000 | $ 72,000 |
| Grundy County Illinois | 2 | $ 75,000 | $ 37,000 | $ 70,000 |
| Iroquois County Illinois | 2 | $ 71,000 | $ 35,000 | $ 67,000 |
| McLean County Illinois | 2 | $ 38,000 | $ 19,000 | $ 49,000 |
| Blackford County Indiana | 2 | $ 62,000 | $ 31,000 | $ 41,000 |
| Carroll County Indiana | 2 | $ 98,000 | $ 49,000 | $ 111,000 |
| Fountain County Indiana | 2 | $ 88,000 | $ 44,000 | $ 63,000 |
| Martin County Indiana | 2 | $ 19,000 | $ 9,000 | $ 59,000 |
| Montgomery County Indiana | 2 | $ 217,000 | $ 108,000 | $ 91,000 |
| Pike County Indiana | 2 | $ 21,000 | $ 10,000 | $ 61,000 |
| Scott County Indiana | 2 | $ 107,000 | $ 53,000 | $ 47,000 |
| Tipton County Indiana | 2 | $ 22,000 | $ 11,000 | $ 77,000 |
| Union County Indiana | 2 | $ 217,000 | $ 108,000 | $ 58,000 |
| Wabash County Indiana | 2 | $ 53,000 | $ 26,000 | $ 30,000 |
| Bracken County Kentucky | 2 | $ 84,000 | $ 42,000 | $ 61,000 |
| Calloway County Kentucky | 2 | $ 157,000 | $ 78,000 | $ 69,000 |
| Gallatin County Kentucky | 2 | $ 405,000 | $ 202,000 | $ 64,000 |
| Graves County Kentucky | 2 | $ 55,000 | $ 27,000 | $ 54,000 |
| Grayson County Kentucky | 2 | $ 126,000 | $ 63,000 | $ 75,000 |
| McCracken County Kentucky | 2 | $ 35,000 | $ 17,000 | $ 60,000 |
| Robertson County Kentucky | 2 | $ 125,000 | $ 62,000 | $ 72,000 |
| Washington County Kentucky | 2 | $ 44,000 | $ 22,000 | $ 28,000 |
| Gladwin County Michigan | 2 | $ 237,000 | $ 118,000 | $ 66,000 |
| Huron County Michigan | 2 | $ 43,000 | $ 21,000 | $ 50,000 |
| Montmorency County Michigan | 2 | $ 20,000 | $ 10,000 | $ 41,000 |
| Schoolcraft County Michigan | 2 | $ 82,000 | $ 41,000 | $ 39,000 |
| Cuyahoga County Ohio | 2 | $ 152,000 | $ 76,000 | $ 74,000 |
| Franklin County Ohio | 2 | $ 82,000 | $ 41,000 | $ 109,000 |
| Lucas County Ohio | 2 | $ 21,000 | $ 10,000 | $ 34,000 |
| Williams County Ohio | 2 | $ 70,000 | $ 35,000 | $ 43,000 |
| Fayette County Tennessee | 2 | $ 194,000 | $ 97,000 | $ 59,000 |
| Sevier County Tennessee | 2 | $ 355,000 | $ 177,000 | $ 64,000 |
| Kenosha County Wisconsin | 2 | $ 112,000 | $ 56,000 | $ 58,000 |
| Walworth County Wisconsin | 2 | $ 206,000 | $ 103,000 | $ 45,000 |
| Baldwin County Alabama | 1 | $ 90,000 | $ 90,000 | $ 791,000 |
| Eagle County Colorado | 1 | $ 1,896,000 | $ 1,896,000 | $ 0 |
| Broward County Florida | 1 | $ 10,000 | $ 10,000 | $ 75,000 |
| Duval County Florida | 1 | $ 80,000 | $ 80,000 | $ 80,000 |
| Hillsborough County Florida | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Miami-Dade County Florida | 1 | $ 30,000 | $ 30,000 | $ 75,000 |
| Monroe County Florida | 1 | $ 73,000 | $ 73,000 | $ 264,000 |
| Seminole County Florida | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Walton County Florida | 1 | $ 67,000 | $ 67,000 | $ 186,000 |
| Carroll County Illinois | 1 | $ 26,000 | $ 26,000 | $ 44,000 |
| Coles County Illinois | 1 | $ 31,000 | $ 31,000 | $ 148,000 |
| Fayette County Illinois | 1 | $ 21,000 | $ 21,000 | $ 22,000 |
| Henry County Illinois | 1 | $ 29,000 | $ 29,000 | $ 25,000 |
| Jackson County Illinois | 1 | $ 103,000 | $ 103,000 | $ 31,000 |
| Johnson County Illinois | 1 | $ 18,000 | $ 18,000 | $ 48,000 |
| Kankakee County Illinois | 1 | $ 100,000 | $ 100,000 | $ 123,000 |
| Madison County Illinois | 1 | $ 82,000 | $ 82,000 | $ 72,000 |
| Marion County Illinois | 1 | $ 39,000 | $ 39,000 | $ 26,000 |
| Monroe County Illinois | 1 | $ 20,000 | $ 20,000 | $ 61,000 |
| Morgan County Illinois | 1 | $ 6,000 | $ 6,000 | $ 26,000 |
| Peoria County Illinois | 1 | $ 251,000 | $ 251,000 | $ 73,000 |
| Richland County Illinois | 1 | $ 4,000 | $ 4,000 | $ 65,000 |
| Saline County Illinois | 1 | $ 22,000 | $ 22,000 | $ 75,000 |
| Sangamon County Illinois | 1 | $ 55,000 | $ 55,000 | $ 160,000 |
| Wayne County Illinois | 1 | $ 47,000 | $ 47,000 | $ 55,000 |
| Cass County Indiana | 1 | $ 9,000 | $ 9,000 | $ 117,000 |
| Grant County Indiana | 1 | $ 10,000 | $ 10,000 | $ 57,000 |
| Jefferson County Indiana | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
| LaGrange County Indiana | 1 | $ 40,000 | $ 40,000 | $ 48,000 |
| Miami County Indiana | 1 | $ 76,000 | $ 76,000 | $ 34,000 |
| Randolph County Indiana | 1 | $ 60,000 | $ 60,000 | $ 62,000 |
| Johnson County Kansas | 1 | $ 34,000 | $ 34,000 | $ 102,000 |
| Bath County Kentucky | 1 | $ 6,000 | $ 6,000 | $ 25,000 |
| Breckinridge County Kentucky | 1 | $ 2,000 | $ 2,000 | $ 37,000 |
| Christian County Kentucky | 1 | $ 51,000 | $ 51,000 | $ 80,000 |
| Fleming County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 46,000 |
| Jackson County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 33,000 |
| Lincoln County Kentucky | 1 | $ 43,000 | $ 43,000 | $ 69,000 |
| Logan County Kentucky | 1 | $ 6,000 | $ 6,000 | $ 62,000 |
| Marion County Kentucky | 1 | $ 33,000 | $ 33,000 | $ 38,000 |
| Marshall County Kentucky | 1 | $ 20,000 | $ 20,000 | $ 23,000 |
| Mason County Kentucky | 1 | $ 16,000 | $ 16,000 | $ 42,000 |
| Ohio County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| Pike County Kentucky | 1 | $ 20,000 | $ 20,000 | $ 26,000 |
| Powell County Kentucky | 1 | $ 3,000 | $ 3,000 | $ 39,000 |
| Taylor County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 17,000 |
| Wayne County Kentucky | 1 | $ 19,000 | $ 19,000 | $ 60,000 |
| St. Tammany County Louisiana | 1 | $ 62,000 | $ 62,000 | $ 470,000 |
| Barnstable County Massachusetts | 1 | $ 250,000 | $ 250,000 | $ 87,000 |
| Alger County Michigan | 1 | $ 20,000 | $ 20,000 | $ 73,000 |
| Alpena County Michigan | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Arenac County Michigan | 1 | $ 150,000 | $ 150,000 | $ 99,000 |
| Chippewa County Michigan | 1 | $ 40,000 | $ 40,000 | $ 61,000 |
| Delta County Michigan | 1 | $ 200,000 | $ 200,000 | $ 712,000 |
| Houghton County Michigan | 1 | $ 277,000 | $ 277,000 | $ 0 |
| Iosco County Michigan | 1 | $ 20,000 | $ 20,000 | $ 17,000 |
| Iron County Michigan | 1 | $ 28,000 | $ 28,000 | $ 59,000 |
| Luce County Michigan | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Mackinac County Michigan | 1 | $ 60,000 | $ 60,000 | $ 43,000 |
| Ogemaw County Michigan | 1 | $ 11,000 | $ 11,000 | $ 89,000 |
| Roscommon County Michigan | 1 | $ 5,000 | $ 5,000 | $ 80,000 |
| Jackson County Missouri | 1 | $ 27,000 | $ 27,000 | $ 76,000 |
| Platte County Missouri | 1 | $ 36,000 | $ 36,000 | $ 101,000 |
| Clark County Nevada | 1 | $ 70,000 | $ 70,000 | $ 581,000 |
| Nassau County New York | 1 | $ 1,200,000 | $ 1,200,000 | $ 0 |
| Orange County New York | 1 | $ 17,000 | $ 17,000 | $ 109,000 |
| Brown County Ohio | 1 | $ 16,000 | $ 16,000 | $ 41,000 |
| Clark County Ohio | 1 | $ 5,000 | $ 5,000 | $ 74,000 |
| Clinton County Ohio | 1 | $ 29,000 | $ 29,000 | $ 67,000 |
| Defiance County Ohio | 1 | $ 26,000 | $ 26,000 | $ 72,000 |
| Delaware County Ohio | 1 | $ 43,000 | $ 43,000 | $ 83,000 |
| Geauga County Ohio | 1 | $ 32,000 | $ 32,000 | $ 78,000 |
| Greene County Ohio | 1 | $ 130,000 | $ 130,000 | $ 148,000 |
| Summit County Ohio | 1 | $ 40,000 | $ 40,000 | $ 169,000 |
| Van Wert County Ohio | 1 | $ 84,000 | $ 84,000 | $ 48,000 |
| Montgomery County Pennsylvania | 1 | $ 169,000 | $ 169,000 | $ 32,000 |
| Charleston County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 204,000 |
| Blount County Tennessee | 1 | $ 40,000 | $ 40,000 | $ 50,000 |
| Davidson County Tennessee | 1 | $ 14,000 | $ 14,000 | $ 37,000 |
| Gibson County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 103,000 |
| Rutherford County Tennessee | 1 | $ 37,000 | $ 37,000 | $ 41,000 |
| Door County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Eau Claire County Wisconsin | 1 | $ 20,000 | $ 20,000 | $ 54,000 |
| Marquette County Wisconsin | 1 | $ 77,000 | $ 77,000 | $ 40,000 |
| Milwaukee County Wisconsin | 1 | $ 14,000 | $ 14,000 | $ 32,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,372 | $380,856,000 | $113,300 | $2,097,000 | $68,500 | $5,045,000 |
| Home Improvement | 3,587 | $99,996,000 | $51,900 | $2,400,000 | $63,300 | $1,876,000 |
| Home Purchase | 2,065 | $178,887,000 | $380,823 | $11,917,000 | $194,294 | $4,476,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,627 | $478,856,000 | $346,722 | $3,525,000 | $221,166 | $5,045,000 |
| Not Provided | 1,039 | $53,164,000 | $59,375 | $3,500,000 | $69,000 | $730,000 |
| Black or African American | 493 | $18,009,000 | $27,500 | $433,000 | $63,833 | $345,000 |
| Hispanic | 436 | $20,487,000 | $38,833 | $668,000 | $50,000 | $453,000 |
| Not applicable | 189 | $76,251,000 | $743,625 | $11,917,000 | $1,125 | $72,000 |
| Asian | 135 | $8,594,000 | $60,166 | $721,000 | $81,166 | $585,000 |
| American Indian or Alaskan Native | 93 | $3,864,000 | $35,000 | $437,000 | $80,500 | $264,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $514,000 | $37,200 | $156,000 | $75,600 | $156,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,024 | $659,739,000 | $323,789 | $11,917,000 | $182,842 | $5,045,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,806 | $462,176,000 | $356,294 | $11,917,000 | $176,411 | $5,045,000 |
| Application Denied By Financial Institution | 3,356 | $151,324,000 | $68,090 | $1,700,000 | $100,545 | $1,451,000 |
| Application Approved But Not Accepted | 690 | $34,962,000 | $45,000 | $772,000 | $59,428 | $730,000 |
| Application Withdrawn By Applicant | 171 | $11,077,000 | $72,857 | $721,000 | $78,285 | $585,000 |
| File Closed For Incompleteness | 1 | $200,000 | $200,000 | $200,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,840 | $71,878,000 | $61,625 | $780,000 | $51,875 | $630,000 |
| Debt-To-Income Ratio | 766 | $38,591,000 | $38,500 | $1,700,000 | $44,125 | $360,000 |
| Collateral | 293 | $16,694,000 | $62,375 | $385,000 | $79,750 | $387,000 |
| Other | 277 | $13,373,000 | $40,166 | $490,000 | $118,833 | $1,451,000 |
| Unverifiable Information | 97 | $6,849,000 | $67,600 | $321,000 | $66,600 | $410,000 |
| Credit Application Incomplete | 54 | $2,801,000 | $47,333 | $350,000 | $96,833 | $252,000 |
| Employment History | 28 | $1,005,000 | $35,000 | $156,000 | $45,250 | $100,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fifth Third Bank Michigan's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fifth Third Bank Michigan's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.