Fifth Third Bank Michigan
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004

Fifth Third Bank Michigan 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Fifth Third Bank Michigan
5001 Kingsley Drive Md 1Mob2W
Cincinnati, OH 45227
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 11,024
Total Mortgage Loan Application Amount $659,739,000
Average Mortgage Loan Application Amount $219,621
Highest Mortgage Loan Application Amount $11,917,000
Average Applicant Income $124,891
Highest Applicant Income $5,045,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Fifth Third Bank Michigan. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fifth Third Bank Michigan's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2004 breaks down Fifth Third Bank Michigan's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fifth Third Bank Michigan serves its applicants.

Each category highlights the total number of mortgage applications processed by Fifth Third Bank Michigan, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fifth Third Bank Michigan's mortgage activity for 2004.

Mortgage Loan Application Totals for Fifth Third Bank Michigan by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Kent County Michigan 1,107 $ 60,072,000 $ 54,000 $ 50,000
Marion County Indiana 474 $ 21,958,000 $ 46,000 $ 57,000
Ottawa County Michigan 439 $ 22,164,000 $ 50,000 $ 54,000
Berrien County Michigan 399 $ 29,296,000 $ 73,000 $ 58,000
Cook County Illinois 372 $ 63,949,000 $ 171,000 $ 71,000
Muskegon County Michigan 357 $ 14,965,000 $ 41,000 $ 64,000
Allegan County Michigan 307 $ 21,225,000 $ 69,000 $ 50,000
Jefferson County Kentucky 262 $ 7,365,000 $ 28,000 $ 60,000
Kalamazoo County Michigan 246 $ 13,917,000 $ 56,000 $ 48,000
Vanderburgh County Indiana 230 $ 16,208,000 $ 70,000 $ 56,000
Wayne County Michigan 216 $ 9,678,000 $ 44,000 $ 69,000
Van Buren County Michigan 208 $ 12,126,000 $ 58,000 $ 44,000
Ingham County Michigan 190 $ 11,801,000 $ 62,000 $ 54,000
Fayette County Kentucky 181 $ 15,808,000 $ 87,000 $ 68,000
Cass County Michigan 174 $ 10,605,000 $ 60,000 $ 57,000
Montcalm County Michigan 155 $ 11,780,000 $ 76,000 $ 57,000
Hamilton County Indiana 144 $ 7,302,000 $ 50,000 $ 81,000
Macomb County Michigan 142 $ 4,867,000 $ 34,000 $ 61,000
Oakland County Michigan 141 $ 7,343,000 $ 52,000 $ 87,000
Vigo County Indiana 129 $ 4,314,000 $ 33,000 $ 46,000
Allen County Indiana 117 $ 3,204,000 $ 27,000 $ 51,000
Daviess County Kentucky 109 $ 6,495,000 $ 59,000 $ 48,000
Campbell County Kentucky 107 $ 5,164,000 $ 48,000 $ 54,000
Kenton County Kentucky 104 $ 3,342,000 $ 32,000 $ 55,000
Kane County Illinois 102 $ 5,731,000 $ 56,000 $ 73,000
Shiawassee County Michigan 100 $ 3,972,000 $ 39,000 $ 43,000
Genesee County Michigan 94 $ 3,687,000 $ 39,000 $ 60,000
Hillsdale County Michigan 94 $ 4,662,000 $ 49,000 $ 47,000
Lake County Indiana 92 $ 4,090,000 $ 44,000 $ 46,000
St. Clair County Michigan 90 $ 4,115,000 $ 45,000 $ 57,000
Clinton County Michigan 89 $ 7,830,000 $ 87,000 $ 72,000
Decatur County Indiana 86 $ 3,326,000 $ 38,000 $ 55,000
Lake County Illinois 84 $ 10,813,000 $ 128,000 $ 82,000
DuPage County Illinois 80 $ 10,018,000 $ 125,000 $ 93,000
Boone County Kentucky 77 $ 2,633,000 $ 34,000 $ 56,000
Posey County Indiana 76 $ 3,979,000 $ 52,000 $ 49,000
Ripley County Indiana 76 $ 2,431,000 $ 31,000 $ 47,000
Ionia County Michigan 75 $ 5,097,000 $ 67,000 $ 45,000
Wexford County Michigan 75 $ 3,700,000 $ 49,000 $ 54,000
Will County Illinois 73 $ 6,131,000 $ 83,000 $ 91,000
Calhoun County Michigan 72 $ 3,468,000 $ 48,000 $ 51,000
Eaton County Michigan 70 $ 3,631,000 $ 51,000 $ 56,000
Grand Traverse County Michigan 69 $ 5,848,000 $ 84,000 $ 67,000
Johnson County Indiana 68 $ 2,049,000 $ 30,000 $ 69,000
Barry County Michigan 63 $ 3,591,000 $ 57,000 $ 57,000
Mecosta County Michigan 63 $ 2,456,000 $ 38,000 $ 53,000
Jackson County Michigan 61 $ 3,612,000 $ 59,000 $ 41,000
Gibson County Indiana 57 $ 1,922,000 $ 33,000 $ 47,000
Mason County Michigan 53 $ 2,885,000 $ 54,000 $ 37,000
Hendricks County Indiana 51 $ 1,838,000 $ 36,000 $ 71,000
Clay County Indiana 50 $ 1,812,000 $ 36,000 $ 42,000
Harrison County Kentucky 49 $ 2,555,000 $ 52,000 $ 48,000
Monroe County Indiana 47 $ 2,436,000 $ 51,000 $ 74,000
Emmet County Michigan 46 $ 4,637,000 $ 100,000 $ 106,000
Hamilton County Ohio 45 $ 1,767,000 $ 39,000 $ 57,000
McHenry County Illinois 44 $ 2,564,000 $ 58,000 $ 80,000
St. Joseph County Michigan 44 $ 1,623,000 $ 36,000 $ 50,000
Newaygo County Michigan 43 $ 2,249,000 $ 52,000 $ 55,000
Morgan County Indiana 42 $ 1,600,000 $ 38,000 $ 73,000
Whiteside County Illinois 41 $ 2,448,000 $ 59,000 $ 60,000
Lee County Florida 40 $ 6,778,000 $ 169,000 $ 84,000
Hopkins County Kentucky 40 $ 1,118,000 $ 27,000 $ 62,000
Warrick County Indiana 39 $ 2,310,000 $ 59,000 $ 101,000
Henderson County Kentucky 39 $ 1,826,000 $ 46,000 $ 34,000
Dubois County Indiana 38 $ 1,296,000 $ 34,000 $ 49,000
Sullivan County Indiana 38 $ 996,000 $ 26,000 $ 45,000
Fayette County Indiana 36 $ 1,442,000 $ 40,000 $ 75,000
Pendleton County Kentucky 36 $ 2,121,000 $ 58,000 $ 59,000
Mercer County Kentucky 35 $ 1,957,000 $ 55,000 $ 51,000
Parke County Indiana 34 $ 1,412,000 $ 41,000 $ 45,000
Porter County Indiana 34 $ 5,845,000 $ 171,000 $ 54,000
Franklin County Kentucky 33 $ 2,057,000 $ 62,000 $ 61,000
Livingston County Michigan 32 $ 2,212,000 $ 69,000 $ 83,000
Missaukee County Michigan 32 $ 1,435,000 $ 44,000 $ 46,000
Otsego County Michigan 31 $ 1,421,000 $ 45,000 $ 52,000
Bartholomew County Indiana 30 $ 909,000 $ 30,000 $ 52,000
Charlevoix County Michigan 30 $ 1,687,000 $ 56,000 $ 54,000
Orange County Indiana 29 $ 1,238,000 $ 42,000 $ 39,000
Shelby County Indiana 28 $ 810,000 $ 28,000 $ 53,000
Bourbon County Kentucky 28 $ 3,449,000 $ 123,000 $ 45,000
Leelanau County Michigan 28 $ 2,332,000 $ 83,000 $ 77,000
Hancock County Indiana 25 $ 1,374,000 $ 54,000 $ 55,000
Lawrence County Indiana 25 $ 1,305,000 $ 52,000 $ 42,000
Tippecanoe County Indiana 25 $ 1,350,000 $ 54,000 $ 58,000
St. Joseph County Indiana 24 $ 5,394,000 $ 224,000 $ 51,000
Collier County Florida 23 $ 2,141,000 $ 93,000 $ 65,000
Brown County Indiana 23 $ 1,116,000 $ 48,000 $ 42,000
Dearborn County Indiana 23 $ 741,000 $ 32,000 $ 45,000
Franklin County Indiana 23 $ 894,000 $ 38,000 $ 63,000
Jasper County Indiana 23 $ 1,494,000 $ 64,000 $ 57,000
Madison County Indiana 23 $ 781,000 $ 33,000 $ 53,000
Oceana County Michigan 23 $ 832,000 $ 36,000 $ 35,000
Starke County Indiana 22 $ 1,317,000 $ 59,000 $ 38,000
Vermillion County Indiana 22 $ 1,099,000 $ 49,000 $ 43,000
DeKalb County Illinois 21 $ 1,864,000 $ 88,000 $ 54,000
Adams County Indiana 21 $ 620,000 $ 29,000 $ 43,000
Clark County Indiana 21 $ 530,000 $ 25,000 $ 73,000
Delaware County Indiana 21 $ 520,000 $ 24,000 $ 47,000
Madison County Kentucky 21 $ 2,005,000 $ 95,000 $ 68,000
Boone County Indiana 20 $ 925,000 $ 46,000 $ 103,000
Greene County Indiana 20 $ 557,000 $ 27,000 $ 64,000
Floyd County Indiana 18 $ 259,000 $ 14,000 $ 61,000
Knox County Indiana 18 $ 442,000 $ 24,000 $ 58,000
Bullitt County Kentucky 18 $ 367,000 $ 20,000 $ 55,000
Washtenaw County Michigan 18 $ 1,310,000 $ 72,000 $ 70,000
Kendall County Illinois 17 $ 1,032,000 $ 60,000 $ 63,000
Monroe County Michigan 17 $ 767,000 $ 45,000 $ 62,000
Effingham County Illinois 16 $ 380,000 $ 23,000 $ 37,000
Boyle County Kentucky 16 $ 2,014,000 $ 125,000 $ 119,000
Clare County Michigan 16 $ 853,000 $ 53,000 $ 36,000
Butler County Ohio 16 $ 614,000 $ 38,000 $ 80,000
Lee County Illinois 15 $ 775,000 $ 51,000 $ 42,000
Stephenson County Illinois 15 $ 689,000 $ 45,000 $ 57,000
Elkhart County Indiana 15 $ 700,000 $ 46,000 $ 65,000
LaPorte County Indiana 15 $ 698,000 $ 46,000 $ 48,000
Spencer County Indiana 15 $ 542,000 $ 36,000 $ 62,000
Crittenden County Kentucky 15 $ 1,827,000 $ 121,000 $ 41,000
Scott County Kentucky 15 $ 1,390,000 $ 92,000 $ 115,000
Isabella County Michigan 15 $ 700,000 $ 46,000 $ 46,000
Lapeer County Michigan 15 $ 648,000 $ 43,000 $ 61,000
Saginaw County Michigan 15 $ 1,153,000 $ 76,000 $ 43,000
Warren County Ohio 15 $ 552,000 $ 36,000 $ 71,000
Perry County Indiana 14 $ 514,000 $ 36,000 $ 57,000
Union County Kentucky 14 $ 499,000 $ 35,000 $ 61,000
Jefferson County Illinois 13 $ 489,000 $ 37,000 $ 24,000
Lyon County Kentucky 13 $ 456,000 $ 35,000 $ 39,000
Woodford County Kentucky 13 $ 622,000 $ 47,000 $ 74,000
Benton County Indiana 12 $ 534,000 $ 44,000 $ 54,000
Branch County Michigan 12 $ 528,000 $ 44,000 $ 30,000
Crawford County Michigan 12 $ 571,000 $ 47,000 $ 43,000
Midland County Michigan 12 $ 2,298,000 $ 191,000 $ 47,000
Williamson County Illinois 11 $ 312,000 $ 28,000 $ 36,000
Jessamine County Kentucky 11 $ 474,000 $ 43,000 $ 64,000
Antrim County Michigan 11 $ 845,000 $ 76,000 $ 40,000
Cheboygan County Michigan 11 $ 372,000 $ 33,000 $ 60,000
Clermont County Ohio 11 $ 1,119,000 $ 101,000 $ 33,000
Winnebago County Illinois 10 $ 1,026,000 $ 102,000 $ 47,000
Harrison County Indiana 10 $ 116,000 $ 11,000 $ 31,000
Jennings County Indiana 10 $ 332,000 $ 33,000 $ 64,000
Rush County Indiana 10 $ 154,000 $ 15,000 $ 35,000
Shelby County Kentucky 10 $ 251,000 $ 25,000 $ 64,000
Gratiot County Michigan 10 $ 683,000 $ 68,000 $ 51,000
Osceola County Michigan 10 $ 359,000 $ 35,000 $ 56,000
Ogle County Illinois 9 $ 517,000 $ 57,000 $ 53,000
Hardin County Kentucky 9 $ 327,000 $ 36,000 $ 62,000
Manistee County Michigan 9 $ 375,000 $ 41,000 $ 41,000
Sanilac County Michigan 9 $ 353,000 $ 39,000 $ 67,000
Rock Island County Illinois 8 $ 349,000 $ 43,000 $ 69,000
Vermilion County Illinois 8 $ 293,000 $ 36,000 $ 67,000
Kalkaska County Michigan 8 $ 466,000 $ 58,000 $ 47,000
Lenawee County Michigan 8 $ 363,000 $ 45,000 $ 51,000
Howard County Indiana 7 $ 116,000 $ 16,000 $ 74,000
Steuben County Indiana 7 $ 238,000 $ 34,000 $ 47,000
Washington County Indiana 7 $ 134,000 $ 19,000 $ 40,000
Wells County Indiana 7 $ 113,000 $ 16,000 $ 55,000
White County Indiana 7 $ 247,000 $ 35,000 $ 67,000
Anderson County Kentucky 7 $ 476,000 $ 68,000 $ 64,000
McLean County Kentucky 7 $ 434,000 $ 62,000 $ 66,000
Meade County Kentucky 7 $ 297,000 $ 42,000 $ 59,000
Oldham County Kentucky 7 $ 262,000 $ 37,000 $ 66,000
St. Louis County Missouri 7 $ 919,000 $ 131,000 $ 132,000
White County Illinois 6 $ 228,000 $ 38,000 $ 73,000
Henry County Indiana 6 $ 341,000 $ 56,000 $ 78,000
Owen County Indiana 6 $ 166,000 $ 27,000 $ 79,000
Wayne County Indiana 6 $ 37,000 $ 6,000 $ 35,000
Nicholas County Kentucky 6 $ 321,000 $ 53,000 $ 40,000
Pulaski County Kentucky 6 $ 160,000 $ 26,000 $ 74,000
Bay County Michigan 6 $ 364,000 $ 60,000 $ 71,000
Oscoda County Michigan 6 $ 186,000 $ 31,000 $ 92,000
Cumberland County Illinois 5 $ 84,000 $ 16,000 $ 42,000
Franklin County Illinois 5 $ 132,000 $ 26,000 $ 55,000
Lawrence County Illinois 5 $ 101,000 $ 20,000 $ 49,000
Wabash County Illinois 5 $ 205,000 $ 41,000 $ 49,000
Clinton County Indiana 5 $ 502,000 $ 100,000 $ 35,000
DeKalb County Indiana 5 $ 284,000 $ 56,000 $ 64,000
Huntington County Indiana 5 $ 69,000 $ 13,000 $ 42,000
Kosciusko County Indiana 5 $ 136,000 $ 27,000 $ 84,000
Pulaski County Indiana 5 $ 85,000 $ 17,000 $ 45,000
Whitley County Indiana 5 $ 80,000 $ 16,000 $ 86,000
Caldwell County Kentucky 5 $ 126,000 $ 25,000 $ 57,000
Garrard County Kentucky 5 $ 232,000 $ 46,000 $ 69,000
Hancock County Kentucky 5 $ 141,000 $ 28,000 $ 56,000
Henry County Kentucky 5 $ 128,000 $ 25,000 $ 47,000
Muhlenberg County Kentucky 5 $ 142,000 $ 28,000 $ 31,000
Webster County Kentucky 5 $ 376,000 $ 75,000 $ 33,000
Marquette County Michigan 5 $ 509,000 $ 101,000 $ 46,000
Montgomery County Ohio 5 $ 304,000 $ 60,000 $ 85,000
Boone County Illinois 4 $ 369,000 $ 92,000 $ 56,000
Daviess County Indiana 4 $ 69,000 $ 17,000 $ 61,000
Marshall County Indiana 4 $ 155,000 $ 38,000 $ 61,000
Putnam County Indiana 4 $ 198,000 $ 49,000 $ 34,000
Clark County Kentucky 4 $ 273,000 $ 68,000 $ 46,000
Grant County Kentucky 4 $ 86,000 $ 21,000 $ 53,000
Livingston County Kentucky 4 $ 120,000 $ 30,000 $ 41,000
Spencer County Kentucky 4 $ 170,000 $ 42,000 $ 83,000
Benzie County Michigan 4 $ 274,000 $ 68,000 $ 18,000
Maricopa County Arizona 3 $ 6,450,000 $ 2,150,000 $ 539,000
Manatee County Florida 3 $ 1,620,000 $ 540,000 $ 165,000
Sarasota County Florida 3 $ 133,000 $ 44,000 $ 37,000
Clark County Illinois 3 $ 144,000 $ 48,000 $ 70,000
Crawford County Illinois 3 $ 180,000 $ 60,000 $ 32,000
LaSalle County Illinois 3 $ 235,000 $ 78,000 $ 86,000
Massac County Illinois 3 $ 122,000 $ 40,000 $ 43,000
Perry County Illinois 3 $ 79,000 $ 26,000 $ 44,000
Crawford County Indiana 3 $ 91,000 $ 30,000 $ 79,000
Jackson County Indiana 3 $ 19,000 $ 6,000 $ 21,000
Newton County Indiana 3 $ 124,000 $ 41,000 $ 56,000
Noble County Indiana 3 $ 149,000 $ 49,000 $ 46,000
Ohio County Indiana 3 $ 158,000 $ 52,000 $ 42,000
Switzerland County Indiana 3 $ 332,000 $ 110,000 $ 250,000
Carroll County Kentucky 3 $ 22,000 $ 7,000 $ 32,000
Estill County Kentucky 3 $ 74,000 $ 24,000 $ 52,000
Knox County Kentucky 3 $ 88,000 $ 29,000 $ 40,000
Laurel County Kentucky 3 $ 89,000 $ 29,000 $ 36,000
Nelson County Kentucky 3 $ 182,000 $ 60,000 $ 45,000
Owen County Kentucky 3 $ 130,000 $ 43,000 $ 50,000
Lake County Michigan 3 $ 212,000 $ 70,000 $ 31,000
Presque Isle County Michigan 3 $ 237,000 $ 79,000 $ 89,000
Tuscola County Michigan 3 $ 100,000 $ 33,000 $ 34,000
Paulding County Ohio 3 $ 84,000 $ 28,000 $ 31,000
Edgar County Illinois 2 $ 30,000 $ 15,000 $ 62,000
Gallatin County Illinois 2 $ 148,000 $ 74,000 $ 72,000
Grundy County Illinois 2 $ 75,000 $ 37,000 $ 70,000
Iroquois County Illinois 2 $ 71,000 $ 35,000 $ 67,000
McLean County Illinois 2 $ 38,000 $ 19,000 $ 49,000
Blackford County Indiana 2 $ 62,000 $ 31,000 $ 41,000
Carroll County Indiana 2 $ 98,000 $ 49,000 $ 111,000
Fountain County Indiana 2 $ 88,000 $ 44,000 $ 63,000
Martin County Indiana 2 $ 19,000 $ 9,000 $ 59,000
Montgomery County Indiana 2 $ 217,000 $ 108,000 $ 91,000
Pike County Indiana 2 $ 21,000 $ 10,000 $ 61,000
Scott County Indiana 2 $ 107,000 $ 53,000 $ 47,000
Tipton County Indiana 2 $ 22,000 $ 11,000 $ 77,000
Union County Indiana 2 $ 217,000 $ 108,000 $ 58,000
Wabash County Indiana 2 $ 53,000 $ 26,000 $ 30,000
Bracken County Kentucky 2 $ 84,000 $ 42,000 $ 61,000
Calloway County Kentucky 2 $ 157,000 $ 78,000 $ 69,000
Gallatin County Kentucky 2 $ 405,000 $ 202,000 $ 64,000
Graves County Kentucky 2 $ 55,000 $ 27,000 $ 54,000
Grayson County Kentucky 2 $ 126,000 $ 63,000 $ 75,000
McCracken County Kentucky 2 $ 35,000 $ 17,000 $ 60,000
Robertson County Kentucky 2 $ 125,000 $ 62,000 $ 72,000
Washington County Kentucky 2 $ 44,000 $ 22,000 $ 28,000
Gladwin County Michigan 2 $ 237,000 $ 118,000 $ 66,000
Huron County Michigan 2 $ 43,000 $ 21,000 $ 50,000
Montmorency County Michigan 2 $ 20,000 $ 10,000 $ 41,000
Schoolcraft County Michigan 2 $ 82,000 $ 41,000 $ 39,000
Cuyahoga County Ohio 2 $ 152,000 $ 76,000 $ 74,000
Franklin County Ohio 2 $ 82,000 $ 41,000 $ 109,000
Lucas County Ohio 2 $ 21,000 $ 10,000 $ 34,000
Williams County Ohio 2 $ 70,000 $ 35,000 $ 43,000
Fayette County Tennessee 2 $ 194,000 $ 97,000 $ 59,000
Sevier County Tennessee 2 $ 355,000 $ 177,000 $ 64,000
Kenosha County Wisconsin 2 $ 112,000 $ 56,000 $ 58,000
Walworth County Wisconsin 2 $ 206,000 $ 103,000 $ 45,000
Baldwin County Alabama 1 $ 90,000 $ 90,000 $ 791,000
Eagle County Colorado 1 $ 1,896,000 $ 1,896,000 $ 0
Broward County Florida 1 $ 10,000 $ 10,000 $ 75,000
Duval County Florida 1 $ 80,000 $ 80,000 $ 80,000
Hillsborough County Florida 1 $ 25,000 $ 25,000 $ 70,000
Miami-Dade County Florida 1 $ 30,000 $ 30,000 $ 75,000
Monroe County Florida 1 $ 73,000 $ 73,000 $ 264,000
Seminole County Florida 1 $ 105,000 $ 105,000 $ 36,000
Walton County Florida 1 $ 67,000 $ 67,000 $ 186,000
Carroll County Illinois 1 $ 26,000 $ 26,000 $ 44,000
Coles County Illinois 1 $ 31,000 $ 31,000 $ 148,000
Fayette County Illinois 1 $ 21,000 $ 21,000 $ 22,000
Henry County Illinois 1 $ 29,000 $ 29,000 $ 25,000
Jackson County Illinois 1 $ 103,000 $ 103,000 $ 31,000
Johnson County Illinois 1 $ 18,000 $ 18,000 $ 48,000
Kankakee County Illinois 1 $ 100,000 $ 100,000 $ 123,000
Madison County Illinois 1 $ 82,000 $ 82,000 $ 72,000
Marion County Illinois 1 $ 39,000 $ 39,000 $ 26,000
Monroe County Illinois 1 $ 20,000 $ 20,000 $ 61,000
Morgan County Illinois 1 $ 6,000 $ 6,000 $ 26,000
Peoria County Illinois 1 $ 251,000 $ 251,000 $ 73,000
Richland County Illinois 1 $ 4,000 $ 4,000 $ 65,000
Saline County Illinois 1 $ 22,000 $ 22,000 $ 75,000
Sangamon County Illinois 1 $ 55,000 $ 55,000 $ 160,000
Wayne County Illinois 1 $ 47,000 $ 47,000 $ 55,000
Cass County Indiana 1 $ 9,000 $ 9,000 $ 117,000
Grant County Indiana 1 $ 10,000 $ 10,000 $ 57,000
Jefferson County Indiana 1 $ 15,000 $ 15,000 $ 35,000
LaGrange County Indiana 1 $ 40,000 $ 40,000 $ 48,000
Miami County Indiana 1 $ 76,000 $ 76,000 $ 34,000
Randolph County Indiana 1 $ 60,000 $ 60,000 $ 62,000
Johnson County Kansas 1 $ 34,000 $ 34,000 $ 102,000
Bath County Kentucky 1 $ 6,000 $ 6,000 $ 25,000
Breckinridge County Kentucky 1 $ 2,000 $ 2,000 $ 37,000
Christian County Kentucky 1 $ 51,000 $ 51,000 $ 80,000
Fleming County Kentucky 1 $ 70,000 $ 70,000 $ 46,000
Jackson County Kentucky 1 $ 10,000 $ 10,000 $ 33,000
Lincoln County Kentucky 1 $ 43,000 $ 43,000 $ 69,000
Logan County Kentucky 1 $ 6,000 $ 6,000 $ 62,000
Marion County Kentucky 1 $ 33,000 $ 33,000 $ 38,000
Marshall County Kentucky 1 $ 20,000 $ 20,000 $ 23,000
Mason County Kentucky 1 $ 16,000 $ 16,000 $ 42,000
Ohio County Kentucky 1 $ 35,000 $ 35,000 $ 65,000
Pike County Kentucky 1 $ 20,000 $ 20,000 $ 26,000
Powell County Kentucky 1 $ 3,000 $ 3,000 $ 39,000
Taylor County Kentucky 1 $ 50,000 $ 50,000 $ 17,000
Wayne County Kentucky 1 $ 19,000 $ 19,000 $ 60,000
St. Tammany County Louisiana 1 $ 62,000 $ 62,000 $ 470,000
Barnstable County Massachusetts 1 $ 250,000 $ 250,000 $ 87,000
Alger County Michigan 1 $ 20,000 $ 20,000 $ 73,000
Alpena County Michigan 1 $ 25,000 $ 25,000 $ 28,000
Arenac County Michigan 1 $ 150,000 $ 150,000 $ 99,000
Chippewa County Michigan 1 $ 40,000 $ 40,000 $ 61,000
Delta County Michigan 1 $ 200,000 $ 200,000 $ 712,000
Houghton County Michigan 1 $ 277,000 $ 277,000 $ 0
Iosco County Michigan 1 $ 20,000 $ 20,000 $ 17,000
Iron County Michigan 1 $ 28,000 $ 28,000 $ 59,000
Luce County Michigan 1 $ 15,000 $ 15,000 $ 70,000
Mackinac County Michigan 1 $ 60,000 $ 60,000 $ 43,000
Ogemaw County Michigan 1 $ 11,000 $ 11,000 $ 89,000
Roscommon County Michigan 1 $ 5,000 $ 5,000 $ 80,000
Jackson County Missouri 1 $ 27,000 $ 27,000 $ 76,000
Platte County Missouri 1 $ 36,000 $ 36,000 $ 101,000
Clark County Nevada 1 $ 70,000 $ 70,000 $ 581,000
Nassau County New York 1 $ 1,200,000 $ 1,200,000 $ 0
Orange County New York 1 $ 17,000 $ 17,000 $ 109,000
Brown County Ohio 1 $ 16,000 $ 16,000 $ 41,000
Clark County Ohio 1 $ 5,000 $ 5,000 $ 74,000
Clinton County Ohio 1 $ 29,000 $ 29,000 $ 67,000
Defiance County Ohio 1 $ 26,000 $ 26,000 $ 72,000
Delaware County Ohio 1 $ 43,000 $ 43,000 $ 83,000
Geauga County Ohio 1 $ 32,000 $ 32,000 $ 78,000
Greene County Ohio 1 $ 130,000 $ 130,000 $ 148,000
Summit County Ohio 1 $ 40,000 $ 40,000 $ 169,000
Van Wert County Ohio 1 $ 84,000 $ 84,000 $ 48,000
Montgomery County Pennsylvania 1 $ 169,000 $ 169,000 $ 32,000
Charleston County South Carolina 1 $ 100,000 $ 100,000 $ 204,000
Blount County Tennessee 1 $ 40,000 $ 40,000 $ 50,000
Davidson County Tennessee 1 $ 14,000 $ 14,000 $ 37,000
Gibson County Tennessee 1 $ 105,000 $ 105,000 $ 103,000
Rutherford County Tennessee 1 $ 37,000 $ 37,000 $ 41,000
Door County Wisconsin 1 $ 100,000 $ 100,000 $ 57,000
Eau Claire County Wisconsin 1 $ 20,000 $ 20,000 $ 54,000
Marquette County Wisconsin 1 $ 77,000 $ 77,000 $ 40,000
Milwaukee County Wisconsin 1 $ 14,000 $ 14,000 $ 32,000

Mortgage Loan Application Detail Totals for Fifth Third Bank Michigan in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,372 $380,856,000 $113,300 $2,097,000 $68,500 $5,045,000
Home Improvement 3,587 $99,996,000 $51,900 $2,400,000 $63,300 $1,876,000
Home Purchase 2,065 $178,887,000 $380,823 $11,917,000 $194,294 $4,476,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,627 $478,856,000 $346,722 $3,525,000 $221,166 $5,045,000
Not Provided 1,039 $53,164,000 $59,375 $3,500,000 $69,000 $730,000
Black or African American 493 $18,009,000 $27,500 $433,000 $63,833 $345,000
Hispanic 436 $20,487,000 $38,833 $668,000 $50,000 $453,000
Not applicable 189 $76,251,000 $743,625 $11,917,000 $1,125 $72,000
Asian 135 $8,594,000 $60,166 $721,000 $81,166 $585,000
American Indian or Alaskan Native 93 $3,864,000 $35,000 $437,000 $80,500 $264,000
Native Hawaiian or Other Pacific Islander 12 $514,000 $37,200 $156,000 $75,600 $156,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,024 $659,739,000 $323,789 $11,917,000 $182,842 $5,045,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,806 $462,176,000 $356,294 $11,917,000 $176,411 $5,045,000
Application Denied By Financial Institution 3,356 $151,324,000 $68,090 $1,700,000 $100,545 $1,451,000
Application Approved But Not Accepted 690 $34,962,000 $45,000 $772,000 $59,428 $730,000
Application Withdrawn By Applicant 171 $11,077,000 $72,857 $721,000 $78,285 $585,000
File Closed For Incompleteness 1 $200,000 $200,000 $200,000 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,840 $71,878,000 $61,625 $780,000 $51,875 $630,000
Debt-To-Income Ratio 766 $38,591,000 $38,500 $1,700,000 $44,125 $360,000
Collateral 293 $16,694,000 $62,375 $385,000 $79,750 $387,000
Other 277 $13,373,000 $40,166 $490,000 $118,833 $1,451,000
Unverifiable Information 97 $6,849,000 $67,600 $321,000 $66,600 $410,000
Credit Application Incomplete 54 $2,801,000 $47,333 $350,000 $96,833 $252,000
Employment History 28 $1,005,000 $35,000 $156,000 $45,250 $100,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fifth Third Bank Michigan's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fifth Third Bank Michigan's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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