Fifth Third Bank Michigan 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fifth Third Bank Michigan 5001 Kingsley Drive Md 1Mob2W Cincinnati, OH 45227 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,544 |
| Total Mortgage Loan Application Amount | $537,730,000 |
| Average Mortgage Loan Application Amount | $110,972 |
| Highest Mortgage Loan Application Amount | $12,265,000 |
| Average Applicant Income | $85,583 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Fifth Third Bank Michigan. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fifth Third Bank Michigan's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Fifth Third Bank Michigan's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fifth Third Bank Michigan serves its applicants.
Each category highlights the total number of mortgage applications processed by Fifth Third Bank Michigan, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fifth Third Bank Michigan's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kent County Michigan | 875 | $ 52,058,000 | $ 59,000 | $ 47,000 |
| Marion County Indiana | 373 | $ 15,211,000 | $ 40,000 | $ 57,000 |
| Cook County Illinois | 362 | $ 39,053,000 | $ 107,000 | $ 74,000 |
| Jefferson County Kentucky | 347 | $ 10,885,000 | $ 31,000 | $ 58,000 |
| Berrien County Michigan | 335 | $ 23,854,000 | $ 71,000 | $ 77,000 |
| Muskegon County Michigan | 275 | $ 9,801,000 | $ 35,000 | $ 58,000 |
| Ottawa County Michigan | 273 | $ 11,824,000 | $ 43,000 | $ 58,000 |
| Wayne County Michigan | 225 | $ 15,399,000 | $ 68,000 | $ 58,000 |
| Kalamazoo County Michigan | 222 | $ 11,990,000 | $ 54,000 | $ 52,000 |
| Allegan County Michigan | 213 | $ 10,577,000 | $ 49,000 | $ 54,000 |
| Van Buren County Michigan | 179 | $ 7,999,000 | $ 44,000 | $ 50,000 |
| Montcalm County Michigan | 162 | $ 13,636,000 | $ 84,000 | $ 63,000 |
| Vanderburgh County Indiana | 149 | $ 10,141,000 | $ 68,000 | $ 48,000 |
| Macomb County Michigan | 148 | $ 10,756,000 | $ 72,000 | $ 63,000 |
| Fayette County Kentucky | 147 | $ 10,896,000 | $ 74,000 | $ 71,000 |
| Oakland County Michigan | 145 | $ 11,626,000 | $ 80,000 | $ 99,000 |
| Ingham County Michigan | 134 | $ 5,924,000 | $ 44,000 | $ 61,000 |
| Allen County Indiana | 133 | $ 3,326,000 | $ 25,000 | $ 63,000 |
| Campbell County Kentucky | 131 | $ 5,527,000 | $ 42,000 | $ 50,000 |
| Hamilton County Indiana | 126 | $ 5,082,000 | $ 40,000 | $ 82,000 |
| Cass County Michigan | 122 | $ 6,603,000 | $ 54,000 | $ 50,000 |
| Vigo County Indiana | 119 | $ 4,401,000 | $ 36,000 | $ 61,000 |
| Kenton County Kentucky | 115 | $ 4,313,000 | $ 37,000 | $ 53,000 |
| St. Clair County Michigan | 106 | $ 4,785,000 | $ 45,000 | $ 62,000 |
| Kane County Illinois | 105 | $ 8,917,000 | $ 84,000 | $ 84,000 |
| Hillsdale County Michigan | 94 | $ 4,077,000 | $ 43,000 | $ 47,000 |
| Boone County Kentucky | 91 | $ 3,713,000 | $ 40,000 | $ 55,000 |
| Calhoun County Michigan | 90 | $ 4,502,000 | $ 50,000 | $ 73,000 |
| Daviess County Kentucky | 85 | $ 5,586,000 | $ 65,000 | $ 92,000 |
| DuPage County Illinois | 80 | $ 6,387,000 | $ 79,000 | $ 91,000 |
| Shiawassee County Michigan | 75 | $ 2,124,000 | $ 28,000 | $ 48,000 |
| Genesee County Michigan | 73 | $ 6,009,000 | $ 82,000 | $ 73,000 |
| Lake County Indiana | 68 | $ 2,006,000 | $ 29,000 | $ 48,000 |
| Collier County Florida | 66 | $ 10,731,000 | $ 162,000 | $ 61,000 |
| Lee County Florida | 63 | $ 3,881,000 | $ 61,000 | $ 73,000 |
| Posey County Indiana | 61 | $ 3,478,000 | $ 57,000 | $ 45,000 |
| Barry County Michigan | 61 | $ 3,865,000 | $ 63,000 | $ 65,000 |
| Hamilton County Ohio | 59 | $ 2,521,000 | $ 42,000 | $ 64,000 |
| Hendricks County Indiana | 58 | $ 5,037,000 | $ 86,000 | $ 65,000 |
| Henderson County Kentucky | 58 | $ 2,301,000 | $ 39,000 | $ 52,000 |
| Clinton County Michigan | 57 | $ 2,701,000 | $ 47,000 | $ 77,000 |
| Ionia County Michigan | 55 | $ 2,863,000 | $ 52,000 | $ 60,000 |
| Gibson County Indiana | 54 | $ 1,832,000 | $ 33,000 | $ 48,000 |
| Grand Traverse County Michigan | 54 | $ 4,431,000 | $ 82,000 | $ 43,000 |
| Lake County Illinois | 53 | $ 3,575,000 | $ 67,000 | $ 81,000 |
| Decatur County Indiana | 53 | $ 1,582,000 | $ 29,000 | $ 71,000 |
| Eaton County Michigan | 51 | $ 1,830,000 | $ 35,000 | $ 63,000 |
| Newaygo County Michigan | 51 | $ 1,964,000 | $ 38,000 | $ 52,000 |
| Monroe County Indiana | 47 | $ 1,390,000 | $ 29,000 | $ 48,000 |
| Tippecanoe County Indiana | 47 | $ 2,570,000 | $ 54,000 | $ 69,000 |
| Wexford County Michigan | 47 | $ 1,854,000 | $ 39,000 | $ 52,000 |
| Johnson County Indiana | 45 | $ 1,668,000 | $ 37,000 | $ 58,000 |
| Hopkins County Kentucky | 43 | $ 837,000 | $ 19,000 | $ 51,000 |
| Jackson County Michigan | 42 | $ 2,264,000 | $ 53,000 | $ 56,000 |
| Dubois County Indiana | 41 | $ 1,764,000 | $ 43,000 | $ 70,000 |
| Ripley County Indiana | 41 | $ 841,000 | $ 20,000 | $ 48,000 |
| Livingston County Michigan | 40 | $ 1,940,000 | $ 48,000 | $ 74,000 |
| McHenry County Illinois | 39 | $ 1,985,000 | $ 50,000 | $ 91,000 |
| Mecosta County Michigan | 39 | $ 1,350,000 | $ 34,000 | $ 57,000 |
| Mason County Michigan | 38 | $ 2,702,000 | $ 71,000 | $ 43,000 |
| Will County Illinois | 37 | $ 1,959,000 | $ 52,000 | $ 84,000 |
| Orange County Indiana | 36 | $ 739,000 | $ 20,000 | $ 51,000 |
| Porter County Indiana | 36 | $ 1,378,000 | $ 38,000 | $ 56,000 |
| Madison County Kentucky | 33 | $ 2,011,000 | $ 60,000 | $ 84,000 |
| Morgan County Indiana | 32 | $ 1,677,000 | $ 52,000 | $ 50,000 |
| Clark County Indiana | 31 | $ 593,000 | $ 19,000 | $ 48,000 |
| Hillsborough County Florida | 30 | $ 1,571,000 | $ 52,000 | $ 53,000 |
| Floyd County Indiana | 30 | $ 725,000 | $ 24,000 | $ 57,000 |
| Missaukee County Michigan | 30 | $ 909,000 | $ 30,000 | $ 38,000 |
| Clay County Indiana | 29 | $ 619,000 | $ 21,000 | $ 57,000 |
| Shelby County Indiana | 29 | $ 748,000 | $ 25,000 | $ 64,000 |
| St. Joseph County Indiana | 29 | $ 1,301,000 | $ 44,000 | $ 52,000 |
| Pinellas County Florida | 28 | $ 1,548,000 | $ 55,000 | $ 45,000 |
| Bartholomew County Indiana | 28 | $ 734,000 | $ 26,000 | $ 55,000 |
| Dearborn County Indiana | 28 | $ 775,000 | $ 27,000 | $ 72,000 |
| Sullivan County Indiana | 28 | $ 624,000 | $ 22,000 | $ 47,000 |
| Pendleton County Kentucky | 28 | $ 1,665,000 | $ 59,000 | $ 49,000 |
| Parke County Indiana | 26 | $ 656,000 | $ 25,000 | $ 41,000 |
| Bullitt County Kentucky | 26 | $ 883,000 | $ 33,000 | $ 57,000 |
| St. Joseph County Michigan | 26 | $ 1,481,000 | $ 56,000 | $ 60,000 |
| Oldham County Kentucky | 25 | $ 672,000 | $ 26,000 | $ 74,000 |
| Franklin County Kentucky | 24 | $ 1,419,000 | $ 59,000 | $ 79,000 |
| Harrison County Kentucky | 24 | $ 961,000 | $ 40,000 | $ 50,000 |
| Monroe County Michigan | 24 | $ 842,000 | $ 35,000 | $ 68,000 |
| Washtenaw County Michigan | 24 | $ 1,129,000 | $ 47,000 | $ 67,000 |
| Sarasota County Florida | 23 | $ 2,923,000 | $ 127,000 | $ 84,000 |
| Hancock County Indiana | 23 | $ 1,011,000 | $ 43,000 | $ 64,000 |
| Mercer County Kentucky | 23 | $ 925,000 | $ 40,000 | $ 73,000 |
| Scott County Kentucky | 23 | $ 1,470,000 | $ 63,000 | $ 87,000 |
| Charlevoix County Michigan | 23 | $ 1,035,000 | $ 45,000 | $ 39,000 |
| Emmet County Michigan | 23 | $ 1,160,000 | $ 50,000 | $ 163,000 |
| Oceana County Michigan | 22 | $ 1,298,000 | $ 59,000 | $ 37,000 |
| Otsego County Michigan | 22 | $ 625,000 | $ 28,000 | $ 50,000 |
| Warrick County Indiana | 21 | $ 1,239,000 | $ 59,000 | $ 49,000 |
| Leelanau County Michigan | 20 | $ 1,851,000 | $ 92,000 | $ 144,000 |
| Orange County Florida | 19 | $ 1,354,000 | $ 71,000 | $ 65,000 |
| Knox County Indiana | 19 | $ 507,000 | $ 26,000 | $ 60,000 |
| LaPorte County Indiana | 19 | $ 951,000 | $ 50,000 | $ 62,000 |
| Osceola County Michigan | 19 | $ 527,000 | $ 27,000 | $ 41,000 |
| Lake County Michigan | 18 | $ 793,000 | $ 44,000 | $ 53,000 |
| Boone County Indiana | 17 | $ 1,509,000 | $ 88,000 | $ 101,000 |
| Kendall County Illinois | 16 | $ 384,000 | $ 24,000 | $ 76,000 |
| Lawrence County Indiana | 16 | $ 884,000 | $ 55,000 | $ 43,000 |
| Fayette County Indiana | 15 | $ 664,000 | $ 44,000 | $ 72,000 |
| Starke County Indiana | 15 | $ 731,000 | $ 48,000 | $ 70,000 |
| Bourbon County Kentucky | 15 | $ 1,564,000 | $ 104,000 | $ 61,000 |
| Saginaw County Michigan | 15 | $ 477,000 | $ 31,000 | $ 53,000 |
| Warren County Ohio | 15 | $ 372,000 | $ 24,000 | $ 85,000 |
| Effingham County Illinois | 14 | $ 364,000 | $ 26,000 | $ 60,000 |
| Brown County Indiana | 13 | $ 2,116,000 | $ 162,000 | $ 115,000 |
| Madison County Indiana | 13 | $ 660,000 | $ 50,000 | $ 46,000 |
| Isabella County Michigan | 13 | $ 2,008,000 | $ 154,000 | $ 59,000 |
| Jefferson County Illinois | 12 | $ 588,000 | $ 49,000 | $ 52,000 |
| Perry County Indiana | 12 | $ 679,000 | $ 56,000 | $ 55,000 |
| Lyon County Kentucky | 12 | $ 411,000 | $ 34,000 | $ 57,000 |
| Antrim County Michigan | 12 | $ 715,000 | $ 59,000 | $ 54,000 |
| Manatee County Florida | 11 | $ 2,855,000 | $ 259,000 | $ 149,000 |
| Boyle County Kentucky | 11 | $ 590,000 | $ 53,000 | $ 123,000 |
| Jessamine County Kentucky | 11 | $ 1,755,000 | $ 159,000 | $ 49,000 |
| Clermont County Ohio | 11 | $ 381,000 | $ 34,000 | $ 65,000 |
| DeKalb County Illinois | 10 | $ 700,000 | $ 70,000 | $ 60,000 |
| Elkhart County Indiana | 10 | $ 208,000 | $ 20,000 | $ 44,000 |
| Vermillion County Indiana | 10 | $ 122,000 | $ 12,000 | $ 52,000 |
| Washington County Indiana | 10 | $ 173,000 | $ 17,000 | $ 71,000 |
| Clare County Michigan | 10 | $ 463,000 | $ 46,000 | $ 77,000 |
| Midland County Michigan | 10 | $ 317,000 | $ 31,000 | $ 49,000 |
| Pasco County Florida | 9 | $ 481,000 | $ 53,000 | $ 201,000 |
| Wabash County Illinois | 9 | $ 251,000 | $ 27,000 | $ 54,000 |
| Adams County Indiana | 9 | $ 272,000 | $ 30,000 | $ 34,000 |
| Jasper County Indiana | 9 | $ 661,000 | $ 73,000 | $ 60,000 |
| Cheboygan County Michigan | 9 | $ 431,000 | $ 47,000 | $ 73,000 |
| Butler County Ohio | 9 | $ 223,000 | $ 24,000 | $ 94,000 |
| Volusia County Florida | 8 | $ 467,000 | $ 58,000 | $ 90,000 |
| Stephenson County Illinois | 8 | $ 206,000 | $ 25,000 | $ 60,000 |
| Jennings County Indiana | 8 | $ 1,205,000 | $ 150,000 | $ 48,000 |
| Whitley County Indiana | 8 | $ 188,000 | $ 23,000 | $ 63,000 |
| Grant County Kentucky | 8 | $ 289,000 | $ 36,000 | $ 83,000 |
| Hardin County Kentucky | 8 | $ 206,000 | $ 25,000 | $ 54,000 |
| Woodford County Kentucky | 8 | $ 440,000 | $ 55,000 | $ 93,000 |
| Bay County Michigan | 8 | $ 543,000 | $ 67,000 | $ 47,000 |
| Branch County Michigan | 8 | $ 351,000 | $ 43,000 | $ 31,000 |
| Kalkaska County Michigan | 8 | $ 352,000 | $ 44,000 | $ 58,000 |
| Broward County Florida | 7 | $ 7,433,000 | $ 1,061,000 | $ 39,000 |
| Palm Beach County Florida | 7 | $ 6,731,000 | $ 961,000 | $ 821,000 |
| Delaware County Indiana | 7 | $ 145,000 | $ 20,000 | $ 54,000 |
| Greene County Indiana | 7 | $ 109,000 | $ 15,000 | $ 49,000 |
| Howard County Indiana | 7 | $ 124,000 | $ 17,000 | $ 54,000 |
| Union County Kentucky | 7 | $ 737,000 | $ 105,000 | $ 109,000 |
| Gratiot County Michigan | 7 | $ 219,000 | $ 31,000 | $ 35,000 |
| Franklin County Indiana | 6 | $ 146,000 | $ 24,000 | $ 53,000 |
| Noble County Indiana | 6 | $ 122,000 | $ 20,000 | $ 64,000 |
| Spencer County Indiana | 6 | $ 271,000 | $ 45,000 | $ 58,000 |
| Steuben County Indiana | 6 | $ 463,000 | $ 77,000 | $ 41,000 |
| Anderson County Kentucky | 6 | $ 369,000 | $ 61,000 | $ 61,000 |
| Laurel County Kentucky | 6 | $ 360,000 | $ 60,000 | $ 52,000 |
| Shelby County Kentucky | 6 | $ 115,000 | $ 19,000 | $ 59,000 |
| Hernando County Florida | 5 | $ 206,000 | $ 41,000 | $ 246,000 |
| Franklin County Illinois | 5 | $ 128,000 | $ 25,000 | $ 105,000 |
| LaSalle County Illinois | 5 | $ 252,000 | $ 50,000 | $ 61,000 |
| Whiteside County Illinois | 5 | $ 250,000 | $ 50,000 | $ 54,000 |
| Williamson County Illinois | 5 | $ 246,000 | $ 49,000 | $ 60,000 |
| Winnebago County Illinois | 5 | $ 241,000 | $ 48,000 | $ 100,000 |
| Clinton County Indiana | 5 | $ 163,000 | $ 32,000 | $ 80,000 |
| DeKalb County Indiana | 5 | $ 163,000 | $ 32,000 | $ 67,000 |
| Harrison County Indiana | 5 | $ 108,000 | $ 21,000 | $ 77,000 |
| Pike County Indiana | 5 | $ 126,000 | $ 25,000 | $ 58,000 |
| Putnam County Indiana | 5 | $ 388,000 | $ 77,000 | $ 104,000 |
| White County Indiana | 5 | $ 285,000 | $ 57,000 | $ 34,000 |
| Clark County Kentucky | 5 | $ 580,000 | $ 116,000 | $ 40,000 |
| Montgomery County Kentucky | 5 | $ 128,000 | $ 25,000 | $ 96,000 |
| Nelson County Kentucky | 5 | $ 80,000 | $ 16,000 | $ 62,000 |
| Lenawee County Michigan | 5 | $ 150,000 | $ 30,000 | $ 77,000 |
| St. Louis County Missouri | 5 | $ 2,159,000 | $ 431,000 | $ 50,000 |
| Polk County Florida | 4 | $ 215,000 | $ 53,000 | $ 58,000 |
| Cumberland County Illinois | 4 | $ 62,000 | $ 15,000 | $ 47,000 |
| Lawrence County Illinois | 4 | $ 82,000 | $ 20,000 | $ 63,000 |
| Vermilion County Illinois | 4 | $ 104,000 | $ 26,000 | $ 39,000 |
| Daviess County Indiana | 4 | $ 188,000 | $ 47,000 | $ 49,000 |
| Henry County Indiana | 4 | $ 95,000 | $ 23,000 | $ 66,000 |
| Huntington County Indiana | 4 | $ 88,000 | $ 22,000 | $ 47,000 |
| Jackson County Indiana | 4 | $ 35,000 | $ 8,000 | $ 35,000 |
| Kosciusko County Indiana | 4 | $ 156,000 | $ 39,000 | $ 40,000 |
| Newton County Indiana | 4 | $ 156,000 | $ 39,000 | $ 47,000 |
| Rush County Indiana | 4 | $ 82,000 | $ 20,000 | $ 80,000 |
| Christian County Kentucky | 4 | $ 70,000 | $ 17,000 | $ 86,000 |
| Hancock County Kentucky | 4 | $ 97,000 | $ 24,000 | $ 58,000 |
| Nicholas County Kentucky | 4 | $ 209,000 | $ 52,000 | $ 28,000 |
| Spencer County Kentucky | 4 | $ 152,000 | $ 38,000 | $ 42,000 |
| Webster County Kentucky | 4 | $ 49,000 | $ 12,000 | $ 58,000 |
| Crawford County Michigan | 4 | $ 69,000 | $ 17,000 | $ 48,000 |
| Lapeer County Michigan | 4 | $ 114,000 | $ 28,000 | $ 82,000 |
| Roscommon County Michigan | 4 | $ 117,000 | $ 29,000 | $ 51,000 |
| Sanilac County Michigan | 4 | $ 162,000 | $ 40,000 | $ 67,000 |
| Lucas County Ohio | 4 | $ 81,000 | $ 20,000 | $ 85,000 |
| Charlotte County Florida | 3 | $ 599,000 | $ 199,000 | $ 36,000 |
| Seminole County Florida | 3 | $ 128,000 | $ 42,000 | $ 73,000 |
| Boone County Illinois | 3 | $ 331,000 | $ 110,000 | $ 63,000 |
| Edgar County Illinois | 3 | $ 81,000 | $ 27,000 | $ 35,000 |
| Benton County Indiana | 3 | $ 90,000 | $ 30,000 | $ 83,000 |
| Carroll County Indiana | 3 | $ 608,000 | $ 202,000 | $ 71,000 |
| Fountain County Indiana | 3 | $ 135,000 | $ 45,000 | $ 66,000 |
| Marshall County Indiana | 3 | $ 303,000 | $ 101,000 | $ 65,000 |
| Casey County Kentucky | 3 | $ 149,000 | $ 49,000 | $ 44,000 |
| Crittenden County Kentucky | 3 | $ 95,000 | $ 31,000 | $ 60,000 |
| Gallatin County Kentucky | 3 | $ 117,000 | $ 39,000 | $ 116,000 |
| Garrard County Kentucky | 3 | $ 125,000 | $ 41,000 | $ 44,000 |
| Henry County Kentucky | 3 | $ 133,000 | $ 44,000 | $ 51,000 |
| Ohio County Kentucky | 3 | $ 151,000 | $ 50,000 | $ 55,000 |
| Owen County Kentucky | 3 | $ 203,000 | $ 67,000 | $ 80,000 |
| Pulaski County Kentucky | 3 | $ 120,000 | $ 40,000 | $ 55,000 |
| Rockcastle County Kentucky | 3 | $ 193,000 | $ 64,000 | $ 65,000 |
| Gladwin County Michigan | 3 | $ 205,000 | $ 68,000 | $ 84,000 |
| Iosco County Michigan | 3 | $ 49,000 | $ 16,000 | $ 55,000 |
| Manistee County Michigan | 3 | $ 1,433,000 | $ 477,000 | $ 194,000 |
| Marquette County Michigan | 3 | $ 288,000 | $ 96,000 | $ 10,000 |
| Ogemaw County Michigan | 3 | $ 150,000 | $ 50,000 | $ 44,000 |
| Flagler County Florida | 2 | $ 109,000 | $ 54,000 | $ 144,000 |
| Lake County Florida | 2 | $ 90,000 | $ 45,000 | $ 41,000 |
| Marion County Florida | 2 | $ 507,000 | $ 253,000 | $ 9,000 |
| Champaign County Illinois | 2 | $ 60,000 | $ 30,000 | $ 56,000 |
| Clay County Illinois | 2 | $ 48,000 | $ 24,000 | $ 46,000 |
| Crawford County Illinois | 2 | $ 220,000 | $ 110,000 | $ 23,000 |
| Fayette County Illinois | 2 | $ 72,000 | $ 36,000 | $ 55,000 |
| Grundy County Illinois | 2 | $ 52,000 | $ 26,000 | $ 84,000 |
| Hamilton County Illinois | 2 | $ 39,000 | $ 19,000 | $ 39,000 |
| Lee County Illinois | 2 | $ 83,000 | $ 41,000 | $ 67,000 |
| Ogle County Illinois | 2 | $ 182,000 | $ 91,000 | $ 72,000 |
| St. Clair County Illinois | 2 | $ 39,000 | $ 19,000 | $ 80,000 |
| Fulton County Indiana | 2 | $ 42,000 | $ 21,000 | $ 40,000 |
| Grant County Indiana | 2 | $ 58,000 | $ 29,000 | $ 45,000 |
| Jefferson County Indiana | 2 | $ 53,000 | $ 26,000 | $ 77,000 |
| Martin County Indiana | 2 | $ 28,000 | $ 14,000 | $ 42,000 |
| Scott County Indiana | 2 | $ 8,000 | $ 4,000 | $ 48,000 |
| Warren County Indiana | 2 | $ 115,000 | $ 57,000 | $ 43,000 |
| Caldwell County Kentucky | 2 | $ 53,000 | $ 26,000 | $ 53,000 |
| Mason County Kentucky | 2 | $ 39,000 | $ 19,000 | $ 62,000 |
| McLean County Kentucky | 2 | $ 40,000 | $ 20,000 | $ 45,000 |
| Meade County Kentucky | 2 | $ 54,000 | $ 27,000 | $ 33,000 |
| Muhlenberg County Kentucky | 2 | $ 120,000 | $ 60,000 | $ 77,000 |
| Powell County Kentucky | 2 | $ 57,000 | $ 28,000 | $ 57,000 |
| Whitley County Kentucky | 2 | $ 36,000 | $ 18,000 | $ 64,000 |
| Benzie County Michigan | 2 | $ 97,000 | $ 48,000 | $ 43,000 |
| Chippewa County Michigan | 2 | $ 32,000 | $ 16,000 | $ 22,000 |
| Huron County Michigan | 2 | $ 33,000 | $ 16,000 | $ 53,000 |
| Oscoda County Michigan | 2 | $ 151,000 | $ 75,000 | $ 55,000 |
| Presque Isle County Michigan | 2 | $ 86,000 | $ 43,000 | $ 58,000 |
| Tuscola County Michigan | 2 | $ 25,000 | $ 12,000 | $ 42,000 |
| Lincoln County Missouri | 2 | $ 202,000 | $ 101,000 | $ 51,000 |
| St. Charles County Missouri | 2 | $ 76,000 | $ 38,000 | $ 84,000 |
| St. Louis City County Missouri | 2 | $ 51,000 | $ 25,000 | $ 47,000 |
| Franklin County Ohio | 2 | $ 331,000 | $ 165,000 | $ 56,000 |
| Montgomery County Ohio | 2 | $ 77,000 | $ 38,000 | $ 71,000 |
| Coffee County Tennessee | 2 | $ 78,000 | $ 39,000 | $ 171,000 |
| Baldwin County Alabama | 1 | $ 13,000 | $ 13,000 | $ 125,000 |
| Brevard County Florida | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Indian River County Florida | 1 | $ 26,000 | $ 26,000 | $ 75,000 |
| Santa Rosa County Florida | 1 | $ 19,000 | $ 19,000 | $ 52,000 |
| St. Johns County Florida | 1 | $ 200,000 | $ 200,000 | $ 148,000 |
| St. Lucie County Florida | 1 | $ 114,000 | $ 114,000 | $ 300,000 |
| Columbia County Georgia | 1 | $ 21,000 | $ 21,000 | $ 67,000 |
| Lincoln County Georgia | 1 | $ 80,000 | $ 80,000 | $ 51,000 |
| Bureau County Illinois | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| Clark County Illinois | 1 | $ 12,000 | $ 12,000 | $ 65,000 |
| Coles County Illinois | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| De Witt County Illinois | 1 | $ 9,000 | $ 9,000 | $ 39,000 |
| Gallatin County Illinois | 1 | $ 60,000 | $ 60,000 | $ 28,000 |
| Henry County Illinois | 1 | $ 142,000 | $ 142,000 | $ 131,000 |
| Jackson County Illinois | 1 | $ 280,000 | $ 280,000 | $ 402,000 |
| Jasper County Illinois | 1 | $ 14,000 | $ 14,000 | $ 63,000 |
| Jersey County Illinois | 1 | $ 153,000 | $ 153,000 | $ 145,000 |
| Livingston County Illinois | 1 | $ 20,000 | $ 20,000 | $ 19,000 |
| Madison County Illinois | 1 | $ 8,000 | $ 8,000 | $ 101,000 |
| McLean County Illinois | 1 | $ 29,000 | $ 29,000 | $ 55,000 |
| Moultrie County Illinois | 1 | $ 76,000 | $ 76,000 | $ 61,000 |
| Perry County Illinois | 1 | $ 49,000 | $ 49,000 | $ 38,000 |
| Richland County Illinois | 1 | $ 10,000 | $ 10,000 | $ 35,000 |
| Rock Island County Illinois | 1 | $ 10,000 | $ 10,000 | $ 87,000 |
| Saline County Illinois | 1 | $ 15,000 | $ 15,000 | $ 59,000 |
| Sangamon County Illinois | 1 | $ 42,000 | $ 42,000 | $ 24,000 |
| Shelby County Illinois | 1 | $ 10,000 | $ 10,000 | $ 54,000 |
| Tazewell County Illinois | 1 | $ 13,000 | $ 13,000 | $ 37,000 |
| Wayne County Illinois | 1 | $ 6,000 | $ 6,000 | $ 60,000 |
| Blackford County Indiana | 1 | $ 30,000 | $ 30,000 | $ 31,000 |
| Cass County Indiana | 1 | $ 108,000 | $ 108,000 | $ 39,000 |
| Crawford County Indiana | 1 | $ 31,000 | $ 31,000 | $ 48,000 |
| Jay County Indiana | 1 | $ 3,000 | $ 3,000 | $ 50,000 |
| Montgomery County Indiana | 1 | $ 9,000 | $ 9,000 | $ 63,000 |
| Owen County Indiana | 1 | $ 29,000 | $ 29,000 | $ 106,000 |
| Pulaski County Indiana | 1 | $ 24,000 | $ 24,000 | $ 55,000 |
| Randolph County Indiana | 1 | $ 15,000 | $ 15,000 | $ 118,000 |
| Switzerland County Indiana | 1 | $ 19,000 | $ 19,000 | $ 50,000 |
| Tipton County Indiana | 1 | $ 50,000 | $ 50,000 | $ 92,000 |
| Wabash County Indiana | 1 | $ 6,000 | $ 6,000 | $ 43,000 |
| Wayne County Indiana | 1 | $ 8,000 | $ 8,000 | $ 35,000 |
| Wells County Indiana | 1 | $ 21,000 | $ 21,000 | $ 65,000 |
| Scott County Iowa | 1 | $ 17,000 | $ 17,000 | $ 28,000 |
| Ballard County Kentucky | 1 | $ 36,000 | $ 36,000 | $ 16,000 |
| Bracken County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 35,000 |
| Breckinridge County Kentucky | 1 | $ 4,000 | $ 4,000 | $ 40,000 |
| Calloway County Kentucky | 1 | $ 58,000 | $ 58,000 | $ 65,000 |
| Carroll County Kentucky | 1 | $ 17,000 | $ 17,000 | $ 39,000 |
| Edmonson County Kentucky | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Estill County Kentucky | 1 | $ 12,000 | $ 12,000 | $ 104,000 |
| Fulton County Kentucky | 1 | $ 17,000 | $ 17,000 | $ 24,000 |
| Graves County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 43,000 |
| Grayson County Kentucky | 1 | $ 110,000 | $ 110,000 | $ 61,000 |
| Harlan County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 29,000 |
| Hart County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 40,000 |
| Jackson County Kentucky | 1 | $ 34,000 | $ 34,000 | $ 60,000 |
| Larue County Kentucky | 1 | $ 4,000 | $ 4,000 | $ 82,000 |
| Leslie County Kentucky | 1 | $ 13,000 | $ 13,000 | $ 67,000 |
| Lincoln County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 15,000 |
| Livingston County Kentucky | 1 | $ 57,000 | $ 57,000 | $ 125,000 |
| Marshall County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 129,000 |
| McCracken County Kentucky | 1 | $ 20,000 | $ 20,000 | $ 34,000 |
| Menifee County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 23,000 |
| Russell County Kentucky | 1 | $ 325,000 | $ 325,000 | $ 99,000 |
| Trigg County Kentucky | 1 | $ 36,000 | $ 36,000 | $ 49,000 |
| Trimble County Kentucky | 1 | $ 3,000 | $ 3,000 | $ 43,000 |
| Warren County Kentucky | 1 | $ 30,000 | $ 30,000 | $ 38,000 |
| Washington County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 39,000 |
| Wayne County Kentucky | 1 | $ 223,000 | $ 223,000 | $ 243,000 |
| Orleans County Louisiana | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Alpena County Michigan | 1 | $ 61,000 | $ 61,000 | $ 27,000 |
| Arenac County Michigan | 1 | $ 17,000 | $ 17,000 | $ 43,000 |
| Gogebic County Michigan | 1 | $ 18,000 | $ 18,000 | $ 38,000 |
| Mackinac County Michigan | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| Ontonagon County Michigan | 1 | $ 13,000 | $ 13,000 | $ 30,000 |
| Christian County Missouri | 1 | $ 30,000 | $ 30,000 | $ 35,000 |
| Franklin County Missouri | 1 | $ 24,000 | $ 24,000 | $ 85,000 |
| Jackson County Missouri | 1 | $ 22,000 | $ 22,000 | $ 30,000 |
| Jefferson County Missouri | 1 | $ 21,000 | $ 21,000 | $ 67,000 |
| Brunswick County North Carolina | 1 | $ 1,400,000 | $ 1,400,000 | $ 328,000 |
| Cabarrus County North Carolina | 1 | $ 3,000 | $ 3,000 | $ 100,000 |
| Allen County Ohio | 1 | $ 40,000 | $ 40,000 | $ 100,000 |
| Brown County Ohio | 1 | $ 15,000 | $ 15,000 | $ 23,000 |
| Clinton County Ohio | 1 | $ 3,000 | $ 3,000 | $ 29,000 |
| Defiance County Ohio | 1 | $ 21,000 | $ 21,000 | $ 15,000 |
| Delaware County Ohio | 1 | $ 98,000 | $ 98,000 | $ 222,000 |
| Hancock County Ohio | 1 | $ 40,000 | $ 40,000 | $ 65,000 |
| Mahoning County Ohio | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Paulding County Ohio | 1 | $ 22,000 | $ 22,000 | $ 35,000 |
| Pike County Ohio | 1 | $ 13,000 | $ 13,000 | $ 61,000 |
| Van Wert County Ohio | 1 | $ 18,000 | $ 18,000 | $ 64,000 |
| Wood County Ohio | 1 | $ 300,000 | $ 300,000 | $ 1,094,000 |
| Orangeburg County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Blount County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 250,000 |
| Davidson County Tennessee | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Montgomery County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Shelby County Tennessee | 1 | $ 4,000 | $ 4,000 | $ 75,000 |
| Chittenden County Vermont | 1 | $ 5,000 | $ 5,000 | $ 88,000 |
| Alexandria County Virginia | 1 | $ 230,000 | $ 230,000 | $ 85,000 |
| Loudoun County Virginia | 1 | $ 5,000 | $ 5,000 | $ 95,000 |
| King County Washington | 1 | $ 10,000 | $ 10,000 | $ 70,000 |
| Juneau County Wisconsin | 1 | $ 3,000 | $ 3,000 | $ 13,000 |
| Menominee County Wisconsin | 1 | $ 17,000 | $ 17,000 | $ 237,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,685 | $279,360,000 | $101,333 | $12,265,000 | $75,888 | $1,200,000 |
| Home Improvement | 3,621 | $91,568,000 | $18,266 | $2,000,000 | $73,066 | $1,125,000 |
| Home Purchase | 2,238 | $166,802,000 | $234,083 | $8,800,000 | $108,500 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,202 | $346,756,000 | $87,714 | $2,876,000 | $102,928 | $9,999,000 |
| Not Provided | 1,090 | $46,448,000 | $52,500 | $780,000 | $83,800 | $1,125,000 |
| Black or African American | 426 | $13,617,000 | $39,125 | $900,000 | $52,625 | $725,000 |
| Hispanic | 426 | $18,509,000 | $39,428 | $421,000 | $56,142 | $264,000 |
| Not applicable | 192 | $99,603,000 | $723,888 | $12,265,000 | $0 | $0 |
| Asian | 133 | $9,907,000 | $61,500 | $800,000 | $95,333 | $1,496,000 |
| American Indian or Alaskan Native | 61 | $2,494,000 | $42,285 | $398,000 | $69,857 | $425,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $396,000 | $28,500 | $115,000 | $61,000 | $142,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,544 | $537,730,000 | $113,277 | $12,265,000 | $81,333 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,553 | $347,107,000 | $86,266 | $12,265,000 | $85,200 | $9,999,000 |
| Application Denied By Financial Institution | 2,931 | $133,848,000 | $40,454 | $8,800,000 | $63,272 | $1,200,000 |
| Application Approved But Not Accepted | 871 | $47,078,000 | $194,777 | $1,625,000 | $109,333 | $2,000,000 |
| Application Withdrawn By Applicant | 189 | $9,697,000 | $86,750 | $605,000 | $74,500 | $1,070,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,558 | $50,718,000 | $25,750 | $421,000 | $50,375 | $489,000 |
| Debt-To-Income Ratio | 675 | $38,872,000 | $51,166 | $1,900,000 | $46,166 | $357,000 |
| Collateral | 243 | $12,510,000 | $42,125 | $563,000 | $74,625 | $1,200,000 |
| Other | 220 | $18,783,000 | $78,714 | $8,800,000 | $103,571 | $413,000 |
| Credit Application Incomplete | 128 | $5,663,000 | $49,375 | $222,000 | $86,375 | $455,000 |
| Unverifiable Information | 90 | $6,729,000 | $54,800 | $780,000 | $74,000 | $505,000 |
| Employment History | 17 | $573,000 | $20,000 | $123,000 | $46,666 | $73,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fifth Third Bank Michigan's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fifth Third Bank Michigan's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.