Pivot Financial Partners, Inc Mortgage Lending & HMDA Data, 2018

In 2018, Pivot Financial Partners, Inc of Littleton, CO reported 520 mortgage applications totaling $114.1 million, up 6% from 2017. The average application was for $219,461, and applicants reported an average income of $100,303. 86% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Denver-Aurora-Lakewood, CO (193), Wichita, KS (41) and Phoenix-Mesa-Scottsdale, AZ (34) (applications in parentheses).

Mortgage Company & Address Pivot Financial Partners, Inc
5935 S Zang St., Ste 220
Littleton, CO 80120
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2014  2013  2012  2011  
Total Number of Mortgage Applications 520
Total Mortgage Loan Application Amount $114,120,000
Average Mortgage Loan Application Amount $219,461
Highest Mortgage Loan Application Amount $1,365,000
Average Applicant Income $100,303
Highest Applicant Income $2,922,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Pivot Financial Partners, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Pivot Financial Partners, Inc by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jefferson, Colorado 77 $ 24,275,000 $ 315,259 $ 124,000
Adams, Colorado 36 $ 10,170,000 $ 282,500 $ 104,000
Douglas, Colorado 30 $ 12,090,000 $ 403,000 $ 264,000
Maricopa, Arizona 28 $ 6,860,000 $ 245,000 $ 69,000
Sedgwick, Kansas 28 $ 2,870,000 $ 102,500 $ 74,000
Arapahoe, Colorado 26 $ 7,800,000 $ 300,000 $ 94,000
Pueblo, Colorado 23 $ 3,135,000 $ 136,304 $ 59,000
Denver, Colorado 22 $ 8,000,000 $ 363,636 $ 155,000
Lancaster, Nebraska 19 $ 3,235,000 $ 170,263 $ 74,000
Scotts Bluff, Nebraska 16 $ 1,340,000 $ 83,750 $ 48,000
Douglas, Nebraska 14 $ 2,980,000 $ 212,857 $ 92,000
Adams, Illinois 13 $ 1,345,000 $ 103,461 $ 53,000
Box Butte, Nebraska 12 $ 1,210,000 $ 100,833 $ 60,000
Cowley, Kansas 11 $ 955,000 $ 86,818 $ 53,000
Las Animas, Colorado 8 $ 900,000 $ 112,500 $ 54,000
El Paso, Colorado 7 $ 1,065,000 $ 152,142 $ 42,000
Boone, Nebraska 7 $ 1,565,000 $ 223,571 $ 83,000
Platte, Nebraska 7 $ 1,355,000 $ 193,571 $ 92,000
Pinal, Arizona 6 $ 590,000 $ 98,333 $ 67,000
Logan, Colorado 6 $ 1,160,000 $ 193,333 $ 73,000
Harvey, Kansas 6 $ 830,000 $ 138,333 $ 121,000
Weld, Colorado 5 $ 1,205,000 $ 241,000 $ 68,000
Marion, Kansas 5 $ 485,000 $ 97,000 $ 56,000
Jackson, Missouri 5 $ 315,000 $ 63,000 $ 67,000
Routt, Colorado 4 $ 960,000 $ 240,000 $ 86,000
Butler, Kansas 4 $ 300,000 $ 75,000 $ 58,000
Leavenworth, Kansas 4 $ 360,000 $ 90,000 $ 41,000
Shawnee, Kansas 4 $ 350,000 $ 87,500 $ 83,000
Polk, Nebraska 4 $ 890,000 $ 222,500 $ 97,000
Alamosa, Colorado 3 $ 465,000 $ 155,000 $ 72,000
Boulder, Colorado 3 $ 995,000 $ 331,666 $ 209,000
Fremont, Colorado 3 $ 405,000 $ 135,000 $ 59,000
Sumner, Kansas 3 $ 205,000 $ 68,333 $ 88,000
Madison, Nebraska 3 $ 475,000 $ 158,333 $ 133,000
Otoe, Nebraska 3 $ 655,000 $ 218,333 $ 154,000
Gila, Arizona 2 $ 220,000 $ 110,000 $ 78,000
Chaffee, Colorado 2 $ 460,000 $ 230,000 $ 51,000
Grand, Colorado 2 $ 870,000 $ 435,000 $ 168,000
Gunnison, Colorado 2 $ 400,000 $ 200,000 $ 180,000
Larimer, Colorado 2 $ 500,000 $ 250,000 $ 111,000
Saguache, Colorado 2 $ 380,000 $ 190,000 $ 67,000
Yuma, Colorado 2 $ 230,000 $ 115,000 $ 33,000
Johnson, Kansas 2 $ 490,000 $ 245,000 $ 237,000
Clay, Missouri 2 $ 210,000 $ 105,000 $ 30,000
Lewis, Missouri 2 $ 140,000 $ 70,000 $ 49,000
Dawes, Nebraska 2 $ 100,000 $ 50,000 $ 25,000
Holt, Nebraska 2 $ 270,000 $ 135,000 $ 77,000
Laramie, Wyoming 2 $ 680,000 $ 340,000 $ 120,000
Navajo, Arizona 1 $ 275,000 $ 275,000 $ 86,000
Pima, Arizona 1 $ 215,000 $ 215,000 $ 44,000
Gilpin, Colorado 1 $ 245,000 $ 245,000 $ 79,000
Mesa, Colorado 1 $ 155,000 $ 155,000 $ 247,000
Morgan, Colorado 1 $ 165,000 $ 165,000 $ 56,000
Park, Colorado 1 $ 225,000 $ 225,000 $ 60,000
Phillips, Colorado 1 $ 75,000 $ 75,000 $ 118,000
Cook, Illinois 1 $ 315,000 $ 315,000 $ 160,000
Tazewell, Illinois 1 $ 125,000 $ 125,000 $ 52,000
Pottawattamie, Iowa 1 $ 255,000 $ 255,000 $ 80,000
Wapello, Iowa 1 $ 125,000 $ 125,000 $ 65,000
Finney, Kansas 1 $ 205,000 $ 205,000 $ 121,000
Ford, Kansas 1 $ 35,000 $ 35,000 $ 62,000
Riley, Kansas 1 $ 135,000 $ 135,000 $ 68,000
Wilson, Kansas 1 $ 145,000 $ 145,000 $ 63,000
Benton, Missouri 1 $ 205,000 $ 205,000 $ 54,000
Cass, Missouri 1 $ 65,000 $ 65,000 $ 111,000
Jasper, Missouri 1 $ 275,000 $ 275,000 $ 112,000
Antelope, Nebraska 1 $ 85,000 $ 85,000 $ 33,000
Cedar, Nebraska 1 $ 375,000 $ 375,000 $ 195,000
Cheyenne, Nebraska 1 $ 125,000 $ 125,000 $ 106,000
Colfax, Nebraska 1 $ 305,000 $ 305,000 $ 73,000
Dodge, Nebraska 1 $ 85,000 $ 85,000 $ 31,000
Fillmore, Nebraska 1 $ 125,000 $ 125,000 $ 60,000
Jefferson, Nebraska 1 $ 95,000 $ 95,000 $ 43,000
Kimball, Nebraska 1 $ 65,000 $ 65,000 $ 64,000
Merrick, Nebraska 1 $ 285,000 $ 285,000 $ 149,000
Morrill, Nebraska 1 $ 125,000 $ 125,000 $ 61,000
Pawnee, Nebraska 1 $ 245,000 $ 245,000 $ 307,000
Pierce, Nebraska 1 $ 145,000 $ 145,000 $ 64,000
Richardson, Nebraska 1 $ 125,000 $ 125,000 $ 68,000
Sarpy, Nebraska 1 $ 335,000 $ 335,000 $ 114,000
Saunders, Nebraska 1 $ 155,000 $ 155,000 $ 50,000
Stanton, Nebraska 1 $ 25,000 $ 25,000 $ 45,000
Davidson, Tennessee 1 $ 325,000 $ 325,000 $ 295,000
Hamilton, Tennessee 1 $ 275,000 $ 275,000 $ 87,000
Davis, Utah 1 $ 425,000 $ 425,000 $ 173,000
Albany, Wyoming 1 $ 155,000 $ 155,000 $ 96,000
Converse, Wyoming 1 $ 255,000 $ 255,000 $ 67,000

Mortgage Loan Application Detail Totals for Pivot Financial Partners, Inc in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 315 $73,295,000 $232,000 $1,365,000 $104,000 $2,922,000
Cash-out Refinancing 168 $33,120,000 $197,000 $955,000 $93,000 $343,000
Refinancing 37 $7,705,000 $208,000 $695,000 $102,000 $782,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 395 $88,135,000 $223,000 $1,365,000 $103,000 $2,922,000
Hispanic 49 $7,585,000 $154,000 $465,000 $61,000 $139,000
Not Provided 47 $10,745,000 $228,000 $705,000 $115,000 $450,000
Black or African American 14 $3,710,000 $265,000 $505,000 $91,000 $178,000
Asian 10 $2,590,000 $259,000 $475,000 $137,000 $241,000
Native Hawaiian or Other Pacific Islander 4 $1,090,000 $272,000 $345,000 $73,000 $99,000
Not applicable 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 424 $95,450,000 $225,000 $1,365,000 $108,000 $2,922,000
FHA-insured (Federal Housing Administration) 58 $10,270,000 $177,000 $455,000 $65,000 $173,000
VA-guaranteed (Veterans Administration) 26 $7,040,000 $270,000 $605,000 $84,000 $159,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 12 $1,360,000 $113,000 $145,000 $49,000 $66,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 448 $101,210,000 $225,000 $1,365,000 $103,000 $2,922,000
Application Withdrawn By Applicant 46 $8,950,000 $194,000 $615,000 $81,000 $230,000
File Closed For Incompleteness 14 $1,940,000 $138,000 $385,000 $89,000 $343,000
Application Denied By Financial Institution 7 $895,000 $127,000 $345,000 $61,000 $99,000
Application Approved But Not Accepted 5 $1,125,000 $225,000 $465,000 $121,000 $168,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 513 $113,225,000 $220,000 $1,365,000 $101,000 $2,922,000
Insufficient Cash (Downpayment, Closing Cost) 3 $525,000 $175,000 $345,000 $68,000 $99,000
Credit History 2 $180,000 $90,000 $145,000 $61,000 $95,000
Debt-To-Income Ratio 1 $55,000 $55,000 $55,000 $74,000 $74,000
Unverifiable Information 1 $135,000 $135,000 $135,000 $31,000 $31,000
Employment History 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Pivot Financial Partners, Inc's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Pivot Financial Partners, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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