Firefighters First Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Firefighters First Federal Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Firefighters First Federal Credit Union
815 Colorado Blvd
Pasadena, CA 90041
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 1,874
Total Mortgage Loan Application Amount $476,420,000
Average Mortgage Loan Application Amount $256,800
Highest Mortgage Loan Application Amount $3,005,000
Average Applicant Income $176,400
Highest Applicant Income $1,884,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Firefighters First Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firefighters First Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2022 breaks down Firefighters First Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firefighters First Federal Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by Firefighters First Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firefighters First Federal Credit Union's mortgage activity for 2022.

Mortgage Loan Application Totals for Firefighters First Federal Credit Union by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 278 $ 84,870,000 $ 305,000 $ 181,000
Riverside County California 174 $ 36,170,000 $ 207,000 $ 161,000
San Bernardino County California 130 $ 30,480,000 $ 234,000 $ 175,000
Orange County California 129 $ 41,135,000 $ 318,000 $ 216,000
Ventura County California 124 $ 33,970,000 $ 273,000 $ 181,000
Maricopa County Arizona 102 $ 21,390,000 $ 209,000 $ 123,000
Placer County California 58 $ 11,050,000 $ 190,000 $ 181,000
Clark County Nevada 57 $ 12,355,000 $ 216,000 $ 131,000
San Diego County California 54 $ 12,710,000 $ 235,000 $ 181,000
Sacramento County California 53 $ 10,735,000 $ 202,000 $ 174,000
Contra Costa County California 43 $ 12,215,000 $ 284,000 $ 195,000
El Dorado County California 43 $ 9,235,000 $ 214,000 $ 186,000
Kern County California 40 $ 6,730,000 $ 168,000 $ 124,000
Mohave County Arizona 30 $ 6,500,000 $ 216,000 $ 138,000
San Joaquin County California 20 $ 4,620,000 $ 231,000 $ 185,000
Alameda County California 19 $ 6,125,000 $ 322,000 $ 205,000
Nevada County California 17 $ 3,095,000 $ 182,000 $ 135,000
Washoe County Nevada 17 $ 4,385,000 $ 257,000 $ 131,000
Yavapai County Arizona 16 $ 4,170,000 $ 260,000 $ 140,000
San Luis Obispo County California 16 $ 2,550,000 $ 159,000 $ 131,000
Santa Barbara County California 16 $ 3,220,000 $ 201,000 $ 188,000
Solano County California 15 $ 6,055,000 $ 403,000 $ 237,000
Stanislaus County California 12 $ 2,830,000 $ 235,000 $ 167,000
Butte County California 10 $ 1,800,000 $ 180,000 $ 152,000
Calaveras County California 10 $ 1,310,000 $ 131,000 $ 204,000
Pinal County Arizona 9 $ 1,135,000 $ 126,000 $ 99,000
Fresno County California 8 $ 1,420,000 $ 177,000 $ 124,000
Lubbock County Texas 8 $ 1,600,000 $ 200,000 $ 342,000
Navajo County Arizona 7 $ 1,655,000 $ 236,000 $ 86,000
Amador County California 7 $ 1,675,000 $ 239,000 $ 160,000
Tulare County California 7 $ 1,215,000 $ 173,000 $ 110,000
Kootenai County Idaho 7 $ 1,945,000 $ 277,000 $ 195,000
Pima County Arizona 6 $ 780,000 $ 130,000 $ 118,000
Monterey County California 6 $ 1,400,000 $ 233,000 $ 148,000
Santa Cruz County California 6 $ 1,630,000 $ 271,000 $ 167,000
Shasta County California 6 $ 450,000 $ 75,000 $ 128,000
Yolo County California 6 $ 720,000 $ 120,000 $ 146,000
Ada County Idaho 6 $ 3,070,000 $ 511,000 $ 376,000
Mono County California 5 $ 1,765,000 $ 353,000 $ 230,000
Sonoma County California 5 $ 1,235,000 $ 247,000 $ 174,000
Bernalillo County New Mexico 5 $ 1,055,000 $ 211,000 $ 192,000
Dona Ana County New Mexico 5 $ 485,000 $ 97,000 $ 63,000
Deschutes County Oregon 5 $ 1,705,000 $ 341,000 $ 171,000
Marin County California 4 $ 3,320,000 $ 830,000 $ 323,000
Santa Clara County California 4 $ 1,880,000 $ 470,000 $ 240,000
Tuolumne County California 4 $ 700,000 $ 175,000 $ 172,000
Pinellas County Florida 4 $ 770,000 $ 192,000 $ 296,000
Santa Fe County New Mexico 4 $ 620,000 $ 155,000 $ 65,000
Franklin County Ohio 4 $ 690,000 $ 172,000 $ 416,000
Tarrant County Texas 4 $ 920,000 $ 230,000 $ 132,000
Washington County Utah 4 $ 590,000 $ 147,000 $ 102,000
Colusa County California 3 $ 525,000 $ 175,000 $ 73,000
San Mateo County California 3 $ 735,000 $ 245,000 $ 157,000
Siskiyou County California 3 $ 475,000 $ 158,000 $ 128,000
Yuba County California 3 $ 345,000 $ 115,000 $ 193,000
Douglas County Colorado 3 $ 1,185,000 $ 395,000 $ 137,000
El Paso County Colorado 3 $ 315,000 $ 105,000 $ 88,000
Canyon County Idaho 3 $ 615,000 $ 205,000 $ 189,000
Lyon County Nevada 3 $ 585,000 $ 195,000 $ 63,000
Cuyahoga County Ohio 3 $ 405,000 $ 135,000 $ 163,000
Klamath County Oregon 3 $ 1,045,000 $ 348,000 $ 91,000
Lane County Oregon 3 $ 765,000 $ 255,000 $ 126,000
Harris County Texas 3 $ 525,000 $ 175,000 $ 96,000
Utah County Utah 3 $ 665,000 $ 221,000 $ 164,000
King County Washington 3 $ 1,015,000 $ 338,000 $ 159,000
Kitsap County Washington 3 $ 915,000 $ 305,000 $ 244,000
Pierce County Washington 3 $ 1,155,000 $ 385,000 $ 178,000
Snohomish County Washington 3 $ 555,000 $ 185,000 $ 225,000
Fond du Lac County Wisconsin 3 $ 335,000 $ 111,000 $ 321,000
Coconino County Arizona 2 $ 520,000 $ 260,000 $ 194,000
Gila County Arizona 2 $ 140,000 $ 70,000 $ 51,000
Lake County California 2 $ 1,050,000 $ 525,000 $ 225,000
Madera County California 2 $ 580,000 $ 290,000 $ 84,000
Merced County California 2 $ 660,000 $ 330,000 $ 119,000
Plumas County California 2 $ 270,000 $ 135,000 $ 176,000
Sierra County California 2 $ 810,000 $ 405,000 $ 105,000
Sutter County California 2 $ 310,000 $ 155,000 $ 204,000
Arapahoe County Colorado 2 $ 440,000 $ 220,000 $ 93,000
Bonneville County Idaho 2 $ 860,000 $ 430,000 $ 223,000
Lewis County Idaho 2 $ 460,000 $ 230,000 $ 124,000
Williamson County Illinois 2 $ 210,000 $ 105,000 $ 265,000
Cumberland County Maine 2 $ 2,030,000 $ 1,015,000 $ 0
Taney County Missouri 2 $ 230,000 $ 115,000 $ 423,000
Gallatin County Montana 2 $ 1,110,000 $ 555,000 $ 169,000
Douglas County Nevada 2 $ 610,000 $ 305,000 $ 250,000
Hamilton County Tennessee 2 $ 400,000 $ 200,000 $ 195,000
Bexar County Texas 2 $ 330,000 $ 165,000 $ 46,000
Collin County Texas 2 $ 490,000 $ 245,000 $ 122,000
Comal County Texas 2 $ 790,000 $ 395,000 $ 166,000
El Paso County Texas 2 $ 210,000 $ 105,000 $ 105,000
Cache County Utah 2 $ 960,000 $ 480,000 $ 123,000
Davis County Utah 2 $ 310,000 $ 155,000 $ 130,000
Iron County Utah 2 $ 250,000 $ 125,000 $ 114,000
Clallam County Washington 2 $ 480,000 $ 240,000 $ 93,000
Douglas County Washington 2 $ 340,000 $ 170,000 $ 137,000
Spokane County Washington 2 $ 580,000 $ 290,000 $ 139,000
Thurston County Washington 2 $ 260,000 $ 130,000 $ 100,000
Whatcom County Washington 2 $ 580,000 $ 290,000 $ 152,000
Graham County Arizona 1 $ 45,000 $ 45,000 $ 149,000
La Paz County Arizona 1 $ 485,000 $ 485,000 $ 209,000
Yuma County Arizona 1 $ 45,000 $ 45,000 $ 118,000
Del Norte County California 1 $ 305,000 $ 305,000 $ 104,000
Inyo County California 1 $ 205,000 $ 205,000 $ 159,000
Kings County California 1 $ 105,000 $ 105,000 $ 183,000
Lassen County California 1 $ 265,000 $ 265,000 $ 129,000
Mariposa County California 1 $ 285,000 $ 285,000 $ 29,000
Mendocino County California 1 $ 265,000 $ 265,000 $ 248,000
Napa County California 1 $ 105,000 $ 105,000 $ 187,000
San Benito County California 1 $ 335,000 $ 335,000 $ 221,000
Tehama County California 1 $ 75,000 $ 75,000 $ 122,000
Elbert County Colorado 1 $ 105,000 $ 105,000 $ 126,000
Jefferson County Colorado 1 $ 165,000 $ 165,000 $ 125,000
Weld County Colorado 1 $ 75,000 $ 75,000 $ 101,000
Broward County Florida 1 $ 385,000 $ 385,000 $ 336,000
Newton County Georgia 1 $ 155,000 $ 155,000 $ 0
Hawaii County Hawaii 1 $ 745,000 $ 745,000 $ 376,000
Honolulu County Hawaii 1 $ 555,000 $ 555,000 $ 118,000
Maui County Hawaii 1 $ 245,000 $ 245,000 $ 130,000
Bonner County Idaho 1 $ 105,000 $ 105,000 $ 146,000
Gem County Idaho 1 $ 445,000 $ 445,000 $ 139,000
Valley County Idaho 1 $ 305,000 $ 305,000 $ 135,000
McDonough County Illinois 1 $ 55,000 $ 55,000 $ 0
Marion County Indiana 1 $ 155,000 $ 155,000 $ 220,000
Pottawattamie County Iowa 1 $ 165,000 $ 165,000 $ 177,000
Caddo County Louisiana 1 $ 445,000 $ 445,000 $ 0
Baltimore City County Maryland 1 $ 155,000 $ 155,000 $ 0
Ingham County Michigan 1 $ 305,000 $ 305,000 $ 0
Kent County Michigan 1 $ 165,000 $ 165,000 $ 387,000
Dakota County Minnesota 1 $ 215,000 $ 215,000 $ 75,000
Buchanan County Missouri 1 $ 505,000 $ 505,000 $ 0
Cass County Missouri 1 $ 315,000 $ 315,000 $ 0
Flathead County Montana 1 $ 205,000 $ 205,000 $ 110,000
Lincoln County Montana 1 $ 315,000 $ 315,000 $ 118,000
Park County Montana 1 $ 255,000 $ 255,000 $ 79,000
Ravalli County Montana 1 $ 45,000 $ 45,000 $ 218,000
Carson City County Nevada 1 $ 375,000 $ 375,000 $ 77,000
Nye County Nevada 1 $ 155,000 $ 155,000 $ 34,000
Chaves County New Mexico 1 $ 45,000 $ 45,000 $ 46,000
Eddy County New Mexico 1 $ 45,000 $ 45,000 $ 104,000
San Juan County New Mexico 1 $ 35,000 $ 35,000 $ 48,000
Sandoval County New Mexico 1 $ 275,000 $ 275,000 $ 69,000
New York County New York 1 $ 335,000 $ 335,000 $ 502,000
Carteret County North Carolina 1 $ 635,000 $ 635,000 $ 0
Mecklenburg County North Carolina 1 $ 305,000 $ 305,000 $ 173,000
Hamilton County Ohio 1 $ 105,000 $ 105,000 $ 223,000
Mahoning County Ohio 1 $ 35,000 $ 35,000 $ 0
Richland County Ohio 1 $ 85,000 $ 85,000 $ 116,000
Oklahoma County Oklahoma 1 $ 135,000 $ 135,000 $ 325,000
Jefferson County Oregon 1 $ 375,000 $ 375,000 $ 128,000
Josephine County Oregon 1 $ 165,000 $ 165,000 $ 154,000
Tillamook County Oregon 1 $ 845,000 $ 845,000 $ 0
Umatilla County Oregon 1 $ 125,000 $ 125,000 $ 204,000
Washington County Oregon 1 $ 55,000 $ 55,000 $ 66,000
Pickens County South Carolina 1 $ 95,000 $ 95,000 $ 75,000
Bradley County Tennessee 1 $ 95,000 $ 95,000 $ 293,000
Davidson County Tennessee 1 $ 615,000 $ 615,000 $ 313,000
Shelby County Tennessee 1 $ 155,000 $ 155,000 $ 0
Cameron County Texas 1 $ 95,000 $ 95,000 $ 110,000
Ellis County Texas 1 $ 225,000 $ 225,000 $ 135,000
Grayson County Texas 1 $ 305,000 $ 305,000 $ 135,000
Hood County Texas 1 $ 275,000 $ 275,000 $ 66,000
McLennan County Texas 1 $ 155,000 $ 155,000 $ 219,000
Nueces County Texas 1 $ 145,000 $ 145,000 $ 132,000
Parker County Texas 1 $ 405,000 $ 405,000 $ 91,000
Rains County Texas 1 $ 135,000 $ 135,000 $ 0
Rockwall County Texas 1 $ 275,000 $ 275,000 $ 91,000
Beaver County Utah 1 $ 55,000 $ 55,000 $ 255,000
Summit County Utah 1 $ 605,000 $ 605,000 $ 247,000
Clark County Washington 1 $ 565,000 $ 565,000 $ 192,000
Jefferson County Washington 1 $ 205,000 $ 205,000 $ 81,000
Lewis County Washington 1 $ 325,000 $ 325,000 $ 171,000
Pend Oreille County Washington 1 $ 105,000 $ 105,000 $ 80,000
Skagit County Washington 1 $ 45,000 $ 45,000 $ 95,000
Stevens County Washington 1 $ 355,000 $ 355,000 $ 174,000

Mortgage Loan Application Detail Totals for Firefighters First Federal Credit Union in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 910 $213,850,000 $235,000 $1,605,000 $171,000 $1,884,000
Home Improvement 528 $103,350,000 $195,000 $1,815,000 $162,000 $1,153,000
Home Purchase 287 $127,085,000 $442,000 $3,005,000 $175,000 $588,000
Refinancing 84 $23,480,000 $279,000 $1,605,000 $178,000 $1,800,000
Other Purpose 65 $8,655,000 $133,000 $475,000 $196,000 $829,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 726 $168,000,000 $231,000 $1,375,000 $163,000 $1,800,000
Not Provided 710 $190,330,000 $268,000 $2,105,000 $182,000 $1,884,000
Hispanic 265 $59,145,000 $223,000 $1,095,000 $159,000 $463,000
Black or African American 78 $22,930,000 $293,000 $1,405,000 $165,000 $460,000
Not applicable 44 $21,090,000 $479,000 $3,005,000 $291,000 $315,000
American Indian or Alaskan Native 18 $4,730,000 $262,000 $815,000 $142,000 $246,000
Asian 15 $4,695,000 $313,000 $805,000 $196,000 $278,000
Native Hawaiian or Other Pacific Islander 2 $320,000 $160,000 $205,000 $186,000 $228,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,874 $476,420,000 $254,000 $3,005,000 $170,000 $1,884,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,494 $370,520,000 $248,000 $3,005,000 $172,000 $1,224,000
Application Withdrawn By Applicant 268 $71,430,000 $266,000 $1,205,000 $172,000 $1,884,000
Application Denied By Financial Institution 65 $16,115,000 $247,000 $1,305,000 $147,000 $491,000
Preapproval Approved but not Accepted 16 $9,200,000 $575,000 $805,000 $148,000 $249,000
File Closed For Incompleteness 15 $3,385,000 $225,000 $755,000 $105,000 $243,000
Application Approved But Not Accepted 10 $2,600,000 $260,000 $585,000 $112,000 $218,000
Preapproval Denied by Financial Institution 6 $3,170,000 $528,000 $975,000 $113,000 $284,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,803 $457,135,000 $253,000 $3,005,000 $171,000 $1,884,000
Debt-To-Income Ratio 31 $9,445,000 $304,000 $1,305,000 $144,000 $491,000
Credit History 15 $3,645,000 $243,000 $555,000 $107,000 $219,000
Other 14 $3,380,000 $241,000 $705,000 $181,000 $271,000
Collateral 8 $1,920,000 $240,000 $425,000 $150,000 $215,000
Credit Application Incomplete 2 $700,000 $350,000 $545,000 $171,000 $189,000
Mortgage Insurance Denied 1 $195,000 $195,000 $195,000 $120,000 $120,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Firefighters First Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Firefighters First Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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