First American Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
First American Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First American Bank 80 Stratford Drive Elk Grove Village, IL 60108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,815 |
| Total Mortgage Loan Application Amount | $1,117,135,000 |
| Average Mortgage Loan Application Amount | $168,000 |
| Highest Mortgage Loan Application Amount | $5,255,000 |
| Average Applicant Income | $131,000 |
| Highest Applicant Income | $5,233,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with First American Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First American Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down First American Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First American Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First American Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First American Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 2,092 | $ 403,870,000 | $ 193,000 | $ 120,000 |
| DuPage County Illinois | 678 | $ 132,190,000 | $ 194,000 | $ 126,000 |
| Kane County Illinois | 618 | $ 105,690,000 | $ 171,000 | $ 106,000 |
| Will County Illinois | 519 | $ 81,125,000 | $ 156,000 | $ 106,000 |
| Lake County Illinois | 512 | $ 97,780,000 | $ 190,000 | $ 144,000 |
| Miami-Dade County Florida | 240 | $ 74,950,000 | $ 312,000 | $ 177,000 |
| Kenosha County Wisconsin | 185 | $ 28,095,000 | $ 151,000 | $ 103,000 |
| Kankakee County Illinois | 166 | $ 17,100,000 | $ 103,000 | $ 81,000 |
| McHenry County Illinois | 162 | $ 29,670,000 | $ 183,000 | $ 125,000 |
| Kendall County Illinois | 78 | $ 14,700,000 | $ 188,000 | $ 107,000 |
| Racine County Wisconsin | 41 | $ 6,645,000 | $ 162,000 | $ 95,000 |
| Broward County Florida | 33 | $ 8,235,000 | $ 249,000 | $ 175,000 |
| Palm Beach County Florida | 31 | $ 7,405,000 | $ 238,000 | $ 157,000 |
| Collier County Florida | 25 | $ 8,615,000 | $ 344,000 | $ 354,000 |
| Lake County Indiana | 24 | $ 3,090,000 | $ 128,000 | $ 89,000 |
| Milwaukee County Wisconsin | 23 | $ 7,825,000 | $ 340,000 | $ 93,000 |
| DeKalb County Illinois | 22 | $ 2,990,000 | $ 135,000 | $ 100,000 |
| Grundy County Illinois | 15 | $ 2,135,000 | $ 142,000 | $ 100,000 |
| Maricopa County Arizona | 14 | $ 3,970,000 | $ 283,000 | $ 182,000 |
| Boone County Illinois | 13 | $ 1,665,000 | $ 128,000 | $ 110,000 |
| Monroe County Florida | 12 | $ 6,620,000 | $ 551,000 | $ 323,000 |
| Lee County Florida | 11 | $ 2,325,000 | $ 211,000 | $ 169,000 |
| Walworth County Wisconsin | 11 | $ 2,435,000 | $ 221,000 | $ 111,000 |
| Pinellas County Florida | 10 | $ 1,870,000 | $ 187,000 | $ 154,000 |
| Winnebago County Illinois | 10 | $ 1,070,000 | $ 107,000 | $ 59,000 |
| Clark County Nevada | 7 | $ 1,525,000 | $ 217,000 | $ 125,000 |
| Waukesha County Wisconsin | 7 | $ 2,165,000 | $ 309,000 | $ 192,000 |
| Santa Barbara County California | 6 | $ 1,210,000 | $ 201,000 | $ 194,000 |
| Hamilton County Indiana | 6 | $ 1,240,000 | $ 206,000 | $ 216,000 |
| Marion County Indiana | 6 | $ 540,000 | $ 90,000 | $ 170,000 |
| Manatee County Florida | 5 | $ 765,000 | $ 153,000 | $ 177,000 |
| Iroquois County Illinois | 5 | $ 225,000 | $ 45,000 | $ 46,000 |
| Jo Daviess County Illinois | 5 | $ 775,000 | $ 155,000 | $ 170,000 |
| Berrien County Michigan | 5 | $ 815,000 | $ 163,000 | $ 137,000 |
| Pima County Arizona | 4 | $ 650,000 | $ 162,000 | $ 114,000 |
| LaPorte County Indiana | 4 | $ 880,000 | $ 220,000 | $ 178,000 |
| Porter County Indiana | 4 | $ 260,000 | $ 65,000 | $ 127,000 |
| Door County Wisconsin | 4 | $ 580,000 | $ 145,000 | $ 145,000 |
| Boulder County Colorado | 3 | $ 545,000 | $ 181,000 | $ 384,000 |
| Hillsborough County Florida | 3 | $ 3,885,000 | $ 1,295,000 | $ 742,000 |
| Orange County Florida | 3 | $ 1,375,000 | $ 458,000 | $ 248,000 |
| Volusia County Florida | 3 | $ 1,405,000 | $ 468,000 | $ 269,000 |
| Carroll County Illinois | 3 | $ 755,000 | $ 251,000 | $ 81,000 |
| Whatcom County Washington | 3 | $ 895,000 | $ 298,000 | $ 122,000 |
| Juneau County Wisconsin | 3 | $ 625,000 | $ 208,000 | $ 330,000 |
| San Francisco County California | 2 | $ 1,280,000 | $ 640,000 | $ 15,000 |
| Summit County Colorado | 2 | $ 610,000 | $ 305,000 | $ 309,000 |
| Brevard County Florida | 2 | $ 430,000 | $ 215,000 | $ 186,000 |
| Indian River County Florida | 2 | $ 1,120,000 | $ 560,000 | $ 36,000 |
| Marion County Florida | 2 | $ 360,000 | $ 180,000 | $ 100,000 |
| Martin County Florida | 2 | $ 230,000 | $ 115,000 | $ 104,000 |
| Sarasota County Florida | 2 | $ 450,000 | $ 225,000 | $ 96,000 |
| St. Johns County Florida | 2 | $ 630,000 | $ 315,000 | $ 120,000 |
| St. Lucie County Florida | 2 | $ 680,000 | $ 340,000 | $ 210,000 |
| Henry County Georgia | 2 | $ 250,000 | $ 125,000 | $ 48,000 |
| Champaign County Illinois | 2 | $ 90,000 | $ 45,000 | $ 203,000 |
| Lee County Illinois | 2 | $ 90,000 | $ 45,000 | $ 60,000 |
| McLean County Illinois | 2 | $ 380,000 | $ 190,000 | $ 20,000 |
| Piatt County Illinois | 2 | $ 270,000 | $ 135,000 | $ 79,000 |
| Jasper County Indiana | 2 | $ 300,000 | $ 150,000 | $ 69,000 |
| Fayette County Kentucky | 2 | $ 390,000 | $ 195,000 | $ 86,000 |
| Cass County Michigan | 2 | $ 210,000 | $ 105,000 | $ 205,000 |
| Ottawa County Michigan | 2 | $ 340,000 | $ 170,000 | $ 213,000 |
| Dakota County Minnesota | 2 | $ 450,000 | $ 225,000 | $ 126,000 |
| Passaic County New Jersey | 2 | $ 380,000 | $ 190,000 | $ 84,000 |
| Albany County New York | 2 | $ 350,000 | $ 175,000 | $ 147,000 |
| Summit County Ohio | 2 | $ 90,000 | $ 45,000 | $ 47,000 |
| Wood County Ohio | 2 | $ 350,000 | $ 175,000 | $ 77,000 |
| Beaufort County South Carolina | 2 | $ 410,000 | $ 205,000 | $ 50,000 |
| Arlington County Virginia | 2 | $ 600,000 | $ 300,000 | $ 115,000 |
| Henrico County Virginia | 2 | $ 390,000 | $ 195,000 | $ 259,000 |
| Green Lake County Wisconsin | 2 | $ 140,000 | $ 70,000 | $ 55,000 |
| Jackson County Wisconsin | 2 | $ 50,000 | $ 25,000 | $ 59,000 |
| Jefferson County Wisconsin | 2 | $ 340,000 | $ 170,000 | $ 144,000 |
| Price County Wisconsin | 2 | $ 500,000 | $ 250,000 | $ 174,000 |
| Sauk County Wisconsin | 2 | $ 340,000 | $ 170,000 | $ 434,000 |
| Washington County Wisconsin | 2 | $ 350,000 | $ 175,000 | $ 155,000 |
| Waushara County Wisconsin | 2 | $ 400,000 | $ 200,000 | $ 311,000 |
| Coffee County Alabama | 1 | $ 245,000 | $ 245,000 | $ 5,000 |
| Mobile County Alabama | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| Pinal County Arizona | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
| Yavapai County Arizona | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| Jefferson County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| Alameda County California | 1 | $ 345,000 | $ 345,000 | $ 77,000 |
| Contra Costa County California | 1 | $ 375,000 | $ 375,000 | $ 92,000 |
| Orange County California | 1 | $ 185,000 | $ 185,000 | $ 255,000 |
| Riverside County California | 1 | $ 185,000 | $ 185,000 | $ 265,000 |
| San Bernardino County California | 1 | $ 35,000 | $ 35,000 | $ 250,000 |
| Santa Clara County California | 1 | $ 705,000 | $ 705,000 | $ 308,000 |
| Douglas County Colorado | 1 | $ 515,000 | $ 515,000 | $ 125,000 |
| Eagle County Colorado | 1 | $ 505,000 | $ 505,000 | $ 132,000 |
| Larimer County Colorado | 1 | $ 25,000 | $ 25,000 | $ 142,000 |
| Pueblo County Colorado | 1 | $ 3,335,000 | $ 3,335,000 | $ 0 |
| New Castle County Delaware | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| District of Columbia County District Of Columbia | 1 | $ 135,000 | $ 135,000 | $ 117,000 |
| Bay County Florida | 1 | $ 305,000 | $ 305,000 | $ 338,000 |
| Charlotte County Florida | 1 | $ 65,000 | $ 65,000 | $ 266,000 |
| Okaloosa County Florida | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Okeechobee County Florida | 1 | $ 35,000 | $ 35,000 | $ 39,000 |
| Osceola County Florida | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Polk County Florida | 1 | $ 25,000 | $ 25,000 | $ 77,000 |
| Seminole County Florida | 1 | $ 225,000 | $ 225,000 | $ 135,000 |
| Sumter County Florida | 1 | $ 265,000 | $ 265,000 | $ 111,000 |
| Clarke County Georgia | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| DeKalb County Georgia | 1 | $ 345,000 | $ 345,000 | $ 192,000 |
| Fulton County Georgia | 1 | $ 95,000 | $ 95,000 | $ 17,000 |
| Gwinnett County Georgia | 1 | $ 145,000 | $ 145,000 | $ 124,000 |
| Adams County Illinois | 1 | $ 65,000 | $ 65,000 | $ 116,000 |
| Jackson County Illinois | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Jefferson County Illinois | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| LaSalle County Illinois | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Marshall County Illinois | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Shelby County Illinois | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Washington County Illinois | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Williamson County Illinois | 1 | $ 115,000 | $ 115,000 | $ 105,000 |
| Allen County Indiana | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| Elkhart County Indiana | 1 | $ 245,000 | $ 245,000 | $ 123,000 |
| Grant County Indiana | 1 | $ 45,000 | $ 45,000 | $ 120,000 |
| Monroe County Indiana | 1 | $ 285,000 | $ 285,000 | $ 42,000 |
| Newton County Indiana | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Starke County Indiana | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Sullivan County Indiana | 1 | $ 15,000 | $ 15,000 | $ 78,000 |
| Vanderburgh County Indiana | 1 | $ 75,000 | $ 75,000 | $ 105,000 |
| White County Indiana | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| Jasper County Iowa | 1 | $ 1,735,000 | $ 1,735,000 | $ 0 |
| Linn County Iowa | 1 | $ 1,755,000 | $ 1,755,000 | $ 0 |
| Mahaska County Iowa | 1 | $ 1,735,000 | $ 1,735,000 | $ 0 |
| Polk County Iowa | 1 | $ 155,000 | $ 155,000 | $ 166,000 |
| Poweshiek County Iowa | 1 | $ 1,475,000 | $ 1,475,000 | $ 0 |
| Woodbury County Iowa | 1 | $ 215,000 | $ 215,000 | $ 145,000 |
| Orleans County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 249,000 |
| Montgomery County Maryland | 1 | $ 205,000 | $ 205,000 | $ 324,000 |
| Bristol County Massachusetts | 1 | $ 305,000 | $ 305,000 | $ 51,000 |
| Essex County Massachusetts | 1 | $ 265,000 | $ 265,000 | $ 180,000 |
| Plymouth County Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 78,000 |
| Allegan County Michigan | 1 | $ 125,000 | $ 125,000 | $ 300,000 |
| Cheboygan County Michigan | 1 | $ 175,000 | $ 175,000 | $ 83,000 |
| Grand Traverse County Michigan | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Midland County Michigan | 1 | $ 185,000 | $ 185,000 | $ 79,000 |
| St. Joseph County Michigan | 1 | $ 155,000 | $ 155,000 | $ 188,000 |
| Wayne County Michigan | 1 | $ 15,000 | $ 15,000 | $ 105,000 |
| Anoka County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 111,000 |
| Ramsey County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Tishomingo County Mississippi | 1 | $ 5,000 | $ 5,000 | $ 78,000 |
| Morgan County Missouri | 1 | $ 285,000 | $ 285,000 | $ 97,000 |
| St. Charles County Missouri | 1 | $ 375,000 | $ 375,000 | $ 140,000 |
| St. Louis County Missouri | 1 | $ 175,000 | $ 175,000 | $ 88,000 |
| Lancaster County Nebraska | 1 | $ 195,000 | $ 195,000 | $ 337,000 |
| Elko County Nevada | 1 | $ 155,000 | $ 155,000 | $ 93,000 |
| Cheshire County New Hampshire | 1 | $ 185,000 | $ 185,000 | $ 97,000 |
| Hillsborough County New Hampshire | 1 | $ 325,000 | $ 325,000 | $ 234,000 |
| Bergen County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Monmouth County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Union County New Jersey | 1 | $ 425,000 | $ 425,000 | $ 80,000 |
| Onondaga County New York | 1 | $ 35,000 | $ 35,000 | $ 73,000 |
| Clay County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 215,000 |
| Durham County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 202,000 |
| Forsyth County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 176,000 |
| Gaston County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Orange County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 312,000 |
| Wake County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Portage County Ohio | 1 | $ 155,000 | $ 155,000 | $ 138,000 |
| Canadian County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 67,000 |
| Love County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 26,000 |
| Crook County Oregon | 1 | $ 505,000 | $ 505,000 | $ 132,000 |
| Allegheny County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Chester County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 137,000 |
| Providence County Rhode Island | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Anderson County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 72,000 |
| Charleston County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 86,000 |
| Richland County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| York County South Carolina | 1 | $ 605,000 | $ 605,000 | $ 286,000 |
| Cumberland County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 55,000 |
| Davidson County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 114,000 |
| Houston County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 99,000 |
| Loudon County Tennessee | 1 | $ 515,000 | $ 515,000 | $ 352,000 |
| Putnam County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Rutherford County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 166,000 |
| Sevier County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 69,000 |
| White County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 110,000 |
| Williamson County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 445,000 |
| Wilson County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 118,000 |
| Albemarle County Virginia | 1 | $ 365,000 | $ 365,000 | $ 110,000 |
| Mason County Washington | 1 | $ 305,000 | $ 305,000 | $ 91,000 |
| Yakima County Washington | 1 | $ 145,000 | $ 145,000 | $ 307,000 |
| Brown County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 125,000 |
| Dane County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 112,000 |
| Iron County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 294,000 |
| Oconto County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Oneida County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 82,000 |
| Ozaukee County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 74,000 |
| Rock County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Waupaca County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 228,000 |
Mortgage Loan Application Detail Totals for First American Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,026 | $609,840,000 | $201,000 | $5,255,000 | $118,000 | $2,017,000 |
| Cash-out Refinancing | 1,216 | $259,350,000 | $213,000 | $3,005,000 | $110,000 | $1,665,000 |
| Home Purchase | 652 | $171,050,000 | $262,000 | $3,515,000 | $164,000 | $5,233,000 |
| Home Improvement | 515 | $46,575,000 | $90,000 | $1,005,000 | $137,000 | $1,334,000 |
| Other Purpose | 406 | $30,320,000 | $74,000 | $505,000 | $126,000 | $2,020,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,357 | $608,745,000 | $181,000 | $3,515,000 | $130,000 | $5,233,000 |
| Not Provided | 892 | $188,750,000 | $211,000 | $2,955,000 | $123,000 | $1,468,000 |
| Hispanic | 868 | $163,410,000 | $188,000 | $3,005,000 | $104,000 | $1,528,000 |
| Asian | 317 | $63,185,000 | $199,000 | $805,000 | $126,000 | $1,665,000 |
| Black or African American | 219 | $26,985,000 | $123,000 | $525,000 | $93,000 | $364,000 |
| Not applicable | 62 | $44,390,000 | $715,000 | $5,255,000 | $0 | $0 |
| American Indian or Alaskan Native | 13 | $2,275,000 | $175,000 | $505,000 | $264,000 | $2,020,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,771 | $1,106,355,000 | $191,000 | $5,255,000 | $124,000 | $5,233,000 |
| FHA-insured (Federal Housing Administration) | 39 | $9,185,000 | $235,000 | $515,000 | $106,000 | $404,000 |
| VA-guaranteed (Veterans Administration) | 5 | $1,595,000 | $319,000 | $525,000 | $182,000 | $446,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,312 | $615,700,000 | $185,000 | $5,255,000 | $123,000 | $5,233,000 |
| Application Denied By Financial Institution | 1,078 | $203,030,000 | $188,000 | $3,005,000 | $97,000 | $2,020,000 |
| Application Withdrawn By Applicant | 759 | $162,065,000 | $213,000 | $3,515,000 | $149,000 | $2,024,000 |
| File Closed For Incompleteness | 536 | $105,800,000 | $197,000 | $1,085,000 | $134,000 | $1,468,000 |
| Application Approved But Not Accepted | 130 | $30,540,000 | $234,000 | $3,335,000 | $154,000 | $1,665,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,737 | $914,105,000 | $192,000 | $5,255,000 | $129,000 | $5,233,000 |
| Debt-To-Income Ratio | 610 | $119,800,000 | $196,000 | $2,955,000 | $73,000 | $550,000 |
| Credit History | 243 | $34,015,000 | $139,000 | $1,775,000 | $98,000 | $947,000 |
| Collateral | 144 | $26,760,000 | $185,000 | $1,005,000 | $137,000 | $830,000 |
| Other | 60 | $17,300,000 | $288,000 | $3,005,000 | $258,000 | $2,020,000 |
| Unverifiable Information | 10 | $2,210,000 | $221,000 | $435,000 | $67,000 | $167,000 |
| Employment History | 7 | $1,755,000 | $250,000 | $515,000 | $97,000 | $241,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $585,000 | $195,000 | $265,000 | $133,000 | $191,000 |
| Credit Application Incomplete | 1 | $605,000 | $605,000 | $605,000 | $102,000 | $102,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First American Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First American Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.