First American Bank, Ssb
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for First American Bank, Ssb.
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and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address First American Bank, Ssb
2800 South Texas Ave
Bryan, TX 77805
Tel #: available with data download
Federal Regulator * available with data download
Years 2004  2003  
Total Number of Mortgage Applications 3,203
Total Mortgage Loan Application Amount $331,006,000
Average Mortgage Loan Application Amount $173,583
Highest Mortgage Loan Application Amount $9,400,000
Average Applicant Income $99,333
Highest Applicant Income $3,670,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for First American Bank, Ssb by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Brazos County Texas 660 $ 73,469,000 $ 111,000 $ 83,000
Ector County Texas 375 $ 24,883,000 $ 66,000 $ 50,000
Randall County Texas 263 $ 25,912,000 $ 98,000 $ 83,000
Midland County Texas 221 $ 24,299,000 $ 109,000 $ 70,000
Taylor County Texas 208 $ 15,579,000 $ 74,000 $ 55,000
Wichita County Texas 184 $ 11,421,000 $ 62,000 $ 66,000
Dallas County Texas 136 $ 24,453,000 $ 179,000 $ 110,000
Potter County Texas 127 $ 11,679,000 $ 91,000 $ 64,000
Collin County Texas 73 $ 7,289,000 $ 99,000 $ 123,000
Harris County Texas 70 $ 11,375,000 $ 162,000 $ 167,000
Travis County Texas 59 $ 21,555,000 $ 365,000 $ 139,000
Tarrant County Texas 49 $ 6,153,000 $ 125,000 $ 289,000
Burleson County Texas 43 $ 3,161,000 $ 73,000 $ 68,000
Brown County Texas 35 $ 1,264,000 $ 36,000 $ 56,000
Denton County Texas 31 $ 3,947,000 $ 127,000 $ 95,000
Tom Green County Texas 29 $ 2,020,000 $ 69,000 $ 106,000
Palo Pinto County Texas 22 $ 1,605,000 $ 72,000 $ 67,000
Fort Bend County Texas 20 $ 3,307,000 $ 165,000 $ 113,000
Hunt County Texas 20 $ 1,853,000 $ 92,000 $ 103,000
Runnels County Texas 20 $ 1,260,000 $ 63,000 $ 51,000
Wise County Texas 20 $ 1,200,000 $ 60,000 $ 55,000
Montgomery County Texas 19 $ 3,326,000 $ 175,000 $ 169,000
McCulloch County Texas 18 $ 1,176,000 $ 65,000 $ 63,000
Baylor County Texas 15 $ 545,000 $ 36,000 $ 44,000
Deaf Smith County Texas 15 $ 591,000 $ 39,000 $ 51,000
Gray County Texas 15 $ 737,000 $ 49,000 $ 71,000
Montague County Texas 15 $ 1,072,000 $ 71,000 $ 69,000
Parker County Texas 15 $ 1,287,000 $ 85,000 $ 75,000
Rockwall County Texas 15 $ 6,708,000 $ 447,000 $ 191,000
Hays County Texas 14 $ 1,703,000 $ 121,000 $ 198,000
Robertson County Texas 13 $ 1,212,000 $ 93,000 $ 57,000
Stephens County Texas 13 $ 478,000 $ 36,000 $ 45,000
Callahan County Texas 12 $ 1,226,000 $ 102,000 $ 54,000
Comanche County Texas 12 $ 471,000 $ 39,000 $ 58,000
Archer County Texas 11 $ 1,186,000 $ 107,000 $ 65,000
Jones County Texas 11 $ 675,000 $ 61,000 $ 72,000
Grimes County Texas 10 $ 1,241,000 $ 124,000 $ 78,000
Scurry County Texas 10 $ 326,000 $ 32,000 $ 51,000
Williamson County Texas 10 $ 2,299,000 $ 229,000 $ 71,000
Young County Texas 10 $ 793,000 $ 79,000 $ 58,000
Carson County Texas 9 $ 652,000 $ 72,000 $ 67,000
Erath County Texas 9 $ 546,000 $ 60,000 $ 60,000
Lubbock County Texas 9 $ 743,000 $ 82,000 $ 48,000
Andrews County Texas 8 $ 490,000 $ 61,000 $ 35,000
Wilbarger County Texas 8 $ 576,000 $ 72,000 $ 38,000
Eastland County Texas 7 $ 299,000 $ 42,000 $ 48,000
Henderson County Texas 7 $ 690,000 $ 98,000 $ 104,000
Hutchinson County Texas 7 $ 274,000 $ 39,000 $ 55,000
Armstrong County Texas 6 $ 789,000 $ 131,000 $ 72,000
Galveston County Texas 6 $ 922,000 $ 153,000 $ 94,000
Llano County Texas 6 $ 1,774,000 $ 295,000 $ 220,000
Lampasas County Texas 5 $ 251,000 $ 50,000 $ 80,000
Leon County Texas 5 $ 420,000 $ 84,000 $ 95,000
Moore County Texas 5 $ 588,000 $ 117,000 $ 58,000
Washington County Texas 5 $ 643,000 $ 128,000 $ 74,000
Cooke County Texas 4 $ 129,000 $ 32,000 $ 16,000
Haskell County Texas 4 $ 280,000 $ 70,000 $ 44,000
Howard County Texas 4 $ 241,000 $ 60,000 $ 39,000
Jack County Texas 4 $ 272,000 $ 68,000 $ 62,000
Ochiltree County Texas 4 $ 44,000 $ 11,000 $ 52,000
Smith County Texas 4 $ 630,000 $ 157,000 $ 73,000
Comanche County Oklahoma 3 $ 254,000 $ 84,000 $ 77,000
Ellis County Texas 3 $ 191,000 $ 63,000 $ 71,000
Hopkins County Texas 3 $ 142,000 $ 47,000 $ 635,000
Milam County Texas 3 $ 225,000 $ 75,000 $ 119,000
Nolan County Texas 3 $ 346,000 $ 115,000 $ 155,000
Colfax County New Mexico 2 $ 255,000 $ 127,000 $ 280,000
Lincoln County New Mexico 2 $ 263,000 $ 131,000 $ 145,000
Cotton County Oklahoma 2 $ 51,000 $ 25,000 $ 57,000
Bexar County Texas 2 $ 340,000 $ 170,000 $ 158,000
Clay County Texas 2 $ 28,000 $ 14,000 $ 53,000
Concho County Texas 2 $ 43,000 $ 21,000 $ 47,000
Coryell County Texas 2 $ 22,000 $ 11,000 $ 112,000
Crane County Texas 2 $ 140,000 $ 70,000 $ 37,000
Franklin County Texas 2 $ 266,000 $ 133,000 $ 238,000
Hamilton County Texas 2 $ 214,000 $ 107,000 $ 58,000
Hood County Texas 2 $ 168,000 $ 84,000 $ 1,604,000
Kerr County Texas 2 $ 587,000 $ 293,000 $ 205,000
Madison County Texas 2 $ 170,000 $ 85,000 $ 145,000
Mason County Texas 2 $ 60,000 $ 30,000 $ 57,000
McLennan County Texas 2 $ 305,000 $ 152,000 $ 33,000
Panola County Texas 2 $ 76,000 $ 38,000 $ 135,000
Shackelford County Texas 2 $ 195,000 $ 97,000 $ 66,000
Van Zandt County Texas 2 $ 308,000 $ 154,000 $ 56,000
Huerfano County Colorado 1 $ 175,000 $ 175,000 $ 181,000
Jefferson County Colorado 1 $ 250,000 $ 250,000 $ 83,000
Park County Colorado 1 $ 80,000 $ 80,000 $ 83,000
Summit County Colorado 1 $ 386,000 $ 386,000 $ 122,000
Miami-Dade County Florida 1 $ 536,000 $ 536,000 $ 0
Lea County New Mexico 1 $ 10,000 $ 10,000 $ 91,000
Otero County New Mexico 1 $ 78,000 $ 78,000 $ 64,000
Payne County Oklahoma 1 $ 135,000 $ 135,000 $ 156,000
Bastrop County Texas 1 $ 55,000 $ 55,000 $ 30,000
Bell County Texas 1 $ 101,000 $ 101,000 $ 28,000
Bowie County Texas 1 $ 25,000 $ 25,000 $ 11,000
Brewster County Texas 1 $ 40,000 $ 40,000 $ 117,000
Burnet County Texas 1 $ 20,000 $ 20,000 $ 25,000
Calhoun County Texas 1 $ 102,000 $ 102,000 $ 27,000
Castro County Texas 1 $ 30,000 $ 30,000 $ 65,000
Chambers County Texas 1 $ 139,000 $ 139,000 $ 200,000
Coleman County Texas 1 $ 36,000 $ 36,000 $ 30,000
Comal County Texas 1 $ 40,000 $ 40,000 $ 60,000
Dallam County Texas 1 $ 64,000 $ 64,000 $ 55,000
Donley County Texas 1 $ 12,000 $ 12,000 $ 36,000
Fannin County Texas 1 $ 40,000 $ 40,000 $ 29,000
Gaines County Texas 1 $ 91,000 $ 91,000 $ 67,000
Gregg County Texas 1 $ 100,000 $ 100,000 $ 107,000
Guadalupe County Texas 1 $ 63,000 $ 63,000 $ 124,000
Hartley County Texas 1 $ 4,000 $ 4,000 $ 35,000
Hidalgo County Texas 1 $ 49,000 $ 49,000 $ 56,000
Hill County Texas 1 $ 83,000 $ 83,000 $ 59,000
Johnson County Texas 1 $ 92,000 $ 92,000 $ 43,000
Knox County Texas 1 $ 28,000 $ 28,000 $ 53,000
Lee County Texas 1 $ 15,000 $ 15,000 $ 34,000
Liberty County Texas 1 $ 12,000 $ 12,000 $ 21,000
Martin County Texas 1 $ 54,000 $ 54,000 $ 65,000
Matagorda County Texas 1 $ 48,000 $ 48,000 $ 92,000
Navarro County Texas 1 $ 58,000 $ 58,000 $ 54,000
Nueces County Texas 1 $ 65,000 $ 65,000 $ 58,000
Somervell County Texas 1 $ 166,000 $ 166,000 $ 94,000
Swisher County Texas 1 $ 8,000 $ 8,000 $ 42,000
Val Verde County Texas 1 $ 153,000 $ 153,000 $ 99,000
Walker County Texas 1 $ 33,000 $ 33,000 $ 49,000
Wheeler County Texas 1 $ 33,000 $ 33,000 $ 62,000
Winkler County Texas 1 $ 36,000 $ 36,000 $ 104,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for First American Bank, Ssb in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,943 $206,318,000 $221,166 $3,000,000 $84,666 $3,670,000
Refinancing 776 $102,730,000 $226,333 $2,080,000 $145,666 $1,329,000
Home Improvement 484 $21,958,000 $25,666 $9,400,000 $82,333 $430,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,608 $263,450,000 $121,400 $2,500,000 $99,800 $3,150,000
Hispanic 354 $24,040,000 $65,500 $488,000 $64,000 $3,670,000
Not applicable 71 $25,718,000 $447,500 $9,400,000 $39,000 $660,000
Black or African American 65 $5,320,000 $125,000 $242,000 $65,500 $600,000
Asian 57 $9,052,000 $162,000 $607,000 $129,000 $600,000
Not Provided 28 $1,854,000 $66,000 $396,000 $85,000 $522,000
American Indian or Alaskan Native 13 $694,000 $53,000 $133,000 $142,000 $706,000
Native Hawaiian or Other Pacific Islander 7 $878,000 $125,000 $216,000 $58,000 $90,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,782 $295,370,000 $191,333 $9,400,000 $87,000 $3,670,000
FHA-insured (Federal Housing Administration) 354 $28,461,000 $91,666 $167,000 $48,333 $324,000
VA-guaranteed (Veterans Administration) 67 $7,175,000 $113,000 $226,000 $63,500 $115,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,240 $234,686,000 $203,800 $9,400,000 $87,800 $3,150,000
Application Withdrawn By Applicant 403 $46,151,000 $188,250 $1,450,000 $140,250 $3,670,000
Application Denied By Financial Institution 311 $19,095,000 $61,000 $620,000 $68,000 $1,310,000
File Closed For Incompleteness 138 $20,833,000 $150,000 $2,080,000 $108,000 $1,008,000
Preapproval Approved but not Accepted 49 $4,878,000 $99,000 $400,000 $48,000 $192,000
Application Approved But Not Accepted 45 $3,798,000 $84,000 $334,000 $73,000 $325,000
Preapproval Denied by Financial Institution 17 $1,565,000 $92,000 $173,000 $55,000 $91,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 85 $6,015,000 $86,000 $620,000 $79,500 $706,000
Debt-To-Income Ratio 51 $4,698,000 $131,500 $221,000 $66,000 $324,000
Other 24 $2,435,000 $101,000 $339,000 $175,000 $1,310,000
Collateral 23 $1,872,000 $81,000 $320,000 $62,000 $209,000
Credit Application Incomplete 9 $843,000 $92,000 $164,000 $46,000 $108,000
Unverifiable Information 9 $1,007,000 $111,000 $234,000 $90,000 $200,000
Insufficient Cash (Downpayment, Closing Cost) 6 $338,000 $56,000 $133,000 $42,000 $88,000
Employment History 2 $187,000 $93,000 $130,000 $37,000 $50,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.

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