Bank Five Nine
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Bank Five Nine 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Five Nine 155 W. Wisconsin Avenue Oconomowoc, WI 53066 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,224 |
| Total Mortgage Loan Application Amount | $801,860,000 |
| Average Mortgage Loan Application Amount | $247,333 |
| Highest Mortgage Loan Application Amount | $4,515,000 |
| Average Applicant Income | $110,666 |
| Highest Applicant Income | $1,077,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Bank Five Nine. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Five Nine's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Bank Five Nine's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Five Nine serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Five Nine, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Five Nine's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Waukesha County Wisconsin | 704 | $ 194,730,000 | $ 276,000 | $ 126,000 |
| Milwaukee County Wisconsin | 615 | $ 125,725,000 | $ 204,000 | $ 105,000 |
| Washington County Wisconsin | 311 | $ 75,625,000 | $ 243,000 | $ 107,000 |
| Kenosha County Wisconsin | 199 | $ 45,455,000 | $ 228,000 | $ 101,000 |
| Ozaukee County Wisconsin | 165 | $ 48,825,000 | $ 295,000 | $ 135,000 |
| Dane County Wisconsin | 123 | $ 36,415,000 | $ 296,000 | $ 123,000 |
| Racine County Wisconsin | 120 | $ 28,140,000 | $ 234,000 | $ 100,000 |
| St. Croix County Wisconsin | 93 | $ 23,945,000 | $ 257,000 | $ 93,000 |
| Jefferson County Wisconsin | 69 | $ 13,015,000 | $ 188,000 | $ 83,000 |
| Marathon County Wisconsin | 68 | $ 10,830,000 | $ 159,000 | $ 79,000 |
| Brown County Wisconsin | 66 | $ 12,150,000 | $ 184,000 | $ 66,000 |
| Dodge County Wisconsin | 55 | $ 11,285,000 | $ 205,000 | $ 95,000 |
| Outagamie County Wisconsin | 52 | $ 10,910,000 | $ 209,000 | $ 104,000 |
| Walworth County Wisconsin | 40 | $ 10,110,000 | $ 252,000 | $ 132,000 |
| Winnebago County Wisconsin | 28 | $ 6,780,000 | $ 242,000 | $ 89,000 |
| Polk County Wisconsin | 26 | $ 6,110,000 | $ 235,000 | $ 95,000 |
| Eau Claire County Wisconsin | 25 | $ 3,445,000 | $ 137,000 | $ 63,000 |
| Columbia County Wisconsin | 19 | $ 4,175,000 | $ 219,000 | $ 100,000 |
| Sheboygan County Wisconsin | 17 | $ 2,745,000 | $ 161,000 | $ 87,000 |
| Lake County Illinois | 16 | $ 3,890,000 | $ 243,000 | $ 109,000 |
| Oneida County Wisconsin | 14 | $ 3,420,000 | $ 244,000 | $ 163,000 |
| Washington County Minnesota | 13 | $ 7,945,000 | $ 611,000 | $ 174,000 |
| Pierce County Wisconsin | 13 | $ 2,635,000 | $ 202,000 | $ 112,000 |
| Waupaca County Wisconsin | 12 | $ 2,900,000 | $ 241,000 | $ 90,000 |
| Vilas County Wisconsin | 11 | $ 2,885,000 | $ 262,000 | $ 113,000 |
| Cook County Illinois | 10 | $ 3,130,000 | $ 313,000 | $ 140,000 |
| Fond du Lac County Wisconsin | 10 | $ 1,960,000 | $ 196,000 | $ 87,000 |
| Sauk County Wisconsin | 9 | $ 2,325,000 | $ 258,000 | $ 105,000 |
| Adams County Wisconsin | 8 | $ 1,810,000 | $ 226,000 | $ 181,000 |
| Waushara County Wisconsin | 8 | $ 1,840,000 | $ 230,000 | $ 161,000 |
| Maricopa County Arizona | 7 | $ 2,245,000 | $ 320,000 | $ 118,000 |
| Portage County Wisconsin | 7 | $ 1,455,000 | $ 207,000 | $ 108,000 |
| Rock County Wisconsin | 7 | $ 1,425,000 | $ 203,000 | $ 129,000 |
| McHenry County Illinois | 6 | $ 1,020,000 | $ 170,000 | $ 76,000 |
| Hennepin County Minnesota | 6 | $ 8,950,000 | $ 1,491,000 | $ 237,000 |
| Green Lake County Wisconsin | 5 | $ 1,045,000 | $ 209,000 | $ 168,000 |
| Lincoln County Wisconsin | 5 | $ 785,000 | $ 157,000 | $ 82,000 |
| DuPage County Illinois | 4 | $ 1,780,000 | $ 445,000 | $ 239,000 |
| Anne Arundel County Maryland | 4 | $ 9,240,000 | $ 2,310,000 | $ 0 |
| Dakota County Minnesota | 4 | $ 2,350,000 | $ 587,000 | $ 0 |
| Calumet County Wisconsin | 4 | $ 790,000 | $ 197,000 | $ 73,000 |
| Chippewa County Wisconsin | 4 | $ 940,000 | $ 235,000 | $ 116,000 |
| Door County Wisconsin | 4 | $ 1,420,000 | $ 355,000 | $ 147,000 |
| Dunn County Wisconsin | 4 | $ 630,000 | $ 157,000 | $ 67,000 |
| Langlade County Wisconsin | 4 | $ 420,000 | $ 105,000 | $ 98,000 |
| Oconto County Wisconsin | 4 | $ 1,200,000 | $ 300,000 | $ 84,000 |
| Sawyer County Wisconsin | 4 | $ 5,060,000 | $ 1,265,000 | $ 156,000 |
| Hillsborough County Florida | 3 | $ 1,355,000 | $ 451,000 | $ 53,000 |
| Ramsey County Minnesota | 3 | $ 925,000 | $ 308,000 | $ 138,000 |
| Forest County Wisconsin | 3 | $ 795,000 | $ 265,000 | $ 262,000 |
| Green County Wisconsin | 3 | $ 475,000 | $ 158,000 | $ 80,000 |
| Juneau County Wisconsin | 3 | $ 1,045,000 | $ 348,000 | $ 272,000 |
| Marinette County Wisconsin | 3 | $ 645,000 | $ 215,000 | $ 123,000 |
| Marquette County Wisconsin | 3 | $ 435,000 | $ 145,000 | $ 263,000 |
| Pepin County Wisconsin | 3 | $ 645,000 | $ 215,000 | $ 62,000 |
| Wood County Wisconsin | 3 | $ 315,000 | $ 105,000 | $ 107,000 |
| Morgan County Alabama | 2 | $ 410,000 | $ 205,000 | $ 147,000 |
| Pima County Arizona | 2 | $ 920,000 | $ 460,000 | $ 101,000 |
| Collier County Florida | 2 | $ 730,000 | $ 365,000 | $ 232,000 |
| Chisago County Minnesota | 2 | $ 470,000 | $ 235,000 | $ 88,000 |
| Wright County Minnesota | 2 | $ 790,000 | $ 395,000 | $ 301,000 |
| Bernalillo County New Mexico | 2 | $ 390,000 | $ 195,000 | $ 41,000 |
| Iowa County Wisconsin | 2 | $ 400,000 | $ 200,000 | $ 61,000 |
| Iron County Wisconsin | 2 | $ 850,000 | $ 425,000 | $ 205,000 |
| Manitowoc County Wisconsin | 2 | $ 230,000 | $ 115,000 | $ 39,000 |
| Shawano County Wisconsin | 2 | $ 300,000 | $ 150,000 | $ 50,000 |
| Baldwin County Alabama | 1 | $ 205,000 | $ 205,000 | $ 125,000 |
| Limestone County Alabama | 1 | $ 295,000 | $ 295,000 | $ 92,000 |
| Pinal County Arizona | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Benton County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
| Bay County Florida | 1 | $ 175,000 | $ 175,000 | $ 89,000 |
| Broward County Florida | 1 | $ 155,000 | $ 155,000 | $ 162,000 |
| Columbia County Florida | 1 | $ 405,000 | $ 405,000 | $ 75,000 |
| Flagler County Florida | 1 | $ 595,000 | $ 595,000 | $ 360,000 |
| Franklin County Florida | 1 | $ 365,000 | $ 365,000 | $ 261,000 |
| Lee County Florida | 1 | $ 285,000 | $ 285,000 | $ 208,000 |
| Manatee County Florida | 1 | $ 265,000 | $ 265,000 | $ 79,000 |
| Marion County Florida | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Polk County Florida | 1 | $ 3,755,000 | $ 3,755,000 | $ 0 |
| Cobb County Georgia | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| Fulton County Georgia | 1 | $ 405,000 | $ 405,000 | $ 87,000 |
| Ada County Idaho | 1 | $ 85,000 | $ 85,000 | $ 63,000 |
| DeKalb County Illinois | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Jo Daviess County Illinois | 1 | $ 275,000 | $ 275,000 | $ 111,000 |
| Kane County Illinois | 1 | $ 215,000 | $ 215,000 | $ 64,000 |
| Will County Illinois | 1 | $ 405,000 | $ 405,000 | $ 194,000 |
| St. Joseph County Indiana | 1 | $ 275,000 | $ 275,000 | $ 300,000 |
| Tippecanoe County Indiana | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Allamakee County Iowa | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Sedgwick County Kansas | 1 | $ 325,000 | $ 325,000 | $ 181,000 |
| Howard County Maryland | 1 | $ 755,000 | $ 755,000 | $ 342,000 |
| Suffolk County Massachusetts | 1 | $ 245,000 | $ 245,000 | $ 213,000 |
| Dickinson County Michigan | 1 | $ 95,000 | $ 95,000 | $ 79,000 |
| Keweenaw County Michigan | 1 | $ 135,000 | $ 135,000 | $ 163,000 |
| Livingston County Michigan | 1 | $ 405,000 | $ 405,000 | $ 196,000 |
| Oakland County Michigan | 1 | $ 225,000 | $ 225,000 | $ 130,000 |
| Anoka County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Carver County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 140,000 |
| Pine County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 135,000 |
| St. Louis County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 123,000 |
| Wadena County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| Dona Ana County New Mexico | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| Wake County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 192,000 |
| Cuyahoga County Ohio | 1 | $ 435,000 | $ 435,000 | $ 261,000 |
| Beaufort County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 92,000 |
| Horry County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 39,000 |
| Hamlin County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 80,000 |
| Davidson County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 100,000 |
| Williamson County Tennessee | 1 | $ 495,000 | $ 495,000 | $ 230,000 |
| Cameron County Texas | 1 | $ 335,000 | $ 335,000 | $ 323,000 |
| Harris County Texas | 1 | $ 545,000 | $ 545,000 | $ 250,000 |
| Tarrant County Texas | 1 | $ 265,000 | $ 265,000 | $ 52,000 |
| Franklin County Vermont | 1 | $ 505,000 | $ 505,000 | $ 276,000 |
| Suffolk County Virginia | 1 | $ 135,000 | $ 135,000 | $ 115,000 |
| Ashland County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Barron County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| Bayfield County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 254,000 |
| Buffalo County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Burnett County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 85,000 |
| Clark County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 130,000 |
| Crawford County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 165,000 |
| Jackson County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 115,000 |
| Kewaunee County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 80,000 |
| Monroe County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| Richland County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| Taylor County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
Mortgage Loan Application Detail Totals for Bank Five Nine in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,281 | $339,435,000 | $264,000 | $4,165,000 | $106,000 | $922,000 |
| Refinancing | 1,239 | $289,815,000 | $233,000 | $3,325,000 | $114,000 | $1,077,000 |
| Cash-out Refinancing | 704 | $172,610,000 | $245,000 | $4,515,000 | $112,000 | $589,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,595 | $630,065,000 | $242,000 | $1,905,000 | $113,000 | $1,077,000 |
| Not Provided | 246 | $62,030,000 | $252,000 | $975,000 | $112,000 | $508,000 |
| Hispanic | 200 | $35,890,000 | $179,000 | $965,000 | $65,000 | $284,000 |
| Black or African American | 78 | $16,160,000 | $207,000 | $545,000 | $97,000 | $351,000 |
| Asian | 61 | $14,535,000 | $238,000 | $495,000 | $137,000 | $922,000 |
| Not applicable | 34 | $40,580,000 | $1,193,000 | $4,515,000 | $0 | $0 |
| American Indian or Alaskan Native | 7 | $1,665,000 | $237,000 | $545,000 | $126,000 | $496,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $830,000 | $415,000 | $485,000 | $192,000 | $219,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,027 | $761,835,000 | $251,000 | $4,515,000 | $113,000 | $1,077,000 |
| FHA-insured (Federal Housing Administration) | 159 | $31,065,000 | $195,000 | $375,000 | $62,000 | $212,000 |
| VA-guaranteed (Veterans Administration) | 35 | $8,415,000 | $240,000 | $425,000 | $88,000 | $188,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $545,000 | $181,000 | $195,000 | $61,000 | $63,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,559 | $622,105,000 | $243,000 | $4,515,000 | $113,000 | $1,077,000 |
| Application Withdrawn By Applicant | 212 | $51,540,000 | $243,000 | $955,000 | $109,000 | $397,000 |
| Application Approved But Not Accepted | 140 | $49,140,000 | $351,000 | $3,755,000 | $119,000 | $443,000 |
| Application Denied By Financial Institution | 124 | $37,720,000 | $304,000 | $4,165,000 | $54,000 | $160,000 |
| File Closed For Incompleteness | 73 | $16,035,000 | $219,000 | $545,000 | $89,000 | $262,000 |
| Preapproval Approved but not Accepted | 72 | $17,600,000 | $244,000 | $725,000 | $98,000 | $460,000 |
| Preapproval Denied by Financial Institution | 43 | $7,475,000 | $173,000 | $375,000 | $36,000 | $92,000 |
| Loan Purchased By The Institution | 1 | $245,000 | $245,000 | $245,000 | $77,000 | $77,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,057 | $756,665,000 | $247,000 | $4,515,000 | $112,000 | $1,077,000 |
| Debt-To-Income Ratio | 71 | $15,285,000 | $215,000 | $435,000 | $48,000 | $160,000 |
| Other | 47 | $20,905,000 | $444,000 | $4,165,000 | $69,000 | $97,000 |
| Credit History | 28 | $5,210,000 | $186,000 | $405,000 | $42,000 | $60,000 |
| Collateral | 14 | $2,680,000 | $191,000 | $405,000 | $53,000 | $89,000 |
| Employment History | 7 | $1,115,000 | $159,000 | $255,000 | $30,000 | $52,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Five Nine's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Five Nine's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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