First Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
First Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Bank 600 James Mcdonnell Blvd Creve Coeur, MO 63042 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,844 |
| Total Mortgage Loan Application Amount | $1,301,470,000 |
| Average Mortgage Loan Application Amount | $254,600 |
| Highest Mortgage Loan Application Amount | $10,005,000 |
| Average Applicant Income | $135,800 |
| Highest Applicant Income | $7,477,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with First Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down First Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 793 | $ 311,005,000 | $ 392,000 | $ 235,000 |
| St. Louis County Missouri | 559 | $ 90,505,000 | $ 161,000 | $ 117,000 |
| Orange County California | 272 | $ 102,430,000 | $ 376,000 | $ 211,000 |
| St. Charles County Missouri | 260 | $ 38,710,000 | $ 148,000 | $ 99,000 |
| Johnson County Kansas | 147 | $ 36,535,000 | $ 248,000 | $ 114,000 |
| Riverside County California | 145 | $ 30,255,000 | $ 208,000 | $ 131,000 |
| Santa Barbara County California | 137 | $ 29,875,000 | $ 218,000 | $ 128,000 |
| San Mateo County California | 127 | $ 71,425,000 | $ 562,000 | $ 260,000 |
| St. Clair County Illinois | 112 | $ 10,570,000 | $ 94,000 | $ 73,000 |
| Alameda County California | 105 | $ 60,015,000 | $ 571,000 | $ 168,000 |
| Contra Costa County California | 96 | $ 45,890,000 | $ 478,000 | $ 153,000 |
| Ventura County California | 96 | $ 25,500,000 | $ 265,000 | $ 190,000 |
| Solano County California | 91 | $ 24,035,000 | $ 264,000 | $ 104,000 |
| Jefferson County Missouri | 90 | $ 12,600,000 | $ 140,000 | $ 73,000 |
| Douglas County Nebraska | 88 | $ 19,350,000 | $ 219,000 | $ 107,000 |
| Santa Clara County California | 82 | $ 44,360,000 | $ 540,000 | $ 245,000 |
| San Diego County California | 80 | $ 17,400,000 | $ 217,000 | $ 181,000 |
| St. Louis City County Missouri | 78 | $ 12,010,000 | $ 153,000 | $ 103,000 |
| Warren County Missouri | 76 | $ 9,040,000 | $ 118,000 | $ 72,000 |
| Franklin County Missouri | 75 | $ 8,085,000 | $ 107,000 | $ 81,000 |
| San Francisco County California | 63 | $ 27,605,000 | $ 438,000 | $ 198,000 |
| Monroe County Illinois | 61 | $ 5,015,000 | $ 82,000 | $ 86,000 |
| Jackson County Missouri | 57 | $ 10,465,000 | $ 183,000 | $ 91,000 |
| San Bernardino County California | 56 | $ 9,460,000 | $ 168,000 | $ 134,000 |
| Clinton County Illinois | 51 | $ 5,675,000 | $ 111,000 | $ 107,000 |
| Sacramento County California | 50 | $ 17,070,000 | $ 341,000 | $ 116,000 |
| Gasconade County Missouri | 49 | $ 5,055,000 | $ 103,000 | $ 60,000 |
| Lancaster County Nebraska | 45 | $ 9,885,000 | $ 219,000 | $ 89,000 |
| Randolph County Illinois | 44 | $ 3,420,000 | $ 77,000 | $ 80,000 |
| Madison County Illinois | 36 | $ 3,780,000 | $ 105,000 | $ 77,000 |
| Clay County Missouri | 35 | $ 6,785,000 | $ 193,000 | $ 98,000 |
| Jersey County Illinois | 33 | $ 2,305,000 | $ 69,000 | $ 73,000 |
| Ste. Genevieve County Missouri | 33 | $ 1,635,000 | $ 49,000 | $ 46,000 |
| Placer County California | 31 | $ 4,975,000 | $ 160,000 | $ 147,000 |
| Lincoln County Missouri | 31 | $ 3,735,000 | $ 120,000 | $ 72,000 |
| Wyandotte County Kansas | 23 | $ 3,395,000 | $ 147,000 | $ 65,000 |
| Sarpy County Nebraska | 23 | $ 5,555,000 | $ 241,000 | $ 123,000 |
| Platte County Missouri | 15 | $ 3,615,000 | $ 241,000 | $ 101,000 |
| Cass County Missouri | 14 | $ 3,600,000 | $ 257,000 | $ 124,000 |
| San Joaquin County California | 13 | $ 4,095,000 | $ 315,000 | $ 84,000 |
| Stanislaus County California | 13 | $ 3,345,000 | $ 257,000 | $ 86,000 |
| Clark County Nevada | 13 | $ 12,695,000 | $ 976,000 | $ 138,000 |
| Maricopa County Arizona | 10 | $ 1,680,000 | $ 168,000 | $ 101,000 |
| Montgomery County Missouri | 10 | $ 710,000 | $ 71,000 | $ 59,000 |
| St. Francois County Missouri | 10 | $ 1,080,000 | $ 108,000 | $ 77,000 |
| Merced County California | 9 | $ 2,625,000 | $ 291,000 | $ 89,000 |
| Leavenworth County Kansas | 9 | $ 2,025,000 | $ 225,000 | $ 101,000 |
| Sonoma County California | 8 | $ 2,530,000 | $ 316,000 | $ 170,000 |
| Macoupin County Illinois | 8 | $ 630,000 | $ 78,000 | $ 52,000 |
| San Luis Obispo County California | 7 | $ 1,935,000 | $ 276,000 | $ 107,000 |
| Cook County Illinois | 7 | $ 2,485,000 | $ 355,000 | $ 121,000 |
| Marin County California | 6 | $ 1,860,000 | $ 310,000 | $ 112,000 |
| Boone County Missouri | 6 | $ 890,000 | $ 148,000 | $ 66,000 |
| Camden County Missouri | 6 | $ 1,280,000 | $ 213,000 | $ 151,000 |
| Kern County California | 5 | $ 605,000 | $ 121,000 | $ 104,000 |
| Greene County Illinois | 5 | $ 225,000 | $ 45,000 | $ 59,000 |
| Collin County Texas | 5 | $ 1,035,000 | $ 207,000 | $ 100,000 |
| Mohave County Arizona | 4 | $ 580,000 | $ 145,000 | $ 253,000 |
| Fresno County California | 4 | $ 730,000 | $ 182,000 | $ 59,000 |
| Lake County California | 4 | $ 930,000 | $ 232,000 | $ 140,000 |
| Monterey County California | 4 | $ 1,240,000 | $ 310,000 | $ 118,000 |
| Napa County California | 4 | $ 1,180,000 | $ 295,000 | $ 84,000 |
| Bond County Illinois | 4 | $ 570,000 | $ 142,000 | $ 55,000 |
| DuPage County Illinois | 4 | $ 1,000,000 | $ 250,000 | $ 151,000 |
| Jackson County Illinois | 4 | $ 260,000 | $ 65,000 | $ 52,000 |
| Pottawattamie County Iowa | 4 | $ 500,000 | $ 125,000 | $ 67,000 |
| Miami County Kansas | 4 | $ 610,000 | $ 152,000 | $ 46,000 |
| Osage County Missouri | 4 | $ 590,000 | $ 147,000 | $ 171,000 |
| Pike County Missouri | 4 | $ 370,000 | $ 92,000 | $ 43,000 |
| Harris County Texas | 4 | $ 870,000 | $ 217,000 | $ 151,000 |
| Travis County Texas | 4 | $ 730,000 | $ 182,000 | $ 357,000 |
| Weber County Utah | 4 | $ 1,380,000 | $ 345,000 | $ 83,000 |
| Pinal County Arizona | 3 | $ 315,000 | $ 105,000 | $ 163,000 |
| Calaveras County California | 3 | $ 325,000 | $ 108,000 | $ 38,000 |
| San Benito County California | 3 | $ 1,175,000 | $ 391,000 | $ 260,000 |
| Santa Cruz County California | 3 | $ 1,545,000 | $ 515,000 | $ 194,000 |
| Duval County Florida | 3 | $ 295,000 | $ 98,000 | $ 72,000 |
| Hillsborough County Florida | 3 | $ 805,000 | $ 268,000 | $ 102,000 |
| Pinellas County Florida | 3 | $ 615,000 | $ 205,000 | $ 195,000 |
| Canyon County Idaho | 3 | $ 645,000 | $ 215,000 | $ 82,000 |
| Fayette County Illinois | 3 | $ 105,000 | $ 35,000 | $ 57,000 |
| Sedgwick County Kansas | 3 | $ 425,000 | $ 141,000 | $ 39,000 |
| Hennepin County Minnesota | 3 | $ 595,000 | $ 198,000 | $ 67,000 |
| Crawford County Missouri | 3 | $ 145,000 | $ 48,000 | $ 53,000 |
| Washington County Missouri | 3 | $ 645,000 | $ 215,000 | $ 137,000 |
| Lane County Oregon | 3 | $ 845,000 | $ 281,000 | $ 86,000 |
| Williamson County Tennessee | 3 | $ 1,365,000 | $ 455,000 | $ 142,000 |
| Hidalgo County Texas | 3 | $ 375,000 | $ 125,000 | $ 101,000 |
| Cowlitz County Washington | 3 | $ 605,000 | $ 201,000 | $ 111,000 |
| Eau Claire County Wisconsin | 3 | $ 535,000 | $ 178,000 | $ 151,000 |
| Cochise County Arizona | 2 | $ 340,000 | $ 170,000 | $ 64,000 |
| El Dorado County California | 2 | $ 110,000 | $ 55,000 | $ 51,000 |
| Yolo County California | 2 | $ 230,000 | $ 115,000 | $ 125,000 |
| New Haven County Connecticut | 2 | $ 340,000 | $ 170,000 | $ 83,000 |
| Franklin County Illinois | 2 | $ 160,000 | $ 80,000 | $ 56,000 |
| Polk County Iowa | 2 | $ 480,000 | $ 240,000 | $ 83,000 |
| Henderson County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 140,000 |
| Ramsey County Minnesota | 2 | $ 370,000 | $ 185,000 | $ 204,000 |
| Sherburne County Minnesota | 2 | $ 180,000 | $ 90,000 | $ 104,000 |
| Washington County Minnesota | 2 | $ 580,000 | $ 290,000 | $ 279,000 |
| Morgan County Missouri | 2 | $ 310,000 | $ 155,000 | $ 133,000 |
| Stone County Missouri | 2 | $ 210,000 | $ 105,000 | $ 212,000 |
| Cass County Nebraska | 2 | $ 630,000 | $ 315,000 | $ 166,000 |
| Polk County Nebraska | 2 | $ 80,000 | $ 40,000 | $ 27,000 |
| Washington County Nebraska | 2 | $ 520,000 | $ 260,000 | $ 267,000 |
| Humboldt County Nevada | 2 | $ 400,000 | $ 200,000 | $ 95,000 |
| Washoe County Nevada | 2 | $ 1,070,000 | $ 535,000 | $ 185,000 |
| Hudson County New Jersey | 2 | $ 490,000 | $ 245,000 | $ 65,000 |
| Nassau County New York | 2 | $ 880,000 | $ 440,000 | $ 117,000 |
| Forsyth County North Carolina | 2 | $ 140,000 | $ 70,000 | $ 117,000 |
| Wake County North Carolina | 2 | $ 880,000 | $ 440,000 | $ 385,000 |
| Bexar County Texas | 2 | $ 770,000 | $ 385,000 | $ 146,000 |
| King County Washington | 2 | $ 1,530,000 | $ 765,000 | $ 312,000 |
| Baldwin County Alabama | 1 | $ 95,000 | $ 95,000 | $ 73,000 |
| Lauderdale County Alabama | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Navajo County Arizona | 1 | $ 285,000 | $ 285,000 | $ 115,000 |
| Lonoke County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Amador County California | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Butte County California | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| Del Norte County California | 1 | $ 255,000 | $ 255,000 | $ 125,000 |
| Humboldt County California | 1 | $ 245,000 | $ 245,000 | $ 300,000 |
| Kings County California | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| Tuolumne County California | 1 | $ 145,000 | $ 145,000 | $ 131,000 |
| Arapahoe County Colorado | 1 | $ 375,000 | $ 375,000 | $ 106,000 |
| La Plata County Colorado | 1 | $ 155,000 | $ 155,000 | $ 86,000 |
| Pueblo County Colorado | 1 | $ 455,000 | $ 455,000 | $ 231,000 |
| Routt County Colorado | 1 | $ 175,000 | $ 175,000 | $ 346,000 |
| Summit County Colorado | 1 | $ 235,000 | $ 235,000 | $ 164,000 |
| Collier County Florida | 1 | $ 505,000 | $ 505,000 | $ 393,000 |
| Gulf County Florida | 1 | $ 155,000 | $ 155,000 | $ 817,000 |
| Lee County Florida | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Manatee County Florida | 1 | $ 455,000 | $ 455,000 | $ 599,000 |
| Martin County Florida | 1 | $ 35,000 | $ 35,000 | $ 83,000 |
| Okaloosa County Florida | 1 | $ 405,000 | $ 405,000 | $ 95,000 |
| Orange County Florida | 1 | $ 225,000 | $ 225,000 | $ 99,000 |
| Polk County Florida | 1 | $ 125,000 | $ 125,000 | $ 87,000 |
| St. Lucie County Florida | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Walton County Florida | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Cobb County Georgia | 1 | $ 215,000 | $ 215,000 | $ 88,000 |
| Douglas County Georgia | 1 | $ 265,000 | $ 265,000 | $ 72,000 |
| Fulton County Georgia | 1 | $ 415,000 | $ 415,000 | $ 120,000 |
| Gwinnett County Georgia | 1 | $ 145,000 | $ 145,000 | $ 88,000 |
| Peach County Georgia | 1 | $ 165,000 | $ 165,000 | $ 79,000 |
| Maui County Hawaii | 1 | $ 205,000 | $ 205,000 | $ 361,000 |
| Champaign County Illinois | 1 | $ 85,000 | $ 85,000 | $ 86,000 |
| Henry County Illinois | 1 | $ 115,000 | $ 115,000 | $ 77,000 |
| Kane County Illinois | 1 | $ 405,000 | $ 405,000 | $ 246,000 |
| Lake County Illinois | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| McHenry County Illinois | 1 | $ 75,000 | $ 75,000 | $ 5,000 |
| Montgomery County Illinois | 1 | $ 505,000 | $ 505,000 | $ 249,000 |
| Ogle County Illinois | 1 | $ 35,000 | $ 35,000 | $ 25,000 |
| Peoria County Illinois | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Sangamon County Illinois | 1 | $ 55,000 | $ 55,000 | $ 23,000 |
| Scott County Illinois | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Washington County Illinois | 1 | $ 75,000 | $ 75,000 | $ 133,000 |
| Will County Illinois | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| Williamson County Illinois | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Floyd County Indiana | 1 | $ 235,000 | $ 235,000 | $ 145,000 |
| Hendricks County Indiana | 1 | $ 205,000 | $ 205,000 | $ 69,000 |
| Jasper County Indiana | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| LaPorte County Indiana | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| St. Joseph County Indiana | 1 | $ 55,000 | $ 55,000 | $ 286,000 |
| Tippecanoe County Indiana | 1 | $ 155,000 | $ 155,000 | $ 121,000 |
| Mills County Iowa | 1 | $ 395,000 | $ 395,000 | $ 137,000 |
| Anderson County Kansas | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Douglas County Kansas | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| Franklin County Kansas | 1 | $ 285,000 | $ 285,000 | $ 99,000 |
| Jefferson County Kansas | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| Labette County Kansas | 1 | $ 165,000 | $ 165,000 | $ 80,000 |
| Pottawatomie County Kansas | 1 | $ 395,000 | $ 395,000 | $ 158,000 |
| Riley County Kansas | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Nelson County Kentucky | 1 | $ 365,000 | $ 365,000 | $ 1,040,000 |
| Lafayette County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| Livingston County Michigan | 1 | $ 215,000 | $ 215,000 | $ 128,000 |
| Van Buren County Michigan | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
| Anoka County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 93,000 |
| Steele County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| Lafayette County Mississippi | 1 | $ 325,000 | $ 325,000 | $ 96,000 |
| Barry County Missouri | 1 | $ 45,000 | $ 45,000 | $ 157,000 |
| Bates County Missouri | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Bollinger County Missouri | 1 | $ 295,000 | $ 295,000 | $ 165,000 |
| Buchanan County Missouri | 1 | $ 185,000 | $ 185,000 | $ 51,000 |
| Callaway County Missouri | 1 | $ 105,000 | $ 105,000 | $ 114,000 |
| Carroll County Missouri | 1 | $ 55,000 | $ 55,000 | $ 18,000 |
| Christian County Missouri | 1 | $ 295,000 | $ 295,000 | $ 118,000 |
| Greene County Missouri | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Jasper County Missouri | 1 | $ 245,000 | $ 245,000 | $ 133,000 |
| Lawrence County Missouri | 1 | $ 225,000 | $ 225,000 | $ 98,000 |
| Madison County Missouri | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Maries County Missouri | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
| Miller County Missouri | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Ozark County Missouri | 1 | $ 285,000 | $ 285,000 | $ 350,000 |
| Perry County Missouri | 1 | $ 45,000 | $ 45,000 | $ 132,000 |
| Taney County Missouri | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| Gage County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 111,000 |
| Otoe County Nebraska | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Saunders County Nebraska | 1 | $ 435,000 | $ 435,000 | $ 113,000 |
| Seward County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 35,000 |
| York County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| Nye County Nevada | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Monmouth County New Jersey | 1 | $ 645,000 | $ 645,000 | $ 89,000 |
| New York County New York | 1 | $ 1,005,000 | $ 1,005,000 | $ 490,000 |
| Orange County New York | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Mecklenburg County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 124,000 |
| Onslow County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Delaware County Ohio | 1 | $ 325,000 | $ 325,000 | $ 360,000 |
| Franklin County Ohio | 1 | $ 295,000 | $ 295,000 | $ 281,000 |
| Beckham County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Cleveland County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 110,000 |
| Pontotoc County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 56,000 |
| Tulsa County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Clackamas County Oregon | 1 | $ 365,000 | $ 365,000 | $ 272,000 |
| Jackson County Oregon | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Lincoln County Oregon | 1 | $ 315,000 | $ 315,000 | $ 186,000 |
| Kent County Rhode Island | 1 | $ 245,000 | $ 245,000 | $ 96,000 |
| Anderson County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 308,000 |
| Beaufort County South Carolina | 1 | $ 375,000 | $ 375,000 | $ 86,000 |
| Berkeley County South Carolina | 1 | $ 925,000 | $ 925,000 | $ 605,000 |
| Dorchester County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| Richland County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| Dallas County Texas | 1 | $ 965,000 | $ 965,000 | $ 400,000 |
| Denton County Texas | 1 | $ 135,000 | $ 135,000 | $ 132,000 |
| Fort Bend County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Liberty County Texas | 1 | $ 75,000 | $ 75,000 | $ 186,000 |
| Tarrant County Texas | 1 | $ 505,000 | $ 505,000 | $ 275,000 |
| Prince William County Virginia | 1 | $ 285,000 | $ 285,000 | $ 88,000 |
| Clark County Washington | 1 | $ 395,000 | $ 395,000 | $ 164,000 |
| Grays Harbor County Washington | 1 | $ 195,000 | $ 195,000 | $ 37,000 |
| Island County Washington | 1 | $ 355,000 | $ 355,000 | $ 285,000 |
| San Juan County Washington | 1 | $ 455,000 | $ 455,000 | $ 93,000 |
| Snohomish County Washington | 1 | $ 225,000 | $ 225,000 | $ 135,000 |
Mortgage Loan Application Detail Totals for First Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,717 | $527,875,000 | $307,000 | $8,705,000 | $123,000 | $7,477,000 |
| Other Purpose | 1,309 | $225,255,000 | $172,000 | $2,005,000 | $172,000 | $7,366,000 |
| Refinancing | 1,265 | $393,175,000 | $310,000 | $10,005,000 | $164,000 | $3,458,000 |
| Cash-out Refinancing | 398 | $130,990,000 | $329,000 | $4,345,000 | $116,000 | $1,100,000 |
| Home Improvement | 155 | $24,175,000 | $155,000 | $4,005,000 | $104,000 | $552,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,073 | $708,865,000 | $230,000 | $4,345,000 | $136,000 | $7,477,000 |
| Asian | 641 | $259,405,000 | $404,000 | $8,705,000 | $176,000 | $2,297,000 |
| Hispanic | 460 | $125,060,000 | $271,000 | $1,385,000 | $123,000 | $1,875,000 |
| Not Provided | 402 | $127,110,000 | $316,000 | $5,005,000 | $226,000 | $7,366,000 |
| Black or African American | 171 | $31,005,000 | $181,000 | $1,005,000 | $83,000 | $478,000 |
| Native Hawaiian or Other Pacific Islander | 22 | $9,470,000 | $430,000 | $1,055,000 | $205,000 | $797,000 |
| American Indian or Alaskan Native | 20 | $3,980,000 | $199,000 | $825,000 | $133,000 | $733,000 |
| Not applicable | 10 | $26,750,000 | $2,675,000 | $10,005,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,340 | $1,184,290,000 | $272,000 | $10,005,000 | $154,000 | $7,477,000 |
| FHA-insured (Federal Housing Administration) | 320 | $70,440,000 | $220,000 | $905,000 | $72,000 | $325,000 |
| VA-guaranteed (Veterans Administration) | 161 | $43,525,000 | $270,000 | $1,035,000 | $89,000 | $407,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 23 | $3,215,000 | $139,000 | $385,000 | $51,000 | $79,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,822 | $706,160,000 | $250,000 | $10,005,000 | $155,000 | $7,477,000 |
| Application Denied By Financial Institution | 1,292 | $362,460,000 | $280,000 | $8,705,000 | $137,000 | $3,458,000 |
| Application Withdrawn By Applicant | 308 | $90,720,000 | $294,000 | $1,805,000 | $135,000 | $857,000 |
| Application Approved But Not Accepted | 223 | $61,715,000 | $276,000 | $1,275,000 | $118,000 | $530,000 |
| Preapproval Approved but not Accepted | 149 | $55,865,000 | $374,000 | $1,355,000 | $117,000 | $615,000 |
| Preapproval Denied by Financial Institution | 50 | $24,550,000 | $491,000 | $1,955,000 | $132,000 | $525,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,502 | $914,460,000 | $261,000 | $10,005,000 | $149,000 | $7,477,000 |
| Debt-To-Income Ratio | 871 | $255,375,000 | $293,000 | $8,705,000 | $114,000 | $1,650,000 |
| Credit History | 160 | $25,680,000 | $160,000 | $2,005,000 | $137,000 | $1,812,000 |
| Collateral | 122 | $26,230,000 | $215,000 | $1,505,000 | $241,000 | $3,458,000 |
| Other | 102 | $54,450,000 | $533,000 | $4,435,000 | $162,000 | $1,243,000 |
| Unverifiable Information | 39 | $11,895,000 | $305,000 | $1,505,000 | $234,000 | $1,990,000 |
| Credit Application Incomplete | 22 | $6,910,000 | $314,000 | $1,505,000 | $171,000 | $815,000 |
| Employment History | 20 | $3,750,000 | $187,000 | $555,000 | $168,000 | $1,390,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $2,720,000 | $453,000 | $825,000 | $112,000 | $178,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.