First Bank & Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
First Bank & Trust 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Bank & Trust 9816 Slide Rd. Lubbock, TX 79424 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,260 |
| Total Mortgage Loan Application Amount | $766,090,000 |
| Average Mortgage Loan Application Amount | $195,400 |
| Highest Mortgage Loan Application Amount | $22,835,000 |
| Average Applicant Income | $153,800 |
| Highest Applicant Income | $4,316,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with First Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down First Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Bank & Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by First Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Bank & Trust's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lubbock County Texas | 1,503 | $ 321,085,000 | $ 213,000 | $ 135,000 |
| Wichita County Texas | 235 | $ 34,805,000 | $ 148,000 | $ 77,000 |
| Wise County Texas | 229 | $ 62,525,000 | $ 273,000 | $ 147,000 |
| Midland County Texas | 200 | $ 56,300,000 | $ 281,000 | $ 122,000 |
| Ellis County Texas | 114 | $ 27,380,000 | $ 240,000 | $ 125,000 |
| Hockley County Texas | 64 | $ 11,140,000 | $ 174,000 | $ 97,000 |
| Dallas County Texas | 53 | $ 12,535,000 | $ 236,000 | $ 160,000 |
| Tarrant County Texas | 53 | $ 13,595,000 | $ 256,000 | $ 155,000 |
| Lynn County Texas | 43 | $ 11,135,000 | $ 258,000 | $ 128,000 |
| Winnebago County Illinois | 34 | $ 5,770,000 | $ 169,000 | $ 156,000 |
| Scurry County Texas | 32 | $ 5,390,000 | $ 168,000 | $ 130,000 |
| Denton County Texas | 31 | $ 8,435,000 | $ 272,000 | $ 121,000 |
| Santa Fe County New Mexico | 27 | $ 8,735,000 | $ 323,000 | $ 165,000 |
| Parker County Texas | 23 | $ 6,715,000 | $ 291,000 | $ 297,000 |
| Bernalillo County New Mexico | 20 | $ 5,800,000 | $ 290,000 | $ 203,000 |
| Sheboygan County Wisconsin | 19 | $ 3,095,000 | $ 162,000 | $ 83,000 |
| Brazos County Texas | 18 | $ 5,040,000 | $ 280,000 | $ 90,000 |
| Lincoln County New Mexico | 17 | $ 4,765,000 | $ 280,000 | $ 244,000 |
| Maricopa County Arizona | 16 | $ 5,870,000 | $ 366,000 | $ 201,000 |
| Gaines County Texas | 16 | $ 3,130,000 | $ 195,000 | $ 97,000 |
| Hale County Texas | 16 | $ 2,580,000 | $ 161,000 | $ 84,000 |
| Ector County Texas | 15 | $ 3,845,000 | $ 256,000 | $ 138,000 |
| Montague County Texas | 15 | $ 2,875,000 | $ 191,000 | $ 82,000 |
| Terry County Texas | 12 | $ 1,570,000 | $ 130,000 | $ 91,000 |
| Dane County Wisconsin | 11 | $ 2,525,000 | $ 229,000 | $ 187,000 |
| Eagle County Colorado | 10 | $ 5,870,000 | $ 587,000 | $ 241,000 |
| Archer County Texas | 10 | $ 1,730,000 | $ 173,000 | $ 104,000 |
| Cooke County Texas | 10 | $ 2,790,000 | $ 279,000 | $ 176,000 |
| Mitchell County Texas | 10 | $ 810,000 | $ 81,000 | $ 85,000 |
| Bailey County Texas | 9 | $ 1,325,000 | $ 147,000 | $ 96,000 |
| Collin County Texas | 9 | $ 2,565,000 | $ 285,000 | $ 125,000 |
| Johnson County Texas | 9 | $ 1,835,000 | $ 203,000 | $ 86,000 |
| Taylor County Texas | 9 | $ 2,165,000 | $ 240,000 | $ 89,000 |
| Denver County Colorado | 8 | $ 2,950,000 | $ 368,000 | $ 158,000 |
| Lamb County Texas | 8 | $ 990,000 | $ 123,000 | $ 112,000 |
| Arapahoe County Colorado | 7 | $ 4,325,000 | $ 617,000 | $ 314,000 |
| Jefferson County Colorado | 7 | $ 2,425,000 | $ 346,000 | $ 315,000 |
| Jo Daviess County Illinois | 7 | $ 1,765,000 | $ 252,000 | $ 476,000 |
| Yellowstone County Montana | 7 | $ 1,675,000 | $ 239,000 | $ 94,000 |
| Dawson County Texas | 7 | $ 1,775,000 | $ 253,000 | $ 141,000 |
| Harris County Texas | 7 | $ 1,535,000 | $ 219,000 | $ 105,000 |
| Tom Green County Texas | 7 | $ 23,765,000 | $ 3,395,000 | $ 194,000 |
| Douglas County Colorado | 6 | $ 3,080,000 | $ 513,000 | $ 244,000 |
| Crosby County Texas | 6 | $ 790,000 | $ 131,000 | $ 66,000 |
| Hood County Texas | 6 | $ 1,520,000 | $ 253,000 | $ 98,000 |
| Rockwall County Texas | 6 | $ 2,090,000 | $ 348,000 | $ 177,000 |
| Los Alamos County New Mexico | 5 | $ 1,555,000 | $ 311,000 | $ 227,000 |
| Sandoval County New Mexico | 5 | $ 1,095,000 | $ 219,000 | $ 187,000 |
| Andrews County Texas | 5 | $ 1,635,000 | $ 327,000 | $ 150,000 |
| Bexar County Texas | 5 | $ 1,095,000 | $ 219,000 | $ 146,000 |
| Clay County Texas | 5 | $ 745,000 | $ 149,000 | $ 53,000 |
| Llano County Texas | 5 | $ 4,225,000 | $ 845,000 | $ 510,000 |
| Montgomery County Texas | 5 | $ 1,115,000 | $ 223,000 | $ 148,000 |
| Palo Pinto County Texas | 5 | $ 2,135,000 | $ 427,000 | $ 409,000 |
| Parmer County Texas | 5 | $ 1,085,000 | $ 217,000 | $ 159,000 |
| Randall County Texas | 5 | $ 1,045,000 | $ 209,000 | $ 105,000 |
| Yoakum County Texas | 5 | $ 1,345,000 | $ 269,000 | $ 155,000 |
| Gallatin County Montana | 4 | $ 1,500,000 | $ 375,000 | $ 207,000 |
| Valencia County New Mexico | 4 | $ 940,000 | $ 235,000 | $ 145,000 |
| Callahan County Texas | 4 | $ 690,000 | $ 172,000 | $ 140,000 |
| Erath County Texas | 4 | $ 1,010,000 | $ 252,000 | $ 148,000 |
| Floyd County Texas | 4 | $ 410,000 | $ 102,000 | $ 101,000 |
| Garza County Texas | 4 | $ 710,000 | $ 177,000 | $ 73,000 |
| Gray County Texas | 4 | $ 570,000 | $ 142,000 | $ 102,000 |
| McLennan County Texas | 4 | $ 1,220,000 | $ 305,000 | $ 174,000 |
| Nolan County Texas | 4 | $ 750,000 | $ 187,000 | $ 98,000 |
| Potter County Texas | 4 | $ 730,000 | $ 182,000 | $ 440,000 |
| Boulder County Colorado | 3 | $ 1,355,000 | $ 451,000 | $ 218,000 |
| Weld County Colorado | 3 | $ 965,000 | $ 321,000 | $ 225,000 |
| Boone County Illinois | 3 | $ 735,000 | $ 245,000 | $ 244,000 |
| DuPage County Illinois | 3 | $ 1,335,000 | $ 445,000 | $ 449,000 |
| Ogle County Illinois | 3 | $ 625,000 | $ 208,000 | $ 83,000 |
| Flathead County Montana | 3 | $ 865,000 | $ 288,000 | $ 107,000 |
| Ravalli County Montana | 3 | $ 1,095,000 | $ 365,000 | $ 172,000 |
| Colfax County New Mexico | 3 | $ 815,000 | $ 271,000 | $ 198,000 |
| Curry County New Mexico | 3 | $ 385,000 | $ 128,000 | $ 58,000 |
| Quay County New Mexico | 3 | $ 105,000 | $ 35,000 | $ 86,000 |
| San Juan County New Mexico | 3 | $ 835,000 | $ 278,000 | $ 116,000 |
| Baylor County Texas | 3 | $ 415,000 | $ 138,000 | $ 69,000 |
| Comal County Texas | 3 | $ 925,000 | $ 308,000 | $ 143,000 |
| Galveston County Texas | 3 | $ 1,015,000 | $ 338,000 | $ 157,000 |
| Grayson County Texas | 3 | $ 745,000 | $ 248,000 | $ 119,000 |
| Kent County Texas | 3 | $ 575,000 | $ 191,000 | $ 192,000 |
| San Patricio County Texas | 3 | $ 545,000 | $ 181,000 | $ 56,000 |
| Stephens County Texas | 3 | $ 645,000 | $ 215,000 | $ 138,000 |
| Travis County Texas | 3 | $ 835,000 | $ 278,000 | $ 61,000 |
| Young County Texas | 3 | $ 245,000 | $ 81,000 | $ 30,000 |
| Green County Wisconsin | 3 | $ 135,000 | $ 45,000 | $ 47,000 |
| Manitowoc County Wisconsin | 3 | $ 555,000 | $ 185,000 | $ 79,000 |
| Rock County Wisconsin | 3 | $ 575,000 | $ 191,000 | $ 373,000 |
| Grand County Colorado | 2 | $ 600,000 | $ 300,000 | $ 150,000 |
| Dubuque County Iowa | 2 | $ 820,000 | $ 410,000 | $ 465,000 |
| Jefferson County Montana | 2 | $ 490,000 | $ 245,000 | $ 120,000 |
| Sanders County Montana | 2 | $ 470,000 | $ 235,000 | $ 74,000 |
| Sheridan County Montana | 2 | $ 480,000 | $ 240,000 | $ 140,000 |
| Lea County New Mexico | 2 | $ 230,000 | $ 115,000 | $ 199,000 |
| Taos County New Mexico | 2 | $ 980,000 | $ 490,000 | $ 149,000 |
| Aransas County Texas | 2 | $ 440,000 | $ 220,000 | $ 61,000 |
| Brown County Texas | 2 | $ 2,370,000 | $ 1,185,000 | $ 464,000 |
| Burnet County Texas | 2 | $ 960,000 | $ 480,000 | $ 349,000 |
| Castro County Texas | 2 | $ 270,000 | $ 135,000 | $ 72,000 |
| Childress County Texas | 2 | $ 220,000 | $ 110,000 | $ 94,000 |
| Cochran County Texas | 2 | $ 290,000 | $ 145,000 | $ 74,000 |
| Fort Bend County Texas | 2 | $ 820,000 | $ 410,000 | $ 182,000 |
| Franklin County Texas | 2 | $ 530,000 | $ 265,000 | $ 79,000 |
| Haskell County Texas | 2 | $ 220,000 | $ 110,000 | $ 58,000 |
| Hays County Texas | 2 | $ 560,000 | $ 280,000 | $ 100,000 |
| Jones County Texas | 2 | $ 200,000 | $ 100,000 | $ 141,000 |
| Navarro County Texas | 2 | $ 480,000 | $ 240,000 | $ 241,000 |
| Nueces County Texas | 2 | $ 490,000 | $ 245,000 | $ 188,000 |
| Wheeler County Texas | 2 | $ 370,000 | $ 185,000 | $ 34,000 |
| Williamson County Texas | 2 | $ 360,000 | $ 180,000 | $ 85,000 |
| Milwaukee County Wisconsin | 2 | $ 420,000 | $ 210,000 | $ 106,000 |
| Sawyer County Wisconsin | 2 | $ 1,120,000 | $ 560,000 | $ 160,000 |
| Coconino County Arizona | 1 | $ 225,000 | $ 225,000 | $ 226,000 |
| Navajo County Arizona | 1 | $ 515,000 | $ 515,000 | $ 428,000 |
| Pima County Arizona | 1 | $ 245,000 | $ 245,000 | $ 83,000 |
| Adams County Colorado | 1 | $ 255,000 | $ 255,000 | $ 184,000 |
| Archuleta County Colorado | 1 | $ 345,000 | $ 345,000 | $ 188,000 |
| Broomfield County Colorado | 1 | $ 215,000 | $ 215,000 | $ 84,000 |
| Clear Creek County Colorado | 1 | $ 35,000 | $ 35,000 | $ 14,000 |
| El Paso County Colorado | 1 | $ 505,000 | $ 505,000 | $ 68,000 |
| Gunnison County Colorado | 1 | $ 395,000 | $ 395,000 | $ 235,000 |
| Hinsdale County Colorado | 1 | $ 345,000 | $ 345,000 | $ 316,000 |
| Larimer County Colorado | 1 | $ 275,000 | $ 275,000 | $ 200,000 |
| Summit County Colorado | 1 | $ 465,000 | $ 465,000 | $ 289,000 |
| Cook County Illinois | 1 | $ 205,000 | $ 205,000 | $ 143,000 |
| Kane County Illinois | 1 | $ 225,000 | $ 225,000 | $ 488,000 |
| St. Joseph County Indiana | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Washington County Iowa | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Johnson County Kansas | 1 | $ 415,000 | $ 415,000 | $ 131,000 |
| Carbon County Montana | 1 | $ 335,000 | $ 335,000 | $ 247,000 |
| Cascade County Montana | 1 | $ 175,000 | $ 175,000 | $ 38,000 |
| Lake County Montana | 1 | $ 285,000 | $ 285,000 | $ 167,000 |
| Madison County Montana | 1 | $ 55,000 | $ 55,000 | $ 6,000 |
| Missoula County Montana | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Richland County Montana | 1 | $ 345,000 | $ 345,000 | $ 372,000 |
| Sweet Grass County Montana | 1 | $ 385,000 | $ 385,000 | $ 135,000 |
| Valley County Montana | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Chaves County New Mexico | 1 | $ 115,000 | $ 115,000 | $ 125,000 |
| Eddy County New Mexico | 1 | $ 325,000 | $ 325,000 | $ 115,000 |
| Roosevelt County New Mexico | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Socorro County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 87,000 |
| Union County New Mexico | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Wake County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 89,000 |
| Canadian County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Carter County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 214,000 |
| McCurtain County Oklahoma | 1 | $ 315,000 | $ 315,000 | $ 132,000 |
| Oklahoma County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 389,000 |
| Washington County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 32,000 |
| Brazoria County Texas | 1 | $ 205,000 | $ 205,000 | $ 257,000 |
| Brewster County Texas | 1 | $ 275,000 | $ 275,000 | $ 134,000 |
| Carson County Texas | 1 | $ 215,000 | $ 215,000 | $ 153,000 |
| Comanche County Texas | 1 | $ 265,000 | $ 265,000 | $ 96,000 |
| Dallam County Texas | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Dickens County Texas | 1 | $ 45,000 | $ 45,000 | $ 87,000 |
| Donley County Texas | 1 | $ 265,000 | $ 265,000 | $ 101,000 |
| Hartley County Texas | 1 | $ 365,000 | $ 365,000 | $ 187,000 |
| Henderson County Texas | 1 | $ 165,000 | $ 165,000 | $ 101,000 |
| Hill County Texas | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Hunt County Texas | 1 | $ 305,000 | $ 305,000 | $ 113,000 |
| Kendall County Texas | 1 | $ 295,000 | $ 295,000 | $ 150,000 |
| Lampasas County Texas | 1 | $ 225,000 | $ 225,000 | $ 122,000 |
| Leon County Texas | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Limestone County Texas | 1 | $ 205,000 | $ 205,000 | $ 404,000 |
| Martin County Texas | 1 | $ 365,000 | $ 365,000 | $ 227,000 |
| McCulloch County Texas | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Moore County Texas | 1 | $ 205,000 | $ 205,000 | $ 155,000 |
| Pecos County Texas | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Rains County Texas | 1 | $ 275,000 | $ 275,000 | $ 136,000 |
| Reagan County Texas | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Somervell County Texas | 1 | $ 365,000 | $ 365,000 | $ 143,000 |
| Throckmorton County Texas | 1 | $ 225,000 | $ 225,000 | $ 239,000 |
| Uvalde County Texas | 1 | $ 205,000 | $ 205,000 | $ 120,000 |
| Wilson County Texas | 1 | $ 365,000 | $ 365,000 | $ 125,000 |
| Fond du Lac County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Grant County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| Lafayette County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 129,000 |
| Marquette County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 157,000 |
| Waukesha County Wisconsin | 1 | $ 365,000 | $ 365,000 | $ 331,000 |
| Waupaca County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 94,000 |
Mortgage Loan Application Detail Totals for First Bank & Trust in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,898 | $438,770,000 | $231,000 | $22,835,000 | $114,000 | $2,681,000 |
| Refinancing | 890 | $220,280,000 | $247,000 | $1,575,000 | $170,000 | $4,316,000 |
| Cash-out Refinancing | 420 | $99,380,000 | $236,000 | $745,000 | $157,000 | $2,023,000 |
| Other Purpose | 32 | $6,380,000 | $199,000 | $515,000 | $181,000 | $802,000 |
| Home Improvement | 20 | $1,280,000 | $64,000 | $215,000 | $147,000 | $350,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,319 | $553,225,000 | $238,000 | $2,485,000 | $145,000 | $3,210,000 |
| Hispanic | 519 | $99,445,000 | $191,000 | $975,000 | $92,000 | $750,000 |
| Not Provided | 188 | $48,560,000 | $258,000 | $1,175,000 | $167,000 | $4,316,000 |
| Not applicable | 89 | $37,105,000 | $416,000 | $22,835,000 | $0 | $0 |
| Black or African American | 67 | $13,385,000 | $199,000 | $495,000 | $93,000 | $257,000 |
| Asian | 59 | $10,915,000 | $185,000 | $575,000 | $120,000 | $753,000 |
| American Indian or Alaskan Native | 18 | $2,990,000 | $166,000 | $515,000 | $68,000 | $161,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $465,000 | $465,000 | $465,000 | $157,000 | $157,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,397 | $605,575,000 | $252,000 | $22,835,000 | $158,000 | $4,316,000 |
| FHA-insured (Federal Housing Administration) | 723 | $128,625,000 | $177,000 | $405,000 | $73,000 | $556,000 |
| VA-guaranteed (Veterans Administration) | 119 | $29,055,000 | $244,000 | $605,000 | $94,000 | $364,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 21 | $2,835,000 | $135,000 | $235,000 | $60,000 | $93,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,542 | $603,600,000 | $237,000 | $22,835,000 | $138,000 | $4,316,000 |
| Application Withdrawn By Applicant | 542 | $129,540,000 | $239,000 | $2,405,000 | $138,000 | $1,330,000 |
| Application Denied By Financial Institution | 159 | $30,325,000 | $190,000 | $975,000 | $93,000 | $1,268,000 |
| Application Approved But Not Accepted | 14 | $1,950,000 | $139,000 | $315,000 | $135,000 | $372,000 |
| Loan Purchased By The Institution | 3 | $675,000 | $225,000 | $455,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,101 | $735,765,000 | $237,000 | $22,835,000 | $138,000 | $4,316,000 |
| Credit History | 51 | $7,795,000 | $152,000 | $375,000 | $88,000 | $365,000 |
| Debt-To-Income Ratio | 46 | $9,590,000 | $208,000 | $515,000 | $81,000 | $486,000 |
| Collateral | 27 | $6,165,000 | $228,000 | $975,000 | $136,000 | $1,268,000 |
| Other | 17 | $3,745,000 | $220,000 | $475,000 | $97,000 | $304,000 |
| Employment History | 9 | $1,615,000 | $179,000 | $255,000 | $75,000 | $194,000 |
| Unverifiable Information | 5 | $765,000 | $153,000 | $375,000 | $47,000 | $107,000 |
| Credit Application Incomplete | 2 | $210,000 | $105,000 | $155,000 | $72,000 | $96,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $440,000 | $220,000 | $265,000 | $68,000 | $83,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Bank & Trust's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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