First Bank & Trust Mortgage Lending & HMDA Data, 2021
In 2021, First Bank & Trust of Lubbock, TX reported 2,835 mortgage applications totaling $664.3 million, down 13% from 2020. The average application was for $234,305, and applicants reported an average income of $131,255. 75% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Lubbock, TX (1,238), Fort Worth-Arlington, TX (248) and Wichita Falls, TX (177) (applications in parentheses).
| Mortgage Company & Address | First Bank & Trust 9816 Slide Rd. Lubbock, TX 79424 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,835 |
| Total Mortgage Loan Application Amount | $664,255,000 |
| Average Mortgage Loan Application Amount | $234,305 |
| Highest Mortgage Loan Application Amount | $15,675,000 |
| Average Applicant Income | $131,255 |
| Highest Applicant Income | $2,280,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lubbock, Texas | 1,194 | $ 258,430,000 | $ 216,440 | $ 129,000 |
| Wise, Texas | 187 | $ 53,345,000 | $ 285,267 | $ 125,000 |
| Midland, Texas | 172 | $ 49,440,000 | $ 287,441 | $ 137,000 |
| Wichita, Texas | 162 | $ 25,140,000 | $ 155,185 | $ 77,000 |
| Ellis, Texas | 88 | $ 20,820,000 | $ 236,590 | $ 119,000 |
| Hockley, Texas | 83 | $ 11,925,000 | $ 143,674 | $ 99,000 |
| Scurry, Texas | 63 | $ 7,445,000 | $ 118,174 | $ 140,000 |
| Gray, Texas | 46 | $ 5,500,000 | $ 119,565 | $ 118,000 |
| Lynn, Texas | 40 | $ 13,050,000 | $ 326,250 | $ 137,000 |
| Tarrant, Texas | 40 | $ 11,880,000 | $ 297,000 | $ 208,000 |
| Maricopa, Arizona | 37 | $ 17,485,000 | $ 472,567 | $ 273,000 |
| Santa Fe, New Mexico | 34 | $ 12,750,000 | $ 375,000 | $ 178,000 |
| Dallas, Texas | 28 | $ 8,070,000 | $ 288,214 | $ 198,000 |
| Denton, Texas | 26 | $ 8,500,000 | $ 326,923 | $ 183,000 |
| Ector, Texas | 23 | $ 5,065,000 | $ 220,217 | $ 125,000 |
| Bailey, Texas | 22 | $ 2,530,000 | $ 115,000 | $ 83,000 |
| Taylor, Texas | 21 | $ 20,875,000 | $ 994,047 | $ 176,000 |
| Winnebago, Illinois | 20 | $ 2,370,000 | $ 118,500 | $ 87,000 |
| Bernalillo, New Mexico | 19 | $ 6,245,000 | $ 328,684 | $ 205,000 |
| Collin, Texas | 17 | $ 4,345,000 | $ 255,588 | $ 118,000 |
| Montague, Texas | 15 | $ 2,875,000 | $ 191,666 | $ 79,000 |
| Parker, Texas | 15 | $ 4,695,000 | $ 313,000 | $ 126,000 |
| Harris, Texas | 14 | $ 4,950,000 | $ 353,571 | $ 160,000 |
| Yoakum, Texas | 14 | $ 2,110,000 | $ 150,714 | $ 119,000 |
| Gaines, Texas | 12 | $ 2,000,000 | $ 166,666 | $ 95,000 |
| Mitchell, Texas | 12 | $ 1,370,000 | $ 114,166 | $ 77,000 |
| Clay, Texas | 11 | $ 1,495,000 | $ 135,909 | $ 54,000 |
| Lamb, Texas | 11 | $ 1,315,000 | $ 119,545 | $ 75,000 |
| Jo Daviess, Illinois | 10 | $ 1,190,000 | $ 119,000 | $ 64,000 |
| Parmer, Texas | 10 | $ 1,940,000 | $ 194,000 | $ 86,000 |
| Terry, Texas | 10 | $ 1,640,000 | $ 164,000 | $ 90,000 |
| Sheboygan, Wisconsin | 10 | $ 1,230,000 | $ 123,000 | $ 82,000 |
| Colfax, New Mexico | 9 | $ 1,415,000 | $ 157,222 | $ 98,000 |
| Sandoval, New Mexico | 9 | $ 2,075,000 | $ 230,555 | $ 168,000 |
| Hale, Texas | 9 | $ 1,115,000 | $ 123,888 | $ 82,000 |
| Wheeler, Texas | 9 | $ 675,000 | $ 75,000 | $ 48,000 |
| Curry, New Mexico | 8 | $ 2,460,000 | $ 307,500 | $ 90,000 |
| Brazos, Texas | 7 | $ 1,755,000 | $ 250,714 | $ 85,000 |
| Palo Pinto, Texas | 7 | $ 4,545,000 | $ 649,285 | $ 424,000 |
| Tom Green, Texas | 7 | $ 2,055,000 | $ 293,571 | $ 136,000 |
| Lincoln, New Mexico | 6 | $ 1,570,000 | $ 261,666 | $ 328,000 |
| Andrews, Texas | 6 | $ 2,090,000 | $ 348,333 | $ 92,000 |
| Baylor, Texas | 6 | $ 1,370,000 | $ 228,333 | $ 130,000 |
| Cooke, Texas | 6 | $ 1,970,000 | $ 328,333 | $ 178,000 |
| Howard, Texas | 6 | $ 1,750,000 | $ 291,666 | $ 117,000 |
| Johnson, Texas | 6 | $ 1,270,000 | $ 211,666 | $ 64,000 |
| Jones, Texas | 6 | $ 1,010,000 | $ 168,333 | $ 105,000 |
| Randall, Texas | 6 | $ 1,480,000 | $ 246,666 | $ 140,000 |
| Stephens, Texas | 6 | $ 930,000 | $ 155,000 | $ 304,000 |
| Sheridan, Montana | 5 | $ 1,255,000 | $ 251,000 | $ 123,000 |
| Union, New Mexico | 5 | $ 705,000 | $ 141,000 | $ 87,000 |
| Valencia, New Mexico | 5 | $ 1,165,000 | $ 233,000 | $ 105,000 |
| Garza, Texas | 5 | $ 1,055,000 | $ 211,000 | $ 205,000 |
| Grayson, Texas | 5 | $ 865,000 | $ 173,000 | $ 61,000 |
| McLennan, Texas | 5 | $ 825,000 | $ 165,000 | $ 100,000 |
| Eagle, Colorado | 4 | $ 1,690,000 | $ 422,500 | $ 65,000 |
| Jefferson, Colorado | 4 | $ 1,450,000 | $ 362,500 | $ 93,000 |
| Boone, Illinois | 4 | $ 1,930,000 | $ 482,500 | $ 452,000 |
| Lea, New Mexico | 4 | $ 640,000 | $ 160,000 | $ 127,000 |
| San Juan, New Mexico | 4 | $ 1,260,000 | $ 315,000 | $ 154,000 |
| Archer, Texas | 4 | $ 1,160,000 | $ 290,000 | $ 112,000 |
| Crosby, Texas | 4 | $ 360,000 | $ 90,000 | $ 38,000 |
| Dawson, Texas | 4 | $ 890,000 | $ 222,500 | $ 90,000 |
| Dickens, Texas | 4 | $ 630,000 | $ 157,500 | $ 88,000 |
| Hood, Texas | 4 | $ 1,170,000 | $ 292,500 | $ 182,000 |
| Moore, Texas | 4 | $ 880,000 | $ 220,000 | $ 121,000 |
| Ravalli, Montana | 3 | $ 1,215,000 | $ 405,000 | $ 97,000 |
| Sanders, Montana | 3 | $ 355,000 | $ 118,333 | $ 71,000 |
| Guadalupe, New Mexico | 3 | $ 635,000 | $ 211,666 | $ 170,000 |
| Taos, New Mexico | 3 | $ 845,000 | $ 281,666 | $ 194,000 |
| Cotton, Oklahoma | 3 | $ 195,000 | $ 65,000 | $ 96,000 |
| Bell, Texas | 3 | $ 705,000 | $ 235,000 | $ 260,000 |
| Brazoria, Texas | 3 | $ 1,015,000 | $ 338,333 | $ 186,000 |
| Brown, Texas | 3 | $ 1,375,000 | $ 458,333 | $ 258,000 |
| Callahan, Texas | 3 | $ 175,000 | $ 58,333 | $ 0 |
| Floyd, Texas | 3 | $ 405,000 | $ 135,000 | $ 186,000 |
| Hays, Texas | 3 | $ 585,000 | $ 195,000 | $ 100,000 |
| Hill, Texas | 3 | $ 435,000 | $ 145,000 | $ 83,000 |
| Kaufman, Texas | 3 | $ 615,000 | $ 205,000 | $ 65,000 |
| Kent, Texas | 3 | $ 715,000 | $ 238,333 | $ 162,000 |
| Navarro, Texas | 3 | $ 775,000 | $ 258,333 | $ 111,000 |
| Nueces, Texas | 3 | $ 1,045,000 | $ 348,333 | $ 509,000 |
| Roberts, Texas | 3 | $ 405,000 | $ 135,000 | $ 134,000 |
| Travis, Texas | 3 | $ 615,000 | $ 205,000 | $ 158,000 |
| Green, Wisconsin | 3 | $ 375,000 | $ 125,000 | $ 40,000 |
| Adams, Colorado | 2 | $ 390,000 | $ 195,000 | $ 34,000 |
| Archuleta, Colorado | 2 | $ 740,000 | $ 370,000 | $ 199,000 |
| Denver, Colorado | 2 | $ 1,140,000 | $ 570,000 | $ 187,000 |
| Park, Montana | 2 | $ 820,000 | $ 410,000 | $ 134,000 |
| Quay, New Mexico | 2 | $ 400,000 | $ 200,000 | $ 143,000 |
| Bexar, Texas | 2 | $ 1,030,000 | $ 515,000 | $ 222,000 |
| Collingsworth, Texas | 2 | $ 90,000 | $ 45,000 | $ 122,000 |
| Dallam, Texas | 2 | $ 210,000 | $ 105,000 | $ 83,000 |
| Donley, Texas | 2 | $ 100,000 | $ 50,000 | $ 34,000 |
| Galveston, Texas | 2 | $ 570,000 | $ 285,000 | $ 172,000 |
| Haskell, Texas | 2 | $ 180,000 | $ 90,000 | $ 71,000 |
| Henderson, Texas | 2 | $ 500,000 | $ 250,000 | $ 166,000 |
| Jack, Texas | 2 | $ 550,000 | $ 275,000 | $ 117,000 |
| Knox, Texas | 2 | $ 170,000 | $ 85,000 | $ 99,000 |
| Limestone, Texas | 2 | $ 210,000 | $ 105,000 | $ 47,000 |
| Llano, Texas | 2 | $ 840,000 | $ 420,000 | $ 255,000 |
| Nolan, Texas | 2 | $ 250,000 | $ 125,000 | $ 73,000 |
| Potter, Texas | 2 | $ 390,000 | $ 195,000 | $ 70,000 |
| Rockwall, Texas | 2 | $ 370,000 | $ 185,000 | $ 123,000 |
| Smith, Texas | 2 | $ 380,000 | $ 190,000 | $ 209,000 |
| Young, Texas | 2 | $ 260,000 | $ 130,000 | $ 39,000 |
| Fond du Lac, Wisconsin | 2 | $ 490,000 | $ 245,000 | $ 88,000 |
| Navajo, Arizona | 1 | $ 175,000 | $ 175,000 | $ 590,000 |
| Pima, Arizona | 1 | $ 515,000 | $ 515,000 | $ 150,000 |
| Pinal, Arizona | 1 | $ 435,000 | $ 435,000 | $ 193,000 |
| Yavapai, Arizona | 1 | $ 365,000 | $ 365,000 | $ 142,000 |
| Arapahoe, Colorado | 1 | $ 415,000 | $ 415,000 | $ 143,000 |
| Boulder, Colorado | 1 | $ 405,000 | $ 405,000 | $ 264,000 |
| Broomfield, Colorado | 1 | $ 435,000 | $ 435,000 | $ 317,000 |
| Douglas, Colorado | 1 | $ 355,000 | $ 355,000 | $ 241,000 |
| Garfield, Colorado | 1 | $ 535,000 | $ 535,000 | $ 170,000 |
| Grand, Colorado | 1 | $ 155,000 | $ 155,000 | $ 202,000 |
| Mesa, Colorado | 1 | $ 385,000 | $ 385,000 | $ 91,000 |
| Mineral, Colorado | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Montrose, Colorado | 1 | $ 845,000 | $ 845,000 | $ 77,000 |
| Summit, Colorado | 1 | $ 2,275,000 | $ 2,275,000 | $ 2,280,000 |
| Walton, Florida | 1 | $ 535,000 | $ 535,000 | $ 156,000 |
| Carroll, Illinois | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Kane, Illinois | 1 | $ 545,000 | $ 545,000 | $ 244,000 |
| Stephenson, Illinois | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Poweshiek, Iowa | 1 | $ 205,000 | $ 205,000 | $ 436,000 |
| Chisago, Minnesota | 1 | $ 245,000 | $ 245,000 | $ 212,000 |
| Scott, Minnesota | 1 | $ 215,000 | $ 215,000 | $ 109,000 |
| Camden, Missouri | 1 | $ 225,000 | $ 225,000 | $ 98,000 |
| Greene, Missouri | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Dawson, Montana | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Flathead, Montana | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Stillwater, Montana | 1 | $ 415,000 | $ 415,000 | $ 145,000 |
| Yellowstone, Montana | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Eddy, New Mexico | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Los Alamos, New Mexico | 1 | $ 195,000 | $ 195,000 | $ 59,000 |
| Otero, New Mexico | 1 | $ 545,000 | $ 545,000 | $ 437,000 |
| Roosevelt, New Mexico | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| San Miguel, New Mexico | 1 | $ 225,000 | $ 225,000 | $ 210,000 |
| Bryan, Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 98,000 |
| Carter, Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Logan, Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Marshall, Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 104,000 |
| Mayes, Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 190,000 |
| McCurtain, Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 188,000 |
| Oklahoma, Oklahoma | 1 | $ 485,000 | $ 485,000 | $ 14,000 |
| Washington, Tennessee | 1 | $ 185,000 | $ 185,000 | $ 31,000 |
| Borden, Texas | 1 | $ 145,000 | $ 145,000 | $ 198,000 |
| Burnet, Texas | 1 | $ 545,000 | $ 545,000 | $ 292,000 |
| Cameron, Texas | 1 | $ 305,000 | $ 305,000 | $ 187,000 |
| Coleman, Texas | 1 | $ 155,000 | $ 155,000 | $ 169,000 |
| Concho, Texas | 1 | $ 355,000 | $ 355,000 | $ 226,000 |
| Coryell, Texas | 1 | $ 145,000 | $ 145,000 | $ 260,000 |
| Eastland, Texas | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Fannin, Texas | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
| Fort Bend, Texas | 1 | $ 465,000 | $ 465,000 | $ 246,000 |
| Gregg, Texas | 1 | $ 325,000 | $ 325,000 | $ 136,000 |
| Grimes, Texas | 1 | $ 185,000 | $ 185,000 | $ 87,000 |
| Hansford, Texas | 1 | $ 265,000 | $ 265,000 | $ 175,000 |
| Hardeman, Texas | 1 | $ 45,000 | $ 45,000 | $ 97,000 |
| Harrison, Texas | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Hartley, Texas | 1 | $ 155,000 | $ 155,000 | $ 94,000 |
| Hutchinson, Texas | 1 | $ 35,000 | $ 35,000 | $ 257,000 |
| Kerr, Texas | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| Martin, Texas | 1 | $ 335,000 | $ 335,000 | $ 68,000 |
| Montgomery, Texas | 1 | $ 135,000 | $ 135,000 | $ 121,000 |
| Reeves, Texas | 1 | $ 115,000 | $ 115,000 | $ 124,000 |
| San Patricio, Texas | 1 | $ 165,000 | $ 165,000 | $ 31,000 |
| Shackelford, Texas | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| Somervell, Texas | 1 | $ 265,000 | $ 265,000 | $ 71,000 |
| Swisher, Texas | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Waller, Texas | 1 | $ 205,000 | $ 205,000 | $ 121,000 |
| Ward, Texas | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Wilbarger, Texas | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Williamson, Texas | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Wood, Texas | 1 | $ 245,000 | $ 245,000 | $ 109,000 |
| Wasatch, Utah | 1 | $ 1,505,000 | $ 1,505,000 | $ 399,000 |
| Dane, Wisconsin | 1 | $ 385,000 | $ 385,000 | $ 409,000 |
| Grant, Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 107,000 |
| Iowa, Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 160,000 |
| Rock, Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 30,000 |
| Walworth, Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 150,000 |
Mortgage Loan Application Detail Totals for First Bank & Trust in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,706 | $414,450,000 | $242,000 | $15,675,000 | $125,000 | $2,280,000 |
| Refinancing | 636 | $147,030,000 | $231,000 | $1,505,000 | $150,000 | $1,773,000 |
| Cash-out Refinancing | 360 | $86,030,000 | $238,000 | $1,235,000 | $124,000 | $570,000 |
| Home Improvement | 83 | $7,405,000 | $89,000 | $535,000 | $146,000 | $669,000 |
| Other Purpose | 50 | $9,340,000 | $186,000 | $865,000 | $134,000 | $522,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,930 | $471,940,000 | $244,000 | $2,505,000 | $139,000 | $2,280,000 |
| Hispanic | 446 | $83,690,000 | $187,000 | $1,765,000 | $96,000 | $776,000 |
| Not Provided | 214 | $47,950,000 | $224,000 | $1,365,000 | $140,000 | $1,353,000 |
| Not applicable | 134 | $36,200,000 | $270,000 | $15,675,000 | $0 | $0 |
| Black or African American | 58 | $13,380,000 | $230,000 | $725,000 | $106,000 | $260,000 |
| Asian | 32 | $7,440,000 | $232,000 | $1,235,000 | $133,000 | $580,000 |
| American Indian or Alaskan Native | 18 | $3,090,000 | $171,000 | $545,000 | $86,000 | $194,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $435,000 | $435,000 | $435,000 | $157,000 | $157,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,265 | $550,295,000 | $242,000 | $15,675,000 | $145,000 | $2,280,000 |
| FHA-insured (Federal Housing Administration) | 442 | $83,370,000 | $188,000 | $425,000 | $79,000 | $1,742,000 |
| VA-guaranteed (Veterans Administration) | 107 | $28,135,000 | $262,000 | $725,000 | $97,000 | $341,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 21 | $2,455,000 | $116,000 | $275,000 | $48,000 | $87,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,126 | $499,580,000 | $234,000 | $15,675,000 | $129,000 | $1,773,000 |
| Application Withdrawn By Applicant | 486 | $125,650,000 | $258,000 | $2,505,000 | $153,000 | $2,280,000 |
| Application Denied By Financial Institution | 201 | $35,275,000 | $175,000 | $845,000 | $97,000 | $1,082,000 |
| Application Approved But Not Accepted | 18 | $3,200,000 | $177,000 | $675,000 | $162,000 | $438,000 |
| Loan Purchased By The Institution | 4 | $550,000 | $137,000 | $315,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,634 | $628,980,000 | $238,000 | $15,675,000 | $134,000 | $2,280,000 |
| Debt-To-Income Ratio | 77 | $14,745,000 | $191,000 | $845,000 | $67,000 | $197,000 |
| Credit History | 52 | $5,690,000 | $109,000 | $545,000 | $83,000 | $225,000 |
| Collateral | 31 | $7,035,000 | $226,000 | $515,000 | $162,000 | $1,082,000 |
| Credit Application Incomplete | 25 | $4,695,000 | $187,000 | $505,000 | $133,000 | $390,000 |
| Employment History | 6 | $1,110,000 | $185,000 | $445,000 | $60,000 | $100,000 |
| Other | 5 | $1,185,000 | $237,000 | $485,000 | $99,000 | $200,000 |
| Unverifiable Information | 3 | $585,000 | $195,000 | $305,000 | $153,000 | $260,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $230,000 | $115,000 | $125,000 | $34,000 | $34,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Bank & Trust's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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