First Bank & Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
First Bank & Trust 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Bank & Trust 9816 Slide Rd. Lubbock, TX 79424 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,835 |
| Total Mortgage Loan Application Amount | $664,255,000 |
| Average Mortgage Loan Application Amount | $197,200 |
| Highest Mortgage Loan Application Amount | $15,675,000 |
| Average Applicant Income | $135,800 |
| Highest Applicant Income | $2,280,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with First Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down First Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Bank & Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by First Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Bank & Trust's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lubbock County Texas | 1,194 | $ 258,430,000 | $ 216,000 | $ 129,000 |
| Wise County Texas | 187 | $ 53,345,000 | $ 285,000 | $ 125,000 |
| Midland County Texas | 172 | $ 49,440,000 | $ 287,000 | $ 137,000 |
| Wichita County Texas | 162 | $ 25,140,000 | $ 155,000 | $ 77,000 |
| Ellis County Texas | 88 | $ 20,820,000 | $ 236,000 | $ 119,000 |
| Hockley County Texas | 83 | $ 11,925,000 | $ 143,000 | $ 99,000 |
| Scurry County Texas | 63 | $ 7,445,000 | $ 118,000 | $ 140,000 |
| Gray County Texas | 46 | $ 5,500,000 | $ 119,000 | $ 118,000 |
| Lynn County Texas | 40 | $ 13,050,000 | $ 326,000 | $ 137,000 |
| Tarrant County Texas | 40 | $ 11,880,000 | $ 297,000 | $ 208,000 |
| Maricopa County Arizona | 37 | $ 17,485,000 | $ 472,000 | $ 273,000 |
| Santa Fe County New Mexico | 34 | $ 12,750,000 | $ 375,000 | $ 178,000 |
| Dallas County Texas | 28 | $ 8,070,000 | $ 288,000 | $ 198,000 |
| Denton County Texas | 26 | $ 8,500,000 | $ 326,000 | $ 183,000 |
| Ector County Texas | 23 | $ 5,065,000 | $ 220,000 | $ 125,000 |
| Bailey County Texas | 22 | $ 2,530,000 | $ 115,000 | $ 83,000 |
| Taylor County Texas | 21 | $ 20,875,000 | $ 994,000 | $ 176,000 |
| Winnebago County Illinois | 20 | $ 2,370,000 | $ 118,000 | $ 87,000 |
| Bernalillo County New Mexico | 19 | $ 6,245,000 | $ 328,000 | $ 205,000 |
| Collin County Texas | 17 | $ 4,345,000 | $ 255,000 | $ 118,000 |
| Montague County Texas | 15 | $ 2,875,000 | $ 191,000 | $ 79,000 |
| Parker County Texas | 15 | $ 4,695,000 | $ 313,000 | $ 126,000 |
| Harris County Texas | 14 | $ 4,950,000 | $ 353,000 | $ 160,000 |
| Yoakum County Texas | 14 | $ 2,110,000 | $ 150,000 | $ 119,000 |
| Gaines County Texas | 12 | $ 2,000,000 | $ 166,000 | $ 95,000 |
| Mitchell County Texas | 12 | $ 1,370,000 | $ 114,000 | $ 77,000 |
| Clay County Texas | 11 | $ 1,495,000 | $ 135,000 | $ 54,000 |
| Lamb County Texas | 11 | $ 1,315,000 | $ 119,000 | $ 75,000 |
| Jo Daviess County Illinois | 10 | $ 1,190,000 | $ 119,000 | $ 64,000 |
| Parmer County Texas | 10 | $ 1,940,000 | $ 194,000 | $ 86,000 |
| Terry County Texas | 10 | $ 1,640,000 | $ 164,000 | $ 90,000 |
| Sheboygan County Wisconsin | 10 | $ 1,230,000 | $ 123,000 | $ 82,000 |
| Colfax County New Mexico | 9 | $ 1,415,000 | $ 157,000 | $ 98,000 |
| Sandoval County New Mexico | 9 | $ 2,075,000 | $ 230,000 | $ 168,000 |
| Hale County Texas | 9 | $ 1,115,000 | $ 123,000 | $ 82,000 |
| Wheeler County Texas | 9 | $ 675,000 | $ 75,000 | $ 48,000 |
| Curry County New Mexico | 8 | $ 2,460,000 | $ 307,000 | $ 90,000 |
| Brazos County Texas | 7 | $ 1,755,000 | $ 250,000 | $ 85,000 |
| Palo Pinto County Texas | 7 | $ 4,545,000 | $ 649,000 | $ 424,000 |
| Tom Green County Texas | 7 | $ 2,055,000 | $ 293,000 | $ 136,000 |
| Lincoln County New Mexico | 6 | $ 1,570,000 | $ 261,000 | $ 328,000 |
| Andrews County Texas | 6 | $ 2,090,000 | $ 348,000 | $ 92,000 |
| Baylor County Texas | 6 | $ 1,370,000 | $ 228,000 | $ 130,000 |
| Cooke County Texas | 6 | $ 1,970,000 | $ 328,000 | $ 178,000 |
| Howard County Texas | 6 | $ 1,750,000 | $ 291,000 | $ 117,000 |
| Johnson County Texas | 6 | $ 1,270,000 | $ 211,000 | $ 64,000 |
| Jones County Texas | 6 | $ 1,010,000 | $ 168,000 | $ 105,000 |
| Randall County Texas | 6 | $ 1,480,000 | $ 246,000 | $ 140,000 |
| Stephens County Texas | 6 | $ 930,000 | $ 155,000 | $ 304,000 |
| Sheridan County Montana | 5 | $ 1,255,000 | $ 251,000 | $ 123,000 |
| Union County New Mexico | 5 | $ 705,000 | $ 141,000 | $ 87,000 |
| Valencia County New Mexico | 5 | $ 1,165,000 | $ 233,000 | $ 105,000 |
| Garza County Texas | 5 | $ 1,055,000 | $ 211,000 | $ 205,000 |
| Grayson County Texas | 5 | $ 865,000 | $ 173,000 | $ 61,000 |
| McLennan County Texas | 5 | $ 825,000 | $ 165,000 | $ 100,000 |
| Eagle County Colorado | 4 | $ 1,690,000 | $ 422,000 | $ 65,000 |
| Jefferson County Colorado | 4 | $ 1,450,000 | $ 362,000 | $ 93,000 |
| Boone County Illinois | 4 | $ 1,930,000 | $ 482,000 | $ 452,000 |
| Lea County New Mexico | 4 | $ 640,000 | $ 160,000 | $ 127,000 |
| San Juan County New Mexico | 4 | $ 1,260,000 | $ 315,000 | $ 154,000 |
| Archer County Texas | 4 | $ 1,160,000 | $ 290,000 | $ 112,000 |
| Crosby County Texas | 4 | $ 360,000 | $ 90,000 | $ 38,000 |
| Dawson County Texas | 4 | $ 890,000 | $ 222,000 | $ 90,000 |
| Dickens County Texas | 4 | $ 630,000 | $ 157,000 | $ 88,000 |
| Hood County Texas | 4 | $ 1,170,000 | $ 292,000 | $ 182,000 |
| Moore County Texas | 4 | $ 880,000 | $ 220,000 | $ 121,000 |
| Ravalli County Montana | 3 | $ 1,215,000 | $ 405,000 | $ 97,000 |
| Sanders County Montana | 3 | $ 355,000 | $ 118,000 | $ 71,000 |
| Guadalupe County New Mexico | 3 | $ 635,000 | $ 211,000 | $ 170,000 |
| Taos County New Mexico | 3 | $ 845,000 | $ 281,000 | $ 194,000 |
| Cotton County Oklahoma | 3 | $ 195,000 | $ 65,000 | $ 96,000 |
| Bell County Texas | 3 | $ 705,000 | $ 235,000 | $ 260,000 |
| Brazoria County Texas | 3 | $ 1,015,000 | $ 338,000 | $ 186,000 |
| Brown County Texas | 3 | $ 1,375,000 | $ 458,000 | $ 258,000 |
| Callahan County Texas | 3 | $ 175,000 | $ 58,000 | $ 0 |
| Floyd County Texas | 3 | $ 405,000 | $ 135,000 | $ 186,000 |
| Hays County Texas | 3 | $ 585,000 | $ 195,000 | $ 100,000 |
| Hill County Texas | 3 | $ 435,000 | $ 145,000 | $ 83,000 |
| Kaufman County Texas | 3 | $ 615,000 | $ 205,000 | $ 65,000 |
| Kent County Texas | 3 | $ 715,000 | $ 238,000 | $ 162,000 |
| Navarro County Texas | 3 | $ 775,000 | $ 258,000 | $ 111,000 |
| Nueces County Texas | 3 | $ 1,045,000 | $ 348,000 | $ 509,000 |
| Roberts County Texas | 3 | $ 405,000 | $ 135,000 | $ 134,000 |
| Travis County Texas | 3 | $ 615,000 | $ 205,000 | $ 158,000 |
| Green County Wisconsin | 3 | $ 375,000 | $ 125,000 | $ 40,000 |
| Adams County Colorado | 2 | $ 390,000 | $ 195,000 | $ 34,000 |
| Archuleta County Colorado | 2 | $ 740,000 | $ 370,000 | $ 199,000 |
| Denver County Colorado | 2 | $ 1,140,000 | $ 570,000 | $ 187,000 |
| Park County Montana | 2 | $ 820,000 | $ 410,000 | $ 134,000 |
| Quay County New Mexico | 2 | $ 400,000 | $ 200,000 | $ 143,000 |
| Bexar County Texas | 2 | $ 1,030,000 | $ 515,000 | $ 222,000 |
| Collingsworth County Texas | 2 | $ 90,000 | $ 45,000 | $ 122,000 |
| Dallam County Texas | 2 | $ 210,000 | $ 105,000 | $ 83,000 |
| Donley County Texas | 2 | $ 100,000 | $ 50,000 | $ 34,000 |
| Galveston County Texas | 2 | $ 570,000 | $ 285,000 | $ 172,000 |
| Haskell County Texas | 2 | $ 180,000 | $ 90,000 | $ 71,000 |
| Henderson County Texas | 2 | $ 500,000 | $ 250,000 | $ 166,000 |
| Jack County Texas | 2 | $ 550,000 | $ 275,000 | $ 117,000 |
| Knox County Texas | 2 | $ 170,000 | $ 85,000 | $ 99,000 |
| Limestone County Texas | 2 | $ 210,000 | $ 105,000 | $ 47,000 |
| Llano County Texas | 2 | $ 840,000 | $ 420,000 | $ 255,000 |
| Nolan County Texas | 2 | $ 250,000 | $ 125,000 | $ 73,000 |
| Potter County Texas | 2 | $ 390,000 | $ 195,000 | $ 70,000 |
| Rockwall County Texas | 2 | $ 370,000 | $ 185,000 | $ 123,000 |
| Smith County Texas | 2 | $ 380,000 | $ 190,000 | $ 209,000 |
| Young County Texas | 2 | $ 260,000 | $ 130,000 | $ 39,000 |
| Fond du Lac County Wisconsin | 2 | $ 490,000 | $ 245,000 | $ 88,000 |
| Navajo County Arizona | 1 | $ 175,000 | $ 175,000 | $ 590,000 |
| Pima County Arizona | 1 | $ 515,000 | $ 515,000 | $ 150,000 |
| Pinal County Arizona | 1 | $ 435,000 | $ 435,000 | $ 193,000 |
| Yavapai County Arizona | 1 | $ 365,000 | $ 365,000 | $ 142,000 |
| Arapahoe County Colorado | 1 | $ 415,000 | $ 415,000 | $ 143,000 |
| Boulder County Colorado | 1 | $ 405,000 | $ 405,000 | $ 264,000 |
| Broomfield County Colorado | 1 | $ 435,000 | $ 435,000 | $ 317,000 |
| Douglas County Colorado | 1 | $ 355,000 | $ 355,000 | $ 241,000 |
| Garfield County Colorado | 1 | $ 535,000 | $ 535,000 | $ 170,000 |
| Grand County Colorado | 1 | $ 155,000 | $ 155,000 | $ 202,000 |
| Mesa County Colorado | 1 | $ 385,000 | $ 385,000 | $ 91,000 |
| Mineral County Colorado | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Montrose County Colorado | 1 | $ 845,000 | $ 845,000 | $ 77,000 |
| Summit County Colorado | 1 | $ 2,275,000 | $ 2,275,000 | $ 2,280,000 |
| Walton County Florida | 1 | $ 535,000 | $ 535,000 | $ 156,000 |
| Carroll County Illinois | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Kane County Illinois | 1 | $ 545,000 | $ 545,000 | $ 244,000 |
| Stephenson County Illinois | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Poweshiek County Iowa | 1 | $ 205,000 | $ 205,000 | $ 436,000 |
| Chisago County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 212,000 |
| Scott County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 109,000 |
| Camden County Missouri | 1 | $ 225,000 | $ 225,000 | $ 98,000 |
| Greene County Missouri | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Dawson County Montana | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Flathead County Montana | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Stillwater County Montana | 1 | $ 415,000 | $ 415,000 | $ 145,000 |
| Yellowstone County Montana | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Eddy County New Mexico | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Los Alamos County New Mexico | 1 | $ 195,000 | $ 195,000 | $ 59,000 |
| Otero County New Mexico | 1 | $ 545,000 | $ 545,000 | $ 437,000 |
| Roosevelt County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| San Miguel County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 210,000 |
| Bryan County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 98,000 |
| Carter County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Logan County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Marshall County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 104,000 |
| Mayes County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 190,000 |
| McCurtain County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 188,000 |
| Oklahoma County Oklahoma | 1 | $ 485,000 | $ 485,000 | $ 14,000 |
| Washington County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 31,000 |
| Borden County Texas | 1 | $ 145,000 | $ 145,000 | $ 198,000 |
| Burnet County Texas | 1 | $ 545,000 | $ 545,000 | $ 292,000 |
| Cameron County Texas | 1 | $ 305,000 | $ 305,000 | $ 187,000 |
| Coleman County Texas | 1 | $ 155,000 | $ 155,000 | $ 169,000 |
| Concho County Texas | 1 | $ 355,000 | $ 355,000 | $ 226,000 |
| Coryell County Texas | 1 | $ 145,000 | $ 145,000 | $ 260,000 |
| Eastland County Texas | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Fannin County Texas | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
| Fort Bend County Texas | 1 | $ 465,000 | $ 465,000 | $ 246,000 |
| Gregg County Texas | 1 | $ 325,000 | $ 325,000 | $ 136,000 |
| Grimes County Texas | 1 | $ 185,000 | $ 185,000 | $ 87,000 |
| Hansford County Texas | 1 | $ 265,000 | $ 265,000 | $ 175,000 |
| Hardeman County Texas | 1 | $ 45,000 | $ 45,000 | $ 97,000 |
| Harrison County Texas | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Hartley County Texas | 1 | $ 155,000 | $ 155,000 | $ 94,000 |
| Hutchinson County Texas | 1 | $ 35,000 | $ 35,000 | $ 257,000 |
| Kerr County Texas | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| Martin County Texas | 1 | $ 335,000 | $ 335,000 | $ 68,000 |
| Montgomery County Texas | 1 | $ 135,000 | $ 135,000 | $ 121,000 |
| Reeves County Texas | 1 | $ 115,000 | $ 115,000 | $ 124,000 |
| San Patricio County Texas | 1 | $ 165,000 | $ 165,000 | $ 31,000 |
| Shackelford County Texas | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| Somervell County Texas | 1 | $ 265,000 | $ 265,000 | $ 71,000 |
| Swisher County Texas | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Waller County Texas | 1 | $ 205,000 | $ 205,000 | $ 121,000 |
| Ward County Texas | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Wilbarger County Texas | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Williamson County Texas | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Wood County Texas | 1 | $ 245,000 | $ 245,000 | $ 109,000 |
| Wasatch County Utah | 1 | $ 1,505,000 | $ 1,505,000 | $ 399,000 |
| Dane County Wisconsin | 1 | $ 385,000 | $ 385,000 | $ 409,000 |
| Grant County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 107,000 |
| Iowa County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 160,000 |
| Rock County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 30,000 |
| Walworth County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 150,000 |
Mortgage Loan Application Detail Totals for First Bank & Trust in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,706 | $414,450,000 | $242,000 | $15,675,000 | $125,000 | $2,280,000 |
| Refinancing | 636 | $147,030,000 | $231,000 | $1,505,000 | $150,000 | $1,773,000 |
| Cash-out Refinancing | 360 | $86,030,000 | $238,000 | $1,235,000 | $124,000 | $570,000 |
| Home Improvement | 83 | $7,405,000 | $89,000 | $535,000 | $146,000 | $669,000 |
| Other Purpose | 50 | $9,340,000 | $186,000 | $865,000 | $134,000 | $522,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,930 | $471,940,000 | $244,000 | $2,505,000 | $139,000 | $2,280,000 |
| Hispanic | 446 | $83,690,000 | $187,000 | $1,765,000 | $96,000 | $776,000 |
| Not Provided | 214 | $47,950,000 | $224,000 | $1,365,000 | $140,000 | $1,353,000 |
| Not applicable | 134 | $36,200,000 | $270,000 | $15,675,000 | $0 | $0 |
| Black or African American | 58 | $13,380,000 | $230,000 | $725,000 | $106,000 | $260,000 |
| Asian | 32 | $7,440,000 | $232,000 | $1,235,000 | $133,000 | $580,000 |
| American Indian or Alaskan Native | 18 | $3,090,000 | $171,000 | $545,000 | $86,000 | $194,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $435,000 | $435,000 | $435,000 | $157,000 | $157,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,265 | $550,295,000 | $242,000 | $15,675,000 | $145,000 | $2,280,000 |
| FHA-insured (Federal Housing Administration) | 442 | $83,370,000 | $188,000 | $425,000 | $79,000 | $1,742,000 |
| VA-guaranteed (Veterans Administration) | 107 | $28,135,000 | $262,000 | $725,000 | $97,000 | $341,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 21 | $2,455,000 | $116,000 | $275,000 | $48,000 | $87,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,126 | $499,580,000 | $234,000 | $15,675,000 | $129,000 | $1,773,000 |
| Application Withdrawn By Applicant | 486 | $125,650,000 | $258,000 | $2,505,000 | $153,000 | $2,280,000 |
| Application Denied By Financial Institution | 201 | $35,275,000 | $175,000 | $845,000 | $97,000 | $1,082,000 |
| Application Approved But Not Accepted | 18 | $3,200,000 | $177,000 | $675,000 | $162,000 | $438,000 |
| Loan Purchased By The Institution | 4 | $550,000 | $137,000 | $315,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,634 | $628,980,000 | $238,000 | $15,675,000 | $134,000 | $2,280,000 |
| Debt-To-Income Ratio | 77 | $14,745,000 | $191,000 | $845,000 | $67,000 | $197,000 |
| Credit History | 52 | $5,690,000 | $109,000 | $545,000 | $83,000 | $225,000 |
| Collateral | 31 | $7,035,000 | $226,000 | $515,000 | $162,000 | $1,082,000 |
| Credit Application Incomplete | 25 | $4,695,000 | $187,000 | $505,000 | $133,000 | $390,000 |
| Employment History | 6 | $1,110,000 | $185,000 | $445,000 | $60,000 | $100,000 |
| Other | 5 | $1,185,000 | $237,000 | $485,000 | $99,000 | $200,000 |
| Unverifiable Information | 3 | $585,000 | $195,000 | $305,000 | $153,000 | $260,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $230,000 | $115,000 | $125,000 | $34,000 | $34,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Bank & Trust's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.