First Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
First Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Bank 300 E Thrid Burkburnett, TX 76354 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 2,468 |
| Total Mortgage Loan Application Amount | $692,860,000 |
| Average Mortgage Loan Application Amount | $248,200 |
| Highest Mortgage Loan Application Amount | $3,295,000 |
| Average Applicant Income | $140,200 |
| Highest Applicant Income | $3,823,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with First Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down First Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Collin County Texas | 640 | $ 212,210,000 | $ 331,000 | $ 150,000 |
| Tarrant County Texas | 345 | $ 98,275,000 | $ 284,000 | $ 152,000 |
| Dallas County Texas | 331 | $ 86,205,000 | $ 260,000 | $ 159,000 |
| Denton County Texas | 321 | $ 100,745,000 | $ 313,000 | $ 155,000 |
| Wichita County Texas | 234 | $ 33,550,000 | $ 143,000 | $ 93,000 |
| Kaufman County Texas | 43 | $ 10,305,000 | $ 239,000 | $ 127,000 |
| Parker County Texas | 42 | $ 13,460,000 | $ 320,000 | $ 158,000 |
| Rockwall County Texas | 39 | $ 11,465,000 | $ 293,000 | $ 148,000 |
| Grayson County Texas | 36 | $ 9,300,000 | $ 258,000 | $ 144,000 |
| Hunt County Texas | 33 | $ 5,795,000 | $ 175,000 | $ 114,000 |
| Ellis County Texas | 31 | $ 8,495,000 | $ 274,000 | $ 105,000 |
| Harris County Texas | 19 | $ 5,165,000 | $ 271,000 | $ 135,000 |
| Johnson County Texas | 17 | $ 4,395,000 | $ 258,000 | $ 131,000 |
| Clay County Texas | 15 | $ 2,175,000 | $ 145,000 | $ 99,000 |
| Washoe County Nevada | 13 | $ 4,685,000 | $ 360,000 | $ 152,000 |
| Archer County Texas | 13 | $ 2,755,000 | $ 211,000 | $ 109,000 |
| Cooke County Texas | 12 | $ 3,100,000 | $ 258,000 | $ 95,000 |
| Wise County Texas | 10 | $ 2,490,000 | $ 249,000 | $ 71,000 |
| Montgomery County Texas | 8 | $ 2,390,000 | $ 298,000 | $ 203,000 |
| Travis County Texas | 8 | $ 4,440,000 | $ 555,000 | $ 176,000 |
| McCurtain County Oklahoma | 7 | $ 3,415,000 | $ 487,000 | $ 320,000 |
| Fort Bend County Texas | 7 | $ 1,965,000 | $ 280,000 | $ 118,000 |
| Wood County Texas | 6 | $ 1,650,000 | $ 275,000 | $ 198,000 |
| Walton County Florida | 5 | $ 2,755,000 | $ 551,000 | $ 477,000 |
| Bexar County Texas | 5 | $ 1,345,000 | $ 269,000 | $ 107,000 |
| Clark County Nevada | 4 | $ 670,000 | $ 167,000 | $ 71,000 |
| Brazoria County Texas | 4 | $ 1,040,000 | $ 260,000 | $ 167,000 |
| Fannin County Texas | 4 | $ 1,090,000 | $ 272,000 | $ 70,000 |
| Galveston County Texas | 4 | $ 1,190,000 | $ 297,000 | $ 156,000 |
| Hood County Texas | 4 | $ 580,000 | $ 145,000 | $ 65,000 |
| Midland County Texas | 4 | $ 1,180,000 | $ 295,000 | $ 130,000 |
| Navarro County Texas | 4 | $ 800,000 | $ 200,000 | $ 177,000 |
| Van Zandt County Texas | 4 | $ 810,000 | $ 202,000 | $ 94,000 |
| Young County Texas | 4 | $ 680,000 | $ 170,000 | $ 84,000 |
| Hillsborough County Florida | 3 | $ 975,000 | $ 325,000 | $ 124,000 |
| Cobb County Georgia | 3 | $ 655,000 | $ 218,000 | $ 160,000 |
| Douglas County Nevada | 3 | $ 645,000 | $ 215,000 | $ 90,000 |
| Llano County Texas | 3 | $ 325,000 | $ 108,000 | $ 0 |
| Wilbarger County Texas | 3 | $ 445,000 | $ 148,000 | $ 78,000 |
| Williamson County Texas | 3 | $ 1,145,000 | $ 381,000 | $ 153,000 |
| Maricopa County Arizona | 2 | $ 610,000 | $ 305,000 | $ 92,000 |
| Benton County Arkansas | 2 | $ 630,000 | $ 315,000 | $ 175,000 |
| Adams County Colorado | 2 | $ 700,000 | $ 350,000 | $ 62,000 |
| Escambia County Florida | 2 | $ 330,000 | $ 165,000 | $ 75,000 |
| Lake County Florida | 2 | $ 540,000 | $ 270,000 | $ 63,000 |
| Orange County Florida | 2 | $ 470,000 | $ 235,000 | $ 154,000 |
| Bernalillo County New Mexico | 2 | $ 550,000 | $ 275,000 | $ 104,000 |
| Cotton County Oklahoma | 2 | $ 220,000 | $ 110,000 | $ 90,000 |
| McClain County Oklahoma | 2 | $ 480,000 | $ 240,000 | $ 170,000 |
| Bosque County Texas | 2 | $ 270,000 | $ 135,000 | $ 97,000 |
| Erath County Texas | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Hays County Texas | 2 | $ 530,000 | $ 265,000 | $ 97,000 |
| Henderson County Texas | 2 | $ 660,000 | $ 330,000 | $ 548,000 |
| Lubbock County Texas | 2 | $ 250,000 | $ 125,000 | $ 209,000 |
| Palo Pinto County Texas | 2 | $ 1,830,000 | $ 915,000 | $ 626,000 |
| Rains County Texas | 2 | $ 370,000 | $ 185,000 | $ 60,000 |
| Smith County Texas | 2 | $ 610,000 | $ 305,000 | $ 257,000 |
| Baldwin County Alabama | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| Garland County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 50,000 |
| Saline County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Stone County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Washington County Arkansas | 1 | $ 505,000 | $ 505,000 | $ 360,000 |
| Fresno County California | 1 | $ 345,000 | $ 345,000 | $ 189,000 |
| Los Angeles County California | 1 | $ 435,000 | $ 435,000 | $ 81,000 |
| Riverside County California | 1 | $ 195,000 | $ 195,000 | $ 96,000 |
| Sacramento County California | 1 | $ 265,000 | $ 265,000 | $ 62,000 |
| San Bernardino County California | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| San Diego County California | 1 | $ 485,000 | $ 485,000 | $ 126,000 |
| San Luis Obispo County California | 1 | $ 485,000 | $ 485,000 | $ 145,000 |
| Denver County Colorado | 1 | $ 265,000 | $ 265,000 | $ 276,000 |
| Douglas County Colorado | 1 | $ 505,000 | $ 505,000 | $ 133,000 |
| Eagle County Colorado | 1 | $ 515,000 | $ 515,000 | $ 307,000 |
| El Paso County Colorado | 1 | $ 905,000 | $ 905,000 | $ 227,000 |
| Mineral County Colorado | 1 | $ 175,000 | $ 175,000 | $ 34,000 |
| Montezuma County Colorado | 1 | $ 395,000 | $ 395,000 | $ 111,000 |
| Bay County Florida | 1 | $ 185,000 | $ 185,000 | $ 226,000 |
| Citrus County Florida | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
| Clay County Florida | 1 | $ 95,000 | $ 95,000 | $ 86,000 |
| Collier County Florida | 1 | $ 165,000 | $ 165,000 | $ 155,000 |
| Gulf County Florida | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Lee County Florida | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Manatee County Florida | 1 | $ 245,000 | $ 245,000 | $ 57,000 |
| Santa Rosa County Florida | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| DeKalb County Georgia | 1 | $ 195,000 | $ 195,000 | $ 125,000 |
| Fulton County Georgia | 1 | $ 385,000 | $ 385,000 | $ 133,000 |
| Blaine County Idaho | 1 | $ 515,000 | $ 515,000 | $ 318,000 |
| Kane County Illinois | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Hendricks County Indiana | 1 | $ 285,000 | $ 285,000 | $ 127,000 |
| West Feliciana County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 113,000 |
| Clinton County Michigan | 1 | $ 255,000 | $ 255,000 | $ 96,000 |
| Dakota County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 78,000 |
| Camden County Missouri | 1 | $ 105,000 | $ 105,000 | $ 207,000 |
| Jefferson County Missouri | 1 | $ 315,000 | $ 315,000 | $ 199,000 |
| St. Louis County Missouri | 1 | $ 385,000 | $ 385,000 | $ 135,000 |
| Wright County Missouri | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
| Carson City County Nevada | 1 | $ 315,000 | $ 315,000 | $ 175,000 |
| Bergen County New Jersey | 1 | $ 475,000 | $ 475,000 | $ 135,000 |
| Mercer County New Jersey | 1 | $ 505,000 | $ 505,000 | $ 257,000 |
| Dona Ana County New Mexico | 1 | $ 355,000 | $ 355,000 | $ 110,000 |
| Sandoval County New Mexico | 1 | $ 375,000 | $ 375,000 | $ 138,000 |
| Santa Fe County New Mexico | 1 | $ 315,000 | $ 315,000 | $ 220,000 |
| Cherokee County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 100,000 |
| Wake County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 163,000 |
| Butler County Ohio | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 345,000 | $ 345,000 | $ 133,000 |
| Stark County Ohio | 1 | $ 265,000 | $ 265,000 | $ 165,000 |
| Bryan County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 282,000 |
| Johnston County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 148,000 |
| Oklahoma County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Montgomery County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| Aransas County Texas | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Baylor County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Brewster County Texas | 1 | $ 165,000 | $ 165,000 | $ 129,000 |
| Cameron County Texas | 1 | $ 155,000 | $ 155,000 | $ 88,000 |
| Camp County Texas | 1 | $ 345,000 | $ 345,000 | $ 124,000 |
| Cass County Texas | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Comal County Texas | 1 | $ 325,000 | $ 325,000 | $ 88,000 |
| Comanche County Texas | 1 | $ 355,000 | $ 355,000 | $ 226,000 |
| Coryell County Texas | 1 | $ 125,000 | $ 125,000 | $ 196,000 |
| El Paso County Texas | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Franklin County Texas | 1 | $ 175,000 | $ 175,000 | $ 142,000 |
| Freestone County Texas | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| Grimes County Texas | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| Guadalupe County Texas | 1 | $ 515,000 | $ 515,000 | $ 185,000 |
| Hill County Texas | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Hopkins County Texas | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Kendall County Texas | 1 | $ 725,000 | $ 725,000 | $ 242,000 |
| McLennan County Texas | 1 | $ 515,000 | $ 515,000 | $ 309,000 |
| Randall County Texas | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Somervell County Texas | 1 | $ 235,000 | $ 235,000 | $ 125,000 |
| Taylor County Texas | 1 | $ 115,000 | $ 115,000 | $ 132,000 |
| Titus County Texas | 1 | $ 105,000 | $ 105,000 | $ 164,000 |
| Waller County Texas | 1 | $ 275,000 | $ 275,000 | $ 63,000 |
| Wharton County Texas | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Davis County Utah | 1 | $ 345,000 | $ 345,000 | $ 134,000 |
| Salt Lake County Utah | 1 | $ 195,000 | $ 195,000 | $ 115,000 |
| Weber County Utah | 1 | $ 455,000 | $ 455,000 | $ 125,000 |
| Snohomish County Washington | 1 | $ 355,000 | $ 355,000 | $ 123,000 |
| Thurston County Washington | 1 | $ 375,000 | $ 375,000 | $ 160,000 |
Mortgage Loan Application Detail Totals for First Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,223 | $341,055,000 | $278,000 | $3,295,000 | $137,000 | $3,823,000 |
| Refinancing | 902 | $263,730,000 | $292,000 | $1,265,000 | $149,000 | $1,096,000 |
| Cash-out Refinancing | 273 | $75,345,000 | $275,000 | $2,225,000 | $151,000 | $1,581,000 |
| Other Purpose | 59 | $10,285,000 | $174,000 | $2,005,000 | $139,000 | $533,000 |
| Home Improvement | 11 | $2,445,000 | $222,000 | $735,000 | $125,000 | $199,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,571 | $465,525,000 | $296,000 | $2,225,000 | $149,000 | $3,823,000 |
| Not applicable | 236 | $43,260,000 | $183,000 | $3,295,000 | $0 | $0 |
| Hispanic | 236 | $58,560,000 | $248,000 | $715,000 | $113,000 | $1,712,000 |
| Not Provided | 205 | $59,845,000 | $291,000 | $845,000 | $152,000 | $550,000 |
| Asian | 111 | $33,525,000 | $302,000 | $595,000 | $133,000 | $289,000 |
| Black or African American | 90 | $26,130,000 | $290,000 | $515,000 | $116,000 | $393,000 |
| American Indian or Alaskan Native | 7 | $2,145,000 | $306,000 | $485,000 | $130,000 | $257,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,185,000 | $395,000 | $515,000 | $155,000 | $212,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,069 | $585,425,000 | $282,000 | $3,295,000 | $154,000 | $3,823,000 |
| FHA-insured (Federal Housing Administration) | 225 | $54,145,000 | $240,000 | $415,000 | $82,000 | $224,000 |
| VA-guaranteed (Veterans Administration) | 157 | $50,205,000 | $319,000 | $845,000 | $101,000 | $258,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 17 | $3,085,000 | $181,000 | $355,000 | $57,000 | $82,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,996 | $554,030,000 | $277,000 | $3,295,000 | $146,000 | $3,823,000 |
| Application Approved But Not Accepted | 340 | $99,250,000 | $291,000 | $1,555,000 | $135,000 | $609,000 |
| Application Denied By Financial Institution | 53 | $18,275,000 | $344,000 | $1,265,000 | $147,000 | $1,712,000 |
| Preapproval Approved but not Accepted | 50 | $13,770,000 | $275,000 | $765,000 | $111,000 | $408,000 |
| Application Withdrawn By Applicant | 17 | $4,685,000 | $275,000 | $515,000 | $147,000 | $548,000 |
| Preapproval Denied by Financial Institution | 8 | $2,040,000 | $255,000 | $415,000 | $98,000 | $189,000 |
| File Closed For Incompleteness | 4 | $810,000 | $202,000 | $435,000 | $51,000 | $81,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,407 | $672,545,000 | $279,000 | $3,295,000 | $143,000 | $3,823,000 |
| Debt-To-Income Ratio | 34 | $12,210,000 | $359,000 | $1,265,000 | $107,000 | $455,000 |
| Credit History | 8 | $1,730,000 | $216,000 | $315,000 | $74,000 | $119,000 |
| Unverifiable Information | 5 | $1,825,000 | $365,000 | $715,000 | $404,000 | $1,712,000 |
| Employment History | 5 | $1,665,000 | $333,000 | $545,000 | $178,000 | $400,000 |
| Other | 4 | $1,140,000 | $285,000 | $415,000 | $133,000 | $187,000 |
| Collateral | 4 | $1,620,000 | $405,000 | $565,000 | $201,000 | $265,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $125,000 | $125,000 | $125,000 | $23,000 | $23,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.