First Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
First Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Bank 300 E Thrid Burkburnett, TX 76354 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 2,552 |
| Total Mortgage Loan Application Amount | $851,630,000 |
| Average Mortgage Loan Application Amount | $316,800 |
| Highest Mortgage Loan Application Amount | $2,475,000 |
| Average Applicant Income | $124,600 |
| Highest Applicant Income | $3,823,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with First Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down First Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Travis County Texas | 413 | $ 179,165,000 | $ 433,000 | $ 178,000 |
| Collin County Texas | 404 | $ 151,760,000 | $ 375,000 | $ 176,000 |
| Dallas County Texas | 267 | $ 67,875,000 | $ 254,000 | $ 128,000 |
| Tarrant County Texas | 250 | $ 71,870,000 | $ 287,000 | $ 162,000 |
| Denton County Texas | 235 | $ 85,125,000 | $ 362,000 | $ 162,000 |
| Wichita County Texas | 170 | $ 26,280,000 | $ 154,000 | $ 94,000 |
| Williamson County Texas | 150 | $ 50,060,000 | $ 333,000 | $ 148,000 |
| Parker County Texas | 80 | $ 29,410,000 | $ 367,000 | $ 135,000 |
| Grayson County Texas | 53 | $ 12,065,000 | $ 227,000 | $ 101,000 |
| Hays County Texas | 45 | $ 17,215,000 | $ 382,000 | $ 156,000 |
| Johnson County Texas | 44 | $ 13,810,000 | $ 313,000 | $ 156,000 |
| Ellis County Texas | 38 | $ 12,610,000 | $ 331,000 | $ 125,000 |
| Harris County Texas | 31 | $ 13,855,000 | $ 446,000 | $ 175,000 |
| Kaufman County Texas | 29 | $ 7,305,000 | $ 251,000 | $ 90,000 |
| Hunt County Texas | 21 | $ 5,565,000 | $ 265,000 | $ 133,000 |
| Rockwall County Texas | 18 | $ 5,900,000 | $ 327,000 | $ 132,000 |
| Bexar County Texas | 17 | $ 4,615,000 | $ 271,000 | $ 190,000 |
| Archer County Texas | 12 | $ 2,530,000 | $ 210,000 | $ 110,000 |
| Wise County Texas | 12 | $ 3,690,000 | $ 307,000 | $ 115,000 |
| Fort Bend County Texas | 10 | $ 3,900,000 | $ 390,000 | $ 171,000 |
| Henderson County Texas | 10 | $ 3,600,000 | $ 360,000 | $ 253,000 |
| Palo Pinto County Texas | 9 | $ 5,855,000 | $ 650,000 | $ 374,000 |
| Comal County Texas | 8 | $ 2,130,000 | $ 266,000 | $ 142,000 |
| Burnet County Texas | 7 | $ 2,655,000 | $ 379,000 | $ 192,000 |
| Hood County Texas | 7 | $ 1,125,000 | $ 160,000 | $ 70,000 |
| Montgomery County Texas | 7 | $ 2,805,000 | $ 400,000 | $ 187,000 |
| Smith County Texas | 7 | $ 2,245,000 | $ 320,000 | $ 96,000 |
| Bastrop County Texas | 6 | $ 2,510,000 | $ 418,000 | $ 154,000 |
| Cooke County Texas | 6 | $ 2,140,000 | $ 356,000 | $ 227,000 |
| Clay County Texas | 5 | $ 1,165,000 | $ 233,000 | $ 100,000 |
| Galveston County Texas | 5 | $ 1,585,000 | $ 317,000 | $ 203,000 |
| Baldwin County Alabama | 4 | $ 850,000 | $ 212,000 | $ 216,000 |
| Maricopa County Arizona | 4 | $ 2,720,000 | $ 680,000 | $ 158,000 |
| Clark County Nevada | 4 | $ 1,240,000 | $ 310,000 | $ 106,000 |
| Washoe County Nevada | 4 | $ 1,360,000 | $ 340,000 | $ 122,000 |
| Bell County Texas | 4 | $ 770,000 | $ 192,000 | $ 92,000 |
| Brazoria County Texas | 4 | $ 950,000 | $ 237,000 | $ 83,000 |
| Fannin County Texas | 4 | $ 950,000 | $ 237,000 | $ 65,000 |
| Llano County Texas | 4 | $ 1,480,000 | $ 370,000 | $ 237,000 |
| McLennan County Texas | 4 | $ 1,140,000 | $ 285,000 | $ 61,000 |
| Huerfano County Colorado | 3 | $ 1,995,000 | $ 665,000 | $ 153,000 |
| Broward County Florida | 3 | $ 1,595,000 | $ 531,000 | $ 192,000 |
| Lake County Florida | 3 | $ 645,000 | $ 215,000 | $ 73,000 |
| Gillespie County Texas | 3 | $ 1,145,000 | $ 381,000 | $ 169,000 |
| Lubbock County Texas | 3 | $ 505,000 | $ 168,000 | $ 162,000 |
| Van Zandt County Texas | 3 | $ 955,000 | $ 318,000 | $ 134,000 |
| Boulder County Colorado | 2 | $ 1,200,000 | $ 600,000 | $ 214,000 |
| Denver County Colorado | 2 | $ 800,000 | $ 400,000 | $ 458,000 |
| Douglas County Colorado | 2 | $ 880,000 | $ 440,000 | $ 156,000 |
| Escambia County Florida | 2 | $ 560,000 | $ 280,000 | $ 142,000 |
| Walton County Florida | 2 | $ 3,570,000 | $ 1,785,000 | $ 478,000 |
| DuPage County Illinois | 2 | $ 880,000 | $ 440,000 | $ 365,000 |
| Rock Island County Illinois | 2 | $ 170,000 | $ 85,000 | $ 162,000 |
| Pike County Mississippi | 2 | $ 380,000 | $ 190,000 | $ 72,000 |
| McCurtain County Oklahoma | 2 | $ 940,000 | $ 470,000 | $ 176,000 |
| Oklahoma County Oklahoma | 2 | $ 500,000 | $ 250,000 | $ 133,000 |
| Brazos County Texas | 2 | $ 690,000 | $ 345,000 | $ 99,000 |
| Coryell County Texas | 2 | $ 310,000 | $ 155,000 | $ 107,000 |
| El Paso County Texas | 2 | $ 350,000 | $ 175,000 | $ 127,000 |
| Erath County Texas | 2 | $ 230,000 | $ 115,000 | $ 126,000 |
| Freestone County Texas | 2 | $ 360,000 | $ 180,000 | $ 53,000 |
| Gregg County Texas | 2 | $ 1,430,000 | $ 715,000 | $ 265,000 |
| Guadalupe County Texas | 2 | $ 440,000 | $ 220,000 | $ 106,000 |
| Hidalgo County Texas | 2 | $ 370,000 | $ 185,000 | $ 93,000 |
| Kerr County Texas | 2 | $ 620,000 | $ 310,000 | $ 125,000 |
| Midland County Texas | 2 | $ 370,000 | $ 185,000 | $ 52,000 |
| Montague County Texas | 2 | $ 750,000 | $ 375,000 | $ 137,000 |
| Nueces County Texas | 2 | $ 470,000 | $ 235,000 | $ 255,000 |
| San Patricio County Texas | 2 | $ 2,220,000 | $ 1,110,000 | $ 433,000 |
| Wood County Texas | 2 | $ 550,000 | $ 275,000 | $ 187,000 |
| Montgomery County Alabama | 1 | $ 135,000 | $ 135,000 | $ 172,000 |
| Garland County Arkansas | 1 | $ 365,000 | $ 365,000 | $ 107,000 |
| Pulaski County Arkansas | 1 | $ 295,000 | $ 295,000 | $ 136,000 |
| Washington County Arkansas | 1 | $ 265,000 | $ 265,000 | $ 339,000 |
| Alameda County California | 1 | $ 305,000 | $ 305,000 | $ 270,000 |
| Orange County California | 1 | $ 185,000 | $ 185,000 | $ 173,000 |
| Riverside County California | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| San Luis Obispo County California | 1 | $ 335,000 | $ 335,000 | $ 309,000 |
| Arapahoe County Colorado | 1 | $ 765,000 | $ 765,000 | $ 165,000 |
| Clear Creek County Colorado | 1 | $ 305,000 | $ 305,000 | $ 288,000 |
| Jefferson County Colorado | 1 | $ 455,000 | $ 455,000 | $ 155,000 |
| Park County Colorado | 1 | $ 505,000 | $ 505,000 | $ 95,000 |
| Bay County Florida | 1 | $ 155,000 | $ 155,000 | $ 138,000 |
| Citrus County Florida | 1 | $ 315,000 | $ 315,000 | $ 98,000 |
| Leon County Florida | 1 | $ 195,000 | $ 195,000 | $ 162,000 |
| Orange County Florida | 1 | $ 295,000 | $ 295,000 | $ 78,000 |
| Pinellas County Florida | 1 | $ 315,000 | $ 315,000 | $ 328,000 |
| Seminole County Florida | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Honolulu County Hawaii | 1 | $ 735,000 | $ 735,000 | $ 151,000 |
| Ada County Idaho | 1 | $ 385,000 | $ 385,000 | $ 150,000 |
| Hamilton County Indiana | 1 | $ 335,000 | $ 335,000 | $ 75,000 |
| Dakota County Minnesota | 1 | $ 395,000 | $ 395,000 | $ 140,000 |
| Hennepin County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 140,000 |
| Douglas County Nevada | 1 | $ 355,000 | $ 355,000 | $ 144,000 |
| Bernalillo County New Mexico | 1 | $ 65,000 | $ 65,000 | $ 83,000 |
| Curry County New Mexico | 1 | $ 115,000 | $ 115,000 | $ 283,000 |
| Dona Ana County New Mexico | 1 | $ 405,000 | $ 405,000 | $ 110,000 |
| San Miguel County New Mexico | 1 | $ 965,000 | $ 965,000 | $ 136,000 |
| Sandoval County New Mexico | 1 | $ 315,000 | $ 315,000 | $ 83,000 |
| New Hanover County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 148,000 |
| Pamlico County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 103,000 |
| Union County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 189,000 |
| Wake County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 51,000 |
| Cuyahoga County Ohio | 1 | $ 75,000 | $ 75,000 | $ 157,000 |
| Hancock County Ohio | 1 | $ 165,000 | $ 165,000 | $ 191,000 |
| Bryan County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Canadian County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 107,000 |
| Comanche County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Cotton County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 142,000 |
| Marshall County Oklahoma | 1 | $ 325,000 | $ 325,000 | $ 207,000 |
| McIntosh County Oklahoma | 1 | $ 485,000 | $ 485,000 | $ 200,000 |
| Pushmataha County Oklahoma | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| Bucks County Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 114,000 |
| Berkeley County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Charleston County South Carolina | 1 | $ 445,000 | $ 445,000 | $ 123,000 |
| Cherokee County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Blount County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 105,000 |
| Anderson County Texas | 1 | $ 205,000 | $ 205,000 | $ 241,000 |
| Brown County Texas | 1 | $ 355,000 | $ 355,000 | $ 378,000 |
| Caldwell County Texas | 1 | $ 255,000 | $ 255,000 | $ 114,000 |
| Calhoun County Texas | 1 | $ 215,000 | $ 215,000 | $ 263,000 |
| Cameron County Texas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Ector County Texas | 1 | $ 325,000 | $ 325,000 | $ 168,000 |
| Gonzales County Texas | 1 | $ 315,000 | $ 315,000 | $ 216,000 |
| Jasper County Texas | 1 | $ 295,000 | $ 295,000 | $ 135,000 |
| Kendall County Texas | 1 | $ 185,000 | $ 185,000 | $ 353,000 |
| Knox County Texas | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Mason County Texas | 1 | $ 245,000 | $ 245,000 | $ 123,000 |
| Matagorda County Texas | 1 | $ 255,000 | $ 255,000 | $ 129,000 |
| Milam County Texas | 1 | $ 225,000 | $ 225,000 | $ 83,000 |
| Potter County Texas | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Randall County Texas | 1 | $ 235,000 | $ 235,000 | $ 131,000 |
| Robertson County Texas | 1 | $ 355,000 | $ 355,000 | $ 147,000 |
| San Saba County Texas | 1 | $ 205,000 | $ 205,000 | $ 130,000 |
| Taylor County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Tom Green County Texas | 1 | $ 235,000 | $ 235,000 | $ 42,000 |
| Tyler County Texas | 1 | $ 215,000 | $ 215,000 | $ 81,000 |
| Waller County Texas | 1 | $ 415,000 | $ 415,000 | $ 205,000 |
| Washington County Texas | 1 | $ 245,000 | $ 245,000 | $ 61,000 |
| Wilbarger County Texas | 1 | $ 135,000 | $ 135,000 | $ 83,000 |
| Young County Texas | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| King County Washington | 1 | $ 705,000 | $ 705,000 | $ 200,000 |
| Whatcom County Washington | 1 | $ 525,000 | $ 525,000 | $ 262,000 |
Mortgage Loan Application Detail Totals for First Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,501 | $511,135,000 | $340,000 | $2,475,000 | $152,000 | $3,823,000 |
| Refinancing | 577 | $181,685,000 | $314,000 | $1,715,000 | $167,000 | $3,671,000 |
| Cash-out Refinancing | 423 | $147,895,000 | $349,000 | $1,505,000 | $155,000 | $679,000 |
| Other Purpose | 42 | $7,220,000 | $171,000 | $775,000 | $149,000 | $289,000 |
| Home Improvement | 9 | $3,695,000 | $410,000 | $925,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,562 | $559,030,000 | $357,000 | $2,475,000 | $164,000 | $3,823,000 |
| Not applicable | 298 | $62,370,000 | $209,000 | $1,955,000 | $0 | $0 |
| Not Provided | 280 | $98,120,000 | $350,000 | $2,435,000 | $146,000 | $1,077,000 |
| Hispanic | 220 | $63,000,000 | $286,000 | $805,000 | $120,000 | $413,000 |
| Asian | 113 | $45,785,000 | $405,000 | $1,505,000 | $173,000 | $415,000 |
| Black or African American | 59 | $17,225,000 | $291,000 | $905,000 | $120,000 | $705,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $2,725,000 | $247,000 | $385,000 | $136,000 | $231,000 |
| American Indian or Alaskan Native | 4 | $1,650,000 | $412,000 | $485,000 | $179,000 | $217,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,286 | $769,940,000 | $336,000 | $2,475,000 | $164,000 | $3,823,000 |
| FHA-insured (Federal Housing Administration) | 150 | $39,090,000 | $260,000 | $425,000 | $85,000 | $348,000 |
| VA-guaranteed (Veterans Administration) | 109 | $40,805,000 | $374,000 | $965,000 | $110,000 | $262,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $1,795,000 | $256,000 | $335,000 | $74,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,151 | $705,335,000 | $327,000 | $1,955,000 | $152,000 | $3,823,000 |
| Application Approved But Not Accepted | 289 | $98,955,000 | $342,000 | $2,275,000 | $164,000 | $1,077,000 |
| Application Denied By Financial Institution | 54 | $19,680,000 | $364,000 | $2,475,000 | $135,000 | $807,000 |
| Application Withdrawn By Applicant | 52 | $24,190,000 | $465,000 | $2,435,000 | $218,000 | $844,000 |
| File Closed For Incompleteness | 6 | $3,470,000 | $578,000 | $1,715,000 | $701,000 | $3,671,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,498 | $831,950,000 | $333,000 | $2,435,000 | $157,000 | $3,823,000 |
| Debt-To-Income Ratio | 22 | $6,860,000 | $311,000 | $995,000 | $93,000 | $325,000 |
| Credit History | 12 | $3,190,000 | $265,000 | $415,000 | $101,000 | $295,000 |
| Collateral | 8 | $2,510,000 | $313,000 | $995,000 | $192,000 | $282,000 |
| Unverifiable Information | 7 | $5,485,000 | $783,000 | $2,475,000 | $297,000 | $807,000 |
| Employment History | 3 | $1,175,000 | $391,000 | $535,000 | $92,000 | $115,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $460,000 | $230,000 | $305,000 | $66,000 | $75,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.