First Capital Financial Servic Mortgage Lending & HMDA Data, 2004
In 2004, First Capital Financial Servic of Appleton, WI reported 6,329 mortgage applications totaling $679.0 million, up 110% from 2003. The average application was for $107,277, and applicants reported an average income of $53,051. 18% of its applications resulted in an originated loan and 26% were denied. Its largest markets were Appleton, WI (414), Davenport-Moline-Rock Island, IA-IL (349) and Chicago-Naperville-Joliet, IL (346) (applications in parentheses).
| Mortgage Company & Address | First Capital Financial Servic 5600 W. Grande Market Drive Appleton, WI 54913 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,329 |
| Total Mortgage Loan Application Amount | $678,961,000 |
| Average Mortgage Loan Application Amount | $107,277 |
| Highest Mortgage Loan Application Amount | $1,487,000 |
| Average Applicant Income | $53,051 |
| Highest Applicant Income | $3,084,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Capital Financial Servic filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Scott, Iowa | 349 | $ 30,851,000 | $ 88,398 | $ 39,000 |
| Outagamie, Wisconsin | 337 | $ 37,616,000 | $ 111,620 | $ 95,000 |
| Winnebago, Wisconsin | 329 | $ 33,468,000 | $ 101,726 | $ 72,000 |
| Rock Island, Illinois | 326 | $ 25,203,000 | $ 77,309 | $ 36,000 |
| Fresno, California | 267 | $ 39,639,000 | $ 148,460 | $ 73,000 |
| Cook, Illinois | 238 | $ 36,202,000 | $ 152,109 | $ 57,000 |
| Marion, Indiana | 166 | $ 12,636,000 | $ 76,120 | $ 44,000 |
| Polk, Iowa | 163 | $ 16,855,000 | $ 103,404 | $ 35,000 |
| Milwaukee, Wisconsin | 157 | $ 16,758,000 | $ 106,738 | $ 55,000 |
| Fond du Lac, Wisconsin | 151 | $ 15,595,000 | $ 103,278 | $ 68,000 |
| Brown, Wisconsin | 141 | $ 15,895,000 | $ 112,730 | $ 62,000 |
| Dallas, Texas | 98 | $ 15,448,000 | $ 157,632 | $ 55,000 |
| Wood, Wisconsin | 86 | $ 6,967,000 | $ 81,011 | $ 32,000 |
| Calumet, Wisconsin | 77 | $ 8,386,000 | $ 108,909 | $ 63,000 |
| Waupaca, Wisconsin | 77 | $ 8,467,000 | $ 109,961 | $ 86,000 |
| Lake, Indiana | 75 | $ 6,913,000 | $ 92,173 | $ 37,000 |
| Sheboygan, Wisconsin | 74 | $ 8,117,000 | $ 109,689 | $ 86,000 |
| Henry, Illinois | 72 | $ 6,215,000 | $ 86,319 | $ 35,000 |
| Dodge, Wisconsin | 58 | $ 6,359,000 | $ 109,637 | $ 77,000 |
| Waushara, Wisconsin | 58 | $ 5,301,000 | $ 91,396 | $ 46,000 |
| Bureau, Illinois | 55 | $ 4,651,000 | $ 84,563 | $ 48,000 |
| Clinton, Iowa | 49 | $ 3,292,000 | $ 67,183 | $ 40,000 |
| Shawano, Wisconsin | 49 | $ 4,636,000 | $ 94,612 | $ 67,000 |
| Madison, Indiana | 44 | $ 3,663,000 | $ 83,250 | $ 40,000 |
| Muscatine, Iowa | 44 | $ 4,089,000 | $ 92,931 | $ 41,000 |
| Marathon, Wisconsin | 44 | $ 4,141,000 | $ 94,113 | $ 66,000 |
| Whiteside, Illinois | 41 | $ 2,905,000 | $ 70,853 | $ 39,000 |
| Will, Illinois | 38 | $ 5,807,000 | $ 152,815 | $ 64,000 |
| Sullivan, Tennessee | 38 | $ 3,265,000 | $ 85,921 | $ 39,000 |
| Washington, Tennessee | 38 | $ 3,545,000 | $ 93,289 | $ 23,000 |
| Raleigh, West Virginia | 34 | $ 2,603,000 | $ 76,558 | $ 34,000 |
| Green Lake, Wisconsin | 34 | $ 3,113,000 | $ 91,558 | $ 68,000 |
| Jackson, Missouri | 33 | $ 2,832,000 | $ 85,818 | $ 36,000 |
| Oconto, Wisconsin | 31 | $ 3,212,000 | $ 103,612 | $ 94,000 |
| Waukesha, Wisconsin | 29 | $ 5,475,000 | $ 188,793 | $ 66,000 |
| Madera, California | 28 | $ 4,080,000 | $ 145,714 | $ 44,000 |
| Kanawha, West Virginia | 28 | $ 2,620,000 | $ 93,571 | $ 28,000 |
| DuPage, Illinois | 27 | $ 4,454,000 | $ 164,962 | $ 115,000 |
| Harrison, West Virginia | 27 | $ 2,051,000 | $ 75,962 | $ 27,000 |
| Mercer, West Virginia | 27 | $ 1,888,000 | $ 69,925 | $ 23,000 |
| Linn, Iowa | 26 | $ 2,386,000 | $ 91,769 | $ 26,000 |
| Clark, Wisconsin | 26 | $ 1,975,000 | $ 75,961 | $ 31,000 |
| Mercer, Illinois | 25 | $ 1,830,000 | $ 73,200 | $ 43,000 |
| Dane, Wisconsin | 25 | $ 3,309,000 | $ 132,360 | $ 77,000 |
| Racine, Wisconsin | 25 | $ 2,827,000 | $ 113,080 | $ 36,000 |
| Tulare, California | 23 | $ 2,506,000 | $ 108,956 | $ 40,000 |
| Allen, Indiana | 23 | $ 2,733,000 | $ 118,826 | $ 52,000 |
| Washington, Wisconsin | 23 | $ 3,264,000 | $ 141,913 | $ 80,000 |
| Los Angeles, California | 22 | $ 6,327,000 | $ 287,590 | $ 68,000 |
| Kane, Illinois | 22 | $ 3,330,000 | $ 151,363 | $ 65,000 |
| Hennepin, Minnesota | 22 | $ 3,958,000 | $ 179,909 | $ 46,000 |
| Portage, Wisconsin | 22 | $ 2,201,000 | $ 100,045 | $ 50,000 |
| Langlade, Wisconsin | 20 | $ 1,705,000 | $ 85,250 | $ 139,000 |
| Vigo, Indiana | 17 | $ 1,349,000 | $ 79,352 | $ 26,000 |
| Warren, Iowa | 17 | $ 1,699,000 | $ 99,941 | $ 50,000 |
| Fayette, West Virginia | 17 | $ 972,000 | $ 57,176 | $ 33,000 |
| Delaware, Indiana | 16 | $ 1,390,000 | $ 86,875 | $ 33,000 |
| Dakota, Minnesota | 16 | $ 2,611,000 | $ 163,187 | $ 37,000 |
| Lincoln, Wisconsin | 16 | $ 1,390,000 | $ 86,875 | $ 31,000 |
| Manitowoc, Wisconsin | 16 | $ 1,514,000 | $ 94,625 | $ 140,000 |
| Vilas, Wisconsin | 16 | $ 1,674,000 | $ 104,625 | $ 49,000 |
| Kankakee, Illinois | 15 | $ 1,178,000 | $ 78,533 | $ 46,000 |
| Peoria, Illinois | 15 | $ 1,256,000 | $ 83,733 | $ 54,000 |
| Davidson, Tennessee | 15 | $ 1,578,000 | $ 105,200 | $ 28,000 |
| Harris, Texas | 15 | $ 1,593,000 | $ 106,200 | $ 133,000 |
| Adams, Wisconsin | 15 | $ 1,325,000 | $ 88,333 | $ 48,000 |
| Door, Wisconsin | 15 | $ 1,318,000 | $ 87,866 | $ 141,000 |
| Eau Claire, Wisconsin | 15 | $ 1,433,000 | $ 95,533 | $ 12,000 |
| Marinette, Wisconsin | 15 | $ 1,275,000 | $ 85,000 | $ 101,000 |
| Marquette, Wisconsin | 15 | $ 1,735,000 | $ 115,666 | $ 108,000 |
| LaSalle, Illinois | 14 | $ 1,161,000 | $ 82,928 | $ 34,000 |
| St. Louis, Minnesota | 14 | $ 1,504,000 | $ 107,428 | $ 32,000 |
| Franklin, Ohio | 14 | $ 1,084,000 | $ 77,428 | $ 23,000 |
| Tarrant, Texas | 14 | $ 1,894,000 | $ 135,285 | $ 37,000 |
| Wood, West Virginia | 14 | $ 914,000 | $ 65,285 | $ 12,000 |
| Kewaunee, Wisconsin | 14 | $ 1,387,000 | $ 99,071 | $ 106,000 |
| Knox, Illinois | 13 | $ 862,000 | $ 66,307 | $ 35,000 |
| Black Hawk, Iowa | 13 | $ 985,000 | $ 75,769 | $ 20,000 |
| Aitkin, Minnesota | 13 | $ 1,063,000 | $ 81,769 | $ 28,000 |
| Des Moines, Iowa | 12 | $ 904,000 | $ 75,333 | $ 43,000 |
| Anoka, Minnesota | 12 | $ 1,711,000 | $ 142,583 | $ 50,000 |
| St. Louis, Missouri | 12 | $ 1,298,000 | $ 108,166 | $ 27,000 |
| Berkeley, West Virginia | 12 | $ 1,254,000 | $ 104,500 | $ 21,000 |
| Dunn, Wisconsin | 12 | $ 1,569,000 | $ 130,750 | $ 86,000 |
| Oneida, Wisconsin | 12 | $ 1,432,000 | $ 119,333 | $ 29,000 |
| Warren, Illinois | 11 | $ 499,000 | $ 45,363 | $ 46,000 |
| Carlton, Minnesota | 11 | $ 1,074,000 | $ 97,636 | $ 38,000 |
| Ramsey, Minnesota | 11 | $ 1,294,000 | $ 117,636 | $ 65,000 |
| Cuyahoga, Ohio | 11 | $ 776,000 | $ 70,545 | $ 15,000 |
| Stark, Ohio | 11 | $ 1,053,000 | $ 95,727 | $ 9,000 |
| Summit, Ohio | 11 | $ 1,062,000 | $ 96,545 | $ 16,000 |
| Carter, Tennessee | 11 | $ 698,000 | $ 63,454 | $ 31,000 |
| Collin, Texas | 11 | $ 3,064,000 | $ 278,545 | $ 70,000 |
| Denton, Texas | 11 | $ 1,790,000 | $ 162,727 | $ 102,000 |
| Larimer, Colorado | 10 | $ 1,751,000 | $ 175,100 | $ 42,000 |
| Fairfield, Connecticut | 10 | $ 1,888,000 | $ 188,800 | $ 49,000 |
| Tazewell, Illinois | 10 | $ 974,000 | $ 97,400 | $ 50,000 |
| Hawkins, Tennessee | 10 | $ 689,000 | $ 68,900 | $ 18,000 |
| Hampton, Virginia | 10 | $ 1,374,000 | $ 137,400 | $ 42,000 |
| Mineral, West Virginia | 10 | $ 770,000 | $ 77,000 | $ 43,000 |
| Kenosha, Wisconsin | 10 | $ 1,051,000 | $ 105,100 | $ 48,000 |
| Fulton, Indiana | 9 | $ 602,000 | $ 66,888 | $ 19,000 |
| Porter, Indiana | 9 | $ 1,295,000 | $ 143,888 | $ 35,000 |
| Cedar, Iowa | 9 | $ 797,000 | $ 88,555 | $ 30,000 |
| Johnson, Iowa | 9 | $ 829,000 | $ 92,111 | $ 39,000 |
| Washington, Minnesota | 9 | $ 2,134,000 | $ 237,111 | $ 46,000 |
| Fort Bend, Texas | 9 | $ 894,000 | $ 99,333 | $ 6,000 |
| Cabell, West Virginia | 9 | $ 771,000 | $ 85,666 | $ 35,000 |
| Marion, West Virginia | 9 | $ 567,000 | $ 63,000 | $ 12,000 |
| Chippewa, Wisconsin | 9 | $ 999,000 | $ 111,000 | $ 7,000 |
| Columbia, Wisconsin | 9 | $ 1,599,000 | $ 177,666 | $ 226,000 |
| Kings, California | 8 | $ 1,069,000 | $ 133,625 | $ 49,000 |
| New London, Connecticut | 8 | $ 1,348,000 | $ 168,500 | $ 33,000 |
| Lake, Illinois | 8 | $ 1,783,000 | $ 222,875 | $ 67,000 |
| McHenry, Illinois | 8 | $ 1,484,000 | $ 185,500 | $ 53,000 |
| Winnebago, Illinois | 8 | $ 729,000 | $ 91,125 | $ 50,000 |
| Jackson, Iowa | 8 | $ 579,000 | $ 72,375 | $ 27,000 |
| Washington, Iowa | 8 | $ 637,000 | $ 79,625 | $ 23,000 |
| Woodbury, Iowa | 8 | $ 687,000 | $ 85,875 | $ 31,000 |
| Wright, Minnesota | 8 | $ 1,621,000 | $ 202,625 | $ 86,000 |
| Trumbull, Ohio | 8 | $ 705,000 | $ 88,125 | $ 4,000 |
| Oklahoma, Oklahoma | 8 | $ 628,000 | $ 78,500 | $ 19,000 |
| Horry, South Carolina | 8 | $ 856,000 | $ 107,000 | $ 34,000 |
| Ellis, Texas | 8 | $ 1,003,000 | $ 125,375 | $ 21,000 |
| Greenbrier, West Virginia | 8 | $ 657,000 | $ 82,125 | $ 24,000 |
| Lewis, West Virginia | 8 | $ 538,000 | $ 67,250 | $ 21,000 |
| Putnam, West Virginia | 8 | $ 750,000 | $ 93,750 | $ 19,000 |
| Weld, Colorado | 7 | $ 860,000 | $ 122,857 | $ 48,000 |
| Sangamon, Illinois | 7 | $ 487,000 | $ 69,571 | $ 26,000 |
| Elkhart, Indiana | 7 | $ 643,000 | $ 91,857 | $ 32,000 |
| Howard, Indiana | 7 | $ 635,000 | $ 90,714 | $ 103,000 |
| Kosciusko, Indiana | 7 | $ 788,000 | $ 112,571 | $ 63,000 |
| St. Joseph, Indiana | 7 | $ 665,000 | $ 95,000 | $ 34,000 |
| Dallas, Iowa | 7 | $ 822,000 | $ 117,428 | $ 60,000 |
| Jasper, Iowa | 7 | $ 746,000 | $ 106,571 | $ 21,000 |
| Jones, Iowa | 7 | $ 607,000 | $ 86,714 | $ 33,000 |
| Madison, Iowa | 7 | $ 1,266,000 | $ 180,857 | $ 22,000 |
| Chisago, Minnesota | 7 | $ 1,386,000 | $ 198,000 | $ 45,000 |
| Clay, Missouri | 7 | $ 817,000 | $ 116,714 | $ 88,000 |
| Cass, North Dakota | 7 | $ 821,000 | $ 117,285 | $ 67,000 |
| Mahoning, Ohio | 7 | $ 797,000 | $ 113,857 | $ 46,000 |
| Tazewell, Virginia | 7 | $ 416,000 | $ 59,428 | $ 29,000 |
| Virginia Beach, Virginia | 7 | $ 735,000 | $ 105,000 | $ 18,000 |
| Hancock, West Virginia | 7 | $ 517,000 | $ 73,857 | $ 29,000 |
| Jackson, West Virginia | 7 | $ 678,000 | $ 96,857 | $ 35,000 |
| Marshall, West Virginia | 7 | $ 545,000 | $ 77,857 | $ 23,000 |
| Mason, West Virginia | 7 | $ 519,000 | $ 74,142 | $ 55,000 |
| Wayne, West Virginia | 7 | $ 632,000 | $ 90,285 | $ 46,000 |
| Walworth, Wisconsin | 7 | $ 960,000 | $ 137,142 | $ 104,000 |
| Kern, California | 6 | $ 721,000 | $ 120,166 | $ 36,000 |
| DeKalb, Illinois | 6 | $ 725,000 | $ 120,833 | $ 56,000 |
| Cass, Indiana | 6 | $ 338,000 | $ 56,333 | $ 19,000 |
| Hamilton, Indiana | 6 | $ 970,000 | $ 161,666 | $ 19,000 |
| Jasper, Indiana | 6 | $ 646,000 | $ 107,666 | $ 31,000 |
| Randolph, Indiana | 6 | $ 520,000 | $ 86,666 | $ 30,000 |
| Boone, Iowa | 6 | $ 745,000 | $ 124,166 | $ 44,000 |
| Cerro Gordo, Iowa | 6 | $ 601,000 | $ 100,166 | $ 36,000 |
| Fayette, Iowa | 6 | $ 444,000 | $ 74,000 | $ 16,000 |
| Marion, Iowa | 6 | $ 496,000 | $ 82,666 | $ 34,000 |
| Columbiana, Ohio | 6 | $ 475,000 | $ 79,166 | $ 0 |
| Lexington, South Carolina | 6 | $ 391,000 | $ 65,166 | $ 18,000 |
| Shelby, Tennessee | 6 | $ 551,000 | $ 91,833 | $ 67,000 |
| Monongalia, West Virginia | 6 | $ 756,000 | $ 126,000 | $ 46,000 |
| Upshur, West Virginia | 6 | $ 628,000 | $ 104,666 | $ 47,000 |
| Douglas, Wisconsin | 6 | $ 535,000 | $ 89,166 | $ 24,000 |
| Rock, Wisconsin | 6 | $ 582,000 | $ 97,000 | $ 38,000 |
| Taylor, Wisconsin | 6 | $ 508,000 | $ 84,666 | $ 31,000 |
| Trempealeau, Wisconsin | 6 | $ 544,000 | $ 90,666 | $ 27,000 |
| Merced, California | 5 | $ 1,239,000 | $ 247,800 | $ 125,000 |
| Kendall, Illinois | 5 | $ 1,063,000 | $ 212,600 | $ 22,000 |
| Ogle, Illinois | 5 | $ 695,000 | $ 139,000 | $ 251,000 |
| Grant, Indiana | 5 | $ 510,000 | $ 102,000 | $ 27,000 |
| Henry, Indiana | 5 | $ 386,000 | $ 77,200 | $ 33,000 |
| LaPorte, Indiana | 5 | $ 308,000 | $ 61,600 | $ 10,000 |
| Starke, Indiana | 5 | $ 396,000 | $ 79,200 | $ 20,000 |
| Iowa, Iowa | 5 | $ 487,000 | $ 97,400 | $ 31,000 |
| Pottawattamie, Iowa | 5 | $ 586,000 | $ 117,200 | $ 50,000 |
| Jackson, Mississippi | 5 | $ 452,000 | $ 90,400 | $ 31,000 |
| Buchanan, Missouri | 5 | $ 334,000 | $ 66,800 | $ 7,000 |
| St. Louis City, Missouri | 5 | $ 498,000 | $ 99,600 | $ 35,000 |
| Carroll, Ohio | 5 | $ 490,000 | $ 98,000 | $ 0 |
| Hunt, Texas | 5 | $ 436,000 | $ 87,200 | $ 34,000 |
| Chesapeake, Virginia | 5 | $ 713,000 | $ 142,600 | $ 39,000 |
| Washington, Virginia | 5 | $ 427,000 | $ 85,400 | $ 31,000 |
| Monroe, West Virginia | 5 | $ 559,000 | $ 111,800 | $ 24,000 |
| Taylor, West Virginia | 5 | $ 247,000 | $ 49,400 | $ 13,000 |
| Burnett, Wisconsin | 5 | $ 391,000 | $ 78,200 | $ 36,000 |
| Forest, Wisconsin | 5 | $ 576,000 | $ 115,200 | $ 126,000 |
| Jefferson, Wisconsin | 5 | $ 697,000 | $ 139,400 | $ 51,000 |
| Juneau, Wisconsin | 5 | $ 416,000 | $ 83,200 | $ 21,000 |
| Ozaukee, Wisconsin | 5 | $ 765,000 | $ 153,000 | $ 114,000 |
| Madison, Illinois | 4 | $ 341,000 | $ 85,250 | $ 28,000 |
| DeKalb, Indiana | 4 | $ 208,000 | $ 52,000 | $ 35,000 |
| Johnson, Indiana | 4 | $ 265,000 | $ 66,250 | $ 60,000 |
| Monroe, Indiana | 4 | $ 486,000 | $ 121,500 | $ 33,000 |
| Wayne, Indiana | 4 | $ 214,000 | $ 53,500 | $ 45,000 |
| Whitley, Indiana | 4 | $ 310,000 | $ 77,500 | $ 57,000 |
| Guthrie, Iowa | 4 | $ 124,000 | $ 31,000 | $ 13,000 |
| Clay, Minnesota | 4 | $ 436,000 | $ 109,000 | $ 24,000 |
| St. Charles, Missouri | 4 | $ 807,000 | $ 201,750 | $ 79,000 |
| Kings, New York | 4 | $ 1,371,000 | $ 342,750 | $ 27,000 |
| Burleigh, North Dakota | 4 | $ 496,000 | $ 124,000 | $ 40,000 |
| Washington, Ohio | 4 | $ 250,000 | $ 62,500 | $ 34,000 |
| Tulsa, Oklahoma | 4 | $ 604,000 | $ 151,000 | $ 70,000 |
| Pennington, South Dakota | 4 | $ 354,000 | $ 88,500 | $ 52,000 |
| Knox, Tennessee | 4 | $ 372,000 | $ 93,000 | $ 17,000 |
| Bell, Texas | 4 | $ 485,000 | $ 121,250 | $ 12,000 |
| Jasper, Texas | 4 | $ 235,000 | $ 58,750 | $ 32,000 |
| Bristol, Virginia | 4 | $ 747,000 | $ 186,750 | $ 54,000 |
| Portsmouth, Virginia | 4 | $ 387,000 | $ 96,750 | $ 70,000 |
| Jefferson, West Virginia | 4 | $ 654,000 | $ 163,500 | $ 45,000 |
| Logan, West Virginia | 4 | $ 347,000 | $ 86,750 | $ 29,000 |
| Nicholas, West Virginia | 4 | $ 246,000 | $ 61,500 | $ 39,000 |
| Randolph, West Virginia | 4 | $ 239,000 | $ 59,750 | $ 43,000 |
| Roane, West Virginia | 4 | $ 297,000 | $ 74,250 | $ 41,000 |
| Barron, Wisconsin | 4 | $ 446,000 | $ 111,500 | $ 49,000 |
| Jackson, Wisconsin | 4 | $ 390,000 | $ 97,500 | $ 38,000 |
| St. Croix, Wisconsin | 4 | $ 1,342,000 | $ 335,500 | $ 43,000 |
| Sacramento, California | 3 | $ 194,000 | $ 64,666 | $ 12,000 |
| San Joaquin, California | 3 | $ 610,000 | $ 203,333 | $ 49,000 |
| Stanislaus, California | 3 | $ 361,000 | $ 120,333 | $ 58,000 |
| Arapahoe, Colorado | 3 | $ 533,000 | $ 177,666 | $ 247,000 |
| Carroll, Illinois | 3 | $ 187,000 | $ 62,333 | $ 35,000 |
| Fulton, Illinois | 3 | $ 215,000 | $ 71,666 | $ 14,000 |
| Hancock, Illinois | 3 | $ 175,000 | $ 58,333 | $ 41,000 |
| Macoupin, Illinois | 3 | $ 257,000 | $ 85,666 | $ 32,000 |
| McDonough, Illinois | 3 | $ 177,000 | $ 59,000 | $ 45,000 |
| Blackford, Indiana | 3 | $ 177,000 | $ 59,000 | $ 8,000 |
| Floyd, Indiana | 3 | $ 275,000 | $ 91,666 | $ 32,000 |
| Jay, Indiana | 3 | $ 132,000 | $ 44,000 | $ 26,000 |
| Marshall, Indiana | 3 | $ 242,000 | $ 80,666 | $ 15,000 |
| Newton, Indiana | 3 | $ 234,000 | $ 78,000 | $ 21,000 |
| Shelby, Indiana | 3 | $ 321,000 | $ 107,000 | $ 18,000 |
| Tipton, Indiana | 3 | $ 527,000 | $ 175,666 | $ 74,000 |
| Washington, Indiana | 3 | $ 144,000 | $ 48,000 | $ 53,000 |
| Benton, Iowa | 3 | $ 209,000 | $ 69,666 | $ 24,000 |
| Buchanan, Iowa | 3 | $ 377,000 | $ 125,666 | $ 80,000 |
| Greene, Iowa | 3 | $ 184,000 | $ 61,333 | $ 47,000 |
| Harrison, Iowa | 3 | $ 161,000 | $ 53,666 | $ 60,000 |
| Henry, Iowa | 3 | $ 347,000 | $ 115,666 | $ 70,000 |
| Jefferson, Iowa | 3 | $ 203,000 | $ 67,666 | $ 47,000 |
| Marshall, Iowa | 3 | $ 225,000 | $ 75,000 | $ 36,000 |
| Shelby, Iowa | 3 | $ 179,000 | $ 59,666 | $ 16,000 |
| Story, Iowa | 3 | $ 298,000 | $ 99,333 | $ 18,000 |
| Union, Iowa | 3 | $ 216,000 | $ 72,000 | $ 7,000 |
| Webster, Iowa | 3 | $ 207,000 | $ 69,000 | $ 13,000 |
| Wyandotte, Kansas | 3 | $ 235,000 | $ 78,333 | $ 0 |
| Oakland, Michigan | 3 | $ 721,000 | $ 240,333 | $ 0 |
| Steele, Minnesota | 3 | $ 282,000 | $ 94,000 | $ 50,000 |
| DeSoto, Mississippi | 3 | $ 329,000 | $ 109,666 | $ 43,000 |
| Hinds, Mississippi | 3 | $ 260,000 | $ 86,666 | $ 55,000 |
| Madison, Mississippi | 3 | $ 428,000 | $ 142,666 | $ 30,000 |
| Putnam, Missouri | 3 | $ 305,000 | $ 101,666 | $ 43,000 |
| Lancaster, Nebraska | 3 | $ 327,000 | $ 109,000 | $ 0 |
| Barnes, North Dakota | 3 | $ 218,000 | $ 72,666 | $ 38,000 |
| Richland, North Dakota | 3 | $ 208,000 | $ 69,333 | $ 45,000 |
| Carter, Oklahoma | 3 | $ 189,000 | $ 63,000 | $ 30,000 |
| Dorchester, South Carolina | 3 | $ 256,000 | $ 85,333 | $ 14,000 |
| York, South Carolina | 3 | $ 256,000 | $ 85,333 | $ 37,000 |
| Hamilton, Tennessee | 3 | $ 156,000 | $ 52,000 | $ 16,000 |
| Rutherford, Tennessee | 3 | $ 352,000 | $ 117,333 | $ 40,000 |
| Sevier, Tennessee | 3 | $ 250,000 | $ 83,333 | $ 38,000 |
| Unicoi, Tennessee | 3 | $ 237,000 | $ 79,000 | $ 24,000 |
| Coryell, Texas | 3 | $ 241,000 | $ 80,333 | $ 33,000 |
| Hood, Texas | 3 | $ 421,000 | $ 140,333 | $ 68,000 |
| Rockwall, Texas | 3 | $ 758,000 | $ 252,666 | $ 48,000 |
| Newport News, Virginia | 3 | $ 282,000 | $ 94,000 | $ 21,000 |
| Barbour, West Virginia | 3 | $ 213,000 | $ 71,000 | $ 11,000 |
| Braxton, West Virginia | 3 | $ 157,000 | $ 52,333 | $ 21,000 |
| Preston, West Virginia | 3 | $ 458,000 | $ 152,666 | $ 16,000 |
| Wirt, West Virginia | 3 | $ 186,000 | $ 62,000 | $ 34,000 |
| Wyoming, West Virginia | 3 | $ 186,000 | $ 62,000 | $ 14,000 |
| La Crosse, Wisconsin | 3 | $ 281,000 | $ 93,666 | $ 23,000 |
| Monroe, Wisconsin | 3 | $ 287,000 | $ 95,666 | $ 16,000 |
| Price, Wisconsin | 3 | $ 250,000 | $ 83,333 | $ 46,000 |
| Sauk, Wisconsin | 3 | $ 348,000 | $ 116,000 | $ 41,000 |
| Fremont, Wyoming | 3 | $ 272,000 | $ 90,666 | $ 18,000 |
| San Diego, California | 2 | $ 503,000 | $ 251,500 | $ 73,000 |
| San Luis Obispo, California | 2 | $ 795,000 | $ 397,500 | $ 201,000 |
| Santa Barbara, California | 2 | $ 550,000 | $ 275,000 | $ 68,000 |
| Chaffee, Colorado | 2 | $ 351,000 | $ 175,500 | $ 15,000 |
| Denver, Colorado | 2 | $ 229,000 | $ 114,500 | $ 363,000 |
| El Paso, Colorado | 2 | $ 356,000 | $ 178,000 | $ 69,000 |
| Otero, Colorado | 2 | $ 71,000 | $ 35,500 | $ 7,000 |
| Yuma, Colorado | 2 | $ 194,000 | $ 97,000 | $ 68,000 |
| Hartford, Connecticut | 2 | $ 400,000 | $ 200,000 | $ 39,000 |
| New Haven, Connecticut | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Bibb, Georgia | 2 | $ 417,000 | $ 208,500 | $ 0 |
| Adams, Illinois | 2 | $ 108,000 | $ 54,000 | $ 78,000 |
| Grundy, Illinois | 2 | $ 223,000 | $ 111,500 | $ 0 |
| Henderson, Illinois | 2 | $ 167,000 | $ 83,500 | $ 77,000 |
| Mason, Illinois | 2 | $ 169,000 | $ 84,500 | $ 70,000 |
| Stephenson, Illinois | 2 | $ 124,000 | $ 62,000 | $ 42,000 |
| Benton, Indiana | 2 | $ 80,000 | $ 40,000 | $ 8,000 |
| Boone, Indiana | 2 | $ 173,000 | $ 86,500 | $ 33,000 |
| Hancock, Indiana | 2 | $ 555,000 | $ 277,500 | $ 25,000 |
| Hendricks, Indiana | 2 | $ 350,000 | $ 175,000 | $ 71,000 |
| Miami, Indiana | 2 | $ 80,000 | $ 40,000 | $ 21,000 |
| Morgan, Indiana | 2 | $ 299,000 | $ 149,500 | $ 100,000 |
| Scott, Indiana | 2 | $ 65,000 | $ 32,500 | $ 45,000 |
| Spencer, Indiana | 2 | $ 150,000 | $ 75,000 | $ 48,000 |
| Vermillion, Indiana | 2 | $ 206,000 | $ 103,000 | $ 57,000 |
| Adair, Iowa | 2 | $ 154,000 | $ 77,000 | $ 63,000 |
| Allamakee, Iowa | 2 | $ 173,000 | $ 86,500 | $ 21,000 |
| Butler, Iowa | 2 | $ 94,000 | $ 47,000 | $ 8,000 |
| Delaware, Iowa | 2 | $ 135,000 | $ 67,500 | $ 42,000 |
| Dickinson, Iowa | 2 | $ 329,000 | $ 164,500 | $ 74,000 |
| Fremont, Iowa | 2 | $ 183,000 | $ 91,500 | $ 76,000 |
| Grundy, Iowa | 2 | $ 113,000 | $ 56,500 | $ 39,000 |
| Hamilton, Iowa | 2 | $ 112,000 | $ 56,000 | $ 28,000 |
| Hancock, Iowa | 2 | $ 182,000 | $ 91,000 | $ 39,000 |
| Hardin, Iowa | 2 | $ 97,000 | $ 48,500 | $ 44,000 |
| Louisa, Iowa | 2 | $ 82,000 | $ 41,000 | $ 28,000 |
| Mahaska, Iowa | 2 | $ 108,000 | $ 54,000 | $ 32,000 |
| Wapello, Iowa | 2 | $ 159,000 | $ 79,500 | $ 45,000 |
| Johnson, Kansas | 2 | $ 123,000 | $ 61,500 | $ 0 |
| Macomb, Michigan | 2 | $ 317,000 | $ 158,500 | $ 15,000 |
| Wayne, Michigan | 2 | $ 159,000 | $ 79,500 | $ 0 |
| Houston, Minnesota | 2 | $ 209,000 | $ 104,500 | $ 903,000 |
| Isanti, Minnesota | 2 | $ 367,000 | $ 183,500 | $ 76,000 |
| Kanabec, Minnesota | 2 | $ 328,000 | $ 164,000 | $ 55,000 |
| Mower, Minnesota | 2 | $ 304,000 | $ 152,000 | $ 43,000 |
| Olmsted, Minnesota | 2 | $ 270,000 | $ 135,000 | $ 114,000 |
| Rice, Minnesota | 2 | $ 344,000 | $ 172,000 | $ 62,000 |
| Stearns, Minnesota | 2 | $ 285,000 | $ 142,500 | $ 34,000 |
| Todd, Minnesota | 2 | $ 150,000 | $ 75,000 | $ 23,000 |
| Winona, Minnesota | 2 | $ 120,000 | $ 60,000 | $ 46,000 |
| Harrison, Mississippi | 2 | $ 270,000 | $ 135,000 | $ 73,000 |
| Warren, Mississippi | 2 | $ 266,000 | $ 133,000 | $ 43,000 |
| Winston, Mississippi | 2 | $ 142,000 | $ 71,000 | $ 45,000 |
| Douglas, Nebraska | 2 | $ 218,000 | $ 109,000 | $ 0 |
| Sarpy, Nebraska | 2 | $ 218,000 | $ 109,000 | $ 0 |
| Westchester, New York | 2 | $ 500,000 | $ 250,000 | $ 101,000 |
| Cabarrus, North Carolina | 2 | $ 133,000 | $ 66,500 | $ 0 |
| Morton, North Dakota | 2 | $ 164,000 | $ 82,000 | $ 18,000 |
| Ward, North Dakota | 2 | $ 224,000 | $ 112,000 | $ 50,000 |
| Jefferson, Ohio | 2 | $ 187,000 | $ 93,500 | $ 0 |
| Knox, Ohio | 2 | $ 145,000 | $ 72,500 | $ 0 |
| Lake, Ohio | 2 | $ 325,000 | $ 162,500 | $ 20,000 |
| Lawrence, Ohio | 2 | $ 159,000 | $ 79,500 | $ 0 |
| Scioto, Ohio | 2 | $ 199,000 | $ 99,500 | $ 15,000 |
| Seneca, Ohio | 2 | $ 119,000 | $ 59,500 | $ 19,000 |
| Rogers, Oklahoma | 2 | $ 305,000 | $ 152,500 | $ 135,000 |
| Lawrence, Pennsylvania | 2 | $ 30,000 | $ 15,000 | $ 0 |
| Colleton, South Carolina | 2 | $ 111,000 | $ 55,500 | $ 0 |
| Greenville, South Carolina | 2 | $ 197,000 | $ 98,500 | $ 17,000 |
| Oconee, South Carolina | 2 | $ 186,000 | $ 93,000 | $ 61,000 |
| Codington, South Dakota | 2 | $ 212,000 | $ 106,000 | $ 74,000 |
| Blount, Tennessee | 2 | $ 136,000 | $ 68,000 | $ 36,000 |
| Greene, Tennessee | 2 | $ 196,000 | $ 98,000 | $ 47,000 |
| Haywood, Tennessee | 2 | $ 108,000 | $ 54,000 | $ 32,000 |
| Carson, Texas | 2 | $ 54,000 | $ 27,000 | $ 55,000 |
| Comal, Texas | 2 | $ 637,000 | $ 318,500 | $ 19,000 |
| Henderson, Texas | 2 | $ 197,000 | $ 98,500 | $ 23,000 |
| Taylor, Texas | 2 | $ 105,000 | $ 52,500 | $ 30,000 |
| Travis, Texas | 2 | $ 143,000 | $ 71,500 | $ 42,000 |
| Wise, Texas | 2 | $ 168,000 | $ 84,000 | $ 20,000 |
| Chesterfield, Virginia | 2 | $ 210,000 | $ 105,000 | $ 17,000 |
| Fauquier, Virginia | 2 | $ 458,000 | $ 229,000 | $ 31,000 |
| Henrico, Virginia | 2 | $ 124,000 | $ 62,000 | $ 37,000 |
| Norfolk, Virginia | 2 | $ 166,000 | $ 83,000 | $ 11,000 |
| Suffolk, Virginia | 2 | $ 218,000 | $ 109,000 | $ 0 |
| Doddridge, West Virginia | 2 | $ 171,000 | $ 85,500 | $ 46,000 |
| Morgan, West Virginia | 2 | $ 154,000 | $ 77,000 | $ 19,000 |
| Ohio, West Virginia | 2 | $ 178,000 | $ 89,000 | $ 31,000 |
| Summers, West Virginia | 2 | $ 122,000 | $ 61,000 | $ 24,000 |
| Tyler, West Virginia | 2 | $ 163,000 | $ 81,500 | $ 66,000 |
| Buffalo, Wisconsin | 2 | $ 116,000 | $ 58,000 | $ 14,000 |
| Grant, Wisconsin | 2 | $ 270,000 | $ 135,000 | $ 50,000 |
| Lafayette, Wisconsin | 2 | $ 151,000 | $ 75,500 | $ 48,000 |
| Menominee, Wisconsin | 2 | $ 338,000 | $ 169,000 | $ 114,000 |
| Pierce, Wisconsin | 2 | $ 142,000 | $ 71,000 | $ 35,000 |
| Polk, Wisconsin | 2 | $ 226,000 | $ 113,000 | $ 63,000 |
| Laramie, Wyoming | 2 | $ 197,000 | $ 98,500 | $ 0 |
| Arkansas, Arkansas | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Bradley, Arkansas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Jefferson, Arkansas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Alameda, California | 1 | $ 322,000 | $ 322,000 | $ 123,000 |
| Mariposa, California | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Monterey, California | 1 | $ 394,000 | $ 394,000 | $ 63,000 |
| Orange, California | 1 | $ 473,000 | $ 473,000 | $ 212,000 |
| San Bernardino, California | 1 | $ 400,000 | $ 400,000 | $ 180,000 |
| Santa Clara, California | 1 | $ 284,000 | $ 284,000 | $ 62,000 |
| Santa Cruz, California | 1 | $ 227,000 | $ 227,000 | $ 62,000 |
| Sutter, California | 1 | $ 329,000 | $ 329,000 | $ 50,000 |
| Tehama, California | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Tuolumne, California | 1 | $ 555,000 | $ 555,000 | $ 103,000 |
| Ventura, California | 1 | $ 183,000 | $ 183,000 | $ 34,000 |
| Adams, Colorado | 1 | $ 207,000 | $ 207,000 | $ 54,000 |
| Garfield, Colorado | 1 | $ 241,000 | $ 241,000 | $ 67,000 |
| Jefferson, Colorado | 1 | $ 100,000 | $ 100,000 | $ 82,000 |
| Kit Carson, Colorado | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Mesa, Colorado | 1 | $ 108,000 | $ 108,000 | $ 60,000 |
| Litchfield, Connecticut | 1 | $ 71,000 | $ 71,000 | $ 26,000 |
| Leon, Florida | 1 | $ 32,000 | $ 32,000 | $ 0 |
| DeKalb, Georgia | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Champaign, Illinois | 1 | $ 129,000 | $ 129,000 | $ 34,000 |
| Clark, Illinois | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Clinton, Illinois | 1 | $ 71,000 | $ 71,000 | $ 51,000 |
| De Witt, Illinois | 1 | $ 48,000 | $ 48,000 | $ 32,000 |
| Douglas, Illinois | 1 | $ 56,000 | $ 56,000 | $ 30,000 |
| Iroquois, Illinois | 1 | $ 140,000 | $ 140,000 | $ 120,000 |
| Jasper, Illinois | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Jersey, Illinois | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Jo Daviess, Illinois | 1 | $ 200,000 | $ 200,000 | $ 66,000 |
| Macon, Illinois | 1 | $ 50,000 | $ 50,000 | $ 0 |
| McLean, Illinois | 1 | $ 288,000 | $ 288,000 | $ 114,000 |
| Montgomery, Illinois | 1 | $ 66,000 | $ 66,000 | $ 70,000 |
| Putnam, Illinois | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Saline, Illinois | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Stark, Illinois | 1 | $ 64,000 | $ 64,000 | $ 0 |
| White, Illinois | 1 | $ 56,000 | $ 56,000 | $ 60,000 |
| Bartholomew, Indiana | 1 | $ 111,000 | $ 111,000 | $ 30,000 |
| Clark, Indiana | 1 | $ 92,000 | $ 92,000 | $ 61,000 |
| Clay, Indiana | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Clinton, Indiana | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Dearborn, Indiana | 1 | $ 98,000 | $ 98,000 | $ 45,000 |
| Dubois, Indiana | 1 | $ 60,000 | $ 60,000 | $ 52,000 |
| Fayette, Indiana | 1 | $ 30,000 | $ 30,000 | $ 11,000 |
| Gibson, Indiana | 1 | $ 79,000 | $ 79,000 | $ 32,000 |
| Greene, Indiana | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| Huntington, Indiana | 1 | $ 20,000 | $ 20,000 | $ 36,000 |
| Jackson, Indiana | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Knox, Indiana | 1 | $ 77,000 | $ 77,000 | $ 48,000 |
| LaGrange, Indiana | 1 | $ 231,000 | $ 231,000 | $ 90,000 |
| Martin, Indiana | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
| Noble, Indiana | 1 | $ 31,000 | $ 31,000 | $ 50,000 |
| Pulaski, Indiana | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Putnam, Indiana | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Ripley, Indiana | 1 | $ 11,000 | $ 11,000 | $ 78,000 |
| Rush, Indiana | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Steuben, Indiana | 1 | $ 98,000 | $ 98,000 | $ 32,000 |
| Sullivan, Indiana | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Tippecanoe, Indiana | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Vanderburgh, Indiana | 1 | $ 35,000 | $ 35,000 | $ 28,000 |
| Wabash, Indiana | 1 | $ 130,000 | $ 130,000 | $ 69,000 |
| Warrick, Indiana | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
| White, Indiana | 1 | $ 52,000 | $ 52,000 | $ 35,000 |
| Audubon, Iowa | 1 | $ 33,000 | $ 33,000 | $ 59,000 |
| Buena Vista, Iowa | 1 | $ 40,000 | $ 40,000 | $ 29,000 |
| Calhoun, Iowa | 1 | $ 77,000 | $ 77,000 | $ 57,000 |
| Carroll, Iowa | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Cherokee, Iowa | 1 | $ 87,000 | $ 87,000 | $ 48,000 |
| Clarke, Iowa | 1 | $ 56,000 | $ 56,000 | $ 35,000 |
| Dubuque, Iowa | 1 | $ 112,000 | $ 112,000 | $ 52,000 |
| Floyd, Iowa | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Kossuth, Iowa | 1 | $ 80,000 | $ 80,000 | $ 16,000 |
| Lucas, Iowa | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Mills, Iowa | 1 | $ 171,000 | $ 171,000 | $ 95,000 |
| Montgomery, Iowa | 1 | $ 80,000 | $ 80,000 | $ 19,000 |
| O'Brien, Iowa | 1 | $ 76,000 | $ 76,000 | $ 46,000 |
| Osceola, Iowa | 1 | $ 74,000 | $ 74,000 | $ 48,000 |
| Plymouth, Iowa | 1 | $ 260,000 | $ 260,000 | $ 100,000 |
| Poweshiek, Iowa | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Ringgold, Iowa | 1 | $ 74,000 | $ 74,000 | $ 30,000 |
| Tama, Iowa | 1 | $ 72,000 | $ 72,000 | $ 30,000 |
| Winnebago, Iowa | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Wright, Iowa | 1 | $ 45,000 | $ 45,000 | $ 35,000 |
| East Feliciana, Louisiana | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Baltimore, Maryland | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Prince George's, Maryland | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Bristol, Massachusetts | 1 | $ 160,000 | $ 160,000 | $ 32,000 |
| Worcester, Massachusetts | 1 | $ 288,000 | $ 288,000 | $ 0 |
| Newaygo, Michigan | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Benton, Minnesota | 1 | $ 141,000 | $ 141,000 | $ 58,000 |
| Cass, Minnesota | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Goodhue, Minnesota | 1 | $ 87,000 | $ 87,000 | $ 38,000 |
| Hubbard, Minnesota | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Itasca, Minnesota | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Lake, Minnesota | 1 | $ 280,000 | $ 280,000 | $ 0 |
| McLeod, Minnesota | 1 | $ 90,000 | $ 90,000 | $ 48,000 |
| Meeker, Minnesota | 1 | $ 999,000 | $ 999,000 | $ 0 |
| Mille Lacs, Minnesota | 1 | $ 120,000 | $ 120,000 | $ 26,000 |
| Morrison, Minnesota | 1 | $ 163,000 | $ 163,000 | $ 180,000 |
| Otter Tail, Minnesota | 1 | $ 68,000 | $ 68,000 | $ 48,000 |
| Polk, Minnesota | 1 | $ 61,000 | $ 61,000 | $ 49,000 |
| Pope, Minnesota | 1 | $ 51,000 | $ 51,000 | $ 40,000 |
| Sherburne, Minnesota | 1 | $ 141,000 | $ 141,000 | $ 39,000 |
| Chickasaw, Mississippi | 1 | $ 160,000 | $ 160,000 | $ 98,000 |
| Claiborne, Mississippi | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Grenada, Mississippi | 1 | $ 64,000 | $ 64,000 | $ 21,000 |
| Lee, Mississippi | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Leflore, Mississippi | 1 | $ 53,000 | $ 53,000 | $ 57,000 |
| Newton, Mississippi | 1 | $ 90,000 | $ 90,000 | $ 94,000 |
| Panola, Mississippi | 1 | $ 98,000 | $ 98,000 | $ 65,000 |
| Rankin, Mississippi | 1 | $ 84,000 | $ 84,000 | $ 77,000 |
| Scott, Mississippi | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Washington, Mississippi | 1 | $ 48,000 | $ 48,000 | $ 42,000 |
| Yazoo, Mississippi | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Andrew, Missouri | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Caldwell, Missouri | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Cass, Missouri | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Clinton, Missouri | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| DeKalb, Missouri | 1 | $ 68,000 | $ 68,000 | $ 40,000 |
| Franklin, Missouri | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Gentry, Missouri | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Platte, Missouri | 1 | $ 114,000 | $ 114,000 | $ 99,000 |
| Ralls, Missouri | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
| Saline, Missouri | 1 | $ 54,000 | $ 54,000 | $ 12,000 |
| Stone, Missouri | 1 | $ 66,000 | $ 66,000 | $ 34,000 |
Mortgage Loan Application Detail Totals for First Capital Financial Servic in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,543 | $372,280,000 | $114,384 | $1,487,000 | $42,692 | $3,084,000 |
| Home Purchase | 2,782 | $306,448,000 | $132,363 | $999,000 | $24,606 | $1,968,000 |
| Home Improvement | 4 | $233,000 | $45,500 | $97,000 | $32,000 | $60,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 4,730 | $500,125,000 | $124,694 | $1,487,000 | $24,888 | $3,084,000 |
| White | 1,293 | $141,401,000 | $128,090 | $920,000 | $55,954 | $615,000 |
| Hispanic | 136 | $16,267,000 | $112,600 | $530,000 | $47,400 | $233,000 |
| Black or African American | 134 | $15,229,000 | $103,222 | $600,000 | $50,444 | $240,000 |
| Asian | 30 | $4,930,000 | $141,571 | $750,000 | $60,285 | $282,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $875,000 | $271,500 | $378,000 | $114,000 | $156,000 |
| American Indian or Alaskan Native | 2 | $134,000 | $67,000 | $90,000 | $30,500 | $31,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,255 | $671,887,000 | $125,638 | $1,487,000 | $26,888 | $3,084,000 |
| FHA-insured (Federal Housing Administration) | 70 | $6,683,000 | $99,000 | $170,000 | $39,000 | $123,000 |
| VA-guaranteed (Veterans Administration) | 4 | $391,000 | $105,333 | $134,000 | $59,000 | $81,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 2,423 | $254,655,000 | $128,300 | $667,000 | $35,700 | $1,068,000 |
| Application Denied By Financial Institution | 1,651 | $171,042,000 | $119,781 | $1,487,000 | $21,406 | $3,084,000 |
| Loan Originated | 1,138 | $127,906,000 | $122,470 | $600,000 | $56,882 | $615,000 |
| Application Withdrawn By Applicant | 998 | $109,328,000 | $120,900 | $919,000 | $45,950 | $720,000 |
| File Closed For Incompleteness | 99 | $13,632,000 | $131,133 | $999,000 | $9,733 | $426,000 |
| Preapproval Approved but not Accepted | 17 | $1,691,000 | $99,000 | $148,000 | $48,000 | $59,000 |
| Preapproval Denied by Financial Institution | 3 | $707,000 | $235,000 | $388,000 | $67,000 | $99,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 374 | $37,078,000 | $112,333 | $760,000 | $37,944 | $1,968,000 |
| Other | 361 | $37,276,000 | $107,826 | $554,000 | $50,826 | $1,836,000 |
| Debt-To-Income Ratio | 66 | $6,784,000 | $100,615 | $920,000 | $32,307 | $185,000 |
| Collateral | 66 | $6,381,000 | $114,866 | $324,000 | $32,466 | $780,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 31 | $2,988,000 | $111,100 | $282,000 | $31,300 | $1,260,000 |
| Employment History | 16 | $1,498,000 | $92,666 | $142,000 | $27,833 | $360,000 |
| Unverifiable Information | 15 | $1,744,000 | $123,000 | $287,000 | $46,000 | $276,000 |
| Credit Application Incomplete | 3 | $340,000 | $113,000 | $137,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Capital Financial Servic's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Capital Financial Servic's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.
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