First Century Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
First Century Bank, National Association 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Century Bank, National Association 807 Dorsey St Gainesville, GA 30501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,251 |
| Total Mortgage Loan Application Amount | $280,119,000 |
| Average Mortgage Loan Application Amount | $212,000 |
| Highest Mortgage Loan Application Amount | $722,000 |
| Average Applicant Income | $106,000 |
| Highest Applicant Income | $1,482,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with First Century Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Century Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down First Century Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Century Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by First Century Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Century Bank, National Association's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 77 | $ 20,169,000 | $ 261,000 | $ 145,000 |
| Forsyth County Georgia | 44 | $ 10,915,000 | $ 248,000 | $ 108,000 |
| Cobb County Georgia | 42 | $ 8,559,000 | $ 203,000 | $ 106,000 |
| Gwinnett County Georgia | 39 | $ 7,304,000 | $ 187,000 | $ 84,000 |
| Houston County Georgia | 38 | $ 5,669,000 | $ 149,000 | $ 66,000 |
| DeKalb County Georgia | 37 | $ 7,501,000 | $ 202,000 | $ 107,000 |
| Cherokee County Georgia | 28 | $ 4,597,000 | $ 164,000 | $ 74,000 |
| Los Angeles County California | 24 | $ 8,574,000 | $ 357,000 | $ 119,000 |
| Maricopa County Arizona | 23 | $ 5,314,000 | $ 231,000 | $ 110,000 |
| Orange County California | 18 | $ 5,980,000 | $ 332,000 | $ 114,000 |
| Hall County Georgia | 16 | $ 2,552,000 | $ 159,000 | $ 99,000 |
| King County Washington | 14 | $ 4,155,000 | $ 296,000 | $ 156,000 |
| Jefferson County Alabama | 13 | $ 2,991,000 | $ 230,000 | $ 92,000 |
| San Diego County California | 13 | $ 4,582,000 | $ 352,000 | $ 136,000 |
| Fayette County Georgia | 13 | $ 3,038,000 | $ 233,000 | $ 93,000 |
| Riverside County California | 10 | $ 1,879,000 | $ 187,000 | $ 86,000 |
| Sacramento County California | 10 | $ 1,781,000 | $ 178,000 | $ 108,000 |
| Montgomery County Maryland | 10 | $ 2,726,000 | $ 272,000 | $ 255,000 |
| Oakland County Michigan | 10 | $ 2,105,000 | $ 210,000 | $ 125,000 |
| Fairfax County Virginia | 10 | $ 3,153,000 | $ 315,000 | $ 150,000 |
| Palm Beach County Florida | 9 | $ 1,734,000 | $ 192,000 | $ 87,000 |
| St. Louis County Missouri | 9 | $ 1,501,000 | $ 166,000 | $ 84,000 |
| Cook County Illinois | 8 | $ 2,468,000 | $ 308,000 | $ 146,000 |
| Broward County Florida | 7 | $ 1,525,000 | $ 217,000 | $ 140,000 |
| Henry County Georgia | 7 | $ 793,000 | $ 113,000 | $ 38,000 |
| Middlesex County Massachusetts | 7 | $ 1,961,000 | $ 280,000 | $ 106,000 |
| Cullman County Alabama | 6 | $ 900,000 | $ 150,000 | $ 55,000 |
| Montgomery County Alabama | 6 | $ 1,279,000 | $ 213,000 | $ 153,000 |
| Alameda County California | 6 | $ 2,222,000 | $ 370,000 | $ 120,000 |
| Santa Clara County California | 6 | $ 2,332,000 | $ 388,000 | $ 124,000 |
| Douglas County Nebraska | 6 | $ 1,178,000 | $ 196,000 | $ 107,000 |
| Greenville County South Carolina | 6 | $ 865,000 | $ 144,000 | $ 66,000 |
| Harris County Texas | 6 | $ 1,172,000 | $ 195,000 | $ 152,000 |
| Pima County Arizona | 5 | $ 987,000 | $ 197,000 | $ 85,000 |
| Jefferson County Colorado | 5 | $ 1,547,000 | $ 309,000 | $ 142,000 |
| Lee County Florida | 5 | $ 1,174,000 | $ 234,000 | $ 112,000 |
| Paulding County Georgia | 5 | $ 796,000 | $ 159,000 | $ 74,000 |
| Monmouth County New Jersey | 5 | $ 1,521,000 | $ 304,000 | $ 109,000 |
| Suffolk County New York | 5 | $ 1,274,000 | $ 254,000 | $ 111,000 |
| Westchester County New York | 5 | $ 1,630,000 | $ 326,000 | $ 148,000 |
| Delaware County Ohio | 5 | $ 1,229,000 | $ 245,000 | $ 126,000 |
| Williamson County Tennessee | 5 | $ 1,278,000 | $ 255,000 | $ 108,000 |
| Bexar County Texas | 5 | $ 1,005,000 | $ 201,000 | $ 171,000 |
| Collin County Texas | 5 | $ 1,144,000 | $ 228,000 | $ 243,000 |
| Prince William County Virginia | 5 | $ 1,651,000 | $ 330,000 | $ 126,000 |
| Snohomish County Washington | 5 | $ 1,357,000 | $ 271,000 | $ 127,000 |
| Baldwin County Alabama | 4 | $ 1,019,000 | $ 254,000 | $ 116,000 |
| Madison County Alabama | 4 | $ 646,000 | $ 161,000 | $ 96,000 |
| Pinal County Arizona | 4 | $ 589,000 | $ 147,000 | $ 172,000 |
| Placer County California | 4 | $ 1,189,000 | $ 297,000 | $ 152,000 |
| Ventura County California | 4 | $ 735,000 | $ 183,000 | $ 73,000 |
| Fairfield County Connecticut | 4 | $ 1,018,000 | $ 254,000 | $ 81,000 |
| Bibb County Georgia | 4 | $ 526,000 | $ 131,000 | $ 62,000 |
| Clarke County Georgia | 4 | $ 424,000 | $ 106,000 | $ 16,000 |
| Dawson County Georgia | 4 | $ 435,000 | $ 108,000 | $ 55,000 |
| Oconee County Georgia | 4 | $ 747,000 | $ 186,000 | $ 48,000 |
| DuPage County Illinois | 4 | $ 1,007,000 | $ 251,000 | $ 158,000 |
| Lafayette County Louisiana | 4 | $ 526,000 | $ 131,000 | $ 81,000 |
| Anne Arundel County Maryland | 4 | $ 964,000 | $ 241,000 | $ 105,000 |
| Baltimore City County Maryland | 4 | $ 538,000 | $ 134,000 | $ 82,000 |
| Howard County Maryland | 4 | $ 1,216,000 | $ 304,000 | $ 182,000 |
| Macomb County Michigan | 4 | $ 779,000 | $ 194,000 | $ 121,000 |
| Washtenaw County Michigan | 4 | $ 950,000 | $ 237,000 | $ 130,000 |
| Hennepin County Minnesota | 4 | $ 1,159,000 | $ 289,000 | $ 106,000 |
| Mecklenburg County North Carolina | 4 | $ 1,282,000 | $ 320,000 | $ 101,000 |
| Allegheny County Pennsylvania | 4 | $ 809,000 | $ 202,000 | $ 87,000 |
| Bucks County Pennsylvania | 4 | $ 1,058,000 | $ 264,000 | $ 117,000 |
| Jefferson County Tennessee | 4 | $ 958,000 | $ 239,000 | $ 84,000 |
| Fort Bend County Texas | 4 | $ 801,000 | $ 200,000 | $ 202,000 |
| Montgomery County Texas | 4 | $ 598,000 | $ 149,000 | $ 89,000 |
| Travis County Texas | 4 | $ 741,000 | $ 185,000 | $ 87,000 |
| Morgan County Alabama | 3 | $ 628,000 | $ 209,000 | $ 49,000 |
| Anchorage County Alaska | 3 | $ 1,092,000 | $ 364,000 | $ 156,000 |
| Yavapai County Arizona | 3 | $ 636,000 | $ 212,000 | $ 71,000 |
| Contra Costa County California | 3 | $ 1,095,000 | $ 365,000 | $ 115,000 |
| Nevada County California | 3 | $ 980,000 | $ 326,000 | $ 86,000 |
| San Bernardino County California | 3 | $ 823,000 | $ 274,000 | $ 101,000 |
| San Luis Obispo County California | 3 | $ 894,000 | $ 298,000 | $ 93,000 |
| San Mateo County California | 3 | $ 1,142,000 | $ 380,000 | $ 562,000 |
| Santa Barbara County California | 3 | $ 1,142,000 | $ 380,000 | $ 160,000 |
| Denver County Colorado | 3 | $ 844,000 | $ 281,000 | $ 110,000 |
| Douglas County Colorado | 3 | $ 798,000 | $ 266,000 | $ 86,000 |
| New Haven County Connecticut | 3 | $ 545,000 | $ 181,000 | $ 91,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,026,000 | $ 342,000 | $ 72,000 |
| St. Johns County Florida | 3 | $ 506,000 | $ 168,000 | $ 80,000 |
| Sumter County Florida | 3 | $ 433,000 | $ 144,000 | $ 0 |
| Barrow County Georgia | 3 | $ 577,000 | $ 192,000 | $ 95,000 |
| Coweta County Georgia | 3 | $ 325,000 | $ 108,000 | $ 35,000 |
| Pickens County Georgia | 3 | $ 526,000 | $ 175,000 | $ 31,000 |
| Walton County Georgia | 3 | $ 365,000 | $ 121,000 | $ 78,000 |
| Marion County Indiana | 3 | $ 358,000 | $ 119,000 | $ 48,000 |
| Johnson County Kansas | 3 | $ 377,000 | $ 125,000 | $ 73,000 |
| Sedgwick County Kansas | 3 | $ 434,000 | $ 144,000 | $ 111,000 |
| Hampshire County Massachusetts | 3 | $ 841,000 | $ 280,000 | $ 122,000 |
| Suffolk County Massachusetts | 3 | $ 685,000 | $ 228,000 | $ 121,000 |
| Wayne County Michigan | 3 | $ 393,000 | $ 131,000 | $ 76,000 |
| Washoe County Nevada | 3 | $ 821,000 | $ 273,000 | $ 146,000 |
| Hillsborough County New Hampshire | 3 | $ 474,000 | $ 158,000 | $ 77,000 |
| Bergen County New Jersey | 3 | $ 1,162,000 | $ 387,000 | $ 156,000 |
| Gloucester County New Jersey | 3 | $ 704,000 | $ 234,000 | $ 84,000 |
| Morris County New Jersey | 3 | $ 910,000 | $ 303,000 | $ 137,000 |
| Somerset County New Jersey | 3 | $ 1,341,000 | $ 447,000 | $ 207,000 |
| Nassau County New York | 3 | $ 1,266,000 | $ 422,000 | $ 114,000 |
| Wake County North Carolina | 3 | $ 1,167,000 | $ 389,000 | $ 190,000 |
| Franklin County Ohio | 3 | $ 733,000 | $ 244,000 | $ 140,000 |
| Lorain County Ohio | 3 | $ 615,000 | $ 205,000 | $ 137,000 |
| Multnomah County Oregon | 3 | $ 1,108,000 | $ 369,000 | $ 171,000 |
| Delaware County Pennsylvania | 3 | $ 661,000 | $ 220,000 | $ 61,000 |
| Charleston County South Carolina | 3 | $ 992,000 | $ 330,000 | $ 207,000 |
| Oconee County South Carolina | 3 | $ 1,001,000 | $ 333,000 | $ 111,000 |
| Richland County South Carolina | 3 | $ 838,000 | $ 279,000 | $ 155,000 |
| Spartanburg County South Carolina | 3 | $ 397,000 | $ 132,000 | $ 79,000 |
| Gregg County Texas | 3 | $ 356,000 | $ 118,000 | $ 87,000 |
| Hays County Texas | 3 | $ 622,000 | $ 207,000 | $ 82,000 |
| Salt Lake County Utah | 3 | $ 750,000 | $ 250,000 | $ 69,000 |
| Clark County Washington | 3 | $ 473,000 | $ 157,000 | $ 98,000 |
| Mobile County Alabama | 2 | $ 286,000 | $ 143,000 | $ 88,000 |
| Shelby County Alabama | 2 | $ 348,000 | $ 174,000 | $ 80,000 |
| Tuscaloosa County Alabama | 2 | $ 405,000 | $ 202,000 | $ 71,000 |
| Navajo County Arizona | 2 | $ 440,000 | $ 220,000 | $ 112,000 |
| Pulaski County Arkansas | 2 | $ 430,000 | $ 215,000 | $ 143,000 |
| Santa Cruz County California | 2 | $ 519,000 | $ 259,000 | $ 94,000 |
| Solano County California | 2 | $ 357,000 | $ 178,000 | $ 109,000 |
| Sonoma County California | 2 | $ 615,000 | $ 307,000 | $ 135,000 |
| Yolo County California | 2 | $ 442,000 | $ 221,000 | $ 118,000 |
| Boulder County Colorado | 2 | $ 462,000 | $ 231,000 | $ 95,000 |
| Weld County Colorado | 2 | $ 395,000 | $ 197,000 | $ 91,000 |
| Hartford County Connecticut | 2 | $ 407,000 | $ 203,000 | $ 102,000 |
| New Castle County Delaware | 2 | $ 427,000 | $ 213,000 | $ 99,000 |
| Brevard County Florida | 2 | $ 588,000 | $ 294,000 | $ 184,000 |
| Citrus County Florida | 2 | $ 257,000 | $ 128,000 | $ 50,000 |
| Miami-Dade County Florida | 2 | $ 767,000 | $ 383,000 | $ 131,000 |
| Pasco County Florida | 2 | $ 578,000 | $ 289,000 | $ 171,000 |
| Pinellas County Florida | 2 | $ 343,000 | $ 171,000 | $ 131,000 |
| Seminole County Florida | 2 | $ 651,000 | $ 325,000 | $ 89,000 |
| Walton County Florida | 2 | $ 620,000 | $ 310,000 | $ 339,000 |
| Carroll County Georgia | 2 | $ 105,000 | $ 52,000 | $ 81,000 |
| Colquitt County Georgia | 2 | $ 273,000 | $ 136,000 | $ 21,000 |
| Jackson County Georgia | 2 | $ 299,000 | $ 149,000 | $ 111,000 |
| Monroe County Georgia | 2 | $ 613,000 | $ 306,000 | $ 101,000 |
| Newton County Georgia | 2 | $ 193,000 | $ 96,000 | $ 14,000 |
| Peach County Georgia | 2 | $ 277,000 | $ 138,000 | $ 62,000 |
| Polk County Georgia | 2 | $ 332,000 | $ 166,000 | $ 34,000 |
| Putnam County Georgia | 2 | $ 399,000 | $ 199,000 | $ 105,000 |
| Rockdale County Georgia | 2 | $ 167,000 | $ 83,000 | $ 18,000 |
| Sumter County Georgia | 2 | $ 255,000 | $ 127,000 | $ 52,000 |
| White County Georgia | 2 | $ 842,000 | $ 421,000 | $ 116,000 |
| Hawaii County Hawaii | 2 | $ 560,000 | $ 280,000 | $ 99,000 |
| Maui County Hawaii | 2 | $ 530,000 | $ 265,000 | $ 93,000 |
| Bonner County Idaho | 2 | $ 220,000 | $ 110,000 | $ 47,000 |
| Lake County Illinois | 2 | $ 590,000 | $ 295,000 | $ 175,000 |
| Will County Illinois | 2 | $ 560,000 | $ 280,000 | $ 96,000 |
| Fayette County Kentucky | 2 | $ 438,000 | $ 219,000 | $ 238,000 |
| Jefferson County Kentucky | 2 | $ 471,000 | $ 235,000 | $ 119,000 |
| Kenton County Kentucky | 2 | $ 264,000 | $ 132,000 | $ 38,000 |
| East Baton Rouge County Louisiana | 2 | $ 296,000 | $ 148,000 | $ 99,000 |
| Jefferson County Louisiana | 2 | $ 364,000 | $ 182,000 | $ 135,000 |
| Baltimore County Maryland | 2 | $ 485,000 | $ 242,000 | $ 206,000 |
| Frederick County Maryland | 2 | $ 606,000 | $ 303,000 | $ 114,000 |
| Franklin County Massachusetts | 2 | $ 299,000 | $ 149,000 | $ 56,000 |
| Norfolk County Massachusetts | 2 | $ 863,000 | $ 431,000 | $ 259,000 |
| Worcester County Massachusetts | 2 | $ 451,000 | $ 225,000 | $ 76,000 |
| Flathead County Montana | 2 | $ 694,000 | $ 347,000 | $ 74,000 |
| Missoula County Montana | 2 | $ 491,000 | $ 245,000 | $ 93,000 |
| Sarpy County Nebraska | 2 | $ 256,000 | $ 128,000 | $ 123,000 |
| Clark County Nevada | 2 | $ 307,000 | $ 153,000 | $ 57,000 |
| Middlesex County New Jersey | 2 | $ 414,000 | $ 207,000 | $ 109,000 |
| Ocean County New Jersey | 2 | $ 520,000 | $ 260,000 | $ 194,000 |
| Erie County New York | 2 | $ 652,000 | $ 326,000 | $ 356,000 |
| Queens County New York | 2 | $ 333,000 | $ 166,000 | $ 88,000 |
| Durham County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 38,000 |
| Guilford County North Carolina | 2 | $ 248,000 | $ 124,000 | $ 76,000 |
| Union County North Carolina | 2 | $ 515,000 | $ 257,000 | $ 96,000 |
| Cuyahoga County Ohio | 2 | $ 215,000 | $ 107,000 | $ 119,000 |
| Hamilton County Ohio | 2 | $ 439,000 | $ 219,000 | $ 100,000 |
| Lake County Ohio | 2 | $ 543,000 | $ 271,000 | $ 226,000 |
| Lucas County Ohio | 2 | $ 254,000 | $ 127,000 | $ 62,000 |
| Warren County Ohio | 2 | $ 494,000 | $ 247,000 | $ 166,000 |
| Marion County Oregon | 2 | $ 321,000 | $ 160,000 | $ 71,000 |
| Washington County Oregon | 2 | $ 464,000 | $ 232,000 | $ 124,000 |
| Carbon County Pennsylvania | 2 | $ 352,000 | $ 176,000 | $ 64,000 |
| York County Pennsylvania | 2 | $ 366,000 | $ 183,000 | $ 69,000 |
| Anderson County South Carolina | 2 | $ 409,000 | $ 204,000 | $ 49,000 |
| Beaufort County South Carolina | 2 | $ 447,000 | $ 223,000 | $ 86,000 |
| Knox County Tennessee | 2 | $ 574,000 | $ 287,000 | $ 136,000 |
| Shelby County Tennessee | 2 | $ 471,000 | $ 235,000 | $ 73,000 |
| Sumner County Tennessee | 2 | $ 344,000 | $ 172,000 | $ 48,000 |
| Denton County Texas | 2 | $ 379,000 | $ 189,000 | $ 79,000 |
| Tarrant County Texas | 2 | $ 383,000 | $ 191,000 | $ 76,000 |
| Wichita County Texas | 2 | $ 357,000 | $ 178,000 | $ 173,000 |
| Summit County Utah | 2 | $ 741,000 | $ 370,000 | $ 265,000 |
| Arlington County Virginia | 2 | $ 649,000 | $ 324,000 | $ 126,000 |
| Chesterfield County Virginia | 2 | $ 539,000 | $ 269,000 | $ 145,000 |
| Henrico County Virginia | 2 | $ 355,000 | $ 177,000 | $ 52,000 |
| James City County Virginia | 2 | $ 523,000 | $ 261,000 | $ 438,000 |
| Loudoun County Virginia | 2 | $ 484,000 | $ 242,000 | $ 146,000 |
| York County Virginia | 2 | $ 660,000 | $ 330,000 | $ 120,000 |
| Kitsap County Washington | 2 | $ 525,000 | $ 262,000 | $ 111,000 |
| Kittitas County Washington | 2 | $ 553,000 | $ 276,000 | $ 210,000 |
| Pierce County Washington | 2 | $ 352,000 | $ 176,000 | $ 80,000 |
| Spokane County Washington | 2 | $ 566,000 | $ 283,000 | $ 121,000 |
| Elmore County Alabama | 1 | $ 137,000 | $ 137,000 | $ 40,000 |
| Lauderdale County Alabama | 1 | $ 211,000 | $ 211,000 | $ 85,000 |
| Limestone County Alabama | 1 | $ 157,000 | $ 157,000 | $ 77,000 |
| Marshall County Alabama | 1 | $ 177,000 | $ 177,000 | $ 109,000 |
| Randolph County Alabama | 1 | $ 292,000 | $ 292,000 | $ 106,000 |
| Matanuska-Susitna County Alaska | 1 | $ 202,000 | $ 202,000 | $ 103,000 |
| Gila County Arizona | 1 | $ 207,000 | $ 207,000 | $ 169,000 |
| Benton County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| Craighead County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 131,000 |
| Garland County Arkansas | 1 | $ 90,000 | $ 90,000 | $ 103,000 |
| Saline County Arkansas | 1 | $ 99,000 | $ 99,000 | $ 158,000 |
| Sebastian County Arkansas | 1 | $ 172,000 | $ 172,000 | $ 99,000 |
| El Dorado County California | 1 | $ 238,000 | $ 238,000 | $ 80,000 |
| Kings County California | 1 | $ 93,000 | $ 93,000 | $ 46,000 |
| Napa County California | 1 | $ 212,000 | $ 212,000 | $ 82,000 |
| San Joaquin County California | 1 | $ 226,000 | $ 226,000 | $ 140,000 |
| Shasta County California | 1 | $ 254,000 | $ 254,000 | $ 228,000 |
| Arapahoe County Colorado | 1 | $ 175,000 | $ 175,000 | $ 216,000 |
| El Paso County Colorado | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Larimer County Colorado | 1 | $ 240,000 | $ 240,000 | $ 65,000 |
| Middlesex County Connecticut | 1 | $ 353,000 | $ 353,000 | $ 125,000 |
| Sussex County Delaware | 1 | $ 304,000 | $ 304,000 | $ 77,000 |
| Charlotte County Florida | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Clay County Florida | 1 | $ 151,000 | $ 151,000 | $ 52,000 |
| Collier County Florida | 1 | $ 226,000 | $ 226,000 | $ 95,000 |
| Lake County Florida | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Orange County Florida | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Osceola County Florida | 1 | $ 276,000 | $ 276,000 | $ 227,000 |
| Sarasota County Florida | 1 | $ 79,000 | $ 79,000 | $ 44,000 |
| St. Lucie County Florida | 1 | $ 121,000 | $ 121,000 | $ 39,000 |
| Volusia County Florida | 1 | $ 185,000 | $ 185,000 | $ 113,000 |
| Banks County Georgia | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Bartow County Georgia | 1 | $ 206,000 | $ 206,000 | $ 62,000 |
| Bryan County Georgia | 1 | $ 238,000 | $ 238,000 | $ 192,000 |
| Camden County Georgia | 1 | $ 201,000 | $ 201,000 | $ 84,000 |
| Catoosa County Georgia | 1 | $ 132,000 | $ 132,000 | $ 44,000 |
| Clayton County Georgia | 1 | $ 77,000 | $ 77,000 | $ 37,000 |
| Columbia County Georgia | 1 | $ 150,000 | $ 150,000 | $ 65,000 |
| Crisp County Georgia | 1 | $ 58,000 | $ 58,000 | $ 24,000 |
| Dougherty County Georgia | 1 | $ 98,000 | $ 98,000 | $ 56,000 |
| Douglas County Georgia | 1 | $ 83,000 | $ 83,000 | $ 84,000 |
| Floyd County Georgia | 1 | $ 108,000 | $ 108,000 | $ 78,000 |
| Franklin County Georgia | 1 | $ 169,000 | $ 169,000 | $ 170,000 |
| Haralson County Georgia | 1 | $ 228,000 | $ 228,000 | $ 119,000 |
| Harris County Georgia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Irwin County Georgia | 1 | $ 120,000 | $ 120,000 | $ 51,000 |
| Jones County Georgia | 1 | $ 295,000 | $ 295,000 | $ 74,000 |
| Liberty County Georgia | 1 | $ 189,000 | $ 189,000 | $ 146,000 |
| Lowndes County Georgia | 1 | $ 100,000 | $ 100,000 | $ 80,000 |
| Lumpkin County Georgia | 1 | $ 104,000 | $ 104,000 | $ 65,000 |
| Rabun County Georgia | 1 | $ 143,000 | $ 143,000 | $ 200,000 |
| Walker County Georgia | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Ware County Georgia | 1 | $ 249,000 | $ 249,000 | $ 92,000 |
| Whitfield County Georgia | 1 | $ 331,000 | $ 331,000 | $ 72,000 |
| Ada County Idaho | 1 | $ 170,000 | $ 170,000 | $ 56,000 |
| Coles County Illinois | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| Kane County Illinois | 1 | $ 361,000 | $ 361,000 | $ 207,000 |
| McHenry County Illinois | 1 | $ 185,000 | $ 185,000 | $ 104,000 |
| Washington County Illinois | 1 | $ 128,000 | $ 128,000 | $ 69,000 |
| Elkhart County Indiana | 1 | $ 127,000 | $ 127,000 | $ 46,000 |
| Grant County Indiana | 1 | $ 150,000 | $ 150,000 | $ 52,000 |
| Jackson County Indiana | 1 | $ 236,000 | $ 236,000 | $ 118,000 |
| LaGrange County Indiana | 1 | $ 184,000 | $ 184,000 | $ 35,000 |
| Porter County Indiana | 1 | $ 173,000 | $ 173,000 | $ 114,000 |
| St. Joseph County Indiana | 1 | $ 360,000 | $ 360,000 | $ 124,000 |
| Dallas County Iowa | 1 | $ 204,000 | $ 204,000 | $ 75,000 |
| Polk County Iowa | 1 | $ 144,000 | $ 144,000 | $ 81,000 |
| Scott County Iowa | 1 | $ 288,000 | $ 288,000 | $ 0 |
| Cowley County Kansas | 1 | $ 57,000 | $ 57,000 | $ 19,000 |
| Shawnee County Kansas | 1 | $ 229,000 | $ 229,000 | $ 105,000 |
| Jessamine County Kentucky | 1 | $ 400,000 | $ 400,000 | $ 158,000 |
| Bossier County Louisiana | 1 | $ 122,000 | $ 122,000 | $ 111,000 |
| Rapides County Louisiana | 1 | $ 160,000 | $ 160,000 | $ 50,000 |
| St. Landry County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Cumberland County Maine | 1 | $ 129,000 | $ 129,000 | $ 131,000 |
| Franklin County Maine | 1 | $ 67,000 | $ 67,000 | $ 24,000 |
| Knox County Maine | 1 | $ 250,000 | $ 250,000 | $ 187,000 |
| York County Maine | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Calvert County Maryland | 1 | $ 165,000 | $ 165,000 | $ 120,000 |
| Carroll County Maryland | 1 | $ 165,000 | $ 165,000 | $ 122,000 |
| Cecil County Maryland | 1 | $ 200,000 | $ 200,000 | $ 141,000 |
| Charles County Maryland | 1 | $ 72,000 | $ 72,000 | $ 60,000 |
| Prince George's County Maryland | 1 | $ 151,000 | $ 151,000 | $ 161,000 |
| Washington County Maryland | 1 | $ 148,000 | $ 148,000 | $ 150,000 |
| Barnstable County Massachusetts | 1 | $ 414,000 | $ 414,000 | $ 135,000 |
| Bristol County Massachusetts | 1 | $ 250,000 | $ 250,000 | $ 46,000 |
| Plymouth County Massachusetts | 1 | $ 230,000 | $ 230,000 | $ 76,000 |
| Kent County Michigan | 1 | $ 388,000 | $ 388,000 | $ 180,000 |
| Livingston County Michigan | 1 | $ 267,000 | $ 267,000 | $ 140,000 |
| Mackinac County Michigan | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Crow Wing County Minnesota | 1 | $ 128,000 | $ 128,000 | $ 53,000 |
| Washington County Minnesota | 1 | $ 223,000 | $ 223,000 | $ 116,000 |
| DeSoto County Mississippi | 1 | $ 93,000 | $ 93,000 | $ 28,000 |
| Jackson County Mississippi | 1 | $ 100,000 | $ 100,000 | $ 17,000 |
| Boone County Missouri | 1 | $ 181,000 | $ 181,000 | $ 143,000 |
| Cass County Missouri | 1 | $ 190,000 | $ 190,000 | $ 93,000 |
| Clay County Missouri | 1 | $ 62,000 | $ 62,000 | $ 42,000 |
| Daviess County Missouri | 1 | $ 181,000 | $ 181,000 | $ 50,000 |
| Greene County Missouri | 1 | $ 108,000 | $ 108,000 | $ 20,000 |
| Jackson County Missouri | 1 | $ 117,000 | $ 117,000 | $ 127,000 |
| Lincoln County Missouri | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| McDonald County Missouri | 1 | $ 306,000 | $ 306,000 | $ 199,000 |
| Morgan County Missouri | 1 | $ 120,000 | $ 120,000 | $ 230,000 |
| Phelps County Missouri | 1 | $ 160,000 | $ 160,000 | $ 93,000 |
| Platte County Missouri | 1 | $ 101,000 | $ 101,000 | $ 66,000 |
| Gallatin County Montana | 1 | $ 299,000 | $ 299,000 | $ 73,000 |
| Lincoln County Nebraska | 1 | $ 120,000 | $ 120,000 | $ 64,000 |
| Rockingham County New Hampshire | 1 | $ 240,000 | $ 240,000 | $ 106,000 |
| Atlantic County New Jersey | 1 | $ 323,000 | $ 323,000 | $ 180,000 |
| Camden County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Cape May County New Jersey | 1 | $ 198,000 | $ 198,000 | $ 97,000 |
| Hunterdon County New Jersey | 1 | $ 412,000 | $ 412,000 | $ 111,000 |
| Mercer County New Jersey | 1 | $ 150,000 | $ 150,000 | $ 67,000 |
| Passaic County New Jersey | 1 | $ 160,000 | $ 160,000 | $ 155,000 |
| Salem County New Jersey | 1 | $ 103,000 | $ 103,000 | $ 44,000 |
| Sussex County New Jersey | 1 | $ 147,000 | $ 147,000 | $ 72,000 |
| Warren County New Jersey | 1 | $ 312,000 | $ 312,000 | $ 87,000 |
| Bernalillo County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 89,000 |
| Eddy County New Mexico | 1 | $ 240,000 | $ 240,000 | $ 100,000 |
| Sandoval County New Mexico | 1 | $ 193,000 | $ 193,000 | $ 116,000 |
| Columbia County New York | 1 | $ 261,000 | $ 261,000 | $ 0 |
| Genesee County New York | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Kings County New York | 1 | $ 150,000 | $ 150,000 | $ 32,000 |
| Putnam County New York | 1 | $ 243,000 | $ 243,000 | $ 78,000 |
| Rensselaer County New York | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Schenectady County New York | 1 | $ 56,000 | $ 56,000 | $ 50,000 |
| Steuben County New York | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Ulster County New York | 1 | $ 300,000 | $ 300,000 | $ 134,000 |
| Warren County New York | 1 | $ 207,000 | $ 207,000 | $ 194,000 |
| Yates County New York | 1 | $ 333,000 | $ 333,000 | $ 278,000 |
| Ashe County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 88,000 |
| Catawba County North Carolina | 1 | $ 161,000 | $ 161,000 | $ 99,000 |
| Clay County North Carolina | 1 | $ 330,000 | $ 330,000 | $ 652,000 |
| Haywood County North Carolina | 1 | $ 352,000 | $ 352,000 | $ 99,000 |
| Moore County North Carolina | 1 | $ 328,000 | $ 328,000 | $ 90,000 |
| Pamlico County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 117,000 |
| Rutherford County North Carolina | 1 | $ 153,000 | $ 153,000 | $ 55,000 |
| Medina County Ohio | 1 | $ 160,000 | $ 160,000 | $ 85,000 |
| Sandusky County Ohio | 1 | $ 92,000 | $ 92,000 | $ 28,000 |
| Stark County Ohio | 1 | $ 123,000 | $ 123,000 | $ 63,000 |
| Summit County Ohio | 1 | $ 213,000 | $ 213,000 | $ 160,000 |
| Wayne County Ohio | 1 | $ 201,000 | $ 201,000 | $ 120,000 |
| Wood County Ohio | 1 | $ 148,000 | $ 148,000 | $ 102,000 |
| Osage County Oklahoma | 1 | $ 127,000 | $ 127,000 | $ 34,000 |
| Tulsa County Oklahoma | 1 | $ 199,000 | $ 199,000 | $ 100,000 |
| Clackamas County Oregon | 1 | $ 385,000 | $ 385,000 | $ 171,000 |
| Linn County Oregon | 1 | $ 241,000 | $ 241,000 | $ 69,000 |
| Yamhill County Oregon | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
| Chester County Pennsylvania | 1 | $ 198,000 | $ 198,000 | $ 135,000 |
| Cumberland County Pennsylvania | 1 | $ 247,000 | $ 247,000 | $ 147,000 |
| Lehigh County Pennsylvania | 1 | $ 183,000 | $ 183,000 | $ 82,000 |
| Luzerne County Pennsylvania | 1 | $ 216,000 | $ 216,000 | $ 166,000 |
| Mercer County Pennsylvania | 1 | $ 202,000 | $ 202,000 | $ 69,000 |
| Philadelphia County Pennsylvania | 1 | $ 207,000 | $ 207,000 | $ 686,000 |
| Pike County Pennsylvania | 1 | $ 229,000 | $ 229,000 | $ 188,000 |
| Kent County Rhode Island | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| Newport County Rhode Island | 1 | $ 400,000 | $ 400,000 | $ 128,000 |
| Washington County Rhode Island | 1 | $ 114,000 | $ 114,000 | $ 66,000 |
| Aiken County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 68,000 |
| Colleton County South Carolina | 1 | $ 219,000 | $ 219,000 | $ 115,000 |
| Dorchester County South Carolina | 1 | $ 128,000 | $ 128,000 | $ 94,000 |
| Horry County South Carolina | 1 | $ 129,000 | $ 129,000 | $ 73,000 |
| Lexington County South Carolina | 1 | $ 78,000 | $ 78,000 | $ 34,000 |
| Pickens County South Carolina | 1 | $ 149,000 | $ 149,000 | $ 77,000 |
| Bradley County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 98,000 |
| Davidson County Tennessee | 1 | $ 220,000 | $ 220,000 | $ 55,000 |
| Franklin County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 75,000 |
| Hamblen County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 39,000 |
| Madison County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 138,000 |
| Rutherford County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 62,000 |
| Sevier County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 198,000 |
| White County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 132,000 |
| Angelina County Texas | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Atascosa County Texas | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Brazoria County Texas | 1 | $ 325,000 | $ 325,000 | $ 251,000 |
| Dallas County Texas | 1 | $ 320,000 | $ 320,000 | $ 170,000 |
| Galveston County Texas | 1 | $ 172,000 | $ 172,000 | $ 152,000 |
| Hood County Texas | 1 | $ 173,000 | $ 173,000 | $ 78,000 |
| Hunt County Texas | 1 | $ 182,000 | $ 182,000 | $ 92,000 |
| Matagorda County Texas | 1 | $ 152,000 | $ 152,000 | $ 126,000 |
| Parker County Texas | 1 | $ 85,000 | $ 85,000 | $ 64,000 |
| Williamson County Texas | 1 | $ 87,000 | $ 87,000 | $ 128,000 |
| Davis County Utah | 1 | $ 335,000 | $ 335,000 | $ 81,000 |
| Utah County Utah | 1 | $ 232,000 | $ 232,000 | $ 132,000 |
| Chittenden County Vermont | 1 | $ 197,000 | $ 197,000 | $ 96,000 |
| Orange County Vermont | 1 | $ 97,000 | $ 97,000 | $ 45,000 |
| Rutland County Vermont | 1 | $ 97,000 | $ 97,000 | $ 105,000 |
| Essex County Virginia | 1 | $ 417,000 | $ 417,000 | $ 243,000 |
| Fairfax City County Virginia | 1 | $ 410,000 | $ 410,000 | $ 225,000 |
| Franklin County Virginia | 1 | $ 149,000 | $ 149,000 | $ 132,000 |
| Fredericksburg County Virginia | 1 | $ 383,000 | $ 383,000 | $ 191,000 |
| Virginia Beach County Virginia | 1 | $ 290,000 | $ 290,000 | $ 79,000 |
| Benton County Washington | 1 | $ 219,000 | $ 219,000 | $ 174,000 |
| Clallam County Washington | 1 | $ 120,000 | $ 120,000 | $ 32,000 |
| Skagit County Washington | 1 | $ 288,000 | $ 288,000 | $ 211,000 |
| Whitman County Washington | 1 | $ 131,000 | $ 131,000 | $ 59,000 |
| Yakima County Washington | 1 | $ 122,000 | $ 122,000 | $ 65,000 |
| Jefferson County West Virginia | 1 | $ 417,000 | $ 417,000 | $ 155,000 |
| Dane County Wisconsin | 1 | $ 159,000 | $ 159,000 | $ 61,000 |
| Walworth County Wisconsin | 1 | $ 326,000 | $ 326,000 | $ 280,000 |
| Waukesha County Wisconsin | 1 | $ 178,000 | $ 178,000 | $ 99,000 |
| Lincoln County Wyoming | 1 | $ 120,000 | $ 120,000 | $ 62,000 |
| Park County Wyoming | 1 | $ 332,000 | $ 332,000 | $ 226,000 |
Mortgage Loan Application Detail Totals for First Century Bank, National Association in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 991 | $230,154,000 | $232,000 | $722,000 | $114,000 | $1,482,000 |
| Home Purchase | 260 | $49,965,000 | $192,000 | $700,000 | $98,000 | $1,156,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 886 | $194,491,000 | $219,000 | $700,000 | $112,000 | $1,482,000 |
| Not Provided | 178 | $43,423,000 | $243,000 | $722,000 | $113,000 | $723,000 |
| Asian | 80 | $20,925,000 | $261,000 | $499,000 | $135,000 | $425,000 |
| Black or African American | 57 | $10,655,000 | $186,000 | $517,000 | $73,000 | $251,000 |
| Hispanic | 41 | $8,881,000 | $216,000 | $416,000 | $85,000 | $202,000 |
| Not applicable | 4 | $652,000 | $163,000 | $474,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 3 | $782,000 | $260,000 | $369,000 | $95,000 | $123,000 |
| American Indian or Alaskan Native | 2 | $310,000 | $155,000 | $202,000 | $61,000 | $103,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,012 | $236,690,000 | $233,000 | $722,000 | $122,000 | $1,482,000 |
| FHA-insured (Federal Housing Administration) | 197 | $35,224,000 | $178,000 | $700,000 | $63,000 | $235,000 |
| VA-guaranteed (Veterans Administration) | 35 | $7,402,000 | $211,000 | $431,000 | $67,000 | $219,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $803,000 | $114,000 | $157,000 | $43,000 | $65,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 814 | $182,206,000 | $223,000 | $722,000 | $115,000 | $1,482,000 |
| Application Withdrawn By Applicant | 253 | $56,429,000 | $223,000 | $695,000 | $107,000 | $686,000 |
| Application Denied By Financial Institution | 165 | $36,740,000 | $222,000 | $568,000 | $97,000 | $425,000 |
| Application Approved But Not Accepted | 14 | $3,082,000 | $220,000 | $418,000 | $100,000 | $224,000 |
| File Closed For Incompleteness | 5 | $1,662,000 | $332,000 | $613,000 | $153,000 | $225,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 74 | $17,802,000 | $240,000 | $517,000 | $110,000 | $425,000 |
| Debt-To-Income Ratio | 34 | $6,978,000 | $205,000 | $568,000 | $73,000 | $280,000 |
| Credit History | 22 | $4,120,000 | $187,000 | $405,000 | $81,000 | $199,000 |
| Credit Application Incomplete | 19 | $4,275,000 | $225,000 | $520,000 | $124,000 | $264,000 |
| Other | 6 | $1,087,000 | $181,000 | $242,000 | $106,000 | $176,000 |
| Unverifiable Information | 6 | $1,889,000 | $314,000 | $450,000 | $80,000 | $164,000 |
| Employment History | 3 | $481,000 | $160,000 | $252,000 | $57,000 | $60,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $108,000 | $108,000 | $108,000 | $50,000 | $50,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Century Bank, National Association's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Century Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.