First Century Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
First Century Bank, National Association 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Century Bank, National Association 807 Dorsey St Gainesville, GA 30501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,713 |
| Total Mortgage Loan Application Amount | $437,663,000 |
| Average Mortgage Loan Application Amount | $190,666 |
| Highest Mortgage Loan Application Amount | $900,000 |
| Average Applicant Income | $124,000 |
| Highest Applicant Income | $978,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with First Century Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Century Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down First Century Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Century Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by First Century Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Century Bank, National Association's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 81 | $ 22,567,000 | $ 278,000 | $ 148,000 |
| Maricopa County Arizona | 48 | $ 11,056,000 | $ 230,000 | $ 106,000 |
| Cobb County Georgia | 48 | $ 11,955,000 | $ 249,000 | $ 116,000 |
| Houston County Georgia | 42 | $ 4,985,000 | $ 118,000 | $ 50,000 |
| King County Washington | 35 | $ 10,093,000 | $ 288,000 | $ 125,000 |
| Fairfax County Virginia | 31 | $ 11,885,000 | $ 383,000 | $ 158,000 |
| Oakland County Michigan | 30 | $ 7,546,000 | $ 251,000 | $ 142,000 |
| DeKalb County Georgia | 28 | $ 6,894,000 | $ 246,000 | $ 125,000 |
| Los Angeles County California | 26 | $ 10,302,000 | $ 396,000 | $ 158,000 |
| Gwinnett County Georgia | 26 | $ 5,921,000 | $ 227,000 | $ 92,000 |
| Forsyth County Georgia | 24 | $ 6,770,000 | $ 282,000 | $ 121,000 |
| Cook County Illinois | 23 | $ 6,747,000 | $ 293,000 | $ 107,000 |
| Honolulu County Hawaii | 22 | $ 9,211,000 | $ 418,000 | $ 108,000 |
| Orange County California | 19 | $ 7,174,000 | $ 377,000 | $ 132,000 |
| San Diego County California | 18 | $ 6,405,000 | $ 355,000 | $ 142,000 |
| Jefferson County Colorado | 17 | $ 3,914,000 | $ 230,000 | $ 98,000 |
| Clark County Nevada | 17 | $ 3,878,000 | $ 228,000 | $ 102,000 |
| Snohomish County Washington | 17 | $ 4,788,000 | $ 281,000 | $ 109,000 |
| Washington County Oregon | 14 | $ 3,778,000 | $ 269,000 | $ 91,000 |
| Montgomery County Pennsylvania | 14 | $ 3,547,000 | $ 253,000 | $ 135,000 |
| Harris County Texas | 14 | $ 3,598,000 | $ 257,000 | $ 127,000 |
| Santa Clara County California | 13 | $ 5,809,000 | $ 446,000 | $ 132,000 |
| Hall County Georgia | 13 | $ 2,017,000 | $ 155,000 | $ 80,000 |
| Salt Lake County Utah | 12 | $ 3,508,000 | $ 292,000 | $ 116,000 |
| Loudoun County Virginia | 12 | $ 4,505,000 | $ 375,000 | $ 172,000 |
| Adams County Colorado | 11 | $ 2,789,000 | $ 253,000 | $ 81,000 |
| Miami-Dade County Florida | 11 | $ 1,814,000 | $ 164,000 | $ 45,000 |
| Cherokee County Georgia | 11 | $ 2,162,000 | $ 196,000 | $ 94,000 |
| Middlesex County Massachusetts | 11 | $ 3,422,000 | $ 311,000 | $ 125,000 |
| Sacramento County California | 10 | $ 2,910,000 | $ 291,000 | $ 163,000 |
| Jackson County Georgia | 10 | $ 1,483,000 | $ 148,000 | $ 64,000 |
| Wayne County Michigan | 10 | $ 2,690,000 | $ 269,000 | $ 153,000 |
| Washoe County Nevada | 10 | $ 2,357,000 | $ 235,000 | $ 74,000 |
| Alameda County California | 9 | $ 3,435,000 | $ 381,000 | $ 120,000 |
| San Bernardino County California | 9 | $ 2,044,000 | $ 227,000 | $ 112,000 |
| Douglas County Colorado | 9 | $ 2,448,000 | $ 272,000 | $ 96,000 |
| Montgomery County Maryland | 9 | $ 3,001,000 | $ 333,000 | $ 131,000 |
| Madison County Alabama | 8 | $ 1,997,000 | $ 249,000 | $ 148,000 |
| Pima County Arizona | 8 | $ 2,152,000 | $ 269,000 | $ 119,000 |
| Fresno County California | 8 | $ 1,393,000 | $ 174,000 | $ 48,000 |
| San Mateo County California | 8 | $ 2,842,000 | $ 355,000 | $ 147,000 |
| Arapahoe County Colorado | 8 | $ 2,110,000 | $ 263,000 | $ 115,000 |
| Palm Beach County Florida | 8 | $ 2,930,000 | $ 366,000 | $ 209,000 |
| Will County Illinois | 8 | $ 2,083,000 | $ 260,000 | $ 152,000 |
| Howard County Maryland | 8 | $ 2,375,000 | $ 296,000 | $ 136,000 |
| Jackson County Missouri | 8 | $ 1,676,000 | $ 209,000 | $ 95,000 |
| Cuyahoga County Ohio | 8 | $ 1,992,000 | $ 249,000 | $ 178,000 |
| Clackamas County Oregon | 8 | $ 2,328,000 | $ 291,000 | $ 96,000 |
| Chester County Pennsylvania | 8 | $ 2,239,000 | $ 279,000 | $ 162,000 |
| Denton County Texas | 8 | $ 1,843,000 | $ 230,000 | $ 123,000 |
| Denver County Colorado | 7 | $ 1,943,000 | $ 277,000 | $ 120,000 |
| Orange County Florida | 7 | $ 1,615,000 | $ 230,000 | $ 127,000 |
| Sumter County Florida | 7 | $ 745,000 | $ 106,000 | $ 0 |
| Fayette County Georgia | 7 | $ 1,691,000 | $ 241,000 | $ 81,000 |
| DuPage County Illinois | 7 | $ 1,817,000 | $ 259,000 | $ 102,000 |
| Hennepin County Minnesota | 7 | $ 1,594,000 | $ 227,000 | $ 117,000 |
| Bernalillo County New Mexico | 7 | $ 1,928,000 | $ 275,000 | $ 128,000 |
| Greenville County South Carolina | 7 | $ 1,211,000 | $ 173,000 | $ 63,000 |
| Shelby County Tennessee | 7 | $ 2,970,000 | $ 424,000 | $ 92,000 |
| Williamson County Tennessee | 7 | $ 1,955,000 | $ 279,000 | $ 83,000 |
| Utah County Utah | 7 | $ 2,170,000 | $ 310,000 | $ 102,000 |
| Riverside County California | 6 | $ 1,580,000 | $ 263,000 | $ 139,000 |
| Boulder County Colorado | 6 | $ 1,949,000 | $ 324,000 | $ 134,000 |
| Broward County Florida | 6 | $ 976,000 | $ 162,000 | $ 69,000 |
| Clarke County Georgia | 6 | $ 1,113,000 | $ 185,000 | $ 70,000 |
| Peach County Georgia | 6 | $ 655,000 | $ 109,000 | $ 44,000 |
| Hamilton County Indiana | 6 | $ 1,378,000 | $ 229,000 | $ 106,000 |
| Frederick County Maryland | 6 | $ 1,797,000 | $ 299,000 | $ 143,000 |
| Franklin County Ohio | 6 | $ 1,591,000 | $ 265,000 | $ 117,000 |
| Multnomah County Oregon | 6 | $ 1,328,000 | $ 221,000 | $ 110,000 |
| Williamson County Texas | 6 | $ 1,304,000 | $ 217,000 | $ 88,000 |
| Davis County Utah | 6 | $ 1,459,000 | $ 243,000 | $ 110,000 |
| Jefferson County Alabama | 5 | $ 1,098,000 | $ 219,000 | $ 75,000 |
| Montgomery County Alabama | 5 | $ 1,307,000 | $ 261,000 | $ 102,000 |
| Anchorage County Alaska | 5 | $ 1,510,000 | $ 302,000 | $ 126,000 |
| Yavapai County Arizona | 5 | $ 810,000 | $ 162,000 | $ 85,000 |
| Contra Costa County California | 5 | $ 2,009,000 | $ 401,000 | $ 153,000 |
| San Joaquin County California | 5 | $ 1,099,000 | $ 219,000 | $ 86,000 |
| Broomfield County Colorado | 5 | $ 1,221,000 | $ 244,000 | $ 58,000 |
| Fairfield County Connecticut | 5 | $ 2,165,000 | $ 433,000 | $ 160,000 |
| New Haven County Connecticut | 5 | $ 1,131,000 | $ 226,000 | $ 69,000 |
| District of Columbia County District Of Columbia | 5 | $ 2,104,000 | $ 420,000 | $ 165,000 |
| Hillsborough County Florida | 5 | $ 1,203,000 | $ 240,000 | $ 109,000 |
| Lake County Florida | 5 | $ 279,000 | $ 55,000 | $ 0 |
| Lee County Florida | 5 | $ 1,228,000 | $ 245,000 | $ 87,000 |
| Sarasota County Florida | 5 | $ 823,000 | $ 164,000 | $ 42,000 |
| Bibb County Georgia | 5 | $ 787,000 | $ 157,000 | $ 49,000 |
| Morgan County Georgia | 5 | $ 721,000 | $ 144,000 | $ 21,000 |
| Walton County Georgia | 5 | $ 480,000 | $ 96,000 | $ 42,000 |
| Lake County Illinois | 5 | $ 1,580,000 | $ 316,000 | $ 127,000 |
| Jefferson County Kentucky | 5 | $ 1,351,000 | $ 270,000 | $ 116,000 |
| Macomb County Michigan | 5 | $ 955,000 | $ 191,000 | $ 102,000 |
| St. Louis County Missouri | 5 | $ 1,310,000 | $ 262,000 | $ 136,000 |
| Delaware County Ohio | 5 | $ 1,207,000 | $ 241,000 | $ 86,000 |
| Lorain County Ohio | 5 | $ 1,139,000 | $ 227,000 | $ 106,000 |
| Deschutes County Oregon | 5 | $ 1,144,000 | $ 228,000 | $ 83,000 |
| Allegheny County Pennsylvania | 5 | $ 1,215,000 | $ 243,000 | $ 174,000 |
| Spokane County Washington | 5 | $ 1,130,000 | $ 226,000 | $ 86,000 |
| El Paso County Colorado | 4 | $ 1,213,000 | $ 303,000 | $ 90,000 |
| New Castle County Delaware | 4 | $ 992,000 | $ 248,000 | $ 172,000 |
| Manatee County Florida | 4 | $ 954,000 | $ 238,000 | $ 86,000 |
| Marion County Florida | 4 | $ 296,000 | $ 74,000 | $ 0 |
| Barrow County Georgia | 4 | $ 651,000 | $ 162,000 | $ 119,000 |
| Greene County Georgia | 4 | $ 497,000 | $ 124,000 | $ 50,000 |
| Kauai County Hawaii | 4 | $ 1,830,000 | $ 457,000 | $ 105,000 |
| Ada County Idaho | 4 | $ 983,000 | $ 245,000 | $ 142,000 |
| Kootenai County Idaho | 4 | $ 952,000 | $ 238,000 | $ 83,000 |
| Marion County Indiana | 4 | $ 609,000 | $ 152,000 | $ 79,000 |
| Johnson County Kansas | 4 | $ 990,000 | $ 247,000 | $ 121,000 |
| Hampden County Massachusetts | 4 | $ 880,000 | $ 220,000 | $ 105,000 |
| Washtenaw County Michigan | 4 | $ 1,084,000 | $ 271,000 | $ 186,000 |
| Flathead County Montana | 4 | $ 770,000 | $ 192,000 | $ 66,000 |
| Gallatin County Montana | 4 | $ 1,134,000 | $ 283,000 | $ 85,000 |
| Hillsborough County New Hampshire | 4 | $ 1,049,000 | $ 262,000 | $ 128,000 |
| Suffolk County New York | 4 | $ 908,000 | $ 227,000 | $ 144,000 |
| Wake County North Carolina | 4 | $ 727,000 | $ 181,000 | $ 84,000 |
| Charleston County South Carolina | 4 | $ 879,000 | $ 219,000 | $ 64,000 |
| Davidson County Tennessee | 4 | $ 793,000 | $ 198,000 | $ 89,000 |
| Bexar County Texas | 4 | $ 963,000 | $ 240,000 | $ 178,000 |
| Collin County Texas | 4 | $ 1,019,000 | $ 254,000 | $ 143,000 |
| Arlington County Virginia | 4 | $ 1,565,000 | $ 391,000 | $ 195,000 |
| Prince William County Virginia | 4 | $ 1,037,000 | $ 259,000 | $ 93,000 |
| Benton County Washington | 4 | $ 1,081,000 | $ 270,000 | $ 147,000 |
| Pierce County Washington | 4 | $ 1,053,000 | $ 263,000 | $ 92,000 |
| Thurston County Washington | 4 | $ 1,048,000 | $ 262,000 | $ 110,000 |
| Coconino County Arizona | 3 | $ 899,000 | $ 299,000 | $ 111,000 |
| El Dorado County California | 3 | $ 862,000 | $ 287,000 | $ 133,000 |
| Kern County California | 3 | $ 692,000 | $ 230,000 | $ 104,000 |
| Marin County California | 3 | $ 1,324,000 | $ 441,000 | $ 131,000 |
| Placer County California | 3 | $ 948,000 | $ 316,000 | $ 115,000 |
| San Francisco County California | 3 | $ 1,249,000 | $ 416,000 | $ 90,000 |
| Sonoma County California | 3 | $ 749,000 | $ 249,000 | $ 154,000 |
| Larimer County Colorado | 3 | $ 722,000 | $ 240,000 | $ 103,000 |
| Hartford County Connecticut | 3 | $ 772,000 | $ 257,000 | $ 121,000 |
| Leon County Florida | 3 | $ 522,000 | $ 174,000 | $ 49,000 |
| Seminole County Florida | 3 | $ 503,000 | $ 167,000 | $ 46,000 |
| Bartow County Georgia | 3 | $ 600,000 | $ 200,000 | $ 108,000 |
| Bleckley County Georgia | 3 | $ 210,000 | $ 70,000 | $ 78,000 |
| Chatham County Georgia | 3 | $ 868,000 | $ 289,000 | $ 258,000 |
| Monroe County Georgia | 3 | $ 632,000 | $ 210,000 | $ 81,000 |
| Paulding County Georgia | 3 | $ 205,000 | $ 68,000 | $ 22,000 |
| Kane County Illinois | 3 | $ 694,000 | $ 231,000 | $ 83,000 |
| McHenry County Illinois | 3 | $ 507,000 | $ 169,000 | $ 94,000 |
| Polk County Iowa | 3 | $ 739,000 | $ 246,000 | $ 90,000 |
| Anne Arundel County Maryland | 3 | $ 1,037,000 | $ 345,000 | $ 157,000 |
| Worcester County Massachusetts | 3 | $ 1,019,000 | $ 339,000 | $ 129,000 |
| Carver County Minnesota | 3 | $ 710,000 | $ 236,000 | $ 163,000 |
| Ramsey County Minnesota | 3 | $ 733,000 | $ 244,000 | $ 122,000 |
| Monmouth County New Jersey | 3 | $ 625,000 | $ 208,000 | $ 269,000 |
| Passaic County New Jersey | 3 | $ 915,000 | $ 305,000 | $ 130,000 |
| Eddy County New Mexico | 3 | $ 595,000 | $ 198,000 | $ 75,000 |
| Sandoval County New Mexico | 3 | $ 602,000 | $ 200,000 | $ 111,000 |
| Santa Fe County New Mexico | 3 | $ 852,000 | $ 284,000 | $ 81,000 |
| Hamilton County Ohio | 3 | $ 674,000 | $ 224,000 | $ 106,000 |
| Lane County Oregon | 3 | $ 732,000 | $ 244,000 | $ 119,000 |
| Bucks County Pennsylvania | 3 | $ 741,000 | $ 247,000 | $ 182,000 |
| Dauphin County Pennsylvania | 3 | $ 911,000 | $ 303,000 | $ 161,000 |
| Chittenden County Vermont | 3 | $ 805,000 | $ 268,000 | $ 141,000 |
| Kitsap County Washington | 3 | $ 677,000 | $ 225,000 | $ 47,000 |
| Kenai Peninsula County Alaska | 2 | $ 293,000 | $ 146,000 | $ 121,000 |
| Navajo County Arizona | 2 | $ 596,000 | $ 298,000 | $ 182,000 |
| Yuma County Arizona | 2 | $ 404,000 | $ 202,000 | $ 71,000 |
| Butte County California | 2 | $ 456,000 | $ 228,000 | $ 52,000 |
| Monterey County California | 2 | $ 618,000 | $ 309,000 | $ 84,000 |
| Napa County California | 2 | $ 517,000 | $ 258,000 | $ 117,000 |
| San Luis Obispo County California | 2 | $ 735,000 | $ 367,000 | $ 110,000 |
| Solano County California | 2 | $ 549,000 | $ 274,000 | $ 112,000 |
| Ventura County California | 2 | $ 765,000 | $ 382,000 | $ 144,000 |
| Tolland County Connecticut | 2 | $ 508,000 | $ 254,000 | $ 127,000 |
| Clay County Florida | 2 | $ 928,000 | $ 464,000 | $ 174,000 |
| Collier County Florida | 2 | $ 254,000 | $ 127,000 | $ 14,000 |
| Pasco County Florida | 2 | $ 376,000 | $ 188,000 | $ 83,000 |
| Pinellas County Florida | 2 | $ 333,000 | $ 166,000 | $ 0 |
| Polk County Florida | 2 | $ 204,000 | $ 102,000 | $ 29,000 |
| St. Johns County Florida | 2 | $ 588,000 | $ 294,000 | $ 126,000 |
| Columbia County Georgia | 2 | $ 318,000 | $ 159,000 | $ 94,000 |
| Dawson County Georgia | 2 | $ 327,000 | $ 163,000 | $ 64,000 |
| Elbert County Georgia | 2 | $ 173,000 | $ 86,000 | $ 17,000 |
| Harris County Georgia | 2 | $ 147,000 | $ 73,000 | $ 0 |
| Hart County Georgia | 2 | $ 431,000 | $ 215,000 | $ 0 |
| Henry County Georgia | 2 | $ 358,000 | $ 179,000 | $ 60,000 |
| Newton County Georgia | 2 | $ 287,000 | $ 143,000 | $ 22,000 |
| Rockdale County Georgia | 2 | $ 349,000 | $ 174,000 | $ 60,000 |
| Towns County Georgia | 2 | $ 379,000 | $ 189,000 | $ 0 |
| Hawaii County Hawaii | 2 | $ 494,000 | $ 247,000 | $ 50,000 |
| Bannock County Idaho | 2 | $ 523,000 | $ 261,000 | $ 101,000 |
| Bonner County Idaho | 2 | $ 542,000 | $ 271,000 | $ 149,000 |
| Twin Falls County Idaho | 2 | $ 775,000 | $ 387,000 | $ 136,000 |
| Lake County Indiana | 2 | $ 403,000 | $ 201,000 | $ 85,000 |
| Prince George's County Maryland | 2 | $ 565,000 | $ 282,000 | $ 100,000 |
| Barnstable County Massachusetts | 2 | $ 593,000 | $ 296,000 | $ 117,000 |
| Norfolk County Massachusetts | 2 | $ 681,000 | $ 340,000 | $ 242,000 |
| Kent County Michigan | 2 | $ 375,000 | $ 187,000 | $ 94,000 |
| Livingston County Michigan | 2 | $ 409,000 | $ 204,000 | $ 44,000 |
| Scott County Minnesota | 2 | $ 484,000 | $ 242,000 | $ 167,000 |
| Clay County Missouri | 2 | $ 325,000 | $ 162,000 | $ 92,000 |
| Missoula County Montana | 2 | $ 524,000 | $ 262,000 | $ 58,000 |
| Douglas County Nebraska | 2 | $ 453,000 | $ 226,000 | $ 124,000 |
| Sarpy County Nebraska | 2 | $ 380,000 | $ 190,000 | $ 60,000 |
| Douglas County Nevada | 2 | $ 392,000 | $ 196,000 | $ 49,000 |
| Gloucester County New Jersey | 2 | $ 501,000 | $ 250,000 | $ 84,000 |
| Middlesex County New Jersey | 2 | $ 567,000 | $ 283,000 | $ 94,000 |
| Nassau County New York | 2 | $ 580,000 | $ 290,000 | $ 182,000 |
| Buncombe County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 67,000 |
| Lincoln County North Carolina | 2 | $ 527,000 | $ 263,000 | $ 202,000 |
| Mecklenburg County North Carolina | 2 | $ 572,000 | $ 286,000 | $ 110,000 |
| Pender County North Carolina | 2 | $ 473,000 | $ 236,000 | $ 211,000 |
| Butler County Ohio | 2 | $ 483,000 | $ 241,000 | $ 128,000 |
| Geauga County Ohio | 2 | $ 529,000 | $ 264,000 | $ 143,000 |
| Lucas County Ohio | 2 | $ 504,000 | $ 252,000 | $ 150,000 |
| Montgomery County Ohio | 2 | $ 334,000 | $ 167,000 | $ 0 |
| Warren County Ohio | 2 | $ 460,000 | $ 230,000 | $ 83,000 |
| Jackson County Oregon | 2 | $ 443,000 | $ 221,000 | $ 28,000 |
| Marion County Oregon | 2 | $ 478,000 | $ 239,000 | $ 126,000 |
| Lancaster County Pennsylvania | 2 | $ 402,000 | $ 201,000 | $ 49,000 |
| Luzerne County Pennsylvania | 2 | $ 389,000 | $ 194,000 | $ 80,000 |
| Horry County South Carolina | 2 | $ 275,000 | $ 137,000 | $ 112,000 |
| Lancaster County South Carolina | 2 | $ 537,000 | $ 268,000 | $ 75,000 |
| Oconee County South Carolina | 2 | $ 1,200,000 | $ 600,000 | $ 313,000 |
| Hamilton County Tennessee | 2 | $ 458,000 | $ 229,000 | $ 123,000 |
| Rutherford County Tennessee | 2 | $ 279,000 | $ 139,000 | $ 20,000 |
| Sumner County Tennessee | 2 | $ 451,000 | $ 225,000 | $ 31,000 |
| Galveston County Texas | 2 | $ 312,000 | $ 156,000 | $ 114,000 |
| Kendall County Texas | 2 | $ 462,000 | $ 231,000 | $ 141,000 |
| Washington County Utah | 2 | $ 407,000 | $ 203,000 | $ 67,000 |
| Fauquier County Virginia | 2 | $ 512,000 | $ 256,000 | $ 139,000 |
| Henrico County Virginia | 2 | $ 602,000 | $ 301,000 | $ 176,000 |
| Norfolk County Virginia | 2 | $ 407,000 | $ 203,000 | $ 38,000 |
| Rockingham County Virginia | 2 | $ 330,000 | $ 165,000 | $ 122,000 |
| Stafford County Virginia | 2 | $ 528,000 | $ 264,000 | $ 188,000 |
| York County Virginia | 2 | $ 551,000 | $ 275,000 | $ 172,000 |
| Chelan County Washington | 2 | $ 304,000 | $ 152,000 | $ 74,000 |
| Clark County Washington | 2 | $ 407,000 | $ 203,000 | $ 77,000 |
| Lewis County Washington | 2 | $ 503,000 | $ 251,000 | $ 71,000 |
| Walla Walla County Washington | 2 | $ 495,000 | $ 247,000 | $ 70,000 |
| Whatcom County Washington | 2 | $ 725,000 | $ 362,000 | $ 127,000 |
| Ozaukee County Wisconsin | 2 | $ 743,000 | $ 371,000 | $ 499,000 |
| Elmore County Alabama | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Jackson County Alabama | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| Mobile County Alabama | 1 | $ 135,000 | $ 135,000 | $ 202,000 |
| Shelby County Alabama | 1 | $ 396,000 | $ 396,000 | $ 200,000 |
| St. Clair County Alabama | 1 | $ 169,000 | $ 169,000 | $ 89,000 |
| Walker County Alabama | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Juneau County Alaska | 1 | $ 195,000 | $ 195,000 | $ 116,000 |
| Pinal County Arizona | 1 | $ 90,000 | $ 90,000 | $ 61,000 |
| Santa Cruz County Arizona | 1 | $ 181,000 | $ 181,000 | $ 60,000 |
| Craighead County Arkansas | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Poinsett County Arkansas | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 157,000 | $ 157,000 | $ 137,000 |
| Calaveras County California | 1 | $ 221,000 | $ 221,000 | $ 120,000 |
| Humboldt County California | 1 | $ 300,000 | $ 300,000 | $ 295,000 |
| Lassen County California | 1 | $ 326,000 | $ 326,000 | $ 154,000 |
| San Benito County California | 1 | $ 465,000 | $ 465,000 | $ 93,000 |
| Stanislaus County California | 1 | $ 233,000 | $ 233,000 | $ 76,000 |
| Tehama County California | 1 | $ 60,000 | $ 60,000 | $ 50,000 |
| Tulare County California | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Yolo County California | 1 | $ 366,000 | $ 366,000 | $ 121,000 |
| Eagle County Colorado | 1 | $ 401,000 | $ 401,000 | $ 100,000 |
| Elbert County Colorado | 1 | $ 288,000 | $ 288,000 | $ 69,000 |
| Garfield County Colorado | 1 | $ 277,000 | $ 277,000 | $ 73,000 |
| Mesa County Colorado | 1 | $ 231,000 | $ 231,000 | $ 128,000 |
| Pitkin County Colorado | 1 | $ 413,000 | $ 413,000 | $ 85,000 |
| Routt County Colorado | 1 | $ 399,000 | $ 399,000 | $ 85,000 |
| Weld County Colorado | 1 | $ 254,000 | $ 254,000 | $ 92,000 |
| Litchfield County Connecticut | 1 | $ 343,000 | $ 343,000 | $ 172,000 |
| Sussex County Delaware | 1 | $ 360,000 | $ 360,000 | $ 200,000 |
| Dixie County Florida | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Duval County Florida | 1 | $ 250,000 | $ 250,000 | $ 88,000 |
| Hendry County Florida | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Nassau County Florida | 1 | $ 345,000 | $ 345,000 | $ 71,000 |
| Osceola County Florida | 1 | $ 129,000 | $ 129,000 | $ 63,000 |
| Santa Rosa County Florida | 1 | $ 289,000 | $ 289,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Suwannee County Florida | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Bacon County Georgia | 1 | $ 88,000 | $ 88,000 | $ 113,000 |
| Banks County Georgia | 1 | $ 71,000 | $ 71,000 | $ 138,000 |
| Brooks County Georgia | 1 | $ 204,000 | $ 204,000 | $ 76,000 |
| Burke County Georgia | 1 | $ 132,000 | $ 132,000 | $ 64,000 |
| Camden County Georgia | 1 | $ 350,000 | $ 350,000 | $ 92,000 |
| Clayton County Georgia | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Coweta County Georgia | 1 | $ 388,000 | $ 388,000 | $ 97,000 |
| Crisp County Georgia | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Dougherty County Georgia | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Evans County Georgia | 1 | $ 40,000 | $ 40,000 | $ 84,000 |
| Fannin County Georgia | 1 | $ 263,000 | $ 263,000 | $ 139,000 |
| Franklin County Georgia | 1 | $ 62,000 | $ 62,000 | $ 83,000 |
| Gordon County Georgia | 1 | $ 260,000 | $ 260,000 | $ 160,000 |
| Habersham County Georgia | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Haralson County Georgia | 1 | $ 113,000 | $ 113,000 | $ 154,000 |
| Irwin County Georgia | 1 | $ 56,000 | $ 56,000 | $ 75,000 |
| Jasper County Georgia | 1 | $ 229,000 | $ 229,000 | $ 105,000 |
| Laurens County Georgia | 1 | $ 104,000 | $ 104,000 | $ 115,000 |
| Lowndes County Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Lumpkin County Georgia | 1 | $ 601,000 | $ 601,000 | $ 978,000 |
| Meriwether County Georgia | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Oconee County Georgia | 1 | $ 328,000 | $ 328,000 | $ 1,000 |
| Oglethorpe County Georgia | 1 | $ 46,000 | $ 46,000 | $ 120,000 |
| Pickens County Georgia | 1 | $ 94,000 | $ 94,000 | $ 138,000 |
| Pike County Georgia | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Polk County Georgia | 1 | $ 51,000 | $ 51,000 | $ 91,000 |
| Pulaski County Georgia | 1 | $ 64,000 | $ 64,000 | $ 29,000 |
| Putnam County Georgia | 1 | $ 391,000 | $ 391,000 | $ 0 |
| Spalding County Georgia | 1 | $ 296,000 | $ 296,000 | $ 66,000 |
| Stephens County Georgia | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Ware County Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Wilkes County Georgia | 1 | $ 51,000 | $ 51,000 | $ 39,000 |
| Maui County Hawaii | 1 | $ 516,000 | $ 516,000 | $ 129,000 |
| Bear Lake County Idaho | 1 | $ 175,000 | $ 175,000 | $ 171,000 |
| Macon County Illinois | 1 | $ 200,000 | $ 200,000 | $ 69,000 |
| Peoria County Illinois | 1 | $ 52,000 | $ 52,000 | $ 0 |
| St. Clair County Illinois | 1 | $ 393,000 | $ 393,000 | $ 120,000 |
| Allen County Indiana | 1 | $ 88,000 | $ 88,000 | $ 93,000 |
| Bartholomew County Indiana | 1 | $ 206,000 | $ 206,000 | $ 139,000 |
| Franklin County Indiana | 1 | $ 198,000 | $ 198,000 | $ 144,000 |
| Fulton County Indiana | 1 | $ 264,000 | $ 264,000 | $ 203,000 |
| Hendricks County Indiana | 1 | $ 219,000 | $ 219,000 | $ 117,000 |
| Madison County Indiana | 1 | $ 278,000 | $ 278,000 | $ 0 |
| Porter County Indiana | 1 | $ 127,000 | $ 127,000 | $ 64,000 |
| Benton County Iowa | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Dallas County Iowa | 1 | $ 265,000 | $ 265,000 | $ 218,000 |
| Johnson County Iowa | 1 | $ 216,000 | $ 216,000 | $ 97,000 |
| Lyon County Kansas | 1 | $ 205,000 | $ 205,000 | $ 180,000 |
| Campbell County Kentucky | 1 | $ 273,000 | $ 273,000 | $ 122,000 |
| Fayette County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 158,000 |
| Oldham County Kentucky | 1 | $ 264,000 | $ 264,000 | $ 182,000 |
| Spencer County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Caddo County Louisiana | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Jefferson County Louisiana | 1 | $ 376,000 | $ 376,000 | $ 174,000 |
| Lafourche County Louisiana | 1 | $ 179,000 | $ 179,000 | $ 53,000 |
| Terrebonne County Louisiana | 1 | $ 161,000 | $ 161,000 | $ 45,000 |
| Cumberland County Maine | 1 | $ 347,000 | $ 347,000 | $ 167,000 |
| York County Maine | 1 | $ 211,000 | $ 211,000 | $ 142,000 |
| Baltimore County Maryland | 1 | $ 435,000 | $ 435,000 | $ 266,000 |
| Calvert County Maryland | 1 | $ 357,000 | $ 357,000 | $ 131,000 |
| Berkshire County Massachusetts | 1 | $ 247,000 | $ 247,000 | $ 113,000 |
| Bristol County Massachusetts | 1 | $ 275,000 | $ 275,000 | $ 103,000 |
| Essex County Massachusetts | 1 | $ 263,000 | $ 263,000 | $ 142,000 |
| Plymouth County Massachusetts | 1 | $ 315,000 | $ 315,000 | $ 222,000 |
| Benzie County Michigan | 1 | $ 138,000 | $ 138,000 | $ 145,000 |
| Gladwin County Michigan | 1 | $ 220,000 | $ 220,000 | $ 127,000 |
| Houghton County Michigan | 1 | $ 213,000 | $ 213,000 | $ 77,000 |
| Lapeer County Michigan | 1 | $ 155,000 | $ 155,000 | $ 140,000 |
| Roscommon County Michigan | 1 | $ 120,000 | $ 120,000 | $ 89,000 |
| St. Clair County Michigan | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Anoka County Minnesota | 1 | $ 218,000 | $ 218,000 | $ 151,000 |
| Itasca County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 92,000 |
| Kanabec County Minnesota | 1 | $ 196,000 | $ 196,000 | $ 60,000 |
| Washington County Minnesota | 1 | $ 342,000 | $ 342,000 | $ 91,000 |
| DeSoto County Mississippi | 1 | $ 299,000 | $ 299,000 | $ 179,000 |
| Warren County Mississippi | 1 | $ 328,000 | $ 328,000 | $ 108,000 |
| Camden County Missouri | 1 | $ 406,000 | $ 406,000 | $ 75,000 |
| St. Charles County Missouri | 1 | $ 316,000 | $ 316,000 | $ 82,000 |
| St. Louis City County Missouri | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Madison County Montana | 1 | $ 895,000 | $ 895,000 | $ 640,000 |
| Sanders County Montana | 1 | $ 192,000 | $ 192,000 | $ 56,000 |
| Yellowstone County Montana | 1 | $ 260,000 | $ 260,000 | $ 56,000 |
| Merrimack County New Hampshire | 1 | $ 224,000 | $ 224,000 | $ 100,000 |
| Rockingham County New Hampshire | 1 | $ 273,000 | $ 273,000 | $ 141,000 |
| Sullivan County New Hampshire | 1 | $ 211,000 | $ 211,000 | $ 106,000 |
| Bergen County New Jersey | 1 | $ 230,000 | $ 230,000 | $ 59,000 |
| Burlington County New Jersey | 1 | $ 310,000 | $ 310,000 | $ 84,000 |
| Hunterdon County New Jersey | 1 | $ 407,000 | $ 407,000 | $ 243,000 |
| Morris County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 80,000 |
| Ocean County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 155,000 |
| Sussex County New Jersey | 1 | $ 339,000 | $ 339,000 | $ 180,000 |
| San Juan County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 74,000 |
| Valencia County New Mexico | 1 | $ 266,000 | $ 266,000 | $ 222,000 |
| Orange County New York | 1 | $ 273,000 | $ 273,000 | $ 72,000 |
| Westchester County New York | 1 | $ 375,000 | $ 375,000 | $ 137,000 |
| Yates County New York | 1 | $ 317,000 | $ 317,000 | $ 329,000 |
| Cabarrus County North Carolina | 1 | $ 309,000 | $ 309,000 | $ 95,000 |
| Chatham County North Carolina | 1 | $ 194,000 | $ 194,000 | $ 104,000 |
| Clay County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 75,000 |
| Cleveland County North Carolina | 1 | $ 233,000 | $ 233,000 | $ 111,000 |
| Currituck County North Carolina | 1 | $ 192,000 | $ 192,000 | $ 63,000 |
| Durham County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 111,000 |
| Macon County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 154,000 | $ 154,000 | $ 42,000 |
| Person County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Polk County North Carolina | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Union County North Carolina | 1 | $ 291,000 | $ 291,000 | $ 91,000 |
| Stark County Ohio | 1 | $ 328,000 | $ 328,000 | $ 156,000 |
| Benton County Oregon | 1 | $ 223,000 | $ 223,000 | $ 86,000 |
| Clatsop County Oregon | 1 | $ 123,000 | $ 123,000 | $ 47,000 |
| Douglas County Oregon | 1 | $ 280,000 | $ 280,000 | $ 102,000 |
| Hood River County Oregon | 1 | $ 134,000 | $ 134,000 | $ 85,000 |
| Josephine County Oregon | 1 | $ 121,000 | $ 121,000 | $ 28,000 |
| Polk County Oregon | 1 | $ 182,000 | $ 182,000 | $ 61,000 |
| Umatilla County Oregon | 1 | $ 395,000 | $ 395,000 | $ 400,000 |
| Yamhill County Oregon | 1 | $ 216,000 | $ 216,000 | $ 66,000 |
| Bedford County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 33,000 |
| Butler County Pennsylvania | 1 | $ 194,000 | $ 194,000 | $ 126,000 |
| Centre County Pennsylvania | 1 | $ 257,000 | $ 257,000 | $ 83,000 |
| Cumberland County Pennsylvania | 1 | $ 241,000 | $ 241,000 | $ 104,000 |
| Delaware County Pennsylvania | 1 | $ 340,000 | $ 340,000 | $ 257,000 |
| Lehigh County Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 132,000 |
| Monroe County Pennsylvania | 1 | $ 343,000 | $ 343,000 | $ 138,000 |
| Kent County Rhode Island | 1 | $ 237,000 | $ 237,000 | $ 85,000 |
| Newport County Rhode Island | 1 | $ 216,000 | $ 216,000 | $ 67,000 |
| Washington County Rhode Island | 1 | $ 332,000 | $ 332,000 | $ 208,000 |
| Anderson County South Carolina | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 339,000 | $ 339,000 | $ 104,000 |
| Pickens County South Carolina | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Spartanburg County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 97,000 |
| Fayette County Tennessee | 1 | $ 270,000 | $ 270,000 | $ 87,000 |
| Rhea County Tennessee | 1 | $ 251,000 | $ 251,000 | $ 301,000 |
| Tipton County Tennessee | 1 | $ 181,000 | $ 181,000 | $ 60,000 |
| Brazoria County Texas | 1 | $ 126,000 | $ 126,000 | $ 94,000 |
| Brazos County Texas | 1 | $ 100,000 | $ 100,000 | $ 23,000 |
| Cherokee County Texas | 1 | $ 175,000 | $ 175,000 | $ 104,000 |
| Dallas County Texas | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 165,000 | $ 165,000 | $ 112,000 |
| Montgomery County Texas | 1 | $ 195,000 | $ 195,000 | $ 207,000 |
| Parker County Texas | 1 | $ 229,000 | $ 229,000 | $ 146,000 |
| Cache County Utah | 1 | $ 182,000 | $ 182,000 | $ 115,000 |
| Iron County Utah | 1 | $ 139,000 | $ 139,000 | $ 44,000 |
| Summit County Utah | 1 | $ 293,000 | $ 293,000 | $ 120,000 |
| Weber County Utah | 1 | $ 610,000 | $ 610,000 | $ 220,000 |
| Addison County Vermont | 1 | $ 385,000 | $ 385,000 | $ 96,000 |
| Lamoille County Vermont | 1 | $ 282,000 | $ 282,000 | $ 202,000 |
| Alexandria County Virginia | 1 | $ 350,000 | $ 350,000 | $ 122,000 |
| Bedford County Virginia | 1 | $ 375,000 | $ 375,000 | $ 237,000 |
| Chesapeake County Virginia | 1 | $ 357,000 | $ 357,000 | $ 146,000 |
| Chesterfield County Virginia | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| Frederick County Virginia | 1 | $ 315,000 | $ 315,000 | $ 73,000 |
| Greene County Virginia | 1 | $ 402,000 | $ 402,000 | $ 0 |
| James City County Virginia | 1 | $ 220,000 | $ 220,000 | $ 124,000 |
| King George County Virginia | 1 | $ 270,000 | $ 270,000 | $ 56,000 |
| Lynchburg County Virginia | 1 | $ 306,000 | $ 306,000 | $ 131,000 |
| Nottoway County Virginia | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| Orange County Virginia | 1 | $ 88,000 | $ 88,000 | $ 118,000 |
| Poquoson County Virginia | 1 | $ 258,000 | $ 258,000 | $ 173,000 |
| Richmond City County Virginia | 1 | $ 136,000 | $ 136,000 | $ 71,000 |
| Virginia Beach County Virginia | 1 | $ 175,000 | $ 175,000 | $ 100,000 |
| Clallam County Washington | 1 | $ 250,000 | $ 250,000 | $ 60,000 |
| San Juan County Washington | 1 | $ 300,000 | $ 300,000 | $ 197,000 |
| Skagit County Washington | 1 | $ 328,000 | $ 328,000 | $ 105,000 |
| Whitman County Washington | 1 | $ 233,000 | $ 233,000 | $ 38,000 |
| Kanawha County West Virginia | 1 | $ 112,000 | $ 112,000 | $ 96,000 |
| Dane County Wisconsin | 1 | $ 191,000 | $ 191,000 | $ 100,000 |
| Milwaukee County Wisconsin | 1 | $ 117,000 | $ 117,000 | $ 41,000 |
| Racine County Wisconsin | 1 | $ 261,000 | $ 261,000 | $ 168,000 |
| Sauk County Wisconsin | 1 | $ 254,000 | $ 254,000 | $ 122,000 |
Mortgage Loan Application Detail Totals for First Century Bank, National Association in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,550 | $403,179,000 | $260,000 | $900,000 | $113,000 | $978,000 |
| Home Purchase | 162 | $34,384,000 | $212,000 | $713,000 | $92,000 | $255,000 |
| Home Improvement | 1 | $100,000 | $100,000 | $100,000 | $167,000 | $167,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,105 | $276,756,000 | $250,000 | $900,000 | $113,000 | $978,000 |
| Not Provided | 307 | $80,901,000 | $263,000 | $868,000 | $117,000 | $600,000 |
| Asian | 158 | $45,350,000 | $287,000 | $625,000 | $120,000 | $439,000 |
| Hispanic | 71 | $17,723,000 | $249,000 | $713,000 | $82,000 | $344,000 |
| Black or African American | 61 | $13,486,000 | $221,000 | $525,000 | $72,000 | $227,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,853,000 | $356,000 | $535,000 | $96,000 | $129,000 |
| American Indian or Alaskan Native | 3 | $594,000 | $198,000 | $259,000 | $50,000 | $54,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,452 | $392,001,000 | $269,000 | $900,000 | $126,000 | $978,000 |
| FHA-insured (Federal Housing Administration) | 209 | $32,989,000 | $157,000 | $617,000 | $28,000 | $225,000 |
| VA-guaranteed (Veterans Administration) | 43 | $11,562,000 | $268,000 | $619,000 | $38,000 | $289,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,111,000 | $123,000 | $204,000 | $49,000 | $80,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,051 | $264,016,000 | $251,000 | $868,000 | $109,000 | $978,000 |
| Application Withdrawn By Applicant | 341 | $89,674,000 | $262,000 | $900,000 | $122,000 | $907,000 |
| Application Denied By Financial Institution | 273 | $70,801,000 | $259,000 | $895,000 | $104,000 | $640,000 |
| File Closed For Incompleteness | 30 | $8,173,000 | $272,000 | $713,000 | $108,000 | $281,000 |
| Application Approved But Not Accepted | 18 | $4,999,000 | $277,000 | $561,000 | $159,000 | $336,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 88 | $24,046,000 | $273,000 | $895,000 | $124,000 | $640,000 |
| Debt-To-Income Ratio | 62 | $16,336,000 | $263,000 | $586,000 | $69,000 | $199,000 |
| Credit Application Incomplete | 46 | $12,887,000 | $280,000 | $553,000 | $133,000 | $640,000 |
| Credit History | 27 | $5,903,000 | $218,000 | $664,000 | $93,000 | $382,000 |
| Other | 23 | $5,404,000 | $234,000 | $456,000 | $84,000 | $295,000 |
| Unverifiable Information | 17 | $4,265,000 | $250,000 | $465,000 | $88,000 | $189,000 |
| Employment History | 8 | $1,612,000 | $201,000 | $376,000 | $106,000 | $174,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $348,000 | $174,000 | $292,000 | $112,000 | $150,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Century Bank, National Association's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Century Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.