First Century Bank, National Association Mortgage Lending & HMDA Data, 2012
In 2012, First Century Bank, National Association of Gainesville, GA reported 1,713 mortgage applications totaling $437.7 million, up 37% from 2011. The average application was for $255,495, and applicants reported an average income of $111,045. 61% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (256), Washington-Arlington-Alexandria, DC-VA-MD-WV (64) and Denver-Aurora-Broomfield, CO (58) (applications in parentheses).
| Mortgage Company & Address | First Century Bank, National Association 807 Dorsey St Gainesville, GA 30501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,713 |
| Total Mortgage Loan Application Amount | $437,663,000 |
| Average Mortgage Loan Application Amount | $255,495 |
| Highest Mortgage Loan Application Amount | $900,000 |
| Average Applicant Income | $111,045 |
| Highest Applicant Income | $978,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Century Bank, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton, Georgia | 81 | $ 22,567,000 | $ 278,604 | $ 148,000 |
| Maricopa, Arizona | 48 | $ 11,056,000 | $ 230,333 | $ 106,000 |
| Cobb, Georgia | 48 | $ 11,955,000 | $ 249,062 | $ 116,000 |
| Houston, Georgia | 42 | $ 4,985,000 | $ 118,690 | $ 50,000 |
| King, Washington | 35 | $ 10,093,000 | $ 288,371 | $ 125,000 |
| Fairfax, Virginia | 31 | $ 11,885,000 | $ 383,387 | $ 158,000 |
| Oakland, Michigan | 30 | $ 7,546,000 | $ 251,533 | $ 142,000 |
| DeKalb, Georgia | 28 | $ 6,894,000 | $ 246,214 | $ 125,000 |
| Los Angeles, California | 26 | $ 10,302,000 | $ 396,230 | $ 158,000 |
| Gwinnett, Georgia | 26 | $ 5,921,000 | $ 227,730 | $ 92,000 |
| Forsyth, Georgia | 24 | $ 6,770,000 | $ 282,083 | $ 121,000 |
| Cook, Illinois | 23 | $ 6,747,000 | $ 293,347 | $ 107,000 |
| Honolulu, Hawaii | 22 | $ 9,211,000 | $ 418,681 | $ 108,000 |
| Orange, California | 19 | $ 7,174,000 | $ 377,578 | $ 132,000 |
| San Diego, California | 18 | $ 6,405,000 | $ 355,833 | $ 142,000 |
| Jefferson, Colorado | 17 | $ 3,914,000 | $ 230,235 | $ 98,000 |
| Clark, Nevada | 17 | $ 3,878,000 | $ 228,117 | $ 102,000 |
| Snohomish, Washington | 17 | $ 4,788,000 | $ 281,647 | $ 109,000 |
| Washington, Oregon | 14 | $ 3,778,000 | $ 269,857 | $ 91,000 |
| Montgomery, Pennsylvania | 14 | $ 3,547,000 | $ 253,357 | $ 135,000 |
| Harris, Texas | 14 | $ 3,598,000 | $ 257,000 | $ 127,000 |
| Santa Clara, California | 13 | $ 5,809,000 | $ 446,846 | $ 132,000 |
| Hall, Georgia | 13 | $ 2,017,000 | $ 155,153 | $ 80,000 |
| Salt Lake, Utah | 12 | $ 3,508,000 | $ 292,333 | $ 116,000 |
| Loudoun, Virginia | 12 | $ 4,505,000 | $ 375,416 | $ 172,000 |
| Adams, Colorado | 11 | $ 2,789,000 | $ 253,545 | $ 81,000 |
| Miami-Dade, Florida | 11 | $ 1,814,000 | $ 164,909 | $ 45,000 |
| Cherokee, Georgia | 11 | $ 2,162,000 | $ 196,545 | $ 94,000 |
| Middlesex, Massachusetts | 11 | $ 3,422,000 | $ 311,090 | $ 125,000 |
| Sacramento, California | 10 | $ 2,910,000 | $ 291,000 | $ 163,000 |
| Jackson, Georgia | 10 | $ 1,483,000 | $ 148,300 | $ 64,000 |
| Wayne, Michigan | 10 | $ 2,690,000 | $ 269,000 | $ 153,000 |
| Washoe, Nevada | 10 | $ 2,357,000 | $ 235,700 | $ 74,000 |
| Alameda, California | 9 | $ 3,435,000 | $ 381,666 | $ 120,000 |
| San Bernardino, California | 9 | $ 2,044,000 | $ 227,111 | $ 112,000 |
| Douglas, Colorado | 9 | $ 2,448,000 | $ 272,000 | $ 96,000 |
| Montgomery, Maryland | 9 | $ 3,001,000 | $ 333,444 | $ 131,000 |
| Madison, Alabama | 8 | $ 1,997,000 | $ 249,625 | $ 148,000 |
| Pima, Arizona | 8 | $ 2,152,000 | $ 269,000 | $ 119,000 |
| Fresno, California | 8 | $ 1,393,000 | $ 174,125 | $ 48,000 |
| San Mateo, California | 8 | $ 2,842,000 | $ 355,250 | $ 147,000 |
| Arapahoe, Colorado | 8 | $ 2,110,000 | $ 263,750 | $ 115,000 |
| Palm Beach, Florida | 8 | $ 2,930,000 | $ 366,250 | $ 209,000 |
| Will, Illinois | 8 | $ 2,083,000 | $ 260,375 | $ 152,000 |
| Howard, Maryland | 8 | $ 2,375,000 | $ 296,875 | $ 136,000 |
| Jackson, Missouri | 8 | $ 1,676,000 | $ 209,500 | $ 95,000 |
| Cuyahoga, Ohio | 8 | $ 1,992,000 | $ 249,000 | $ 178,000 |
| Clackamas, Oregon | 8 | $ 2,328,000 | $ 291,000 | $ 96,000 |
| Chester, Pennsylvania | 8 | $ 2,239,000 | $ 279,875 | $ 162,000 |
| Denton, Texas | 8 | $ 1,843,000 | $ 230,375 | $ 123,000 |
| Denver, Colorado | 7 | $ 1,943,000 | $ 277,571 | $ 120,000 |
| Orange, Florida | 7 | $ 1,615,000 | $ 230,714 | $ 127,000 |
| Sumter, Florida | 7 | $ 745,000 | $ 106,428 | $ 0 |
| Fayette, Georgia | 7 | $ 1,691,000 | $ 241,571 | $ 81,000 |
| DuPage, Illinois | 7 | $ 1,817,000 | $ 259,571 | $ 102,000 |
| Hennepin, Minnesota | 7 | $ 1,594,000 | $ 227,714 | $ 117,000 |
| Bernalillo, New Mexico | 7 | $ 1,928,000 | $ 275,428 | $ 128,000 |
| Greenville, South Carolina | 7 | $ 1,211,000 | $ 173,000 | $ 63,000 |
| Shelby, Tennessee | 7 | $ 2,970,000 | $ 424,285 | $ 92,000 |
| Williamson, Tennessee | 7 | $ 1,955,000 | $ 279,285 | $ 83,000 |
| Utah, Utah | 7 | $ 2,170,000 | $ 310,000 | $ 102,000 |
| Riverside, California | 6 | $ 1,580,000 | $ 263,333 | $ 139,000 |
| Boulder, Colorado | 6 | $ 1,949,000 | $ 324,833 | $ 134,000 |
| Broward, Florida | 6 | $ 976,000 | $ 162,666 | $ 69,000 |
| Clarke, Georgia | 6 | $ 1,113,000 | $ 185,500 | $ 70,000 |
| Peach, Georgia | 6 | $ 655,000 | $ 109,166 | $ 44,000 |
| Hamilton, Indiana | 6 | $ 1,378,000 | $ 229,666 | $ 106,000 |
| Frederick, Maryland | 6 | $ 1,797,000 | $ 299,500 | $ 143,000 |
| Franklin, Ohio | 6 | $ 1,591,000 | $ 265,166 | $ 117,000 |
| Multnomah, Oregon | 6 | $ 1,328,000 | $ 221,333 | $ 110,000 |
| Williamson, Texas | 6 | $ 1,304,000 | $ 217,333 | $ 88,000 |
| Davis, Utah | 6 | $ 1,459,000 | $ 243,166 | $ 110,000 |
| Jefferson, Alabama | 5 | $ 1,098,000 | $ 219,600 | $ 75,000 |
| Montgomery, Alabama | 5 | $ 1,307,000 | $ 261,400 | $ 102,000 |
| Anchorage, Alaska | 5 | $ 1,510,000 | $ 302,000 | $ 126,000 |
| Yavapai, Arizona | 5 | $ 810,000 | $ 162,000 | $ 85,000 |
| Contra Costa, California | 5 | $ 2,009,000 | $ 401,800 | $ 153,000 |
| San Joaquin, California | 5 | $ 1,099,000 | $ 219,800 | $ 86,000 |
| Broomfield, Colorado | 5 | $ 1,221,000 | $ 244,200 | $ 58,000 |
| Fairfield, Connecticut | 5 | $ 2,165,000 | $ 433,000 | $ 160,000 |
| New Haven, Connecticut | 5 | $ 1,131,000 | $ 226,200 | $ 69,000 |
| District of Columbia, District Of Columbia | 5 | $ 2,104,000 | $ 420,800 | $ 165,000 |
| Hillsborough, Florida | 5 | $ 1,203,000 | $ 240,600 | $ 109,000 |
| Lake, Florida | 5 | $ 279,000 | $ 55,800 | $ 0 |
| Lee, Florida | 5 | $ 1,228,000 | $ 245,600 | $ 87,000 |
| Sarasota, Florida | 5 | $ 823,000 | $ 164,600 | $ 42,000 |
| Bibb, Georgia | 5 | $ 787,000 | $ 157,400 | $ 49,000 |
| Morgan, Georgia | 5 | $ 721,000 | $ 144,200 | $ 21,000 |
| Walton, Georgia | 5 | $ 480,000 | $ 96,000 | $ 42,000 |
| Lake, Illinois | 5 | $ 1,580,000 | $ 316,000 | $ 127,000 |
| Jefferson, Kentucky | 5 | $ 1,351,000 | $ 270,200 | $ 116,000 |
| Macomb, Michigan | 5 | $ 955,000 | $ 191,000 | $ 102,000 |
| St. Louis, Missouri | 5 | $ 1,310,000 | $ 262,000 | $ 136,000 |
| Delaware, Ohio | 5 | $ 1,207,000 | $ 241,400 | $ 86,000 |
| Lorain, Ohio | 5 | $ 1,139,000 | $ 227,800 | $ 106,000 |
| Deschutes, Oregon | 5 | $ 1,144,000 | $ 228,800 | $ 83,000 |
| Allegheny, Pennsylvania | 5 | $ 1,215,000 | $ 243,000 | $ 174,000 |
| Spokane, Washington | 5 | $ 1,130,000 | $ 226,000 | $ 86,000 |
| El Paso, Colorado | 4 | $ 1,213,000 | $ 303,250 | $ 90,000 |
| New Castle, Delaware | 4 | $ 992,000 | $ 248,000 | $ 172,000 |
| Manatee, Florida | 4 | $ 954,000 | $ 238,500 | $ 86,000 |
| Marion, Florida | 4 | $ 296,000 | $ 74,000 | $ 0 |
| Barrow, Georgia | 4 | $ 651,000 | $ 162,750 | $ 119,000 |
| Greene, Georgia | 4 | $ 497,000 | $ 124,250 | $ 50,000 |
| Kauai, Hawaii | 4 | $ 1,830,000 | $ 457,500 | $ 105,000 |
| Ada, Idaho | 4 | $ 983,000 | $ 245,750 | $ 142,000 |
| Kootenai, Idaho | 4 | $ 952,000 | $ 238,000 | $ 83,000 |
| Marion, Indiana | 4 | $ 609,000 | $ 152,250 | $ 79,000 |
| Johnson, Kansas | 4 | $ 990,000 | $ 247,500 | $ 121,000 |
| Hampden, Massachusetts | 4 | $ 880,000 | $ 220,000 | $ 105,000 |
| Washtenaw, Michigan | 4 | $ 1,084,000 | $ 271,000 | $ 186,000 |
| Flathead, Montana | 4 | $ 770,000 | $ 192,500 | $ 66,000 |
| Gallatin, Montana | 4 | $ 1,134,000 | $ 283,500 | $ 85,000 |
| Hillsborough, New Hampshire | 4 | $ 1,049,000 | $ 262,250 | $ 128,000 |
| Suffolk, New York | 4 | $ 908,000 | $ 227,000 | $ 144,000 |
| Wake, North Carolina | 4 | $ 727,000 | $ 181,750 | $ 84,000 |
| Charleston, South Carolina | 4 | $ 879,000 | $ 219,750 | $ 64,000 |
| Davidson, Tennessee | 4 | $ 793,000 | $ 198,250 | $ 89,000 |
| Bexar, Texas | 4 | $ 963,000 | $ 240,750 | $ 178,000 |
| Collin, Texas | 4 | $ 1,019,000 | $ 254,750 | $ 143,000 |
| Arlington, Virginia | 4 | $ 1,565,000 | $ 391,250 | $ 195,000 |
| Prince William, Virginia | 4 | $ 1,037,000 | $ 259,250 | $ 93,000 |
| Benton, Washington | 4 | $ 1,081,000 | $ 270,250 | $ 147,000 |
| Pierce, Washington | 4 | $ 1,053,000 | $ 263,250 | $ 92,000 |
| Thurston, Washington | 4 | $ 1,048,000 | $ 262,000 | $ 110,000 |
| Coconino, Arizona | 3 | $ 899,000 | $ 299,666 | $ 111,000 |
| El Dorado, California | 3 | $ 862,000 | $ 287,333 | $ 133,000 |
| Kern, California | 3 | $ 692,000 | $ 230,666 | $ 104,000 |
| Marin, California | 3 | $ 1,324,000 | $ 441,333 | $ 131,000 |
| Placer, California | 3 | $ 948,000 | $ 316,000 | $ 115,000 |
| San Francisco, California | 3 | $ 1,249,000 | $ 416,333 | $ 90,000 |
| Sonoma, California | 3 | $ 749,000 | $ 249,666 | $ 154,000 |
| Larimer, Colorado | 3 | $ 722,000 | $ 240,666 | $ 103,000 |
| Hartford, Connecticut | 3 | $ 772,000 | $ 257,333 | $ 121,000 |
| Leon, Florida | 3 | $ 522,000 | $ 174,000 | $ 49,000 |
| Seminole, Florida | 3 | $ 503,000 | $ 167,666 | $ 46,000 |
| Bartow, Georgia | 3 | $ 600,000 | $ 200,000 | $ 108,000 |
| Bleckley, Georgia | 3 | $ 210,000 | $ 70,000 | $ 78,000 |
| Chatham, Georgia | 3 | $ 868,000 | $ 289,333 | $ 258,000 |
| Monroe, Georgia | 3 | $ 632,000 | $ 210,666 | $ 81,000 |
| Paulding, Georgia | 3 | $ 205,000 | $ 68,333 | $ 22,000 |
| Kane, Illinois | 3 | $ 694,000 | $ 231,333 | $ 83,000 |
| McHenry, Illinois | 3 | $ 507,000 | $ 169,000 | $ 94,000 |
| Polk, Iowa | 3 | $ 739,000 | $ 246,333 | $ 90,000 |
| Anne Arundel, Maryland | 3 | $ 1,037,000 | $ 345,666 | $ 157,000 |
| Worcester, Massachusetts | 3 | $ 1,019,000 | $ 339,666 | $ 129,000 |
| Carver, Minnesota | 3 | $ 710,000 | $ 236,666 | $ 163,000 |
| Ramsey, Minnesota | 3 | $ 733,000 | $ 244,333 | $ 122,000 |
| Monmouth, New Jersey | 3 | $ 625,000 | $ 208,333 | $ 269,000 |
| Passaic, New Jersey | 3 | $ 915,000 | $ 305,000 | $ 130,000 |
| Eddy, New Mexico | 3 | $ 595,000 | $ 198,333 | $ 75,000 |
| Sandoval, New Mexico | 3 | $ 602,000 | $ 200,666 | $ 111,000 |
| Santa Fe, New Mexico | 3 | $ 852,000 | $ 284,000 | $ 81,000 |
| Hamilton, Ohio | 3 | $ 674,000 | $ 224,666 | $ 106,000 |
| Lane, Oregon | 3 | $ 732,000 | $ 244,000 | $ 119,000 |
| Bucks, Pennsylvania | 3 | $ 741,000 | $ 247,000 | $ 182,000 |
| Dauphin, Pennsylvania | 3 | $ 911,000 | $ 303,666 | $ 161,000 |
| Chittenden, Vermont | 3 | $ 805,000 | $ 268,333 | $ 141,000 |
| Kitsap, Washington | 3 | $ 677,000 | $ 225,666 | $ 47,000 |
| Kenai Peninsula, Alaska | 2 | $ 293,000 | $ 146,500 | $ 121,000 |
| Navajo, Arizona | 2 | $ 596,000 | $ 298,000 | $ 182,000 |
| Yuma, Arizona | 2 | $ 404,000 | $ 202,000 | $ 71,000 |
| Butte, California | 2 | $ 456,000 | $ 228,000 | $ 52,000 |
| Monterey, California | 2 | $ 618,000 | $ 309,000 | $ 84,000 |
| Napa, California | 2 | $ 517,000 | $ 258,500 | $ 117,000 |
| San Luis Obispo, California | 2 | $ 735,000 | $ 367,500 | $ 110,000 |
| Solano, California | 2 | $ 549,000 | $ 274,500 | $ 112,000 |
| Ventura, California | 2 | $ 765,000 | $ 382,500 | $ 144,000 |
| Tolland, Connecticut | 2 | $ 508,000 | $ 254,000 | $ 127,000 |
| Clay, Florida | 2 | $ 928,000 | $ 464,000 | $ 174,000 |
| Collier, Florida | 2 | $ 254,000 | $ 127,000 | $ 14,000 |
| Pasco, Florida | 2 | $ 376,000 | $ 188,000 | $ 83,000 |
| Pinellas, Florida | 2 | $ 333,000 | $ 166,500 | $ 0 |
| Polk, Florida | 2 | $ 204,000 | $ 102,000 | $ 29,000 |
| St. Johns, Florida | 2 | $ 588,000 | $ 294,000 | $ 126,000 |
| Columbia, Georgia | 2 | $ 318,000 | $ 159,000 | $ 94,000 |
| Dawson, Georgia | 2 | $ 327,000 | $ 163,500 | $ 64,000 |
| Elbert, Georgia | 2 | $ 173,000 | $ 86,500 | $ 17,000 |
| Harris, Georgia | 2 | $ 147,000 | $ 73,500 | $ 0 |
| Hart, Georgia | 2 | $ 431,000 | $ 215,500 | $ 0 |
| Henry, Georgia | 2 | $ 358,000 | $ 179,000 | $ 60,000 |
| Newton, Georgia | 2 | $ 287,000 | $ 143,500 | $ 22,000 |
| Rockdale, Georgia | 2 | $ 349,000 | $ 174,500 | $ 60,000 |
| Towns, Georgia | 2 | $ 379,000 | $ 189,500 | $ 0 |
| Hawaii, Hawaii | 2 | $ 494,000 | $ 247,000 | $ 50,000 |
| Bannock, Idaho | 2 | $ 523,000 | $ 261,500 | $ 101,000 |
| Bonner, Idaho | 2 | $ 542,000 | $ 271,000 | $ 149,000 |
| Twin Falls, Idaho | 2 | $ 775,000 | $ 387,500 | $ 136,000 |
| Lake, Indiana | 2 | $ 403,000 | $ 201,500 | $ 85,000 |
| Prince George's, Maryland | 2 | $ 565,000 | $ 282,500 | $ 100,000 |
| Barnstable, Massachusetts | 2 | $ 593,000 | $ 296,500 | $ 117,000 |
| Norfolk, Massachusetts | 2 | $ 681,000 | $ 340,500 | $ 242,000 |
| Kent, Michigan | 2 | $ 375,000 | $ 187,500 | $ 94,000 |
| Livingston, Michigan | 2 | $ 409,000 | $ 204,500 | $ 44,000 |
| Scott, Minnesota | 2 | $ 484,000 | $ 242,000 | $ 167,000 |
| Clay, Missouri | 2 | $ 325,000 | $ 162,500 | $ 92,000 |
| Missoula, Montana | 2 | $ 524,000 | $ 262,000 | $ 58,000 |
| Douglas, Nebraska | 2 | $ 453,000 | $ 226,500 | $ 124,000 |
| Sarpy, Nebraska | 2 | $ 380,000 | $ 190,000 | $ 60,000 |
| Douglas, Nevada | 2 | $ 392,000 | $ 196,000 | $ 49,000 |
| Gloucester, New Jersey | 2 | $ 501,000 | $ 250,500 | $ 84,000 |
| Middlesex, New Jersey | 2 | $ 567,000 | $ 283,500 | $ 94,000 |
| Nassau, New York | 2 | $ 580,000 | $ 290,000 | $ 182,000 |
| Buncombe, North Carolina | 2 | $ 310,000 | $ 155,000 | $ 67,000 |
| Lincoln, North Carolina | 2 | $ 527,000 | $ 263,500 | $ 202,000 |
| Mecklenburg, North Carolina | 2 | $ 572,000 | $ 286,000 | $ 110,000 |
| Pender, North Carolina | 2 | $ 473,000 | $ 236,500 | $ 211,000 |
| Butler, Ohio | 2 | $ 483,000 | $ 241,500 | $ 128,000 |
| Geauga, Ohio | 2 | $ 529,000 | $ 264,500 | $ 143,000 |
| Lucas, Ohio | 2 | $ 504,000 | $ 252,000 | $ 150,000 |
| Montgomery, Ohio | 2 | $ 334,000 | $ 167,000 | $ 0 |
| Warren, Ohio | 2 | $ 460,000 | $ 230,000 | $ 83,000 |
| Jackson, Oregon | 2 | $ 443,000 | $ 221,500 | $ 28,000 |
| Marion, Oregon | 2 | $ 478,000 | $ 239,000 | $ 126,000 |
| Lancaster, Pennsylvania | 2 | $ 402,000 | $ 201,000 | $ 49,000 |
| Luzerne, Pennsylvania | 2 | $ 389,000 | $ 194,500 | $ 80,000 |
| Horry, South Carolina | 2 | $ 275,000 | $ 137,500 | $ 112,000 |
| Lancaster, South Carolina | 2 | $ 537,000 | $ 268,500 | $ 75,000 |
| Oconee, South Carolina | 2 | $ 1,200,000 | $ 600,000 | $ 313,000 |
| Hamilton, Tennessee | 2 | $ 458,000 | $ 229,000 | $ 123,000 |
| Rutherford, Tennessee | 2 | $ 279,000 | $ 139,500 | $ 20,000 |
| Sumner, Tennessee | 2 | $ 451,000 | $ 225,500 | $ 31,000 |
| Galveston, Texas | 2 | $ 312,000 | $ 156,000 | $ 114,000 |
| Kendall, Texas | 2 | $ 462,000 | $ 231,000 | $ 141,000 |
| Washington, Utah | 2 | $ 407,000 | $ 203,500 | $ 67,000 |
| Fauquier, Virginia | 2 | $ 512,000 | $ 256,000 | $ 139,000 |
| Henrico, Virginia | 2 | $ 602,000 | $ 301,000 | $ 176,000 |
| Norfolk, Virginia | 2 | $ 407,000 | $ 203,500 | $ 38,000 |
| Rockingham, Virginia | 2 | $ 330,000 | $ 165,000 | $ 122,000 |
| Stafford, Virginia | 2 | $ 528,000 | $ 264,000 | $ 188,000 |
| York, Virginia | 2 | $ 551,000 | $ 275,500 | $ 172,000 |
| Chelan, Washington | 2 | $ 304,000 | $ 152,000 | $ 74,000 |
| Clark, Washington | 2 | $ 407,000 | $ 203,500 | $ 77,000 |
| Lewis, Washington | 2 | $ 503,000 | $ 251,500 | $ 71,000 |
| Walla Walla, Washington | 2 | $ 495,000 | $ 247,500 | $ 70,000 |
| Whatcom, Washington | 2 | $ 725,000 | $ 362,500 | $ 127,000 |
| Ozaukee, Wisconsin | 2 | $ 743,000 | $ 371,500 | $ 499,000 |
| Elmore, Alabama | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Jackson, Alabama | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| Mobile, Alabama | 1 | $ 135,000 | $ 135,000 | $ 202,000 |
| Shelby, Alabama | 1 | $ 396,000 | $ 396,000 | $ 200,000 |
| St. Clair, Alabama | 1 | $ 169,000 | $ 169,000 | $ 89,000 |
| Walker, Alabama | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Juneau, Alaska | 1 | $ 195,000 | $ 195,000 | $ 116,000 |
| Pinal, Arizona | 1 | $ 90,000 | $ 90,000 | $ 61,000 |
| Santa Cruz, Arizona | 1 | $ 181,000 | $ 181,000 | $ 60,000 |
| Craighead, Arkansas | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Poinsett, Arkansas | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Pulaski, Arkansas | 1 | $ 157,000 | $ 157,000 | $ 137,000 |
| Calaveras, California | 1 | $ 221,000 | $ 221,000 | $ 120,000 |
| Humboldt, California | 1 | $ 300,000 | $ 300,000 | $ 295,000 |
| Lassen, California | 1 | $ 326,000 | $ 326,000 | $ 154,000 |
| San Benito, California | 1 | $ 465,000 | $ 465,000 | $ 93,000 |
| Stanislaus, California | 1 | $ 233,000 | $ 233,000 | $ 76,000 |
| Tehama, California | 1 | $ 60,000 | $ 60,000 | $ 50,000 |
| Tulare, California | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Yolo, California | 1 | $ 366,000 | $ 366,000 | $ 121,000 |
| Eagle, Colorado | 1 | $ 401,000 | $ 401,000 | $ 100,000 |
| Elbert, Colorado | 1 | $ 288,000 | $ 288,000 | $ 69,000 |
| Garfield, Colorado | 1 | $ 277,000 | $ 277,000 | $ 73,000 |
| Mesa, Colorado | 1 | $ 231,000 | $ 231,000 | $ 128,000 |
| Pitkin, Colorado | 1 | $ 413,000 | $ 413,000 | $ 85,000 |
| Routt, Colorado | 1 | $ 399,000 | $ 399,000 | $ 85,000 |
| Weld, Colorado | 1 | $ 254,000 | $ 254,000 | $ 92,000 |
| Litchfield, Connecticut | 1 | $ 343,000 | $ 343,000 | $ 172,000 |
| Sussex, Delaware | 1 | $ 360,000 | $ 360,000 | $ 200,000 |
| Dixie, Florida | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Duval, Florida | 1 | $ 250,000 | $ 250,000 | $ 88,000 |
| Hendry, Florida | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Nassau, Florida | 1 | $ 345,000 | $ 345,000 | $ 71,000 |
| Osceola, Florida | 1 | $ 129,000 | $ 129,000 | $ 63,000 |
| Santa Rosa, Florida | 1 | $ 289,000 | $ 289,000 | $ 0 |
| St. Lucie, Florida | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Suwannee, Florida | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Bacon, Georgia | 1 | $ 88,000 | $ 88,000 | $ 113,000 |
| Banks, Georgia | 1 | $ 71,000 | $ 71,000 | $ 138,000 |
| Brooks, Georgia | 1 | $ 204,000 | $ 204,000 | $ 76,000 |
| Burke, Georgia | 1 | $ 132,000 | $ 132,000 | $ 64,000 |
| Camden, Georgia | 1 | $ 350,000 | $ 350,000 | $ 92,000 |
| Clayton, Georgia | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Coweta, Georgia | 1 | $ 388,000 | $ 388,000 | $ 97,000 |
| Crisp, Georgia | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Dougherty, Georgia | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Evans, Georgia | 1 | $ 40,000 | $ 40,000 | $ 84,000 |
| Fannin, Georgia | 1 | $ 263,000 | $ 263,000 | $ 139,000 |
| Franklin, Georgia | 1 | $ 62,000 | $ 62,000 | $ 83,000 |
| Gordon, Georgia | 1 | $ 260,000 | $ 260,000 | $ 160,000 |
| Habersham, Georgia | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Haralson, Georgia | 1 | $ 113,000 | $ 113,000 | $ 154,000 |
| Irwin, Georgia | 1 | $ 56,000 | $ 56,000 | $ 75,000 |
| Jasper, Georgia | 1 | $ 229,000 | $ 229,000 | $ 105,000 |
| Laurens, Georgia | 1 | $ 104,000 | $ 104,000 | $ 115,000 |
| Lowndes, Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Lumpkin, Georgia | 1 | $ 601,000 | $ 601,000 | $ 978,000 |
| Meriwether, Georgia | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Oconee, Georgia | 1 | $ 328,000 | $ 328,000 | $ 1,000 |
| Oglethorpe, Georgia | 1 | $ 46,000 | $ 46,000 | $ 120,000 |
| Pickens, Georgia | 1 | $ 94,000 | $ 94,000 | $ 138,000 |
| Pike, Georgia | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Polk, Georgia | 1 | $ 51,000 | $ 51,000 | $ 91,000 |
| Pulaski, Georgia | 1 | $ 64,000 | $ 64,000 | $ 29,000 |
| Putnam, Georgia | 1 | $ 391,000 | $ 391,000 | $ 0 |
| Spalding, Georgia | 1 | $ 296,000 | $ 296,000 | $ 66,000 |
| Stephens, Georgia | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Ware, Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Wilkes, Georgia | 1 | $ 51,000 | $ 51,000 | $ 39,000 |
| Maui, Hawaii | 1 | $ 516,000 | $ 516,000 | $ 129,000 |
| Bear Lake, Idaho | 1 | $ 175,000 | $ 175,000 | $ 171,000 |
| Macon, Illinois | 1 | $ 200,000 | $ 200,000 | $ 69,000 |
| Peoria, Illinois | 1 | $ 52,000 | $ 52,000 | $ 0 |
| St. Clair, Illinois | 1 | $ 393,000 | $ 393,000 | $ 120,000 |
| Allen, Indiana | 1 | $ 88,000 | $ 88,000 | $ 93,000 |
| Bartholomew, Indiana | 1 | $ 206,000 | $ 206,000 | $ 139,000 |
| Franklin, Indiana | 1 | $ 198,000 | $ 198,000 | $ 144,000 |
| Fulton, Indiana | 1 | $ 264,000 | $ 264,000 | $ 203,000 |
| Hendricks, Indiana | 1 | $ 219,000 | $ 219,000 | $ 117,000 |
| Madison, Indiana | 1 | $ 278,000 | $ 278,000 | $ 0 |
| Porter, Indiana | 1 | $ 127,000 | $ 127,000 | $ 64,000 |
| Benton, Iowa | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Dallas, Iowa | 1 | $ 265,000 | $ 265,000 | $ 218,000 |
| Johnson, Iowa | 1 | $ 216,000 | $ 216,000 | $ 97,000 |
| Lyon, Kansas | 1 | $ 205,000 | $ 205,000 | $ 180,000 |
| Campbell, Kentucky | 1 | $ 273,000 | $ 273,000 | $ 122,000 |
| Fayette, Kentucky | 1 | $ 105,000 | $ 105,000 | $ 158,000 |
| Oldham, Kentucky | 1 | $ 264,000 | $ 264,000 | $ 182,000 |
| Spencer, Kentucky | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Caddo, Louisiana | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Jefferson, Louisiana | 1 | $ 376,000 | $ 376,000 | $ 174,000 |
| Lafourche, Louisiana | 1 | $ 179,000 | $ 179,000 | $ 53,000 |
| Terrebonne, Louisiana | 1 | $ 161,000 | $ 161,000 | $ 45,000 |
| Cumberland, Maine | 1 | $ 347,000 | $ 347,000 | $ 167,000 |
| York, Maine | 1 | $ 211,000 | $ 211,000 | $ 142,000 |
| Baltimore, Maryland | 1 | $ 435,000 | $ 435,000 | $ 266,000 |
| Calvert, Maryland | 1 | $ 357,000 | $ 357,000 | $ 131,000 |
| Berkshire, Massachusetts | 1 | $ 247,000 | $ 247,000 | $ 113,000 |
| Bristol, Massachusetts | 1 | $ 275,000 | $ 275,000 | $ 103,000 |
| Essex, Massachusetts | 1 | $ 263,000 | $ 263,000 | $ 142,000 |
| Plymouth, Massachusetts | 1 | $ 315,000 | $ 315,000 | $ 222,000 |
| Benzie, Michigan | 1 | $ 138,000 | $ 138,000 | $ 145,000 |
| Gladwin, Michigan | 1 | $ 220,000 | $ 220,000 | $ 127,000 |
| Houghton, Michigan | 1 | $ 213,000 | $ 213,000 | $ 77,000 |
| Lapeer, Michigan | 1 | $ 155,000 | $ 155,000 | $ 140,000 |
| Roscommon, Michigan | 1 | $ 120,000 | $ 120,000 | $ 89,000 |
| St. Clair, Michigan | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Anoka, Minnesota | 1 | $ 218,000 | $ 218,000 | $ 151,000 |
| Itasca, Minnesota | 1 | $ 417,000 | $ 417,000 | $ 92,000 |
| Kanabec, Minnesota | 1 | $ 196,000 | $ 196,000 | $ 60,000 |
| Washington, Minnesota | 1 | $ 342,000 | $ 342,000 | $ 91,000 |
| DeSoto, Mississippi | 1 | $ 299,000 | $ 299,000 | $ 179,000 |
| Warren, Mississippi | 1 | $ 328,000 | $ 328,000 | $ 108,000 |
| Camden, Missouri | 1 | $ 406,000 | $ 406,000 | $ 75,000 |
| St. Charles, Missouri | 1 | $ 316,000 | $ 316,000 | $ 82,000 |
| St. Louis City, Missouri | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Madison, Montana | 1 | $ 895,000 | $ 895,000 | $ 640,000 |
| Sanders, Montana | 1 | $ 192,000 | $ 192,000 | $ 56,000 |
| Yellowstone, Montana | 1 | $ 260,000 | $ 260,000 | $ 56,000 |
| Merrimack, New Hampshire | 1 | $ 224,000 | $ 224,000 | $ 100,000 |
| Rockingham, New Hampshire | 1 | $ 273,000 | $ 273,000 | $ 141,000 |
| Sullivan, New Hampshire | 1 | $ 211,000 | $ 211,000 | $ 106,000 |
| Bergen, New Jersey | 1 | $ 230,000 | $ 230,000 | $ 59,000 |
| Burlington, New Jersey | 1 | $ 310,000 | $ 310,000 | $ 84,000 |
| Hunterdon, New Jersey | 1 | $ 407,000 | $ 407,000 | $ 243,000 |
| Morris, New Jersey | 1 | $ 200,000 | $ 200,000 | $ 80,000 |
| Ocean, New Jersey | 1 | $ 325,000 | $ 325,000 | $ 155,000 |
| Sussex, New Jersey | 1 | $ 339,000 | $ 339,000 | $ 180,000 |
| San Juan, New Mexico | 1 | $ 105,000 | $ 105,000 | $ 74,000 |
| Valencia, New Mexico | 1 | $ 266,000 | $ 266,000 | $ 222,000 |
| Orange, New York | 1 | $ 273,000 | $ 273,000 | $ 72,000 |
| Westchester, New York | 1 | $ 375,000 | $ 375,000 | $ 137,000 |
| Yates, New York | 1 | $ 317,000 | $ 317,000 | $ 329,000 |
| Cabarrus, North Carolina | 1 | $ 309,000 | $ 309,000 | $ 95,000 |
| Chatham, North Carolina | 1 | $ 194,000 | $ 194,000 | $ 104,000 |
| Clay, North Carolina | 1 | $ 150,000 | $ 150,000 | $ 75,000 |
| Cleveland, North Carolina | 1 | $ 233,000 | $ 233,000 | $ 111,000 |
| Currituck, North Carolina | 1 | $ 192,000 | $ 192,000 | $ 63,000 |
| Durham, North Carolina | 1 | $ 195,000 | $ 195,000 | $ 111,000 |
| Macon, North Carolina | 1 | $ 60,000 | $ 60,000 | $ 0 |
| New Hanover, North Carolina | 1 | $ 154,000 | $ 154,000 | $ 42,000 |
| Person, North Carolina | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Polk, North Carolina | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Union, North Carolina | 1 | $ 291,000 | $ 291,000 | $ 91,000 |
| Stark, Ohio | 1 | $ 328,000 | $ 328,000 | $ 156,000 |
| Benton, Oregon | 1 | $ 223,000 | $ 223,000 | $ 86,000 |
| Clatsop, Oregon | 1 | $ 123,000 | $ 123,000 | $ 47,000 |
| Douglas, Oregon | 1 | $ 280,000 | $ 280,000 | $ 102,000 |
| Hood River, Oregon | 1 | $ 134,000 | $ 134,000 | $ 85,000 |
| Josephine, Oregon | 1 | $ 121,000 | $ 121,000 | $ 28,000 |
| Polk, Oregon | 1 | $ 182,000 | $ 182,000 | $ 61,000 |
| Umatilla, Oregon | 1 | $ 395,000 | $ 395,000 | $ 400,000 |
| Yamhill, Oregon | 1 | $ 216,000 | $ 216,000 | $ 66,000 |
| Bedford, Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 33,000 |
| Butler, Pennsylvania | 1 | $ 194,000 | $ 194,000 | $ 126,000 |
| Centre, Pennsylvania | 1 | $ 257,000 | $ 257,000 | $ 83,000 |
| Cumberland, Pennsylvania | 1 | $ 241,000 | $ 241,000 | $ 104,000 |
| Delaware, Pennsylvania | 1 | $ 340,000 | $ 340,000 | $ 257,000 |
| Lehigh, Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 132,000 |
| Monroe, Pennsylvania | 1 | $ 343,000 | $ 343,000 | $ 138,000 |
| Kent, Rhode Island | 1 | $ 237,000 | $ 237,000 | $ 85,000 |
| Newport, Rhode Island | 1 | $ 216,000 | $ 216,000 | $ 67,000 |
| Washington, Rhode Island | 1 | $ 332,000 | $ 332,000 | $ 208,000 |
| Anderson, South Carolina | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Beaufort, South Carolina | 1 | $ 339,000 | $ 339,000 | $ 104,000 |
| Pickens, South Carolina | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Spartanburg, South Carolina | 1 | $ 145,000 | $ 145,000 | $ 97,000 |
| Fayette, Tennessee | 1 | $ 270,000 | $ 270,000 | $ 87,000 |
| Rhea, Tennessee | 1 | $ 251,000 | $ 251,000 | $ 301,000 |
| Tipton, Tennessee | 1 | $ 181,000 | $ 181,000 | $ 60,000 |
| Brazoria, Texas | 1 | $ 126,000 | $ 126,000 | $ 94,000 |
| Brazos, Texas | 1 | $ 100,000 | $ 100,000 | $ 23,000 |
| Cherokee, Texas | 1 | $ 175,000 | $ 175,000 | $ 104,000 |
| Dallas, Texas | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Fort Bend, Texas | 1 | $ 165,000 | $ 165,000 | $ 112,000 |
| Montgomery, Texas | 1 | $ 195,000 | $ 195,000 | $ 207,000 |
| Parker, Texas | 1 | $ 229,000 | $ 229,000 | $ 146,000 |
| Cache, Utah | 1 | $ 182,000 | $ 182,000 | $ 115,000 |
| Iron, Utah | 1 | $ 139,000 | $ 139,000 | $ 44,000 |
| Summit, Utah | 1 | $ 293,000 | $ 293,000 | $ 120,000 |
| Weber, Utah | 1 | $ 610,000 | $ 610,000 | $ 220,000 |
| Addison, Vermont | 1 | $ 385,000 | $ 385,000 | $ 96,000 |
| Lamoille, Vermont | 1 | $ 282,000 | $ 282,000 | $ 202,000 |
| Alexandria, Virginia | 1 | $ 350,000 | $ 350,000 | $ 122,000 |
| Bedford, Virginia | 1 | $ 375,000 | $ 375,000 | $ 237,000 |
| Chesapeake, Virginia | 1 | $ 357,000 | $ 357,000 | $ 146,000 |
| Chesterfield, Virginia | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| Frederick, Virginia | 1 | $ 315,000 | $ 315,000 | $ 73,000 |
| Greene, Virginia | 1 | $ 402,000 | $ 402,000 | $ 0 |
| James City, Virginia | 1 | $ 220,000 | $ 220,000 | $ 124,000 |
| King George, Virginia | 1 | $ 270,000 | $ 270,000 | $ 56,000 |
| Lynchburg, Virginia | 1 | $ 306,000 | $ 306,000 | $ 131,000 |
| Nottoway, Virginia | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| Orange, Virginia | 1 | $ 88,000 | $ 88,000 | $ 118,000 |
| Poquoson, Virginia | 1 | $ 258,000 | $ 258,000 | $ 173,000 |
| Richmond City, Virginia | 1 | $ 136,000 | $ 136,000 | $ 71,000 |
| Virginia Beach, Virginia | 1 | $ 175,000 | $ 175,000 | $ 100,000 |
| Clallam, Washington | 1 | $ 250,000 | $ 250,000 | $ 60,000 |
| San Juan, Washington | 1 | $ 300,000 | $ 300,000 | $ 197,000 |
| Skagit, Washington | 1 | $ 328,000 | $ 328,000 | $ 105,000 |
| Whitman, Washington | 1 | $ 233,000 | $ 233,000 | $ 38,000 |
| Kanawha, West Virginia | 1 | $ 112,000 | $ 112,000 | $ 96,000 |
| Dane, Wisconsin | 1 | $ 191,000 | $ 191,000 | $ 100,000 |
| Milwaukee, Wisconsin | 1 | $ 117,000 | $ 117,000 | $ 41,000 |
| Racine, Wisconsin | 1 | $ 261,000 | $ 261,000 | $ 168,000 |
| Sauk, Wisconsin | 1 | $ 254,000 | $ 254,000 | $ 122,000 |
Mortgage Loan Application Detail Totals for First Century Bank, National Association in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,550 | $403,179,000 | $260,000 | $900,000 | $113,000 | $978,000 |
| Home Purchase | 162 | $34,384,000 | $212,000 | $713,000 | $92,000 | $255,000 |
| Home Improvement | 1 | $100,000 | $100,000 | $100,000 | $167,000 | $167,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,105 | $276,756,000 | $250,000 | $900,000 | $113,000 | $978,000 |
| Not Provided | 307 | $80,901,000 | $263,000 | $868,000 | $117,000 | $600,000 |
| Asian | 158 | $45,350,000 | $287,000 | $625,000 | $120,000 | $439,000 |
| Hispanic | 71 | $17,723,000 | $249,000 | $713,000 | $82,000 | $344,000 |
| Black or African American | 61 | $13,486,000 | $221,000 | $525,000 | $72,000 | $227,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,853,000 | $356,000 | $535,000 | $96,000 | $129,000 |
| American Indian or Alaskan Native | 3 | $594,000 | $198,000 | $259,000 | $50,000 | $54,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,452 | $392,001,000 | $269,000 | $900,000 | $126,000 | $978,000 |
| FHA-insured (Federal Housing Administration) | 209 | $32,989,000 | $157,000 | $617,000 | $28,000 | $225,000 |
| VA-guaranteed (Veterans Administration) | 43 | $11,562,000 | $268,000 | $619,000 | $38,000 | $289,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,111,000 | $123,000 | $204,000 | $49,000 | $80,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,051 | $264,016,000 | $251,000 | $868,000 | $109,000 | $978,000 |
| Application Withdrawn By Applicant | 341 | $89,674,000 | $262,000 | $900,000 | $122,000 | $907,000 |
| Application Denied By Financial Institution | 273 | $70,801,000 | $259,000 | $895,000 | $104,000 | $640,000 |
| File Closed For Incompleteness | 30 | $8,173,000 | $272,000 | $713,000 | $108,000 | $281,000 |
| Application Approved But Not Accepted | 18 | $4,999,000 | $277,000 | $561,000 | $159,000 | $336,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 88 | $24,046,000 | $273,000 | $895,000 | $124,000 | $640,000 |
| Debt-To-Income Ratio | 62 | $16,336,000 | $263,000 | $586,000 | $69,000 | $199,000 |
| Credit Application Incomplete | 46 | $12,887,000 | $280,000 | $553,000 | $133,000 | $640,000 |
| Credit History | 27 | $5,903,000 | $218,000 | $664,000 | $93,000 | $382,000 |
| Other | 23 | $5,404,000 | $234,000 | $456,000 | $84,000 | $295,000 |
| Unverifiable Information | 17 | $4,265,000 | $250,000 | $465,000 | $88,000 | $189,000 |
| Employment History | 8 | $1,612,000 | $201,000 | $376,000 | $106,000 | $174,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $348,000 | $174,000 | $292,000 | $112,000 | $150,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Century Bank, National Association's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Century Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About