Find mortgage loan statistics, lending data, and loan application totals for New Jersey.
The mortgage statistics and data below are specific to mortgage loan applications for First Choice Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | First Choice Bank 669 Whitehead Road Lawrenceville, NJ 08648 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
Total Number of Mortgage Applications | 3,537 |
Total Mortgage Loan Application Amount | $955,136,000 |
Average Mortgage Loan Application Amount | $594,000 |
Highest Mortgage Loan Application Amount | $4,500,000 |
Average Applicant Income | $89,666 |
Highest Applicant Income | $4,087,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NJ, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Josephine County Oregon | 1 | $ 292,000 | $ 292,000 | $ 56,000 |
Washington County Oregon | 1 | $ 224,000 | $ 224,000 | $ 104,000 |
Armstrong County Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 50,000 |
Bradford County Pennsylvania | 1 | $ 202,000 | $ 202,000 | $ 65,000 |
Cambria County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
Carbon County Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 89,000 |
Clinton County Pennsylvania | 1 | $ 273,000 | $ 273,000 | $ 0 |
Crawford County Pennsylvania | 1 | $ 87,000 | $ 87,000 | $ 59,000 |
Greene County Pennsylvania | 1 | $ 199,000 | $ 199,000 | $ 80,000 |
Juniata County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
Lycoming County Pennsylvania | 1 | $ 137,000 | $ 137,000 | $ 75,000 |
Mercer County Pennsylvania | 1 | $ 311,000 | $ 311,000 | $ 118,000 |
Perry County Pennsylvania | 1 | $ 226,000 | $ 226,000 | $ 77,000 |
Somerset County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 187,000 |
Susquehanna County Pennsylvania | 1 | $ 102,000 | $ 102,000 | $ 77,000 |
Bristol County Rhode Island | 1 | $ 269,000 | $ 269,000 | $ 144,000 |
Charleston County South Carolina | 1 | $ 192,000 | $ 192,000 | $ 0 |
Colleton County South Carolina | 1 | $ 173,000 | $ 173,000 | $ 0 |
Georgetown County South Carolina | 1 | $ 101,000 | $ 101,000 | $ 84,000 |
Lexington County South Carolina | 1 | $ 158,000 | $ 158,000 | $ 0 |
Pickens County South Carolina | 1 | $ 142,000 | $ 142,000 | $ 0 |
Richland County South Carolina | 1 | $ 118,000 | $ 118,000 | $ 247,000 |
Minnehaha County South Dakota | 1 | $ 120,000 | $ 120,000 | $ 95,000 |
Bradley County Tennessee | 1 | $ 46,000 | $ 46,000 | $ 18,000 |
Greene County Tennessee | 1 | $ 126,000 | $ 126,000 | $ 0 |
Hamilton County Tennessee | 1 | $ 184,000 | $ 184,000 | $ 0 |
Maury County Tennessee | 1 | $ 228,000 | $ 228,000 | $ 0 |
Monroe County Tennessee | 1 | $ 110,000 | $ 110,000 | $ 32,000 |
Putnam County Tennessee | 1 | $ 146,000 | $ 146,000 | $ 54,000 |
Rutherford County Tennessee | 1 | $ 158,000 | $ 158,000 | $ 0 |
Sumner County Tennessee | 1 | $ 224,000 | $ 224,000 | $ 0 |
Warren County Tennessee | 1 | $ 249,000 | $ 249,000 | $ 0 |
Washington County Tennessee | 1 | $ 151,000 | $ 151,000 | $ 95,000 |
Bell County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
Cameron County Texas | 1 | $ 151,000 | $ 151,000 | $ 138,000 |
Comal County Texas | 1 | $ 144,000 | $ 144,000 | $ 0 |
Cooke County Texas | 1 | $ 256,000 | $ 256,000 | $ 50,000 |
Fort Bend County Texas | 1 | $ 220,000 | $ 220,000 | $ 103,000 |
Gregg County Texas | 1 | $ 136,000 | $ 136,000 | $ 0 |
Guadalupe County Texas | 1 | $ 132,000 | $ 132,000 | $ 0 |
Hidalgo County Texas | 1 | $ 173,000 | $ 173,000 | $ 192,000 |
Nacogdoches County Texas | 1 | $ 168,000 | $ 168,000 | $ 74,000 |
Randall County Texas | 1 | $ 259,000 | $ 259,000 | $ 0 |
Bennington County Vermont | 1 | $ 105,000 | $ 105,000 | $ 642,000 |
Chittenden County Vermont | 1 | $ 183,000 | $ 183,000 | $ 18,000 |
Windsor County Vermont | 1 | $ 228,000 | $ 228,000 | $ 0 |
Albemarle County Virginia | 1 | $ 245,000 | $ 245,000 | $ 126,000 |
Botetourt County Virginia | 1 | $ 202,000 | $ 202,000 | $ 49,000 |
Colonial Heights County Virginia | 1 | $ 99,000 | $ 99,000 | $ 36,000 |
Culpeper County Virginia | 1 | $ 313,000 | $ 313,000 | $ 146,000 |
Fluvanna County Virginia | 1 | $ 263,000 | $ 263,000 | $ 71,000 |
Franklin County Virginia | 1 | $ 417,000 | $ 417,000 | $ 381,000 |
Frederick County Virginia | 1 | $ 189,000 | $ 189,000 | $ 77,000 |
Hampton County Virginia | 1 | $ 140,000 | $ 140,000 | $ 0 |
Hanover County Virginia | 1 | $ 368,000 | $ 368,000 | $ 67,000 |
Henry County Virginia | 1 | $ 265,000 | $ 265,000 | $ 66,000 |
Lancaster County Virginia | 1 | $ 175,000 | $ 175,000 | $ 0 |
Louisa County Virginia | 1 | $ 278,000 | $ 278,000 | $ 89,000 |
Lunenburg County Virginia | 1 | $ 60,000 | $ 60,000 | $ 28,000 |
Manassas County Virginia | 1 | $ 152,000 | $ 152,000 | $ 42,000 |
New Kent County Virginia | 1 | $ 88,000 | $ 88,000 | $ 46,000 |
Newport News County Virginia | 1 | $ 209,000 | $ 209,000 | $ 73,000 |
Northumberland County Virginia | 1 | $ 207,000 | $ 207,000 | $ 326,000 |
Orange County Virginia | 1 | $ 126,000 | $ 126,000 | $ 188,000 |
Powhatan County Virginia | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
Prince George County Virginia | 1 | $ 267,000 | $ 267,000 | $ 0 |
Smyth County Virginia | 1 | $ 78,000 | $ 78,000 | $ 49,000 |
Southampton County Virginia | 1 | $ 166,000 | $ 166,000 | $ 0 |
Surry County Virginia | 1 | $ 184,000 | $ 184,000 | $ 72,000 |
Warren County Virginia | 1 | $ 268,000 | $ 268,000 | $ 0 |
York County Virginia | 1 | $ 216,000 | $ 216,000 | $ 125,000 |
Asotin County Washington | 1 | $ 110,000 | $ 110,000 | $ 52,000 |
Clark County Washington | 1 | $ 179,000 | $ 179,000 | $ 39,000 |
Franklin County Washington | 1 | $ 94,000 | $ 94,000 | $ 77,000 |
Grays Harbor County Washington | 1 | $ 158,000 | $ 158,000 | $ 74,000 |
Okanogan County Washington | 1 | $ 180,000 | $ 180,000 | $ 55,000 |
Harrison County West Virginia | 1 | $ 269,000 | $ 269,000 | $ 103,000 |
Lewis County West Virginia | 1 | $ 61,000 | $ 61,000 | $ 24,000 |
Marshall County West Virginia | 1 | $ 173,000 | $ 173,000 | $ 34,000 |
Preston County West Virginia | 1 | $ 255,000 | $ 255,000 | $ 53,000 |
Wayne County West Virginia | 1 | $ 158,000 | $ 158,000 | $ 51,000 |
Wood County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
Wyoming County West Virginia | 1 | $ 164,000 | $ 164,000 | $ 113,000 |
Calumet County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 0 |
Columbia County Wisconsin | 1 | $ 240,000 | $ 240,000 | $ 168,000 |
Douglas County Wisconsin | 1 | $ 172,000 | $ 172,000 | $ 0 |
Eau Claire County Wisconsin | 1 | $ 178,000 | $ 178,000 | $ 0 |
Marathon County Wisconsin | 1 | $ 207,000 | $ 207,000 | $ 0 |
Marinette County Wisconsin | 1 | $ 136,000 | $ 136,000 | $ 0 |
Outagamie County Wisconsin | 1 | $ 214,000 | $ 214,000 | $ 109,000 |
Racine County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 0 |
Sheboygan County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 0 |
Vernon County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 0 |
Winnebago County Wisconsin | 1 | $ 352,000 | $ 352,000 | $ 786,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Jersey,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 2,453 | $656,383,000 | $267,000 | $2,295,000 | $106,000 | $4,087,000 |
Home Purchase | 1,077 | $290,030,000 | $269,000 | $2,000,000 | $127,000 | $3,966,000 |
Home Improvement | 7 | $8,723,000 | $1,246,000 | $4,500,000 | $36,000 | $115,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 2,476 | $664,523,000 | $268,000 | $4,500,000 | $114,000 | $4,087,000 |
Not Provided | 357 | $101,212,000 | $283,000 | $2,000,000 | $132,000 | $2,200,000 |
Black or African American | 234 | $49,449,000 | $211,000 | $1,750,000 | $101,000 | $3,343,000 |
Asian | 224 | $76,288,000 | $340,000 | $1,365,000 | $133,000 | $1,059,000 |
Hispanic | 212 | $46,975,000 | $221,000 | $1,500,000 | $64,000 | $456,000 |
Not applicable | 20 | $13,376,000 | $668,000 | $3,200,000 | $0 | $0 |
American Indian or Alaskan Native | 8 | $1,657,000 | $207,000 | $417,000 | $31,000 | $162,000 |
Native Hawaiian or Other Pacific Islander | 6 | $1,656,000 | $276,000 | $404,000 | $40,000 | $102,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,808 | $547,804,000 | $302,000 | $4,500,000 | $164,000 | $4,087,000 |
FHA-insured (Federal Housing Administration) | 1,621 | $379,000,000 | $233,000 | $961,000 | $57,000 | $652,000 |
VA-guaranteed (Veterans Administration) | 104 | $27,222,000 | $261,000 | $744,000 | $66,000 | $219,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $1,110,000 | $277,000 | $715,000 | $181,000 | $472,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 2,509 | $664,114,000 | $264,000 | $2,295,000 | $109,000 | $4,087,000 |
Application Withdrawn By Applicant | 513 | $153,425,000 | $299,000 | $1,500,000 | $138,000 | $3,966,000 |
Application Denied By Financial Institution | 224 | $55,527,000 | $247,000 | $2,100,000 | $84,000 | $1,135,000 |
Application Approved But Not Accepted | 163 | $47,596,000 | $292,000 | $4,500,000 | $118,000 | $784,000 |
File Closed For Incompleteness | 128 | $34,474,000 | $269,000 | $1,327,000 | $124,000 | $1,810,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Debt-To-Income Ratio | 84 | $23,828,000 | $283,000 | $2,100,000 | $68,000 | $193,000 |
Collateral | 41 | $10,167,000 | $247,000 | $880,000 | $122,000 | $1,135,000 |
Credit History | 37 | $6,868,000 | $185,000 | $404,000 | $66,000 | $162,000 |
Other | 19 | $5,147,000 | $270,000 | $1,050,000 | $111,000 | $552,000 |
Employment History | 11 | $2,730,000 | $248,000 | $746,000 | $63,000 | $172,000 |
Insufficient Cash (Downpayment, Closing Cost) | 11 | $2,864,000 | $260,000 | $623,000 | $111,000 | $310,000 |
Unverifiable Information | 10 | $1,629,000 | $162,000 | $293,000 | $67,000 | $122,000 |
Credit Application Incomplete | 5 | $1,228,000 | $245,000 | $392,000 | $81,000 | $163,000 |
Mortgage Insurance Denied | 4 | $843,000 | $210,000 | $349,000 | $101,000 | $185,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NJ, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New Jersey, and search similar information at your convenience.