First Choice Bank Mortgage Lending & HMDA Data, 2010

In 2010, First Choice Bank of Lawrenceville, NJ reported 3,537 mortgage applications totaling $955.1 million, up 42% from 2009. The average application was for $270,041, and applicants reported an average income of $112,255. 71% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Edison-New Brunswick, NJ (445), New York-White Plains-Wayne, NY-NJ (354) and Newark-Union, NJ-PA (234) (applications in parentheses).

Mortgage Company & Address First Choice Bank
669 Whitehead Road
Lawrenceville, NJ 08648
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 3,537
Total Mortgage Loan Application Amount $955,136,000
Average Mortgage Loan Application Amount $270,041
Highest Mortgage Loan Application Amount $4,500,000
Average Applicant Income $112,255
Highest Applicant Income $4,087,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Choice Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Choice Bank by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Monmouth, New Jersey 188 $ 60,272,000 $ 320,595 $ 122,000
Middlesex, New Jersey 133 $ 37,997,000 $ 285,691 $ 98,000
Mercer, New Jersey 98 $ 23,658,000 $ 241,408 $ 106,000
Broward, Florida 92 $ 17,489,000 $ 190,097 $ 77,000
Richmond, New York 88 $ 33,563,000 $ 381,397 $ 104,000
Essex, New Jersey 81 $ 30,602,000 $ 377,802 $ 217,000
Bergen, New Jersey 78 $ 27,921,000 $ 357,961 $ 140,000
Allegheny, Pennsylvania 74 $ 11,449,000 $ 154,716 $ 104,000
Morris, New Jersey 67 $ 26,196,000 $ 390,985 $ 256,000
Los Angeles, California 65 $ 23,985,000 $ 369,000 $ 114,000
Ocean, New Jersey 62 $ 17,849,000 $ 287,887 $ 164,000
Somerset, New Jersey 62 $ 22,645,000 $ 365,241 $ 174,000
Palm Beach, Florida 59 $ 10,674,000 $ 180,915 $ 68,000
Union, New Jersey 56 $ 19,533,000 $ 348,803 $ 129,000
Kings, New York 46 $ 17,772,000 $ 386,347 $ 141,000
San Diego, California 45 $ 17,119,000 $ 380,422 $ 142,000
Hudson, New Jersey 45 $ 15,566,000 $ 345,911 $ 173,000
Fairfax, Virginia 40 $ 16,063,000 $ 401,575 $ 129,000
Montgomery, Maryland 38 $ 14,257,000 $ 375,184 $ 139,000
Maricopa, Arizona 34 $ 7,010,000 $ 206,176 $ 49,000
Middlesex, Massachusetts 34 $ 10,194,000 $ 299,823 $ 120,000
Miami-Dade, Florida 33 $ 5,540,000 $ 167,878 $ 104,000
Philadelphia, Pennsylvania 29 $ 5,551,000 $ 191,413 $ 61,000
Orange, California 28 $ 9,591,000 $ 342,535 $ 154,000
Burlington, New Jersey 26 $ 5,926,000 $ 227,923 $ 82,000
Suffolk, New York 26 $ 9,303,000 $ 357,807 $ 116,000
District of Columbia, District Of Columbia 25 $ 10,809,000 $ 432,360 $ 159,000
Bucks, Pennsylvania 25 $ 5,842,000 $ 233,680 $ 96,000
Nassau, New York 24 $ 9,914,000 $ 413,083 $ 106,000
New York, New York 24 $ 18,062,000 $ 752,583 $ 517,000
York, Pennsylvania 24 $ 4,748,000 $ 197,833 $ 72,000
Fairfield, Connecticut 23 $ 7,857,000 $ 341,608 $ 202,000
Westchester, New York 20 $ 10,168,000 $ 508,400 $ 225,000
Passaic, New Jersey 19 $ 4,580,000 $ 241,052 $ 84,000
Queens, New York 19 $ 7,071,000 $ 372,157 $ 112,000
Westmoreland, Pennsylvania 19 $ 3,166,000 $ 166,631 $ 114,000
Loudoun, Virginia 19 $ 7,242,000 $ 381,157 $ 127,000
Cook, Illinois 18 $ 3,628,000 $ 201,555 $ 75,000
Erie, Pennsylvania 18 $ 2,483,000 $ 137,944 $ 65,000
Northampton, Pennsylvania 18 $ 4,730,000 $ 262,777 $ 115,000
Prince George's, Maryland 17 $ 3,848,000 $ 226,352 $ 89,000
Lancaster, Pennsylvania 17 $ 2,933,000 $ 172,529 $ 38,000
Santa Clara, California 16 $ 6,912,000 $ 432,000 $ 160,000
Clark, Nevada 16 $ 2,736,000 $ 171,000 $ 91,000
Camden, New Jersey 16 $ 3,972,000 $ 248,250 $ 120,000
San Bernardino, California 15 $ 3,680,000 $ 245,333 $ 158,000
Cuyahoga, Ohio 15 $ 1,919,000 $ 127,933 $ 47,000
Montgomery, Pennsylvania 15 $ 3,447,000 $ 229,800 $ 71,000
Orange, Florida 14 $ 2,743,000 $ 195,928 $ 17,000
Hunterdon, New Jersey 14 $ 5,125,000 $ 366,071 $ 172,000
Sussex, New Jersey 14 $ 3,386,000 $ 241,857 $ 89,000
Franklin, Ohio 14 $ 2,010,000 $ 143,571 $ 29,000
Chester, Pennsylvania 14 $ 3,234,000 $ 231,000 $ 136,000
King, Washington 14 $ 4,264,000 $ 304,571 $ 316,000
Riverside, California 13 $ 3,706,000 $ 285,076 $ 130,000
Hartford, Connecticut 13 $ 3,114,000 $ 239,538 $ 48,000
Anne Arundel, Maryland 13 $ 3,474,000 $ 267,230 $ 126,000
Norfolk, Massachusetts 13 $ 5,494,000 $ 422,615 $ 176,000
Worcester, Massachusetts 13 $ 3,328,000 $ 256,000 $ 117,000
Tarrant, Texas 13 $ 2,346,000 $ 180,461 $ 32,000
Alameda, California 12 $ 4,372,000 $ 364,333 $ 119,000
New Haven, Connecticut 12 $ 2,549,000 $ 212,416 $ 29,000
Duval, Florida 12 $ 2,036,000 $ 169,666 $ 7,000
Hillsborough, Florida 12 $ 2,305,000 $ 192,083 $ 29,000
Seminole, Florida 12 $ 2,338,000 $ 194,833 $ 4,000
Baltimore City, Maryland 12 $ 2,586,000 $ 215,500 $ 250,000
Bronx, New York 12 $ 4,327,000 $ 360,583 $ 73,000
Wake, North Carolina 11 $ 2,413,000 $ 219,363 $ 76,000
Pinellas, Florida 10 $ 1,905,000 $ 190,500 $ 24,000
Lafayette, Louisiana 10 $ 1,676,000 $ 167,600 $ 69,000
Pima, Arizona 9 $ 1,447,000 $ 160,777 $ 55,000
San Mateo, California 9 $ 3,782,000 $ 420,222 $ 147,000
Ventura, California 9 $ 2,817,000 $ 313,000 $ 132,000
El Paso, Colorado 9 $ 2,098,000 $ 233,111 $ 53,000
Osceola, Florida 9 $ 1,576,000 $ 175,111 $ 32,000
Gwinnett, Georgia 9 $ 2,108,000 $ 234,222 $ 64,000
Baltimore, Maryland 9 $ 1,998,000 $ 222,000 $ 84,000
Warren, New Jersey 9 $ 2,244,000 $ 249,333 $ 116,000
Multnomah, Oregon 9 $ 2,069,000 $ 229,888 $ 83,000
Lehigh, Pennsylvania 9 $ 1,592,000 $ 176,888 $ 74,000
Bexar, Texas 9 $ 1,273,000 $ 141,444 $ 30,000
Travis, Texas 9 $ 1,492,000 $ 165,777 $ 57,000
Prince William, Virginia 9 $ 2,424,000 $ 269,333 $ 91,000
Sacramento, California 8 $ 1,920,000 $ 240,000 $ 103,000
Brevard, Florida 8 $ 1,248,000 $ 156,000 $ 63,000
Cobb, Georgia 8 $ 2,290,000 $ 286,250 $ 99,000
Harford, Maryland 8 $ 2,311,000 $ 288,875 $ 97,000
Harris, Texas 8 $ 1,492,000 $ 186,500 $ 67,000
Montgomery, Alabama 7 $ 1,394,000 $ 199,142 $ 88,000
New Castle, Delaware 7 $ 1,612,000 $ 230,285 $ 216,000
Charlotte, Florida 7 $ 943,000 $ 134,714 $ 48,000
DeKalb, Georgia 7 $ 1,307,000 $ 186,714 $ 57,000
Suffolk, Massachusetts 7 $ 3,094,000 $ 442,000 $ 695,000
Cape May, New Jersey 7 $ 2,073,000 $ 296,142 $ 196,000
Summit, Ohio 7 $ 1,424,000 $ 203,428 $ 0
Beaver, Pennsylvania 7 $ 943,000 $ 134,714 $ 68,000
Providence, Rhode Island 7 $ 1,162,000 $ 166,000 $ 72,000
Horry, South Carolina 7 $ 1,043,000 $ 149,000 $ 76,000
Davidson, Tennessee 7 $ 1,159,000 $ 165,571 $ 11,000
Denver, Colorado 6 $ 1,463,000 $ 243,833 $ 88,000
Larimer, Colorado 6 $ 1,549,000 $ 258,166 $ 72,000
Polk, Florida 6 $ 651,000 $ 108,500 $ 28,000
DuPage, Illinois 6 $ 1,534,000 $ 255,666 $ 131,000
Lake, Illinois 6 $ 1,643,000 $ 273,833 $ 151,000
McHenry, Illinois 6 $ 1,481,000 $ 246,833 $ 100,000
Orleans, Louisiana 6 $ 1,209,000 $ 201,500 $ 110,000
Howard, Maryland 6 $ 2,100,000 $ 350,000 $ 156,000
Washoe, Nevada 6 $ 1,493,000 $ 248,833 $ 297,000
Gloucester, New Jersey 6 $ 1,475,000 $ 245,833 $ 107,000
Cumberland, Pennsylvania 6 $ 1,123,000 $ 187,166 $ 76,000
Delaware, Pennsylvania 6 $ 1,248,000 $ 208,000 $ 84,000
Greenville, South Carolina 6 $ 1,337,000 $ 222,833 $ 111,000
Dallas, Texas 6 $ 1,097,000 $ 182,833 $ 68,000
Williamson, Texas 6 $ 919,000 $ 153,166 $ 0
Chesterfield, Virginia 6 $ 1,432,000 $ 238,666 $ 128,000
Henrico, Virginia 6 $ 1,190,000 $ 198,333 $ 74,000
Mohave, Arizona 5 $ 710,000 $ 142,000 $ 70,000
Marin, California 5 $ 1,950,000 $ 390,000 $ 288,000
San Francisco, California 5 $ 2,561,000 $ 512,200 $ 178,000
Adams, Colorado 5 $ 1,083,000 $ 216,600 $ 40,000
Middlesex, Connecticut 5 $ 1,115,000 $ 223,000 $ 48,000
Lee, Florida 5 $ 1,136,000 $ 227,200 $ 35,000
Leon, Florida 5 $ 769,000 $ 153,800 $ 5,000
Volusia, Florida 5 $ 984,000 $ 196,800 $ 35,000
Calvert, Maryland 5 $ 2,653,000 $ 530,600 $ 160,000
Essex, Massachusetts 5 $ 1,721,000 $ 344,200 $ 202,000
Plymouth, Massachusetts 5 $ 1,199,000 $ 239,800 $ 115,000
Macomb, Michigan 5 $ 763,000 $ 152,600 $ 67,000
Oakland, Michigan 5 $ 818,000 $ 163,600 $ 82,000
Anoka, Minnesota 5 $ 1,013,000 $ 202,600 $ 64,000
Montgomery, Ohio 5 $ 379,000 $ 75,800 $ 56,000
Tulsa, Oklahoma 5 $ 1,352,000 $ 270,400 $ 177,000
Dauphin, Pennsylvania 5 $ 916,000 $ 183,200 $ 82,000
Spartanburg, South Carolina 5 $ 743,000 $ 148,600 $ 40,000
Shelby, Tennessee 5 $ 703,000 $ 140,600 $ 49,000
Collin, Texas 5 $ 953,000 $ 190,600 $ 42,000
Denton, Texas 5 $ 970,000 $ 194,000 $ 33,000
Snohomish, Washington 5 $ 1,158,000 $ 231,600 $ 90,000
San Joaquin, California 4 $ 1,204,000 $ 301,000 $ 118,000
Jefferson, Colorado 4 $ 1,181,000 $ 295,250 $ 66,000
New London, Connecticut 4 $ 1,020,000 $ 255,000 $ 63,000
Collier, Florida 4 $ 1,255,000 $ 313,750 $ 135,000
Flagler, Florida 4 $ 551,000 $ 137,750 $ 76,000
Manatee, Florida 4 $ 1,083,000 $ 270,750 $ 94,000
Pasco, Florida 4 $ 777,000 $ 194,250 $ 45,000
Forsyth, Georgia 4 $ 1,108,000 $ 277,000 $ 95,000
Fulton, Georgia 4 $ 738,000 $ 184,500 $ 75,000
Kane, Illinois 4 $ 1,235,000 $ 308,750 $ 110,000
Cecil, Maryland 4 $ 1,005,000 $ 251,250 $ 101,000
Frederick, Maryland 4 $ 1,264,000 $ 316,000 $ 42,000
Washtenaw, Michigan 4 $ 808,000 $ 202,000 $ 62,000
Hennepin, Minnesota 4 $ 692,000 $ 173,000 $ 46,000
Rockingham, New Hampshire 4 $ 723,000 $ 180,750 $ 53,000
Saratoga, New York 4 $ 1,115,000 $ 278,750 $ 160,000
Cabarrus, North Carolina 4 $ 877,000 $ 219,250 $ 54,000
Cumberland, North Carolina 4 $ 620,000 $ 155,000 $ 46,000
Durham, North Carolina 4 $ 973,000 $ 243,250 $ 89,000
Johnston, North Carolina 4 $ 866,000 $ 216,500 $ 60,000
Mecklenburg, North Carolina 4 $ 707,000 $ 176,750 $ 78,000
Clackamas, Oregon 4 $ 942,000 $ 235,500 $ 106,000
Lawrence, Pennsylvania 4 $ 526,000 $ 131,500 $ 69,000
Northumberland, Pennsylvania 4 $ 362,000 $ 90,500 $ 44,000
Washington, Pennsylvania 4 $ 427,000 $ 106,750 $ 58,000
Knox, Tennessee 4 $ 681,000 $ 170,250 $ 30,000
El Paso, Texas 4 $ 571,000 $ 142,750 $ 28,000
Alexandria, Virginia 4 $ 1,567,000 $ 391,750 $ 118,000
Arlington, Virginia 4 $ 1,716,000 $ 429,000 $ 137,000
Jefferson, West Virginia 4 $ 903,000 $ 225,750 $ 109,000
Elmore, Alabama 3 $ 485,000 $ 161,666 $ 7,000
Jefferson, Alabama 3 $ 254,000 $ 84,666 $ 44,000
Pinal, Arizona 3 $ 609,000 $ 203,000 $ 39,000
Benton, Arkansas 3 $ 421,000 $ 140,333 $ 31,000
Contra Costa, California 3 $ 705,000 $ 235,000 $ 114,000
El Dorado, California 3 $ 837,000 $ 279,000 $ 112,000
Fresno, California 3 $ 554,000 $ 184,666 $ 99,000
Solano, California 3 $ 802,000 $ 267,333 $ 103,000
Sonoma, California 3 $ 1,192,000 $ 397,333 $ 109,000
Stanislaus, California 3 $ 335,000 $ 111,666 $ 51,000
Arapahoe, Colorado 3 $ 562,000 $ 187,333 $ 145,000
Litchfield, Connecticut 3 $ 720,000 $ 240,000 $ 102,000
Alachua, Florida 3 $ 609,000 $ 203,000 $ 10,000
Lake, Florida 3 $ 475,000 $ 158,333 $ 28,000
St. Johns, Florida 3 $ 733,000 $ 244,333 $ 0
Coweta, Georgia 3 $ 690,000 $ 230,000 $ 48,000
Henry, Georgia 3 $ 400,000 $ 133,333 $ 12,000
Kootenai, Idaho 3 $ 379,000 $ 126,333 $ 86,000
Kendall, Illinois 3 $ 714,000 $ 238,000 $ 92,000
Will, Illinois 3 $ 811,000 $ 270,333 $ 92,000
Sedgwick, Kansas 3 $ 644,000 $ 214,666 $ 16,000
Caddo, Louisiana 3 $ 460,000 $ 153,333 $ 0
Androscoggin, Maine 3 $ 415,000 $ 138,333 $ 29,000
Carroll, Maryland 3 $ 825,000 $ 275,000 $ 67,000
Charles, Maryland 3 $ 674,000 $ 224,666 $ 67,000
Kent, Maryland 3 $ 482,000 $ 160,666 $ 21,000
Barnstable, Massachusetts 3 $ 987,000 $ 329,000 $ 151,000
Genesee, Michigan 3 $ 427,000 $ 142,333 $ 35,000
Kent, Michigan 3 $ 615,000 $ 205,000 $ 111,000
Roscommon, Michigan 3 $ 180,000 $ 60,000 $ 35,000
Ramsey, Minnesota 3 $ 518,000 $ 172,666 $ 0
Strafford, New Hampshire 3 $ 899,000 $ 299,666 $ 69,000
Atlantic, New Jersey 3 $ 3,815,000 $ 1,271,666 $ 196,000
Bernalillo, New Mexico 3 $ 646,000 $ 215,333 $ 78,000
Erie, New York 3 $ 746,000 $ 248,666 $ 645,000
Dare, North Carolina 3 $ 1,170,000 $ 390,000 $ 293,000
Harnett, North Carolina 3 $ 468,000 $ 156,000 $ 36,000
Ashtabula, Ohio 3 $ 343,000 $ 114,333 $ 17,000
Delaware, Ohio 3 $ 607,000 $ 202,333 $ 18,000
Hamilton, Ohio 3 $ 629,000 $ 209,666 $ 44,000
Stark, Ohio 3 $ 328,000 $ 109,333 $ 49,000
Warren, Ohio 3 $ 550,000 $ 183,333 $ 23,000
Deschutes, Oregon 3 $ 679,000 $ 226,333 $ 127,000
Lane, Oregon 3 $ 408,000 $ 136,000 $ 50,000
Butler, Pennsylvania 3 $ 396,000 $ 132,000 $ 73,000
Huntingdon, Pennsylvania 3 $ 298,000 $ 99,333 $ 43,000
Lackawanna, Pennsylvania 3 $ 601,000 $ 200,333 $ 124,000
McKean, Pennsylvania 3 $ 185,000 $ 61,666 $ 31,000
Washington, Rhode Island 3 $ 846,000 $ 282,000 $ 118,000
Anderson, South Carolina 3 $ 653,000 $ 217,666 $ 131,000
Beaufort, South Carolina 3 $ 1,008,000 $ 336,000 $ 111,000
Berkeley, South Carolina 3 $ 494,000 $ 164,666 $ 12,000
Wilson, Tennessee 3 $ 858,000 $ 286,000 $ 169,000
Brazoria, Texas 3 $ 487,000 $ 162,333 $ 40,000
Ellis, Texas 3 $ 516,000 $ 172,000 $ 0
Salt Lake, Utah 3 $ 404,000 $ 134,666 $ 71,000
Utah, Utah 3 $ 573,000 $ 191,000 $ 84,000
Rutland, Vermont 3 $ 734,000 $ 244,666 $ 197,000
Chesapeake, Virginia 3 $ 851,000 $ 283,666 $ 52,000
Fauquier, Virginia 3 $ 858,000 $ 286,000 $ 177,000
King George, Virginia 3 $ 1,019,000 $ 339,666 $ 157,000
Pierce, Washington 3 $ 390,000 $ 130,000 $ 86,000
Spokane, Washington 3 $ 312,000 $ 104,000 $ 67,000
Thurston, Washington 3 $ 649,000 $ 216,333 $ 57,000
Waukesha, Wisconsin 3 $ 630,000 $ 210,000 $ 82,000
Mobile, Alabama 2 $ 524,000 $ 262,000 $ 155,000
Humboldt, California 2 $ 372,000 $ 186,000 $ 47,000
Imperial, California 2 $ 209,000 $ 104,500 $ 49,000
Merced, California 2 $ 275,000 $ 137,500 $ 63,000
Placer, California 2 $ 516,000 $ 258,000 $ 143,000
San Luis Obispo, California 2 $ 855,000 $ 427,500 $ 106,000
Santa Barbara, California 2 $ 1,134,000 $ 567,000 $ 216,000
Santa Cruz, California 2 $ 522,000 $ 261,000 $ 71,000
Douglas, Colorado 2 $ 360,000 $ 180,000 $ 74,000
Mesa, Colorado 2 $ 438,000 $ 219,000 $ 45,000
Weld, Colorado 2 $ 255,000 $ 127,500 $ 21,000
Tolland, Connecticut 2 $ 371,000 $ 185,500 $ 117,000
Hernando, Florida 2 $ 446,000 $ 223,000 $ 82,000
Monroe, Florida 2 $ 505,000 $ 252,500 $ 97,000
Nassau, Florida 2 $ 465,000 $ 232,500 $ 0
Santa Rosa, Florida 2 $ 377,000 $ 188,500 $ 0
Sarasota, Florida 2 $ 454,000 $ 227,000 $ 31,000
St. Lucie, Florida 2 $ 150,000 $ 75,000 $ 44,000
Sumter, Florida 2 $ 401,000 $ 200,500 $ 40,000
Walton, Florida 2 $ 530,000 $ 265,000 $ 0
Bartow, Georgia 2 $ 481,000 $ 240,500 $ 17,000
Chatham, Georgia 2 $ 511,000 $ 255,500 $ 110,000
Cherokee, Georgia 2 $ 326,000 $ 163,000 $ 0
Fayette, Kentucky 2 $ 272,000 $ 136,000 $ 0
Oldham, Kentucky 2 $ 525,000 $ 262,500 $ 61,000
Lincoln, Louisiana 2 $ 322,000 $ 161,000 $ 71,000
York, Maine 2 $ 324,000 $ 162,000 $ 48,000
Washington, Maryland 2 $ 281,000 $ 140,500 $ 31,000
Wicomico, Maryland 2 $ 307,000 $ 153,500 $ 0
Barry, Michigan 2 $ 406,000 $ 203,000 $ 57,000
Jackson, Michigan 2 $ 320,000 $ 160,000 $ 0
Kalamazoo, Michigan 2 $ 238,000 $ 119,000 $ 76,000
Livingston, Michigan 2 $ 393,000 $ 196,500 $ 40,000
St. Clair, Michigan 2 $ 437,000 $ 218,500 $ 40,000
Wayne, Michigan 2 $ 313,000 $ 156,500 $ 30,000
Washington, Minnesota 2 $ 422,000 $ 211,000 $ 0
Lafayette, Mississippi 2 $ 646,000 $ 323,000 $ 75,000
Platte, Missouri 2 $ 531,000 $ 265,500 $ 81,000
St. Louis, Missouri 2 $ 369,000 $ 184,500 $ 30,000
Columbia, New York 2 $ 685,000 $ 342,500 $ 417,000
Dutchess, New York 2 $ 326,000 $ 163,000 $ 61,000
Monroe, New York 2 $ 149,000 $ 74,500 $ 55,000
Onondaga, New York 2 $ 227,000 $ 113,500 $ 113,000
Orange, New York 2 $ 571,000 $ 285,500 $ 119,000
Rockland, New York 2 $ 1,024,000 $ 512,000 $ 92,000
Currituck, North Carolina 2 $ 220,000 $ 110,000 $ 51,000
New Hanover, North Carolina 2 $ 631,000 $ 315,500 $ 94,000
Orange, North Carolina 2 $ 421,000 $ 210,500 $ 127,000
Union, North Carolina 2 $ 711,000 $ 355,500 $ 1,722,000
Athens, Ohio 2 $ 333,000 $ 166,500 $ 62,000
Auglaize, Ohio 2 $ 357,000 $ 178,500 $ 59,000
Butler, Ohio 2 $ 344,000 $ 172,000 $ 0
Clermont, Ohio 2 $ 308,000 $ 154,000 $ 0
Licking, Ohio 2 $ 233,000 $ 116,500 $ 54,000
Medina, Ohio 2 $ 301,000 $ 150,500 $ 0
Richland, Ohio 2 $ 249,000 $ 124,500 $ 78,000
Marion, Oregon 2 $ 317,000 $ 158,500 $ 53,000
Berks, Pennsylvania 2 $ 398,000 $ 199,000 $ 58,000
Centre, Pennsylvania 2 $ 1,297,000 $ 648,500 $ 65,000
Franklin, Pennsylvania 2 $ 294,000 $ 147,000 $ 72,000
Lebanon, Pennsylvania 2 $ 325,000 $ 162,500 $ 0
Luzerne, Pennsylvania 2 $ 384,000 $ 192,000 $ 0
Mifflin, Pennsylvania 2 $ 245,000 $ 122,500 $ 54,000
Monroe, Pennsylvania 2 $ 328,000 $ 164,000 $ 72,000
Pike, Pennsylvania 2 $ 657,000 $ 328,500 $ 46,000
Schuylkill, Pennsylvania 2 $ 321,000 $ 160,500 $ 169,000
Wayne, Pennsylvania 2 $ 342,000 $ 171,000 $ 0
Brazos, Texas 2 $ 257,000 $ 128,500 $ 52,000
Galveston, Texas 2 $ 398,000 $ 199,000 $ 0
Kaufman, Texas 2 $ 397,000 $ 198,500 $ 0
Midland, Texas 2 $ 315,000 $ 157,500 $ 0
Montgomery, Texas 2 $ 410,000 $ 205,000 $ 0
Windham, Vermont 2 $ 513,000 $ 256,500 $ 215,000
Clarke, Virginia 2 $ 370,000 $ 185,000 $ 80,000
Fairfax City, Virginia 2 $ 732,000 $ 366,000 $ 61,000
Greene, Virginia 2 $ 552,000 $ 276,000 $ 75,000
King William, Virginia 2 $ 431,000 $ 215,500 $ 41,000
Montgomery, Virginia 2 $ 371,000 $ 185,500 $ 110,000
Norfolk, Virginia 2 $ 334,000 $ 167,000 $ 0
Petersburg, Virginia 2 $ 381,000 $ 190,500 $ 120,000
Pittsylvania, Virginia 2 $ 404,000 $ 202,000 $ 137,000
Shenandoah, Virginia 2 $ 318,000 $ 159,000 $ 37,000
Spotsylvania, Virginia 2 $ 331,000 $ 165,500 $ 63,000
Stafford, Virginia 2 $ 316,000 $ 158,000 $ 35,000
Kitsap, Washington 2 $ 371,000 $ 185,500 $ 78,000
Lewis, Washington 2 $ 262,000 $ 131,000 $ 84,000
Skagit, Washington 2 $ 754,000 $ 377,000 $ 174,000
Mercer, West Virginia 2 $ 142,000 $ 71,000 $ 47,000
Milwaukee, Wisconsin 2 $ 335,000 $ 167,500 $ 70,000
Colbert, Alabama 1 $ 133,000 $ 133,000 $ 55,000
Franklin, Alabama 1 $ 191,000 $ 191,000 $ 0
Lee, Alabama 1 $ 179,000 $ 179,000 $ 83,000
Anchorage, Alaska 1 $ 259,000 $ 259,000 $ 89,000
Gila, Arizona 1 $ 150,000 $ 150,000 $ 181,000
Navajo, Arizona 1 $ 102,000 $ 102,000 $ 136,000
Yavapai, Arizona 1 $ 220,000 $ 220,000 $ 121,000
Yuma, Arizona 1 $ 155,000 $ 155,000 $ 0
Faulkner, Arkansas 1 $ 87,000 $ 87,000 $ 0
Phillips, Arkansas 1 $ 73,000 $ 73,000 $ 30,000
Kern, California 1 $ 132,000 $ 132,000 $ 79,000
Kings, California 1 $ 225,000 $ 225,000 $ 60,000
Mono, California 1 $ 200,000 $ 200,000 $ 52,000
Napa, California 1 $ 565,000 $ 565,000 $ 110,000
Nevada, California 1 $ 417,000 $ 417,000 $ 860,000
Sutter, California 1 $ 49,000 $ 49,000 $ 98,000
Yolo, California 1 $ 278,000 $ 278,000 $ 125,000
Boulder, Colorado 1 $ 143,000 $ 143,000 $ 0
Eagle, Colorado 1 $ 202,000 $ 202,000 $ 241,000
Fremont, Colorado 1 $ 130,000 $ 130,000 $ 16,000
Montrose, Colorado 1 $ 157,000 $ 157,000 $ 0
Pitkin, Colorado 1 $ 621,000 $ 621,000 $ 218,000
Teller, Colorado 1 $ 100,000 $ 100,000 $ 0
Windham, Connecticut 1 $ 265,000 $ 265,000 $ 70,000
Bay, Florida 1 $ 128,000 $ 128,000 $ 0
Citrus, Florida 1 $ 159,000 $ 159,000 $ 33,000
Clay, Florida 1 $ 192,000 $ 192,000 $ 0
Escambia, Florida 1 $ 159,000 $ 159,000 $ 0
Franklin, Florida 1 $ 310,000 $ 310,000 $ 219,000
Gadsden, Florida 1 $ 114,000 $ 114,000 $ 68,000
Indian River, Florida 1 $ 78,000 $ 78,000 $ 49,000
Marion, Florida 1 $ 196,000 $ 196,000 $ 0
Martin, Florida 1 $ 540,000 $ 540,000 $ 800,000
Okaloosa, Florida 1 $ 216,000 $ 216,000 $ 0
Wakulla, Florida 1 $ 170,000 $ 170,000 $ 0
Catoosa, Georgia 1 $ 155,000 $ 155,000 $ 0
Clarke, Georgia 1 $ 219,000 $ 219,000 $ 350,000
Clayton, Georgia 1 $ 172,000 $ 172,000 $ 0
Columbia, Georgia 1 $ 137,000 $ 137,000 $ 0
Dougherty, Georgia 1 $ 151,000 $ 151,000 $ 0
Fayette, Georgia 1 $ 259,000 $ 259,000 $ 49,000
Floyd, Georgia 1 $ 125,000 $ 125,000 $ 0
Hall, Georgia 1 $ 139,000 $ 139,000 $ 0
Lee, Georgia 1 $ 187,000 $ 187,000 $ 0
Muscogee, Georgia 1 $ 156,000 $ 156,000 $ 0
Paulding, Georgia 1 $ 131,000 $ 131,000 $ 0
Pickens, Georgia 1 $ 131,000 $ 131,000 $ 0
Rockdale, Georgia 1 $ 158,000 $ 158,000 $ 47,000
Walton, Georgia 1 $ 297,000 $ 297,000 $ 0
Whitfield, Georgia 1 $ 140,000 $ 140,000 $ 0
Kauai, Hawaii 1 $ 626,000 $ 626,000 $ 456,000
Ada, Idaho 1 $ 168,000 $ 168,000 $ 44,000
Bannock, Idaho 1 $ 97,000 $ 97,000 $ 41,000
Jerome, Idaho 1 $ 77,000 $ 77,000 $ 45,000
Adams, Illinois 1 $ 157,000 $ 157,000 $ 42,000
Kankakee, Illinois 1 $ 186,000 $ 186,000 $ 109,000
Macon, Illinois 1 $ 333,000 $ 333,000 $ 134,000
Peoria, Illinois 1 $ 90,000 $ 90,000 $ 37,000
St. Clair, Illinois 1 $ 100,000 $ 100,000 $ 88,000
Winnebago, Illinois 1 $ 115,000 $ 115,000 $ 60,000
Hamilton, Indiana 1 $ 125,000 $ 125,000 $ 36,000
Ripley, Indiana 1 $ 189,000 $ 189,000 $ 94,000
St. Joseph, Indiana 1 $ 352,000 $ 352,000 $ 197,000
Vanderburgh, Indiana 1 $ 100,000 $ 100,000 $ 28,000
Vigo, Indiana 1 $ 236,000 $ 236,000 $ 152,000
Carroll, Iowa 1 $ 185,000 $ 185,000 $ 0
Dubuque, Iowa 1 $ 136,000 $ 136,000 $ 70,000
Marion, Iowa 1 $ 54,000 $ 54,000 $ 42,000
Polk, Iowa 1 $ 200,000 $ 200,000 $ 0
Woodbury, Iowa 1 $ 138,000 $ 138,000 $ 0
Johnson, Kansas 1 $ 417,000 $ 417,000 $ 910,000
Leavenworth, Kansas 1 $ 254,000 $ 254,000 $ 116,000
Shawnee, Kansas 1 $ 221,000 $ 221,000 $ 0
Boone, Kentucky 1 $ 178,000 $ 178,000 $ 0
Boyd, Kentucky 1 $ 168,000 $ 168,000 $ 0
Bullitt, Kentucky 1 $ 148,000 $ 148,000 $ 0
Daviess, Kentucky 1 $ 71,000 $ 71,000 $ 54,000
Hardin, Kentucky 1 $ 152,000 $ 152,000 $ 0
Jefferson, Kentucky 1 $ 207,000 $ 207,000 $ 0
Pendleton, Kentucky 1 $ 198,000 $ 198,000 $ 0
Trigg, Kentucky 1 $ 149,000 $ 149,000 $ 0
Warren, Kentucky 1 $ 134,000 $ 134,000 $ 0
Woodford, Kentucky 1 $ 301,000 $ 301,000 $ 166,000
Bossier, Louisiana 1 $ 146,000 $ 146,000 $ 0
Calcasieu, Louisiana 1 $ 163,000 $ 163,000 $ 83,000
East Baton Rouge, Louisiana 1 $ 185,000 $ 185,000 $ 0
Jefferson, Louisiana 1 $ 210,000 $ 210,000 $ 176,000
St. Tammany, Louisiana 1 $ 399,000 $ 399,000 $ 175,000
Tangipahoa, Louisiana 1 $ 126,000 $ 126,000 $ 72,000
Terrebonne, Louisiana 1 $ 182,000 $ 182,000 $ 105,000
Cumberland, Maine 1 $ 334,000 $ 334,000 $ 98,000
Hancock, Maine 1 $ 100,000 $ 100,000 $ 114,000
Knox, Maine 1 $ 259,000 $ 259,000 $ 0
Waldo, Maine 1 $ 149,000 $ 149,000 $ 84,000
Garrett, Maryland 1 $ 225,000 $ 225,000 $ 105,000
St. Mary's, Maryland 1 $ 167,000 $ 167,000 $ 103,000
Talbot, Maryland 1 $ 180,000 $ 180,000 $ 35,000
Worcester, Maryland 1 $ 417,000 $ 417,000 $ 385,000
Bristol, Massachusetts 1 $ 270,000 $ 270,000 $ 57,000
Hampden, Massachusetts 1 $ 150,000 $ 150,000 $ 0
Hampshire, Massachusetts 1 $ 276,000 $ 276,000 $ 90,000
Nantucket, Massachusetts 1 $ 393,000 $ 393,000 $ 170,000
Berrien, Michigan 1 $ 133,000 $ 133,000 $ 0
Eaton, Michigan 1 $ 134,000 $ 134,000 $ 0
Gladwin, Michigan 1 $ 147,000 $ 147,000 $ 310,000
Isabella, Michigan 1 $ 130,000 $ 130,000 $ 0
Lapeer, Michigan 1 $ 111,000 $ 111,000 $ 48,000
Lenawee, Michigan 1 $ 196,000 $ 196,000 $ 0
Muskegon, Michigan 1 $ 63,000 $ 63,000 $ 37,000
Shiawassee, Michigan 1 $ 278,000 $ 278,000 $ 0
Fillmore, Minnesota 1 $ 268,000 $ 268,000 $ 0
Kandiyohi, Minnesota 1 $ 131,000 $ 131,000 $ 0
Martin, Minnesota 1 $ 156,000 $ 156,000 $ 0
Olmsted, Minnesota 1 $ 396,000 $ 396,000 $ 63,000
Scott, Minnesota 1 $ 180,000 $ 180,000 $ 82,000
St. Louis, Minnesota 1 $ 142,000 $ 142,000 $ 0
Wright, Minnesota 1 $ 357,000 $ 357,000 $ 0
DeSoto, Mississippi 1 $ 57,000 $ 57,000 $ 31,000
Hinds, Mississippi 1 $ 211,000 $ 211,000 $ 59,000
Lee, Mississippi 1 $ 164,000 $ 164,000 $ 0
Marshall, Mississippi 1 $ 141,000 $ 141,000 $ 0
Pike, Mississippi 1 $ 135,000 $ 135,000 $ 0
Rankin, Mississippi 1 $ 185,000 $ 185,000 $ 0
Warren, Missouri 1 $ 153,000 $ 153,000 $ 0
Fergus, Montana 1 $ 94,000 $ 94,000 $ 45,000
Flathead, Montana 1 $ 334,000 $ 334,000 $ 786,000
Missoula, Montana 1 $ 245,000 $ 245,000 $ 74,000
Douglas, Nebraska 1 $ 105,000 $ 105,000 $ 784,000
Douglas, Nevada 1 $ 425,000 $ 425,000 $ 221,000
Lyon, Nevada 1 $ 60,000 $ 60,000 $ 41,000
Hillsborough, New Hampshire 1 $ 308,000 $ 308,000 $ 85,000
Merrimack, New Hampshire 1 $ 263,000 $ 263,000 $ 115,000
Cumberland, New Jersey 1 $ 104,000 $ 104,000 $ 31,000
Rio Arriba, New Mexico 1 $ 320,000 $ 320,000 $ 0
Sandoval, New Mexico 1 $ 230,000 $ 230,000 $ 204,000
Santa Fe, New Mexico 1 $ 234,000 $ 234,000 $ 78,000
Chenango, New York 1 $ 180,000 $ 180,000 $ 316,000
Franklin, New York 1 $ 356,000 $ 356,000 $ 235,000
Jefferson, New York 1 $ 242,000 $ 242,000 $ 88,000
Madison, New York 1 $ 140,000 $ 140,000 $ 62,000
Niagara, New York 1 $ 97,000 $ 97,000 $ 48,000
Otsego, New York 1 $ 106,000 $ 106,000 $ 36,000
Putnam, New York 1 $ 250,000 $ 250,000 $ 97,000
Rensselaer, New York 1 $ 324,000 $ 324,000 $ 99,000
Seneca, New York 1 $ 140,000 $ 140,000 $ 41,000
Ulster, New York 1 $ 225,000 $ 225,000 $ 65,000
Buncombe, North Carolina 1 $ 217,000 $ 217,000 $ 62,000
Carteret, North Carolina 1 $ 221,000 $ 221,000 $ 50,000
Craven, North Carolina 1 $ 191,000 $ 191,000 $ 66,000
Haywood, North Carolina 1 $ 295,000 $ 295,000 $ 102,000
Henderson, North Carolina 1 $ 161,000 $ 161,000 $ 34,000
Martin, North Carolina 1 $ 51,000 $ 51,000 $ 11,000
Moore, North Carolina 1 $ 196,000 $ 196,000 $ 169,000
Onslow, North Carolina 1 $ 142,000 $ 142,000 $ 71,000
Randolph, North Carolina 1 $ 188,000 $ 188,000 $ 96,000
Warren, North Carolina 1 $ 180,000 $ 180,000 $ 110,000
Wayne, North Carolina 1 $ 129,000 $ 129,000 $ 72,000
Traill, North Dakota 1 $ 61,000 $ 61,000 $ 27,000
Brown, Ohio 1 $ 130,000 $ 130,000 $ 0
Champaign, Ohio 1 $ 101,000 $ 101,000 $ 32,000
Columbiana, Ohio 1 $ 199,000 $ 199,000 $ 83,000
Coshocton, Ohio 1 $ 130,000 $ 130,000 $ 0
Greene, Ohio 1 $ 131,000 $ 131,000 $ 0
Harrison, Ohio 1 $ 56,000 $ 56,000 $ 63,000
Jefferson, Ohio 1 $ 109,000 $ 109,000 $ 55,000
Lake, Ohio 1 $ 100,000 $ 100,000 $ 49,000
Lorain, Ohio 1 $ 80,000 $ 80,000 $ 42,000
Mahoning, Ohio 1 $ 150,000 $ 150,000 $ 0
Miami, Ohio 1 $ 136,000 $ 136,000 $ 0
Pike, Ohio 1 $ 167,000 $ 167,000 $ 0
Portage, Ohio 1 $ 140,000 $ 140,000 $ 36,000
Sandusky, Ohio 1 $ 153,000 $ 153,000 $ 0
Trumbull, Ohio 1 $ 255,000 $ 255,000 $ 145,000
Canadian, Oklahoma 1 $ 140,000 $ 140,000 $ 43,000
Cleveland, Oklahoma 1 $ 78,000 $ 78,000 $ 21,000
McClain, Oklahoma 1 $ 125,000 $ 125,000 $ 98,000
Wagoner, Oklahoma 1 $ 186,000 $ 186,000 $ 158,000
Jackson, Oregon 1 $ 110,000 $ 110,000 $ 41,000
Page:

Mortgage Loan Application Detail Totals for First Choice Bank in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,453 $656,383,000 $267,000 $2,295,000 $106,000 $4,087,000
Home Purchase 1,077 $290,030,000 $269,000 $2,000,000 $127,000 $3,966,000
Home Improvement 7 $8,723,000 $1,246,000 $4,500,000 $36,000 $115,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,476 $664,523,000 $268,000 $4,500,000 $114,000 $4,087,000
Not Provided 357 $101,212,000 $283,000 $2,000,000 $132,000 $2,200,000
Black or African American 234 $49,449,000 $211,000 $1,750,000 $101,000 $3,343,000
Asian 224 $76,288,000 $340,000 $1,365,000 $133,000 $1,059,000
Hispanic 212 $46,975,000 $221,000 $1,500,000 $64,000 $456,000
Not applicable 20 $13,376,000 $668,000 $3,200,000 $0 $0
American Indian or Alaskan Native 8 $1,657,000 $207,000 $417,000 $31,000 $162,000
Native Hawaiian or Other Pacific Islander 6 $1,656,000 $276,000 $404,000 $40,000 $102,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,808 $547,804,000 $302,000 $4,500,000 $164,000 $4,087,000
FHA-insured (Federal Housing Administration) 1,621 $379,000,000 $233,000 $961,000 $57,000 $652,000
VA-guaranteed (Veterans Administration) 104 $27,222,000 $261,000 $744,000 $66,000 $219,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $1,110,000 $277,000 $715,000 $181,000 $472,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,509 $664,114,000 $264,000 $2,295,000 $109,000 $4,087,000
Application Withdrawn By Applicant 513 $153,425,000 $299,000 $1,500,000 $138,000 $3,966,000
Application Denied By Financial Institution 224 $55,527,000 $247,000 $2,100,000 $84,000 $1,135,000
Application Approved But Not Accepted 163 $47,596,000 $292,000 $4,500,000 $118,000 $784,000
File Closed For Incompleteness 128 $34,474,000 $269,000 $1,327,000 $124,000 $1,810,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 84 $23,828,000 $283,000 $2,100,000 $68,000 $193,000
Collateral 41 $10,167,000 $247,000 $880,000 $122,000 $1,135,000
Credit History 37 $6,868,000 $185,000 $404,000 $66,000 $162,000
Other 19 $5,147,000 $270,000 $1,050,000 $111,000 $552,000
Employment History 11 $2,730,000 $248,000 $746,000 $63,000 $172,000
Insufficient Cash (Downpayment, Closing Cost) 11 $2,864,000 $260,000 $623,000 $111,000 $310,000
Unverifiable Information 10 $1,629,000 $162,000 $293,000 $67,000 $122,000
Credit Application Incomplete 5 $1,228,000 $245,000 $392,000 $81,000 $163,000
Mortgage Insurance Denied 4 $843,000 $210,000 $349,000 $101,000 $185,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Choice Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Choice Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet with aggregated HMDA statistics today.

Download the New Jersey Lender List