In 2010, First Choice Bank of Lawrenceville, NJ reported 3,537 mortgage applications totaling $955.1 million, up 42% from 2009. The average application was for $270,041, and applicants reported an average income of $112,255. 71% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Edison-New Brunswick, NJ (445), New York-White Plains-Wayne, NY-NJ (354) and Newark-Union, NJ-PA (234) (applications in parentheses).
| Mortgage Company & Address | First Choice Bank 669 Whitehead Road Lawrenceville, NJ 08648 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 3,537 |
| Total Mortgage Loan Application Amount | $955,136,000 |
| Average Mortgage Loan Application Amount | $270,041 |
| Highest Mortgage Loan Application Amount | $4,500,000 |
| Average Applicant Income | $112,255 |
| Highest Applicant Income | $4,087,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Choice Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Monmouth, New Jersey | 188 | $ 60,272,000 | $ 320,595 | $ 122,000 |
| Middlesex, New Jersey | 133 | $ 37,997,000 | $ 285,691 | $ 98,000 |
| Mercer, New Jersey | 98 | $ 23,658,000 | $ 241,408 | $ 106,000 |
| Broward, Florida | 92 | $ 17,489,000 | $ 190,097 | $ 77,000 |
| Richmond, New York | 88 | $ 33,563,000 | $ 381,397 | $ 104,000 |
| Essex, New Jersey | 81 | $ 30,602,000 | $ 377,802 | $ 217,000 |
| Bergen, New Jersey | 78 | $ 27,921,000 | $ 357,961 | $ 140,000 |
| Allegheny, Pennsylvania | 74 | $ 11,449,000 | $ 154,716 | $ 104,000 |
| Morris, New Jersey | 67 | $ 26,196,000 | $ 390,985 | $ 256,000 |
| Los Angeles, California | 65 | $ 23,985,000 | $ 369,000 | $ 114,000 |
| Ocean, New Jersey | 62 | $ 17,849,000 | $ 287,887 | $ 164,000 |
| Somerset, New Jersey | 62 | $ 22,645,000 | $ 365,241 | $ 174,000 |
| Palm Beach, Florida | 59 | $ 10,674,000 | $ 180,915 | $ 68,000 |
| Union, New Jersey | 56 | $ 19,533,000 | $ 348,803 | $ 129,000 |
| Kings, New York | 46 | $ 17,772,000 | $ 386,347 | $ 141,000 |
| San Diego, California | 45 | $ 17,119,000 | $ 380,422 | $ 142,000 |
| Hudson, New Jersey | 45 | $ 15,566,000 | $ 345,911 | $ 173,000 |
| Fairfax, Virginia | 40 | $ 16,063,000 | $ 401,575 | $ 129,000 |
| Montgomery, Maryland | 38 | $ 14,257,000 | $ 375,184 | $ 139,000 |
| Maricopa, Arizona | 34 | $ 7,010,000 | $ 206,176 | $ 49,000 |
| Middlesex, Massachusetts | 34 | $ 10,194,000 | $ 299,823 | $ 120,000 |
| Miami-Dade, Florida | 33 | $ 5,540,000 | $ 167,878 | $ 104,000 |
| Philadelphia, Pennsylvania | 29 | $ 5,551,000 | $ 191,413 | $ 61,000 |
| Orange, California | 28 | $ 9,591,000 | $ 342,535 | $ 154,000 |
| Burlington, New Jersey | 26 | $ 5,926,000 | $ 227,923 | $ 82,000 |
| Suffolk, New York | 26 | $ 9,303,000 | $ 357,807 | $ 116,000 |
| District of Columbia, District Of Columbia | 25 | $ 10,809,000 | $ 432,360 | $ 159,000 |
| Bucks, Pennsylvania | 25 | $ 5,842,000 | $ 233,680 | $ 96,000 |
| Nassau, New York | 24 | $ 9,914,000 | $ 413,083 | $ 106,000 |
| New York, New York | 24 | $ 18,062,000 | $ 752,583 | $ 517,000 |
| York, Pennsylvania | 24 | $ 4,748,000 | $ 197,833 | $ 72,000 |
| Fairfield, Connecticut | 23 | $ 7,857,000 | $ 341,608 | $ 202,000 |
| Westchester, New York | 20 | $ 10,168,000 | $ 508,400 | $ 225,000 |
| Passaic, New Jersey | 19 | $ 4,580,000 | $ 241,052 | $ 84,000 |
| Queens, New York | 19 | $ 7,071,000 | $ 372,157 | $ 112,000 |
| Westmoreland, Pennsylvania | 19 | $ 3,166,000 | $ 166,631 | $ 114,000 |
| Loudoun, Virginia | 19 | $ 7,242,000 | $ 381,157 | $ 127,000 |
| Cook, Illinois | 18 | $ 3,628,000 | $ 201,555 | $ 75,000 |
| Erie, Pennsylvania | 18 | $ 2,483,000 | $ 137,944 | $ 65,000 |
| Northampton, Pennsylvania | 18 | $ 4,730,000 | $ 262,777 | $ 115,000 |
| Prince George's, Maryland | 17 | $ 3,848,000 | $ 226,352 | $ 89,000 |
| Lancaster, Pennsylvania | 17 | $ 2,933,000 | $ 172,529 | $ 38,000 |
| Santa Clara, California | 16 | $ 6,912,000 | $ 432,000 | $ 160,000 |
| Clark, Nevada | 16 | $ 2,736,000 | $ 171,000 | $ 91,000 |
| Camden, New Jersey | 16 | $ 3,972,000 | $ 248,250 | $ 120,000 |
| San Bernardino, California | 15 | $ 3,680,000 | $ 245,333 | $ 158,000 |
| Cuyahoga, Ohio | 15 | $ 1,919,000 | $ 127,933 | $ 47,000 |
| Montgomery, Pennsylvania | 15 | $ 3,447,000 | $ 229,800 | $ 71,000 |
| Orange, Florida | 14 | $ 2,743,000 | $ 195,928 | $ 17,000 |
| Hunterdon, New Jersey | 14 | $ 5,125,000 | $ 366,071 | $ 172,000 |
| Sussex, New Jersey | 14 | $ 3,386,000 | $ 241,857 | $ 89,000 |
| Franklin, Ohio | 14 | $ 2,010,000 | $ 143,571 | $ 29,000 |
| Chester, Pennsylvania | 14 | $ 3,234,000 | $ 231,000 | $ 136,000 |
| King, Washington | 14 | $ 4,264,000 | $ 304,571 | $ 316,000 |
| Riverside, California | 13 | $ 3,706,000 | $ 285,076 | $ 130,000 |
| Hartford, Connecticut | 13 | $ 3,114,000 | $ 239,538 | $ 48,000 |
| Anne Arundel, Maryland | 13 | $ 3,474,000 | $ 267,230 | $ 126,000 |
| Norfolk, Massachusetts | 13 | $ 5,494,000 | $ 422,615 | $ 176,000 |
| Worcester, Massachusetts | 13 | $ 3,328,000 | $ 256,000 | $ 117,000 |
| Tarrant, Texas | 13 | $ 2,346,000 | $ 180,461 | $ 32,000 |
| Alameda, California | 12 | $ 4,372,000 | $ 364,333 | $ 119,000 |
| New Haven, Connecticut | 12 | $ 2,549,000 | $ 212,416 | $ 29,000 |
| Duval, Florida | 12 | $ 2,036,000 | $ 169,666 | $ 7,000 |
| Hillsborough, Florida | 12 | $ 2,305,000 | $ 192,083 | $ 29,000 |
| Seminole, Florida | 12 | $ 2,338,000 | $ 194,833 | $ 4,000 |
| Baltimore City, Maryland | 12 | $ 2,586,000 | $ 215,500 | $ 250,000 |
| Bronx, New York | 12 | $ 4,327,000 | $ 360,583 | $ 73,000 |
| Wake, North Carolina | 11 | $ 2,413,000 | $ 219,363 | $ 76,000 |
| Pinellas, Florida | 10 | $ 1,905,000 | $ 190,500 | $ 24,000 |
| Lafayette, Louisiana | 10 | $ 1,676,000 | $ 167,600 | $ 69,000 |
| Pima, Arizona | 9 | $ 1,447,000 | $ 160,777 | $ 55,000 |
| San Mateo, California | 9 | $ 3,782,000 | $ 420,222 | $ 147,000 |
| Ventura, California | 9 | $ 2,817,000 | $ 313,000 | $ 132,000 |
| El Paso, Colorado | 9 | $ 2,098,000 | $ 233,111 | $ 53,000 |
| Osceola, Florida | 9 | $ 1,576,000 | $ 175,111 | $ 32,000 |
| Gwinnett, Georgia | 9 | $ 2,108,000 | $ 234,222 | $ 64,000 |
| Baltimore, Maryland | 9 | $ 1,998,000 | $ 222,000 | $ 84,000 |
| Warren, New Jersey | 9 | $ 2,244,000 | $ 249,333 | $ 116,000 |
| Multnomah, Oregon | 9 | $ 2,069,000 | $ 229,888 | $ 83,000 |
| Lehigh, Pennsylvania | 9 | $ 1,592,000 | $ 176,888 | $ 74,000 |
| Bexar, Texas | 9 | $ 1,273,000 | $ 141,444 | $ 30,000 |
| Travis, Texas | 9 | $ 1,492,000 | $ 165,777 | $ 57,000 |
| Prince William, Virginia | 9 | $ 2,424,000 | $ 269,333 | $ 91,000 |
| Sacramento, California | 8 | $ 1,920,000 | $ 240,000 | $ 103,000 |
| Brevard, Florida | 8 | $ 1,248,000 | $ 156,000 | $ 63,000 |
| Cobb, Georgia | 8 | $ 2,290,000 | $ 286,250 | $ 99,000 |
| Harford, Maryland | 8 | $ 2,311,000 | $ 288,875 | $ 97,000 |
| Harris, Texas | 8 | $ 1,492,000 | $ 186,500 | $ 67,000 |
| Montgomery, Alabama | 7 | $ 1,394,000 | $ 199,142 | $ 88,000 |
| New Castle, Delaware | 7 | $ 1,612,000 | $ 230,285 | $ 216,000 |
| Charlotte, Florida | 7 | $ 943,000 | $ 134,714 | $ 48,000 |
| DeKalb, Georgia | 7 | $ 1,307,000 | $ 186,714 | $ 57,000 |
| Suffolk, Massachusetts | 7 | $ 3,094,000 | $ 442,000 | $ 695,000 |
| Cape May, New Jersey | 7 | $ 2,073,000 | $ 296,142 | $ 196,000 |
| Summit, Ohio | 7 | $ 1,424,000 | $ 203,428 | $ 0 |
| Beaver, Pennsylvania | 7 | $ 943,000 | $ 134,714 | $ 68,000 |
| Providence, Rhode Island | 7 | $ 1,162,000 | $ 166,000 | $ 72,000 |
| Horry, South Carolina | 7 | $ 1,043,000 | $ 149,000 | $ 76,000 |
| Davidson, Tennessee | 7 | $ 1,159,000 | $ 165,571 | $ 11,000 |
| Denver, Colorado | 6 | $ 1,463,000 | $ 243,833 | $ 88,000 |
| Larimer, Colorado | 6 | $ 1,549,000 | $ 258,166 | $ 72,000 |
| Polk, Florida | 6 | $ 651,000 | $ 108,500 | $ 28,000 |
| DuPage, Illinois | 6 | $ 1,534,000 | $ 255,666 | $ 131,000 |
| Lake, Illinois | 6 | $ 1,643,000 | $ 273,833 | $ 151,000 |
| McHenry, Illinois | 6 | $ 1,481,000 | $ 246,833 | $ 100,000 |
| Orleans, Louisiana | 6 | $ 1,209,000 | $ 201,500 | $ 110,000 |
| Howard, Maryland | 6 | $ 2,100,000 | $ 350,000 | $ 156,000 |
| Washoe, Nevada | 6 | $ 1,493,000 | $ 248,833 | $ 297,000 |
| Gloucester, New Jersey | 6 | $ 1,475,000 | $ 245,833 | $ 107,000 |
| Cumberland, Pennsylvania | 6 | $ 1,123,000 | $ 187,166 | $ 76,000 |
| Delaware, Pennsylvania | 6 | $ 1,248,000 | $ 208,000 | $ 84,000 |
| Greenville, South Carolina | 6 | $ 1,337,000 | $ 222,833 | $ 111,000 |
| Dallas, Texas | 6 | $ 1,097,000 | $ 182,833 | $ 68,000 |
| Williamson, Texas | 6 | $ 919,000 | $ 153,166 | $ 0 |
| Chesterfield, Virginia | 6 | $ 1,432,000 | $ 238,666 | $ 128,000 |
| Henrico, Virginia | 6 | $ 1,190,000 | $ 198,333 | $ 74,000 |
| Mohave, Arizona | 5 | $ 710,000 | $ 142,000 | $ 70,000 |
| Marin, California | 5 | $ 1,950,000 | $ 390,000 | $ 288,000 |
| San Francisco, California | 5 | $ 2,561,000 | $ 512,200 | $ 178,000 |
| Adams, Colorado | 5 | $ 1,083,000 | $ 216,600 | $ 40,000 |
| Middlesex, Connecticut | 5 | $ 1,115,000 | $ 223,000 | $ 48,000 |
| Lee, Florida | 5 | $ 1,136,000 | $ 227,200 | $ 35,000 |
| Leon, Florida | 5 | $ 769,000 | $ 153,800 | $ 5,000 |
| Volusia, Florida | 5 | $ 984,000 | $ 196,800 | $ 35,000 |
| Calvert, Maryland | 5 | $ 2,653,000 | $ 530,600 | $ 160,000 |
| Essex, Massachusetts | 5 | $ 1,721,000 | $ 344,200 | $ 202,000 |
| Plymouth, Massachusetts | 5 | $ 1,199,000 | $ 239,800 | $ 115,000 |
| Macomb, Michigan | 5 | $ 763,000 | $ 152,600 | $ 67,000 |
| Oakland, Michigan | 5 | $ 818,000 | $ 163,600 | $ 82,000 |
| Anoka, Minnesota | 5 | $ 1,013,000 | $ 202,600 | $ 64,000 |
| Montgomery, Ohio | 5 | $ 379,000 | $ 75,800 | $ 56,000 |
| Tulsa, Oklahoma | 5 | $ 1,352,000 | $ 270,400 | $ 177,000 |
| Dauphin, Pennsylvania | 5 | $ 916,000 | $ 183,200 | $ 82,000 |
| Spartanburg, South Carolina | 5 | $ 743,000 | $ 148,600 | $ 40,000 |
| Shelby, Tennessee | 5 | $ 703,000 | $ 140,600 | $ 49,000 |
| Collin, Texas | 5 | $ 953,000 | $ 190,600 | $ 42,000 |
| Denton, Texas | 5 | $ 970,000 | $ 194,000 | $ 33,000 |
| Snohomish, Washington | 5 | $ 1,158,000 | $ 231,600 | $ 90,000 |
| San Joaquin, California | 4 | $ 1,204,000 | $ 301,000 | $ 118,000 |
| Jefferson, Colorado | 4 | $ 1,181,000 | $ 295,250 | $ 66,000 |
| New London, Connecticut | 4 | $ 1,020,000 | $ 255,000 | $ 63,000 |
| Collier, Florida | 4 | $ 1,255,000 | $ 313,750 | $ 135,000 |
| Flagler, Florida | 4 | $ 551,000 | $ 137,750 | $ 76,000 |
| Manatee, Florida | 4 | $ 1,083,000 | $ 270,750 | $ 94,000 |
| Pasco, Florida | 4 | $ 777,000 | $ 194,250 | $ 45,000 |
| Forsyth, Georgia | 4 | $ 1,108,000 | $ 277,000 | $ 95,000 |
| Fulton, Georgia | 4 | $ 738,000 | $ 184,500 | $ 75,000 |
| Kane, Illinois | 4 | $ 1,235,000 | $ 308,750 | $ 110,000 |
| Cecil, Maryland | 4 | $ 1,005,000 | $ 251,250 | $ 101,000 |
| Frederick, Maryland | 4 | $ 1,264,000 | $ 316,000 | $ 42,000 |
| Washtenaw, Michigan | 4 | $ 808,000 | $ 202,000 | $ 62,000 |
| Hennepin, Minnesota | 4 | $ 692,000 | $ 173,000 | $ 46,000 |
| Rockingham, New Hampshire | 4 | $ 723,000 | $ 180,750 | $ 53,000 |
| Saratoga, New York | 4 | $ 1,115,000 | $ 278,750 | $ 160,000 |
| Cabarrus, North Carolina | 4 | $ 877,000 | $ 219,250 | $ 54,000 |
| Cumberland, North Carolina | 4 | $ 620,000 | $ 155,000 | $ 46,000 |
| Durham, North Carolina | 4 | $ 973,000 | $ 243,250 | $ 89,000 |
| Johnston, North Carolina | 4 | $ 866,000 | $ 216,500 | $ 60,000 |
| Mecklenburg, North Carolina | 4 | $ 707,000 | $ 176,750 | $ 78,000 |
| Clackamas, Oregon | 4 | $ 942,000 | $ 235,500 | $ 106,000 |
| Lawrence, Pennsylvania | 4 | $ 526,000 | $ 131,500 | $ 69,000 |
| Northumberland, Pennsylvania | 4 | $ 362,000 | $ 90,500 | $ 44,000 |
| Washington, Pennsylvania | 4 | $ 427,000 | $ 106,750 | $ 58,000 |
| Knox, Tennessee | 4 | $ 681,000 | $ 170,250 | $ 30,000 |
| El Paso, Texas | 4 | $ 571,000 | $ 142,750 | $ 28,000 |
| Alexandria, Virginia | 4 | $ 1,567,000 | $ 391,750 | $ 118,000 |
| Arlington, Virginia | 4 | $ 1,716,000 | $ 429,000 | $ 137,000 |
| Jefferson, West Virginia | 4 | $ 903,000 | $ 225,750 | $ 109,000 |
| Elmore, Alabama | 3 | $ 485,000 | $ 161,666 | $ 7,000 |
| Jefferson, Alabama | 3 | $ 254,000 | $ 84,666 | $ 44,000 |
| Pinal, Arizona | 3 | $ 609,000 | $ 203,000 | $ 39,000 |
| Benton, Arkansas | 3 | $ 421,000 | $ 140,333 | $ 31,000 |
| Contra Costa, California | 3 | $ 705,000 | $ 235,000 | $ 114,000 |
| El Dorado, California | 3 | $ 837,000 | $ 279,000 | $ 112,000 |
| Fresno, California | 3 | $ 554,000 | $ 184,666 | $ 99,000 |
| Solano, California | 3 | $ 802,000 | $ 267,333 | $ 103,000 |
| Sonoma, California | 3 | $ 1,192,000 | $ 397,333 | $ 109,000 |
| Stanislaus, California | 3 | $ 335,000 | $ 111,666 | $ 51,000 |
| Arapahoe, Colorado | 3 | $ 562,000 | $ 187,333 | $ 145,000 |
| Litchfield, Connecticut | 3 | $ 720,000 | $ 240,000 | $ 102,000 |
| Alachua, Florida | 3 | $ 609,000 | $ 203,000 | $ 10,000 |
| Lake, Florida | 3 | $ 475,000 | $ 158,333 | $ 28,000 |
| St. Johns, Florida | 3 | $ 733,000 | $ 244,333 | $ 0 |
| Coweta, Georgia | 3 | $ 690,000 | $ 230,000 | $ 48,000 |
| Henry, Georgia | 3 | $ 400,000 | $ 133,333 | $ 12,000 |
| Kootenai, Idaho | 3 | $ 379,000 | $ 126,333 | $ 86,000 |
| Kendall, Illinois | 3 | $ 714,000 | $ 238,000 | $ 92,000 |
| Will, Illinois | 3 | $ 811,000 | $ 270,333 | $ 92,000 |
| Sedgwick, Kansas | 3 | $ 644,000 | $ 214,666 | $ 16,000 |
| Caddo, Louisiana | 3 | $ 460,000 | $ 153,333 | $ 0 |
| Androscoggin, Maine | 3 | $ 415,000 | $ 138,333 | $ 29,000 |
| Carroll, Maryland | 3 | $ 825,000 | $ 275,000 | $ 67,000 |
| Charles, Maryland | 3 | $ 674,000 | $ 224,666 | $ 67,000 |
| Kent, Maryland | 3 | $ 482,000 | $ 160,666 | $ 21,000 |
| Barnstable, Massachusetts | 3 | $ 987,000 | $ 329,000 | $ 151,000 |
| Genesee, Michigan | 3 | $ 427,000 | $ 142,333 | $ 35,000 |
| Kent, Michigan | 3 | $ 615,000 | $ 205,000 | $ 111,000 |
| Roscommon, Michigan | 3 | $ 180,000 | $ 60,000 | $ 35,000 |
| Ramsey, Minnesota | 3 | $ 518,000 | $ 172,666 | $ 0 |
| Strafford, New Hampshire | 3 | $ 899,000 | $ 299,666 | $ 69,000 |
| Atlantic, New Jersey | 3 | $ 3,815,000 | $ 1,271,666 | $ 196,000 |
| Bernalillo, New Mexico | 3 | $ 646,000 | $ 215,333 | $ 78,000 |
| Erie, New York | 3 | $ 746,000 | $ 248,666 | $ 645,000 |
| Dare, North Carolina | 3 | $ 1,170,000 | $ 390,000 | $ 293,000 |
| Harnett, North Carolina | 3 | $ 468,000 | $ 156,000 | $ 36,000 |
| Ashtabula, Ohio | 3 | $ 343,000 | $ 114,333 | $ 17,000 |
| Delaware, Ohio | 3 | $ 607,000 | $ 202,333 | $ 18,000 |
| Hamilton, Ohio | 3 | $ 629,000 | $ 209,666 | $ 44,000 |
| Stark, Ohio | 3 | $ 328,000 | $ 109,333 | $ 49,000 |
| Warren, Ohio | 3 | $ 550,000 | $ 183,333 | $ 23,000 |
| Deschutes, Oregon | 3 | $ 679,000 | $ 226,333 | $ 127,000 |
| Lane, Oregon | 3 | $ 408,000 | $ 136,000 | $ 50,000 |
| Butler, Pennsylvania | 3 | $ 396,000 | $ 132,000 | $ 73,000 |
| Huntingdon, Pennsylvania | 3 | $ 298,000 | $ 99,333 | $ 43,000 |
| Lackawanna, Pennsylvania | 3 | $ 601,000 | $ 200,333 | $ 124,000 |
| McKean, Pennsylvania | 3 | $ 185,000 | $ 61,666 | $ 31,000 |
| Washington, Rhode Island | 3 | $ 846,000 | $ 282,000 | $ 118,000 |
| Anderson, South Carolina | 3 | $ 653,000 | $ 217,666 | $ 131,000 |
| Beaufort, South Carolina | 3 | $ 1,008,000 | $ 336,000 | $ 111,000 |
| Berkeley, South Carolina | 3 | $ 494,000 | $ 164,666 | $ 12,000 |
| Wilson, Tennessee | 3 | $ 858,000 | $ 286,000 | $ 169,000 |
| Brazoria, Texas | 3 | $ 487,000 | $ 162,333 | $ 40,000 |
| Ellis, Texas | 3 | $ 516,000 | $ 172,000 | $ 0 |
| Salt Lake, Utah | 3 | $ 404,000 | $ 134,666 | $ 71,000 |
| Utah, Utah | 3 | $ 573,000 | $ 191,000 | $ 84,000 |
| Rutland, Vermont | 3 | $ 734,000 | $ 244,666 | $ 197,000 |
| Chesapeake, Virginia | 3 | $ 851,000 | $ 283,666 | $ 52,000 |
| Fauquier, Virginia | 3 | $ 858,000 | $ 286,000 | $ 177,000 |
| King George, Virginia | 3 | $ 1,019,000 | $ 339,666 | $ 157,000 |
| Pierce, Washington | 3 | $ 390,000 | $ 130,000 | $ 86,000 |
| Spokane, Washington | 3 | $ 312,000 | $ 104,000 | $ 67,000 |
| Thurston, Washington | 3 | $ 649,000 | $ 216,333 | $ 57,000 |
| Waukesha, Wisconsin | 3 | $ 630,000 | $ 210,000 | $ 82,000 |
| Mobile, Alabama | 2 | $ 524,000 | $ 262,000 | $ 155,000 |
| Humboldt, California | 2 | $ 372,000 | $ 186,000 | $ 47,000 |
| Imperial, California | 2 | $ 209,000 | $ 104,500 | $ 49,000 |
| Merced, California | 2 | $ 275,000 | $ 137,500 | $ 63,000 |
| Placer, California | 2 | $ 516,000 | $ 258,000 | $ 143,000 |
| San Luis Obispo, California | 2 | $ 855,000 | $ 427,500 | $ 106,000 |
| Santa Barbara, California | 2 | $ 1,134,000 | $ 567,000 | $ 216,000 |
| Santa Cruz, California | 2 | $ 522,000 | $ 261,000 | $ 71,000 |
| Douglas, Colorado | 2 | $ 360,000 | $ 180,000 | $ 74,000 |
| Mesa, Colorado | 2 | $ 438,000 | $ 219,000 | $ 45,000 |
| Weld, Colorado | 2 | $ 255,000 | $ 127,500 | $ 21,000 |
| Tolland, Connecticut | 2 | $ 371,000 | $ 185,500 | $ 117,000 |
| Hernando, Florida | 2 | $ 446,000 | $ 223,000 | $ 82,000 |
| Monroe, Florida | 2 | $ 505,000 | $ 252,500 | $ 97,000 |
| Nassau, Florida | 2 | $ 465,000 | $ 232,500 | $ 0 |
| Santa Rosa, Florida | 2 | $ 377,000 | $ 188,500 | $ 0 |
| Sarasota, Florida | 2 | $ 454,000 | $ 227,000 | $ 31,000 |
| St. Lucie, Florida | 2 | $ 150,000 | $ 75,000 | $ 44,000 |
| Sumter, Florida | 2 | $ 401,000 | $ 200,500 | $ 40,000 |
| Walton, Florida | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Bartow, Georgia | 2 | $ 481,000 | $ 240,500 | $ 17,000 |
| Chatham, Georgia | 2 | $ 511,000 | $ 255,500 | $ 110,000 |
| Cherokee, Georgia | 2 | $ 326,000 | $ 163,000 | $ 0 |
| Fayette, Kentucky | 2 | $ 272,000 | $ 136,000 | $ 0 |
| Oldham, Kentucky | 2 | $ 525,000 | $ 262,500 | $ 61,000 |
| Lincoln, Louisiana | 2 | $ 322,000 | $ 161,000 | $ 71,000 |
| York, Maine | 2 | $ 324,000 | $ 162,000 | $ 48,000 |
| Washington, Maryland | 2 | $ 281,000 | $ 140,500 | $ 31,000 |
| Wicomico, Maryland | 2 | $ 307,000 | $ 153,500 | $ 0 |
| Barry, Michigan | 2 | $ 406,000 | $ 203,000 | $ 57,000 |
| Jackson, Michigan | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Kalamazoo, Michigan | 2 | $ 238,000 | $ 119,000 | $ 76,000 |
| Livingston, Michigan | 2 | $ 393,000 | $ 196,500 | $ 40,000 |
| St. Clair, Michigan | 2 | $ 437,000 | $ 218,500 | $ 40,000 |
| Wayne, Michigan | 2 | $ 313,000 | $ 156,500 | $ 30,000 |
| Washington, Minnesota | 2 | $ 422,000 | $ 211,000 | $ 0 |
| Lafayette, Mississippi | 2 | $ 646,000 | $ 323,000 | $ 75,000 |
| Platte, Missouri | 2 | $ 531,000 | $ 265,500 | $ 81,000 |
| St. Louis, Missouri | 2 | $ 369,000 | $ 184,500 | $ 30,000 |
| Columbia, New York | 2 | $ 685,000 | $ 342,500 | $ 417,000 |
| Dutchess, New York | 2 | $ 326,000 | $ 163,000 | $ 61,000 |
| Monroe, New York | 2 | $ 149,000 | $ 74,500 | $ 55,000 |
| Onondaga, New York | 2 | $ 227,000 | $ 113,500 | $ 113,000 |
| Orange, New York | 2 | $ 571,000 | $ 285,500 | $ 119,000 |
| Rockland, New York | 2 | $ 1,024,000 | $ 512,000 | $ 92,000 |
| Currituck, North Carolina | 2 | $ 220,000 | $ 110,000 | $ 51,000 |
| New Hanover, North Carolina | 2 | $ 631,000 | $ 315,500 | $ 94,000 |
| Orange, North Carolina | 2 | $ 421,000 | $ 210,500 | $ 127,000 |
| Union, North Carolina | 2 | $ 711,000 | $ 355,500 | $ 1,722,000 |
| Athens, Ohio | 2 | $ 333,000 | $ 166,500 | $ 62,000 |
| Auglaize, Ohio | 2 | $ 357,000 | $ 178,500 | $ 59,000 |
| Butler, Ohio | 2 | $ 344,000 | $ 172,000 | $ 0 |
| Clermont, Ohio | 2 | $ 308,000 | $ 154,000 | $ 0 |
| Licking, Ohio | 2 | $ 233,000 | $ 116,500 | $ 54,000 |
| Medina, Ohio | 2 | $ 301,000 | $ 150,500 | $ 0 |
| Richland, Ohio | 2 | $ 249,000 | $ 124,500 | $ 78,000 |
| Marion, Oregon | 2 | $ 317,000 | $ 158,500 | $ 53,000 |
| Berks, Pennsylvania | 2 | $ 398,000 | $ 199,000 | $ 58,000 |
| Centre, Pennsylvania | 2 | $ 1,297,000 | $ 648,500 | $ 65,000 |
| Franklin, Pennsylvania | 2 | $ 294,000 | $ 147,000 | $ 72,000 |
| Lebanon, Pennsylvania | 2 | $ 325,000 | $ 162,500 | $ 0 |
| Luzerne, Pennsylvania | 2 | $ 384,000 | $ 192,000 | $ 0 |
| Mifflin, Pennsylvania | 2 | $ 245,000 | $ 122,500 | $ 54,000 |
| Monroe, Pennsylvania | 2 | $ 328,000 | $ 164,000 | $ 72,000 |
| Pike, Pennsylvania | 2 | $ 657,000 | $ 328,500 | $ 46,000 |
| Schuylkill, Pennsylvania | 2 | $ 321,000 | $ 160,500 | $ 169,000 |
| Wayne, Pennsylvania | 2 | $ 342,000 | $ 171,000 | $ 0 |
| Brazos, Texas | 2 | $ 257,000 | $ 128,500 | $ 52,000 |
| Galveston, Texas | 2 | $ 398,000 | $ 199,000 | $ 0 |
| Kaufman, Texas | 2 | $ 397,000 | $ 198,500 | $ 0 |
| Midland, Texas | 2 | $ 315,000 | $ 157,500 | $ 0 |
| Montgomery, Texas | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Windham, Vermont | 2 | $ 513,000 | $ 256,500 | $ 215,000 |
| Clarke, Virginia | 2 | $ 370,000 | $ 185,000 | $ 80,000 |
| Fairfax City, Virginia | 2 | $ 732,000 | $ 366,000 | $ 61,000 |
| Greene, Virginia | 2 | $ 552,000 | $ 276,000 | $ 75,000 |
| King William, Virginia | 2 | $ 431,000 | $ 215,500 | $ 41,000 |
| Montgomery, Virginia | 2 | $ 371,000 | $ 185,500 | $ 110,000 |
| Norfolk, Virginia | 2 | $ 334,000 | $ 167,000 | $ 0 |
| Petersburg, Virginia | 2 | $ 381,000 | $ 190,500 | $ 120,000 |
| Pittsylvania, Virginia | 2 | $ 404,000 | $ 202,000 | $ 137,000 |
| Shenandoah, Virginia | 2 | $ 318,000 | $ 159,000 | $ 37,000 |
| Spotsylvania, Virginia | 2 | $ 331,000 | $ 165,500 | $ 63,000 |
| Stafford, Virginia | 2 | $ 316,000 | $ 158,000 | $ 35,000 |
| Kitsap, Washington | 2 | $ 371,000 | $ 185,500 | $ 78,000 |
| Lewis, Washington | 2 | $ 262,000 | $ 131,000 | $ 84,000 |
| Skagit, Washington | 2 | $ 754,000 | $ 377,000 | $ 174,000 |
| Mercer, West Virginia | 2 | $ 142,000 | $ 71,000 | $ 47,000 |
| Milwaukee, Wisconsin | 2 | $ 335,000 | $ 167,500 | $ 70,000 |
| Colbert, Alabama | 1 | $ 133,000 | $ 133,000 | $ 55,000 |
| Franklin, Alabama | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Lee, Alabama | 1 | $ 179,000 | $ 179,000 | $ 83,000 |
| Anchorage, Alaska | 1 | $ 259,000 | $ 259,000 | $ 89,000 |
| Gila, Arizona | 1 | $ 150,000 | $ 150,000 | $ 181,000 |
| Navajo, Arizona | 1 | $ 102,000 | $ 102,000 | $ 136,000 |
| Yavapai, Arizona | 1 | $ 220,000 | $ 220,000 | $ 121,000 |
| Yuma, Arizona | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Faulkner, Arkansas | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Phillips, Arkansas | 1 | $ 73,000 | $ 73,000 | $ 30,000 |
| Kern, California | 1 | $ 132,000 | $ 132,000 | $ 79,000 |
| Kings, California | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Mono, California | 1 | $ 200,000 | $ 200,000 | $ 52,000 |
| Napa, California | 1 | $ 565,000 | $ 565,000 | $ 110,000 |
| Nevada, California | 1 | $ 417,000 | $ 417,000 | $ 860,000 |
| Sutter, California | 1 | $ 49,000 | $ 49,000 | $ 98,000 |
| Yolo, California | 1 | $ 278,000 | $ 278,000 | $ 125,000 |
| Boulder, Colorado | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Eagle, Colorado | 1 | $ 202,000 | $ 202,000 | $ 241,000 |
| Fremont, Colorado | 1 | $ 130,000 | $ 130,000 | $ 16,000 |
| Montrose, Colorado | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Pitkin, Colorado | 1 | $ 621,000 | $ 621,000 | $ 218,000 |
| Teller, Colorado | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Windham, Connecticut | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| Bay, Florida | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Citrus, Florida | 1 | $ 159,000 | $ 159,000 | $ 33,000 |
| Clay, Florida | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Escambia, Florida | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Franklin, Florida | 1 | $ 310,000 | $ 310,000 | $ 219,000 |
| Gadsden, Florida | 1 | $ 114,000 | $ 114,000 | $ 68,000 |
| Indian River, Florida | 1 | $ 78,000 | $ 78,000 | $ 49,000 |
| Marion, Florida | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Martin, Florida | 1 | $ 540,000 | $ 540,000 | $ 800,000 |
| Okaloosa, Florida | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Wakulla, Florida | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Catoosa, Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Clarke, Georgia | 1 | $ 219,000 | $ 219,000 | $ 350,000 |
| Clayton, Georgia | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Columbia, Georgia | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Dougherty, Georgia | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Fayette, Georgia | 1 | $ 259,000 | $ 259,000 | $ 49,000 |
| Floyd, Georgia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Hall, Georgia | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Lee, Georgia | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Muscogee, Georgia | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Paulding, Georgia | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Pickens, Georgia | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Rockdale, Georgia | 1 | $ 158,000 | $ 158,000 | $ 47,000 |
| Walton, Georgia | 1 | $ 297,000 | $ 297,000 | $ 0 |
| Whitfield, Georgia | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Kauai, Hawaii | 1 | $ 626,000 | $ 626,000 | $ 456,000 |
| Ada, Idaho | 1 | $ 168,000 | $ 168,000 | $ 44,000 |
| Bannock, Idaho | 1 | $ 97,000 | $ 97,000 | $ 41,000 |
| Jerome, Idaho | 1 | $ 77,000 | $ 77,000 | $ 45,000 |
| Adams, Illinois | 1 | $ 157,000 | $ 157,000 | $ 42,000 |
| Kankakee, Illinois | 1 | $ 186,000 | $ 186,000 | $ 109,000 |
| Macon, Illinois | 1 | $ 333,000 | $ 333,000 | $ 134,000 |
| Peoria, Illinois | 1 | $ 90,000 | $ 90,000 | $ 37,000 |
| St. Clair, Illinois | 1 | $ 100,000 | $ 100,000 | $ 88,000 |
| Winnebago, Illinois | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Hamilton, Indiana | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Ripley, Indiana | 1 | $ 189,000 | $ 189,000 | $ 94,000 |
| St. Joseph, Indiana | 1 | $ 352,000 | $ 352,000 | $ 197,000 |
| Vanderburgh, Indiana | 1 | $ 100,000 | $ 100,000 | $ 28,000 |
| Vigo, Indiana | 1 | $ 236,000 | $ 236,000 | $ 152,000 |
| Carroll, Iowa | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Dubuque, Iowa | 1 | $ 136,000 | $ 136,000 | $ 70,000 |
| Marion, Iowa | 1 | $ 54,000 | $ 54,000 | $ 42,000 |
| Polk, Iowa | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Woodbury, Iowa | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Johnson, Kansas | 1 | $ 417,000 | $ 417,000 | $ 910,000 |
| Leavenworth, Kansas | 1 | $ 254,000 | $ 254,000 | $ 116,000 |
| Shawnee, Kansas | 1 | $ 221,000 | $ 221,000 | $ 0 |
| Boone, Kentucky | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Boyd, Kentucky | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Bullitt, Kentucky | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Daviess, Kentucky | 1 | $ 71,000 | $ 71,000 | $ 54,000 |
| Hardin, Kentucky | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Jefferson, Kentucky | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Pendleton, Kentucky | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Trigg, Kentucky | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Warren, Kentucky | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Woodford, Kentucky | 1 | $ 301,000 | $ 301,000 | $ 166,000 |
| Bossier, Louisiana | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Calcasieu, Louisiana | 1 | $ 163,000 | $ 163,000 | $ 83,000 |
| East Baton Rouge, Louisiana | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Jefferson, Louisiana | 1 | $ 210,000 | $ 210,000 | $ 176,000 |
| St. Tammany, Louisiana | 1 | $ 399,000 | $ 399,000 | $ 175,000 |
| Tangipahoa, Louisiana | 1 | $ 126,000 | $ 126,000 | $ 72,000 |
| Terrebonne, Louisiana | 1 | $ 182,000 | $ 182,000 | $ 105,000 |
| Cumberland, Maine | 1 | $ 334,000 | $ 334,000 | $ 98,000 |
| Hancock, Maine | 1 | $ 100,000 | $ 100,000 | $ 114,000 |
| Knox, Maine | 1 | $ 259,000 | $ 259,000 | $ 0 |
| Waldo, Maine | 1 | $ 149,000 | $ 149,000 | $ 84,000 |
| Garrett, Maryland | 1 | $ 225,000 | $ 225,000 | $ 105,000 |
| St. Mary's, Maryland | 1 | $ 167,000 | $ 167,000 | $ 103,000 |
| Talbot, Maryland | 1 | $ 180,000 | $ 180,000 | $ 35,000 |
| Worcester, Maryland | 1 | $ 417,000 | $ 417,000 | $ 385,000 |
| Bristol, Massachusetts | 1 | $ 270,000 | $ 270,000 | $ 57,000 |
| Hampden, Massachusetts | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Hampshire, Massachusetts | 1 | $ 276,000 | $ 276,000 | $ 90,000 |
| Nantucket, Massachusetts | 1 | $ 393,000 | $ 393,000 | $ 170,000 |
| Berrien, Michigan | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Eaton, Michigan | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Gladwin, Michigan | 1 | $ 147,000 | $ 147,000 | $ 310,000 |
| Isabella, Michigan | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Lapeer, Michigan | 1 | $ 111,000 | $ 111,000 | $ 48,000 |
| Lenawee, Michigan | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Muskegon, Michigan | 1 | $ 63,000 | $ 63,000 | $ 37,000 |
| Shiawassee, Michigan | 1 | $ 278,000 | $ 278,000 | $ 0 |
| Fillmore, Minnesota | 1 | $ 268,000 | $ 268,000 | $ 0 |
| Kandiyohi, Minnesota | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Martin, Minnesota | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Olmsted, Minnesota | 1 | $ 396,000 | $ 396,000 | $ 63,000 |
| Scott, Minnesota | 1 | $ 180,000 | $ 180,000 | $ 82,000 |
| St. Louis, Minnesota | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Wright, Minnesota | 1 | $ 357,000 | $ 357,000 | $ 0 |
| DeSoto, Mississippi | 1 | $ 57,000 | $ 57,000 | $ 31,000 |
| Hinds, Mississippi | 1 | $ 211,000 | $ 211,000 | $ 59,000 |
| Lee, Mississippi | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Marshall, Mississippi | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Pike, Mississippi | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Rankin, Mississippi | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Warren, Missouri | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Fergus, Montana | 1 | $ 94,000 | $ 94,000 | $ 45,000 |
| Flathead, Montana | 1 | $ 334,000 | $ 334,000 | $ 786,000 |
| Missoula, Montana | 1 | $ 245,000 | $ 245,000 | $ 74,000 |
| Douglas, Nebraska | 1 | $ 105,000 | $ 105,000 | $ 784,000 |
| Douglas, Nevada | 1 | $ 425,000 | $ 425,000 | $ 221,000 |
| Lyon, Nevada | 1 | $ 60,000 | $ 60,000 | $ 41,000 |
| Hillsborough, New Hampshire | 1 | $ 308,000 | $ 308,000 | $ 85,000 |
| Merrimack, New Hampshire | 1 | $ 263,000 | $ 263,000 | $ 115,000 |
| Cumberland, New Jersey | 1 | $ 104,000 | $ 104,000 | $ 31,000 |
| Rio Arriba, New Mexico | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Sandoval, New Mexico | 1 | $ 230,000 | $ 230,000 | $ 204,000 |
| Santa Fe, New Mexico | 1 | $ 234,000 | $ 234,000 | $ 78,000 |
| Chenango, New York | 1 | $ 180,000 | $ 180,000 | $ 316,000 |
| Franklin, New York | 1 | $ 356,000 | $ 356,000 | $ 235,000 |
| Jefferson, New York | 1 | $ 242,000 | $ 242,000 | $ 88,000 |
| Madison, New York | 1 | $ 140,000 | $ 140,000 | $ 62,000 |
| Niagara, New York | 1 | $ 97,000 | $ 97,000 | $ 48,000 |
| Otsego, New York | 1 | $ 106,000 | $ 106,000 | $ 36,000 |
| Putnam, New York | 1 | $ 250,000 | $ 250,000 | $ 97,000 |
| Rensselaer, New York | 1 | $ 324,000 | $ 324,000 | $ 99,000 |
| Seneca, New York | 1 | $ 140,000 | $ 140,000 | $ 41,000 |
| Ulster, New York | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Buncombe, North Carolina | 1 | $ 217,000 | $ 217,000 | $ 62,000 |
| Carteret, North Carolina | 1 | $ 221,000 | $ 221,000 | $ 50,000 |
| Craven, North Carolina | 1 | $ 191,000 | $ 191,000 | $ 66,000 |
| Haywood, North Carolina | 1 | $ 295,000 | $ 295,000 | $ 102,000 |
| Henderson, North Carolina | 1 | $ 161,000 | $ 161,000 | $ 34,000 |
| Martin, North Carolina | 1 | $ 51,000 | $ 51,000 | $ 11,000 |
| Moore, North Carolina | 1 | $ 196,000 | $ 196,000 | $ 169,000 |
| Onslow, North Carolina | 1 | $ 142,000 | $ 142,000 | $ 71,000 |
| Randolph, North Carolina | 1 | $ 188,000 | $ 188,000 | $ 96,000 |
| Warren, North Carolina | 1 | $ 180,000 | $ 180,000 | $ 110,000 |
| Wayne, North Carolina | 1 | $ 129,000 | $ 129,000 | $ 72,000 |
| Traill, North Dakota | 1 | $ 61,000 | $ 61,000 | $ 27,000 |
| Brown, Ohio | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Champaign, Ohio | 1 | $ 101,000 | $ 101,000 | $ 32,000 |
| Columbiana, Ohio | 1 | $ 199,000 | $ 199,000 | $ 83,000 |
| Coshocton, Ohio | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Greene, Ohio | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Harrison, Ohio | 1 | $ 56,000 | $ 56,000 | $ 63,000 |
| Jefferson, Ohio | 1 | $ 109,000 | $ 109,000 | $ 55,000 |
| Lake, Ohio | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
| Lorain, Ohio | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
| Mahoning, Ohio | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Miami, Ohio | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Pike, Ohio | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Portage, Ohio | 1 | $ 140,000 | $ 140,000 | $ 36,000 |
| Sandusky, Ohio | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Trumbull, Ohio | 1 | $ 255,000 | $ 255,000 | $ 145,000 |
| Canadian, Oklahoma | 1 | $ 140,000 | $ 140,000 | $ 43,000 |
| Cleveland, Oklahoma | 1 | $ 78,000 | $ 78,000 | $ 21,000 |
| McClain, Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 98,000 |
| Wagoner, Oklahoma | 1 | $ 186,000 | $ 186,000 | $ 158,000 |
| Jackson, Oregon | 1 | $ 110,000 | $ 110,000 | $ 41,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,453 | $656,383,000 | $267,000 | $2,295,000 | $106,000 | $4,087,000 |
| Home Purchase | 1,077 | $290,030,000 | $269,000 | $2,000,000 | $127,000 | $3,966,000 |
| Home Improvement | 7 | $8,723,000 | $1,246,000 | $4,500,000 | $36,000 | $115,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,476 | $664,523,000 | $268,000 | $4,500,000 | $114,000 | $4,087,000 |
| Not Provided | 357 | $101,212,000 | $283,000 | $2,000,000 | $132,000 | $2,200,000 |
| Black or African American | 234 | $49,449,000 | $211,000 | $1,750,000 | $101,000 | $3,343,000 |
| Asian | 224 | $76,288,000 | $340,000 | $1,365,000 | $133,000 | $1,059,000 |
| Hispanic | 212 | $46,975,000 | $221,000 | $1,500,000 | $64,000 | $456,000 |
| Not applicable | 20 | $13,376,000 | $668,000 | $3,200,000 | $0 | $0 |
| American Indian or Alaskan Native | 8 | $1,657,000 | $207,000 | $417,000 | $31,000 | $162,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,656,000 | $276,000 | $404,000 | $40,000 | $102,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,808 | $547,804,000 | $302,000 | $4,500,000 | $164,000 | $4,087,000 |
| FHA-insured (Federal Housing Administration) | 1,621 | $379,000,000 | $233,000 | $961,000 | $57,000 | $652,000 |
| VA-guaranteed (Veterans Administration) | 104 | $27,222,000 | $261,000 | $744,000 | $66,000 | $219,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $1,110,000 | $277,000 | $715,000 | $181,000 | $472,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,509 | $664,114,000 | $264,000 | $2,295,000 | $109,000 | $4,087,000 |
| Application Withdrawn By Applicant | 513 | $153,425,000 | $299,000 | $1,500,000 | $138,000 | $3,966,000 |
| Application Denied By Financial Institution | 224 | $55,527,000 | $247,000 | $2,100,000 | $84,000 | $1,135,000 |
| Application Approved But Not Accepted | 163 | $47,596,000 | $292,000 | $4,500,000 | $118,000 | $784,000 |
| File Closed For Incompleteness | 128 | $34,474,000 | $269,000 | $1,327,000 | $124,000 | $1,810,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 84 | $23,828,000 | $283,000 | $2,100,000 | $68,000 | $193,000 |
| Collateral | 41 | $10,167,000 | $247,000 | $880,000 | $122,000 | $1,135,000 |
| Credit History | 37 | $6,868,000 | $185,000 | $404,000 | $66,000 | $162,000 |
| Other | 19 | $5,147,000 | $270,000 | $1,050,000 | $111,000 | $552,000 |
| Employment History | 11 | $2,730,000 | $248,000 | $746,000 | $63,000 | $172,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $2,864,000 | $260,000 | $623,000 | $111,000 | $310,000 |
| Unverifiable Information | 10 | $1,629,000 | $162,000 | $293,000 | $67,000 | $122,000 |
| Credit Application Incomplete | 5 | $1,228,000 | $245,000 | $392,000 | $81,000 | $163,000 |
| Mortgage Insurance Denied | 4 | $843,000 | $210,000 | $349,000 | $101,000 | $185,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Choice Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Choice Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.
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