First Choice Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
First Choice Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Choice Bank 669 Whitehead Road Lawrenceville, NJ 08648 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 3,537 |
| Total Mortgage Loan Application Amount | $955,136,000 |
| Average Mortgage Loan Application Amount | $594,000 |
| Highest Mortgage Loan Application Amount | $4,500,000 |
| Average Applicant Income | $89,666 |
| Highest Applicant Income | $4,087,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with First Choice Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Choice Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down First Choice Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Choice Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Choice Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Choice Bank's mortgage activity for 2010.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| EDISON-NEW BRUNSWICK, NJ | 445 | $ 138,763,000 | $ 311,000 | $ 128,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 354 | $ 140,304,000 | $ 386,500 | $ 156,000 |
| NEWARK-UNION, NJ-PA | 234 | $ 85,499,000 | $ 346,500 | $ 121,500 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 143 | $ 50,926,000 | $ 325,750 | $ 121,500 |
| PITTSBURGH, PA | 108 | $ 16,513,000 | $ 152,000 | $ 101,000 |
| TRENTON-EWING, NJ | 98 | $ 23,658,000 | $ 241,000 | $ 106,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 92 | $ 17,489,000 | $ 190,000 | $ 77,000 |
| PHILADELPHIA, PA | 89 | $ 19,322,000 | $ 217,000 | $ 86,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 65 | $ 23,985,000 | $ 369,000 | $ 114,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 59 | $ 10,674,000 | $ 180,000 | $ 68,000 |
| BALTIMORE-TOWSON, MD | 51 | $ 13,294,000 | $ 260,000 | $ 143,000 |
| NASSAU-SUFFOLK, NY | 50 | $ 19,217,000 | $ 384,000 | $ 111,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 48 | $ 10,596,000 | $ 220,000 | $ 57,000 |
| CAMDEN, NJ | 48 | $ 11,373,000 | $ 236,000 | $ 98,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 45 | $ 17,119,000 | $ 380,000 | $ 142,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 42 | $ 15,521,000 | $ 369,000 | $ 130,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 40 | $ 9,403,000 | $ 235,000 | $ 93,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 38 | $ 7,132,000 | $ 187,000 | $ 18,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 37 | $ 8,660,000 | $ 239,000 | $ 108,500 |
| PHOENIX-MESA-GLENDALE, AZ | 37 | $ 7,619,000 | $ 205,000 | $ 48,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 34 | $ 10,194,000 | $ 299,000 | $ 120,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 33 | $ 5,540,000 | $ 167,000 | $ 104,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 28 | $ 7,386,000 | $ 263,000 | $ 145,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 28 | $ 9,591,000 | $ 342,000 | $ 154,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 28 | $ 5,433,000 | $ 194,000 | $ 33,000 |
| BOSTON-QUINCY, MA | 25 | $ 9,787,000 | $ 391,000 | $ 309,000 |
| YORK-HANOVER, PA | 24 | $ 4,748,000 | $ 197,000 | $ 72,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 23 | $ 7,857,000 | $ 341,000 | $ 202,000 |
| RICHMOND, VA | 22 | $ 4,669,000 | $ 212,000 | $ 82,000 |
| DALLAS-PLANO-IRVING, TX | 21 | $ 3,933,000 | $ 187,000 | $ 37,000 |
| DENVER-AURORA-BROOMFIELD, CO | 20 | $ 4,649,000 | $ 232,000 | $ 79,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 20 | $ 4,600,000 | $ 230,000 | $ 55,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 19 | $ 2,400,000 | $ 126,000 | $ 42,000 |
| COLUMBUS, OH | 19 | $ 2,850,000 | $ 150,000 | $ 29,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 19 | $ 8,293,000 | $ 436,000 | $ 192,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 19 | $ 5,422,000 | $ 285,000 | $ 257,000 |
| ERIE, PA | 18 | $ 2,483,000 | $ 137,000 | $ 65,000 |
| JACKSONVILLE, FL | 18 | $ 3,426,000 | $ 190,000 | $ 4,000 |
| LANCASTER, PA | 17 | $ 2,933,000 | $ 172,000 | $ 38,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 16 | $ 3,007,000 | $ 187,000 | $ 47,000 |
| LAS VEGAS-PARADISE, NV | 16 | $ 2,736,000 | $ 171,000 | $ 91,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 16 | $ 3,182,000 | $ 198,000 | $ 36,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 16 | $ 6,912,000 | $ 432,000 | $ 160,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 15 | $ 2,411,000 | $ 160,000 | $ 34,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 15 | $ 5,077,000 | $ 338,000 | $ 118,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 15 | $ 3,414,000 | $ 205,000 | $ 65,000 |
| RALEIGH-CARY, NC | 15 | $ 3,279,000 | $ 218,000 | $ 72,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 15 | $ 2,522,000 | $ 168,000 | $ 64,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 14 | $ 3,551,000 | $ 253,000 | $ 112,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 13 | $ 2,337,000 | $ 183,000 | $ 9,000 |
| FORT WORTH-ARLINGTON, TX | 13 | $ 2,346,000 | $ 180,000 | $ 32,000 |
| WORCESTER, MA | 13 | $ 3,328,000 | $ 256,000 | $ 117,000 |
| HARRISBURG-CARLISLE, PA | 12 | $ 2,265,000 | $ 188,000 | $ 78,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 12 | $ 2,399,000 | $ 199,000 | $ 49,000 |
| NEW HAVEN-MILFORD, CT | 12 | $ 2,549,000 | $ 212,000 | $ 29,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 12 | $ 2,547,000 | $ 238,500 | $ 74,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 11 | $ 1,549,000 | $ 140,000 | $ 25,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 11 | $ 2,154,000 | $ 162,000 | $ 49,000 |
| WILMINGTON, DE-MD-NJ | 11 | $ 2,617,000 | $ 240,500 | $ 158,500 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 10 | $ 2,295,000 | $ 229,000 | $ 397,000 |
| COLORADO SPRINGS, CO | 10 | $ 2,198,000 | $ 219,000 | $ 48,000 |
| LAFAYETTE, LA | 10 | $ 1,676,000 | $ 167,000 | $ 69,000 |
| MONTGOMERY, AL | 10 | $ 1,879,000 | $ 187,000 | $ 64,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 9 | $ 2,817,000 | $ 313,000 | $ 132,000 |
| TUCSON, AZ | 9 | $ 1,447,000 | $ 160,000 | $ 55,000 |
| AKRON, OH | 8 | $ 1,564,000 | $ 195,000 | $ 4,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 8 | $ 1,818,000 | $ 227,000 | $ 127,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 8 | $ 1,248,000 | $ 156,000 | $ 63,000 |
| DAYTON, OH | 7 | $ 646,000 | $ 92,000 | $ 40,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 7 | $ 1,479,000 | $ 211,000 | $ 95,000 |
| MEMPHIS, TN-MS-AR | 7 | $ 901,000 | $ 119,500 | $ 32,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 7 | $ 1,043,000 | $ 149,000 | $ 76,000 |
| OCEAN CITY, NJ | 7 | $ 2,073,000 | $ 296,000 | $ 196,000 |
| PUNTA GORDA, FL | 7 | $ 943,000 | $ 134,000 | $ 48,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 7 | $ 1,622,000 | $ 231,000 | $ 60,000 |
| TALLAHASSEE, FL | 7 | $ 1,053,000 | $ 150,000 | $ 13,000 |
| DURHAM-CHAPEL HILL, NC | 6 | $ 1,394,000 | $ 232,000 | $ 102,000 |
| FORT COLLINS-LOVELAND, CO | 6 | $ 1,549,000 | $ 258,000 | $ 72,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 6 | $ 1,643,000 | $ 273,000 | $ 151,000 |
| LAKELAND-WINTER HAVEN, FL | 6 | $ 651,000 | $ 108,000 | $ 28,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 6 | $ 1,537,000 | $ 256,000 | $ 73,000 |
| RENO-SPARKS, NV | 6 | $ 1,493,000 | $ 248,000 | $ 297,000 |
| TULSA, OK | 6 | $ 1,538,000 | $ 256,000 | $ 174,000 |
| ALBANY-SCHENECTADY-TROY, NY | 5 | $ 1,439,000 | $ 287,000 | $ 148,000 |
| CAPE CORAL-FORT MYERS, FL | 5 | $ 1,136,000 | $ 227,000 | $ 35,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 5 | $ 984,000 | $ 196,000 | $ 35,000 |
| GRAND RAPIDS-WYOMING, MI | 5 | $ 1,021,000 | $ 204,000 | $ 89,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 5 | $ 710,000 | $ 142,000 | $ 70,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 5 | $ 965,000 | $ 193,000 | $ 77,000 |
| PEABODY, MA | 5 | $ 1,721,000 | $ 344,000 | $ 202,000 |
| SCRANTON--WILKES-BARRE, PA | 5 | $ 985,000 | $ 197,000 | $ 74,000 |
| SPARTANBURG, SC | 5 | $ 743,000 | $ 148,000 | $ 40,000 |
| ALBUQUERQUE, NM | 4 | $ 876,000 | $ 219,000 | $ 109,000 |
| ANN ARBOR, MI | 4 | $ 808,000 | $ 202,000 | $ 62,000 |
| BUFFALO-NIAGARA FALLS, NY | 4 | $ 843,000 | $ 210,000 | $ 496,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 4 | $ 686,000 | $ 171,000 | $ 9,000 |
| CHARLOTTESVILLE, VA | 4 | $ 1,060,000 | $ 265,000 | $ 86,000 |
| EL PASO, TX | 4 | $ 571,000 | $ 142,000 | $ 28,000 |
| FAYETTEVILLE, NC | 4 | $ 620,000 | $ 155,000 | $ 46,000 |
| KANSAS CITY, MO-KS | 4 | $ 1,202,000 | $ 300,000 | $ 297,000 |
| KNOXVILLE, TN | 4 | $ 681,000 | $ 170,000 | $ 30,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 4 | $ 880,000 | $ 220,000 | $ 30,000 |
| NAPLES-MARCO ISLAND, FL | 4 | $ 1,255,000 | $ 313,000 | $ 135,000 |
| NORWICH-NEW LONDON, CT | 4 | $ 1,020,000 | $ 255,000 | $ 63,000 |
| PALM COAST, FL | 4 | $ 551,000 | $ 137,000 | $ 76,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 4 | $ 897,000 | $ 224,000 | $ 90,000 |
| SHREVEPORT-BOSSIER CITY, LA | 4 | $ 606,000 | $ 151,000 | $ 0 |
| ST. LOUIS, MO-IL | 4 | $ 622,000 | $ 137,000 | $ 54,000 |
| STOCKTON, CA | 4 | $ 1,204,000 | $ 301,000 | $ 118,000 |
| ANDERSON, SC | 3 | $ 653,000 | $ 217,000 | $ 131,000 |
| ASHEVILLE, NC | 3 | $ 673,000 | $ 224,000 | $ 66,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 3 | $ 3,815,000 | $ 1,271,000 | $ 196,000 |
| BARNSTABLE TOWN, MA | 3 | $ 987,000 | $ 329,000 | $ 151,000 |
| BEND, OR | 3 | $ 679,000 | $ 226,000 | $ 127,000 |
| BIRMINGHAM-HOOVER, AL | 3 | $ 254,000 | $ 84,000 | $ 44,000 |
| CANTON-MASSILLON, OH | 3 | $ 328,000 | $ 109,000 | $ 49,000 |
| COEUR D'ALENE, ID | 3 | $ 379,000 | $ 126,000 | $ 86,000 |
| EUGENE-SPRINGFIELD, OR | 3 | $ 408,000 | $ 136,000 | $ 50,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 3 | $ 421,000 | $ 140,000 | $ 31,000 |
| FLINT, MI | 3 | $ 427,000 | $ 142,000 | $ 35,000 |
| FRESNO, CA | 3 | $ 554,000 | $ 184,000 | $ 99,000 |
| GAINESVILLE, FL | 3 | $ 609,000 | $ 203,000 | $ 10,000 |
| LEWISTON-AUBURN, ME | 3 | $ 415,000 | $ 138,000 | $ 29,000 |
| LEXINGTON-FAYETTE, KY | 3 | $ 573,000 | $ 191,000 | $ 55,000 |
| MODESTO, CA | 3 | $ 335,000 | $ 111,000 | $ 51,000 |
| OKLAHOMA CITY, OK | 3 | $ 343,000 | $ 114,000 | $ 54,000 |
| OLYMPIA, WA | 3 | $ 649,000 | $ 216,000 | $ 57,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 3 | $ 536,000 | $ 178,000 | $ 0 |
| PORT ST. LUCIE, FL | 3 | $ 690,000 | $ 230,000 | $ 296,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 3 | $ 658,000 | $ 219,000 | $ 65,000 |
| PROVO-OREM, UT | 3 | $ 573,000 | $ 191,000 | $ 84,000 |
| SALT LAKE CITY, UT | 3 | $ 404,000 | $ 134,000 | $ 71,000 |
| SANTA ROSA-PETALUMA, CA | 3 | $ 1,192,000 | $ 397,000 | $ 109,000 |
| SPOKANE, WA | 3 | $ 312,000 | $ 104,000 | $ 67,000 |
| SYRACUSE, NY | 3 | $ 367,000 | $ 122,000 | $ 96,000 |
| TACOMA, WA | 3 | $ 390,000 | $ 130,000 | $ 86,000 |
| VALLEJO-FAIRFIELD, CA | 3 | $ 802,000 | $ 267,000 | $ 103,000 |
| WICHITA, KS | 3 | $ 644,000 | $ 214,000 | $ 16,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 3 | $ 716,000 | $ 256,500 | $ 95,000 |
| ALBANY, GA | 2 | $ 338,000 | $ 169,000 | $ 0 |
| APPLETON, WI | 2 | $ 359,000 | $ 179,000 | $ 54,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 371,000 | $ 185,000 | $ 110,000 |
| BREMERTON-SILVERDALE, WA | 2 | $ 371,000 | $ 185,000 | $ 78,000 |
| CHATTANOOGA, TN-GA | 2 | $ 339,000 | $ 169,500 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 2 | $ 257,000 | $ 128,000 | $ 52,000 |
| COLUMBIA, SC | 2 | $ 276,000 | $ 138,000 | $ 123,000 |
| DANVILLE, VA | 2 | $ 404,000 | $ 202,000 | $ 137,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 2 | $ 313,000 | $ 156,000 | $ 30,000 |
| DULUTH, MN-WI | 2 | $ 314,000 | $ 157,000 | $ 0 |
| EL CENTRO, CA | 2 | $ 209,000 | $ 104,000 | $ 49,000 |
| GRAND JUNCTION, CO | 2 | $ 438,000 | $ 219,000 | $ 45,000 |
| GREELEY, CO | 2 | $ 255,000 | $ 127,000 | $ 21,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 2 | $ 281,000 | $ 140,000 | $ 31,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 2 | $ 326,000 | $ 163,000 | $ 25,500 |
| JACKSON, MI | 2 | $ 320,000 | $ 160,000 | $ 0 |
| JACKSON, MS | 2 | $ 396,000 | $ 198,000 | $ 29,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 238,000 | $ 119,000 | $ 76,000 |
| LEBANON, PA | 2 | $ 325,000 | $ 162,000 | $ 0 |
| MANSFIELD, OH | 2 | $ 249,000 | $ 124,000 | $ 78,000 |
| MERCED, CA | 2 | $ 275,000 | $ 137,000 | $ 63,000 |
| MIDLAND, TX | 2 | $ 315,000 | $ 157,000 | $ 0 |
| MOBILE, AL | 2 | $ 524,000 | $ 262,000 | $ 155,000 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 754,000 | $ 377,000 | $ 174,000 |
| READING, PA | 2 | $ 398,000 | $ 199,000 | $ 58,000 |
| ROANOKE, VA | 2 | $ 619,000 | $ 309,000 | $ 215,000 |
| ROCHESTER, NY | 2 | $ 149,000 | $ 74,000 | $ 55,000 |
| SALEM, OR | 2 | $ 317,000 | $ 158,000 | $ 53,000 |
| SALISBURY, MD | 2 | $ 307,000 | $ 153,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 2 | $ 855,000 | $ 427,000 | $ 106,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 2 | $ 1,134,000 | $ 567,000 | $ 216,000 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 522,000 | $ 261,000 | $ 71,000 |
| SAVANNAH, GA | 2 | $ 511,000 | $ 255,000 | $ 110,000 |
| SPRINGFIELD, MA | 2 | $ 426,000 | $ 213,000 | $ 45,000 |
| STATE COLLEGE, PA | 2 | $ 1,297,000 | $ 648,000 | $ 65,000 |
| WILMINGTON, NC | 2 | $ 631,000 | $ 315,000 | $ 94,000 |
| AMARILLO, TX | 1 | $ 259,000 | $ 259,000 | $ 0 |
| ANCHORAGE, AK | 1 | $ 259,000 | $ 259,000 | $ 89,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 219,000 | $ 219,000 | $ 350,000 |
| AUBURN-OPELIKA, AL | 1 | $ 179,000 | $ 179,000 | $ 83,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 137,000 | $ 137,000 | $ 0 |
| BAKERSFIELD-DELANO, CA | 1 | $ 132,000 | $ 132,000 | $ 79,000 |
| BATON ROUGE, LA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| BOISE CITY-NAMPA, ID | 1 | $ 168,000 | $ 168,000 | $ 44,000 |
| BOULDER, CO | 1 | $ 143,000 | $ 143,000 | $ 0 |
| BOWLING GREEN, KY | 1 | $ 134,000 | $ 134,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 151,000 | $ 151,000 | $ 138,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 183,000 | $ 183,000 | $ 18,000 |
| CLARKSVILLE, TN-KY | 1 | $ 149,000 | $ 149,000 | $ 0 |
| CLEVELAND, TN | 1 | $ 46,000 | $ 46,000 | $ 18,000 |
| COLUMBUS, GA-AL | 1 | $ 156,000 | $ 156,000 | $ 0 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1 | $ 216,000 | $ 216,000 | $ 0 |
| DALTON, GA | 1 | $ 140,000 | $ 140,000 | $ 0 |
| DECATUR, IL | 1 | $ 333,000 | $ 333,000 | $ 134,000 |
| DES MOINES-WEST DES MOINES, IA | 1 | $ 200,000 | $ 200,000 | $ 0 |
| DUBUQUE, IA | 1 | $ 136,000 | $ 136,000 | $ 70,000 |
| EAU CLAIRE, WI | 1 | $ 178,000 | $ 178,000 | $ 0 |
| ELIZABETHTOWN, KY | 1 | $ 152,000 | $ 152,000 | $ 0 |
| EVANSVILLE, IN-KY | 1 | $ 100,000 | $ 100,000 | $ 28,000 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 133,000 | $ 133,000 | $ 55,000 |
| GAINESVILLE, GA | 1 | $ 139,000 | $ 139,000 | $ 0 |
| GOLDSBORO, NC | 1 | $ 129,000 | $ 129,000 | $ 72,000 |
| GREENSBORO-HIGH POINT, NC | 1 | $ 188,000 | $ 188,000 | $ 96,000 |
| HANFORD-CORCORAN, CA | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 1 | $ 182,000 | $ 182,000 | $ 105,000 |
| INDIANAPOLIS-CARMEL, IN | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| JACKSONVILLE, NC | 1 | $ 142,000 | $ 142,000 | $ 71,000 |
| JOHNSON CITY, TN | 1 | $ 151,000 | $ 151,000 | $ 95,000 |
| JOHNSTOWN, PA | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| KANKAKEE-BRADLEY, IL | 1 | $ 186,000 | $ 186,000 | $ 109,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 1 | $ 94,000 | $ 94,000 | $ 77,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 1 | $ 165,000 | $ 165,000 | $ 0 |
| KINGSTON, NY | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| LAKE CHARLES, LA | 1 | $ 163,000 | $ 163,000 | $ 83,000 |
| LANSING-EAST LANSING, MI | 1 | $ 134,000 | $ 134,000 | $ 0 |
| LEWISTON, ID-WA | 1 | $ 110,000 | $ 110,000 | $ 52,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 87,000 | $ 87,000 | $ 0 |
| LONGVIEW, TX | 1 | $ 136,000 | $ 136,000 | $ 0 |
| MADISON, WI | 1 | $ 240,000 | $ 240,000 | $ 168,000 |
| MANCHESTER-NASHUA, NH | 1 | $ 308,000 | $ 308,000 | $ 85,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 173,000 | $ 173,000 | $ 192,000 |
| MEDFORD, OR | 1 | $ 110,000 | $ 110,000 | $ 41,000 |
| MISSOULA, MT | 1 | $ 245,000 | $ 245,000 | $ 74,000 |
| MORGANTOWN, WV | 1 | $ 255,000 | $ 255,000 | $ 53,000 |
| MUSKEGON-NORTON SHORES, MI | 1 | $ 63,000 | $ 63,000 | $ 37,000 |
| NAPA, CA | 1 | $ 565,000 | $ 565,000 | $ 110,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 133,000 | $ 133,000 | $ 0 |
| OCALA, FL | 1 | $ 196,000 | $ 196,000 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 105,000 | $ 105,000 | $ 784,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 352,000 | $ 352,000 | $ 786,000 |
| OWENSBORO, KY | 1 | $ 71,000 | $ 71,000 | $ 54,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 1 | $ 128,000 | $ 128,000 | $ 0 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| PEORIA, IL | 1 | $ 90,000 | $ 90,000 | $ 37,000 |
| POCATELLO, ID | 1 | $ 97,000 | $ 97,000 | $ 41,000 |
| PRESCOTT, AZ | 1 | $ 220,000 | $ 220,000 | $ 121,000 |
| RACINE, WI | 1 | $ 165,000 | $ 165,000 | $ 0 |
| ROCHESTER, MN | 1 | $ 396,000 | $ 396,000 | $ 63,000 |
| ROCKFORD, IL | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| ROME, GA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| SANTA FE, NM | 1 | $ 234,000 | $ 234,000 | $ 78,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 78,000 | $ 78,000 | $ 49,000 |
| SHEBOYGAN, WI | 1 | $ 150,000 | $ 150,000 | $ 0 |
| SIOUX CITY, IA-NE-SD | 1 | $ 138,000 | $ 138,000 | $ 0 |
| SIOUX FALLS, SD | 1 | $ 120,000 | $ 120,000 | $ 95,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 352,000 | $ 352,000 | $ 197,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 1 | $ 109,000 | $ 109,000 | $ 55,000 |
| TERRE HAUTE, IN | 1 | $ 236,000 | $ 236,000 | $ 152,000 |
| TOPEKA, KS | 1 | $ 221,000 | $ 221,000 | $ 0 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 1 | $ 104,000 | $ 104,000 | $ 31,000 |
| WAUSAU, WI | 1 | $ 207,000 | $ 207,000 | $ 0 |
| WHEELING, WV-OH | 1 | $ 173,000 | $ 173,000 | $ 34,000 |
| WILLIAMSPORT, PA | 1 | $ 137,000 | $ 137,000 | $ 75,000 |
| WINCHESTER, VA-WV | 1 | $ 189,000 | $ 189,000 | $ 77,000 |
| YUBA CITY, CA | 1 | $ 49,000 | $ 49,000 | $ 98,000 |
| YUMA, AZ | 1 | $ 155,000 | $ 155,000 | $ 0 |
Mortgage Loan Application Detail Totals for First Choice Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,453 | $656,383,000 | $267,000 | $2,295,000 | $106,000 | $4,087,000 |
| Home Purchase | 1,077 | $290,030,000 | $269,000 | $2,000,000 | $127,000 | $3,966,000 |
| Home Improvement | 7 | $8,723,000 | $1,246,000 | $4,500,000 | $36,000 | $115,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,476 | $664,523,000 | $268,000 | $4,500,000 | $114,000 | $4,087,000 |
| Not Provided | 357 | $101,212,000 | $283,000 | $2,000,000 | $132,000 | $2,200,000 |
| Black or African American | 234 | $49,449,000 | $211,000 | $1,750,000 | $101,000 | $3,343,000 |
| Asian | 224 | $76,288,000 | $340,000 | $1,365,000 | $133,000 | $1,059,000 |
| Hispanic | 212 | $46,975,000 | $221,000 | $1,500,000 | $64,000 | $456,000 |
| Not applicable | 20 | $13,376,000 | $668,000 | $3,200,000 | $0 | $0 |
| American Indian or Alaskan Native | 8 | $1,657,000 | $207,000 | $417,000 | $31,000 | $162,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,656,000 | $276,000 | $404,000 | $40,000 | $102,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,808 | $547,804,000 | $302,000 | $4,500,000 | $164,000 | $4,087,000 |
| FHA-insured (Federal Housing Administration) | 1,621 | $379,000,000 | $233,000 | $961,000 | $57,000 | $652,000 |
| VA-guaranteed (Veterans Administration) | 104 | $27,222,000 | $261,000 | $744,000 | $66,000 | $219,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $1,110,000 | $277,000 | $715,000 | $181,000 | $472,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,509 | $664,114,000 | $264,000 | $2,295,000 | $109,000 | $4,087,000 |
| Application Withdrawn By Applicant | 513 | $153,425,000 | $299,000 | $1,500,000 | $138,000 | $3,966,000 |
| Application Denied By Financial Institution | 224 | $55,527,000 | $247,000 | $2,100,000 | $84,000 | $1,135,000 |
| Application Approved But Not Accepted | 163 | $47,596,000 | $292,000 | $4,500,000 | $118,000 | $784,000 |
| File Closed For Incompleteness | 128 | $34,474,000 | $269,000 | $1,327,000 | $124,000 | $1,810,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 84 | $23,828,000 | $283,000 | $2,100,000 | $68,000 | $193,000 |
| Collateral | 41 | $10,167,000 | $247,000 | $880,000 | $122,000 | $1,135,000 |
| Credit History | 37 | $6,868,000 | $185,000 | $404,000 | $66,000 | $162,000 |
| Other | 19 | $5,147,000 | $270,000 | $1,050,000 | $111,000 | $552,000 |
| Employment History | 11 | $2,730,000 | $248,000 | $746,000 | $63,000 | $172,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $2,864,000 | $260,000 | $623,000 | $111,000 | $310,000 |
| Unverifiable Information | 10 | $1,629,000 | $162,000 | $293,000 | $67,000 | $122,000 |
| Credit Application Incomplete | 5 | $1,228,000 | $245,000 | $392,000 | $81,000 | $163,000 |
| Mortgage Insurance Denied | 4 | $843,000 | $210,000 | $349,000 | $101,000 | $185,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Choice Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Choice Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.