First Choice Funding, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
First Choice Funding, Inc. 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Choice Funding, Inc. 2100 Riverchase Center Ste 100 Birmingham, AL 35244 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,522 |
| Total Mortgage Loan Application Amount | $244,584,000 |
| Average Mortgage Loan Application Amount | $123,459 |
| Highest Mortgage Loan Application Amount | $818,000 |
| Average Applicant Income | $61,756 |
| Highest Applicant Income | $3,285,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with First Choice Funding, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Choice Funding, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down First Choice Funding, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Choice Funding, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by First Choice Funding, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Choice Funding, Inc.'s mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Alabama | 153 | $ 13,576,000 | $ 88,000 | $ 45,000 |
| Mobile County Alabama | 114 | $ 9,962,000 | $ 87,000 | $ 43,000 |
| Hinds County Mississippi | 107 | $ 8,082,000 | $ 75,000 | $ 35,000 |
| Tuscaloosa County Alabama | 85 | $ 9,654,000 | $ 113,000 | $ 65,000 |
| Lauderdale County Mississippi | 65 | $ 3,902,000 | $ 60,000 | $ 30,000 |
| Hamilton County Tennessee | 35 | $ 3,356,000 | $ 95,000 | $ 53,000 |
| Jackson County Mississippi | 32 | $ 2,698,000 | $ 84,000 | $ 43,000 |
| Baldwin County Alabama | 26 | $ 2,825,000 | $ 108,000 | $ 42,000 |
| Pearl River County Mississippi | 26 | $ 2,394,000 | $ 92,000 | $ 30,000 |
| Madison County Alabama | 25 | $ 2,389,000 | $ 95,000 | $ 45,000 |
| Harrison County Mississippi | 23 | $ 1,772,000 | $ 77,000 | $ 44,000 |
| Shelby County Alabama | 21 | $ 2,433,000 | $ 115,000 | $ 63,000 |
| Etowah County Alabama | 20 | $ 2,139,000 | $ 106,000 | $ 53,000 |
| Montgomery County Alabama | 19 | $ 1,742,000 | $ 91,000 | $ 47,000 |
| Hillsborough County Florida | 19 | $ 2,816,000 | $ 148,000 | $ 64,000 |
| Catoosa County Georgia | 19 | $ 3,136,000 | $ 165,000 | $ 76,000 |
| Duval County Florida | 18 | $ 1,977,000 | $ 109,000 | $ 42,000 |
| Marshall County Mississippi | 18 | $ 1,459,000 | $ 81,000 | $ 37,000 |
| St. Clair County Alabama | 17 | $ 1,786,000 | $ 105,000 | $ 45,000 |
| DeKalb County Georgia | 17 | $ 2,030,000 | $ 119,000 | $ 81,000 |
| Lee County Alabama | 16 | $ 1,800,000 | $ 112,000 | $ 55,000 |
| Alcorn County Mississippi | 16 | $ 1,676,000 | $ 104,000 | $ 34,000 |
| Shelby County Tennessee | 16 | $ 1,638,000 | $ 102,000 | $ 47,000 |
| Walker County Georgia | 15 | $ 943,000 | $ 62,000 | $ 56,000 |
| Prentiss County Mississippi | 15 | $ 828,000 | $ 55,000 | $ 33,000 |
| Orange County Florida | 14 | $ 2,500,000 | $ 178,000 | $ 99,000 |
| Fulton County Georgia | 14 | $ 1,873,000 | $ 133,000 | $ 65,000 |
| Monroe County Mississippi | 14 | $ 898,000 | $ 64,000 | $ 25,000 |
| Brevard County Florida | 13 | $ 1,638,000 | $ 126,000 | $ 74,000 |
| Assumption County Louisiana | 13 | $ 1,221,000 | $ 93,000 | $ 59,000 |
| Madison County Mississippi | 13 | $ 1,091,000 | $ 83,000 | $ 41,000 |
| Leon County Florida | 12 | $ 1,219,000 | $ 101,000 | $ 52,000 |
| Gwinnett County Georgia | 12 | $ 1,826,000 | $ 152,000 | $ 55,000 |
| Muscogee County Georgia | 12 | $ 1,338,000 | $ 111,000 | $ 58,000 |
| Tippah County Mississippi | 12 | $ 758,000 | $ 63,000 | $ 34,000 |
| Calhoun County Alabama | 11 | $ 1,002,000 | $ 91,000 | $ 43,000 |
| Cullman County Alabama | 11 | $ 1,080,000 | $ 98,000 | $ 36,000 |
| Rankin County Mississippi | 11 | $ 1,301,000 | $ 118,000 | $ 48,000 |
| Davidson County Tennessee | 11 | $ 1,127,000 | $ 102,000 | $ 57,000 |
| Dallas County Alabama | 10 | $ 721,000 | $ 72,000 | $ 40,000 |
| Morgan County Alabama | 10 | $ 825,000 | $ 82,000 | $ 36,000 |
| Mecklenburg County North Carolina | 10 | $ 1,083,000 | $ 108,000 | $ 60,000 |
| Blount County Alabama | 9 | $ 773,000 | $ 85,000 | $ 36,000 |
| Seminole County Florida | 9 | $ 1,340,000 | $ 148,000 | $ 58,000 |
| Gordon County Georgia | 9 | $ 771,000 | $ 85,000 | $ 62,000 |
| George County Mississippi | 9 | $ 886,000 | $ 98,000 | $ 50,000 |
| Cumberland County North Carolina | 9 | $ 709,000 | $ 78,000 | $ 52,000 |
| Bradley County Tennessee | 9 | $ 1,058,000 | $ 117,000 | $ 74,000 |
| Warren County Tennessee | 9 | $ 735,000 | $ 81,000 | $ 64,000 |
| Elmore County Alabama | 8 | $ 905,000 | $ 113,000 | $ 54,000 |
| East Baton Rouge County Louisiana | 8 | $ 817,000 | $ 102,000 | $ 48,000 |
| DeKalb County Alabama | 7 | $ 410,000 | $ 58,000 | $ 42,000 |
| Lawrence County Alabama | 7 | $ 453,000 | $ 64,000 | $ 42,000 |
| Russell County Alabama | 7 | $ 544,000 | $ 77,000 | $ 62,000 |
| Talladega County Alabama | 7 | $ 383,000 | $ 54,000 | $ 23,000 |
| Tallapoosa County Alabama | 7 | $ 492,000 | $ 70,000 | $ 28,000 |
| New London County Connecticut | 7 | $ 1,140,000 | $ 162,000 | $ 92,000 |
| Escambia County Florida | 7 | $ 754,000 | $ 107,000 | $ 56,000 |
| Coahoma County Mississippi | 7 | $ 364,000 | $ 52,000 | $ 23,000 |
| Bexar County Texas | 7 | $ 551,000 | $ 78,000 | $ 47,000 |
| Moore County Texas | 7 | $ 319,000 | $ 45,000 | $ 84,000 |
| Potter County Texas | 7 | $ 303,000 | $ 43,000 | $ 42,000 |
| Barbour County Alabama | 6 | $ 429,000 | $ 71,000 | $ 39,000 |
| Houston County Alabama | 6 | $ 271,000 | $ 45,000 | $ 49,000 |
| Pickens County Alabama | 6 | $ 311,000 | $ 51,000 | $ 28,000 |
| Pasco County Florida | 6 | $ 805,000 | $ 134,000 | $ 46,000 |
| Polk County Florida | 6 | $ 698,000 | $ 116,000 | $ 61,000 |
| Orleans County Louisiana | 6 | $ 1,196,000 | $ 199,000 | $ 89,000 |
| DeSoto County Mississippi | 6 | $ 603,000 | $ 100,000 | $ 27,000 |
| Lincoln County Mississippi | 6 | $ 492,000 | $ 82,000 | $ 41,000 |
| Tishomingo County Mississippi | 6 | $ 447,000 | $ 74,000 | $ 46,000 |
| Marshall County Alabama | 5 | $ 482,000 | $ 96,000 | $ 41,000 |
| Indian River County Florida | 5 | $ 1,099,000 | $ 219,000 | $ 115,000 |
| Bibb County Georgia | 5 | $ 457,000 | $ 91,000 | $ 42,000 |
| Carroll County Georgia | 5 | $ 582,000 | $ 116,000 | $ 64,000 |
| Chatham County Georgia | 5 | $ 768,000 | $ 153,000 | $ 60,000 |
| Cobb County Georgia | 5 | $ 905,000 | $ 181,000 | $ 84,000 |
| Douglas County Georgia | 5 | $ 621,000 | $ 124,000 | $ 86,000 |
| St. Tammany County Louisiana | 5 | $ 1,332,000 | $ 266,000 | $ 135,000 |
| Pontotoc County Mississippi | 5 | $ 553,000 | $ 110,000 | $ 37,000 |
| Lincoln County Tennessee | 5 | $ 403,000 | $ 80,000 | $ 31,000 |
| Randall County Texas | 5 | $ 529,000 | $ 105,000 | $ 68,000 |
| Coffee County Alabama | 4 | $ 331,000 | $ 82,000 | $ 32,000 |
| Colbert County Alabama | 4 | $ 263,000 | $ 65,000 | $ 39,000 |
| Osceola County Florida | 4 | $ 580,000 | $ 145,000 | $ 29,000 |
| Putnam County Florida | 4 | $ 622,000 | $ 155,000 | $ 69,000 |
| Sarasota County Florida | 4 | $ 534,000 | $ 133,000 | $ 98,000 |
| Clayton County Georgia | 4 | $ 516,000 | $ 129,000 | $ 63,000 |
| Rockdale County Georgia | 4 | $ 426,000 | $ 106,000 | $ 69,000 |
| Bolivar County Mississippi | 4 | $ 300,000 | $ 75,000 | $ 26,000 |
| Forrest County Mississippi | 4 | $ 418,000 | $ 104,000 | $ 41,000 |
| Panola County Mississippi | 4 | $ 323,000 | $ 80,000 | $ 42,000 |
| Perry County Mississippi | 4 | $ 351,000 | $ 87,000 | $ 55,000 |
| Simpson County Mississippi | 4 | $ 264,000 | $ 66,000 | $ 49,000 |
| Greenville County South Carolina | 4 | $ 709,000 | $ 177,000 | $ 76,000 |
| Coffee County Tennessee | 4 | $ 292,000 | $ 73,000 | $ 26,000 |
| Madison County Tennessee | 4 | $ 455,000 | $ 113,000 | $ 65,000 |
| Rutherford County Tennessee | 4 | $ 279,000 | $ 69,000 | $ 191,000 |
| Harris County Texas | 4 | $ 618,000 | $ 154,000 | $ 138,000 |
| Chambers County Alabama | 3 | $ 174,000 | $ 58,000 | $ 22,000 |
| Cherokee County Alabama | 3 | $ 473,000 | $ 157,000 | $ 49,000 |
| Chilton County Alabama | 3 | $ 285,000 | $ 95,000 | $ 58,000 |
| Coosa County Alabama | 3 | $ 219,000 | $ 73,000 | $ 40,000 |
| Dale County Alabama | 3 | $ 160,000 | $ 53,000 | $ 33,000 |
| Fayette County Alabama | 3 | $ 235,000 | $ 78,000 | $ 28,000 |
| Hale County Alabama | 3 | $ 263,000 | $ 87,000 | $ 32,000 |
| Lauderdale County Alabama | 3 | $ 282,000 | $ 94,000 | $ 84,000 |
| Limestone County Alabama | 3 | $ 405,000 | $ 135,000 | $ 38,000 |
| Lowndes County Alabama | 3 | $ 201,000 | $ 67,000 | $ 27,000 |
| Walker County Alabama | 3 | $ 296,000 | $ 98,000 | $ 52,000 |
| Wilcox County Alabama | 3 | $ 422,000 | $ 140,000 | $ 93,000 |
| Windham County Connecticut | 3 | $ 365,000 | $ 121,000 | $ 61,000 |
| Broward County Florida | 3 | $ 505,000 | $ 168,000 | $ 67,000 |
| Lake County Florida | 3 | $ 1,171,000 | $ 390,000 | $ 119,000 |
| Lee County Florida | 3 | $ 527,000 | $ 175,000 | $ 44,000 |
| Palm Beach County Florida | 3 | $ 1,013,000 | $ 337,000 | $ 99,000 |
| Pinellas County Florida | 3 | $ 473,000 | $ 157,000 | $ 53,000 |
| Volusia County Florida | 3 | $ 308,000 | $ 102,000 | $ 23,000 |
| Wakulla County Florida | 3 | $ 193,000 | $ 64,000 | $ 75,000 |
| Walton County Florida | 3 | $ 383,000 | $ 127,000 | $ 40,000 |
| Fayette County Georgia | 3 | $ 706,000 | $ 235,000 | $ 97,000 |
| Hall County Georgia | 3 | $ 438,000 | $ 146,000 | $ 136,000 |
| Paulding County Georgia | 3 | $ 234,000 | $ 78,000 | $ 36,000 |
| Thomas County Georgia | 3 | $ 281,000 | $ 93,000 | $ 38,000 |
| Whitfield County Georgia | 3 | $ 336,000 | $ 112,000 | $ 37,000 |
| Iberville County Louisiana | 3 | $ 305,000 | $ 101,000 | $ 40,000 |
| Jefferson County Louisiana | 3 | $ 232,000 | $ 77,000 | $ 21,000 |
| Lafayette County Louisiana | 3 | $ 552,000 | $ 184,000 | $ 66,000 |
| St. Charles County Louisiana | 3 | $ 406,000 | $ 135,000 | $ 54,000 |
| Benton County Mississippi | 3 | $ 180,000 | $ 60,000 | $ 22,000 |
| Hancock County Mississippi | 3 | $ 375,000 | $ 125,000 | $ 24,000 |
| Jefferson Davis County Mississippi | 3 | $ 155,000 | $ 51,000 | $ 39,000 |
| Jones County Mississippi | 3 | $ 243,000 | $ 81,000 | $ 35,000 |
| Kemper County Mississippi | 3 | $ 159,000 | $ 53,000 | $ 20,000 |
| Lawrence County Mississippi | 3 | $ 194,000 | $ 64,000 | $ 28,000 |
| Lee County Mississippi | 3 | $ 326,000 | $ 108,000 | $ 55,000 |
| Newton County Mississippi | 3 | $ 288,000 | $ 96,000 | $ 83,000 |
| Oktibbeha County Mississippi | 3 | $ 251,000 | $ 83,000 | $ 33,000 |
| Tallahatchie County Mississippi | 3 | $ 159,000 | $ 53,000 | $ 24,000 |
| Tate County Mississippi | 3 | $ 479,000 | $ 159,000 | $ 44,000 |
| Winston County Mississippi | 3 | $ 165,000 | $ 55,000 | $ 27,000 |
| St. Louis County Missouri | 3 | $ 819,000 | $ 273,000 | $ 72,000 |
| Lee County North Carolina | 3 | $ 170,000 | $ 56,000 | $ 47,000 |
| Sequatchie County Tennessee | 3 | $ 459,000 | $ 153,000 | $ 414,000 |
| Clay County Texas | 3 | $ 100,000 | $ 33,000 | $ 45,000 |
| Bibb County Alabama | 2 | $ 138,000 | $ 69,000 | $ 43,000 |
| Clarke County Alabama | 2 | $ 130,000 | $ 65,000 | $ 52,000 |
| Greene County Alabama | 2 | $ 152,000 | $ 76,000 | $ 51,000 |
| Jackson County Alabama | 2 | $ 197,000 | $ 98,000 | $ 91,000 |
| Macon County Alabama | 2 | $ 122,000 | $ 61,000 | $ 25,000 |
| Marengo County Alabama | 2 | $ 239,000 | $ 119,000 | $ 41,000 |
| Marion County Alabama | 2 | $ 123,000 | $ 61,000 | $ 36,000 |
| Middlesex County Connecticut | 2 | $ 665,000 | $ 332,000 | $ 81,000 |
| Bay County Florida | 2 | $ 212,000 | $ 106,000 | $ 68,000 |
| Citrus County Florida | 2 | $ 150,000 | $ 75,000 | $ 85,000 |
| Jackson County Florida | 2 | $ 109,000 | $ 54,000 | $ 49,000 |
| Okaloosa County Florida | 2 | $ 308,000 | $ 154,000 | $ 115,000 |
| St. Lucie County Florida | 2 | $ 142,000 | $ 71,000 | $ 34,000 |
| Cherokee County Georgia | 2 | $ 323,000 | $ 161,000 | $ 78,000 |
| Coffee County Georgia | 2 | $ 126,000 | $ 63,000 | $ 47,000 |
| Glynn County Georgia | 2 | $ 356,000 | $ 178,000 | $ 169,000 |
| Miller County Georgia | 2 | $ 115,000 | $ 57,000 | $ 36,000 |
| Newton County Georgia | 2 | $ 233,000 | $ 116,000 | $ 48,000 |
| Richmond County Georgia | 2 | $ 218,000 | $ 109,000 | $ 46,000 |
| Seminole County Georgia | 2 | $ 181,000 | $ 90,000 | $ 60,000 |
| Cook County Illinois | 2 | $ 342,000 | $ 171,000 | $ 57,000 |
| Bartholomew County Indiana | 2 | $ 79,000 | $ 39,000 | $ 47,000 |
| Ascension County Louisiana | 2 | $ 190,000 | $ 95,000 | $ 26,000 |
| Washington County Louisiana | 2 | $ 176,000 | $ 88,000 | $ 63,000 |
| Chickasaw County Mississippi | 2 | $ 119,000 | $ 59,000 | $ 50,000 |
| Copiah County Mississippi | 2 | $ 124,000 | $ 62,000 | $ 24,000 |
| Covington County Mississippi | 2 | $ 129,000 | $ 64,000 | $ 63,000 |
| Greene County Mississippi | 2 | $ 161,000 | $ 80,000 | $ 47,000 |
| Itawamba County Mississippi | 2 | $ 260,000 | $ 130,000 | $ 56,000 |
| Leake County Mississippi | 2 | $ 198,000 | $ 99,000 | $ 50,000 |
| Neshoba County Mississippi | 2 | $ 182,000 | $ 91,000 | $ 37,000 |
| Scott County Mississippi | 2 | $ 110,000 | $ 55,000 | $ 48,000 |
| Union County Mississippi | 2 | $ 133,000 | $ 66,000 | $ 32,000 |
| Warren County Mississippi | 2 | $ 238,000 | $ 119,000 | $ 14,000 |
| Wayne County Mississippi | 2 | $ 120,000 | $ 60,000 | $ 31,000 |
| Yazoo County Mississippi | 2 | $ 108,000 | $ 54,000 | $ 19,000 |
| Durham County North Carolina | 2 | $ 153,000 | $ 76,000 | $ 242,000 |
| Guilford County North Carolina | 2 | $ 169,000 | $ 84,000 | $ 52,000 |
| Madison County North Carolina | 2 | $ 224,000 | $ 112,000 | $ 112,000 |
| Carroll County Tennessee | 2 | $ 69,000 | $ 34,000 | $ 35,000 |
| Cheatham County Tennessee | 2 | $ 195,000 | $ 97,000 | $ 38,000 |
| Marion County Tennessee | 2 | $ 133,000 | $ 66,000 | $ 26,000 |
| Marshall County Tennessee | 2 | $ 171,000 | $ 85,000 | $ 28,000 |
| McMinn County Tennessee | 2 | $ 182,000 | $ 91,000 | $ 40,000 |
| Putnam County Tennessee | 2 | $ 198,000 | $ 99,000 | $ 29,000 |
| Williamson County Tennessee | 2 | $ 444,000 | $ 222,000 | $ 90,000 |
| Comal County Texas | 2 | $ 94,000 | $ 47,000 | $ 30,000 |
| Dallas County Texas | 2 | $ 128,000 | $ 64,000 | $ 49,000 |
| Denton County Texas | 2 | $ 295,000 | $ 147,000 | $ 70,000 |
| Lubbock County Texas | 2 | $ 148,000 | $ 74,000 | $ 84,000 |
| Nueces County Texas | 2 | $ 201,000 | $ 100,000 | $ 127,000 |
| Autauga County Alabama | 1 | $ 129,000 | $ 129,000 | $ 30,000 |
| Clay County Alabama | 1 | $ 68,000 | $ 68,000 | $ 45,000 |
| Crenshaw County Alabama | 1 | $ 36,000 | $ 36,000 | $ 39,000 |
| Escambia County Alabama | 1 | $ 73,000 | $ 73,000 | $ 43,000 |
| Lamar County Alabama | 1 | $ 38,000 | $ 38,000 | $ 35,000 |
| Monroe County Alabama | 1 | $ 225,000 | $ 225,000 | $ 46,000 |
| Pike County Alabama | 1 | $ 137,000 | $ 137,000 | $ 36,000 |
| Randolph County Alabama | 1 | $ 57,000 | $ 57,000 | $ 11,000 |
| Jefferson County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 20,000 |
| Fairfield County Connecticut | 1 | $ 328,000 | $ 328,000 | $ 71,000 |
| Charlotte County Florida | 1 | $ 188,000 | $ 188,000 | $ 60,000 |
| Clay County Florida | 1 | $ 122,000 | $ 122,000 | $ 52,000 |
| Flagler County Florida | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Franklin County Florida | 1 | $ 40,000 | $ 40,000 | $ 14,000 |
| Gadsden County Florida | 1 | $ 71,000 | $ 71,000 | $ 79,000 |
| Marion County Florida | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Miami-Dade County Florida | 1 | $ 117,000 | $ 117,000 | $ 72,000 |
| Santa Rosa County Florida | 1 | $ 187,000 | $ 187,000 | $ 49,000 |
| St. Johns County Florida | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
| Bartow County Georgia | 1 | $ 406,000 | $ 406,000 | $ 72,000 |
| Coweta County Georgia | 1 | $ 230,000 | $ 230,000 | $ 773,000 |
| Crisp County Georgia | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Decatur County Georgia | 1 | $ 130,000 | $ 130,000 | $ 33,000 |
| Early County Georgia | 1 | $ 42,000 | $ 42,000 | $ 118,000 |
| Floyd County Georgia | 1 | $ 128,000 | $ 128,000 | $ 42,000 |
| Henry County Georgia | 1 | $ 104,000 | $ 104,000 | $ 31,000 |
| Houston County Georgia | 1 | $ 49,000 | $ 49,000 | $ 23,000 |
| Mitchell County Georgia | 1 | $ 77,000 | $ 77,000 | $ 174,000 |
| Polk County Georgia | 1 | $ 150,000 | $ 150,000 | $ 71,000 |
| Sumter County Georgia | 1 | $ 59,000 | $ 59,000 | $ 39,000 |
| Clinton County Illinois | 1 | $ 64,000 | $ 64,000 | $ 66,000 |
| Will County Illinois | 1 | $ 215,000 | $ 215,000 | $ 84,000 |
| Jennings County Indiana | 1 | $ 63,000 | $ 63,000 | $ 42,000 |
| Lake County Indiana | 1 | $ 75,000 | $ 75,000 | $ 194,000 |
| Wyandotte County Kansas | 1 | $ 119,000 | $ 119,000 | $ 31,000 |
| Rowan County Kentucky | 1 | $ 101,000 | $ 101,000 | $ 25,000 |
| Allen County Louisiana | 1 | $ 68,000 | $ 68,000 | $ 30,000 |
| Avoyelles County Louisiana | 1 | $ 44,000 | $ 44,000 | $ 19,000 |
| Calcasieu County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| De Soto County Louisiana | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| Iberia County Louisiana | 1 | $ 108,000 | $ 108,000 | $ 58,000 |
| Jefferson Davis County Louisiana | 1 | $ 58,000 | $ 58,000 | $ 12,000 |
| Livingston County Louisiana | 1 | $ 89,000 | $ 89,000 | $ 38,000 |
| Pointe Coupee County Louisiana | 1 | $ 143,000 | $ 143,000 | $ 48,000 |
| Rapides County Louisiana | 1 | $ 68,000 | $ 68,000 | $ 29,000 |
| St. John the Baptist County Louisiana | 1 | $ 142,000 | $ 142,000 | $ 21,000 |
| Terrebonne County Louisiana | 1 | $ 44,000 | $ 44,000 | $ 41,000 |
| Vernon County Louisiana | 1 | $ 70,000 | $ 70,000 | $ 18,000 |
| Oakland County Michigan | 1 | $ 81,000 | $ 81,000 | $ 26,000 |
| Wayne County Michigan | 1 | $ 223,000 | $ 223,000 | $ 78,000 |
| Calhoun County Mississippi | 1 | $ 41,000 | $ 41,000 | $ 15,000 |
| Holmes County Mississippi | 1 | $ 72,000 | $ 72,000 | $ 24,000 |
| Jasper County Mississippi | 1 | $ 52,000 | $ 52,000 | $ 21,000 |
| Jefferson County Mississippi | 1 | $ 58,000 | $ 58,000 | $ 47,000 |
| Leflore County Mississippi | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Lowndes County Mississippi | 1 | $ 56,000 | $ 56,000 | $ 31,000 |
| Marion County Mississippi | 1 | $ 130,000 | $ 130,000 | $ 53,000 |
| Noxubee County Mississippi | 1 | $ 43,000 | $ 43,000 | $ 17,000 |
| Stone County Mississippi | 1 | $ 68,000 | $ 68,000 | $ 33,000 |
| Tunica County Mississippi | 1 | $ 43,000 | $ 43,000 | $ 22,000 |
| Walthall County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 26,000 |
| Washington County Mississippi | 1 | $ 114,000 | $ 114,000 | $ 24,000 |
| Douglas County Nebraska | 1 | $ 122,000 | $ 122,000 | $ 47,000 |
| Cabarrus County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 20,000 |
| Caldwell County North Carolina | 1 | $ 74,000 | $ 74,000 | $ 30,000 |
| Catawba County North Carolina | 1 | $ 86,000 | $ 86,000 | $ 25,000 |
| Hamilton County Ohio | 1 | $ 157,000 | $ 157,000 | $ 32,000 |
| Tulsa County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 144,000 |
| Beaufort County South Carolina | 1 | $ 131,000 | $ 131,000 | $ 45,000 |
| Cherokee County South Carolina | 1 | $ 56,000 | $ 56,000 | $ 25,000 |
| Horry County South Carolina | 1 | $ 224,000 | $ 224,000 | $ 229,000 |
| Laurens County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Benton County Tennessee | 1 | $ 40,000 | $ 40,000 | $ 24,000 |
| Campbell County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Chester County Tennessee | 1 | $ 71,000 | $ 71,000 | $ 24,000 |
| Decatur County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 19,000 |
| Dyer County Tennessee | 1 | $ 51,000 | $ 51,000 | $ 46,000 |
| Fayette County Tennessee | 1 | $ 38,000 | $ 38,000 | $ 55,000 |
| Giles County Tennessee | 1 | $ 64,000 | $ 64,000 | $ 21,000 |
| Grundy County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
| Hardin County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 36,000 |
| Hawkins County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Jefferson County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| Knox County Tennessee | 1 | $ 40,000 | $ 40,000 | $ 23,000 |
| Maury County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 33,000 |
| McNairy County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Rhea County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Sevier County Tennessee | 1 | $ 141,000 | $ 141,000 | $ 648,000 |
| Washington County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 42,000 |
| Wilson County Tennessee | 1 | $ 116,000 | $ 116,000 | $ 41,000 |
| Brazoria County Texas | 1 | $ 104,000 | $ 104,000 | $ 110,000 |
| Brown County Texas | 1 | $ 80,000 | $ 80,000 | $ 35,000 |
| Delta County Texas | 1 | $ 92,000 | $ 92,000 | $ 23,000 |
| Ellis County Texas | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
| Fort Bend County Texas | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Hays County Texas | 1 | $ 90,000 | $ 90,000 | $ 30,000 |
| Jim Wells County Texas | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| Kaufman County Texas | 1 | $ 60,000 | $ 60,000 | $ 80,000 |
| Lamar County Texas | 1 | $ 90,000 | $ 90,000 | $ 76,000 |
| Parker County Texas | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| Smith County Texas | 1 | $ 110,000 | $ 110,000 | $ 114,000 |
| Taylor County Texas | 1 | $ 111,000 | $ 111,000 | $ 42,000 |
| Walker County Texas | 1 | $ 70,000 | $ 70,000 | $ 42,000 |
| Danville County Virginia | 1 | $ 92,000 | $ 92,000 | $ 109,000 |
| Portsmouth County Virginia | 1 | $ 51,000 | $ 51,000 | $ 93,000 |
Mortgage Loan Application Detail Totals for First Choice Funding, Inc. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,024 | $189,783,000 | $110,500 | $750,000 | $63,450 | $3,285,000 |
| Refinancing | 498 | $54,801,000 | $138,705 | $818,000 | $59,764 | $780,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 990 | $100,817,000 | $117,875 | $818,000 | $74,875 | $3,285,000 |
| Black or African American | 921 | $80,298,000 | $108,375 | $679,000 | $52,875 | $882,000 |
| Not Provided | 530 | $52,913,000 | $126,066 | $750,000 | $56,000 | $1,718,000 |
| Hispanic | 61 | $6,947,000 | $103,250 | $464,000 | $47,125 | $320,000 |
| Asian | 15 | $2,993,000 | $222,833 | $365,000 | $83,166 | $311,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $376,000 | $128,000 | $192,000 | $50,500 | $54,000 |
| American Indian or Alaskan Native | 2 | $240,000 | $120,000 | $165,000 | $33,500 | $40,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,522 | $244,584,000 | $119,863 | $818,000 | $61,409 | $3,285,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 1,430 | $142,080,000 | $130,647 | $818,000 | $64,411 | $3,285,000 |
| Loan Originated | 492 | $45,768,000 | $132,181 | $561,000 | $75,272 | $648,000 |
| Application Denied By Financial Institution | 442 | $42,334,000 | $105,277 | $750,000 | $53,666 | $780,000 |
| Application Withdrawn By Applicant | 158 | $14,402,000 | $92,500 | $750,000 | $56,900 | $241,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 441 | $42,149,000 | $105,222 | $750,000 | $53,555 | $780,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Choice Funding, Inc.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Choice Funding, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.