First-Citizens Bank & Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
First-Citizens Bank & Trust Company 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First-Citizens Bank & Trust Company 4300 Six Forks Road Fcc 21 Raleigh, NC 27609 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 11,556 |
| Total Mortgage Loan Application Amount | $2,233,383,000 |
| Average Mortgage Loan Application Amount | $167,333 |
| Highest Mortgage Loan Application Amount | $5,400,000 |
| Average Applicant Income | $112,666 |
| Highest Applicant Income | $6,519,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with First-Citizens Bank & Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First-Citizens Bank & Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down First-Citizens Bank & Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First-Citizens Bank & Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by First-Citizens Bank & Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First-Citizens Bank & Trust Company's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 616 | $ 159,470,000 | $ 258,000 | $ 169,000 |
| Richland County South Carolina | 513 | $ 82,564,000 | $ 160,000 | $ 105,000 |
| Mecklenburg County North Carolina | 507 | $ 103,651,000 | $ 204,000 | $ 129,000 |
| Charleston County South Carolina | 443 | $ 133,353,000 | $ 301,000 | $ 149,000 |
| Lexington County South Carolina | 366 | $ 57,239,000 | $ 156,000 | $ 86,000 |
| Spartanburg County South Carolina | 318 | $ 46,382,000 | $ 145,000 | $ 84,000 |
| Horry County South Carolina | 300 | $ 50,451,000 | $ 168,000 | $ 95,000 |
| Greenville County South Carolina | 277 | $ 63,185,000 | $ 228,000 | $ 138,000 |
| York County South Carolina | 200 | $ 32,042,000 | $ 160,000 | $ 102,000 |
| Guilford County North Carolina | 188 | $ 34,924,000 | $ 185,000 | $ 131,000 |
| Forsyth County North Carolina | 174 | $ 27,162,000 | $ 156,000 | $ 80,000 |
| Anderson County South Carolina | 163 | $ 24,109,000 | $ 147,000 | $ 87,000 |
| Orangeburg County South Carolina | 163 | $ 17,000,000 | $ 104,000 | $ 74,000 |
| New Hanover County North Carolina | 159 | $ 46,557,000 | $ 292,000 | $ 195,000 |
| Buncombe County North Carolina | 152 | $ 48,011,000 | $ 315,000 | $ 152,000 |
| Henderson County North Carolina | 148 | $ 32,724,000 | $ 221,000 | $ 113,000 |
| Aiken County South Carolina | 140 | $ 23,933,000 | $ 170,000 | $ 87,000 |
| Florence County South Carolina | 139 | $ 17,007,000 | $ 122,000 | $ 73,000 |
| Craven County North Carolina | 137 | $ 30,273,000 | $ 220,000 | $ 123,000 |
| Pickens County South Carolina | 136 | $ 23,547,000 | $ 173,000 | $ 122,000 |
| Berkeley County South Carolina | 128 | $ 26,931,000 | $ 210,000 | $ 97,000 |
| Darlington County South Carolina | 128 | $ 16,639,000 | $ 129,000 | $ 83,000 |
| Cumberland County North Carolina | 126 | $ 17,374,000 | $ 137,000 | $ 103,000 |
| Durham County North Carolina | 124 | $ 31,287,000 | $ 252,000 | $ 174,000 |
| Carteret County North Carolina | 123 | $ 26,958,000 | $ 219,000 | $ 130,000 |
| Chesterfield County South Carolina | 121 | $ 11,746,000 | $ 97,000 | $ 66,000 |
| Beaufort County South Carolina | 119 | $ 36,014,000 | $ 302,000 | $ 164,000 |
| Union County North Carolina | 116 | $ 19,792,000 | $ 170,000 | $ 129,000 |
| Lancaster County South Carolina | 113 | $ 14,000,000 | $ 123,000 | $ 66,000 |
| Sumter County South Carolina | 113 | $ 13,929,000 | $ 123,000 | $ 105,000 |
| Fulton County Georgia | 112 | $ 49,322,000 | $ 440,000 | $ 251,000 |
| Dorchester County South Carolina | 109 | $ 19,541,000 | $ 179,000 | $ 81,000 |
| Brunswick County North Carolina | 99 | $ 22,587,000 | $ 228,000 | $ 170,000 |
| Oconee County South Carolina | 96 | $ 13,674,000 | $ 142,000 | $ 93,000 |
| Greenwood County South Carolina | 93 | $ 18,070,000 | $ 194,000 | $ 72,000 |
| Pitt County North Carolina | 91 | $ 18,094,000 | $ 198,000 | $ 95,000 |
| Caldwell County North Carolina | 88 | $ 12,597,000 | $ 143,000 | $ 72,000 |
| Orange County North Carolina | 83 | $ 29,065,000 | $ 350,000 | $ 258,000 |
| Kershaw County South Carolina | 82 | $ 13,620,000 | $ 166,000 | $ 118,000 |
| Georgetown County South Carolina | 77 | $ 17,825,000 | $ 231,000 | $ 118,000 |
| Johnston County North Carolina | 76 | $ 9,216,000 | $ 121,000 | $ 78,000 |
| Moore County North Carolina | 70 | $ 23,291,000 | $ 332,000 | $ 182,000 |
| Chatham County Georgia | 68 | $ 21,789,000 | $ 320,000 | $ 157,000 |
| Loudoun County Virginia | 66 | $ 8,711,000 | $ 131,000 | $ 167,000 |
| Catawba County North Carolina | 64 | $ 9,354,000 | $ 146,000 | $ 136,000 |
| Dillon County South Carolina | 64 | $ 5,452,000 | $ 85,000 | $ 59,000 |
| Cobb County Georgia | 59 | $ 17,930,000 | $ 303,000 | $ 179,000 |
| DeKalb County Georgia | 59 | $ 19,597,000 | $ 332,000 | $ 169,000 |
| Roanoke County Virginia | 58 | $ 9,807,000 | $ 169,000 | $ 90,000 |
| Columbia County Georgia | 57 | $ 18,028,000 | $ 316,000 | $ 113,000 |
| Stephens County Georgia | 56 | $ 6,703,000 | $ 119,000 | $ 93,000 |
| McCormick County South Carolina | 56 | $ 8,889,000 | $ 158,000 | $ 71,000 |
| Cabarrus County North Carolina | 55 | $ 9,954,000 | $ 180,000 | $ 118,000 |
| Watauga County North Carolina | 54 | $ 14,507,000 | $ 268,000 | $ 203,000 |
| Abbeville County South Carolina | 54 | $ 5,344,000 | $ 98,000 | $ 71,000 |
| Chester County South Carolina | 54 | $ 6,520,000 | $ 120,000 | $ 72,000 |
| Hart County Georgia | 52 | $ 6,018,000 | $ 115,000 | $ 60,000 |
| Marion County South Carolina | 52 | $ 4,727,000 | $ 90,000 | $ 63,000 |
| Wayne County North Carolina | 51 | $ 6,482,000 | $ 127,000 | $ 82,000 |
| Marlboro County South Carolina | 50 | $ 4,339,000 | $ 86,000 | $ 47,000 |
| Rockingham County North Carolina | 49 | $ 7,834,000 | $ 159,000 | $ 75,000 |
| Albemarle County Virginia | 49 | $ 11,561,000 | $ 235,000 | $ 176,000 |
| Madison County Georgia | 47 | $ 5,063,000 | $ 107,000 | $ 63,000 |
| Iredell County North Carolina | 47 | $ 12,893,000 | $ 274,000 | $ 159,000 |
| Transylvania County North Carolina | 47 | $ 8,938,000 | $ 190,000 | $ 137,000 |
| Wilson County North Carolina | 46 | $ 6,229,000 | $ 135,000 | $ 114,000 |
| Edgefield County South Carolina | 46 | $ 6,383,000 | $ 138,000 | $ 83,000 |
| Pender County North Carolina | 45 | $ 10,523,000 | $ 233,000 | $ 182,000 |
| Fairfield County South Carolina | 45 | $ 5,623,000 | $ 124,000 | $ 65,000 |
| Pittsylvania County Virginia | 45 | $ 6,118,000 | $ 135,000 | $ 73,000 |
| Chatham County North Carolina | 41 | $ 11,479,000 | $ 279,000 | $ 198,000 |
| Jackson County North Carolina | 41 | $ 8,857,000 | $ 216,000 | $ 131,000 |
| Haywood County North Carolina | 40 | $ 8,135,000 | $ 203,000 | $ 131,000 |
| Laurens County South Carolina | 40 | $ 4,281,000 | $ 107,000 | $ 84,000 |
| Franklin County Georgia | 39 | $ 4,755,000 | $ 121,000 | $ 64,000 |
| Roanoke City County Virginia | 39 | $ 4,168,000 | $ 106,000 | $ 55,000 |
| Onslow County North Carolina | 38 | $ 6,097,000 | $ 160,000 | $ 97,000 |
| Fairfax County Virginia | 38 | $ 3,364,000 | $ 88,000 | $ 160,000 |
| Harnett County North Carolina | 35 | $ 3,516,000 | $ 100,000 | $ 66,000 |
| Danville County Virginia | 35 | $ 3,722,000 | $ 106,000 | $ 55,000 |
| Barnwell County South Carolina | 34 | $ 2,932,000 | $ 86,000 | $ 79,000 |
| Clarendon County South Carolina | 34 | $ 4,160,000 | $ 122,000 | $ 85,000 |
| Newberry County South Carolina | 34 | $ 5,629,000 | $ 165,000 | $ 95,000 |
| Saluda County South Carolina | 34 | $ 3,782,000 | $ 111,000 | $ 62,000 |
| Williamsburg County South Carolina | 34 | $ 3,757,000 | $ 110,000 | $ 61,000 |
| Burke County North Carolina | 33 | $ 4,526,000 | $ 137,000 | $ 86,000 |
| Polk County North Carolina | 33 | $ 8,903,000 | $ 269,000 | $ 79,000 |
| Gwinnett County Georgia | 30 | $ 8,360,000 | $ 278,000 | $ 115,000 |
| Oklahoma County Oklahoma | 30 | $ 4,593,000 | $ 153,000 | $ 133,000 |
| Greenbrier County West Virginia | 30 | $ 5,936,000 | $ 197,000 | $ 115,000 |
| Rutherford County North Carolina | 29 | $ 3,188,000 | $ 109,000 | $ 75,000 |
| Pamlico County North Carolina | 28 | $ 4,870,000 | $ 173,000 | $ 103,000 |
| Randolph County North Carolina | 28 | $ 3,129,000 | $ 111,000 | $ 63,000 |
| Surry County North Carolina | 28 | $ 3,749,000 | $ 133,000 | $ 85,000 |
| Lenoir County North Carolina | 27 | $ 2,938,000 | $ 108,000 | $ 79,000 |
| Bedford County Virginia | 27 | $ 6,295,000 | $ 233,000 | $ 153,000 |
| Franklin County North Carolina | 26 | $ 5,314,000 | $ 204,000 | $ 82,000 |
| Richmond County Georgia | 25 | $ 4,771,000 | $ 190,000 | $ 171,000 |
| Cherokee County North Carolina | 25 | $ 2,436,000 | $ 97,000 | $ 64,000 |
| Macon County North Carolina | 25 | $ 7,199,000 | $ 287,000 | $ 272,000 |
| Davidson County North Carolina | 24 | $ 2,934,000 | $ 122,000 | $ 72,000 |
| Gaston County North Carolina | 24 | $ 3,468,000 | $ 144,000 | $ 108,000 |
| Henrico County Virginia | 24 | $ 3,439,000 | $ 143,000 | $ 88,000 |
| Beaufort County North Carolina | 23 | $ 2,456,000 | $ 106,000 | $ 89,000 |
| Lincoln County North Carolina | 22 | $ 4,367,000 | $ 198,000 | $ 134,000 |
| Swain County North Carolina | 22 | $ 2,549,000 | $ 115,000 | $ 82,000 |
| Ashe County North Carolina | 21 | $ 3,053,000 | $ 145,000 | $ 89,000 |
| Davidson County Tennessee | 21 | $ 4,209,000 | $ 200,000 | $ 75,000 |
| Alexander County North Carolina | 19 | $ 5,135,000 | $ 270,000 | $ 70,000 |
| Greene County North Carolina | 19 | $ 3,145,000 | $ 165,000 | $ 76,000 |
| Sampson County North Carolina | 19 | $ 2,110,000 | $ 111,000 | $ 85,000 |
| Shelby County Tennessee | 19 | $ 1,189,000 | $ 62,000 | $ 195,000 |
| Mecklenburg County Virginia | 19 | $ 2,297,000 | $ 120,000 | $ 73,000 |
| Lee County North Carolina | 18 | $ 2,585,000 | $ 143,000 | $ 178,000 |
| Calhoun County South Carolina | 18 | $ 2,488,000 | $ 138,000 | $ 90,000 |
| Franklin County Virginia | 18 | $ 5,520,000 | $ 306,000 | $ 177,000 |
| Broward County Florida | 17 | $ 5,208,000 | $ 306,000 | $ 114,000 |
| Forsyth County Georgia | 17 | $ 3,908,000 | $ 229,000 | $ 258,000 |
| McDowell County North Carolina | 17 | $ 2,971,000 | $ 174,000 | $ 110,000 |
| Stanly County North Carolina | 17 | $ 2,079,000 | $ 122,000 | $ 56,000 |
| Colleton County South Carolina | 16 | $ 4,770,000 | $ 298,000 | $ 273,000 |
| Lee County South Carolina | 16 | $ 1,057,000 | $ 66,000 | $ 70,000 |
| Botetourt County Virginia | 16 | $ 2,552,000 | $ 159,000 | $ 101,000 |
| Sacramento County California | 15 | $ 2,003,000 | $ 133,000 | $ 56,000 |
| Stokes County North Carolina | 15 | $ 1,703,000 | $ 113,000 | $ 48,000 |
| Yadkin County North Carolina | 15 | $ 1,441,000 | $ 96,000 | $ 47,000 |
| Prince William County Virginia | 15 | $ 1,676,000 | $ 111,000 | $ 158,000 |
| Maricopa County Arizona | 14 | $ 2,791,000 | $ 199,000 | $ 151,000 |
| Orange County California | 14 | $ 3,186,000 | $ 227,000 | $ 88,000 |
| San Diego County California | 14 | $ 2,930,000 | $ 209,000 | $ 39,000 |
| Palm Beach County Florida | 14 | $ 8,419,000 | $ 601,000 | $ 140,000 |
| McDuffie County Georgia | 14 | $ 1,637,000 | $ 116,000 | $ 52,000 |
| Nash County North Carolina | 14 | $ 2,200,000 | $ 157,000 | $ 89,000 |
| Cherokee County South Carolina | 14 | $ 1,859,000 | $ 132,000 | $ 59,000 |
| Pocahontas County West Virginia | 14 | $ 876,000 | $ 62,000 | $ 53,000 |
| Riverside County California | 13 | $ 2,411,000 | $ 185,000 | $ 96,000 |
| Lee County Florida | 13 | $ 2,749,000 | $ 211,000 | $ 116,000 |
| Montgomery County Maryland | 13 | $ 1,942,000 | $ 149,000 | $ 211,000 |
| Avery County North Carolina | 13 | $ 2,353,000 | $ 181,000 | $ 138,000 |
| Charlottesville County Virginia | 13 | $ 3,763,000 | $ 289,000 | $ 151,000 |
| Lynchburg County Virginia | 13 | $ 4,039,000 | $ 310,000 | $ 158,000 |
| Salem County Virginia | 13 | $ 3,089,000 | $ 237,000 | $ 89,000 |
| Halifax County North Carolina | 12 | $ 1,650,000 | $ 137,000 | $ 101,000 |
| Montgomery County North Carolina | 12 | $ 3,210,000 | $ 267,000 | $ 176,000 |
| Dallas County Texas | 12 | $ 3,673,000 | $ 306,000 | $ 204,000 |
| District of Columbia County District Of Columbia | 11 | $ 1,719,000 | $ 156,000 | $ 185,000 |
| Warren County North Carolina | 11 | $ 1,910,000 | $ 173,000 | $ 78,000 |
| Wilkes County North Carolina | 11 | $ 1,962,000 | $ 178,000 | $ 74,000 |
| Multnomah County Oregon | 11 | $ 2,695,000 | $ 245,000 | $ 68,000 |
| Brunswick County Virginia | 11 | $ 768,000 | $ 69,000 | $ 43,000 |
| Duval County Florida | 10 | $ 2,033,000 | $ 203,000 | $ 141,000 |
| Cherokee County Georgia | 10 | $ 2,952,000 | $ 295,000 | $ 148,000 |
| Warren County Georgia | 10 | $ 899,000 | $ 89,000 | $ 97,000 |
| Anne Arundel County Maryland | 10 | $ 2,781,000 | $ 278,000 | $ 154,000 |
| Alleghany County North Carolina | 10 | $ 1,072,000 | $ 107,000 | $ 40,000 |
| Hamilton County Tennessee | 10 | $ 2,062,000 | $ 206,000 | $ 164,000 |
| Alleghany County Virginia | 10 | $ 926,000 | $ 92,000 | $ 53,000 |
| Larimer County Colorado | 9 | $ 2,681,000 | $ 297,000 | $ 147,000 |
| Alamance County North Carolina | 9 | $ 2,493,000 | $ 277,000 | $ 140,000 |
| Bladen County North Carolina | 9 | $ 1,366,000 | $ 151,000 | $ 104,000 |
| Bamberg County South Carolina | 9 | $ 1,418,000 | $ 157,000 | $ 68,000 |
| Augusta County Virginia | 9 | $ 919,000 | $ 102,000 | $ 45,000 |
| Carroll County Virginia | 9 | $ 770,000 | $ 85,000 | $ 50,000 |
| King County Washington | 9 | $ 3,273,000 | $ 363,000 | $ 117,000 |
| Los Angeles County California | 8 | $ 2,907,000 | $ 363,000 | $ 148,000 |
| Duplin County North Carolina | 8 | $ 1,111,000 | $ 138,000 | $ 77,000 |
| Vance County North Carolina | 8 | $ 1,231,000 | $ 153,000 | $ 114,000 |
| Williamson County Tennessee | 8 | $ 4,136,000 | $ 517,000 | $ 318,000 |
| Travis County Texas | 8 | $ 1,552,000 | $ 194,000 | $ 89,000 |
| Chesterfield County Virginia | 8 | $ 1,458,000 | $ 182,000 | $ 92,000 |
| Greensville County Virginia | 8 | $ 594,000 | $ 74,000 | $ 67,000 |
| Richmond City County Virginia | 8 | $ 1,171,000 | $ 146,000 | $ 97,000 |
| Collier County Florida | 7 | $ 4,493,000 | $ 641,000 | $ 295,000 |
| Jackson County Georgia | 7 | $ 1,039,000 | $ 148,000 | $ 62,000 |
| Johnson County Kansas | 7 | $ 922,000 | $ 131,000 | $ 86,000 |
| Jackson County Missouri | 7 | $ 739,000 | $ 105,000 | $ 52,000 |
| Caswell County North Carolina | 7 | $ 905,000 | $ 129,000 | $ 41,000 |
| Davie County North Carolina | 7 | $ 1,067,000 | $ 152,000 | $ 60,000 |
| Graham County North Carolina | 7 | $ 855,000 | $ 122,000 | $ 61,000 |
| Granville County North Carolina | 7 | $ 1,185,000 | $ 169,000 | $ 73,000 |
| Northampton County North Carolina | 7 | $ 596,000 | $ 85,000 | $ 96,000 |
| Pasquotank County North Carolina | 7 | $ 1,033,000 | $ 147,000 | $ 66,000 |
| Robeson County North Carolina | 7 | $ 1,018,000 | $ 145,000 | $ 117,000 |
| Scotland County North Carolina | 7 | $ 983,000 | $ 140,000 | $ 80,000 |
| Arlington County Virginia | 7 | $ 1,133,000 | $ 161,000 | $ 142,000 |
| Montgomery County Virginia | 7 | $ 891,000 | $ 127,000 | $ 84,000 |
| Boulder County Colorado | 6 | $ 2,127,000 | $ 354,000 | $ 274,000 |
| Douglas County Colorado | 6 | $ 3,782,000 | $ 630,000 | $ 166,000 |
| Martin County Florida | 6 | $ 964,000 | $ 160,000 | $ 66,000 |
| Hall County Georgia | 6 | $ 1,736,000 | $ 289,000 | $ 127,000 |
| Bernalillo County New Mexico | 6 | $ 784,000 | $ 130,000 | $ 41,000 |
| Columbus County North Carolina | 6 | $ 642,000 | $ 107,000 | $ 57,000 |
| Dare County North Carolina | 6 | $ 3,308,000 | $ 551,000 | $ 568,000 |
| Hoke County North Carolina | 6 | $ 1,017,000 | $ 169,000 | $ 73,000 |
| Madison County North Carolina | 6 | $ 846,000 | $ 141,000 | $ 87,000 |
| Rowan County North Carolina | 6 | $ 918,000 | $ 153,000 | $ 109,000 |
| Sevier County Tennessee | 6 | $ 1,167,000 | $ 194,000 | $ 132,000 |
| Arapahoe County Colorado | 5 | $ 1,554,000 | $ 310,000 | $ 90,000 |
| Manatee County Florida | 5 | $ 1,720,000 | $ 344,000 | $ 784,000 |
| Clarke County Georgia | 5 | $ 370,000 | $ 74,000 | $ 110,000 |
| Mitchell County North Carolina | 5 | $ 710,000 | $ 142,000 | $ 148,000 |
| Person County North Carolina | 5 | $ 2,084,000 | $ 416,000 | $ 258,000 |
| Yancey County North Carolina | 5 | $ 556,000 | $ 111,000 | $ 100,000 |
| Clackamas County Oregon | 5 | $ 2,950,000 | $ 590,000 | $ 161,000 |
| Harris County Texas | 5 | $ 1,297,000 | $ 259,000 | $ 163,000 |
| Alexandria County Virginia | 5 | $ 660,000 | $ 132,000 | $ 155,000 |
| Nottoway County Virginia | 5 | $ 969,000 | $ 193,000 | $ 57,000 |
| Spotsylvania County Virginia | 5 | $ 502,000 | $ 100,000 | $ 231,000 |
| Thurston County Washington | 5 | $ 703,000 | $ 140,000 | $ 49,000 |
| Denver County Colorado | 4 | $ 1,677,000 | $ 419,000 | $ 173,000 |
| Carroll County Georgia | 4 | $ 944,000 | $ 236,000 | $ 105,000 |
| Oglethorpe County Georgia | 4 | $ 1,107,000 | $ 276,000 | $ 114,000 |
| Rockdale County Georgia | 4 | $ 767,000 | $ 191,000 | $ 89,000 |
| Anson County North Carolina | 4 | $ 143,000 | $ 35,000 | $ 33,000 |
| Camden County North Carolina | 4 | $ 393,000 | $ 98,000 | $ 20,000 |
| Martin County North Carolina | 4 | $ 153,000 | $ 38,000 | $ 103,000 |
| Union County South Carolina | 4 | $ 385,000 | $ 96,000 | $ 104,000 |
| Knox County Tennessee | 4 | $ 592,000 | $ 148,000 | $ 101,000 |
| Sullivan County Tennessee | 4 | $ 1,056,000 | $ 264,000 | $ 142,000 |
| Grayson County Virginia | 4 | $ 326,000 | $ 81,000 | $ 47,000 |
| Louisa County Virginia | 4 | $ 480,000 | $ 120,000 | $ 177,000 |
| Rockingham County Virginia | 4 | $ 862,000 | $ 215,000 | $ 215,000 |
| Pierce County Washington | 4 | $ 566,000 | $ 141,000 | $ 43,000 |
| Placer County California | 3 | $ 1,554,000 | $ 518,000 | $ 105,000 |
| Jefferson County Colorado | 3 | $ 843,000 | $ 281,000 | $ 510,000 |
| Miami-Dade County Florida | 3 | $ 1,195,000 | $ 398,000 | $ 170,000 |
| Nassau County Florida | 3 | $ 689,000 | $ 229,000 | $ 144,000 |
| Orange County Florida | 3 | $ 474,000 | $ 158,000 | $ 113,000 |
| Pinellas County Florida | 3 | $ 1,157,000 | $ 385,000 | $ 230,000 |
| Habersham County Georgia | 3 | $ 330,000 | $ 110,000 | $ 59,000 |
| Oconee County Georgia | 3 | $ 469,000 | $ 156,000 | $ 62,000 |
| Paulding County Georgia | 3 | $ 790,000 | $ 263,000 | $ 113,000 |
| Union County Georgia | 3 | $ 348,000 | $ 116,000 | $ 149,000 |
| Frederick County Maryland | 3 | $ 336,000 | $ 112,000 | $ 146,000 |
| Howard County Maryland | 3 | $ 355,000 | $ 118,000 | $ 192,000 |
| Greene County Missouri | 3 | $ 1,238,000 | $ 412,000 | $ 418,000 |
| Santa Fe County New Mexico | 3 | $ 889,000 | $ 296,000 | $ 155,000 |
| Clay County North Carolina | 3 | $ 215,000 | $ 71,000 | $ 55,000 |
| Cleveland County North Carolina | 3 | $ 575,000 | $ 191,000 | $ 55,000 |
| Hyde County North Carolina | 3 | $ 941,000 | $ 313,000 | $ 75,000 |
| Jones County North Carolina | 3 | $ 125,000 | $ 41,000 | $ 36,000 |
| Cleveland County Oklahoma | 3 | $ 535,000 | $ 178,000 | $ 123,000 |
| Johnson County Tennessee | 3 | $ 830,000 | $ 276,000 | $ 86,000 |
| Rutherford County Tennessee | 3 | $ 377,000 | $ 125,000 | $ 130,000 |
| McLennan County Texas | 3 | $ 322,000 | $ 107,000 | $ 14,000 |
| Tarrant County Texas | 3 | $ 580,000 | $ 193,000 | $ 130,000 |
| Fairfax City County Virginia | 3 | $ 1,457,000 | $ 485,000 | $ 258,000 |
| Fredericksburg County Virginia | 3 | $ 580,000 | $ 193,000 | $ 178,000 |
| Nelson County Virginia | 3 | $ 719,000 | $ 239,000 | $ 177,000 |
| Staunton County Virginia | 3 | $ 229,000 | $ 76,000 | $ 46,000 |
| Butte County California | 2 | $ 1,340,000 | $ 670,000 | $ 0 |
| San Francisco County California | 2 | $ 1,633,000 | $ 816,000 | $ 172,000 |
| Clay County Florida | 2 | $ 108,000 | $ 54,000 | $ 21,000 |
| Hillsborough County Florida | 2 | $ 326,000 | $ 163,000 | $ 77,000 |
| Osceola County Florida | 2 | $ 412,000 | $ 206,000 | $ 117,000 |
| St. Johns County Florida | 2 | $ 1,040,000 | $ 520,000 | $ 220,000 |
| Barrow County Georgia | 2 | $ 543,000 | $ 271,000 | $ 100,000 |
| Bryan County Georgia | 2 | $ 434,000 | $ 217,000 | $ 118,000 |
| Coweta County Georgia | 2 | $ 141,000 | $ 70,000 | $ 125,000 |
| Dawson County Georgia | 2 | $ 789,000 | $ 394,000 | $ 125,000 |
| Dougherty County Georgia | 2 | $ 232,000 | $ 116,000 | $ 35,000 |
| Effingham County Georgia | 2 | $ 335,000 | $ 167,000 | $ 93,000 |
| Elbert County Georgia | 2 | $ 41,000 | $ 20,000 | $ 24,000 |
| Fannin County Georgia | 2 | $ 583,000 | $ 291,000 | $ 36,000 |
| Fayette County Georgia | 2 | $ 432,000 | $ 216,000 | $ 195,000 |
| Jasper County Georgia | 2 | $ 451,000 | $ 225,000 | $ 123,000 |
| Lee County Georgia | 2 | $ 582,000 | $ 291,000 | $ 101,000 |
| Lincoln County Georgia | 2 | $ 333,000 | $ 166,000 | $ 103,000 |
| Lumpkin County Georgia | 2 | $ 603,000 | $ 301,000 | $ 46,000 |
| Morgan County Georgia | 2 | $ 288,000 | $ 144,000 | $ 64,000 |
| Murray County Georgia | 2 | $ 199,000 | $ 99,000 | $ 53,000 |
| Rabun County Georgia | 2 | $ 744,000 | $ 372,000 | $ 234,000 |
| Garrett County Maryland | 2 | $ 98,000 | $ 49,000 | $ 381,000 |
| Prince George's County Maryland | 2 | $ 238,000 | $ 119,000 | $ 329,000 |
| Edgecombe County North Carolina | 2 | $ 299,000 | $ 149,000 | $ 52,000 |
| Richmond County North Carolina | 2 | $ 142,000 | $ 71,000 | $ 40,000 |
| Canadian County Oklahoma | 2 | $ 1,145,000 | $ 572,000 | $ 444,000 |
| Logan County Oklahoma | 2 | $ 170,000 | $ 85,000 | $ 113,000 |
| Pittsburg County Oklahoma | 2 | $ 338,000 | $ 169,000 | $ 415,000 |
| Washington County Oregon | 2 | $ 455,000 | $ 227,000 | $ 36,000 |
| Anderson County Tennessee | 2 | $ 185,000 | $ 92,000 | $ 49,000 |
| Carter County Tennessee | 2 | $ 99,000 | $ 49,000 | $ 70,000 |
| Unicoi County Tennessee | 2 | $ 271,000 | $ 135,000 | $ 212,000 |
| Washington County Tennessee | 2 | $ 333,000 | $ 166,000 | $ 76,000 |
| Denton County Texas | 2 | $ 223,000 | $ 111,000 | $ 90,000 |
| Fort Bend County Texas | 2 | $ 206,000 | $ 103,000 | $ 109,000 |
| Jasper County Texas | 2 | $ 201,000 | $ 100,000 | $ 48,000 |
| Campbell County Virginia | 2 | $ 291,000 | $ 145,000 | $ 101,000 |
| Frederick County Virginia | 2 | $ 162,000 | $ 81,000 | $ 51,000 |
| Galax County Virginia | 2 | $ 308,000 | $ 154,000 | $ 62,000 |
| Gloucester County Virginia | 2 | $ 260,000 | $ 130,000 | $ 144,000 |
| Greene County Virginia | 2 | $ 196,000 | $ 98,000 | $ 125,000 |
| Halifax County Virginia | 2 | $ 219,000 | $ 109,000 | $ 56,000 |
| James City County Virginia | 2 | $ 400,000 | $ 200,000 | $ 212,000 |
| Lunenburg County Virginia | 2 | $ 171,000 | $ 85,000 | $ 62,000 |
| Northampton County Virginia | 2 | $ 184,000 | $ 92,000 | $ 89,000 |
| Powhatan County Virginia | 2 | $ 763,000 | $ 381,000 | $ 159,000 |
| Stafford County Virginia | 2 | $ 103,000 | $ 51,000 | $ 151,000 |
| Warren County Virginia | 2 | $ 289,000 | $ 144,000 | $ 64,000 |
| Lewis County Washington | 2 | $ 344,000 | $ 172,000 | $ 68,000 |
| Pima County Arizona | 1 | $ 375,000 | $ 375,000 | $ 283,000 |
| Yolo County California | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Adams County Colorado | 1 | $ 1,392,000 | $ 1,392,000 | $ 390,000 |
| El Paso County Colorado | 1 | $ 180,000 | $ 180,000 | $ 81,000 |
| San Miguel County Colorado | 1 | $ 923,000 | $ 923,000 | $ 0 |
| Bay County Florida | 1 | $ 184,000 | $ 184,000 | $ 40,000 |
| Brevard County Florida | 1 | $ 400,000 | $ 400,000 | $ 264,000 |
| Charlotte County Florida | 1 | $ 150,000 | $ 150,000 | $ 61,000 |
| Citrus County Florida | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Indian River County Florida | 1 | $ 295,000 | $ 295,000 | $ 174,000 |
| Polk County Florida | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Sarasota County Florida | 1 | $ 120,000 | $ 120,000 | $ 203,000 |
| Walton County Florida | 1 | $ 417,000 | $ 417,000 | $ 452,000 |
| Bartow County Georgia | 1 | $ 445,000 | $ 445,000 | $ 123,000 |
| Butts County Georgia | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Gilmer County Georgia | 1 | $ 203,000 | $ 203,000 | $ 69,000 |
| Glynn County Georgia | 1 | $ 100,000 | $ 100,000 | $ 144,000 |
| Greene County Georgia | 1 | $ 99,000 | $ 99,000 | $ 90,000 |
| Henry County Georgia | 1 | $ 190,000 | $ 190,000 | $ 40,000 |
| Houston County Georgia | 1 | $ 59,000 | $ 59,000 | $ 38,000 |
| Laurens County Georgia | 1 | $ 302,000 | $ 302,000 | $ 82,000 |
| Mitchell County Georgia | 1 | $ 83,000 | $ 83,000 | $ 43,000 |
| Monroe County Georgia | 1 | $ 93,000 | $ 93,000 | $ 115,000 |
| Pickens County Georgia | 1 | $ 140,000 | $ 140,000 | $ 355,000 |
| Towns County Georgia | 1 | $ 155,000 | $ 155,000 | $ 224,000 |
| Washington County Georgia | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| White County Georgia | 1 | $ 415,000 | $ 415,000 | $ 196,000 |
| Wilkes County Georgia | 1 | $ 26,000 | $ 26,000 | $ 41,000 |
| Sedgwick County Kansas | 1 | $ 77,000 | $ 77,000 | $ 48,000 |
| Wyandotte County Kansas | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 330,000 | $ 330,000 | $ 67,000 |
| Baltimore City County Maryland | 1 | $ 543,000 | $ 543,000 | $ 300,000 |
| Harford County Maryland | 1 | $ 640,000 | $ 640,000 | $ 189,000 |
| Queen Anne's County Maryland | 1 | $ 250,000 | $ 250,000 | $ 344,000 |
| Suffolk County Massachusetts | 1 | $ 80,000 | $ 80,000 | $ 49,000 |
| Barry County Missouri | 1 | $ 117,000 | $ 117,000 | $ 226,000 |
| Clay County Missouri | 1 | $ 259,000 | $ 259,000 | $ 0 |
| Washoe County Nevada | 1 | $ 461,000 | $ 461,000 | $ 0 |
| Los Alamos County New Mexico | 1 | $ 173,000 | $ 173,000 | $ 236,000 |
| Chowan County North Carolina | 1 | $ 290,000 | $ 290,000 | $ 155,000 |
| Currituck County North Carolina | 1 | $ 216,000 | $ 216,000 | $ 37,000 |
| Perquimans County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 122,000 |
| Garfield County Oklahoma | 1 | $ 59,000 | $ 59,000 | $ 56,000 |
| McIntosh County Oklahoma | 1 | $ 52,000 | $ 52,000 | $ 1,451,000 |
| Tillamook County Oregon | 1 | $ 260,000 | $ 260,000 | $ 120,000 |
| Beaver County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 67,000 |
| Bradford County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 50,000 |
| Tioga County Pennsylvania | 1 | $ 17,000 | $ 17,000 | $ 720,000 |
| Allendale County South Carolina | 1 | $ 117,000 | $ 117,000 | $ 37,000 |
| Hampton County South Carolina | 1 | $ 23,000 | $ 23,000 | $ 84,000 |
| Jasper County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 42,000 |
| Blount County Tennessee | 1 | $ 210,000 | $ 210,000 | $ 450,000 |
| Bradley County Tennessee | 1 | $ 509,000 | $ 509,000 | $ 455,000 |
| Cheatham County Tennessee | 1 | $ 392,000 | $ 392,000 | $ 125,000 |
| Cumberland County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 89,000 |
| Greene County Tennessee | 1 | $ 168,000 | $ 168,000 | $ 53,000 |
| Jefferson County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 48,000 |
| Loudon County Tennessee | 1 | $ 240,000 | $ 240,000 | $ 649,000 |
| Roane County Tennessee | 1 | $ 218,000 | $ 218,000 | $ 105,000 |
| Sumner County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 44,000 |
| Bell County Texas | 1 | $ 80,000 | $ 80,000 | $ 134,000 |
| Brazoria County Texas | 1 | $ 105,000 | $ 105,000 | $ 112,000 |
| Galveston County Texas | 1 | $ 173,000 | $ 173,000 | $ 65,000 |
| Montgomery County Texas | 1 | $ 130,000 | $ 130,000 | $ 157,000 |
| Walker County Texas | 1 | $ 100,000 | $ 100,000 | $ 132,000 |
| Appomattox County Virginia | 1 | $ 268,000 | $ 268,000 | $ 108,000 |
| Charlotte County Virginia | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Chesapeake County Virginia | 1 | $ 32,000 | $ 32,000 | $ 139,000 |
| Craig County Virginia | 1 | $ 94,000 | $ 94,000 | $ 66,000 |
| Cumberland County Virginia | 1 | $ 70,000 | $ 70,000 | $ 106,000 |
| Emporia County Virginia | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Floyd County Virginia | 1 | $ 104,000 | $ 104,000 | $ 18,000 |
| Hampton County Virginia | 1 | $ 350,000 | $ 350,000 | $ 285,000 |
| Henry County Virginia | 1 | $ 252,000 | $ 252,000 | $ 79,000 |
| Mathews County Virginia | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Newport News County Virginia | 1 | $ 160,000 | $ 160,000 | $ 344,000 |
| Page County Virginia | 1 | $ 130,000 | $ 130,000 | $ 107,000 |
| Prince Edward County Virginia | 1 | $ 133,000 | $ 133,000 | $ 49,000 |
| Pulaski County Virginia | 1 | $ 134,000 | $ 134,000 | $ 64,000 |
| Radford County Virginia | 1 | $ 133,000 | $ 133,000 | $ 37,000 |
| Shenandoah County Virginia | 1 | $ 232,000 | $ 232,000 | $ 133,000 |
| Suffolk County Virginia | 1 | $ 190,000 | $ 190,000 | $ 60,000 |
| Sussex County Virginia | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 168,000 | $ 168,000 | $ 134,000 |
| Waynesboro County Virginia | 1 | $ 89,000 | $ 89,000 | $ 42,000 |
| Winchester County Virginia | 1 | $ 52,000 | $ 52,000 | $ 297,000 |
| York County Virginia | 1 | $ 68,000 | $ 68,000 | $ 163,000 |
| Clallam County Washington | 1 | $ 150,000 | $ 150,000 | $ 31,000 |
| Snohomish County Washington | 1 | $ 959,000 | $ 959,000 | $ 1,398,000 |
| Spokane County Washington | 1 | $ 327,000 | $ 327,000 | $ 200,000 |
| Berkeley County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Fayette County West Virginia | 1 | $ 149,000 | $ 149,000 | $ 92,000 |
| Randolph County West Virginia | 1 | $ 31,000 | $ 31,000 | $ 28,000 |
| Wetzel County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 94,000 |
Mortgage Loan Application Detail Totals for First-Citizens Bank & Trust Company in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,086 | $1,255,431,000 | $206,000 | $4,451,000 | $121,000 | $5,941,000 |
| Refinancing | 4,761 | $901,558,000 | $189,000 | $5,400,000 | $115,000 | $6,519,000 |
| Home Improvement | 709 | $76,394,000 | $107,000 | $1,450,000 | $102,000 | $1,959,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,452 | $1,702,737,000 | $201,000 | $2,693,000 | $126,000 | $6,519,000 |
| Not Provided | 963 | $173,060,000 | $179,000 | $2,000,000 | $143,000 | $2,000,000 |
| Black or African American | 904 | $120,146,000 | $132,000 | $1,169,000 | $71,000 | $1,289,000 |
| Not applicable | 527 | $109,902,000 | $208,000 | $5,400,000 | $21,000 | $160,000 |
| Asian | 322 | $62,652,000 | $194,000 | $1,392,000 | $133,000 | $730,000 |
| Hispanic | 315 | $53,846,000 | $170,000 | $1,121,000 | $91,000 | $1,212,000 |
| American Indian or Alaskan Native | 58 | $8,790,000 | $151,000 | $683,000 | $99,000 | $602,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $2,250,000 | $150,000 | $449,000 | $130,000 | $363,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,798 | $2,123,197,000 | $196,000 | $5,400,000 | $122,000 | $6,519,000 |
| FHA-insured (Federal Housing Administration) | 360 | $47,963,000 | $133,000 | $346,000 | $55,000 | $785,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 213 | $25,831,000 | $121,000 | $254,000 | $43,000 | $94,000 |
| VA-guaranteed (Veterans Administration) | 185 | $36,392,000 | $196,000 | $669,000 | $81,000 | $780,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,326 | $1,467,160,000 | $200,000 | $5,400,000 | $128,000 | $6,519,000 |
| Application Denied By Financial Institution | 2,267 | $375,127,000 | $165,000 | $2,120,000 | $89,000 | $2,652,000 |
| File Closed For Incompleteness | 834 | $175,162,000 | $210,000 | $2,560,000 | $116,000 | $1,451,000 |
| Application Withdrawn By Applicant | 546 | $127,330,000 | $233,000 | $1,500,000 | $145,000 | $2,172,000 |
| Application Approved But Not Accepted | 353 | $55,429,000 | $157,000 | $1,500,000 | $94,000 | $1,067,000 |
| Loan Purchased By The Institution | 227 | $32,518,000 | $143,000 | $400,000 | $49,000 | $160,000 |
| Preapproval Denied by Financial Institution | 3 | $657,000 | $219,000 | $400,000 | $54,000 | $80,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 853 | $150,485,000 | $176,000 | $1,836,000 | $60,000 | $1,285,000 |
| Credit History | 825 | $106,043,000 | $128,000 | $2,000,000 | $90,000 | $2,091,000 |
| Collateral | 416 | $93,487,000 | $224,000 | $2,120,000 | $141,000 | $2,652,000 |
| Other | 78 | $10,460,000 | $134,000 | $860,000 | $100,000 | $720,000 |
| Employment History | 40 | $5,534,000 | $138,000 | $320,000 | $64,000 | $190,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 29 | $4,565,000 | $157,000 | $625,000 | $93,000 | $420,000 |
| Unverifiable Information | 25 | $4,594,000 | $183,000 | $500,000 | $121,000 | $600,000 |
| Credit Application Incomplete | 2 | $299,000 | $149,000 | $177,000 | $126,000 | $222,000 |
| Mortgage Insurance Denied | 2 | $317,000 | $158,000 | $201,000 | $84,000 | $96,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First-Citizens Bank & Trust Company's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First-Citizens Bank & Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.