Fcb Banks
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Fcb Banks 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fcb Banks 800 Belt Line Road Collinsville, IL 62234 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,616 |
| Total Mortgage Loan Application Amount | $629,080,000 |
| Average Mortgage Loan Application Amount | $175,200 |
| Highest Mortgage Loan Application Amount | $31,505,000 |
| Average Applicant Income | $131,200 |
| Highest Applicant Income | $7,100,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Fcb Banks. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fcb Banks's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Fcb Banks's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fcb Banks serves its applicants.
Each category highlights the total number of mortgage applications processed by Fcb Banks, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fcb Banks's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Madison County Illinois | 918 | $ 168,640,000 | $ 183,000 | $ 127,000 |
| St. Clair County Illinois | 560 | $ 113,190,000 | $ 202,000 | $ 122,000 |
| St. Louis County Missouri | 326 | $ 133,610,000 | $ 409,000 | $ 147,000 |
| Clinton County Illinois | 294 | $ 40,320,000 | $ 137,000 | $ 112,000 |
| St. Louis City County Missouri | 159 | $ 62,015,000 | $ 390,000 | $ 144,000 |
| Monroe County Illinois | 54 | $ 10,680,000 | $ 197,000 | $ 126,000 |
| Jefferson County Missouri | 41 | $ 13,845,000 | $ 337,000 | $ 95,000 |
| St. Charles County Missouri | 27 | $ 20,495,000 | $ 759,000 | $ 138,000 |
| Washington County Illinois | 26 | $ 4,400,000 | $ 169,000 | $ 112,000 |
| Randolph County Illinois | 22 | $ 2,720,000 | $ 123,000 | $ 92,000 |
| Bond County Illinois | 17 | $ 1,695,000 | $ 99,000 | $ 70,000 |
| Macoupin County Illinois | 16 | $ 2,440,000 | $ 152,000 | $ 114,000 |
| Marion County Illinois | 13 | $ 2,345,000 | $ 180,000 | $ 115,000 |
| Camden County Missouri | 10 | $ 3,060,000 | $ 306,000 | $ 292,000 |
| Jefferson County Illinois | 6 | $ 1,090,000 | $ 181,000 | $ 208,000 |
| Jersey County Illinois | 6 | $ 660,000 | $ 110,000 | $ 80,000 |
| Franklin County Illinois | 4 | $ 490,000 | $ 122,000 | $ 88,000 |
| Montgomery County Illinois | 4 | $ 370,000 | $ 92,000 | $ 55,000 |
| Vanderburgh County Indiana | 4 | $ 470,000 | $ 117,000 | $ 44,000 |
| Franklin County Missouri | 4 | $ 420,000 | $ 105,000 | $ 71,000 |
| Lincoln County Missouri | 4 | $ 990,000 | $ 247,000 | $ 113,000 |
| Warren County Missouri | 4 | $ 720,000 | $ 180,000 | $ 174,000 |
| Bay County Florida | 3 | $ 1,685,000 | $ 561,000 | $ 187,000 |
| Okaloosa County Florida | 3 | $ 6,595,000 | $ 2,198,000 | $ 112,000 |
| Sarasota County Florida | 3 | $ 785,000 | $ 261,000 | $ 276,000 |
| Fayette County Illinois | 3 | $ 285,000 | $ 95,000 | $ 80,000 |
| Williamson County Illinois | 3 | $ 1,015,000 | $ 338,000 | $ 124,000 |
| Alachua County Florida | 2 | $ 610,000 | $ 305,000 | $ 169,000 |
| Lee County Florida | 2 | $ 530,000 | $ 265,000 | $ 113,000 |
| Pinellas County Florida | 2 | $ 480,000 | $ 240,000 | $ 38,000 |
| Champaign County Illinois | 2 | $ 250,000 | $ 125,000 | $ 85,000 |
| Greene County Illinois | 2 | $ 300,000 | $ 150,000 | $ 101,000 |
| Jackson County Illinois | 2 | $ 280,000 | $ 140,000 | $ 264,000 |
| Johnson County Illinois | 2 | $ 470,000 | $ 235,000 | $ 92,000 |
| Perry County Illinois | 2 | $ 840,000 | $ 420,000 | $ 211,000 |
| Sangamon County Illinois | 2 | $ 320,000 | $ 160,000 | $ 108,000 |
| Will County Illinois | 2 | $ 1,210,000 | $ 605,000 | $ 156,000 |
| Crawford County Missouri | 2 | $ 520,000 | $ 260,000 | $ 118,000 |
| Baldwin County Alabama | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Benton County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 92,000 |
| Boulder County Colorado | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Grand County Colorado | 1 | $ 785,000 | $ 785,000 | $ 275,000 |
| New Haven County Connecticut | 1 | $ 335,000 | $ 335,000 | $ 152,000 |
| Charlotte County Florida | 1 | $ 575,000 | $ 575,000 | $ 614,000 |
| Collier County Florida | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Escambia County Florida | 1 | $ 435,000 | $ 435,000 | $ 306,000 |
| Franklin County Florida | 1 | $ 835,000 | $ 835,000 | $ 0 |
| Gulf County Florida | 1 | $ 445,000 | $ 445,000 | $ 123,000 |
| Pasco County Florida | 1 | $ 205,000 | $ 205,000 | $ 114,000 |
| Polk County Florida | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Walton County Florida | 1 | $ 1,875,000 | $ 1,875,000 | $ 3,904,000 |
| Calhoun County Illinois | 1 | $ 295,000 | $ 295,000 | $ 265,000 |
| Effingham County Illinois | 1 | $ 165,000 | $ 165,000 | $ 122,000 |
| Hamilton County Illinois | 1 | $ 145,000 | $ 145,000 | $ 94,000 |
| Jo Daviess County Illinois | 1 | $ 285,000 | $ 285,000 | $ 236,000 |
| Kane County Illinois | 1 | $ 395,000 | $ 395,000 | $ 103,000 |
| Kendall County Illinois | 1 | $ 305,000 | $ 305,000 | $ 188,000 |
| Lake County Illinois | 1 | $ 535,000 | $ 535,000 | $ 231,000 |
| Macon County Illinois | 1 | $ 135,000 | $ 135,000 | $ 81,000 |
| McDonough County Illinois | 1 | $ 45,000 | $ 45,000 | $ 197,000 |
| Saline County Illinois | 1 | $ 205,000 | $ 205,000 | $ 178,000 |
| Shelby County Illinois | 1 | $ 305,000 | $ 305,000 | $ 96,000 |
| Wayne County Illinois | 1 | $ 425,000 | $ 425,000 | $ 167,000 |
| Jackson County Indiana | 1 | $ 305,000 | $ 305,000 | $ 88,000 |
| Orange County Indiana | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Polk County Iowa | 1 | $ 315,000 | $ 315,000 | $ 92,000 |
| Johnson County Kansas | 1 | $ 10,785,000 | $ 10,785,000 | $ 0 |
| Daviess County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 123,000 |
| Marshall County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 106,000 |
| Alcona County Michigan | 1 | $ 105,000 | $ 105,000 | $ 129,000 |
| Grand Traverse County Michigan | 1 | $ 225,000 | $ 225,000 | $ 53,000 |
| Lafayette County Mississippi | 1 | $ 255,000 | $ 255,000 | $ 511,000 |
| Adair County Missouri | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Bollinger County Missouri | 1 | $ 105,000 | $ 105,000 | $ 94,000 |
| Christian County Missouri | 1 | $ 405,000 | $ 405,000 | $ 184,000 |
| Greene County Missouri | 1 | $ 55,000 | $ 55,000 | $ 132,000 |
| Jackson County Missouri | 1 | $ 225,000 | $ 225,000 | $ 248,000 |
| Madison County Missouri | 1 | $ 235,000 | $ 235,000 | $ 35,000 |
| Miller County Missouri | 1 | $ 545,000 | $ 545,000 | $ 614,000 |
| Morgan County Missouri | 1 | $ 325,000 | $ 325,000 | $ 144,000 |
| Oregon County Missouri | 1 | $ 65,000 | $ 65,000 | $ 105,000 |
| Phelps County Missouri | 1 | $ 75,000 | $ 75,000 | $ 176,000 |
| Scott County Missouri | 1 | $ 45,000 | $ 45,000 | $ 671,000 |
| Stoddard County Missouri | 1 | $ 135,000 | $ 135,000 | $ 129,000 |
| Stone County Missouri | 1 | $ 105,000 | $ 105,000 | $ 286,000 |
| Taney County Missouri | 1 | $ 105,000 | $ 105,000 | $ 210,000 |
| Ravalli County Montana | 1 | $ 475,000 | $ 475,000 | $ 156,000 |
| Horry County South Carolina | 1 | $ 455,000 | $ 455,000 | $ 144,000 |
| Spartanburg County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Meade County South Dakota | 1 | $ 285,000 | $ 285,000 | $ 91,000 |
| Minnehaha County South Dakota | 1 | $ 305,000 | $ 305,000 | $ 250,000 |
| Davidson County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 75,000 |
| Hamilton County Tennessee | 1 | $ 515,000 | $ 515,000 | $ 104,000 |
| Knox County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 90,000 |
| Williamson County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Bell County Texas | 1 | $ 135,000 | $ 135,000 | $ 227,000 |
| Albemarle County Virginia | 1 | $ 145,000 | $ 145,000 | $ 194,000 |
| Suffolk County Virginia | 1 | $ 175,000 | $ 175,000 | $ 109,000 |
Mortgage Loan Application Detail Totals for Fcb Banks in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,399 | $465,115,000 | $332,000 | $31,505,000 | $128,000 | $3,904,000 |
| Refinancing | 486 | $84,820,000 | $174,000 | $2,375,000 | $118,000 | $1,840,000 |
| Home Improvement | 336 | $23,250,000 | $69,000 | $655,000 | $127,000 | $518,000 |
| Other Purpose | 223 | $17,295,000 | $77,000 | $515,000 | $177,000 | $7,100,000 |
| Cash-out Refinancing | 172 | $38,600,000 | $224,000 | $6,455,000 | $106,000 | $330,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,077 | $368,695,000 | $177,000 | $1,875,000 | $130,000 | $7,100,000 |
| Not applicable | 318 | $227,360,000 | $714,000 | $31,505,000 | $0 | $0 |
| Black or African American | 130 | $17,030,000 | $131,000 | $685,000 | $101,000 | $1,840,000 |
| Hispanic | 45 | $7,015,000 | $155,000 | $605,000 | $189,000 | $1,223,000 |
| Asian | 28 | $6,740,000 | $240,000 | $845,000 | $134,000 | $390,000 |
| Not Provided | 11 | $1,115,000 | $101,000 | $325,000 | $102,000 | $195,000 |
| American Indian or Alaskan Native | 4 | $500,000 | $125,000 | $185,000 | $72,000 | $113,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,499 | $606,425,000 | $242,000 | $31,505,000 | $132,000 | $7,100,000 |
| FHA-insured (Federal Housing Administration) | 56 | $9,410,000 | $168,000 | $395,000 | $70,000 | $171,000 |
| VA-guaranteed (Veterans Administration) | 36 | $9,750,000 | $270,000 | $585,000 | $109,000 | $251,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 25 | $3,495,000 | $139,000 | $225,000 | $57,000 | $130,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,123 | $545,415,000 | $256,000 | $31,505,000 | $135,000 | $7,100,000 |
| Application Withdrawn By Applicant | 304 | $59,990,000 | $197,000 | $2,005,000 | $130,000 | $3,527,000 |
| Application Denied By Financial Institution | 171 | $19,845,000 | $116,000 | $1,645,000 | $70,000 | $242,000 |
| Application Approved But Not Accepted | 9 | $1,495,000 | $166,000 | $425,000 | $89,000 | $216,000 |
| File Closed For Incompleteness | 9 | $2,335,000 | $259,000 | $745,000 | $106,000 | $226,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,445 | $609,235,000 | $249,000 | $31,505,000 | $134,000 | $7,100,000 |
| Debt-To-Income Ratio | 74 | $10,660,000 | $144,000 | $1,645,000 | $55,000 | $146,000 |
| Credit History | 66 | $4,860,000 | $73,000 | $355,000 | $78,000 | $211,000 |
| Other | 15 | $2,385,000 | $159,000 | $835,000 | $87,000 | $242,000 |
| Collateral | 9 | $825,000 | $91,000 | $375,000 | $101,000 | $184,000 |
| Unverifiable Information | 4 | $780,000 | $195,000 | $265,000 | $87,000 | $212,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $260,000 | $130,000 | $195,000 | $83,000 | $117,000 |
| Employment History | 1 | $75,000 | $75,000 | $75,000 | $23,000 | $23,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fcb Banks's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fcb Banks's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.