First Community Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
First Community Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Community Bank 29 College Dr Bluefield, VA 24605 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,568 |
| Total Mortgage Loan Application Amount | $251,888,000 |
| Average Mortgage Loan Application Amount | $148,333 |
| Highest Mortgage Loan Application Amount | $5,800,000 |
| Average Applicant Income | $72,333 |
| Highest Applicant Income | $2,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with First Community Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Community Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down First Community Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Community Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Community Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Community Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mercer County West Virginia | 198 | $ 27,841,000 | $ 140,000 | $ 54,000 |
| Nicholas County West Virginia | 130 | $ 11,600,000 | $ 89,000 | $ 55,000 |
| Brunswick County North Carolina | 125 | $ 31,551,000 | $ 252,000 | $ 145,000 |
| Upshur County West Virginia | 109 | $ 10,275,000 | $ 94,000 | $ 76,000 |
| Forsyth County North Carolina | 101 | $ 16,329,000 | $ 161,000 | $ 82,000 |
| Raleigh County West Virginia | 84 | $ 11,458,000 | $ 136,000 | $ 81,000 |
| Tazewell County Virginia | 67 | $ 7,887,000 | $ 117,000 | $ 51,000 |
| Washington County Tennessee | 49 | $ 8,607,000 | $ 175,000 | $ 105,000 |
| Iredell County North Carolina | 38 | $ 8,365,000 | $ 220,000 | $ 77,000 |
| Horry County South Carolina | 36 | $ 6,970,000 | $ 193,000 | $ 105,000 |
| Columbus County North Carolina | 30 | $ 3,498,000 | $ 116,000 | $ 79,000 |
| Taylor County West Virginia | 28 | $ 2,400,000 | $ 85,000 | $ 57,000 |
| Mecklenburg County North Carolina | 27 | $ 5,475,000 | $ 202,000 | $ 100,000 |
| Wythe County Virginia | 26 | $ 2,111,000 | $ 81,000 | $ 56,000 |
| Alleghany County North Carolina | 25 | $ 2,389,000 | $ 95,000 | $ 53,000 |
| Wilkes County North Carolina | 24 | $ 2,540,000 | $ 105,000 | $ 51,000 |
| Richmond City County Virginia | 23 | $ 5,407,000 | $ 235,000 | $ 54,000 |
| Wyoming County West Virginia | 23 | $ 1,553,000 | $ 67,000 | $ 73,000 |
| Davidson County North Carolina | 22 | $ 4,998,000 | $ 227,000 | $ 62,000 |
| Alexander County North Carolina | 20 | $ 1,729,000 | $ 86,000 | $ 59,000 |
| Henrico County Virginia | 20 | $ 5,753,000 | $ 287,000 | $ 91,000 |
| Webster County West Virginia | 20 | $ 1,308,000 | $ 65,000 | $ 47,000 |
| Guilford County North Carolina | 18 | $ 2,827,000 | $ 157,000 | $ 48,000 |
| Greenbrier County West Virginia | 18 | $ 10,028,000 | $ 557,000 | $ 65,000 |
| Chesterfield County Virginia | 17 | $ 4,304,000 | $ 253,000 | $ 104,000 |
| Monroe County West Virginia | 16 | $ 1,702,000 | $ 106,000 | $ 56,000 |
| Sullivan County Tennessee | 14 | $ 1,513,000 | $ 108,000 | $ 70,000 |
| Harrison County West Virginia | 14 | $ 2,102,000 | $ 150,000 | $ 72,000 |
| Lewis County West Virginia | 12 | $ 1,479,000 | $ 123,000 | $ 84,000 |
| Surry County North Carolina | 9 | $ 827,000 | $ 91,000 | $ 52,000 |
| Montgomery County Virginia | 9 | $ 2,068,000 | $ 229,000 | $ 117,000 |
| Logan County West Virginia | 9 | $ 593,000 | $ 65,000 | $ 75,000 |
| Summers County West Virginia | 9 | $ 792,000 | $ 88,000 | $ 34,000 |
| Yadkin County North Carolina | 7 | $ 565,000 | $ 80,000 | $ 99,000 |
| Fayette County West Virginia | 7 | $ 806,000 | $ 115,000 | $ 30,000 |
| Kanawha County West Virginia | 7 | $ 7,647,000 | $ 1,092,000 | $ 59,000 |
| Davie County North Carolina | 6 | $ 963,000 | $ 160,000 | $ 55,000 |
| Stokes County North Carolina | 6 | $ 676,000 | $ 112,000 | $ 80,000 |
| Carter County Tennessee | 6 | $ 400,000 | $ 66,000 | $ 24,000 |
| Unicoi County Tennessee | 6 | $ 622,000 | $ 103,000 | $ 27,000 |
| Monongalia County West Virginia | 6 | $ 919,000 | $ 153,000 | $ 153,000 |
| Catawba County North Carolina | 5 | $ 829,000 | $ 165,000 | $ 78,000 |
| Rowan County North Carolina | 5 | $ 1,055,000 | $ 211,000 | $ 67,000 |
| Roanoke County Virginia | 5 | $ 5,253,000 | $ 1,050,000 | $ 115,000 |
| Bladen County North Carolina | 4 | $ 434,000 | $ 108,000 | $ 65,000 |
| Lincoln County North Carolina | 4 | $ 945,000 | $ 236,000 | $ 66,000 |
| Greene County Tennessee | 4 | $ 517,000 | $ 129,000 | $ 20,000 |
| Bland County Virginia | 4 | $ 495,000 | $ 123,000 | $ 32,000 |
| Buchanan County Virginia | 4 | $ 359,000 | $ 89,000 | $ 71,000 |
| Carroll County Virginia | 4 | $ 814,000 | $ 203,000 | $ 126,000 |
| Russell County Virginia | 4 | $ 429,000 | $ 107,000 | $ 87,000 |
| Barbour County West Virginia | 4 | $ 530,000 | $ 132,000 | $ 80,000 |
| McDowell County West Virginia | 4 | $ 156,000 | $ 39,000 | $ 60,000 |
| Randolph County West Virginia | 4 | $ 1,018,000 | $ 254,000 | $ 72,000 |
| Cabarrus County North Carolina | 3 | $ 657,000 | $ 219,000 | $ 57,000 |
| Dickenson County Virginia | 3 | $ 167,000 | $ 55,000 | $ 27,000 |
| Hanover County Virginia | 3 | $ 957,000 | $ 319,000 | $ 105,000 |
| Marion County West Virginia | 3 | $ 491,000 | $ 163,000 | $ 62,000 |
| Pender County North Carolina | 2 | $ 346,000 | $ 173,000 | $ 44,000 |
| Watauga County North Carolina | 2 | $ 358,000 | $ 179,000 | $ 600,000 |
| Florence County South Carolina | 2 | $ 159,000 | $ 79,000 | $ 72,000 |
| Lancaster County South Carolina | 2 | $ 54,000 | $ 27,000 | $ 107,000 |
| Hamblen County Tennessee | 2 | $ 256,000 | $ 128,000 | $ 25,000 |
| Hawkins County Tennessee | 2 | $ 590,000 | $ 295,000 | $ 175,000 |
| Giles County Virginia | 2 | $ 187,000 | $ 93,000 | $ 42,000 |
| Grayson County Virginia | 2 | $ 265,000 | $ 132,000 | $ 32,000 |
| Greensville County Virginia | 2 | $ 155,000 | $ 77,000 | $ 80,000 |
| Hopewell County Virginia | 2 | $ 112,000 | $ 56,000 | $ 33,000 |
| King William County Virginia | 2 | $ 300,000 | $ 150,000 | $ 42,000 |
| Norfolk County Virginia | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Powhatan County Virginia | 2 | $ 530,000 | $ 265,000 | $ 115,000 |
| Pulaski County Virginia | 2 | $ 403,000 | $ 201,000 | $ 93,000 |
| Radford County Virginia | 2 | $ 183,000 | $ 91,000 | $ 82,000 |
| Braxton County West Virginia | 2 | $ 130,000 | $ 65,000 | $ 48,000 |
| Clay County West Virginia | 2 | $ 108,000 | $ 54,000 | $ 62,000 |
| Lake County Florida | 1 | $ 93,000 | $ 93,000 | $ 126,000 |
| Lee County Florida | 1 | $ 185,000 | $ 185,000 | $ 109,000 |
| Avery County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 36,000 |
| Burke County North Carolina | 1 | $ 569,000 | $ 569,000 | $ 0 |
| Caldwell County North Carolina | 1 | $ 249,000 | $ 249,000 | $ 68,000 |
| Cumberland County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Currituck County North Carolina | 1 | $ 272,000 | $ 272,000 | $ 323,000 |
| Dare County North Carolina | 1 | $ 219,000 | $ 219,000 | $ 46,000 |
| Harnett County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 75,000 |
| Macon County North Carolina | 1 | $ 316,000 | $ 316,000 | $ 65,000 |
| McDowell County North Carolina | 1 | $ 143,000 | $ 143,000 | $ 82,000 |
| New Hanover County North Carolina | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Orange County North Carolina | 1 | $ 48,000 | $ 48,000 | $ 269,000 |
| Robeson County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 67,000 |
| Rutherford County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Transylvania County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 120,000 |
| Wake County North Carolina | 1 | $ 268,000 | $ 268,000 | $ 138,000 |
| Charleston County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 191,000 |
| Chester County South Carolina | 1 | $ 60,000 | $ 60,000 | $ 65,000 |
| Laurens County South Carolina | 1 | $ 392,000 | $ 392,000 | $ 0 |
| Blount County Tennessee | 1 | $ 313,000 | $ 313,000 | $ 496,000 |
| Grainger County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 35,000 |
| Jefferson County Tennessee | 1 | $ 332,000 | $ 332,000 | $ 161,000 |
| Knox County Tennessee | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 180,000 | $ 180,000 | $ 29,000 |
| Bedford County Virginia | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Brunswick County Virginia | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Charles City County Virginia | 1 | $ 470,000 | $ 470,000 | $ 0 |
| Cumberland County Virginia | 1 | $ 60,000 | $ 60,000 | $ 81,000 |
| Emporia County Virginia | 1 | $ 70,000 | $ 70,000 | $ 68,000 |
| Fairfax County Virginia | 1 | $ 650,000 | $ 650,000 | $ 120,000 |
| Franklin County Virginia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Henry County Virginia | 1 | $ 30,000 | $ 30,000 | $ 31,000 |
| Loudoun County Virginia | 1 | $ 582,000 | $ 582,000 | $ 302,000 |
| Lynchburg County Virginia | 1 | $ 129,000 | $ 129,000 | $ 52,000 |
| New Kent County Virginia | 1 | $ 378,000 | $ 378,000 | $ 127,000 |
| Portsmouth County Virginia | 1 | $ 1,349,000 | $ 1,349,000 | $ 0 |
| Roanoke City County Virginia | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Scott County Virginia | 1 | $ 22,000 | $ 22,000 | $ 19,000 |
| Spotsylvania County Virginia | 1 | $ 91,000 | $ 91,000 | $ 71,000 |
| Suffolk County Virginia | 1 | $ 100,000 | $ 100,000 | $ 170,000 |
| Washington County Virginia | 1 | $ 325,000 | $ 325,000 | $ 53,000 |
| Cabell County West Virginia | 1 | $ 58,000 | $ 58,000 | $ 48,000 |
| Mingo County West Virginia | 1 | $ 63,000 | $ 63,000 | $ 113,000 |
| Ohio County West Virginia | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| Preston County West Virginia | 1 | $ 5,000 | $ 5,000 | $ 21,000 |
Mortgage Loan Application Detail Totals for First Community Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 808 | $132,862,000 | $164,000 | $1,950,000 | $84,000 | $723,000 |
| Refinancing | 671 | $108,344,000 | $161,000 | $5,800,000 | $67,000 | $2,000,000 |
| Home Improvement | 89 | $10,682,000 | $120,000 | $1,280,000 | $66,000 | $574,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,267 | $176,041,000 | $138,000 | $1,502,000 | $86,000 | $2,000,000 |
| Not applicable | 194 | $57,333,000 | $295,000 | $5,800,000 | $0 | $0 |
| Not Provided | 36 | $6,876,000 | $191,000 | $896,000 | $105,000 | $704,000 |
| Black or African American | 35 | $6,021,000 | $172,000 | $1,280,000 | $89,000 | $574,000 |
| Hispanic | 25 | $3,547,000 | $141,000 | $1,039,000 | $51,000 | $159,000 |
| Asian | 7 | $1,534,000 | $219,000 | $650,000 | $130,000 | $299,000 |
| American Indian or Alaskan Native | 2 | $414,000 | $207,000 | $305,000 | $101,000 | $115,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $122,000 | $61,000 | $82,000 | $47,000 | $48,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,536 | $247,933,000 | $161,000 | $5,800,000 | $76,000 | $2,000,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $1,318,000 | $109,000 | $159,000 | $38,000 | $57,000 |
| FHA-insured (Federal Housing Administration) | 11 | $925,000 | $84,000 | $145,000 | $43,000 | $69,000 |
| VA-guaranteed (Veterans Administration) | 9 | $1,712,000 | $190,000 | $386,000 | $83,000 | $138,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,034 | $181,120,000 | $175,000 | $5,800,000 | $81,000 | $2,000,000 |
| Application Denied By Financial Institution | 250 | $29,401,000 | $117,000 | $550,000 | $58,000 | $723,000 |
| Application Withdrawn By Applicant | 182 | $26,347,000 | $144,000 | $696,000 | $75,000 | $491,000 |
| Application Approved But Not Accepted | 59 | $8,183,000 | $138,000 | $544,000 | $57,000 | $496,000 |
| File Closed For Incompleteness | 43 | $6,837,000 | $159,000 | $520,000 | $73,000 | $380,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 104 | $10,786,000 | $103,000 | $550,000 | $52,000 | $334,000 |
| Debt-To-Income Ratio | 89 | $11,314,000 | $127,000 | $485,000 | $64,000 | $723,000 |
| Collateral | 31 | $4,029,000 | $129,000 | $538,000 | $62,000 | $190,000 |
| Employment History | 9 | $1,045,000 | $116,000 | $239,000 | $37,000 | $80,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $568,000 | $113,000 | $392,000 | $28,000 | $125,000 |
| Other | 4 | $440,000 | $110,000 | $180,000 | $80,000 | $232,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Community Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.