First Community Bank
Mortgage Loan Application
Totals and Details
for 2014
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for First Community Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | First Community Bank 29 College Dr Bluefield, VA 24605 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,568 |
| Total Mortgage Loan Application Amount | $251,888,000 |
| Average Mortgage Loan Application Amount | $148,333 |
| Highest Mortgage Loan Application Amount | $5,800,000 |
| Average Applicant Income | $72,333 |
| Highest Applicant Income | $2,000,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mercer County West Virginia | 198 | $ 27,841,000 | $ 140,000 | $ 54,000 |
| Nicholas County West Virginia | 130 | $ 11,600,000 | $ 89,000 | $ 55,000 |
| Brunswick County North Carolina | 125 | $ 31,551,000 | $ 252,000 | $ 145,000 |
| Upshur County West Virginia | 109 | $ 10,275,000 | $ 94,000 | $ 76,000 |
| Forsyth County North Carolina | 101 | $ 16,329,000 | $ 161,000 | $ 82,000 |
| Raleigh County West Virginia | 84 | $ 11,458,000 | $ 136,000 | $ 81,000 |
| Tazewell County Virginia | 67 | $ 7,887,000 | $ 117,000 | $ 51,000 |
| Washington County Tennessee | 49 | $ 8,607,000 | $ 175,000 | $ 105,000 |
| Iredell County North Carolina | 38 | $ 8,365,000 | $ 220,000 | $ 77,000 |
| Horry County South Carolina | 36 | $ 6,970,000 | $ 193,000 | $ 105,000 |
| Columbus County North Carolina | 30 | $ 3,498,000 | $ 116,000 | $ 79,000 |
| Taylor County West Virginia | 28 | $ 2,400,000 | $ 85,000 | $ 57,000 |
| Mecklenburg County North Carolina | 27 | $ 5,475,000 | $ 202,000 | $ 100,000 |
| Wythe County Virginia | 26 | $ 2,111,000 | $ 81,000 | $ 56,000 |
| Alleghany County North Carolina | 25 | $ 2,389,000 | $ 95,000 | $ 53,000 |
| Wilkes County North Carolina | 24 | $ 2,540,000 | $ 105,000 | $ 51,000 |
| Richmond City County Virginia | 23 | $ 5,407,000 | $ 235,000 | $ 54,000 |
| Wyoming County West Virginia | 23 | $ 1,553,000 | $ 67,000 | $ 73,000 |
| Davidson County North Carolina | 22 | $ 4,998,000 | $ 227,000 | $ 62,000 |
| Alexander County North Carolina | 20 | $ 1,729,000 | $ 86,000 | $ 59,000 |
| Henrico County Virginia | 20 | $ 5,753,000 | $ 287,000 | $ 91,000 |
| Webster County West Virginia | 20 | $ 1,308,000 | $ 65,000 | $ 47,000 |
| Guilford County North Carolina | 18 | $ 2,827,000 | $ 157,000 | $ 48,000 |
| Greenbrier County West Virginia | 18 | $ 10,028,000 | $ 557,000 | $ 65,000 |
| Chesterfield County Virginia | 17 | $ 4,304,000 | $ 253,000 | $ 104,000 |
| Monroe County West Virginia | 16 | $ 1,702,000 | $ 106,000 | $ 56,000 |
| Sullivan County Tennessee | 14 | $ 1,513,000 | $ 108,000 | $ 70,000 |
| Harrison County West Virginia | 14 | $ 2,102,000 | $ 150,000 | $ 72,000 |
| Lewis County West Virginia | 12 | $ 1,479,000 | $ 123,000 | $ 84,000 |
| Surry County North Carolina | 9 | $ 827,000 | $ 91,000 | $ 52,000 |
| Montgomery County Virginia | 9 | $ 2,068,000 | $ 229,000 | $ 117,000 |
| Logan County West Virginia | 9 | $ 593,000 | $ 65,000 | $ 75,000 |
| Summers County West Virginia | 9 | $ 792,000 | $ 88,000 | $ 34,000 |
| Yadkin County North Carolina | 7 | $ 565,000 | $ 80,000 | $ 99,000 |
| Fayette County West Virginia | 7 | $ 806,000 | $ 115,000 | $ 30,000 |
| Kanawha County West Virginia | 7 | $ 7,647,000 | $ 1,092,000 | $ 59,000 |
| Davie County North Carolina | 6 | $ 963,000 | $ 160,000 | $ 55,000 |
| Stokes County North Carolina | 6 | $ 676,000 | $ 112,000 | $ 80,000 |
| Carter County Tennessee | 6 | $ 400,000 | $ 66,000 | $ 24,000 |
| Unicoi County Tennessee | 6 | $ 622,000 | $ 103,000 | $ 27,000 |
| Monongalia County West Virginia | 6 | $ 919,000 | $ 153,000 | $ 153,000 |
| Catawba County North Carolina | 5 | $ 829,000 | $ 165,000 | $ 78,000 |
| Rowan County North Carolina | 5 | $ 1,055,000 | $ 211,000 | $ 67,000 |
| Roanoke County Virginia | 5 | $ 5,253,000 | $ 1,050,000 | $ 115,000 |
| Bladen County North Carolina | 4 | $ 434,000 | $ 108,000 | $ 65,000 |
| Lincoln County North Carolina | 4 | $ 945,000 | $ 236,000 | $ 66,000 |
| Greene County Tennessee | 4 | $ 517,000 | $ 129,000 | $ 20,000 |
| Bland County Virginia | 4 | $ 495,000 | $ 123,000 | $ 32,000 |
| Buchanan County Virginia | 4 | $ 359,000 | $ 89,000 | $ 71,000 |
| Carroll County Virginia | 4 | $ 814,000 | $ 203,000 | $ 126,000 |
| Russell County Virginia | 4 | $ 429,000 | $ 107,000 | $ 87,000 |
| Barbour County West Virginia | 4 | $ 530,000 | $ 132,000 | $ 80,000 |
| McDowell County West Virginia | 4 | $ 156,000 | $ 39,000 | $ 60,000 |
| Randolph County West Virginia | 4 | $ 1,018,000 | $ 254,000 | $ 72,000 |
| Cabarrus County North Carolina | 3 | $ 657,000 | $ 219,000 | $ 57,000 |
| Dickenson County Virginia | 3 | $ 167,000 | $ 55,000 | $ 27,000 |
| Hanover County Virginia | 3 | $ 957,000 | $ 319,000 | $ 105,000 |
| Marion County West Virginia | 3 | $ 491,000 | $ 163,000 | $ 62,000 |
| Pender County North Carolina | 2 | $ 346,000 | $ 173,000 | $ 44,000 |
| Watauga County North Carolina | 2 | $ 358,000 | $ 179,000 | $ 600,000 |
| Florence County South Carolina | 2 | $ 159,000 | $ 79,000 | $ 72,000 |
| Lancaster County South Carolina | 2 | $ 54,000 | $ 27,000 | $ 107,000 |
| Hamblen County Tennessee | 2 | $ 256,000 | $ 128,000 | $ 25,000 |
| Hawkins County Tennessee | 2 | $ 590,000 | $ 295,000 | $ 175,000 |
| Giles County Virginia | 2 | $ 187,000 | $ 93,000 | $ 42,000 |
| Grayson County Virginia | 2 | $ 265,000 | $ 132,000 | $ 32,000 |
| Greensville County Virginia | 2 | $ 155,000 | $ 77,000 | $ 80,000 |
| Hopewell County Virginia | 2 | $ 112,000 | $ 56,000 | $ 33,000 |
| King William County Virginia | 2 | $ 300,000 | $ 150,000 | $ 42,000 |
| Norfolk County Virginia | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Powhatan County Virginia | 2 | $ 530,000 | $ 265,000 | $ 115,000 |
| Pulaski County Virginia | 2 | $ 403,000 | $ 201,000 | $ 93,000 |
| Radford County Virginia | 2 | $ 183,000 | $ 91,000 | $ 82,000 |
| Braxton County West Virginia | 2 | $ 130,000 | $ 65,000 | $ 48,000 |
| Clay County West Virginia | 2 | $ 108,000 | $ 54,000 | $ 62,000 |
| Lake County Florida | 1 | $ 93,000 | $ 93,000 | $ 126,000 |
| Lee County Florida | 1 | $ 185,000 | $ 185,000 | $ 109,000 |
| Avery County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 36,000 |
| Burke County North Carolina | 1 | $ 569,000 | $ 569,000 | $ 0 |
| Caldwell County North Carolina | 1 | $ 249,000 | $ 249,000 | $ 68,000 |
| Cumberland County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Currituck County North Carolina | 1 | $ 272,000 | $ 272,000 | $ 323,000 |
| Dare County North Carolina | 1 | $ 219,000 | $ 219,000 | $ 46,000 |
| Harnett County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 75,000 |
| Macon County North Carolina | 1 | $ 316,000 | $ 316,000 | $ 65,000 |
| McDowell County North Carolina | 1 | $ 143,000 | $ 143,000 | $ 82,000 |
| New Hanover County North Carolina | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Orange County North Carolina | 1 | $ 48,000 | $ 48,000 | $ 269,000 |
| Robeson County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 67,000 |
| Rutherford County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Transylvania County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 120,000 |
| Wake County North Carolina | 1 | $ 268,000 | $ 268,000 | $ 138,000 |
| Charleston County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 191,000 |
| Chester County South Carolina | 1 | $ 60,000 | $ 60,000 | $ 65,000 |
| Laurens County South Carolina | 1 | $ 392,000 | $ 392,000 | $ 0 |
| Blount County Tennessee | 1 | $ 313,000 | $ 313,000 | $ 496,000 |
| Grainger County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 35,000 |
| Jefferson County Tennessee | 1 | $ 332,000 | $ 332,000 | $ 161,000 |
| Knox County Tennessee | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 180,000 | $ 180,000 | $ 29,000 |
| Bedford County Virginia | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Brunswick County Virginia | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Charles City County Virginia | 1 | $ 470,000 | $ 470,000 | $ 0 |
| Cumberland County Virginia | 1 | $ 60,000 | $ 60,000 | $ 81,000 |
| Emporia County Virginia | 1 | $ 70,000 | $ 70,000 | $ 68,000 |
| Fairfax County Virginia | 1 | $ 650,000 | $ 650,000 | $ 120,000 |
| Franklin County Virginia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Henry County Virginia | 1 | $ 30,000 | $ 30,000 | $ 31,000 |
| Loudoun County Virginia | 1 | $ 582,000 | $ 582,000 | $ 302,000 |
| Lynchburg County Virginia | 1 | $ 129,000 | $ 129,000 | $ 52,000 |
| New Kent County Virginia | 1 | $ 378,000 | $ 378,000 | $ 127,000 |
| Portsmouth County Virginia | 1 | $ 1,349,000 | $ 1,349,000 | $ 0 |
| Roanoke City County Virginia | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Scott County Virginia | 1 | $ 22,000 | $ 22,000 | $ 19,000 |
| Spotsylvania County Virginia | 1 | $ 91,000 | $ 91,000 | $ 71,000 |
| Suffolk County Virginia | 1 | $ 100,000 | $ 100,000 | $ 170,000 |
| Washington County Virginia | 1 | $ 325,000 | $ 325,000 | $ 53,000 |
| Cabell County West Virginia | 1 | $ 58,000 | $ 58,000 | $ 48,000 |
| Mingo County West Virginia | 1 | $ 63,000 | $ 63,000 | $ 113,000 |
| Ohio County West Virginia | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| Preston County West Virginia | 1 | $ 5,000 | $ 5,000 | $ 21,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Community Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 808 | $132,862,000 | $164,000 | $1,950,000 | $84,000 | $723,000 |
| Refinancing | 671 | $108,344,000 | $161,000 | $5,800,000 | $67,000 | $2,000,000 |
| Home Improvement | 89 | $10,682,000 | $120,000 | $1,280,000 | $66,000 | $574,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,267 | $176,041,000 | $138,000 | $1,502,000 | $86,000 | $2,000,000 |
| Not applicable | 194 | $57,333,000 | $295,000 | $5,800,000 | $0 | $0 |
| Not Provided | 36 | $6,876,000 | $191,000 | $896,000 | $105,000 | $704,000 |
| Black or African American | 35 | $6,021,000 | $172,000 | $1,280,000 | $89,000 | $574,000 |
| Hispanic | 25 | $3,547,000 | $141,000 | $1,039,000 | $51,000 | $159,000 |
| Asian | 7 | $1,534,000 | $219,000 | $650,000 | $130,000 | $299,000 |
| American Indian or Alaskan Native | 2 | $414,000 | $207,000 | $305,000 | $101,000 | $115,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $122,000 | $61,000 | $82,000 | $47,000 | $48,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,536 | $247,933,000 | $161,000 | $5,800,000 | $76,000 | $2,000,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $1,318,000 | $109,000 | $159,000 | $38,000 | $57,000 |
| FHA-insured (Federal Housing Administration) | 11 | $925,000 | $84,000 | $145,000 | $43,000 | $69,000 |
| VA-guaranteed (Veterans Administration) | 9 | $1,712,000 | $190,000 | $386,000 | $83,000 | $138,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,034 | $181,120,000 | $175,000 | $5,800,000 | $81,000 | $2,000,000 |
| Application Denied By Financial Institution | 250 | $29,401,000 | $117,000 | $550,000 | $58,000 | $723,000 |
| Application Withdrawn By Applicant | 182 | $26,347,000 | $144,000 | $696,000 | $75,000 | $491,000 |
| Application Approved But Not Accepted | 59 | $8,183,000 | $138,000 | $544,000 | $57,000 | $496,000 |
| File Closed For Incompleteness | 43 | $6,837,000 | $159,000 | $520,000 | $73,000 | $380,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 104 | $10,786,000 | $103,000 | $550,000 | $52,000 | $334,000 |
| Debt-To-Income Ratio | 89 | $11,314,000 | $127,000 | $485,000 | $64,000 | $723,000 |
| Collateral | 31 | $4,029,000 | $129,000 | $538,000 | $62,000 | $190,000 |
| Employment History | 9 | $1,045,000 | $116,000 | $239,000 | $37,000 | $80,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $568,000 | $113,000 | $392,000 | $28,000 | $125,000 |
| Other | 4 | $440,000 | $110,000 | $180,000 | $80,000 | $232,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.