First Credit Corporation Of New York, Inc.
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for First Credit Corporation Of New York, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | First Credit Corporation Of New York, Inc. 21 North Main Street Gloversville, NY 12078 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 1,386 |
| Total Mortgage Loan Application Amount | $89,580,000 |
| Average Mortgage Loan Application Amount | $58,666 |
| Highest Mortgage Loan Application Amount | $385,000 |
| Average Applicant Income | $53,666 |
| Highest Applicant Income | $2,000,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ocean County New Jersey | 91 | $ 5,415,000 | $ 59,000 | $ 42,000 |
| Middlesex County New Jersey | 63 | $ 3,895,000 | $ 61,000 | $ 69,000 |
| Saratoga County New York | 57 | $ 3,805,000 | $ 66,000 | $ 60,000 |
| Horry County South Carolina | 55 | $ 4,545,000 | $ 82,000 | $ 61,000 |
| Dutchess County New York | 54 | $ 3,720,000 | $ 68,000 | $ 53,000 |
| Erie County New York | 47 | $ 2,065,000 | $ 43,000 | $ 44,000 |
| Berks County Pennsylvania | 45 | $ 4,885,000 | $ 108,000 | $ 74,000 |
| Hartford County Connecticut | 42 | $ 2,740,000 | $ 65,000 | $ 70,000 |
| Monmouth County New Jersey | 41 | $ 3,155,000 | $ 76,000 | $ 42,000 |
| Burlington County New Jersey | 39 | $ 2,605,000 | $ 66,000 | $ 51,000 |
| Montgomery County Pennsylvania | 34 | $ 3,420,000 | $ 100,000 | $ 73,000 |
| Niagara County New York | 33 | $ 1,455,000 | $ 44,000 | $ 40,000 |
| Orange County New York | 32 | $ 1,730,000 | $ 54,000 | $ 55,000 |
| Chester County Pennsylvania | 27 | $ 1,825,000 | $ 67,000 | $ 50,000 |
| New Castle County Delaware | 25 | $ 1,245,000 | $ 49,000 | $ 42,000 |
| Fairfield County Connecticut | 23 | $ 1,475,000 | $ 64,000 | $ 139,000 |
| Suffolk County New York | 23 | $ 2,695,000 | $ 117,000 | $ 61,000 |
| Ulster County New York | 23 | $ 1,445,000 | $ 62,000 | $ 51,000 |
| Bucks County Pennsylvania | 23 | $ 1,845,000 | $ 80,000 | $ 59,000 |
| Cape May County New Jersey | 22 | $ 1,700,000 | $ 77,000 | $ 78,000 |
| Ontario County New York | 20 | $ 940,000 | $ 47,000 | $ 50,000 |
| Northampton County Pennsylvania | 19 | $ 1,135,000 | $ 59,000 | $ 49,000 |
| New London County Connecticut | 18 | $ 1,050,000 | $ 58,000 | $ 45,000 |
| Cumberland County New Jersey | 17 | $ 905,000 | $ 53,000 | $ 39,000 |
| Atlantic County New Jersey | 16 | $ 970,000 | $ 60,000 | $ 37,000 |
| Oneida County New York | 16 | $ 830,000 | $ 51,000 | $ 43,000 |
| Middlesex County Connecticut | 15 | $ 1,195,000 | $ 79,000 | $ 112,000 |
| Sussex County Delaware | 15 | $ 1,095,000 | $ 73,000 | $ 85,000 |
| Lancaster County Pennsylvania | 15 | $ 895,000 | $ 59,000 | $ 48,000 |
| York County Pennsylvania | 15 | $ 705,000 | $ 47,000 | $ 42,000 |
| Adams County Pennsylvania | 14 | $ 750,000 | $ 53,000 | $ 44,000 |
| Gloucester County New Jersey | 13 | $ 715,000 | $ 55,000 | $ 50,000 |
| Rockland County New York | 13 | $ 715,000 | $ 55,000 | $ 60,000 |
| Richmond County New York | 12 | $ 860,000 | $ 71,000 | $ 64,000 |
| New Haven County Connecticut | 11 | $ 545,000 | $ 49,000 | $ 41,000 |
| Kent County Delaware | 11 | $ 675,000 | $ 61,000 | $ 39,000 |
| Aiken County South Carolina | 11 | $ 725,000 | $ 65,000 | $ 53,000 |
| Albany County New York | 10 | $ 480,000 | $ 48,000 | $ 42,000 |
| Pender County North Carolina | 10 | $ 850,000 | $ 85,000 | $ 53,000 |
| Hampden County Massachusetts | 9 | $ 815,000 | $ 90,000 | $ 68,000 |
| Plymouth County Massachusetts | 9 | $ 1,025,000 | $ 113,000 | $ 45,000 |
| Genesee County New York | 9 | $ 285,000 | $ 31,000 | $ 34,000 |
| Tolland County Connecticut | 8 | $ 410,000 | $ 51,000 | $ 62,000 |
| Sussex County New Jersey | 8 | $ 260,000 | $ 32,000 | $ 40,000 |
| Wayne County New York | 8 | $ 440,000 | $ 55,000 | $ 40,000 |
| Carroll County Maryland | 7 | $ 515,000 | $ 73,000 | $ 71,000 |
| Centre County Pennsylvania | 7 | $ 265,000 | $ 37,000 | $ 53,000 |
| Delaware County Pennsylvania | 7 | $ 705,000 | $ 100,000 | $ 50,000 |
| Northumberland County Pennsylvania | 7 | $ 295,000 | $ 42,000 | $ 42,000 |
| Washington County Pennsylvania | 7 | $ 465,000 | $ 66,000 | $ 41,000 |
| Wayne County Pennsylvania | 7 | $ 235,000 | $ 33,000 | $ 44,000 |
| Warren County New Jersey | 6 | $ 390,000 | $ 65,000 | $ 51,000 |
| Allegheny County Pennsylvania | 6 | $ 380,000 | $ 63,000 | $ 56,000 |
| Butler County Pennsylvania | 6 | $ 280,000 | $ 46,000 | $ 49,000 |
| Cumberland County Pennsylvania | 6 | $ 300,000 | $ 50,000 | $ 51,000 |
| Windham County Connecticut | 5 | $ 235,000 | $ 47,000 | $ 66,000 |
| Columbia County Georgia | 5 | $ 315,000 | $ 63,000 | $ 53,000 |
| Salem County New Jersey | 5 | $ 355,000 | $ 71,000 | $ 49,000 |
| Columbia County New York | 5 | $ 285,000 | $ 57,000 | $ 54,000 |
| Monroe County New York | 5 | $ 185,000 | $ 37,000 | $ 41,000 |
| Lehigh County Pennsylvania | 5 | $ 135,000 | $ 27,000 | $ 26,000 |
| Monroe County Pennsylvania | 5 | $ 245,000 | $ 49,000 | $ 49,000 |
| Dorchester County South Carolina | 5 | $ 365,000 | $ 73,000 | $ 56,000 |
| Litchfield County Connecticut | 4 | $ 220,000 | $ 55,000 | $ 34,000 |
| Hampshire County Massachusetts | 4 | $ 150,000 | $ 37,000 | $ 56,000 |
| Morris County New Jersey | 4 | $ 370,000 | $ 92,000 | $ 51,000 |
| Fulton County New York | 4 | $ 260,000 | $ 65,000 | $ 36,000 |
| Greene County New York | 4 | $ 280,000 | $ 70,000 | $ 40,000 |
| Livingston County New York | 4 | $ 90,000 | $ 22,000 | $ 37,000 |
| Steuben County New York | 4 | $ 180,000 | $ 45,000 | $ 39,000 |
| Lebanon County Pennsylvania | 4 | $ 300,000 | $ 75,000 | $ 48,000 |
| Middlesex County Massachusetts | 3 | $ 215,000 | $ 71,000 | $ 53,000 |
| Worcester County Massachusetts | 3 | $ 175,000 | $ 58,000 | $ 23,000 |
| Bergen County New Jersey | 3 | $ 185,000 | $ 61,000 | $ 63,000 |
| Hudson County New Jersey | 3 | $ 155,000 | $ 51,000 | $ 62,000 |
| Mercer County New Jersey | 3 | $ 195,000 | $ 65,000 | $ 85,000 |
| Cattaraugus County New York | 3 | $ 155,000 | $ 51,000 | $ 41,000 |
| Cayuga County New York | 3 | $ 135,000 | $ 45,000 | $ 24,000 |
| Jefferson County New York | 3 | $ 105,000 | $ 35,000 | $ 60,000 |
| Orleans County New York | 3 | $ 105,000 | $ 35,000 | $ 41,000 |
| Warren County New York | 3 | $ 125,000 | $ 41,000 | $ 37,000 |
| Wyoming County New York | 3 | $ 145,000 | $ 48,000 | $ 50,000 |
| Yates County New York | 3 | $ 365,000 | $ 121,000 | $ 104,000 |
| Blair County Pennsylvania | 3 | $ 85,000 | $ 28,000 | $ 44,000 |
| Carbon County Pennsylvania | 3 | $ 105,000 | $ 35,000 | $ 37,000 |
| Erie County Pennsylvania | 3 | $ 135,000 | $ 45,000 | $ 66,000 |
| Luzerne County Pennsylvania | 3 | $ 115,000 | $ 38,000 | $ 30,000 |
| Lycoming County Pennsylvania | 3 | $ 145,000 | $ 48,000 | $ 239,000 |
| Anne Arundel County Maryland | 2 | $ 170,000 | $ 85,000 | $ 46,000 |
| Barnstable County Massachusetts | 2 | $ 110,000 | $ 55,000 | $ 51,000 |
| Berkshire County Massachusetts | 2 | $ 80,000 | $ 40,000 | $ 52,000 |
| Bristol County Massachusetts | 2 | $ 200,000 | $ 100,000 | $ 33,000 |
| Passaic County New Jersey | 2 | $ 210,000 | $ 105,000 | $ 40,000 |
| Chautauqua County New York | 2 | $ 80,000 | $ 40,000 | $ 52,000 |
| Delaware County New York | 2 | $ 80,000 | $ 40,000 | $ 17,000 |
| Hamilton County New York | 2 | $ 130,000 | $ 65,000 | $ 79,000 |
| Herkimer County New York | 2 | $ 50,000 | $ 25,000 | $ 45,000 |
| Onondaga County New York | 2 | $ 70,000 | $ 35,000 | $ 30,000 |
| Columbia County Pennsylvania | 2 | $ 60,000 | $ 30,000 | $ 53,000 |
| Dauphin County Pennsylvania | 2 | $ 70,000 | $ 35,000 | $ 39,000 |
| Fayette County Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 31,000 |
| Franklin County Pennsylvania | 2 | $ 90,000 | $ 45,000 | $ 37,000 |
| Lackawanna County Pennsylvania | 2 | $ 70,000 | $ 35,000 | $ 62,000 |
| Philadelphia County Pennsylvania | 2 | $ 170,000 | $ 85,000 | $ 336,000 |
| Tioga County Pennsylvania | 2 | $ 70,000 | $ 35,000 | $ 26,000 |
| Georgetown County South Carolina | 2 | $ 90,000 | $ 45,000 | $ 62,000 |
| Dorchester County Maryland | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Harford County Maryland | 1 | $ 35,000 | $ 35,000 | $ 55,000 |
| Talbot County Maryland | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Wicomico County Maryland | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Essex County Massachusetts | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Camden County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 18,000 |
| Somerset County New Jersey | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Broome County New York | 1 | $ 45,000 | $ 45,000 | $ 35,000 |
| Chemung County New York | 1 | $ 25,000 | $ 25,000 | $ 27,000 |
| Clinton County New York | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Cortland County New York | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Rensselaer County New York | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Schenectady County New York | 1 | $ 65,000 | $ 65,000 | $ 18,000 |
| Schuyler County New York | 1 | $ 125,000 | $ 125,000 | $ 293,000 |
| Seneca County New York | 1 | $ 35,000 | $ 35,000 | $ 57,000 |
| Sullivan County New York | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Tompkins County New York | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Onslow County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Potter County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Westmoreland County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Credit Corporation Of New York, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,371 | $88,635,000 | $64,000 | $385,000 | $56,000 | $2,000,000 |
| Refinancing | 12 | $810,000 | $67,000 | $125,000 | $58,000 | $136,000 |
| Cash-out Refinancing | 3 | $135,000 | $45,000 | $65,000 | $47,000 | $62,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,065 | $68,825,000 | $64,000 | $385,000 | $56,000 | $2,000,000 |
| Not Provided | 156 | $10,920,000 | $70,000 | $205,000 | $60,000 | $806,000 |
| Hispanic | 109 | $6,595,000 | $60,000 | $145,000 | $56,000 | $632,000 |
| Black or African American | 46 | $2,670,000 | $58,000 | $135,000 | $41,000 | $100,000 |
| Asian | 6 | $370,000 | $61,000 | $115,000 | $39,000 | $63,000 |
| American Indian or Alaskan Native | 1 | $25,000 | $25,000 | $25,000 | $11,000 | $11,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,386 | $89,580,000 | $64,000 | $385,000 | $56,000 | $2,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 803 | $47,445,000 | $59,000 | $385,000 | $50,000 | $2,000,000 |
| Loan Originated | 296 | $21,510,000 | $72,000 | $265,000 | $68,000 | $798,000 |
| Application Approved But Not Accepted | 225 | $16,255,000 | $72,000 | $225,000 | $61,000 | $293,000 |
| Application Withdrawn By Applicant | 43 | $3,045,000 | $70,000 | $175,000 | $56,000 | $142,000 |
| File Closed For Incompleteness | 19 | $1,325,000 | $69,000 | $165,000 | $51,000 | $108,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 583 | $42,135,000 | $72,000 | $265,000 | $64,000 | $798,000 |
| Debt-To-Income Ratio | 354 | $22,840,000 | $64,000 | $315,000 | $46,000 | $2,000,000 |
| Credit History | 304 | $17,100,000 | $56,000 | $385,000 | $54,000 | $667,000 |
| Employment History | 61 | $2,995,000 | $49,000 | $115,000 | $46,000 | $138,000 |
| Collateral | 45 | $1,875,000 | $41,000 | $195,000 | $44,000 | $99,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 23 | $1,325,000 | $57,000 | $125,000 | $54,000 | $139,000 |
| Credit Application Incomplete | 13 | $1,135,000 | $87,000 | $185,000 | $58,000 | $97,000 |
| Other | 3 | $175,000 | $58,000 | $135,000 | $74,000 | $130,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.