First Federal Bank of Kansas City Mortgage Lending & HMDA Data, 2015

In 2015, First Federal Bank of Kansas City of Kansas City, MO reported 2,583 mortgage applications totaling $669.2 million, up 19% from 2014. The average application was for $259,081, and applicants reported an average income of $88,909. 57% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Kansas City, MO-KS (876), Washington-Arlington-Alexandria, DC-VA-MD-WV (68) and Atlanta-Sandy Springs-Roswell, GA (44) (applications in parentheses).

Mortgage Company & Address First Federal Bank of Kansas City
6900 Executive Dr
Kansas City, MO 64120
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 2,583
Total Mortgage Loan Application Amount $669,207,000
Average Mortgage Loan Application Amount $259,081
Highest Mortgage Loan Application Amount $1,185,000
Average Applicant Income $88,909
Highest Applicant Income $1,029,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Federal Bank of Kansas City filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Federal Bank of Kansas City by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jackson, Missouri 250 $ 39,257,000 $ 157,028 $ 81,000
Johnson, Kansas 244 $ 65,486,000 $ 268,385 $ 130,000
Clay, Missouri 188 $ 36,166,000 $ 192,372 $ 83,000
Platte, Missouri 85 $ 18,260,000 $ 214,823 $ 103,000
Cass, Missouri 45 $ 10,453,000 $ 232,288 $ 114,000
Maricopa, Arizona 37 $ 10,850,000 $ 293,243 $ 84,000
Wyandotte, Kansas 23 $ 3,466,000 $ 150,695 $ 65,000
King, Washington 19 $ 6,867,000 $ 361,421 $ 92,000
Harris, Texas 18 $ 5,540,000 $ 307,777 $ 119,000
Hillsborough, Florida 17 $ 5,220,000 $ 307,058 $ 103,000
Prince George's, Maryland 17 $ 6,708,000 $ 394,588 $ 73,000
El Paso, Colorado 16 $ 5,531,000 $ 345,687 $ 85,000
Pierce, Washington 16 $ 5,165,000 $ 322,812 $ 58,000
Bernalillo, New Mexico 15 $ 4,371,000 $ 291,400 $ 106,000
Dallas, Texas 15 $ 5,131,000 $ 342,066 $ 72,000
Broward, Florida 14 $ 5,285,000 $ 377,500 $ 94,000
Douglas, Colorado 13 $ 4,437,000 $ 341,307 $ 60,000
Wake, North Carolina 13 $ 4,397,000 $ 338,230 $ 78,000
Bexar, Texas 13 $ 4,082,000 $ 314,000 $ 84,000
Tarrant, Texas 13 $ 3,621,000 $ 278,538 $ 115,000
Fairfax, Virginia 13 $ 6,588,000 $ 506,769 $ 84,000
Clark, Nevada 12 $ 4,197,000 $ 349,750 $ 88,000
Leavenworth, Kansas 11 $ 2,396,000 $ 217,818 $ 91,000
Denton, Texas 11 $ 3,615,000 $ 328,636 $ 103,000
Pinellas, Florida 10 $ 2,927,000 $ 292,700 $ 101,000
Miami, Kansas 10 $ 3,149,000 $ 314,900 $ 120,000
Anne Arundel, Maryland 10 $ 3,829,000 $ 382,900 $ 79,000
St. Mary's, Maryland 10 $ 3,338,000 $ 333,800 $ 87,000
Collin, Texas 10 $ 3,398,000 $ 339,800 $ 138,000
Prince William, Virginia 10 $ 4,672,000 $ 467,200 $ 80,000
Arapahoe, Colorado 9 $ 3,231,000 $ 359,000 $ 101,000
Orange, Florida 9 $ 2,388,000 $ 265,333 $ 67,000
Shawnee, Kansas 9 $ 1,586,000 $ 176,222 $ 87,000
Montgomery, Maryland 9 $ 4,215,000 $ 468,333 $ 123,000
Yavapai, Arizona 8 $ 2,758,000 $ 344,750 $ 67,000
Jefferson, Colorado 8 $ 2,166,000 $ 270,750 $ 77,000
New Haven, Connecticut 8 $ 2,241,000 $ 280,125 $ 92,000
Miami-Dade, Florida 8 $ 2,302,000 $ 287,750 $ 90,000
Gwinnett, Georgia 8 $ 2,098,000 $ 262,250 $ 71,000
Honolulu, Hawaii 8 $ 4,041,000 $ 505,125 $ 108,000
St. Louis, Missouri 8 $ 2,202,000 $ 275,250 $ 103,000
Washington, Oregon 8 $ 2,838,000 $ 354,750 $ 38,000
Shelby, Tennessee 8 $ 1,697,000 $ 212,125 $ 58,000
Clark, Washington 8 $ 2,649,000 $ 331,125 $ 89,000
Charlotte, Florida 7 $ 1,806,000 $ 258,000 $ 99,000
Duval, Florida 7 $ 2,435,000 $ 347,857 $ 112,000
Lee, Florida 7 $ 2,502,000 $ 357,428 $ 65,000
Manatee, Florida 7 $ 1,915,000 $ 273,571 $ 74,000
Cobb, Georgia 7 $ 2,072,000 $ 296,000 $ 119,000
Lyon, Kansas 7 $ 642,000 $ 91,714 $ 44,000
Ray, Missouri 7 $ 1,233,000 $ 176,142 $ 93,000
Kitsap, Washington 7 $ 2,720,000 $ 388,571 $ 39,000
Riverside, California 6 $ 2,171,000 $ 361,833 $ 106,000
San Diego, California 6 $ 2,645,000 $ 440,833 $ 142,000
Brevard, Florida 6 $ 2,554,000 $ 425,666 $ 118,000
Collier, Florida 6 $ 2,151,000 $ 358,500 $ 107,000
Plymouth, Massachusetts 6 $ 1,741,000 $ 290,166 $ 96,000
Worcester, Massachusetts 6 $ 2,076,000 $ 346,000 $ 95,000
Clinton, Missouri 6 $ 1,286,000 $ 214,333 $ 76,000
Rockingham, New Hampshire 6 $ 1,884,000 $ 314,000 $ 99,000
Mecklenburg, North Carolina 6 $ 2,546,000 $ 424,333 $ 108,000
Cleveland, Oklahoma 6 $ 1,854,000 $ 309,000 $ 93,000
Fort Bend, Texas 6 $ 1,804,000 $ 300,666 $ 84,000
Montgomery, Texas 6 $ 2,492,000 $ 415,333 $ 169,000
Williamson, Texas 6 $ 2,233,000 $ 372,166 $ 124,000
Snohomish, Washington 6 $ 2,036,000 $ 339,333 $ 56,000
Madison, Alabama 5 $ 1,922,000 $ 384,400 $ 191,000
Pima, Arizona 5 $ 1,374,000 $ 274,800 $ 103,000
New Castle, Delaware 5 $ 1,630,000 $ 326,000 $ 145,000
Sussex, Delaware 5 $ 1,723,000 $ 344,600 $ 56,000
Fayette, Georgia 5 $ 1,617,000 $ 323,400 $ 128,000
Douglas, Kansas 5 $ 1,119,000 $ 223,800 $ 76,000
Sedgwick, Kansas 5 $ 1,087,000 $ 217,400 $ 69,000
Frederick, Maryland 5 $ 1,692,000 $ 338,400 $ 117,000
Middlesex, Massachusetts 5 $ 1,941,000 $ 388,200 $ 124,000
Scott, Minnesota 5 $ 943,000 $ 188,600 $ 72,000
Johnson, Missouri 5 $ 1,162,000 $ 232,400 $ 72,000
Lafayette, Missouri 5 $ 648,000 $ 129,600 $ 82,000
Guilford, North Carolina 5 $ 1,557,000 $ 311,400 $ 97,000
Oklahoma, Oklahoma 5 $ 1,665,000 $ 333,000 $ 48,000
Josephine, Oregon 5 $ 1,415,000 $ 283,000 $ 77,000
Bucks, Pennsylvania 5 $ 1,792,000 $ 358,400 $ 166,000
Beaufort, South Carolina 5 $ 1,320,000 $ 264,000 $ 61,000
Charleston, South Carolina 5 $ 1,741,000 $ 348,200 $ 126,000
Richland, South Carolina 5 $ 1,608,000 $ 321,600 $ 67,000
York, South Carolina 5 $ 2,142,000 $ 428,400 $ 75,000
Montgomery, Tennessee 5 $ 1,401,000 $ 280,200 $ 87,000
Bell, Texas 5 $ 1,281,000 $ 256,200 $ 67,000
Brazoria, Texas 5 $ 1,221,000 $ 244,200 $ 47,000
Comal, Texas 5 $ 2,315,000 $ 463,000 $ 46,000
Travis, Texas 5 $ 1,799,000 $ 359,800 $ 37,000
Montgomery, Alabama 4 $ 1,657,000 $ 414,250 $ 69,000
Benton, Arkansas 4 $ 941,000 $ 235,250 $ 72,000
Lake, Florida 4 $ 1,430,000 $ 357,500 $ 158,000
Okaloosa, Florida 4 $ 945,000 $ 236,250 $ 77,000
Polk, Florida 4 $ 1,267,000 $ 316,750 $ 89,000
Santa Rosa, Florida 4 $ 1,162,000 $ 290,500 $ 66,000
Chatham, Georgia 4 $ 1,069,000 $ 267,250 $ 77,000
DeKalb, Georgia 4 $ 1,353,000 $ 338,250 $ 95,000
Fulton, Georgia 4 $ 2,075,000 $ 518,750 $ 91,000
Calcasieu, Louisiana 4 $ 847,000 $ 211,750 $ 59,000
Charles, Maryland 4 $ 1,193,000 $ 298,250 $ 14,000
Barnstable, Massachusetts 4 $ 1,151,000 $ 287,750 $ 96,000
Essex, Massachusetts 4 $ 1,896,000 $ 474,000 $ 0
Livingston, Michigan 4 $ 1,818,000 $ 454,500 $ 51,000
Franklin, Missouri 4 $ 1,064,000 $ 266,000 $ 85,000
Ocean, New Jersey 4 $ 1,610,000 $ 402,500 $ 103,000
Buncombe, North Carolina 4 $ 1,438,000 $ 359,500 $ 63,000
Iredell, North Carolina 4 $ 1,135,000 $ 283,750 $ 79,000
Moore, North Carolina 4 $ 1,054,000 $ 263,500 $ 63,000
Franklin, Ohio 4 $ 1,624,000 $ 406,000 $ 37,000
Multnomah, Oregon 4 $ 1,116,000 $ 279,000 $ 188,000
Berks, Pennsylvania 4 $ 1,091,000 $ 272,750 $ 102,000
Chester, Pennsylvania 4 $ 1,118,000 $ 279,500 $ 89,000
Berkeley, South Carolina 4 $ 1,043,000 $ 260,750 $ 79,000
Horry, South Carolina 4 $ 936,000 $ 234,000 $ 46,000
Galveston, Texas 4 $ 1,131,000 $ 282,750 $ 97,000
Hidalgo, Texas 4 $ 529,000 $ 132,250 $ 69,000
Stafford, Virginia 4 $ 1,331,000 $ 332,750 $ 45,000
Baldwin, Alabama 3 $ 867,000 $ 289,000 $ 94,000
Pulaski, Arkansas 3 $ 1,021,000 $ 340,333 $ 40,000
Placer, California 3 $ 1,105,000 $ 368,333 $ 64,000
Mesa, Colorado 3 $ 1,315,000 $ 438,333 $ 100,000
Palm Beach, Florida 3 $ 1,021,000 $ 340,333 $ 108,000
Pasco, Florida 3 $ 934,000 $ 311,333 $ 87,000
Sarasota, Florida 3 $ 729,000 $ 243,000 $ 101,000
St. Johns, Florida 3 $ 1,079,000 $ 359,666 $ 98,000
Ada, Idaho 3 $ 711,000 $ 237,000 $ 87,000
Polk, Iowa 3 $ 673,000 $ 224,333 $ 36,000
Howard, Maryland 3 $ 1,288,000 $ 429,333 $ 118,000
Hampden, Massachusetts 3 $ 1,059,000 $ 353,000 $ 84,000
Carver, Minnesota 3 $ 1,249,000 $ 416,333 $ 131,000
Dakota, Minnesota 3 $ 1,036,000 $ 345,333 $ 124,000
Washington, Minnesota 3 $ 1,045,000 $ 348,333 $ 56,000
Buchanan, Missouri 3 $ 752,000 $ 250,666 $ 162,000
Camden, Missouri 3 $ 765,000 $ 255,000 $ 165,000
Douglas, Nebraska 3 $ 699,000 $ 233,000 $ 93,000
Lancaster, Nebraska 3 $ 1,108,000 $ 369,333 $ 92,000
Sarpy, Nebraska 3 $ 846,000 $ 282,000 $ 57,000
Hunterdon, New Jersey 3 $ 986,000 $ 328,666 $ 122,000
Monmouth, New Jersey 3 $ 1,730,000 $ 576,666 $ 123,000
Warren, New Jersey 3 $ 835,000 $ 278,333 $ 136,000
Otero, New Mexico 3 $ 812,000 $ 270,666 $ 82,000
Brunswick, North Carolina 3 $ 1,077,000 $ 359,000 $ 80,000
Cabarrus, North Carolina 3 $ 930,000 $ 310,000 $ 113,000
Cumberland, North Carolina 3 $ 580,000 $ 193,333 $ 115,000
Union, North Carolina 3 $ 1,257,000 $ 419,000 $ 144,000
Lake, Ohio 3 $ 1,238,000 $ 412,666 $ 73,000
Montgomery, Ohio 3 $ 845,000 $ 281,666 $ 103,000
Warren, Ohio 3 $ 1,007,000 $ 335,666 $ 167,000
Clackamas, Oregon 3 $ 1,123,000 $ 374,333 $ 113,000
Deschutes, Oregon 3 $ 1,157,000 $ 385,666 $ 317,000
Marion, Oregon 3 $ 842,000 $ 280,666 $ 107,000
Adams, Pennsylvania 3 $ 1,437,000 $ 479,000 $ 135,000
Dorchester, South Carolina 3 $ 826,000 $ 275,333 $ 79,000
Rutherford, Tennessee 3 $ 951,000 $ 317,000 $ 4,000
McLennan, Texas 3 $ 1,020,000 $ 340,000 $ 153,000
Rockwall, Texas 3 $ 1,116,000 $ 372,000 $ 83,000
Utah, Utah 3 $ 795,000 $ 265,000 $ 58,000
Alexandria, Virginia 3 $ 1,845,000 $ 615,000 $ 162,000
Arlington, Virginia 3 $ 1,547,000 $ 515,666 $ 208,000
Chesapeake, Virginia 3 $ 886,000 $ 295,333 $ 109,000
Loudoun, Virginia 3 $ 1,594,000 $ 531,333 $ 0
Island, Washington 3 $ 1,022,000 $ 340,666 $ 81,000
Kanawha, West Virginia 3 $ 597,000 $ 199,000 $ 69,000
Putnam, West Virginia 3 $ 504,000 $ 168,000 $ 63,000
Waukesha, Wisconsin 3 $ 729,000 $ 243,000 $ 120,000
Laramie, Wyoming 3 $ 942,000 $ 314,000 $ 0
Autauga, Alabama 2 $ 419,000 $ 209,500 $ 49,000
Elmore, Alabama 2 $ 608,000 $ 304,000 $ 153,000
Jefferson, Alabama 2 $ 586,000 $ 293,000 $ 97,000
Russell, Alabama 2 $ 229,000 $ 114,500 $ 85,000
Tuscaloosa, Alabama 2 $ 517,000 $ 258,500 $ 132,000
Cochise, Arizona 2 $ 400,000 $ 200,000 $ 47,000
Faulkner, Arkansas 2 $ 628,000 $ 314,000 $ 78,000
Washington, Arkansas 2 $ 358,000 $ 179,000 $ 86,000
Alameda, California 2 $ 1,288,000 $ 644,000 $ 0
San Joaquin, California 2 $ 473,000 $ 236,500 $ 26,000
Adams, Colorado 2 $ 684,000 $ 342,000 $ 112,000
Boulder, Colorado 2 $ 480,000 $ 240,000 $ 78,000
Fairfield, Connecticut 2 $ 995,000 $ 497,500 $ 184,000
Litchfield, Connecticut 2 $ 414,000 $ 207,000 $ 32,000
New London, Connecticut 2 $ 514,000 $ 257,000 $ 0
Bay, Florida 2 $ 429,000 $ 214,500 $ 101,000
Clay, Florida 2 $ 797,000 $ 398,500 $ 107,000
Indian River, Florida 2 $ 444,000 $ 222,000 $ 16,000
Seminole, Florida 2 $ 535,000 $ 267,500 $ 48,000
Volusia, Florida 2 $ 597,000 $ 298,500 $ 0
Carroll, Georgia 2 $ 499,000 $ 249,500 $ 94,000
Cherokee, Georgia 2 $ 657,000 $ 328,500 $ 110,000
Clayton, Georgia 2 $ 1,016,000 $ 508,000 $ 188,000
Forsyth, Georgia 2 $ 490,000 $ 245,000 $ 86,000
Henry, Georgia 2 $ 446,000 $ 223,000 $ 78,000
Muscogee, Georgia 2 $ 374,000 $ 187,000 $ 85,000
Paulding, Georgia 2 $ 648,000 $ 324,000 $ 105,000
Hamilton, Indiana 2 $ 531,000 $ 265,500 $ 132,000
Butler, Kansas 2 $ 422,000 $ 211,000 $ 70,000
Jefferson, Kansas 2 $ 225,000 $ 112,500 $ 108,000
Hardin, Kentucky 2 $ 479,000 $ 239,500 $ 60,000
Oldham, Kentucky 2 $ 540,000 $ 270,000 $ 68,000
Beauregard, Louisiana 2 $ 583,000 $ 291,500 $ 225,000
Bossier, Louisiana 2 $ 616,000 $ 308,000 $ 40,000
Lafayette, Louisiana 2 $ 467,000 $ 233,500 $ 0
Baltimore, Maryland 2 $ 659,000 $ 329,500 $ 47,000
Baltimore City, Maryland 2 $ 478,000 $ 239,000 $ 60,000
Calvert, Maryland 2 $ 1,084,000 $ 542,000 $ 188,000
Harford, Maryland 2 $ 716,000 $ 358,000 $ 113,000
Jackson, Michigan 2 $ 454,000 $ 227,000 $ 146,000
Macomb, Michigan 2 $ 575,000 $ 287,500 $ 109,000
Oakland, Michigan 2 $ 519,000 $ 259,500 $ 39,000
Wayne, Michigan 2 $ 507,000 $ 253,500 $ 147,000
Anoka, Minnesota 2 $ 335,000 $ 167,500 $ 94,000
Hennepin, Minnesota 2 $ 529,000 $ 264,500 $ 51,000
Nicollet, Minnesota 2 $ 495,000 $ 247,500 $ 0
Olmsted, Minnesota 2 $ 1,081,000 $ 540,500 $ 240,000
Otter Tail, Minnesota 2 $ 1,151,000 $ 575,500 $ 159,000
St. Louis, Minnesota 2 $ 823,000 $ 411,500 $ 194,000
DeSoto, Mississippi 2 $ 439,000 $ 219,500 $ 86,000
Bates, Missouri 2 $ 228,000 $ 114,000 $ 54,000
Boone, Missouri 2 $ 480,000 $ 240,000 $ 186,000
Greene, Missouri 2 $ 200,000 $ 100,000 $ 43,000
Laclede, Missouri 2 $ 411,000 $ 205,500 $ 58,000
Lincoln, Missouri 2 $ 594,000 $ 297,000 $ 135,000
St. Charles, Missouri 2 $ 469,000 $ 234,500 $ 117,000
Gallatin, Montana 2 $ 564,000 $ 282,000 $ 43,000
Madison, Montana 2 $ 532,000 $ 266,000 $ 0
Sanders, Montana 2 $ 595,000 $ 297,500 $ 61,000
Washoe, Nevada 2 $ 515,000 $ 257,500 $ 108,000
Gloucester, New Jersey 2 $ 706,000 $ 353,000 $ 146,000
Middlesex, New Jersey 2 $ 571,000 $ 285,500 $ 214,000
Santa Fe, New Mexico 2 $ 762,000 $ 381,000 $ 129,000
Erie, New York 2 $ 644,000 $ 322,000 $ 85,000
Jefferson, New York 2 $ 442,000 $ 221,000 $ 24,000
Kings, New York 2 $ 790,000 $ 395,000 $ 112,000
Suffolk, New York 2 $ 858,000 $ 429,000 $ 42,000
Harnett, North Carolina 2 $ 365,000 $ 182,500 $ 67,000
Pender, North Carolina 2 $ 539,000 $ 269,500 $ 78,000
Warren, North Carolina 2 $ 625,000 $ 312,500 $ 74,000
Burleigh, North Dakota 2 $ 487,000 $ 243,500 $ 95,000
Butler, Ohio 2 $ 577,000 $ 288,500 $ 31,000
Cuyahoga, Ohio 2 $ 459,000 $ 229,500 $ 0
Delaware, Ohio 2 $ 707,000 $ 353,500 $ 154,000
Stark, Ohio 2 $ 534,000 $ 267,000 $ 119,000
Creek, Oklahoma 2 $ 709,000 $ 354,500 $ 148,000
Jackson, Oklahoma 2 $ 414,000 $ 207,000 $ 0
Yamhill, Oregon 2 $ 517,000 $ 258,500 $ 90,000
Allegheny, Pennsylvania 2 $ 330,000 $ 165,000 $ 98,000
Northampton, Pennsylvania 2 $ 634,000 $ 317,000 $ 33,000
Philadelphia, Pennsylvania 2 $ 551,000 $ 275,500 $ 72,000
Greenville, South Carolina 2 $ 586,000 $ 293,000 $ 99,000
Lexington, South Carolina 2 $ 412,000 $ 206,000 $ 86,000
Cheatham, Tennessee 2 $ 504,000 $ 252,000 $ 90,000
Cumberland, Tennessee 2 $ 413,000 $ 206,500 $ 31,000
Hamilton, Tennessee 2 $ 453,000 $ 226,500 $ 88,000
Rhea, Tennessee 2 $ 544,000 $ 272,000 $ 117,000
Williamson, Tennessee 2 $ 787,000 $ 393,500 $ 57,000
Guadalupe, Texas 2 $ 662,000 $ 331,000 $ 51,000
Johnson, Texas 2 $ 622,000 $ 311,000 $ 70,000
Llano, Texas 2 $ 661,000 $ 330,500 $ 92,000
Nueces, Texas 2 $ 678,000 $ 339,000 $ 112,000
Parker, Texas 2 $ 721,000 $ 360,500 $ 111,000
Smith, Texas 2 $ 746,000 $ 373,000 $ 69,000
Davis, Utah 2 $ 641,000 $ 320,500 $ 122,000
Salt Lake, Utah 2 $ 481,000 $ 240,500 $ 87,000
Weber, Utah 2 $ 538,000 $ 269,000 $ 591,000
Isle of Wight, Virginia 2 $ 696,000 $ 348,000 $ 56,000
Newport News, Virginia 2 $ 662,000 $ 331,000 $ 85,000
Spotsylvania, Virginia 2 $ 876,000 $ 438,000 $ 85,000
Virginia Beach, Virginia 2 $ 994,000 $ 497,000 $ 135,000
Asotin, Washington 2 $ 395,000 $ 197,500 $ 0
Thurston, Washington 2 $ 750,000 $ 375,000 $ 0
Berkeley, West Virginia 2 $ 1,069,000 $ 534,500 $ 161,000
Kenosha, Wisconsin 2 $ 514,000 $ 257,000 $ 0
Milwaukee, Wisconsin 2 $ 911,000 $ 455,500 $ 104,000
Coffee, Alabama 1 $ 266,000 $ 266,000 $ 0
Dale, Alabama 1 $ 350,000 $ 350,000 $ 127,000
Lauderdale, Alabama 1 $ 304,000 $ 304,000 $ 150,000
Limestone, Alabama 1 $ 285,000 $ 285,000 $ 104,000
Monroe, Alabama 1 $ 241,000 $ 241,000 $ 139,000
Morgan, Alabama 1 $ 381,000 $ 381,000 $ 178,000
Talladega, Alabama 1 $ 274,000 $ 274,000 $ 0
Coconino, Arizona 1 $ 361,000 $ 361,000 $ 96,000
La Paz, Arizona 1 $ 490,000 $ 490,000 $ 94,000
Mohave, Arizona 1 $ 410,000 $ 410,000 $ 162,000
Pinal, Arizona 1 $ 337,000 $ 337,000 $ 48,000
Yuma, Arizona 1 $ 273,000 $ 273,000 $ 142,000
Garland, Arkansas 1 $ 233,000 $ 233,000 $ 49,000
Lonoke, Arkansas 1 $ 184,000 $ 184,000 $ 83,000
Perry, Arkansas 1 $ 243,000 $ 243,000 $ 50,000
Union, Arkansas 1 $ 139,000 $ 139,000 $ 101,000
Kern, California 1 $ 240,000 $ 240,000 $ 82,000
Los Angeles, California 1 $ 343,000 $ 343,000 $ 81,000
Mendocino, California 1 $ 309,000 $ 309,000 $ 0
Monterey, California 1 $ 531,000 $ 531,000 $ 144,000
Napa, California 1 $ 357,000 $ 357,000 $ 26,000
Sacramento, California 1 $ 175,000 $ 175,000 $ 53,000
Santa Barbara, California 1 $ 300,000 $ 300,000 $ 129,000
Stanislaus, California 1 $ 237,000 $ 237,000 $ 0
Tulare, California 1 $ 186,000 $ 186,000 $ 42,000
Ventura, California 1 $ 300,000 $ 300,000 $ 93,000
Broomfield, Colorado 1 $ 231,000 $ 231,000 $ 0
Chaffee, Colorado 1 $ 536,000 $ 536,000 $ 209,000
Custer, Colorado 1 $ 575,000 $ 575,000 $ 95,000
Denver, Colorado 1 $ 502,000 $ 502,000 $ 207,000
Garfield, Colorado 1 $ 385,000 $ 385,000 $ 133,000
Gunnison, Colorado 1 $ 243,000 $ 243,000 $ 59,000
Larimer, Colorado 1 $ 356,000 $ 356,000 $ 103,000
Las Animas, Colorado 1 $ 269,000 $ 269,000 $ 57,000
Morgan, Colorado 1 $ 333,000 $ 333,000 $ 132,000
Ouray, Colorado 1 $ 594,000 $ 594,000 $ 120,000
Routt, Colorado 1 $ 471,000 $ 471,000 $ 57,000
Weld, Colorado 1 $ 263,000 $ 263,000 $ 56,000
Hartford, Connecticut 1 $ 656,000 $ 656,000 $ 280,000
Middlesex, Connecticut 1 $ 323,000 $ 323,000 $ 237,000
Tolland, Connecticut 1 $ 270,000 $ 270,000 $ 174,000
District of Columbia, District Of Columbia 1 $ 582,000 $ 582,000 $ 245,000
Alachua, Florida 1 $ 349,000 $ 349,000 $ 0
Flagler, Florida 1 $ 396,000 $ 396,000 $ 170,000
Franklin, Florida 1 $ 382,000 $ 382,000 $ 81,000
Martin, Florida 1 $ 204,000 $ 204,000 $ 52,000
Okeechobee, Florida 1 $ 526,000 $ 526,000 $ 219,000
St. Lucie, Florida 1 $ 219,000 $ 219,000 $ 51,000
Sumter, Florida 1 $ 600,000 $ 600,000 $ 143,000
Wakulla, Florida 1 $ 254,000 $ 254,000 $ 142,000
Walton, Florida 1 $ 266,000 $ 266,000 $ 99,000
Columbia, Georgia 1 $ 263,000 $ 263,000 $ 105,000
Coweta, Georgia 1 $ 451,000 $ 451,000 $ 31,000
Dougherty, Georgia 1 $ 248,000 $ 248,000 $ 0
Douglas, Georgia 1 $ 400,000 $ 400,000 $ 46,000
Gordon, Georgia 1 $ 253,000 $ 253,000 $ 89,000
Hall, Georgia 1 $ 271,000 $ 271,000 $ 0
Harris, Georgia 1 $ 330,000 $ 330,000 $ 0
Hart, Georgia 1 $ 258,000 $ 258,000 $ 0
Lowndes, Georgia 1 $ 241,000 $ 241,000 $ 108,000
Meriwether, Georgia 1 $ 368,000 $ 368,000 $ 33,000
Oconee, Georgia 1 $ 315,000 $ 315,000 $ 108,000
Putnam, Georgia 1 $ 170,000 $ 170,000 $ 0
Richmond, Georgia 1 $ 259,000 $ 259,000 $ 0
Rockdale, Georgia 1 $ 272,000 $ 272,000 $ 0
Wayne, Georgia 1 $ 253,000 $ 253,000 $ 74,000
Bannock, Idaho 1 $ 374,000 $ 374,000 $ 94,000
Canyon, Idaho 1 $ 373,000 $ 373,000 $ 100,000
Clearwater, Idaho 1 $ 360,000 $ 360,000 $ 0
Gem, Idaho 1 $ 248,000 $ 248,000 $ 0
Cook, Illinois 1 $ 146,000 $ 146,000 $ 95,000
Kane, Illinois 1 $ 312,000 $ 312,000 $ 106,000
Allen, Indiana 1 $ 287,000 $ 287,000 $ 139,000
Bartholomew, Indiana 1 $ 255,000 $ 255,000 $ 120,000
Dearborn, Indiana 1 $ 213,000 $ 213,000 $ 0
DeKalb, Indiana 1 $ 266,000 $ 266,000 $ 97,000
Hancock, Indiana 1 $ 165,000 $ 165,000 $ 99,000
Howard, Indiana 1 $ 223,000 $ 223,000 $ 137,000
Kosciusko, Indiana 1 $ 188,000 $ 188,000 $ 90,000
Marion, Indiana 1 $ 277,000 $ 277,000 $ 94,000
Clinton, Iowa 1 $ 285,000 $ 285,000 $ 108,000
Marion, Iowa 1 $ 389,000 $ 389,000 $ 102,000
Pottawattamie, Iowa 1 $ 321,000 $ 321,000 $ 190,000
Anderson, Kansas 1 $ 1,000 $ 1,000 $ 96,000
Atchison, Kansas 1 $ 412,000 $ 412,000 $ 142,000
Coffey, Kansas 1 $ 99,000 $ 99,000 $ 63,000
Ellis, Kansas 1 $ 124,000 $ 124,000 $ 175,000
Franklin, Kansas 1 $ 275,000 $ 275,000 $ 141,000
Gove, Kansas 1 $ 60,000 $ 60,000 $ 43,000
Pottawatomie, Kansas 1 $ 194,000 $ 194,000 $ 97,000
Reno, Kansas 1 $ 240,000 $ 240,000 $ 80,000
Riley, Kansas 1 $ 213,000 $ 213,000 $ 112,000
Breckinridge, Kentucky 1 $ 163,000 $ 163,000 $ 0
Daviess, Kentucky 1 $ 420,000 $ 420,000 $ 79,000
Grayson, Kentucky 1 $ 302,000 $ 302,000 $ 0
Jefferson, Kentucky 1 $ 408,000 $ 408,000 $ 425,000
Lyon, Kentucky 1 $ 348,000 $ 348,000 $ 79,000
Nelson, Kentucky 1 $ 251,000 $ 251,000 $ 68,000
Caddo, Louisiana 1 $ 320,000 $ 320,000 $ 257,000
East Baton Rouge, Louisiana 1 $ 344,000 $ 344,000 $ 277,000
Jefferson, Louisiana 1 $ 146,000 $ 146,000 $ 41,000
Lincoln, Louisiana 1 $ 377,000 $ 377,000 $ 0
Ouachita, Louisiana 1 $ 202,000 $ 202,000 $ 115,000
St. Tammany, Louisiana 1 $ 227,000 $ 227,000 $ 198,000
Vermilion, Louisiana 1 $ 236,000 $ 236,000 $ 129,000
Vernon, Louisiana 1 $ 245,000 $ 245,000 $ 0
Androscoggin, Maine 1 $ 75,000 $ 75,000 $ 135,000
Cumberland, Maine 1 $ 324,000 $ 324,000 $ 120,000
York, Maine 1 $ 218,000 $ 218,000 $ 0
Carroll, Maryland 1 $ 370,000 $ 370,000 $ 76,000
Cecil, Maryland 1 $ 272,000 $ 272,000 $ 84,000
Garrett, Maryland 1 $ 269,000 $ 269,000 $ 58,000
Washington, Maryland 1 $ 255,000 $ 255,000 $ 95,000
Worcester, Maryland 1 $ 209,000 $ 209,000 $ 0
Bristol, Massachusetts 1 $ 423,000 $ 423,000 $ 103,000
Hampshire, Massachusetts 1 $ 320,000 $ 320,000 $ 70,000
Norfolk, Massachusetts 1 $ 697,000 $ 697,000 $ 124,000
Suffolk, Massachusetts 1 $ 350,000 $ 350,000 $ 94,000
Alger, Michigan 1 $ 192,000 $ 192,000 $ 19,000
Bay, Michigan 1 $ 348,000 $ 348,000 $ 92,000
Berrien, Michigan 1 $ 413,000 $ 413,000 $ 119,000
Eaton, Michigan 1 $ 388,000 $ 388,000 $ 529,000
Kalamazoo, Michigan 1 $ 417,000 $ 417,000 $ 229,000
Kent, Michigan 1 $ 296,000 $ 296,000 $ 96,000
Lenawee, Michigan 1 $ 264,000 $ 264,000 $ 0
Manistee, Michigan 1 $ 390,000 $ 390,000 $ 135,000
Midland, Michigan 1 $ 240,000 $ 240,000 $ 175,000
Shiawassee, Michigan 1 $ 258,000 $ 258,000 $ 0
Van Buren, Michigan 1 $ 256,000 $ 256,000 $ 101,000
Washtenaw, Michigan 1 $ 413,000 $ 413,000 $ 0
Sherburne, Minnesota 1 $ 208,000 $ 208,000 $ 82,000
Lafayette, Mississippi 1 $ 400,000 $ 400,000 $ 286,000
Madison, Mississippi 1 $ 338,000 $ 338,000 $ 251,000
Adair, Missouri 1 $ 324,000 $ 324,000 $ 78,000
Andrew, Missouri 1 $ 134,000 $ 134,000 $ 70,000
Benton, Missouri 1 $ 70,000 $ 70,000 $ 155,000
Butler, Missouri 1 $ 260,000 $ 260,000 $ 90,000
Christian, Missouri 1 $ 160,000 $ 160,000 $ 51,000
Daviess, Missouri 1 $ 125,000 $ 125,000 $ 45,000
Lawrence, Missouri 1 $ 235,000 $ 235,000 $ 49,000
Macon, Missouri 1 $ 232,000 $ 232,000 $ 123,000
Newton, Missouri 1 $ 71,000 $ 71,000 $ 37,000
Pulaski, Missouri 1 $ 269,000 $ 269,000 $ 115,000
St. Francois, Missouri 1 $ 63,000 $ 63,000 $ 27,000
Stoddard, Missouri 1 $ 236,000 $ 236,000 $ 120,000
Broadwater, Montana 1 $ 272,000 $ 272,000 $ 0
Cascade, Montana 1 $ 261,000 $ 261,000 $ 0
Missoula, Montana 1 $ 260,000 $ 260,000 $ 75,000
Douglas, Nevada 1 $ 546,000 $ 546,000 $ 0
Nye, Nevada 1 $ 218,000 $ 218,000 $ 94,000
Cheshire, New Hampshire 1 $ 282,000 $ 282,000 $ 0
Hillsborough, New Hampshire 1 $ 274,000 $ 274,000 $ 0
Merrimack, New Hampshire 1 $ 262,000 $ 262,000 $ 75,000
Strafford, New Hampshire 1 $ 367,000 $ 367,000 $ 0
Atlantic, New Jersey 1 $ 338,000 $ 338,000 $ 280,000
Bergen, New Jersey 1 $ 577,000 $ 577,000 $ 97,000
Camden, New Jersey 1 $ 292,000 $ 292,000 $ 208,000
Somerset, New Jersey 1 $ 349,000 $ 349,000 $ 0
Union, New Jersey 1 $ 320,000 $ 320,000 $ 100,000
Curry, New Mexico 1 $ 301,000 $ 301,000 $ 155,000
San Miguel, New Mexico 1 $ 284,000 $ 284,000 $ 129,000
Sandoval, New Mexico 1 $ 317,000 $ 317,000 $ 87,000
Clinton, New York 1 $ 200,000 $ 200,000 $ 257,000
Madison, New York 1 $ 194,000 $ 194,000 $ 0
Nassau, New York 1 $ 450,000 $ 450,000 $ 160,000
Richmond, New York 1 $ 416,000 $ 416,000 $ 77,000
Ulster, New York 1 $ 365,000 $ 365,000 $ 0
Carteret, North Carolina 1 $ 654,000 $ 654,000 $ 217,000
Catawba, North Carolina 1 $ 365,000 $ 365,000 $ 160,000
Chatham, North Carolina 1 $ 387,000 $ 387,000 $ 161,000
Davidson, North Carolina 1 $ 228,000 $ 228,000 $ 160,000
Franklin, North Carolina 1 $ 261,000 $ 261,000 $ 0
Hoke, North Carolina 1 $ 215,000 $ 215,000 $ 84,000
Macon, North Carolina 1 $ 608,000 $ 608,000 $ 172,000
New Hanover, North Carolina 1 $ 338,000 $ 338,000 $ 0
Onslow, North Carolina 1 $ 283,000 $ 283,000 $ 94,000
Pamlico, North Carolina 1 $ 475,000 $ 475,000 $ 195,000
Randolph, North Carolina 1 $ 372,000 $ 372,000 $ 148,000
Carroll, Ohio 1 $ 252,000 $ 252,000 $ 187,000
Clermont, Ohio 1 $ 261,000 $ 261,000 $ 0
Fairfield, Ohio 1 $ 398,000 $ 398,000 $ 191,000
Hamilton, Ohio 1 $ 292,000 $ 292,000 $ 130,000
Harrison, Ohio 1 $ 253,000 $ 253,000 $ 0
Logan, Ohio 1 $ 232,000 $ 232,000 $ 87,000
Lucas, Ohio 1 $ 236,000 $ 236,000 $ 193,000
Pickaway, Ohio 1 $ 269,000 $ 269,000 $ 101,000
Portage, Ohio 1 $ 180,000 $ 180,000 $ 48,000
Summit, Ohio 1 $ 361,000 $ 361,000 $ 184,000
Bryan, Oklahoma 1 $ 333,000 $ 333,000 $ 98,000
Canadian, Oklahoma 1 $ 314,000 $ 314,000 $ 147,000
Carter, Oklahoma 1 $ 236,000 $ 236,000 $ 0
Comanche, Oklahoma 1 $ 278,000 $ 278,000 $ 95,000
Logan, Oklahoma 1 $ 304,000 $ 304,000 $ 99,000
McClain, Oklahoma 1 $ 345,000 $ 345,000 $ 0
Pittsburg, Oklahoma 1 $ 410,000 $ 410,000 $ 105,000
Tulsa, Oklahoma 1 $ 693,000 $ 693,000 $ 350,000
Wagoner, Oklahoma 1 $ 130,000 $ 130,000 $ 90,000
Clatsop, Oregon 1 $ 214,000 $ 214,000 $ 97,000
Hood River, Oregon 1 $ 395,000 $ 395,000 $ 0
Lane, Oregon 1 $ 273,000 $ 273,000 $ 0
Lincoln, Oregon 1 $ 444,000 $ 444,000 $ 0
Polk, Oregon 1 $ 178,000 $ 178,000 $ 36,000
Bedford, Pennsylvania 1 $ 387,000 $ 387,000 $ 115,000
Bradford, Pennsylvania 1 $ 310,000 $ 310,000 $ 0
Butler, Pennsylvania 1 $ 303,000 $ 303,000 $ 137,000
Cambria, Pennsylvania 1 $ 365,000 $ 365,000 $ 182,000
Centre, Pennsylvania 1 $ 298,000 $ 298,000 $ 115,000
Columbia, Pennsylvania 1 $ 240,000 $ 240,000 $ 59,000
Cumberland, Pennsylvania 1 $ 428,000 $ 428,000 $ 0
Delaware, Pennsylvania 1 $ 370,000 $ 370,000 $ 78,000
Fayette, Pennsylvania 1 $ 235,000 $ 235,000 $ 0
Lackawanna, Pennsylvania 1 $ 410,000 $ 410,000 $ 0
Lehigh, Pennsylvania 1 $ 429,000 $ 429,000 $ 117,000
Lycoming, Pennsylvania 1 $ 221,000 $ 221,000 $ 154,000
Monroe, Pennsylvania 1 $ 154,000 $ 154,000 $ 0
Pike, Pennsylvania 1 $ 107,000 $ 107,000 $ 206,000
Tioga, Pennsylvania 1 $ 200,000 $ 200,000 $ 324,000
York, Pennsylvania 1 $ 341,000 $ 341,000 $ 131,000
Bristol, Rhode Island 1 $ 251,000 $ 251,000 $ 107,000
Newport, Rhode Island 1 $ 386,000 $ 386,000 $ 123,000
Georgetown, South Carolina 1 $ 259,000 $ 259,000 $ 76,000
Oconee, South Carolina 1 $ 643,000 $ 643,000 $ 0
Pickens, South Carolina 1 $ 306,000 $ 306,000 $ 0
Spartanburg, South Carolina 1 $ 270,000 $ 270,000 $ 64,000
Giles, Tennessee 1 $ 364,000 $ 364,000 $ 0
Knox, Tennessee 1 $ 488,000 $ 488,000 $ 91,000
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Mortgage Loan Application Detail Totals for First Federal Bank of Kansas City in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,392 $328,682,000 $236,000 $1,185,000 $95,000 $1,006,000
Refinancing 1,135 $339,971,000 $299,000 $1,012,000 $84,000 $1,029,000
Home Improvement 56 $554,000 $9,000 $25,000 $37,000 $148,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,738 $458,592,000 $263,000 $1,012,000 $92,000 $1,029,000
Not Provided 489 $130,613,000 $267,000 $834,000 $89,000 $450,000
Black or African American 170 $33,123,000 $194,000 $644,000 $70,000 $1,006,000
Hispanic 104 $23,036,000 $221,000 $672,000 $67,000 $181,000
Asian 47 $14,182,000 $301,000 $1,185,000 $113,000 $571,000
American Indian or Alaskan Native 20 $5,080,000 $254,000 $530,000 $89,000 $293,000
Native Hawaiian or Other Pacific Islander 15 $4,581,000 $305,000 $651,000 $58,000 $227,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 1,145 $376,413,000 $328,000 $1,185,000 $79,000 $529,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,072 $253,787,000 $236,000 $948,000 $114,000 $1,029,000
FHA-insured (Federal Housing Administration) 350 $37,884,000 $108,000 $509,000 $47,000 $1,006,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 16 $1,123,000 $70,000 $259,000 $32,000 $100,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,481 $423,686,000 $286,000 $948,000 $96,000 $558,000
Application Withdrawn By Applicant 465 $132,064,000 $284,000 $1,012,000 $99,000 $1,029,000
Application Denied By Financial Institution 289 $63,563,000 $219,000 $935,000 $72,000 $613,000
Preapproval Denied by Financial Institution 259 $24,667,000 $95,000 $1,185,000 $41,000 $1,006,000
Application Approved But Not Accepted 59 $18,256,000 $309,000 $697,000 $110,000 $564,000
File Closed For Incompleteness 23 $6,236,000 $271,000 $654,000 $130,000 $471,000
Loan Purchased By The Institution 7 $735,000 $105,000 $186,000 $83,000 $155,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 328 $31,355,000 $95,000 $726,000 $45,000 $1,006,000
Debt-To-Income Ratio 110 $28,714,000 $261,000 $1,185,000 $63,000 $330,000
Collateral 69 $20,536,000 $297,000 $715,000 $101,000 $268,000
Employment History 15 $2,160,000 $144,000 $582,000 $43,000 $107,000
Other 14 $2,857,000 $204,000 $804,000 $71,000 $231,000
Unverifiable Information 8 $1,979,000 $247,000 $390,000 $91,000 $192,000
Insufficient Cash (Downpayment, Closing Cost) 3 $333,000 $111,000 $130,000 $42,000 $45,000
Credit Application Incomplete 1 $296,000 $296,000 $296,000 $100,000 $100,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Federal Bank of Kansas City's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Federal Bank of Kansas City's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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