First Federal Savings And Loan Association Of Lakewood
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
First Federal Savings And Loan Association Of Lakewood 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Federal Savings And Loan Association Of Lakewood 14806 Detroit Ave Lakewood, OH 44107 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 5,704 |
| Total Mortgage Loan Application Amount | $1,059,231,000 |
| Average Mortgage Loan Application Amount | $146,000 |
| Highest Mortgage Loan Application Amount | $2,265,000 |
| Average Applicant Income | $117,333 |
| Highest Applicant Income | $2,590,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with First Federal Savings And Loan Association Of Lakewood. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Federal Savings And Loan Association Of Lakewood's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down First Federal Savings And Loan Association Of Lakewood's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Federal Savings And Loan Association Of Lakewood serves its applicants.
Each category highlights the total number of mortgage applications processed by First Federal Savings And Loan Association Of Lakewood, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Federal Savings And Loan Association Of Lakewood's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cuyahoga County Ohio | 2,071 | $ 341,495,000 | $ 164,000 | $ 118,000 |
| Summit County Ohio | 600 | $ 105,751,000 | $ 176,000 | $ 114,000 |
| Lorain County Ohio | 490 | $ 81,332,000 | $ 165,000 | $ 104,000 |
| Franklin County Ohio | 396 | $ 90,324,000 | $ 228,000 | $ 133,000 |
| Delaware County Ohio | 304 | $ 97,027,000 | $ 319,000 | $ 181,000 |
| Medina County Ohio | 261 | $ 52,706,000 | $ 201,000 | $ 113,000 |
| Lake County Ohio | 241 | $ 40,660,000 | $ 168,000 | $ 91,000 |
| Lucas County Ohio | 224 | $ 34,682,000 | $ 154,000 | $ 95,000 |
| Stark County Ohio | 126 | $ 18,369,000 | $ 145,000 | $ 85,000 |
| Geauga County Ohio | 116 | $ 29,682,000 | $ 255,000 | $ 171,000 |
| Union County Ohio | 109 | $ 31,055,000 | $ 284,000 | $ 172,000 |
| Portage County Ohio | 89 | $ 16,246,000 | $ 182,000 | $ 108,000 |
| Wood County Ohio | 79 | $ 13,256,000 | $ 167,000 | $ 94,000 |
| Tuscarawas County Ohio | 65 | $ 7,914,000 | $ 121,000 | $ 78,000 |
| Hancock County Ohio | 57 | $ 7,434,000 | $ 130,000 | $ 66,000 |
| Licking County Ohio | 46 | $ 10,983,000 | $ 238,000 | $ 131,000 |
| Trumbull County Ohio | 43 | $ 4,531,000 | $ 105,000 | $ 76,000 |
| Ottawa County Ohio | 36 | $ 7,843,000 | $ 217,000 | $ 177,000 |
| Fairfield County Ohio | 35 | $ 9,118,000 | $ 260,000 | $ 136,000 |
| Monroe County Michigan | 29 | $ 5,326,000 | $ 183,000 | $ 73,000 |
| Erie County Ohio | 29 | $ 4,395,000 | $ 151,000 | $ 134,000 |
| Mahoning County Ohio | 29 | $ 3,975,000 | $ 137,000 | $ 103,000 |
| Wayne County Ohio | 22 | $ 3,385,000 | $ 153,000 | $ 82,000 |
| Madison County Ohio | 16 | $ 3,453,000 | $ 215,000 | $ 158,000 |
| Fulton County Ohio | 9 | $ 1,311,000 | $ 145,000 | $ 50,000 |
| Ashtabula County Ohio | 8 | $ 1,126,000 | $ 140,000 | $ 80,000 |
| Huron County Ohio | 8 | $ 1,443,000 | $ 180,000 | $ 114,000 |
| Pickaway County Ohio | 8 | $ 1,825,000 | $ 228,000 | $ 106,000 |
| Carroll County Ohio | 7 | $ 744,000 | $ 106,000 | $ 131,000 |
| Seneca County Ohio | 7 | $ 607,000 | $ 86,000 | $ 68,000 |
| Broward County Florida | 6 | $ 1,274,000 | $ 212,000 | $ 227,000 |
| Hamilton County Ohio | 6 | $ 1,234,000 | $ 205,000 | $ 115,000 |
| Morrow County Ohio | 6 | $ 1,091,000 | $ 181,000 | $ 66,000 |
| Lenawee County Michigan | 5 | $ 846,000 | $ 169,000 | $ 87,000 |
| Knox County Ohio | 5 | $ 1,699,000 | $ 339,000 | $ 130,000 |
| Perry County Ohio | 5 | $ 1,541,000 | $ 308,000 | $ 273,000 |
| Sandusky County Ohio | 5 | $ 681,000 | $ 136,000 | $ 99,000 |
| Wyandot County Ohio | 5 | $ 699,000 | $ 139,000 | $ 56,000 |
| Pinellas County Florida | 4 | $ 626,000 | $ 156,000 | $ 82,000 |
| Champaign County Ohio | 4 | $ 997,000 | $ 249,000 | $ 92,000 |
| Columbiana County Ohio | 4 | $ 472,000 | $ 118,000 | $ 38,000 |
| Montgomery County Ohio | 4 | $ 479,000 | $ 119,000 | $ 106,000 |
| Richland County Ohio | 4 | $ 539,000 | $ 134,000 | $ 49,000 |
| Allen County Ohio | 3 | $ 632,000 | $ 210,000 | $ 96,000 |
| Hocking County Ohio | 3 | $ 356,000 | $ 118,000 | $ 97,000 |
| Marion County Ohio | 3 | $ 850,000 | $ 283,000 | $ 121,000 |
| Collier County Florida | 2 | $ 886,000 | $ 443,000 | $ 253,000 |
| Lee County Florida | 2 | $ 388,000 | $ 194,000 | $ 70,000 |
| Sarasota County Florida | 2 | $ 414,000 | $ 207,000 | $ 137,000 |
| Macomb County Michigan | 2 | $ 270,000 | $ 135,000 | $ 111,000 |
| Carteret County North Carolina | 2 | $ 740,000 | $ 370,000 | $ 499,000 |
| Ashland County Ohio | 2 | $ 362,000 | $ 181,000 | $ 91,000 |
| Logan County Ohio | 2 | $ 574,000 | $ 287,000 | $ 118,000 |
| Muskingum County Ohio | 2 | $ 283,000 | $ 141,000 | $ 106,000 |
| Putnam County Ohio | 2 | $ 702,000 | $ 351,000 | $ 161,000 |
| Ross County Ohio | 2 | $ 550,000 | $ 275,000 | $ 138,000 |
| Butler County Pennsylvania | 2 | $ 632,000 | $ 316,000 | $ 173,000 |
| Berkeley County South Carolina | 2 | $ 335,000 | $ 167,000 | $ 66,000 |
| Harris County Texas | 2 | $ 474,000 | $ 237,000 | $ 181,000 |
| Shelby County Alabama | 1 | $ 395,000 | $ 395,000 | $ 107,000 |
| Maricopa County Arizona | 1 | $ 263,000 | $ 263,000 | $ 206,000 |
| Alachua County Florida | 1 | $ 186,000 | $ 186,000 | $ 212,000 |
| Manatee County Florida | 1 | $ 128,000 | $ 128,000 | $ 84,000 |
| Marion County Florida | 1 | $ 70,000 | $ 70,000 | $ 55,000 |
| Palm Beach County Florida | 1 | $ 55,000 | $ 55,000 | $ 76,000 |
| Polk County Florida | 1 | $ 286,000 | $ 286,000 | $ 141,000 |
| Barrow County Georgia | 1 | $ 473,000 | $ 473,000 | $ 154,000 |
| Bartholomew County Indiana | 1 | $ 130,000 | $ 130,000 | $ 28,000 |
| Kenton County Kentucky | 1 | $ 73,000 | $ 73,000 | $ 194,000 |
| Logan County Kentucky | 1 | $ 110,000 | $ 110,000 | $ 31,000 |
| Pulaski County Kentucky | 1 | $ 230,000 | $ 230,000 | $ 80,000 |
| Montgomery County Maryland | 1 | $ 459,000 | $ 459,000 | $ 235,000 |
| Branch County Michigan | 1 | $ 222,000 | $ 222,000 | $ 57,000 |
| Livingston County Michigan | 1 | $ 198,000 | $ 198,000 | $ 82,000 |
| Muskegon County Michigan | 1 | $ 369,000 | $ 369,000 | $ 177,000 |
| Oakland County Michigan | 1 | $ 300,000 | $ 300,000 | $ 422,000 |
| Washtenaw County Michigan | 1 | $ 225,000 | $ 225,000 | $ 116,000 |
| Wayne County Michigan | 1 | $ 120,000 | $ 120,000 | $ 257,000 |
| Erie County New York | 1 | $ 213,000 | $ 213,000 | $ 83,000 |
| Buncombe County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 150,000 |
| Mecklenburg County North Carolina | 1 | $ 318,000 | $ 318,000 | $ 148,000 |
| Union County North Carolina | 1 | $ 320,000 | $ 320,000 | $ 80,000 |
| Athens County Ohio | 1 | $ 274,000 | $ 274,000 | $ 277,000 |
| Clark County Ohio | 1 | $ 339,000 | $ 339,000 | $ 80,000 |
| Clermont County Ohio | 1 | $ 316,000 | $ 316,000 | $ 198,000 |
| Crawford County Ohio | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Guernsey County Ohio | 1 | $ 83,000 | $ 83,000 | $ 30,000 |
| Harrison County Ohio | 1 | $ 143,000 | $ 143,000 | $ 47,000 |
| Henry County Ohio | 1 | $ 173,000 | $ 173,000 | $ 35,000 |
| Highland County Ohio | 1 | $ 52,000 | $ 52,000 | $ 24,000 |
| Holmes County Ohio | 1 | $ 320,000 | $ 320,000 | $ 130,000 |
| Mercer County Ohio | 1 | $ 89,000 | $ 89,000 | $ 99,000 |
| Monroe County Ohio | 1 | $ 193,000 | $ 193,000 | $ 142,000 |
| Scioto County Ohio | 1 | $ 257,000 | $ 257,000 | $ 94,000 |
| Shelby County Ohio | 1 | $ 167,000 | $ 167,000 | $ 70,000 |
| Washington County Ohio | 1 | $ 335,000 | $ 335,000 | $ 128,000 |
| Williams County Ohio | 1 | $ 63,000 | $ 63,000 | $ 52,000 |
| Allegheny County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 28,000 |
| Florence County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Campbell County Tennessee | 1 | $ 227,000 | $ 227,000 | $ 337,000 |
| Tarrant County Texas | 1 | $ 412,000 | $ 412,000 | $ 250,000 |
| Hampton County Virginia | 1 | $ 50,000 | $ 50,000 | $ 62,000 |
| Lancaster County Virginia | 1 | $ 568,000 | $ 568,000 | $ 120,000 |
| Prince William County Virginia | 1 | $ 416,000 | $ 416,000 | $ 121,000 |
| Snohomish County Washington | 1 | $ 512,000 | $ 512,000 | $ 155,000 |
Mortgage Loan Application Detail Totals for First Federal Savings And Loan Association Of Lakewood in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,151 | $784,857,000 | $189,000 | $2,265,000 | $114,000 | $2,590,000 |
| Refinancing | 1,461 | $268,231,000 | $183,000 | $2,028,000 | $132,000 | $1,536,000 |
| Home Improvement | 92 | $6,143,000 | $66,000 | $648,000 | $106,000 | $473,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,067 | $713,480,000 | $175,000 | $1,350,000 | $111,000 | $1,536,000 |
| Not Provided | 1,256 | $276,668,000 | $220,000 | $2,265,000 | $151,000 | $2,590,000 |
| Asian | 141 | $26,829,000 | $190,000 | $913,000 | $115,000 | $700,000 |
| Black or African American | 115 | $14,931,000 | $129,000 | $691,000 | $82,000 | $317,000 |
| Hispanic | 85 | $11,648,000 | $137,000 | $504,000 | $76,000 | $230,000 |
| Not applicable | 20 | $12,015,000 | $600,000 | $2,028,000 | $0 | $0 |
| American Indian or Alaskan Native | 17 | $3,116,000 | $183,000 | $390,000 | $112,000 | $238,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $544,000 | $181,000 | $364,000 | $56,000 | $88,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,830 | $941,088,000 | $194,000 | $2,265,000 | $128,000 | $2,590,000 |
| FHA-insured (Federal Housing Administration) | 701 | $88,331,000 | $126,000 | $322,000 | $59,000 | $392,000 |
| VA-guaranteed (Veterans Administration) | 126 | $23,278,000 | $184,000 | $417,000 | $82,000 | $229,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 47 | $6,534,000 | $139,000 | $285,000 | $50,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,523 | $847,125,000 | $187,000 | $2,265,000 | $118,000 | $2,590,000 |
| Application Withdrawn By Applicant | 540 | $92,311,000 | $170,000 | $863,000 | $110,000 | $605,000 |
| Application Denied By Financial Institution | 282 | $42,980,000 | $152,000 | $1,350,000 | $99,000 | $823,000 |
| Application Approved But Not Accepted | 226 | $46,198,000 | $204,000 | $1,040,000 | $132,000 | $1,232,000 |
| File Closed For Incompleteness | 133 | $30,617,000 | $230,000 | $1,275,000 | $168,000 | $1,536,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 114 | $18,613,000 | $163,000 | $645,000 | $109,000 | $406,000 |
| Debt-To-Income Ratio | 70 | $10,338,000 | $147,000 | $1,350,000 | $67,000 | $823,000 |
| Credit History | 52 | $7,341,000 | $141,000 | $900,000 | $106,000 | $517,000 |
| Other | 23 | $4,280,000 | $186,000 | $800,000 | $140,000 | $477,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $873,000 | $97,000 | $237,000 | $118,000 | $558,000 |
| Employment History | 8 | $854,000 | $106,000 | $168,000 | $38,000 | $96,000 |
| Mortgage Insurance Denied | 5 | $625,000 | $125,000 | $209,000 | $108,000 | $155,000 |
| Unverifiable Information | 1 | $56,000 | $56,000 | $56,000 | $33,000 | $33,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Federal Savings And Loan Association Of Lakewood's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Federal Savings And Loan Association Of Lakewood's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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