Hocking County, OH Mortgage Lenders & HMDA Data, 2015

In 2015, lenders reported 1,081 mortgage applications in Hocking County, OH totaling $125.9 million, up 20% from 2014. The average application was for $116,000, and applicants reported an average income of $73,000. 52% of applications resulted in an originated loan and 21% were denied. The most active lender was The Citizens Bank of Logan, Ohio, with 103 applications, followed by Vinton County National Bank and PNC Bank N.A..

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Ohio.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,081
Total Mortgage Loan Application Amount $125,852,000
Average Mortgage Loan Application Amount $116,000
Highest Mortgage Loan Application Amount $1,329,000
Average Applicant Income $73,000
Highest Applicant Income $2,420,000
Download the Ohio Lender List

Top Mortgage Lenders in Hocking County, OH (2015)

Ranked by the number of mortgage applications each lender reported in Hocking County, OH in 2015.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 The Citizens Bank of Logan, Ohio
Logan, OH
103 $11,306,000 $109,000 $96,000
2 Vinton County National Bank
McArthur, OH
93 $8,391,000 $90,000 $71,000
3 PNC Bank N.A.
Pittsburgh, PA
90 $7,772,000 $86,000 $64,000
4 The Park National Bank
Newark, OH
61 $7,027,000 $115,000 $70,000
5 US Bank, N.A.
Cincinnati, OH
52 $5,493,000 $105,000 $61,000
6 Huntington National Bank
Columbus, OH
38 $4,334,000 $114,000 $86,000
7 Union Savings Bank
Cincinnati, OH
34 $4,143,000 $121,000 $101,000
8 Northern Ohio Investment Company
Sylvania, OH
34 $4,403,000 $129,000 $58,000
9 Wells Fargo Bank NA
Minneapolis, MN
25 $3,616,000 $144,000 $65,000
10 JPMorgan Chase Bank, NA
Columbus, OH
22 $3,099,000 $140,000 $36,000

See every lender active in Hocking County, OH in 2015 »

The tables below break down 2015 mortgage applications in Hocking County, OH by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Hocking County, OH in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 521 $62,531,000 $120,000 $465,000 $79,000 $2,113,000
Refinancing 455 $57,052,000 $125,000 $1,329,000 $68,000 $2,420,000
Home Improvement 105 $6,269,000 $59,000 $405,000 $61,000 $293,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 902 $104,059,000 $115,000 $1,303,000 $77,000 $2,420,000
Not applicable 84 $10,032,000 $119,000 $584,000 $8,000 $121,000
Not Provided 78 $10,299,000 $132,000 $1,329,000 $93,000 $486,000
Hispanic 8 $503,000 $62,000 $191,000 $74,000 $180,000
American Indian or Alaskan Native 5 $581,000 $116,000 $200,000 $86,000 $120,000
Native Hawaiian or Other Pacific Islander 2 $293,000 $146,000 $194,000 $46,000 $52,000
Black or African American 2 $85,000 $42,000 $82,000 $33,000 $39,000
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 745 $83,821,000 $112,000 $1,329,000 $88,000 $2,420,000
FHA-insured (Federal Housing Administration) 188 $21,706,000 $115,000 $296,000 $38,000 $156,000
VA-guaranteed (Veterans Administration) 89 $13,786,000 $154,000 $300,000 $46,000 $281,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 59 $6,539,000 $110,000 $217,000 $34,000 $81,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 557 $64,768,000 $116,000 $1,200,000 $85,000 $2,420,000
Application Denied By Financial Institution 225 $25,797,000 $114,000 $1,329,000 $61,000 $486,000
Application Withdrawn By Applicant 119 $14,379,000 $120,000 $405,000 $62,000 $452,000
Loan Purchased By The Institution 99 $11,961,000 $120,000 $306,000 $46,000 $636,000
File Closed For Incompleteness 41 $4,352,000 $106,000 $286,000 $60,000 $180,000
Application Approved But Not Accepted 40 $4,595,000 $114,000 $353,000 $78,000 $369,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 49 $3,316,000 $67,000 $219,000 $53,000 $138,000
Collateral 38 $4,610,000 $121,000 $397,000 $74,000 $242,000
Debt-To-Income Ratio 35 $4,916,000 $140,000 $1,329,000 $63,000 $486,000
Credit Application Incomplete 17 $1,849,000 $108,000 $312,000 $72,000 $427,000
Other 8 $654,000 $81,000 $140,000 $48,000 $81,000
Unverifiable Information 3 $288,000 $96,000 $140,000 $49,000 $64,000
Insufficient Cash (Downpayment, Closing Cost) 2 $166,000 $83,000 $141,000 $72,000 $102,000
Employment History 1 $13,000 $13,000 $13,000 $100,000 $100,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Ohio Lender List