First Federal Savings And Loan Association Of Lakewood
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
First Federal Savings And Loan Association Of Lakewood 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Federal Savings And Loan Association Of Lakewood 14806 Detroit Ave Lakewood, OH 44107 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 5,039 |
| Total Mortgage Loan Application Amount | $1,344,405,000 |
| Average Mortgage Loan Application Amount | $209,000 |
| Highest Mortgage Loan Application Amount | $2,805,000 |
| Average Applicant Income | $124,600 |
| Highest Applicant Income | $2,708,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with First Federal Savings And Loan Association Of Lakewood. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Federal Savings And Loan Association Of Lakewood's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down First Federal Savings And Loan Association Of Lakewood's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Federal Savings And Loan Association Of Lakewood serves its applicants.
Each category highlights the total number of mortgage applications processed by First Federal Savings And Loan Association Of Lakewood, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Federal Savings And Loan Association Of Lakewood's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cuyahoga County Ohio | 1,848 | $ 410,470,000 | $ 222,000 | $ 137,000 |
| Lorain County Ohio | 508 | $ 127,090,000 | $ 250,000 | $ 132,000 |
| Lake County Ohio | 306 | $ 61,470,000 | $ 200,000 | $ 112,000 |
| Summit County Ohio | 301 | $ 73,495,000 | $ 244,000 | $ 161,000 |
| Medina County Ohio | 217 | $ 56,365,000 | $ 259,000 | $ 128,000 |
| Lucas County Ohio | 192 | $ 53,550,000 | $ 278,000 | $ 136,000 |
| Franklin County Ohio | 174 | $ 53,220,000 | $ 305,000 | $ 187,000 |
| Delaware County Ohio | 149 | $ 65,645,000 | $ 440,000 | $ 205,000 |
| Geauga County Ohio | 122 | $ 39,220,000 | $ 321,000 | $ 159,000 |
| Wood County Ohio | 94 | $ 29,620,000 | $ 315,000 | $ 127,000 |
| Licking County Ohio | 73 | $ 28,765,000 | $ 394,000 | $ 180,000 |
| Portage County Ohio | 71 | $ 19,135,000 | $ 269,000 | $ 148,000 |
| Hamilton County Ohio | 67 | $ 20,285,000 | $ 302,000 | $ 208,000 |
| Monroe County Michigan | 51 | $ 19,715,000 | $ 386,000 | $ 145,000 |
| Stark County Ohio | 49 | $ 14,715,000 | $ 300,000 | $ 140,000 |
| Erie County Ohio | 46 | $ 12,510,000 | $ 271,000 | $ 179,000 |
| Ottawa County Ohio | 35 | $ 11,855,000 | $ 338,000 | $ 187,000 |
| Wayne County Michigan | 32 | $ 9,460,000 | $ 295,000 | $ 162,000 |
| Union County Ohio | 32 | $ 15,360,000 | $ 480,000 | $ 239,000 |
| Tuscarawas County Ohio | 31 | $ 5,925,000 | $ 191,000 | $ 79,000 |
| Fairfield County Ohio | 30 | $ 12,180,000 | $ 406,000 | $ 185,000 |
| Warren County Ohio | 26 | $ 8,710,000 | $ 335,000 | $ 241,000 |
| Butler County Ohio | 25 | $ 6,325,000 | $ 253,000 | $ 145,000 |
| Wayne County Ohio | 23 | $ 5,615,000 | $ 244,000 | $ 130,000 |
| Washtenaw County Michigan | 22 | $ 10,520,000 | $ 478,000 | $ 188,000 |
| Ashtabula County Ohio | 20 | $ 4,370,000 | $ 218,000 | $ 115,000 |
| Lenawee County Michigan | 18 | $ 8,590,000 | $ 477,000 | $ 163,000 |
| Clermont County Ohio | 18 | $ 4,470,000 | $ 248,000 | $ 113,000 |
| Mahoning County Ohio | 17 | $ 5,495,000 | $ 323,000 | $ 178,000 |
| Huron County Ohio | 14 | $ 4,540,000 | $ 324,000 | $ 113,000 |
| Trumbull County Ohio | 14 | $ 3,500,000 | $ 250,000 | $ 117,000 |
| Hancock County Ohio | 13 | $ 5,685,000 | $ 437,000 | $ 141,000 |
| Morrow County Ohio | 13 | $ 4,925,000 | $ 378,000 | $ 141,000 |
| Collier County Florida | 11 | $ 3,955,000 | $ 359,000 | $ 273,000 |
| Boone County Kentucky | 10 | $ 2,800,000 | $ 280,000 | $ 115,000 |
| Oakland County Michigan | 10 | $ 2,860,000 | $ 286,000 | $ 153,000 |
| Richland County Ohio | 10 | $ 3,080,000 | $ 308,000 | $ 111,000 |
| Lee County Florida | 9 | $ 2,725,000 | $ 302,000 | $ 196,000 |
| Campbell County Kentucky | 9 | $ 2,995,000 | $ 332,000 | $ 161,000 |
| Jackson County Michigan | 9 | $ 4,255,000 | $ 472,000 | $ 234,000 |
| Macomb County Michigan | 9 | $ 1,275,000 | $ 141,000 | $ 138,000 |
| Knox County Ohio | 9 | $ 3,375,000 | $ 375,000 | $ 202,000 |
| Madison County Ohio | 9 | $ 2,425,000 | $ 269,000 | $ 113,000 |
| Pickaway County Ohio | 9 | $ 5,735,000 | $ 637,000 | $ 136,000 |
| Marion County Indiana | 8 | $ 760,000 | $ 95,000 | $ 129,000 |
| Clark County Ohio | 8 | $ 2,830,000 | $ 353,000 | $ 139,000 |
| Putnam County Ohio | 8 | $ 3,040,000 | $ 380,000 | $ 144,000 |
| Ashland County Ohio | 7 | $ 1,425,000 | $ 203,000 | $ 80,000 |
| Columbiana County Ohio | 7 | $ 1,905,000 | $ 272,000 | $ 117,000 |
| Henry County Ohio | 7 | $ 2,415,000 | $ 345,000 | $ 113,000 |
| Montgomery County Ohio | 7 | $ 2,075,000 | $ 296,000 | $ 195,000 |
| Muskingum County Ohio | 7 | $ 3,205,000 | $ 457,000 | $ 138,000 |
| Seneca County Ohio | 7 | $ 2,065,000 | $ 295,000 | $ 108,000 |
| Kenton County Kentucky | 6 | $ 2,020,000 | $ 336,000 | $ 94,000 |
| Fulton County Ohio | 6 | $ 2,490,000 | $ 415,000 | $ 140,000 |
| Hamilton County Indiana | 5 | $ 1,405,000 | $ 281,000 | $ 187,000 |
| Hocking County Ohio | 5 | $ 1,135,000 | $ 227,000 | $ 166,000 |
| Sandusky County Ohio | 5 | $ 1,295,000 | $ 259,000 | $ 111,000 |
| Wyandot County Ohio | 5 | $ 1,545,000 | $ 309,000 | $ 124,000 |
| Allegheny County Pennsylvania | 5 | $ 1,275,000 | $ 255,000 | $ 80,000 |
| Alachua County Florida | 4 | $ 1,410,000 | $ 352,000 | $ 157,000 |
| Palm Beach County Florida | 4 | $ 1,980,000 | $ 495,000 | $ 295,000 |
| Warren County Kentucky | 4 | $ 1,150,000 | $ 287,000 | $ 65,000 |
| Livingston County Michigan | 4 | $ 1,800,000 | $ 450,000 | $ 176,000 |
| Brown County Ohio | 4 | $ 1,290,000 | $ 322,000 | $ 144,000 |
| Carroll County Ohio | 4 | $ 1,040,000 | $ 260,000 | $ 174,000 |
| Greene County Ohio | 4 | $ 2,290,000 | $ 572,000 | $ 67,000 |
| Holmes County Ohio | 4 | $ 1,600,000 | $ 400,000 | $ 381,000 |
| Williams County Ohio | 4 | $ 1,330,000 | $ 332,000 | $ 87,000 |
| Beaver County Pennsylvania | 4 | $ 1,390,000 | $ 347,000 | $ 132,000 |
| Butler County Pennsylvania | 4 | $ 1,660,000 | $ 415,000 | $ 218,000 |
| Charlotte County Florida | 3 | $ 845,000 | $ 281,000 | $ 303,000 |
| Orange County Florida | 3 | $ 1,385,000 | $ 461,000 | $ 193,000 |
| Sarasota County Florida | 3 | $ 1,065,000 | $ 355,000 | $ 159,000 |
| Sumter County Florida | 3 | $ 545,000 | $ 181,000 | $ 45,000 |
| Cook County Illinois | 3 | $ 935,000 | $ 311,000 | $ 183,000 |
| Dearborn County Indiana | 3 | $ 1,055,000 | $ 351,000 | $ 0 |
| Jefferson County Kentucky | 3 | $ 2,055,000 | $ 685,000 | $ 290,000 |
| Crawford County Ohio | 3 | $ 645,000 | $ 215,000 | $ 140,000 |
| Miami County Ohio | 3 | $ 1,145,000 | $ 381,000 | $ 134,000 |
| Paulding County Ohio | 3 | $ 595,000 | $ 198,000 | $ 132,000 |
| Perry County Ohio | 3 | $ 955,000 | $ 318,000 | $ 115,000 |
| Scioto County Ohio | 3 | $ 685,000 | $ 228,000 | $ 115,000 |
| Van Wert County Ohio | 3 | $ 665,000 | $ 221,000 | $ 101,000 |
| Beaufort County South Carolina | 3 | $ 1,115,000 | $ 371,000 | $ 78,000 |
| Horry County South Carolina | 3 | $ 775,000 | $ 258,000 | $ 128,000 |
| Hillsborough County Florida | 2 | $ 360,000 | $ 180,000 | $ 205,000 |
| Marion County Florida | 2 | $ 390,000 | $ 195,000 | $ 74,000 |
| Pasco County Florida | 2 | $ 410,000 | $ 205,000 | $ 98,000 |
| Franklin County Indiana | 2 | $ 1,100,000 | $ 550,000 | $ 166,000 |
| Hendricks County Indiana | 2 | $ 1,180,000 | $ 590,000 | $ 222,000 |
| Grant County Kentucky | 2 | $ 1,050,000 | $ 525,000 | $ 109,000 |
| Oldham County Kentucky | 2 | $ 1,360,000 | $ 680,000 | $ 390,000 |
| Roscommon County Michigan | 2 | $ 670,000 | $ 335,000 | $ 399,000 |
| Athens County Ohio | 2 | $ 860,000 | $ 430,000 | $ 201,000 |
| Champaign County Ohio | 2 | $ 690,000 | $ 345,000 | $ 110,000 |
| Clinton County Ohio | 2 | $ 950,000 | $ 475,000 | $ 159,000 |
| Coshocton County Ohio | 2 | $ 690,000 | $ 345,000 | $ 94,000 |
| Defiance County Ohio | 2 | $ 850,000 | $ 425,000 | $ 157,000 |
| Fayette County Ohio | 2 | $ 490,000 | $ 245,000 | $ 154,000 |
| Logan County Ohio | 2 | $ 590,000 | $ 295,000 | $ 171,000 |
| Mercer County Ohio | 2 | $ 480,000 | $ 240,000 | $ 83,000 |
| Brevard County Florida | 1 | $ 335,000 | $ 335,000 | $ 190,000 |
| Broward County Florida | 1 | $ 295,000 | $ 295,000 | $ 66,000 |
| Escambia County Florida | 1 | $ 215,000 | $ 215,000 | $ 119,000 |
| Highlands County Florida | 1 | $ 625,000 | $ 625,000 | $ 315,000 |
| Manatee County Florida | 1 | $ 385,000 | $ 385,000 | $ 240,000 |
| Miami-Dade County Florida | 1 | $ 705,000 | $ 705,000 | $ 235,000 |
| Nassau County Florida | 1 | $ 315,000 | $ 315,000 | $ 365,000 |
| Osceola County Florida | 1 | $ 595,000 | $ 595,000 | $ 401,000 |
| Pinellas County Florida | 1 | $ 425,000 | $ 425,000 | $ 205,000 |
| Polk County Florida | 1 | $ 275,000 | $ 275,000 | $ 47,000 |
| Santa Rosa County Florida | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| St. Johns County Florida | 1 | $ 305,000 | $ 305,000 | $ 254,000 |
| Volusia County Florida | 1 | $ 795,000 | $ 795,000 | $ 203,000 |
| Walton County Florida | 1 | $ 405,000 | $ 405,000 | $ 246,000 |
| McHenry County Illinois | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Lake County Indiana | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Scott County Indiana | 1 | $ 115,000 | $ 115,000 | $ 0 |
| St. Joseph County Indiana | 1 | $ 515,000 | $ 515,000 | $ 305,000 |
| Bullitt County Kentucky | 1 | $ 475,000 | $ 475,000 | $ 178,000 |
| Greenup County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 111,000 |
| Madison County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Pendleton County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 57,000 |
| Scott County Kentucky | 1 | $ 765,000 | $ 765,000 | $ 372,000 |
| Anne Arundel County Maryland | 1 | $ 755,000 | $ 755,000 | $ 376,000 |
| Antrim County Michigan | 1 | $ 155,000 | $ 155,000 | $ 504,000 |
| Berrien County Michigan | 1 | $ 365,000 | $ 365,000 | $ 120,000 |
| Branch County Michigan | 1 | $ 215,000 | $ 215,000 | $ 130,000 |
| Gladwin County Michigan | 1 | $ 395,000 | $ 395,000 | $ 78,000 |
| Otsego County Michigan | 1 | $ 155,000 | $ 155,000 | $ 416,000 |
| Missoula County Montana | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Chautauqua County New York | 1 | $ 105,000 | $ 105,000 | $ 297,000 |
| Queens County New York | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| Iredell County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 120,000 |
| Mitchell County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| New Hanover County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Pender County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 102,000 |
| Surry County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 125,000 |
| Wake County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Allen County Ohio | 1 | $ 515,000 | $ 515,000 | $ 231,000 |
| Auglaize County Ohio | 1 | $ 315,000 | $ 315,000 | $ 90,000 |
| Gallia County Ohio | 1 | $ 325,000 | $ 325,000 | $ 223,000 |
| Guernsey County Ohio | 1 | $ 165,000 | $ 165,000 | $ 108,000 |
| Lawrence County Ohio | 1 | $ 445,000 | $ 445,000 | $ 425,000 |
| Marion County Ohio | 1 | $ 365,000 | $ 365,000 | $ 94,000 |
| Noble County Ohio | 1 | $ 285,000 | $ 285,000 | $ 90,000 |
| Pike County Ohio | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Ross County Ohio | 1 | $ 495,000 | $ 495,000 | $ 138,000 |
| Washington County Ohio | 1 | $ 385,000 | $ 385,000 | $ 213,000 |
| Crawford County Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 215,000 |
| Montgomery County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 167,000 |
| Venango County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 76,000 |
| Washington County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 97,000 |
| Charleston County South Carolina | 1 | $ 665,000 | $ 665,000 | $ 640,000 |
| Jasper County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Campbell County Tennessee | 1 | $ 445,000 | $ 445,000 | $ 358,000 |
| Davidson County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 376,000 |
| Henrico County Virginia | 1 | $ 805,000 | $ 805,000 | $ 320,000 |
| Cabell County West Virginia | 1 | $ 865,000 | $ 865,000 | $ 263,000 |
| Kanawha County West Virginia | 1 | $ 335,000 | $ 335,000 | $ 102,000 |
| Wetzel County West Virginia | 1 | $ 265,000 | $ 265,000 | $ 100,000 |
Mortgage Loan Application Detail Totals for First Federal Savings And Loan Association Of Lakewood in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,606 | $778,130,000 | $298,000 | $2,155,000 | $146,000 | $2,708,000 |
| Refinancing | 1,557 | $374,005,000 | $240,000 | $2,805,000 | $149,000 | $1,765,000 |
| Cash-out Refinancing | 784 | $177,900,000 | $226,000 | $2,705,000 | $132,000 | $851,000 |
| Other Purpose | 91 | $14,245,000 | $156,000 | $805,000 | $165,000 | $1,676,000 |
| Home Improvement | 1 | $125,000 | $125,000 | $125,000 | $31,000 | $31,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,961 | $1,032,915,000 | $260,000 | $1,855,000 | $142,000 | $2,708,000 |
| Not Provided | 543 | $154,625,000 | $284,000 | $1,485,000 | $166,000 | $1,625,000 |
| Not applicable | 167 | $54,935,000 | $328,000 | $2,805,000 | $0 | $0 |
| Asian | 137 | $45,715,000 | $333,000 | $1,155,000 | $176,000 | $675,000 |
| Black or African American | 97 | $20,795,000 | $214,000 | $745,000 | $122,000 | $650,000 |
| Hispanic | 93 | $20,365,000 | $218,000 | $635,000 | $119,000 | $570,000 |
| American Indian or Alaskan Native | 10 | $2,470,000 | $247,000 | $445,000 | $150,000 | $458,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,901 | $1,316,325,000 | $268,000 | $2,805,000 | $147,000 | $2,708,000 |
| FHA-insured (Federal Housing Administration) | 90 | $15,410,000 | $171,000 | $355,000 | $65,000 | $185,000 |
| VA-guaranteed (Veterans Administration) | 47 | $12,405,000 | $263,000 | $545,000 | $114,000 | $281,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $265,000 | $265,000 | $265,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,049 | $1,087,795,000 | $268,000 | $2,805,000 | $144,000 | $2,708,000 |
| Application Withdrawn By Applicant | 518 | $135,570,000 | $261,000 | $1,275,000 | $157,000 | $1,676,000 |
| File Closed For Incompleteness | 168 | $50,420,000 | $300,000 | $1,505,000 | $152,000 | $851,000 |
| Application Denied By Financial Institution | 141 | $32,845,000 | $232,000 | $825,000 | $113,000 | $768,000 |
| Loan Purchased By The Institution | 124 | $28,600,000 | $230,000 | $805,000 | $0 | $0 |
| Application Approved But Not Accepted | 39 | $9,175,000 | $235,000 | $715,000 | $122,000 | $398,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,898 | $1,311,560,000 | $267,000 | $2,805,000 | $146,000 | $2,708,000 |
| Collateral | 51 | $12,615,000 | $247,000 | $825,000 | $134,000 | $515,000 |
| Debt-To-Income Ratio | 34 | $7,940,000 | $233,000 | $555,000 | $101,000 | $768,000 |
| Credit History | 31 | $5,995,000 | $193,000 | $525,000 | $98,000 | $338,000 |
| Unverifiable Information | 8 | $1,840,000 | $230,000 | $395,000 | $96,000 | $202,000 |
| Employment History | 6 | $1,600,000 | $266,000 | $545,000 | $69,000 | $126,000 |
| Other | 6 | $1,720,000 | $286,000 | $615,000 | $145,000 | $428,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,135,000 | $227,000 | $345,000 | $99,000 | $184,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Federal Savings And Loan Association Of Lakewood's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Federal Savings And Loan Association Of Lakewood's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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