First Federal Savings And Loan Association Of Lakewood
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
First Federal Savings And Loan Association Of Lakewood 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Federal Savings And Loan Association Of Lakewood 14806 Detroit Ave Lakewood, OH 44107 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,431 |
| Total Mortgage Loan Application Amount | $938,965,000 |
| Average Mortgage Loan Application Amount | $208,400 |
| Highest Mortgage Loan Application Amount | $4,505,000 |
| Average Applicant Income | $161,200 |
| Highest Applicant Income | $1,230,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with First Federal Savings And Loan Association Of Lakewood. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Federal Savings And Loan Association Of Lakewood's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down First Federal Savings And Loan Association Of Lakewood's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Federal Savings And Loan Association Of Lakewood serves its applicants.
Each category highlights the total number of mortgage applications processed by First Federal Savings And Loan Association Of Lakewood, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Federal Savings And Loan Association Of Lakewood's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cuyahoga County Ohio | 1,241 | $ 291,675,000 | $ 235,000 | $ 158,000 |
| Lorain County Ohio | 351 | $ 75,385,000 | $ 214,000 | $ 143,000 |
| Summit County Ohio | 169 | $ 38,155,000 | $ 225,000 | $ 141,000 |
| Franklin County Ohio | 155 | $ 51,935,000 | $ 335,000 | $ 200,000 |
| Lake County Ohio | 151 | $ 33,185,000 | $ 219,000 | $ 132,000 |
| Lucas County Ohio | 133 | $ 42,615,000 | $ 320,000 | $ 163,000 |
| Medina County Ohio | 131 | $ 32,875,000 | $ 250,000 | $ 144,000 |
| Hamilton County Ohio | 87 | $ 24,385,000 | $ 280,000 | $ 157,000 |
| Delaware County Ohio | 83 | $ 39,775,000 | $ 479,000 | $ 247,000 |
| Geauga County Ohio | 77 | $ 26,425,000 | $ 343,000 | $ 206,000 |
| Wood County Ohio | 51 | $ 20,555,000 | $ 403,000 | $ 200,000 |
| Portage County Ohio | 45 | $ 11,405,000 | $ 253,000 | $ 158,000 |
| Licking County Ohio | 44 | $ 17,710,000 | $ 402,000 | $ 175,000 |
| Wayne County Michigan | 32 | $ 5,800,000 | $ 181,000 | $ 153,000 |
| Tuscarawas County Ohio | 31 | $ 5,425,000 | $ 175,000 | $ 84,000 |
| Erie County Ohio | 29 | $ 9,425,000 | $ 325,000 | $ 172,000 |
| Monroe County Michigan | 28 | $ 9,750,000 | $ 348,000 | $ 129,000 |
| Butler County Ohio | 27 | $ 4,125,000 | $ 152,000 | $ 325,000 |
| Macomb County Michigan | 24 | $ 1,960,000 | $ 81,000 | $ 151,000 |
| Fairfield County Ohio | 24 | $ 9,620,000 | $ 400,000 | $ 182,000 |
| Stark County Ohio | 24 | $ 4,090,000 | $ 170,000 | $ 105,000 |
| Ashtabula County Ohio | 20 | $ 5,840,000 | $ 292,000 | $ 196,000 |
| Ottawa County Ohio | 19 | $ 7,375,000 | $ 388,000 | $ 333,000 |
| Warren County Ohio | 15 | $ 5,915,000 | $ 394,000 | $ 242,000 |
| Clermont County Ohio | 14 | $ 3,540,000 | $ 252,000 | $ 127,000 |
| Montgomery County Ohio | 13 | $ 1,055,000 | $ 81,000 | $ 92,000 |
| Union County Ohio | 12 | $ 3,900,000 | $ 325,000 | $ 238,000 |
| Shelby County Tennessee | 12 | $ 1,060,000 | $ 88,000 | $ 159,000 |
| Marion County Indiana | 10 | $ 2,160,000 | $ 216,000 | $ 170,000 |
| Oakland County Michigan | 10 | $ 4,060,000 | $ 406,000 | $ 181,000 |
| Washtenaw County Michigan | 10 | $ 3,710,000 | $ 371,000 | $ 201,000 |
| Huron County Ohio | 10 | $ 3,890,000 | $ 389,000 | $ 129,000 |
| Lee County Florida | 9 | $ 3,945,000 | $ 438,000 | $ 288,000 |
| Baltimore City County Maryland | 9 | $ 1,405,000 | $ 156,000 | $ 0 |
| Ashland County Ohio | 9 | $ 2,175,000 | $ 241,000 | $ 91,000 |
| Cook County Illinois | 8 | $ 4,640,000 | $ 580,000 | $ 230,000 |
| Richland County Ohio | 8 | $ 2,290,000 | $ 286,000 | $ 139,000 |
| Hillsborough County Florida | 7 | $ 3,725,000 | $ 532,000 | $ 166,000 |
| Jefferson County Kentucky | 7 | $ 2,975,000 | $ 425,000 | $ 243,000 |
| Trumbull County Ohio | 7 | $ 1,445,000 | $ 206,000 | $ 172,000 |
| Pinellas County Florida | 6 | $ 3,240,000 | $ 540,000 | $ 379,000 |
| Campbell County Kentucky | 6 | $ 1,510,000 | $ 251,000 | $ 159,000 |
| Ingham County Michigan | 6 | $ 370,000 | $ 61,000 | $ 0 |
| Madison County Ohio | 6 | $ 2,720,000 | $ 453,000 | $ 176,000 |
| Pasco County Florida | 5 | $ 1,695,000 | $ 339,000 | $ 180,000 |
| Jackson County Michigan | 5 | $ 2,165,000 | $ 433,000 | $ 138,000 |
| Mecklenburg County North Carolina | 5 | $ 2,805,000 | $ 561,000 | $ 395,000 |
| Fulton County Ohio | 5 | $ 1,405,000 | $ 281,000 | $ 98,000 |
| Broward County Florida | 4 | $ 2,620,000 | $ 655,000 | $ 458,000 |
| Duval County Florida | 4 | $ 3,630,000 | $ 907,000 | $ 419,000 |
| Manatee County Florida | 4 | $ 1,380,000 | $ 345,000 | $ 125,000 |
| Kenton County Kentucky | 4 | $ 1,080,000 | $ 270,000 | $ 130,000 |
| Lenawee County Michigan | 4 | $ 2,180,000 | $ 545,000 | $ 160,000 |
| Jackson County Missouri | 4 | $ 470,000 | $ 117,000 | $ 0 |
| Crawford County Ohio | 4 | $ 1,500,000 | $ 375,000 | $ 178,000 |
| Morrow County Ohio | 4 | $ 1,130,000 | $ 282,000 | $ 92,000 |
| Seneca County Ohio | 4 | $ 990,000 | $ 247,000 | $ 173,000 |
| Allegheny County Pennsylvania | 4 | $ 2,150,000 | $ 537,000 | $ 288,000 |
| Crittenden County Arkansas | 3 | $ 225,000 | $ 75,000 | $ 0 |
| Marion County Florida | 3 | $ 525,000 | $ 175,000 | $ 0 |
| Miami-Dade County Florida | 3 | $ 1,475,000 | $ 491,000 | $ 159,000 |
| Orange County Florida | 3 | $ 2,545,000 | $ 848,000 | $ 417,000 |
| St. Johns County Florida | 3 | $ 1,635,000 | $ 545,000 | $ 226,000 |
| Lake County Indiana | 3 | $ 195,000 | $ 65,000 | $ 0 |
| Fayette County Kentucky | 3 | $ 1,995,000 | $ 665,000 | $ 416,000 |
| Kent County Michigan | 3 | $ 1,325,000 | $ 441,000 | $ 265,000 |
| Carroll County Ohio | 3 | $ 825,000 | $ 275,000 | $ 334,000 |
| Greene County Ohio | 3 | $ 2,135,000 | $ 711,000 | $ 309,000 |
| Knox County Ohio | 3 | $ 1,625,000 | $ 541,000 | $ 538,000 |
| Putnam County Ohio | 3 | $ 1,005,000 | $ 335,000 | $ 170,000 |
| Williams County Ohio | 3 | $ 715,000 | $ 238,000 | $ 129,000 |
| Lawrence County Pennsylvania | 3 | $ 885,000 | $ 295,000 | $ 149,000 |
| Montgomery County Pennsylvania | 3 | $ 2,005,000 | $ 668,000 | $ 198,000 |
| York County Pennsylvania | 3 | $ 1,095,000 | $ 365,000 | $ 274,000 |
| Horry County South Carolina | 3 | $ 1,955,000 | $ 651,000 | $ 106,000 |
| Jefferson County Alabama | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Madison County Alabama | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Pulaski County Arkansas | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Citrus County Florida | 2 | $ 570,000 | $ 285,000 | $ 250,000 |
| Lake County Florida | 2 | $ 930,000 | $ 465,000 | $ 191,000 |
| Palm Beach County Florida | 2 | $ 630,000 | $ 315,000 | $ 95,000 |
| Polk County Florida | 2 | $ 680,000 | $ 340,000 | $ 90,000 |
| Sarasota County Florida | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Boone County Kentucky | 2 | $ 1,070,000 | $ 535,000 | $ 0 |
| Livingston County Louisiana | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Emmet County Michigan | 2 | $ 760,000 | $ 380,000 | $ 350,000 |
| Hillsdale County Michigan | 2 | $ 390,000 | $ 195,000 | $ 252,000 |
| Livingston County Michigan | 2 | $ 270,000 | $ 135,000 | $ 93,000 |
| Auglaize County Ohio | 2 | $ 850,000 | $ 425,000 | $ 267,000 |
| Brown County Ohio | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Hancock County Ohio | 2 | $ 880,000 | $ 440,000 | $ 90,000 |
| Marion County Ohio | 2 | $ 220,000 | $ 110,000 | $ 67,000 |
| Perry County Ohio | 2 | $ 1,110,000 | $ 555,000 | $ 166,000 |
| Pickaway County Ohio | 2 | $ 430,000 | $ 215,000 | $ 135,000 |
| Sandusky County Ohio | 2 | $ 1,060,000 | $ 530,000 | $ 185,000 |
| Wayne County Ohio | 2 | $ 310,000 | $ 155,000 | $ 75,000 |
| Delaware County Pennsylvania | 2 | $ 870,000 | $ 435,000 | $ 252,000 |
| Hamilton County Tennessee | 2 | $ 1,380,000 | $ 690,000 | $ 305,000 |
| Knox County Tennessee | 2 | $ 920,000 | $ 460,000 | $ 108,000 |
| Alexandria County Virginia | 2 | $ 1,590,000 | $ 795,000 | $ 191,000 |
| Loudoun County Virginia | 2 | $ 1,400,000 | $ 700,000 | $ 391,000 |
| Ohio County West Virginia | 2 | $ 750,000 | $ 375,000 | $ 410,000 |
| Wood County West Virginia | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Manitowoc County Wisconsin | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Tuscaloosa County Alabama | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 515,000 | $ 515,000 | $ 0 |
| White County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 135,000 | $ 135,000 | $ 0 |
| New Castle County Delaware | 1 | $ 515,000 | $ 515,000 | $ 480,000 |
| Brevard County Florida | 1 | $ 625,000 | $ 625,000 | $ 235,000 |
| Collier County Florida | 1 | $ 255,000 | $ 255,000 | $ 62,000 |
| Flagler County Florida | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Osceola County Florida | 1 | $ 445,000 | $ 445,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Sumter County Florida | 1 | $ 345,000 | $ 345,000 | $ 145,000 |
| Volusia County Florida | 1 | $ 795,000 | $ 795,000 | $ 289,000 |
| Walton County Florida | 1 | $ 515,000 | $ 515,000 | $ 409,000 |
| DuPage County Illinois | 1 | $ 595,000 | $ 595,000 | $ 270,000 |
| Lake County Illinois | 1 | $ 675,000 | $ 675,000 | $ 208,000 |
| Macon County Illinois | 1 | $ 225,000 | $ 225,000 | $ 189,000 |
| McHenry County Illinois | 1 | $ 525,000 | $ 525,000 | $ 250,000 |
| Sangamon County Illinois | 1 | $ 415,000 | $ 415,000 | $ 262,000 |
| Boone County Indiana | 1 | $ 375,000 | $ 375,000 | $ 192,000 |
| Dearborn County Indiana | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Johnson County Indiana | 1 | $ 305,000 | $ 305,000 | $ 59,000 |
| St. Joseph County Indiana | 1 | $ 485,000 | $ 485,000 | $ 600,000 |
| Vanderburgh County Indiana | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Anderson County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 251,000 |
| Daviess County Kentucky | 1 | $ 755,000 | $ 755,000 | $ 410,000 |
| Grant County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Jessamine County Kentucky | 1 | $ 805,000 | $ 805,000 | $ 250,000 |
| Oldham County Kentucky | 1 | $ 635,000 | $ 635,000 | $ 260,000 |
| Pendleton County Kentucky | 1 | $ 415,000 | $ 415,000 | $ 138,000 |
| Perry County Kentucky | 1 | $ 345,000 | $ 345,000 | $ 512,000 |
| Rowan County Kentucky | 1 | $ 415,000 | $ 415,000 | $ 310,000 |
| Scott County Kentucky | 1 | $ 385,000 | $ 385,000 | $ 134,000 |
| Woodford County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 645,000 | $ 645,000 | $ 400,000 |
| Frederick County Maryland | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Alcona County Michigan | 1 | $ 315,000 | $ 315,000 | $ 153,000 |
| Clare County Michigan | 1 | $ 75,000 | $ 75,000 | $ 148,000 |
| Ogemaw County Michigan | 1 | $ 65,000 | $ 65,000 | $ 73,000 |
| St. Louis City County Missouri | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Erie County New York | 1 | $ 945,000 | $ 945,000 | $ 0 |
| Monroe County New York | 1 | $ 255,000 | $ 255,000 | $ 112,000 |
| Rockland County New York | 1 | $ 995,000 | $ 995,000 | $ 425,000 |
| Buncombe County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Chatham County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Cumberland County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Durham County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 375,000 |
| Guilford County North Carolina | 1 | $ 815,000 | $ 815,000 | $ 250,000 |
| Moore County North Carolina | 1 | $ 855,000 | $ 855,000 | $ 184,000 |
| Union County North Carolina | 1 | $ 1,025,000 | $ 1,025,000 | $ 0 |
| Wake County North Carolina | 1 | $ 725,000 | $ 725,000 | $ 222,000 |
| Athens County Ohio | 1 | $ 315,000 | $ 315,000 | $ 155,000 |
| Clark County Ohio | 1 | $ 415,000 | $ 415,000 | $ 157,000 |
| Columbiana County Ohio | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
| Coshocton County Ohio | 1 | $ 285,000 | $ 285,000 | $ 199,000 |
| Gallia County Ohio | 1 | $ 315,000 | $ 315,000 | $ 102,000 |
| Henry County Ohio | 1 | $ 325,000 | $ 325,000 | $ 135,000 |
| Hocking County Ohio | 1 | $ 1,175,000 | $ 1,175,000 | $ 0 |
| Mahoning County Ohio | 1 | $ 535,000 | $ 535,000 | $ 97,000 |
| Miami County Ohio | 1 | $ 1,005,000 | $ 1,005,000 | $ 500,000 |
| Ross County Ohio | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Wyandot County Ohio | 1 | $ 455,000 | $ 455,000 | $ 216,000 |
| Beaver County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 177,000 |
| Bucks County Pennsylvania | 1 | $ 555,000 | $ 555,000 | $ 288,000 |
| Lackawanna County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 200,000 |
| Lancaster County Pennsylvania | 1 | $ 555,000 | $ 555,000 | $ 475,000 |
| Lehigh County Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 139,000 |
| Luzerne County Pennsylvania | 1 | $ 425,000 | $ 425,000 | $ 225,000 |
| Philadelphia County Pennsylvania | 1 | $ 755,000 | $ 755,000 | $ 316,000 |
| Snyder County Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 260,000 |
| Anderson County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 375,000 | $ 375,000 | $ 343,000 |
| Charleston County South Carolina | 1 | $ 725,000 | $ 725,000 | $ 204,000 |
| Georgetown County South Carolina | 1 | $ 345,000 | $ 345,000 | $ 89,000 |
| Greenville County South Carolina | 1 | $ 505,000 | $ 505,000 | $ 265,000 |
| Greenwood County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Spartanburg County South Carolina | 1 | $ 555,000 | $ 555,000 | $ 203,000 |
| Blount County Tennessee | 1 | $ 1,245,000 | $ 1,245,000 | $ 0 |
| Loudon County Tennessee | 1 | $ 545,000 | $ 545,000 | $ 260,000 |
| Sevier County Tennessee | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Wilson County Tennessee | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Albemarle County Virginia | 1 | $ 935,000 | $ 935,000 | $ 325,000 |
| Arlington County Virginia | 1 | $ 835,000 | $ 835,000 | $ 330,000 |
| Chesterfield County Virginia | 1 | $ 345,000 | $ 345,000 | $ 154,000 |
| Fairfax County Virginia | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| Gloucester County Virginia | 1 | $ 495,000 | $ 495,000 | $ 340,000 |
| Lynchburg County Virginia | 1 | $ 355,000 | $ 355,000 | $ 180,000 |
| Poquoson County Virginia | 1 | $ 745,000 | $ 745,000 | $ 281,000 |
| Roanoke County Virginia | 1 | $ 285,000 | $ 285,000 | $ 58,000 |
| Roanoke City County Virginia | 1 | $ 315,000 | $ 315,000 | $ 58,000 |
| York County Virginia | 1 | $ 465,000 | $ 465,000 | $ 110,000 |
| Spokane County Washington | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 945,000 | $ 945,000 | $ 0 |
Mortgage Loan Application Detail Totals for First Federal Savings And Loan Association Of Lakewood in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,100 | $712,910,000 | $339,000 | $4,505,000 | $172,000 | $1,230,000 |
| Cash-out Refinancing | 402 | $89,180,000 | $221,000 | $1,305,000 | $140,000 | $884,000 |
| Other Purpose | 356 | $38,950,000 | $109,000 | $505,000 | $149,000 | $992,000 |
| Home Improvement | 347 | $38,385,000 | $110,000 | $925,000 | $167,000 | $1,144,000 |
| Refinancing | 226 | $59,540,000 | $263,000 | $1,445,000 | $178,000 | $1,195,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,095 | $597,335,000 | $285,000 | $2,065,000 | $158,000 | $1,230,000 |
| Not Provided | 776 | $166,890,000 | $215,000 | $1,345,000 | $172,000 | $1,144,000 |
| Not applicable | 302 | $92,020,000 | $304,000 | $4,505,000 | $0 | $0 |
| Asian | 93 | $37,555,000 | $403,000 | $1,505,000 | $313,000 | $1,150,000 |
| Black or African American | 76 | $16,020,000 | $210,000 | $1,155,000 | $123,000 | $575,000 |
| Hispanic | 57 | $14,855,000 | $260,000 | $1,245,000 | $172,000 | $1,071,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $715,000 | $238,000 | $345,000 | $93,000 | $150,000 |
| American Indian or Alaskan Native | 3 | $1,005,000 | $335,000 | $355,000 | $107,000 | $145,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,364 | $924,620,000 | $274,000 | $4,505,000 | $167,000 | $1,230,000 |
| FHA-insured (Federal Housing Administration) | 55 | $11,165,000 | $203,000 | $425,000 | $70,000 | $130,000 |
| VA-guaranteed (Veterans Administration) | 9 | $2,615,000 | $290,000 | $555,000 | $116,000 | $188,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $565,000 | $188,000 | $285,000 | $82,000 | $99,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,560 | $737,110,000 | $287,000 | $4,505,000 | $171,000 | $1,230,000 |
| Application Withdrawn By Applicant | 382 | $94,390,000 | $247,000 | $1,505,000 | $159,000 | $1,150,000 |
| Loan Purchased By The Institution | 235 | $55,865,000 | $237,000 | $1,305,000 | $0 | $0 |
| Application Denied By Financial Institution | 157 | $28,445,000 | $181,000 | $1,135,000 | $113,000 | $884,000 |
| File Closed For Incompleteness | 61 | $17,575,000 | $288,000 | $1,345,000 | $151,000 | $615,000 |
| Application Approved But Not Accepted | 36 | $5,580,000 | $155,000 | $655,000 | $153,000 | $921,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,274 | $910,520,000 | $278,000 | $4,505,000 | $169,000 | $1,230,000 |
| Debt-To-Income Ratio | 51 | $8,245,000 | $161,000 | $825,000 | $65,000 | $157,000 |
| Credit History | 39 | $3,555,000 | $91,000 | $505,000 | $126,000 | $360,000 |
| Collateral | 35 | $10,215,000 | $291,000 | $1,135,000 | $145,000 | $436,000 |
| Other | 16 | $3,600,000 | $225,000 | $915,000 | $156,000 | $450,000 |
| Unverifiable Information | 12 | $2,490,000 | $207,000 | $625,000 | $153,000 | $884,000 |
| Employment History | 3 | $285,000 | $95,000 | $135,000 | $29,000 | $50,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $55,000 | $55,000 | $55,000 | $32,000 | $32,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Federal Savings And Loan Association Of Lakewood's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Federal Savings And Loan Association Of Lakewood's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.