First Federal Savings Bank
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for Massachusetts.
The mortgage statistics and data below are specific to mortgage loan applications for First Federal Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | First Federal Savings Bank 33 Sullivan Drive Fall River, MA 02721 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2003 |
| Total Number of Mortgage Applications | 9,601 |
| Total Mortgage Loan Application Amount | $1,339,771,000 |
| Average Mortgage Loan Application Amount | $180,222 |
| Highest Mortgage Loan Application Amount | $1,990,000 |
| Average Applicant Income | $108,777 |
| Highest Applicant Income | $3,732,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bristol County Massachusetts | 3,104 | $ 371,820,000 | $ 119,000 | $ 66,000 |
| Providence County Rhode Island | 976 | $ 121,075,000 | $ 124,000 | $ 62,000 |
| Worcester County Massachusetts | 936 | $ 126,012,000 | $ 134,000 | $ 75,000 |
| Washington County Rhode Island | 419 | $ 69,805,000 | $ 166,000 | $ 100,000 |
| Plymouth County Massachusetts | 409 | $ 57,573,000 | $ 140,000 | $ 76,000 |
| Kent County Rhode Island | 392 | $ 50,343,000 | $ 128,000 | $ 101,000 |
| Newport County Rhode Island | 389 | $ 72,898,000 | $ 187,000 | $ 179,000 |
| Middlesex County Massachusetts | 363 | $ 63,377,000 | $ 174,000 | $ 133,000 |
| Barnstable County Massachusetts | 362 | $ 57,518,000 | $ 158,000 | $ 95,000 |
| Norfolk County Massachusetts | 355 | $ 61,439,000 | $ 173,000 | $ 97,000 |
| Hampden County Massachusetts | 347 | $ 37,339,000 | $ 107,000 | $ 53,000 |
| Bristol County Rhode Island | 268 | $ 40,149,000 | $ 149,000 | $ 90,000 |
| Hartford County Connecticut | 218 | $ 32,038,000 | $ 146,000 | $ 107,000 |
| Dukes County Massachusetts | 184 | $ 30,225,000 | $ 164,000 | $ 89,000 |
| New London County Connecticut | 168 | $ 22,718,000 | $ 135,000 | $ 89,000 |
| Essex County Massachusetts | 88 | $ 14,865,000 | $ 168,000 | $ 115,000 |
| Suffolk County Massachusetts | 82 | $ 17,528,000 | $ 213,000 | $ 92,000 |
| New Haven County Connecticut | 77 | $ 10,680,000 | $ 138,000 | $ 85,000 |
| Fairfield County Connecticut | 75 | $ 14,026,000 | $ 187,000 | $ 111,000 |
| Windham County Connecticut | 73 | $ 9,236,000 | $ 126,000 | $ 63,000 |
| Nantucket County Massachusetts | 43 | $ 16,121,000 | $ 374,000 | $ 369,000 |
| Middlesex County Connecticut | 40 | $ 6,952,000 | $ 173,000 | $ 87,000 |
| Tolland County Connecticut | 32 | $ 4,756,000 | $ 148,000 | $ 92,000 |
| Litchfield County Connecticut | 27 | $ 3,536,000 | $ 130,000 | $ 83,000 |
| Hampshire County Massachusetts | 26 | $ 3,008,000 | $ 115,000 | $ 74,000 |
| Rockingham County New Hampshire | 24 | $ 4,619,000 | $ 192,000 | $ 102,000 |
| Hillsborough County New Hampshire | 17 | $ 3,137,000 | $ 184,000 | $ 108,000 |
| Carroll County New Hampshire | 12 | $ 1,863,000 | $ 155,000 | $ 138,000 |
| York County Maine | 8 | $ 2,189,000 | $ 273,000 | $ 114,000 |
| Berkshire County Massachusetts | 6 | $ 630,000 | $ 105,000 | $ 55,000 |
| Franklin County Massachusetts | 6 | $ 619,000 | $ 103,000 | $ 105,000 |
| Cumberland County Maine | 5 | $ 781,000 | $ 156,000 | $ 108,000 |
| Belknap County New Hampshire | 5 | $ 587,000 | $ 117,000 | $ 102,000 |
| Grafton County New Hampshire | 5 | $ 433,000 | $ 86,000 | $ 154,000 |
| Palm Beach County Florida | 4 | $ 395,000 | $ 98,000 | $ 148,000 |
| Miami-Dade County Florida | 3 | $ 417,000 | $ 139,000 | $ 72,000 |
| Cheshire County New Hampshire | 3 | $ 520,000 | $ 173,000 | $ 141,000 |
| Merrimack County New Hampshire | 3 | $ 405,000 | $ 135,000 | $ 73,000 |
| Windham County Vermont | 3 | $ 297,000 | $ 99,000 | $ 100,000 |
| Collier County Florida | 2 | $ 597,000 | $ 298,000 | $ 171,000 |
| Escambia County Florida | 2 | $ 208,000 | $ 104,000 | $ 44,000 |
| St. Lucie County Florida | 2 | $ 175,000 | $ 87,000 | $ 43,000 |
| Oxford County Maine | 2 | $ 335,000 | $ 167,000 | $ 111,000 |
| Montgomery County Maryland | 2 | $ 629,000 | $ 314,000 | $ 155,000 |
| Coos County New Hampshire | 2 | $ 141,000 | $ 70,000 | $ 60,000 |
| Strafford County New Hampshire | 2 | $ 314,000 | $ 157,000 | $ 126,000 |
| Rockland County New York | 2 | $ 301,000 | $ 150,000 | $ 232,000 |
| Chittenden County Vermont | 2 | $ 317,000 | $ 158,000 | $ 74,000 |
| Washington County Vermont | 2 | $ 352,000 | $ 176,000 | $ 150,000 |
| Windsor County Vermont | 2 | $ 401,000 | $ 200,000 | $ 152,000 |
| Broward County Florida | 1 | $ 165,000 | $ 165,000 | $ 174,000 |
| Lee County Florida | 1 | $ 119,000 | $ 119,000 | $ 138,000 |
| Manatee County Florida | 1 | $ 106,000 | $ 106,000 | $ 85,000 |
| Martin County Florida | 1 | $ 517,000 | $ 517,000 | $ 1,000,000 |
| Osceola County Florida | 1 | $ 99,000 | $ 99,000 | $ 68,000 |
| Cobb County Georgia | 1 | $ 169,000 | $ 169,000 | $ 71,000 |
| Androscoggin County Maine | 1 | $ 93,000 | $ 93,000 | $ 39,000 |
| Hancock County Maine | 1 | $ 109,000 | $ 109,000 | $ 32,000 |
| Kennebec County Maine | 1 | $ 56,000 | $ 56,000 | $ 57,000 |
| Lincoln County Maine | 1 | $ 137,000 | $ 137,000 | $ 72,000 |
| Sullivan County New Hampshire | 1 | $ 148,000 | $ 148,000 | $ 116,000 |
| Essex County New Jersey | 1 | $ 323,000 | $ 323,000 | $ 96,000 |
| Monmouth County New Jersey | 1 | $ 290,000 | $ 290,000 | $ 178,000 |
| Putnam County New York | 1 | $ 165,000 | $ 165,000 | $ 123,000 |
| Suffolk County New York | 1 | $ 600,000 | $ 600,000 | $ 321,000 |
| Adams County Pennsylvania | 1 | $ 109,000 | $ 109,000 | $ 82,000 |
| Montgomery County Pennsylvania | 1 | $ 111,000 | $ 111,000 | $ 82,000 |
| Essex County Vermont | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Lamoille County Vermont | 1 | $ 66,000 | $ 66,000 | $ 50,000 |
| Orange County Vermont | 1 | $ 159,000 | $ 159,000 | $ 101,000 |
| Rutland County Vermont | 1 | $ 113,000 | $ 113,000 | $ 50,000 |
| Arlington County Virginia | 1 | $ 323,000 | $ 323,000 | $ 230,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Massachusetts,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Federal Savings Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 7,531 | $1,036,261,000 | $206,818 | $1,990,000 | $144,727 | $1,120,000 |
| Home Purchase (one-to-four family) | 1,165 | $248,822,000 | $186,000 | $1,340,000 | $97,100 | $3,732,000 |
| Home Improvement (one-to-four family) | 888 | $50,183,000 | $54,750 | $750,000 | $93,500 | $1,120,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 17 | $4,505,000 | $256,000 | $596,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,072 | $1,281,426,000 | $196,307 | $1,990,000 | $130,307 | $3,732,000 |
| Information not provided by applicant in mail or telephone application | 195 | $14,153,000 | $134,500 | $750,000 | $91,500 | $1,120,000 |
| Hispanic | 125 | $14,716,000 | $116,333 | $343,000 | $56,333 | $156,000 |
| Asian or Pacific Islander | 93 | $13,151,000 | $145,666 | $560,000 | $90,666 | $624,000 |
| Black | 72 | $10,399,000 | $143,333 | $486,000 | $68,666 | $271,000 |
| Other | 32 | $3,549,000 | $182,333 | $338,000 | $145,000 | $310,000 |
| American Indian or Alaskan Native | 12 | $2,377,000 | $207,333 | $735,000 | $280,666 | $2,000,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,561 | $1,333,320,000 | $197,230 | $1,990,000 | $126,692 | $3,732,000 |
| FHA-insured (Federal Housing Administration) | 32 | $4,565,000 | $142,000 | $238,000 | $54,000 | $86,000 |
| VA-guaranteed (Veterans Administration) | 6 | $970,000 | $161,000 | $230,000 | $46,000 | $68,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $916,000 | $458,000 | $640,000 | $496,500 | $920,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,621 | $1,182,777,000 | $184,615 | $1,990,000 | $131,846 | $3,732,000 |
| Application Approved But Not Accepted | 512 | $86,447,000 | $159,666 | $1,260,000 | $91,500 | $1,650,000 |
| Application Denied By Financial Institution | 249 | $43,586,000 | $140,333 | $1,000,000 | $60,500 | $1,120,000 |
| Application Withdrawn By Applicant | 147 | $16,070,000 | $96,750 | $1,260,000 | $86,500 | $942,000 |
| File Closed For Incompleteness | 69 | $9,984,000 | $222,250 | $749,000 | $102,250 | $385,000 |
| Loan Purchased By The Institution | 3 | $907,000 | $284,500 | $575,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 110 | $20,816,000 | $130,833 | $697,000 | $40,000 | $179,000 |
| Credit History | 75 | $10,423,000 | $187,000 | $350,000 | $91,750 | $238,000 |
| Collateral | 36 | $4,992,000 | $104,000 | $528,000 | $71,750 | $1,120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $2,575,000 | $253,000 | $640,000 | $95,333 | $164,000 |
| Other | 9 | $1,984,000 | $247,500 | $485,000 | $141,000 | $670,000 |
| Unverifiable Information | 4 | $1,002,000 | $250,000 | $500,000 | $88,000 | $110,000 |
| Employment History | 4 | $1,511,000 | $377,500 | $1,000,000 | $76,000 | $200,000 |
| Mortgage Insurance Denied | 2 | $283,000 | $141,500 | $218,000 | $39,500 | $48,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Massachusetts, and search similar information at your convenience.