First Financial Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
First Financial Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Financial Bank 255 East Fifth Street Suite 900 Cincinnati, OH 45202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 9,475 |
| Total Mortgage Loan Application Amount | $1,775,915,000 |
| Average Mortgage Loan Application Amount | $233,000 |
| Highest Mortgage Loan Application Amount | $36,505,000 |
| Average Applicant Income | $134,400 |
| Highest Applicant Income | $5,550,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with First Financial Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Financial Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down First Financial Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Financial Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Financial Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Financial Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 798 | $ 198,580,000 | $ 248,000 | $ 153,000 |
| Jefferson County Kentucky | 777 | $ 122,395,000 | $ 157,000 | $ 86,000 |
| Hamilton County Ohio | 702 | $ 144,730,000 | $ 206,000 | $ 114,000 |
| Butler County Ohio | 514 | $ 63,790,000 | $ 124,000 | $ 120,000 |
| Lake County Indiana | 427 | $ 63,905,000 | $ 149,000 | $ 108,000 |
| Bartholomew County Indiana | 339 | $ 57,925,000 | $ 170,000 | $ 115,000 |
| Montgomery County Ohio | 324 | $ 95,910,000 | $ 296,000 | $ 133,000 |
| Marion County Indiana | 295 | $ 43,105,000 | $ 146,000 | $ 138,000 |
| Wayne County Indiana | 245 | $ 19,645,000 | $ 80,000 | $ 69,000 |
| Delaware County Ohio | 192 | $ 90,030,000 | $ 468,000 | $ 250,000 |
| Jefferson County Indiana | 183 | $ 14,335,000 | $ 78,000 | $ 80,000 |
| Warren County Ohio | 183 | $ 32,695,000 | $ 178,000 | $ 168,000 |
| Dearborn County Indiana | 162 | $ 18,770,000 | $ 115,000 | $ 112,000 |
| Johnson County Indiana | 152 | $ 23,560,000 | $ 155,000 | $ 125,000 |
| Hamilton County Indiana | 148 | $ 35,320,000 | $ 238,000 | $ 216,000 |
| Franklin County Indiana | 144 | $ 16,370,000 | $ 113,000 | $ 95,000 |
| Ripley County Indiana | 121 | $ 16,125,000 | $ 133,000 | $ 99,000 |
| Jennings County Indiana | 116 | $ 13,190,000 | $ 113,000 | $ 94,000 |
| Kenton County Kentucky | 116 | $ 13,150,000 | $ 113,000 | $ 142,000 |
| Floyd County Indiana | 110 | $ 11,880,000 | $ 108,000 | $ 100,000 |
| Boone County Kentucky | 106 | $ 10,680,000 | $ 100,000 | $ 100,000 |
| Decatur County Indiana | 103 | $ 10,585,000 | $ 102,000 | $ 84,000 |
| Shelby County Indiana | 103 | $ 14,095,000 | $ 136,000 | $ 94,000 |
| Fayette County Indiana | 102 | $ 8,860,000 | $ 86,000 | $ 62,000 |
| Clermont County Ohio | 93 | $ 20,615,000 | $ 221,000 | $ 137,000 |
| Jackson County Indiana | 83 | $ 9,555,000 | $ 115,000 | $ 79,000 |
| Clark County Indiana | 74 | $ 6,980,000 | $ 94,000 | $ 90,000 |
| Mercer County Ohio | 72 | $ 8,760,000 | $ 121,000 | $ 95,000 |
| Rush County Indiana | 70 | $ 6,760,000 | $ 96,000 | $ 92,000 |
| Miami County Ohio | 69 | $ 8,725,000 | $ 126,000 | $ 101,000 |
| Monroe County Indiana | 66 | $ 15,930,000 | $ 241,000 | $ 234,000 |
| Campbell County Kentucky | 65 | $ 10,325,000 | $ 158,000 | $ 156,000 |
| Hendricks County Indiana | 64 | $ 9,950,000 | $ 155,000 | $ 136,000 |
| Jay County Indiana | 60 | $ 3,960,000 | $ 66,000 | $ 68,000 |
| Switzerland County Indiana | 59 | $ 6,905,000 | $ 117,000 | $ 104,000 |
| Van Wert County Ohio | 57 | $ 4,965,000 | $ 87,000 | $ 79,000 |
| Randolph County Indiana | 54 | $ 4,250,000 | $ 78,000 | $ 89,000 |
| Cuyahoga County Ohio | 54 | $ 30,430,000 | $ 563,000 | $ 192,000 |
| Mercer County Kentucky | 53 | $ 5,615,000 | $ 105,000 | $ 66,000 |
| Henry County Indiana | 51 | $ 4,645,000 | $ 91,000 | $ 86,000 |
| Carroll County Indiana | 50 | $ 3,980,000 | $ 79,000 | $ 88,000 |
| Montgomery County Indiana | 50 | $ 4,820,000 | $ 96,000 | $ 72,000 |
| Greene County Ohio | 50 | $ 9,690,000 | $ 193,000 | $ 166,000 |
| Licking County Ohio | 49 | $ 19,615,000 | $ 400,000 | $ 221,000 |
| Shelby County Kentucky | 48 | $ 11,290,000 | $ 235,000 | $ 169,000 |
| Fairfield County Ohio | 48 | $ 10,100,000 | $ 210,000 | $ 116,000 |
| Summit County Ohio | 46 | $ 11,910,000 | $ 258,000 | $ 227,000 |
| Union County Ohio | 45 | $ 21,825,000 | $ 485,000 | $ 239,000 |
| Anderson County Kentucky | 42 | $ 5,140,000 | $ 122,000 | $ 102,000 |
| Preble County Ohio | 42 | $ 3,160,000 | $ 75,000 | $ 95,000 |
| Warren County Indiana | 41 | $ 2,675,000 | $ 65,000 | $ 78,000 |
| Kankakee County Illinois | 40 | $ 4,520,000 | $ 113,000 | $ 84,000 |
| Porter County Indiana | 40 | $ 9,320,000 | $ 233,000 | $ 138,000 |
| Boone County Indiana | 36 | $ 14,760,000 | $ 410,000 | $ 272,000 |
| Darke County Ohio | 36 | $ 3,030,000 | $ 84,000 | $ 73,000 |
| Brown County Indiana | 35 | $ 6,045,000 | $ 172,000 | $ 142,000 |
| Madison County Indiana | 34 | $ 3,250,000 | $ 95,000 | $ 106,000 |
| Ohio County Indiana | 32 | $ 4,670,000 | $ 145,000 | $ 71,000 |
| Iroquois County Illinois | 31 | $ 2,675,000 | $ 86,000 | $ 72,000 |
| Bullitt County Kentucky | 30 | $ 3,810,000 | $ 127,000 | $ 84,000 |
| Greene County Indiana | 26 | $ 1,740,000 | $ 66,000 | $ 75,000 |
| Hancock County Indiana | 26 | $ 4,380,000 | $ 168,000 | $ 114,000 |
| Oldham County Kentucky | 26 | $ 10,640,000 | $ 409,000 | $ 277,000 |
| Harrison County Indiana | 25 | $ 3,215,000 | $ 128,000 | $ 86,000 |
| Auglaize County Ohio | 25 | $ 2,805,000 | $ 112,000 | $ 86,000 |
| Clinton County Ohio | 25 | $ 2,805,000 | $ 112,000 | $ 110,000 |
| Morgan County Indiana | 24 | $ 3,240,000 | $ 135,000 | $ 97,000 |
| Clark County Ohio | 24 | $ 1,960,000 | $ 81,000 | $ 83,000 |
| Cook County Illinois | 23 | $ 4,555,000 | $ 198,000 | $ 151,000 |
| Delaware County Indiana | 22 | $ 2,100,000 | $ 95,000 | $ 84,000 |
| Vermilion County Illinois | 19 | $ 1,245,000 | $ 65,000 | $ 71,000 |
| Newton County Indiana | 19 | $ 1,845,000 | $ 97,000 | $ 85,000 |
| Scott County Indiana | 18 | $ 2,170,000 | $ 120,000 | $ 125,000 |
| Paulding County Ohio | 18 | $ 1,560,000 | $ 86,000 | $ 85,000 |
| Tippecanoe County Indiana | 15 | $ 2,625,000 | $ 175,000 | $ 83,000 |
| Madison County Ohio | 15 | $ 3,665,000 | $ 244,000 | $ 174,000 |
| Fountain County Indiana | 14 | $ 950,000 | $ 67,000 | $ 67,000 |
| Medina County Ohio | 14 | $ 6,610,000 | $ 472,000 | $ 195,000 |
| Wabash County Indiana | 13 | $ 955,000 | $ 73,000 | $ 49,000 |
| Allen County Ohio | 13 | $ 1,085,000 | $ 83,000 | $ 60,000 |
| Knox County Ohio | 13 | $ 3,195,000 | $ 245,000 | $ 100,000 |
| Stark County Ohio | 13 | $ 4,855,000 | $ 373,000 | $ 189,000 |
| Hardin County Kentucky | 12 | $ 1,730,000 | $ 144,000 | $ 91,000 |
| Highland County Ohio | 12 | $ 1,170,000 | $ 97,000 | $ 348,000 |
| Howard County Indiana | 11 | $ 1,005,000 | $ 91,000 | $ 86,000 |
| Franklin County Kentucky | 11 | $ 1,705,000 | $ 155,000 | $ 94,000 |
| Lee County Florida | 10 | $ 6,460,000 | $ 646,000 | $ 823,000 |
| Allen County Indiana | 10 | $ 260,000 | $ 26,000 | $ 69,000 |
| Clinton County Indiana | 10 | $ 790,000 | $ 79,000 | $ 83,000 |
| Putnam County Indiana | 10 | $ 620,000 | $ 62,000 | $ 81,000 |
| Barren County Kentucky | 10 | $ 1,600,000 | $ 160,000 | $ 89,000 |
| Brown County Ohio | 10 | $ 630,000 | $ 63,000 | $ 65,000 |
| Fulton County Indiana | 9 | $ 905,000 | $ 100,000 | $ 111,000 |
| Vigo County Indiana | 9 | $ 345,000 | $ 38,000 | $ 187,000 |
| Trimble County Kentucky | 9 | $ 995,000 | $ 110,000 | $ 87,000 |
| Blackford County Indiana | 8 | $ 360,000 | $ 45,000 | $ 58,000 |
| Jasper County Indiana | 8 | $ 1,070,000 | $ 133,000 | $ 107,000 |
| Union County Indiana | 8 | $ 750,000 | $ 93,000 | $ 68,000 |
| Washington County Indiana | 8 | $ 1,380,000 | $ 172,000 | $ 102,000 |
| White County Indiana | 8 | $ 750,000 | $ 93,000 | $ 71,000 |
| Fayette County Kentucky | 8 | $ 2,000,000 | $ 250,000 | $ 118,000 |
| Defiance County Ohio | 8 | $ 800,000 | $ 100,000 | $ 75,000 |
| Lucas County Ohio | 8 | $ 500,000 | $ 62,000 | $ 198,000 |
| Marion County Ohio | 8 | $ 500,000 | $ 62,000 | $ 56,000 |
| Morrow County Ohio | 8 | $ 2,190,000 | $ 273,000 | $ 127,000 |
| Perry County Ohio | 8 | $ 2,850,000 | $ 356,000 | $ 221,000 |
| Portage County Ohio | 8 | $ 2,960,000 | $ 370,000 | $ 184,000 |
| Richland County Ohio | 8 | $ 1,610,000 | $ 201,000 | $ 139,000 |
| Williams County Ohio | 8 | $ 830,000 | $ 103,000 | $ 72,000 |
| Orange County Florida | 7 | $ 2,125,000 | $ 303,000 | $ 257,000 |
| Pulaski County Kentucky | 7 | $ 1,485,000 | $ 212,000 | $ 143,000 |
| Shelby County Ohio | 7 | $ 1,175,000 | $ 167,000 | $ 76,000 |
| Grant County Indiana | 6 | $ 840,000 | $ 140,000 | $ 104,000 |
| LaPorte County Indiana | 6 | $ 1,540,000 | $ 256,000 | $ 121,000 |
| Lawrence County Indiana | 6 | $ 320,000 | $ 53,000 | $ 54,000 |
| Owen County Indiana | 6 | $ 1,030,000 | $ 171,000 | $ 102,000 |
| Parke County Indiana | 6 | $ 700,000 | $ 116,000 | $ 178,000 |
| Nelson County Kentucky | 6 | $ 810,000 | $ 135,000 | $ 58,000 |
| Warren County Kentucky | 6 | $ 1,270,000 | $ 211,000 | $ 103,000 |
| Logan County Ohio | 6 | $ 1,220,000 | $ 203,000 | $ 417,000 |
| Pickaway County Ohio | 6 | $ 1,670,000 | $ 278,000 | $ 176,000 |
| Wayne County Ohio | 6 | $ 1,410,000 | $ 235,000 | $ 122,000 |
| Collier County Florida | 5 | $ 2,005,000 | $ 401,000 | $ 1,286,000 |
| Pinellas County Florida | 5 | $ 3,295,000 | $ 659,000 | $ 519,000 |
| DuPage County Illinois | 5 | $ 2,485,000 | $ 497,000 | $ 198,000 |
| Will County Illinois | 5 | $ 585,000 | $ 117,000 | $ 103,000 |
| Crawford County Indiana | 5 | $ 225,000 | $ 45,000 | $ 51,000 |
| Sullivan County Indiana | 5 | $ 75,000 | $ 15,000 | $ 36,000 |
| Wells County Indiana | 5 | $ 265,000 | $ 53,000 | $ 61,000 |
| Grant County Kentucky | 5 | $ 455,000 | $ 91,000 | $ 110,000 |
| Grayson County Kentucky | 5 | $ 555,000 | $ 111,000 | $ 111,000 |
| Athens County Ohio | 5 | $ 925,000 | $ 185,000 | $ 150,000 |
| Champaign County Ohio | 5 | $ 425,000 | $ 85,000 | $ 82,000 |
| Hocking County Ohio | 5 | $ 965,000 | $ 193,000 | $ 103,000 |
| Lorain County Ohio | 5 | $ 965,000 | $ 193,000 | $ 205,000 |
| Ross County Ohio | 5 | $ 135,000 | $ 27,000 | $ 58,000 |
| Brevard County Florida | 4 | $ 2,810,000 | $ 702,000 | $ 393,000 |
| Manatee County Florida | 4 | $ 2,930,000 | $ 732,000 | $ 620,000 |
| Livingston County Illinois | 4 | $ 280,000 | $ 70,000 | $ 59,000 |
| DeKalb County Indiana | 4 | $ 600,000 | $ 150,000 | $ 58,000 |
| Miami County Indiana | 4 | $ 60,000 | $ 15,000 | $ 40,000 |
| Boyle County Kentucky | 4 | $ 800,000 | $ 200,000 | $ 243,000 |
| Breckinridge County Kentucky | 4 | $ 260,000 | $ 65,000 | $ 69,000 |
| Carroll County Kentucky | 4 | $ 440,000 | $ 110,000 | $ 108,000 |
| Meade County Kentucky | 4 | $ 260,000 | $ 65,000 | $ 64,000 |
| Scott County Kentucky | 4 | $ 1,040,000 | $ 260,000 | $ 135,000 |
| Macomb County Michigan | 4 | $ 190,000 | $ 47,000 | $ 113,000 |
| Fayette County Ohio | 4 | $ 230,000 | $ 57,000 | $ 36,000 |
| Guernsey County Ohio | 4 | $ 100,000 | $ 25,000 | $ 70,000 |
| Horry County South Carolina | 4 | $ 1,730,000 | $ 432,000 | $ 374,000 |
| Campbell County Tennessee | 4 | $ 1,290,000 | $ 322,000 | $ 178,000 |
| Hillsborough County Florida | 3 | $ 705,000 | $ 235,000 | $ 195,000 |
| Lake County Florida | 3 | $ 525,000 | $ 175,000 | $ 310,000 |
| Osceola County Florida | 3 | $ 445,000 | $ 148,000 | $ 273,000 |
| Polk County Florida | 3 | $ 705,000 | $ 235,000 | $ 108,000 |
| Sarasota County Florida | 3 | $ 525,000 | $ 175,000 | $ 473,000 |
| St. Lucie County Florida | 3 | $ 805,000 | $ 268,000 | $ 73,000 |
| Walton County Florida | 3 | $ 1,185,000 | $ 395,000 | $ 316,000 |
| Champaign County Illinois | 3 | $ 1,035,000 | $ 345,000 | $ 257,000 |
| Lake County Illinois | 3 | $ 715,000 | $ 238,000 | $ 160,000 |
| Clay County Indiana | 3 | $ 305,000 | $ 101,000 | $ 81,000 |
| Knox County Indiana | 3 | $ 115,000 | $ 38,000 | $ 128,000 |
| Kosciusko County Indiana | 3 | $ 325,000 | $ 108,000 | $ 114,000 |
| Orange County Indiana | 3 | $ 255,000 | $ 85,000 | $ 86,000 |
| Pulaski County Indiana | 3 | $ 595,000 | $ 198,000 | $ 48,000 |
| Tipton County Indiana | 3 | $ 115,000 | $ 38,000 | $ 74,000 |
| Vanderburgh County Indiana | 3 | $ 28,525,000 | $ 9,508,000 | $ 62,000 |
| Bracken County Kentucky | 3 | $ 205,000 | $ 68,000 | $ 85,000 |
| Spencer County Kentucky | 3 | $ 785,000 | $ 261,000 | $ 124,000 |
| Washington County Kentucky | 3 | $ 215,000 | $ 71,000 | $ 25,000 |
| Oakland County Michigan | 3 | $ 1,375,000 | $ 458,000 | $ 215,000 |
| Erie County Ohio | 3 | $ 375,000 | $ 125,000 | $ 221,000 |
| Geauga County Ohio | 3 | $ 2,755,000 | $ 918,000 | $ 359,000 |
| Hardin County Ohio | 3 | $ 135,000 | $ 45,000 | $ 36,000 |
| Mahoning County Ohio | 3 | $ 535,000 | $ 178,000 | $ 111,000 |
| Muskingum County Ohio | 3 | $ 205,000 | $ 68,000 | $ 57,000 |
| Elmore County Alabama | 2 | $ 90,000 | $ 45,000 | $ 105,000 |
| Charlotte County Florida | 2 | $ 650,000 | $ 325,000 | $ 245,000 |
| Indian River County Florida | 2 | $ 1,430,000 | $ 715,000 | $ 269,000 |
| Palm Beach County Florida | 2 | $ 3,850,000 | $ 1,925,000 | $ 343,000 |
| Coles County Illinois | 2 | $ 240,000 | $ 120,000 | $ 69,000 |
| Benton County Indiana | 2 | $ 100,000 | $ 50,000 | $ 56,000 |
| Cass County Indiana | 2 | $ 110,000 | $ 55,000 | $ 79,000 |
| Daviess County Indiana | 2 | $ 100,000 | $ 50,000 | $ 69,000 |
| St. Joseph County Indiana | 2 | $ 530,000 | $ 265,000 | $ 150,000 |
| Vermillion County Indiana | 2 | $ 120,000 | $ 60,000 | $ 80,000 |
| Cumberland County Kentucky | 2 | $ 130,000 | $ 65,000 | $ 81,000 |
| Gallatin County Kentucky | 2 | $ 110,000 | $ 55,000 | $ 82,000 |
| Harrison County Kentucky | 2 | $ 90,000 | $ 45,000 | $ 38,000 |
| Henry County Kentucky | 2 | $ 290,000 | $ 145,000 | $ 185,000 |
| Hopkins County Kentucky | 2 | $ 70,000 | $ 35,000 | $ 25,000 |
| Lincoln County Kentucky | 2 | $ 190,000 | $ 95,000 | $ 42,000 |
| Madison County Kentucky | 2 | $ 30,000 | $ 15,000 | $ 40,000 |
| Marion County Kentucky | 2 | $ 150,000 | $ 75,000 | $ 37,000 |
| Pendleton County Kentucky | 2 | $ 530,000 | $ 265,000 | $ 129,000 |
| Wayne County Kentucky | 2 | $ 100,000 | $ 50,000 | $ 87,000 |
| Kalamazoo County Michigan | 2 | $ 33,640,000 | $ 16,820,000 | $ 118,000 |
| Kent County Michigan | 2 | $ 10,000 | $ 5,000 | $ 147,000 |
| Leelanau County Michigan | 2 | $ 1,420,000 | $ 710,000 | $ 1,198,000 |
| Wayne County Michigan | 2 | $ 60,000 | $ 30,000 | $ 35,000 |
| Ashtabula County Ohio | 2 | $ 990,000 | $ 495,000 | $ 112,000 |
| Coshocton County Ohio | 2 | $ 1,740,000 | $ 870,000 | $ 247,000 |
| Henry County Ohio | 2 | $ 580,000 | $ 290,000 | $ 199,000 |
| Morgan County Ohio | 2 | $ 60,000 | $ 30,000 | $ 55,000 |
| Sandusky County Ohio | 2 | $ 20,000 | $ 10,000 | $ 88,000 |
| Scioto County Ohio | 2 | $ 60,000 | $ 30,000 | $ 70,000 |
| Trumbull County Ohio | 2 | $ 280,000 | $ 140,000 | $ 142,000 |
| Shelby County Tennessee | 2 | $ 330,000 | $ 165,000 | $ 323,000 |
| Lauderdale County Alabama | 1 | $ 105,000 | $ 105,000 | $ 220,000 |
| Anchorage County Alaska | 1 | $ 5,000 | $ 5,000 | $ 46,000 |
| Maricopa County Arizona | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Douglas County Colorado | 1 | $ 20,005,000 | $ 20,005,000 | $ 0 |
| El Paso County Colorado | 1 | $ 685,000 | $ 685,000 | $ 181,000 |
| Garfield County Colorado | 1 | $ 155,000 | $ 155,000 | $ 112,000 |
| Broward County Florida | 1 | $ 85,000 | $ 85,000 | $ 248,000 |
| Monroe County Florida | 1 | $ 605,000 | $ 605,000 | $ 426,000 |
| Nassau County Florida | 1 | $ 3,325,000 | $ 3,325,000 | $ 1,363,000 |
| Seminole County Florida | 1 | $ 115,000 | $ 115,000 | $ 121,000 |
| St. Johns County Florida | 1 | $ 395,000 | $ 395,000 | $ 275,000 |
| Volusia County Florida | 1 | $ 315,000 | $ 315,000 | $ 388,000 |
| Camden County Georgia | 1 | $ 225,000 | $ 225,000 | $ 35,000 |
| Cobb County Georgia | 1 | $ 1,005,000 | $ 1,005,000 | $ 375,000 |
| Columbia County Georgia | 1 | $ 5,000 | $ 5,000 | $ 37,000 |
| DeKalb County Georgia | 1 | $ 55,000 | $ 55,000 | $ 210,000 |
| Dodge County Georgia | 1 | $ 55,000 | $ 55,000 | $ 6,000 |
| Effingham County Georgia | 1 | $ 295,000 | $ 295,000 | $ 79,000 |
| Forsyth County Georgia | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
| Gwinnett County Georgia | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Richmond County Georgia | 1 | $ 5,000 | $ 5,000 | $ 49,000 |
| Tift County Georgia | 1 | $ 5,000 | $ 5,000 | $ 33,000 |
| Bonneville County Idaho | 1 | $ 5,000 | $ 5,000 | $ 5,000 |
| Teton County Idaho | 1 | $ 725,000 | $ 725,000 | $ 1,782,000 |
| Clark County Illinois | 1 | $ 15,000 | $ 15,000 | $ 73,000 |
| Grundy County Illinois | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Kendall County Illinois | 1 | $ 15,000 | $ 15,000 | $ 25,000 |
| Madison County Illinois | 1 | $ 25,000 | $ 25,000 | $ 134,000 |
| St. Clair County Illinois | 1 | $ 5,000 | $ 5,000 | $ 46,000 |
| Woodford County Illinois | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Huntington County Indiana | 1 | $ 45,000 | $ 45,000 | $ 18,000 |
| Marshall County Indiana | 1 | $ 245,000 | $ 245,000 | $ 228,000 |
| Pike County Indiana | 1 | $ 475,000 | $ 475,000 | $ 173,000 |
| Spencer County Indiana | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Whitley County Indiana | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Finney County Kansas | 1 | $ 45,000 | $ 45,000 | $ 49,000 |
| Wyandotte County Kansas | 1 | $ 35,000 | $ 35,000 | $ 27,000 |
| Adair County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 50,000 |
| Allen County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Bourbon County Kentucky | 1 | $ 405,000 | $ 405,000 | $ 125,000 |
| Daviess County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 12,000 |
| Garrard County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 125,000 |
| Graves County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 96,000 |
| Green County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 83,000 |
| Jessamine County Kentucky | 1 | $ 585,000 | $ 585,000 | $ 189,000 |
| Larue County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 12,000 |
| Laurel County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 3,000 |
| Marshall County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 73,000 |
| Mason County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 135,000 |
| Monroe County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 38,000 |
| Montgomery County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
| Ohio County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 19,000 |
| Owen County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 136,000 |
| Perry County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 23,000 |
| Robertson County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Rowan County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Russell County Kentucky | 1 | $ 265,000 | $ 265,000 | $ 104,000 |
| Taylor County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Woodford County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 61,000 |
| Allegan County Michigan | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Antrim County Michigan | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Genesee County Michigan | 1 | $ 5,000 | $ 5,000 | $ 71,000 |
| Hillsdale County Michigan | 1 | $ 425,000 | $ 425,000 | $ 600,000 |
| Olmsted County Minnesota | 1 | $ 33,005,000 | $ 33,005,000 | $ 0 |
| Buchanan County Missouri | 1 | $ 25,000 | $ 25,000 | $ 12,000 |
| Cape Girardeau County Missouri | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| Adams County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 2,000 |
| Washoe County Nevada | 1 | $ 75,000 | $ 75,000 | $ 154,000 |
| Caldwell County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 36,000 |
| Chatham County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 99,000 |
| McDowell County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 177,000 |
| Adams County Ohio | 1 | $ 5,000 | $ 5,000 | $ 40,000 |
| Belmont County Ohio | 1 | $ 115,000 | $ 115,000 | $ 228,000 |
| Crawford County Ohio | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Hancock County Ohio | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
| Holmes County Ohio | 1 | $ 245,000 | $ 245,000 | $ 166,000 |
| Huron County Ohio | 1 | $ 35,000 | $ 35,000 | $ 121,000 |
| Jackson County Ohio | 1 | $ 35,000 | $ 35,000 | $ 59,000 |
| Jefferson County Ohio | 1 | $ 5,000 | $ 5,000 | $ 174,000 |
| Lawrence County Ohio | 1 | $ 445,000 | $ 445,000 | $ 458,000 |
| Noble County Ohio | 1 | $ 555,000 | $ 555,000 | $ 194,000 |
| Pike County Ohio | 1 | $ 5,000 | $ 5,000 | $ 12,000 |
| Putnam County Ohio | 1 | $ 225,000 | $ 225,000 | $ 82,000 |
| Tuscarawas County Ohio | 1 | $ 825,000 | $ 825,000 | $ 272,000 |
| Vinton County Ohio | 1 | $ 285,000 | $ 285,000 | $ 137,000 |
| Washington County Ohio | 1 | $ 5,000 | $ 5,000 | $ 35,000 |
| Major County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 23,000 |
| Pottawatomie County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Allegheny County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Bucks County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Chester County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Monroe County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 23,000 |
| Westmoreland County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| Kent County Rhode Island | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
| Charleston County South Carolina | 1 | $ 505,000 | $ 505,000 | $ 542,000 |
| Greenville County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 62,000 |
| Greenwood County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Lexington County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 147,000 |
| Cheatham County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Cumberland County Tennessee | 1 | $ 925,000 | $ 925,000 | $ 275,000 |
| Davidson County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 170,000 |
| Jefferson County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 97,000 |
| Loudon County Tennessee | 1 | $ 1,055,000 | $ 1,055,000 | $ 505,000 |
| Polk County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Putnam County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 110,000 |
| Sevier County Tennessee | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Union County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Williamson County Tennessee | 1 | $ 725,000 | $ 725,000 | $ 360,000 |
| Denton County Texas | 1 | $ 5,005,000 | $ 5,005,000 | $ 1,091,000 |
| Frederick County Virginia | 1 | $ 255,000 | $ 255,000 | $ 148,000 |
| Halifax County Virginia | 1 | $ 15,000 | $ 15,000 | $ 133,000 |
| Loudoun County Virginia | 1 | $ 935,000 | $ 935,000 | $ 329,000 |
| Montgomery County Virginia | 1 | $ 25,000 | $ 25,000 | $ 117,000 |
| Rappahannock County Virginia | 1 | $ 1,385,000 | $ 1,385,000 | $ 520,000 |
| Roanoke County Virginia | 1 | $ 365,000 | $ 365,000 | $ 110,000 |
| Rockingham County Virginia | 1 | $ 195,000 | $ 195,000 | $ 667,000 |
| Virginia Beach County Virginia | 1 | $ 55,000 | $ 55,000 | $ 199,000 |
| Kanawha County West Virginia | 1 | $ 5,000 | $ 5,000 | $ 44,000 |
| Wood County West Virginia | 1 | $ 5,000 | $ 5,000 | $ 14,000 |
Mortgage Loan Application Detail Totals for First Financial Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,424 | $959,680,000 | $280,000 | $36,505,000 | $116,000 | $3,027,000 |
| Cash-out Refinancing | 2,301 | $275,525,000 | $119,000 | $5,005,000 | $116,000 | $2,015,000 |
| Home Improvement | 1,754 | $226,070,000 | $128,000 | $10,005,000 | $129,000 | $3,672,000 |
| Other Purpose | 1,745 | $180,245,000 | $103,000 | $895,000 | $134,000 | $5,550,000 |
| Refinancing | 251 | $134,395,000 | $535,000 | $13,555,000 | $177,000 | $1,378,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,921 | $1,112,175,000 | $160,000 | $5,005,000 | $127,000 | $3,027,000 |
| Hispanic | 917 | $108,245,000 | $118,000 | $865,000 | $69,000 | $1,719,000 |
| Not Provided | 688 | $129,830,000 | $188,000 | $2,505,000 | $149,000 | $3,672,000 |
| Black or African American | 614 | $74,130,000 | $120,000 | $1,355,000 | $94,000 | $2,113,000 |
| Asian | 180 | $59,510,000 | $330,000 | $2,115,000 | $217,000 | $1,512,000 |
| American Indian or Alaskan Native | 49 | $8,795,000 | $179,000 | $975,000 | $74,000 | $245,000 |
| Not applicable | 41 | $264,955,000 | $6,462,000 | $36,505,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 3 | $845,000 | $281,000 | $635,000 | $35,000 | $60,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,236 | $1,727,100,000 | $186,000 | $36,505,000 | $124,000 | $5,550,000 |
| FHA-insured (Federal Housing Administration) | 201 | $40,545,000 | $201,000 | $495,000 | $76,000 | $203,000 |
| VA-guaranteed (Veterans Administration) | 27 | $6,695,000 | $247,000 | $555,000 | $104,000 | $278,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 11 | $1,575,000 | $143,000 | $225,000 | $62,000 | $90,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,043 | $1,286,245,000 | $212,000 | $33,605,000 | $135,000 | $3,672,000 |
| Application Denied By Financial Institution | 2,738 | $298,030,000 | $108,000 | $2,505,000 | $93,000 | $5,550,000 |
| Application Withdrawn By Applicant | 564 | $135,710,000 | $240,000 | $5,005,000 | $141,000 | $1,660,000 |
| Application Approved But Not Accepted | 95 | $49,485,000 | $520,000 | $36,505,000 | $109,000 | $808,000 |
| File Closed For Incompleteness | 35 | $6,445,000 | $184,000 | $575,000 | $129,000 | $580,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,737 | $1,477,885,000 | $219,000 | $36,505,000 | $136,000 | $3,672,000 |
| Credit History | 933 | $53,745,000 | $57,000 | $765,000 | $89,000 | $5,550,000 |
| Debt-To-Income Ratio | 886 | $113,870,000 | $128,000 | $1,845,000 | $62,000 | $590,000 |
| Credit Application Incomplete | 563 | $90,735,000 | $161,000 | $2,255,000 | $132,000 | $1,500,000 |
| Collateral | 259 | $29,195,000 | $112,000 | $2,505,000 | $134,000 | $2,113,000 |
| Other | 51 | $6,245,000 | $122,000 | $905,000 | $89,000 | $325,000 |
| Employment History | 18 | $1,470,000 | $81,000 | $265,000 | $79,000 | $240,000 |
| Unverifiable Information | 16 | $1,500,000 | $93,000 | $355,000 | $88,000 | $277,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $1,270,000 | $105,000 | $385,000 | $69,000 | $119,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Financial Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.