First Financial Bank Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
First Financial Bank Na 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Financial Bank Na 255 East Fifth Street Suite #900 Cincinnati, OH 45202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,420 |
| Total Mortgage Loan Application Amount | $358,860,000 |
| Average Mortgage Loan Application Amount | $105,666 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $80,666 |
| Highest Applicant Income | $9,498,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with First Financial Bank Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Financial Bank Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down First Financial Bank Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Financial Bank Na serves its applicants.
Each category highlights the total number of mortgage applications processed by First Financial Bank Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Financial Bank Na's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Butler County Ohio | 386 | $ 48,739,000 | $ 126,000 | $ 79,000 |
| Hamilton County Ohio | 372 | $ 64,334,000 | $ 172,000 | $ 85,000 |
| Lake County Indiana | 260 | $ 34,374,000 | $ 132,000 | $ 73,000 |
| Warren County Ohio | 167 | $ 33,345,000 | $ 199,000 | $ 96,000 |
| Montgomery County Ohio | 131 | $ 19,117,000 | $ 145,000 | $ 70,000 |
| Bartholomew County Indiana | 126 | $ 20,001,000 | $ 158,000 | $ 87,000 |
| Mercer County Ohio | 74 | $ 7,642,000 | $ 103,000 | $ 60,000 |
| Marion County Indiana | 71 | $ 8,434,000 | $ 118,000 | $ 197,000 |
| Dearborn County Indiana | 50 | $ 6,773,000 | $ 135,000 | $ 59,000 |
| Clermont County Ohio | 50 | $ 8,922,000 | $ 178,000 | $ 85,000 |
| Boone County Kentucky | 44 | $ 6,241,000 | $ 141,000 | $ 66,000 |
| Greene County Ohio | 38 | $ 5,721,000 | $ 150,000 | $ 89,000 |
| Monroe County Indiana | 37 | $ 6,126,000 | $ 165,000 | $ 116,000 |
| Kenton County Kentucky | 35 | $ 5,086,000 | $ 145,000 | $ 82,000 |
| Van Wert County Ohio | 33 | $ 3,061,000 | $ 92,000 | $ 54,000 |
| Hamilton County Indiana | 29 | $ 7,371,000 | $ 254,000 | $ 180,000 |
| Shelby County Indiana | 24 | $ 2,551,000 | $ 106,000 | $ 51,000 |
| Carroll County Indiana | 23 | $ 2,162,000 | $ 94,000 | $ 61,000 |
| Johnson County Indiana | 21 | $ 3,233,000 | $ 153,000 | $ 105,000 |
| Campbell County Kentucky | 18 | $ 4,973,000 | $ 276,000 | $ 121,000 |
| Hendricks County Indiana | 17 | $ 3,474,000 | $ 204,000 | $ 87,000 |
| Jennings County Indiana | 17 | $ 1,177,000 | $ 69,000 | $ 54,000 |
| Fayette County Indiana | 16 | $ 1,260,000 | $ 78,000 | $ 72,000 |
| Highland County Ohio | 16 | $ 1,457,000 | $ 91,000 | $ 53,000 |
| Preble County Ohio | 16 | $ 2,553,000 | $ 159,000 | $ 74,000 |
| Jackson County Indiana | 14 | $ 1,757,000 | $ 125,000 | $ 85,000 |
| Auglaize County Ohio | 14 | $ 1,399,000 | $ 99,000 | $ 58,000 |
| Williams County Ohio | 14 | $ 1,200,000 | $ 85,000 | $ 52,000 |
| Tippecanoe County Indiana | 12 | $ 2,173,000 | $ 181,000 | $ 125,000 |
| Franklin County Ohio | 12 | $ 2,990,000 | $ 249,000 | $ 108,000 |
| Decatur County Indiana | 11 | $ 1,088,000 | $ 98,000 | $ 55,000 |
| Paulding County Ohio | 11 | $ 954,000 | $ 86,000 | $ 74,000 |
| Fulton County Indiana | 10 | $ 1,113,000 | $ 111,000 | $ 45,000 |
| Porter County Indiana | 10 | $ 1,677,000 | $ 167,000 | $ 81,000 |
| Clinton County Indiana | 9 | $ 818,000 | $ 90,000 | $ 76,000 |
| Ohio County Indiana | 9 | $ 747,000 | $ 83,000 | $ 62,000 |
| Allen County Ohio | 9 | $ 841,000 | $ 93,000 | $ 42,000 |
| Miami County Ohio | 9 | $ 1,084,000 | $ 120,000 | $ 76,000 |
| Sandusky County Ohio | 9 | $ 1,551,000 | $ 172,000 | $ 50,000 |
| Boone County Indiana | 8 | $ 1,595,000 | $ 199,000 | $ 89,000 |
| Clinton County Ohio | 8 | $ 706,000 | $ 88,000 | $ 41,000 |
| Clark County Ohio | 7 | $ 784,000 | $ 112,000 | $ 45,000 |
| Cook County Illinois | 6 | $ 664,000 | $ 110,000 | $ 72,000 |
| Blackford County Indiana | 6 | $ 492,000 | $ 82,000 | $ 37,000 |
| Brown County Indiana | 6 | $ 1,112,000 | $ 185,000 | $ 127,000 |
| Franklin County Indiana | 6 | $ 822,000 | $ 137,000 | $ 63,000 |
| Jay County Indiana | 6 | $ 963,000 | $ 160,000 | $ 101,000 |
| Ripley County Indiana | 6 | $ 774,000 | $ 129,000 | $ 57,000 |
| Morgan County Indiana | 5 | $ 881,000 | $ 176,000 | $ 54,000 |
| Wabash County Indiana | 5 | $ 240,000 | $ 48,000 | $ 33,000 |
| White County Indiana | 5 | $ 434,000 | $ 86,000 | $ 85,000 |
| Brown County Ohio | 5 | $ 795,000 | $ 159,000 | $ 65,000 |
| Darke County Ohio | 5 | $ 633,000 | $ 126,000 | $ 70,000 |
| Switzerland County Indiana | 4 | $ 372,000 | $ 93,000 | $ 40,000 |
| Cuyahoga County Ohio | 4 | $ 575,000 | $ 143,000 | $ 73,000 |
| Defiance County Ohio | 4 | $ 383,000 | $ 95,000 | $ 48,000 |
| Collier County Florida | 3 | $ 1,045,000 | $ 348,000 | $ 762,000 |
| Delaware County Indiana | 3 | $ 1,018,000 | $ 339,000 | $ 76,000 |
| Jefferson County Indiana | 3 | $ 935,000 | $ 311,000 | $ 85,000 |
| Kosciusko County Indiana | 3 | $ 642,000 | $ 214,000 | $ 528,000 |
| Madison County Indiana | 3 | $ 443,000 | $ 147,000 | $ 107,000 |
| Miami County Indiana | 3 | $ 506,000 | $ 168,000 | $ 33,000 |
| Randolph County Indiana | 3 | $ 230,000 | $ 76,000 | $ 45,000 |
| Pulaski County Kentucky | 3 | $ 270,000 | $ 90,000 | $ 79,000 |
| Putnam County Ohio | 3 | $ 307,000 | $ 102,000 | $ 57,000 |
| Seneca County Ohio | 3 | $ 530,000 | $ 176,000 | $ 31,000 |
| Campbell County Tennessee | 3 | $ 877,000 | $ 292,000 | $ 224,000 |
| Leon County Florida | 2 | $ 1,005,000 | $ 502,000 | $ 1,147,000 |
| Manatee County Florida | 2 | $ 386,000 | $ 193,000 | $ 186,000 |
| Sarasota County Florida | 2 | $ 624,000 | $ 312,000 | $ 199,000 |
| Howard County Indiana | 2 | $ 346,000 | $ 173,000 | $ 34,000 |
| Lawrence County Indiana | 2 | $ 1,302,000 | $ 651,000 | $ 18,000 |
| Newton County Indiana | 2 | $ 211,000 | $ 105,000 | $ 58,000 |
| Orange County Indiana | 2 | $ 202,000 | $ 101,000 | $ 67,000 |
| Rush County Indiana | 2 | $ 162,000 | $ 81,000 | $ 26,000 |
| Whitley County Indiana | 2 | $ 112,000 | $ 56,000 | $ 34,000 |
| Hillsdale County Michigan | 2 | $ 206,000 | $ 103,000 | $ 120,000 |
| Jackson County Ohio | 2 | $ 191,000 | $ 95,000 | $ 108,000 |
| Orange County California | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Broward County Florida | 1 | $ 300,000 | $ 300,000 | $ 93,000 |
| Flagler County Florida | 1 | $ 98,000 | $ 98,000 | $ 256,000 |
| Hernando County Florida | 1 | $ 117,000 | $ 117,000 | $ 70,000 |
| Marion County Florida | 1 | $ 120,000 | $ 120,000 | $ 44,000 |
| Palm Beach County Florida | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| Walton County Florida | 1 | $ 57,000 | $ 57,000 | $ 48,000 |
| Grundy County Illinois | 1 | $ 53,000 | $ 53,000 | $ 31,000 |
| McHenry County Illinois | 1 | $ 361,000 | $ 361,000 | $ 210,000 |
| Peoria County Illinois | 1 | $ 141,000 | $ 141,000 | $ 37,000 |
| Allen County Indiana | 1 | $ 69,000 | $ 69,000 | $ 46,000 |
| Grant County Indiana | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Hancock County Indiana | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Jasper County Indiana | 1 | $ 156,000 | $ 156,000 | $ 45,000 |
| LaGrange County Indiana | 1 | $ 169,000 | $ 169,000 | $ 211,000 |
| LaPorte County Indiana | 1 | $ 122,000 | $ 122,000 | $ 43,000 |
| Parke County Indiana | 1 | $ 216,000 | $ 216,000 | $ 91,000 |
| Putnam County Indiana | 1 | $ 136,000 | $ 136,000 | $ 37,000 |
| St. Joseph County Indiana | 1 | $ 144,000 | $ 144,000 | $ 64,000 |
| Union County Indiana | 1 | $ 240,000 | $ 240,000 | $ 156,000 |
| Washington County Indiana | 1 | $ 158,000 | $ 158,000 | $ 61,000 |
| Wells County Indiana | 1 | $ 87,000 | $ 87,000 | $ 41,000 |
| Bourbon County Kentucky | 1 | $ 320,000 | $ 320,000 | $ 98,000 |
| Bracken County Kentucky | 1 | $ 98,000 | $ 98,000 | $ 111,000 |
| Bullitt County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Cumberland County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Franklin County Kentucky | 1 | $ 96,000 | $ 96,000 | $ 25,000 |
| Gallatin County Kentucky | 1 | $ 144,000 | $ 144,000 | $ 51,000 |
| Lewis County Kentucky | 1 | $ 21,000 | $ 21,000 | $ 28,000 |
| Antrim County Michigan | 1 | $ 25,000 | $ 25,000 | $ 122,000 |
| Eaton County Michigan | 1 | $ 94,000 | $ 94,000 | $ 74,000 |
| Emmet County Michigan | 1 | $ 380,000 | $ 380,000 | $ 278,000 |
| Livingston County Michigan | 1 | $ 132,000 | $ 132,000 | $ 70,000 |
| Oakland County Michigan | 1 | $ 70,000 | $ 70,000 | $ 800,000 |
| Hennepin County Minnesota | 1 | $ 872,000 | $ 872,000 | $ 4,618,000 |
| Adams County Ohio | 1 | $ 93,000 | $ 93,000 | $ 36,000 |
| Champaign County Ohio | 1 | $ 39,000 | $ 39,000 | $ 102,000 |
| Delaware County Ohio | 1 | $ 406,000 | $ 406,000 | $ 162,000 |
| Richland County Ohio | 1 | $ 90,000 | $ 90,000 | $ 22,000 |
| Ross County Ohio | 1 | $ 96,000 | $ 96,000 | $ 29,000 |
| Summit County Ohio | 1 | $ 273,000 | $ 273,000 | $ 135,000 |
| Wood County Ohio | 1 | $ 164,000 | $ 164,000 | $ 47,000 |
| Beaufort County South Carolina | 1 | $ 233,000 | $ 233,000 | $ 61,000 |
| Grainger County Tennessee | 1 | $ 143,000 | $ 143,000 | $ 122,000 |
| Hamilton County Tennessee | 1 | $ 166,000 | $ 166,000 | $ 81,000 |
Mortgage Loan Application Detail Totals for First Financial Bank Na in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,181 | $172,133,000 | $145,000 | $2,950,000 | $83,000 | $9,498,000 |
| Refinancing | 1,180 | $185,807,000 | $157,000 | $4,000,000 | $93,000 | $4,618,000 |
| Home Improvement | 59 | $920,000 | $15,000 | $62,000 | $66,000 | $182,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,074 | $286,565,000 | $138,000 | $1,380,000 | $84,000 | $4,618,000 |
| Not Provided | 129 | $19,679,000 | $152,000 | $1,000,000 | $123,000 | $1,437,000 |
| Not applicable | 80 | $31,526,000 | $394,000 | $4,000,000 | $0 | $0 |
| Hispanic | 51 | $7,311,000 | $143,000 | $560,000 | $70,000 | $231,000 |
| Black or African American | 48 | $6,790,000 | $141,000 | $1,100,000 | $267,000 | $9,498,000 |
| Asian | 32 | $6,081,000 | $190,000 | $562,000 | $137,000 | $729,000 |
| American Indian or Alaskan Native | 3 | $467,000 | $155,000 | $216,000 | $41,000 | $93,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $441,000 | $147,000 | $176,000 | $87,000 | $128,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,975 | $305,236,000 | $154,000 | $4,000,000 | $96,000 | $9,498,000 |
| FHA-insured (Federal Housing Administration) | 351 | $40,845,000 | $116,000 | $337,000 | $50,000 | $370,000 |
| VA-guaranteed (Veterans Administration) | 67 | $9,771,000 | $145,000 | $305,000 | $59,000 | $159,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 27 | $3,008,000 | $111,000 | $237,000 | $48,000 | $92,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,767 | $277,332,000 | $156,000 | $4,000,000 | $91,000 | $9,498,000 |
| Application Denied By Financial Institution | 462 | $56,312,000 | $121,000 | $904,000 | $80,000 | $800,000 |
| Application Withdrawn By Applicant | 166 | $22,844,000 | $137,000 | $1,174,000 | $76,000 | $658,000 |
| Application Approved But Not Accepted | 25 | $2,372,000 | $94,000 | $284,000 | $67,000 | $173,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 158 | $23,126,000 | $146,000 | $904,000 | $98,000 | $686,000 |
| Credit History | 132 | $12,519,000 | $94,000 | $360,000 | $65,000 | $388,000 |
| Debt-To-Income Ratio | 71 | $7,920,000 | $111,000 | $600,000 | $63,000 | $519,000 |
| Credit Application Incomplete | 43 | $6,108,000 | $142,000 | $792,000 | $75,000 | $250,000 |
| Employment History | 20 | $2,444,000 | $122,000 | $315,000 | $90,000 | $800,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $1,922,000 | $137,000 | $417,000 | $79,000 | $134,000 |
| Other | 14 | $783,000 | $55,000 | $186,000 | $116,000 | $638,000 |
| Unverifiable Information | 9 | $1,238,000 | $137,000 | $304,000 | $73,000 | $114,000 |
| Mortgage Insurance Denied | 1 | $252,000 | $252,000 | $252,000 | $75,000 | $75,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Bank Na's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Financial Bank Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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