First Financial Bank Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
First Financial Bank Na 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Financial Bank Na 255 East Fifth Street Suite #900 Cincinnati, OH 45202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,841 |
| Total Mortgage Loan Application Amount | $517,200,000 |
| Average Mortgage Loan Application Amount | $130,666 |
| Highest Mortgage Loan Application Amount | $10,800,000 |
| Average Applicant Income | $89,333 |
| Highest Applicant Income | $2,160,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with First Financial Bank Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Financial Bank Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down First Financial Bank Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Financial Bank Na serves its applicants.
Each category highlights the total number of mortgage applications processed by First Financial Bank Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Financial Bank Na's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 777 | $ 162,923,000 | $ 209,000 | $ 114,000 |
| Hamilton County Ohio | 307 | $ 54,362,000 | $ 177,000 | $ 95,000 |
| Butler County Ohio | 231 | $ 27,440,000 | $ 118,000 | $ 79,000 |
| Bartholomew County Indiana | 201 | $ 30,586,000 | $ 152,000 | $ 82,000 |
| Lake County Indiana | 168 | $ 23,588,000 | $ 140,000 | $ 79,000 |
| Delaware County Ohio | 130 | $ 33,885,000 | $ 260,000 | $ 125,000 |
| Montgomery County Ohio | 88 | $ 16,163,000 | $ 183,000 | $ 76,000 |
| Warren County Ohio | 58 | $ 9,509,000 | $ 163,000 | $ 76,000 |
| Licking County Ohio | 55 | $ 9,368,000 | $ 170,000 | $ 73,000 |
| Fairfield County Ohio | 42 | $ 7,439,000 | $ 177,000 | $ 93,000 |
| Marion County Indiana | 36 | $ 4,359,000 | $ 121,000 | $ 84,000 |
| Clermont County Ohio | 35 | $ 5,435,000 | $ 155,000 | $ 88,000 |
| Allen County Indiana | 26 | $ 5,289,000 | $ 203,000 | $ 125,000 |
| Shelby County Indiana | 26 | $ 3,459,000 | $ 133,000 | $ 69,000 |
| Dearborn County Indiana | 25 | $ 3,320,000 | $ 132,000 | $ 78,000 |
| Hamilton County Indiana | 24 | $ 8,808,000 | $ 367,000 | $ 224,000 |
| Jennings County Indiana | 24 | $ 2,853,000 | $ 118,000 | $ 66,000 |
| Mercer County Ohio | 24 | $ 2,890,000 | $ 120,000 | $ 81,000 |
| Jackson County Indiana | 23 | $ 2,019,000 | $ 87,000 | $ 56,000 |
| Union County Ohio | 23 | $ 6,062,000 | $ 263,000 | $ 115,000 |
| Johnson County Indiana | 21 | $ 2,170,000 | $ 103,000 | $ 47,000 |
| Marion County Ohio | 20 | $ 2,430,000 | $ 121,000 | $ 58,000 |
| Greene County Ohio | 18 | $ 3,138,000 | $ 174,000 | $ 89,000 |
| Van Wert County Ohio | 18 | $ 1,559,000 | $ 86,000 | $ 52,000 |
| Kenton County Kentucky | 17 | $ 2,246,000 | $ 132,000 | $ 65,000 |
| Preble County Ohio | 17 | $ 1,354,000 | $ 79,000 | $ 45,000 |
| Boone County Indiana | 14 | $ 4,670,000 | $ 333,000 | $ 153,000 |
| Carroll County Indiana | 14 | $ 1,151,000 | $ 82,000 | $ 52,000 |
| Porter County Indiana | 14 | $ 2,389,000 | $ 170,000 | $ 55,000 |
| Allen County Ohio | 14 | $ 1,456,000 | $ 104,000 | $ 43,000 |
| Williams County Ohio | 14 | $ 1,500,000 | $ 107,000 | $ 47,000 |
| Boone County Kentucky | 12 | $ 1,312,000 | $ 109,000 | $ 84,000 |
| Madison County Ohio | 12 | $ 2,909,000 | $ 242,000 | $ 125,000 |
| Highland County Ohio | 10 | $ 1,466,000 | $ 146,000 | $ 74,000 |
| Wabash County Indiana | 9 | $ 1,263,000 | $ 140,000 | $ 64,000 |
| Fayette County Indiana | 8 | $ 634,000 | $ 79,000 | $ 51,000 |
| Cuyahoga County Ohio | 8 | $ 1,919,000 | $ 239,000 | $ 77,000 |
| Knox County Ohio | 8 | $ 1,516,000 | $ 189,000 | $ 88,000 |
| Brown County Indiana | 7 | $ 1,097,000 | $ 156,000 | $ 93,000 |
| Monroe County Indiana | 7 | $ 11,703,000 | $ 1,671,000 | $ 60,000 |
| Campbell County Kentucky | 7 | $ 1,170,000 | $ 167,000 | $ 79,000 |
| Ottawa County Ohio | 7 | $ 1,417,000 | $ 202,000 | $ 215,000 |
| Pickaway County Ohio | 7 | $ 907,000 | $ 129,000 | $ 70,000 |
| Cook County Illinois | 6 | $ 910,000 | $ 151,000 | $ 125,000 |
| Fulton County Indiana | 6 | $ 461,000 | $ 76,000 | $ 51,000 |
| Rush County Indiana | 6 | $ 521,000 | $ 86,000 | $ 53,000 |
| Tippecanoe County Indiana | 6 | $ 985,000 | $ 164,000 | $ 56,000 |
| Clark County Ohio | 6 | $ 599,000 | $ 99,000 | $ 72,000 |
| Clinton County Indiana | 5 | $ 1,033,000 | $ 206,000 | $ 57,000 |
| Morgan County Indiana | 5 | $ 536,000 | $ 107,000 | $ 55,000 |
| Randolph County Indiana | 5 | $ 557,000 | $ 111,000 | $ 41,000 |
| Auglaize County Ohio | 5 | $ 632,000 | $ 126,000 | $ 84,000 |
| Clinton County Ohio | 5 | $ 271,000 | $ 54,000 | $ 43,000 |
| Decatur County Indiana | 4 | $ 465,000 | $ 116,000 | $ 39,000 |
| Franklin County Indiana | 4 | $ 399,000 | $ 99,000 | $ 30,000 |
| Hendricks County Indiana | 4 | $ 761,000 | $ 190,000 | $ 83,000 |
| Howard County Indiana | 4 | $ 6,282,000 | $ 1,570,000 | $ 84,000 |
| Madison County Indiana | 4 | $ 587,000 | $ 146,000 | $ 88,000 |
| Ripley County Indiana | 4 | $ 524,000 | $ 131,000 | $ 55,000 |
| Paulding County Ohio | 4 | $ 328,000 | $ 82,000 | $ 49,000 |
| Summit County Ohio | 4 | $ 698,000 | $ 174,000 | $ 72,000 |
| Lee County Florida | 3 | $ 633,000 | $ 211,000 | $ 94,000 |
| Will County Illinois | 3 | $ 589,000 | $ 196,000 | $ 142,000 |
| Adams County Indiana | 3 | $ 374,000 | $ 124,000 | $ 54,000 |
| Jasper County Indiana | 3 | $ 280,000 | $ 93,000 | $ 62,000 |
| Putnam County Indiana | 3 | $ 609,000 | $ 203,000 | $ 73,000 |
| Switzerland County Indiana | 3 | $ 449,000 | $ 149,000 | $ 68,000 |
| Union County Indiana | 3 | $ 321,000 | $ 107,000 | $ 83,000 |
| Wells County Indiana | 3 | $ 454,000 | $ 151,000 | $ 130,000 |
| Wayne County Michigan | 3 | $ 357,000 | $ 119,000 | $ 46,000 |
| Athens County Ohio | 3 | $ 412,000 | $ 137,000 | $ 32,000 |
| Hardin County Ohio | 3 | $ 204,000 | $ 68,000 | $ 99,000 |
| Logan County Ohio | 3 | $ 767,000 | $ 255,000 | $ 355,000 |
| Miami County Ohio | 3 | $ 545,000 | $ 181,000 | $ 80,000 |
| Muskingum County Ohio | 3 | $ 340,000 | $ 113,000 | $ 418,000 |
| Broward County Florida | 2 | $ 594,000 | $ 297,000 | $ 156,000 |
| Collier County Florida | 2 | $ 909,000 | $ 454,000 | $ 274,000 |
| Miami-Dade County Florida | 2 | $ 489,000 | $ 244,000 | $ 210,000 |
| Orange County Florida | 2 | $ 1,200,000 | $ 600,000 | $ 197,000 |
| Sarasota County Florida | 2 | $ 271,000 | $ 135,000 | $ 148,000 |
| Blackford County Indiana | 2 | $ 119,000 | $ 59,000 | $ 29,000 |
| Cass County Indiana | 2 | $ 174,000 | $ 87,000 | $ 78,000 |
| Clark County Indiana | 2 | $ 425,000 | $ 212,000 | $ 70,000 |
| Delaware County Indiana | 2 | $ 128,000 | $ 64,000 | $ 76,000 |
| Greene County Indiana | 2 | $ 168,000 | $ 84,000 | $ 41,000 |
| Hancock County Indiana | 2 | $ 416,000 | $ 208,000 | $ 110,000 |
| Kosciusko County Indiana | 2 | $ 290,000 | $ 145,000 | $ 69,000 |
| LaGrange County Indiana | 2 | $ 268,000 | $ 134,000 | $ 59,000 |
| LaPorte County Indiana | 2 | $ 382,000 | $ 191,000 | $ 67,000 |
| Scott County Indiana | 2 | $ 367,000 | $ 183,000 | $ 83,000 |
| White County Indiana | 2 | $ 268,000 | $ 134,000 | $ 68,000 |
| Grant County Kentucky | 2 | $ 567,000 | $ 283,000 | $ 180,000 |
| Kent County Michigan | 2 | $ 260,000 | $ 130,000 | $ 86,000 |
| Oakland County Michigan | 2 | $ 1,913,000 | $ 956,000 | $ 368,000 |
| Belmont County Ohio | 2 | $ 292,000 | $ 146,000 | $ 104,000 |
| Champaign County Ohio | 2 | $ 269,000 | $ 134,000 | $ 81,000 |
| Erie County Ohio | 2 | $ 414,000 | $ 207,000 | $ 427,000 |
| Lucas County Ohio | 2 | $ 337,000 | $ 168,000 | $ 129,000 |
| Medina County Ohio | 2 | $ 212,000 | $ 106,000 | $ 38,000 |
| Richland County Ohio | 2 | $ 654,000 | $ 327,000 | $ 0 |
| Wood County Ohio | 2 | $ 359,000 | $ 179,000 | $ 85,000 |
| Sitka County Alaska | 1 | $ 352,000 | $ 352,000 | $ 153,000 |
| Denver County Colorado | 1 | $ 204,000 | $ 204,000 | $ 75,000 |
| Escambia County Florida | 1 | $ 187,000 | $ 187,000 | $ 50,000 |
| Hernando County Florida | 1 | $ 65,000 | $ 65,000 | $ 59,000 |
| Indian River County Florida | 1 | $ 316,000 | $ 316,000 | $ 240,000 |
| Manatee County Florida | 1 | $ 400,000 | $ 400,000 | $ 561,000 |
| Martin County Florida | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
| Monroe County Florida | 1 | $ 1,500,000 | $ 1,500,000 | $ 660,000 |
| Osceola County Florida | 1 | $ 349,000 | $ 349,000 | $ 172,000 |
| Seminole County Florida | 1 | $ 152,000 | $ 152,000 | $ 108,000 |
| Sumter County Florida | 1 | $ 166,000 | $ 166,000 | $ 59,000 |
| Volusia County Florida | 1 | $ 331,000 | $ 331,000 | $ 239,000 |
| Cobb County Georgia | 1 | $ 348,000 | $ 348,000 | $ 400,000 |
| Hall County Georgia | 1 | $ 340,000 | $ 340,000 | $ 79,000 |
| McLean County Illinois | 1 | $ 156,000 | $ 156,000 | $ 50,000 |
| Henry County Indiana | 1 | $ 403,000 | $ 403,000 | $ 227,000 |
| Huntington County Indiana | 1 | $ 179,000 | $ 179,000 | $ 139,000 |
| Jay County Indiana | 1 | $ 79,000 | $ 79,000 | $ 24,000 |
| Lawrence County Indiana | 1 | $ 263,000 | $ 263,000 | $ 121,000 |
| Noble County Indiana | 1 | $ 177,000 | $ 177,000 | $ 66,000 |
| Ohio County Indiana | 1 | $ 120,000 | $ 120,000 | $ 37,000 |
| Pulaski County Indiana | 1 | $ 400,000 | $ 400,000 | $ 160,000 |
| Starke County Indiana | 1 | $ 40,000 | $ 40,000 | $ 30,000 |
| Steuben County Indiana | 1 | $ 232,000 | $ 232,000 | $ 67,000 |
| Sullivan County Indiana | 1 | $ 73,000 | $ 73,000 | $ 164,000 |
| Warren County Indiana | 1 | $ 97,000 | $ 97,000 | $ 59,000 |
| Jefferson County Kentucky | 1 | $ 180,000 | $ 180,000 | $ 118,000 |
| Allegan County Michigan | 1 | $ 37,000 | $ 37,000 | $ 210,000 |
| Cheboygan County Michigan | 1 | $ 417,000 | $ 417,000 | $ 360,000 |
| Adams County Ohio | 1 | $ 136,000 | $ 136,000 | $ 69,000 |
| Ashland County Ohio | 1 | $ 20,000 | $ 20,000 | $ 15,000 |
| Coshocton County Ohio | 1 | $ 110,000 | $ 110,000 | $ 67,000 |
| Crawford County Ohio | 1 | $ 82,000 | $ 82,000 | $ 25,000 |
| Darke County Ohio | 1 | $ 70,000 | $ 70,000 | $ 23,000 |
| Defiance County Ohio | 1 | $ 250,000 | $ 250,000 | $ 83,000 |
| Fayette County Ohio | 1 | $ 92,000 | $ 92,000 | $ 22,000 |
| Fulton County Ohio | 1 | $ 90,000 | $ 90,000 | $ 63,000 |
| Geauga County Ohio | 1 | $ 264,000 | $ 264,000 | $ 86,000 |
| Hancock County Ohio | 1 | $ 104,000 | $ 104,000 | $ 28,000 |
| Hocking County Ohio | 1 | $ 172,000 | $ 172,000 | $ 257,000 |
| Jackson County Ohio | 1 | $ 168,000 | $ 168,000 | $ 90,000 |
| Mahoning County Ohio | 1 | $ 140,000 | $ 140,000 | $ 87,000 |
| Morrow County Ohio | 1 | $ 164,000 | $ 164,000 | $ 60,000 |
| Pike County Ohio | 1 | $ 189,000 | $ 189,000 | $ 56,000 |
| Putnam County Ohio | 1 | $ 114,000 | $ 114,000 | $ 85,000 |
| Ross County Ohio | 1 | $ 137,000 | $ 137,000 | $ 99,000 |
| Sandusky County Ohio | 1 | $ 124,000 | $ 124,000 | $ 105,000 |
| Shelby County Ohio | 1 | $ 138,000 | $ 138,000 | $ 63,000 |
| Wayne County Ohio | 1 | $ 148,000 | $ 148,000 | $ 54,000 |
| Wyandot County Ohio | 1 | $ 152,000 | $ 152,000 | $ 60,000 |
| Clackamas County Oregon | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Lancaster County South Carolina | 1 | $ 219,000 | $ 219,000 | $ 79,000 |
| Campbell County Tennessee | 1 | $ 272,000 | $ 272,000 | $ 157,000 |
| Wilson County Tennessee | 1 | $ 191,000 | $ 191,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for First Financial Bank Na in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,824 | $320,696,000 | $175,000 | $5,622,000 | $90,000 | $1,900,000 |
| Refinancing | 964 | $195,719,000 | $203,000 | $10,800,000 | $109,000 | $2,160,000 |
| Home Improvement | 53 | $785,000 | $14,000 | $60,000 | $69,000 | $505,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,397 | $411,482,000 | $171,000 | $1,690,000 | $100,000 | $2,160,000 |
| Not Provided | 116 | $18,075,000 | $155,000 | $754,000 | $99,000 | $685,000 |
| Not applicable | 100 | $48,159,000 | $481,000 | $10,800,000 | $0 | $0 |
| Black or African American | 84 | $12,194,000 | $145,000 | $785,000 | $69,000 | $575,000 |
| Asian | 77 | $16,985,000 | $220,000 | $1,000,000 | $115,000 | $485,000 |
| Hispanic | 62 | $9,667,000 | $155,000 | $466,000 | $94,000 | $505,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $430,000 | $143,000 | $164,000 | $72,000 | $101,000 |
| American Indian or Alaskan Native | 2 | $208,000 | $104,000 | $178,000 | $51,000 | $55,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,318 | $446,540,000 | $192,000 | $10,800,000 | $104,000 | $2,160,000 |
| FHA-insured (Federal Housing Administration) | 386 | $49,338,000 | $127,000 | $385,000 | $55,000 | $240,000 |
| VA-guaranteed (Veterans Administration) | 83 | $14,929,000 | $179,000 | $421,000 | $74,000 | $206,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 54 | $6,393,000 | $118,000 | $268,000 | $49,000 | $109,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,086 | $398,749,000 | $191,000 | $10,800,000 | $94,000 | $1,456,000 |
| Application Denied By Financial Institution | 583 | $86,803,000 | $148,000 | $1,690,000 | $95,000 | $2,160,000 |
| Application Withdrawn By Applicant | 124 | $22,196,000 | $179,000 | $779,000 | $106,000 | $1,900,000 |
| Application Approved But Not Accepted | 29 | $5,943,000 | $204,000 | $1,000,000 | $147,000 | $439,000 |
| File Closed For Incompleteness | 19 | $3,509,000 | $184,000 | $417,000 | $172,000 | $1,024,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 152 | $20,239,000 | $133,000 | $1,500,000 | $91,000 | $1,464,000 |
| Collateral | 150 | $22,622,000 | $150,000 | $675,000 | $94,000 | $757,000 |
| Credit Application Incomplete | 141 | $24,075,000 | $170,000 | $1,690,000 | $122,000 | $2,160,000 |
| Debt-To-Income Ratio | 87 | $12,006,000 | $138,000 | $1,000,000 | $52,000 | $330,000 |
| Employment History | 22 | $3,284,000 | $149,000 | $417,000 | $58,000 | $183,000 |
| Other | 17 | $1,977,000 | $116,000 | $648,000 | $154,000 | $505,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,788,000 | $223,000 | $672,000 | $158,000 | $685,000 |
| Unverifiable Information | 5 | $736,000 | $147,000 | $236,000 | $95,000 | $140,000 |
| Mortgage Insurance Denied | 1 | $76,000 | $76,000 | $76,000 | $45,000 | $45,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Bank Na's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Financial Bank Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.