First Financial Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
First Financial Bank, National Association 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Financial Bank, National Association 400 Pine St Abilene, TX 79601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,075 |
| Total Mortgage Loan Application Amount | $1,079,805,000 |
| Average Mortgage Loan Application Amount | $319,500 |
| Highest Mortgage Loan Application Amount | $10,445,000 |
| Average Applicant Income | $135,333 |
| Highest Applicant Income | $5,922,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with First Financial Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Financial Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down First Financial Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Financial Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by First Financial Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Financial Bank, National Association's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Taylor County Texas | 894 | $ 157,680,000 | $ 176,000 | $ 122,000 |
| Tarrant County Texas | 754 | $ 191,140,000 | $ 253,000 | $ 182,000 |
| Parker County Texas | 345 | $ 77,305,000 | $ 224,000 | $ 153,000 |
| Tom Green County Texas | 287 | $ 61,345,000 | $ 213,000 | $ 136,000 |
| Montgomery County Texas | 213 | $ 50,665,000 | $ 237,000 | $ 252,000 |
| Hood County Texas | 193 | $ 44,405,000 | $ 230,000 | $ 143,000 |
| Dallas County Texas | 170 | $ 60,400,000 | $ 355,000 | $ 259,000 |
| Johnson County Texas | 148 | $ 22,970,000 | $ 155,000 | $ 135,000 |
| Jefferson County Texas | 146 | $ 30,230,000 | $ 207,000 | $ 154,000 |
| Erath County Texas | 133 | $ 22,995,000 | $ 172,000 | $ 135,000 |
| Denton County Texas | 128 | $ 41,260,000 | $ 322,000 | $ 297,000 |
| Orange County Texas | 127 | $ 18,705,000 | $ 147,000 | $ 111,000 |
| Wise County Texas | 117 | $ 22,275,000 | $ 190,000 | $ 120,000 |
| Eastland County Texas | 107 | $ 13,305,000 | $ 124,000 | $ 100,000 |
| Palo Pinto County Texas | 107 | $ 20,475,000 | $ 191,000 | $ 136,000 |
| Ellis County Texas | 105 | $ 19,115,000 | $ 182,000 | $ 139,000 |
| Harris County Texas | 97 | $ 33,895,000 | $ 349,000 | $ 236,000 |
| Walker County Texas | 90 | $ 17,500,000 | $ 194,000 | $ 141,000 |
| Nolan County Texas | 67 | $ 8,025,000 | $ 119,000 | $ 106,000 |
| Callahan County Texas | 65 | $ 7,815,000 | $ 120,000 | $ 95,000 |
| Collin County Texas | 61 | $ 18,365,000 | $ 301,000 | $ 181,000 |
| Somervell County Texas | 41 | $ 7,905,000 | $ 192,000 | $ 108,000 |
| Jones County Texas | 37 | $ 4,995,000 | $ 135,000 | $ 82,000 |
| Hardin County Texas | 35 | $ 7,785,000 | $ 222,000 | $ 133,000 |
| Galveston County Texas | 31 | $ 8,565,000 | $ 276,000 | $ 219,000 |
| Deaf Smith County Texas | 27 | $ 2,695,000 | $ 99,000 | $ 182,000 |
| Jasper County Texas | 22 | $ 4,560,000 | $ 207,000 | $ 191,000 |
| Stephens County Texas | 22 | $ 2,490,000 | $ 113,000 | $ 99,000 |
| Fort Bend County Texas | 21 | $ 6,495,000 | $ 309,000 | $ 282,000 |
| Fisher County Texas | 20 | $ 2,640,000 | $ 132,000 | $ 122,000 |
| Shackelford County Texas | 17 | $ 1,685,000 | $ 99,000 | $ 70,000 |
| Wharton County Texas | 17 | $ 1,955,000 | $ 115,000 | $ 134,000 |
| Grimes County Texas | 16 | $ 4,070,000 | $ 254,000 | $ 126,000 |
| Hill County Texas | 15 | $ 1,665,000 | $ 111,000 | $ 98,000 |
| Midland County Texas | 15 | $ 3,595,000 | $ 239,000 | $ 206,000 |
| Travis County Texas | 15 | $ 6,405,000 | $ 427,000 | $ 302,000 |
| Ector County Texas | 14 | $ 2,300,000 | $ 164,000 | $ 134,000 |
| Randall County Texas | 14 | $ 2,480,000 | $ 177,000 | $ 144,000 |
| Brown County Texas | 12 | $ 1,920,000 | $ 160,000 | $ 106,000 |
| Shelby County Tennessee | 11 | $ 1,225,000 | $ 111,000 | $ 157,000 |
| Pulaski County Arkansas | 10 | $ 980,000 | $ 98,000 | $ 120,000 |
| Brazoria County Texas | 10 | $ 1,730,000 | $ 173,000 | $ 198,000 |
| Comanche County Texas | 10 | $ 1,340,000 | $ 134,000 | $ 79,000 |
| Matagorda County Texas | 10 | $ 1,140,000 | $ 114,000 | $ 148,000 |
| Brazos County Texas | 8 | $ 3,340,000 | $ 417,000 | $ 254,000 |
| Jack County Texas | 8 | $ 1,430,000 | $ 178,000 | $ 211,000 |
| McLennan County Texas | 8 | $ 1,920,000 | $ 240,000 | $ 98,000 |
| Montague County Texas | 8 | $ 1,310,000 | $ 163,000 | $ 128,000 |
| Newton County Texas | 8 | $ 820,000 | $ 102,000 | $ 121,000 |
| Bosque County Texas | 7 | $ 895,000 | $ 127,000 | $ 86,000 |
| Coke County Texas | 7 | $ 415,000 | $ 59,000 | $ 75,000 |
| Henderson County Texas | 7 | $ 1,885,000 | $ 269,000 | $ 381,000 |
| Lubbock County Texas | 7 | $ 2,315,000 | $ 330,000 | $ 172,000 |
| San Jacinto County Texas | 7 | $ 1,145,000 | $ 163,000 | $ 100,000 |
| Hamilton County Texas | 6 | $ 890,000 | $ 148,000 | $ 60,000 |
| Madison County Texas | 6 | $ 1,200,000 | $ 200,000 | $ 99,000 |
| Navarro County Texas | 6 | $ 1,030,000 | $ 171,000 | $ 164,000 |
| Runnels County Texas | 6 | $ 1,340,000 | $ 223,000 | $ 155,000 |
| Waller County Texas | 6 | $ 2,080,000 | $ 346,000 | $ 135,000 |
| Bexar County Texas | 5 | $ 1,095,000 | $ 219,000 | $ 249,000 |
| Cooke County Texas | 5 | $ 1,855,000 | $ 371,000 | $ 253,000 |
| Grayson County Texas | 5 | $ 445,000 | $ 89,000 | $ 158,000 |
| Howard County Texas | 5 | $ 965,000 | $ 193,000 | $ 382,000 |
| Rockwall County Texas | 5 | $ 1,605,000 | $ 321,000 | $ 128,000 |
| Williamson County Texas | 5 | $ 1,325,000 | $ 265,000 | $ 200,000 |
| Young County Texas | 5 | $ 715,000 | $ 143,000 | $ 95,000 |
| Coleman County Texas | 4 | $ 630,000 | $ 157,000 | $ 83,000 |
| Comal County Texas | 4 | $ 660,000 | $ 165,000 | $ 57,000 |
| Hays County Texas | 4 | $ 1,120,000 | $ 280,000 | $ 184,000 |
| Polk County Texas | 4 | $ 300,000 | $ 75,000 | $ 60,000 |
| Sabine County Texas | 4 | $ 830,000 | $ 207,000 | $ 139,000 |
| Scurry County Texas | 4 | $ 600,000 | $ 150,000 | $ 99,000 |
| Tyler County Texas | 4 | $ 540,000 | $ 135,000 | $ 123,000 |
| Lincoln County New Mexico | 3 | $ 1,265,000 | $ 421,000 | $ 305,000 |
| Oklahoma County Oklahoma | 3 | $ 345,000 | $ 115,000 | $ 221,000 |
| Chambers County Texas | 3 | $ 635,000 | $ 211,000 | $ 141,000 |
| Mitchell County Texas | 3 | $ 855,000 | $ 285,000 | $ 127,000 |
| Wichita County Texas | 3 | $ 395,000 | $ 131,000 | $ 76,000 |
| Dona Ana County New Mexico | 2 | $ 380,000 | $ 190,000 | $ 69,000 |
| McCurtain County Oklahoma | 2 | $ 840,000 | $ 420,000 | $ 0 |
| Tulsa County Oklahoma | 2 | $ 460,000 | $ 230,000 | $ 204,000 |
| Bailey County Texas | 2 | $ 150,000 | $ 75,000 | $ 65,000 |
| Burnet County Texas | 2 | $ 720,000 | $ 360,000 | $ 674,000 |
| Castro County Texas | 2 | $ 140,000 | $ 70,000 | $ 52,000 |
| Colorado County Texas | 2 | $ 150,000 | $ 75,000 | $ 109,000 |
| Hidalgo County Texas | 2 | $ 480,000 | $ 240,000 | $ 183,000 |
| Hunt County Texas | 2 | $ 570,000 | $ 285,000 | $ 124,000 |
| Kaufman County Texas | 2 | $ 790,000 | $ 395,000 | $ 110,000 |
| Kendall County Texas | 2 | $ 700,000 | $ 350,000 | $ 239,000 |
| Liberty County Texas | 2 | $ 1,280,000 | $ 640,000 | $ 1,747,000 |
| Nacogdoches County Texas | 2 | $ 120,000 | $ 60,000 | $ 141,000 |
| Nueces County Texas | 2 | $ 610,000 | $ 305,000 | $ 69,000 |
| Parmer County Texas | 2 | $ 160,000 | $ 80,000 | $ 66,000 |
| Stonewall County Texas | 2 | $ 120,000 | $ 60,000 | $ 81,000 |
| Throckmorton County Texas | 2 | $ 290,000 | $ 145,000 | $ 140,000 |
| Wood County Texas | 2 | $ 320,000 | $ 160,000 | $ 98,000 |
| Maricopa County Arizona | 1 | $ 485,000 | $ 485,000 | $ 226,000 |
| Benton County Arkansas | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Clark County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Saline County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Sebastian County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 262,000 |
| Washington County Arkansas | 1 | $ 355,000 | $ 355,000 | $ 132,000 |
| Riverside County California | 1 | $ 95,000 | $ 95,000 | $ 66,000 |
| Adams County Colorado | 1 | $ 325,000 | $ 325,000 | $ 300,000 |
| Chaffee County Colorado | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Clear Creek County Colorado | 1 | $ 245,000 | $ 245,000 | $ 151,000 |
| Hinsdale County Colorado | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Walton County Florida | 1 | $ 385,000 | $ 385,000 | $ 220,000 |
| Johnson County Kansas | 1 | $ 505,000 | $ 505,000 | $ 263,000 |
| St. Louis County Missouri | 1 | $ 95,000 | $ 95,000 | $ 373,000 |
| Bernalillo County New Mexico | 1 | $ 555,000 | $ 555,000 | $ 363,000 |
| Lea County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Canadian County Oklahoma | 1 | $ 275,000 | $ 275,000 | $ 102,000 |
| Wagoner County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 118,000 |
| Chester County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 163,000 |
| Claiborne County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 389,000 |
| Anderson County Texas | 1 | $ 85,000 | $ 85,000 | $ 135,000 |
| Aransas County Texas | 1 | $ 255,000 | $ 255,000 | $ 132,000 |
| Austin County Texas | 1 | $ 275,000 | $ 275,000 | $ 163,000 |
| Bee County Texas | 1 | $ 225,000 | $ 225,000 | $ 131,000 |
| Cameron County Texas | 1 | $ 365,000 | $ 365,000 | $ 255,000 |
| Camp County Texas | 1 | $ 475,000 | $ 475,000 | $ 436,000 |
| Cherokee County Texas | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Clay County Texas | 1 | $ 245,000 | $ 245,000 | $ 52,000 |
| Concho County Texas | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Coryell County Texas | 1 | $ 245,000 | $ 245,000 | $ 85,000 |
| Cottle County Texas | 1 | $ 95,000 | $ 95,000 | $ 58,000 |
| Crockett County Texas | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Guadalupe County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Hale County Texas | 1 | $ 135,000 | $ 135,000 | $ 146,000 |
| Harrison County Texas | 1 | $ 325,000 | $ 325,000 | $ 93,000 |
| Houston County Texas | 1 | $ 175,000 | $ 175,000 | $ 136,000 |
| Jackson County Texas | 1 | $ 215,000 | $ 215,000 | $ 105,000 |
| Jeff Davis County Texas | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Kent County Texas | 1 | $ 95,000 | $ 95,000 | $ 89,000 |
| Kleberg County Texas | 1 | $ 275,000 | $ 275,000 | $ 99,000 |
| Knox County Texas | 1 | $ 85,000 | $ 85,000 | $ 153,000 |
| Lamar County Texas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Lamb County Texas | 1 | $ 55,000 | $ 55,000 | $ 87,000 |
| Limestone County Texas | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Llano County Texas | 1 | $ 405,000 | $ 405,000 | $ 138,000 |
| Lynn County Texas | 1 | $ 95,000 | $ 95,000 | $ 238,000 |
| Martin County Texas | 1 | $ 105,000 | $ 105,000 | $ 103,000 |
| Mason County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Mills County Texas | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Oldham County Texas | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Potter County Texas | 1 | $ 205,000 | $ 205,000 | $ 118,000 |
| Rains County Texas | 1 | $ 175,000 | $ 175,000 | $ 92,000 |
| Smith County Texas | 1 | $ 235,000 | $ 235,000 | $ 104,000 |
| Sterling County Texas | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Sutton County Texas | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Trinity County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Upton County Texas | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Uvalde County Texas | 1 | $ 275,000 | $ 275,000 | $ 143,000 |
| Victoria County Texas | 1 | $ 115,000 | $ 115,000 | $ 91,000 |
| Washington County Texas | 1 | $ 455,000 | $ 455,000 | $ 449,000 |
Mortgage Loan Application Detail Totals for First Financial Bank, National Association in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,914 | $687,800,000 | $236,000 | $10,445,000 | $148,000 | $4,613,000 |
| Refinancing | 678 | $183,000,000 | $269,000 | $1,455,000 | $175,000 | $1,569,000 |
| Home Improvement | 651 | $61,605,000 | $94,000 | $2,985,000 | $204,000 | $5,922,000 |
| Cash-out Refinancing | 559 | $118,695,000 | $212,000 | $3,405,000 | $138,000 | $1,571,000 |
| Other Purpose | 272 | $27,700,000 | $101,000 | $1,705,000 | $147,000 | $1,700,000 |
| Not Applicable | 1 | $1,005,000 | $1,005,000 | $1,005,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,821 | $827,265,000 | $216,000 | $3,005,000 | $164,000 | $5,922,000 |
| Hispanic | 407 | $67,225,000 | $165,000 | $1,105,000 | $114,000 | $1,477,000 |
| Not applicable | 333 | $75,105,000 | $225,000 | $10,445,000 | $0 | $0 |
| Not Provided | 295 | $67,715,000 | $229,000 | $945,000 | $168,000 | $2,438,000 |
| Asian | 94 | $22,320,000 | $237,000 | $895,000 | $153,000 | $1,025,000 |
| Black or African American | 92 | $16,730,000 | $181,000 | $825,000 | $101,000 | $373,000 |
| American Indian or Alaskan Native | 18 | $1,830,000 | $101,000 | $265,000 | $122,000 | $263,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $230,000 | $115,000 | $155,000 | $88,000 | $130,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,605 | $978,585,000 | $212,000 | $10,445,000 | $165,000 | $5,922,000 |
| FHA-insured (Federal Housing Administration) | 252 | $44,680,000 | $177,000 | $405,000 | $82,000 | $235,000 |
| VA-guaranteed (Veterans Administration) | 211 | $55,575,000 | $263,000 | $885,000 | $101,000 | $646,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $965,000 | $137,000 | $195,000 | $58,000 | $84,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,941 | $847,125,000 | $214,000 | $10,445,000 | $153,000 | $4,613,000 |
| Application Withdrawn By Applicant | 593 | $143,335,000 | $241,000 | $3,005,000 | $166,000 | $3,144,000 |
| Application Denied By Financial Institution | 368 | $53,330,000 | $144,000 | $2,985,000 | $155,000 | $5,760,000 |
| Application Approved But Not Accepted | 135 | $28,355,000 | $210,000 | $1,435,000 | $210,000 | $5,280,000 |
| File Closed For Incompleteness | 37 | $6,655,000 | $179,000 | $1,285,000 | $347,000 | $5,922,000 |
| Loan Purchased By The Institution | 1 | $1,005,000 | $1,005,000 | $1,005,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,707 | $1,026,475,000 | $218,000 | $10,445,000 | $158,000 | $5,922,000 |
| Credit History | 147 | $13,215,000 | $89,000 | $425,000 | $105,000 | $1,700,000 |
| Debt-To-Income Ratio | 142 | $22,110,000 | $155,000 | $1,865,000 | $115,000 | $2,438,000 |
| Collateral | 49 | $12,015,000 | $245,000 | $2,985,000 | $215,000 | $1,684,000 |
| Other | 20 | $3,980,000 | $199,000 | $1,245,000 | $693,000 | $5,760,000 |
| Employment History | 6 | $1,610,000 | $268,000 | $485,000 | $79,000 | $150,000 |
| Unverifiable Information | 3 | $235,000 | $78,000 | $105,000 | $61,000 | $70,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $165,000 | $165,000 | $165,000 | $111,000 | $111,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Bank, National Association's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Financial Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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